Benzie County MI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Unlock detailed Benzie County MI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Michigan.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 892
Total Mortgage Loan Application Amount $146,228,000
Average Mortgage Loan Application Amount $163,000
Highest Mortgage Loan Application Amount $1,275,000
Average Applicant Income $105,000
Highest Applicant Income $1,068,000

Mortgage Company List for Lending in Benzie County MI for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
CHEMICAL BANK
333 E MAIN STREET
MIDLAND, MI 48640
* $ 5,904,498,000 81 $ 14,177,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 55,954,625,000 69 $ 8,666,000
LAKE MICHIGAN CREDIT UNION
PO BOX 2848
CALEDONIA, MI 49501
* $ 2,731,663,000 64 $ 11,960,000
FIFTH THIRD MORTGAGE, MI LLC
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 48,969,000 56 $ 8,867,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,266,125,000,000 48 $ 6,865,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 48 $ 6,396,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 40 $ 8,102,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,474,077,383,000 35 $ 6,967,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,313,401,000,000 23 $ 3,001,000
AMERIFIRST FINANCIAL CORPORATION
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ 10,000,000 21 $ 2,765,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 119,444,656,000 20 $ 1,749,000
NEIGHBORHOOD MORTGAGE SOLUTION
PO BOX 209 544 N MAIN ST
FRANKENMUTH, MI 48734
* $ 77,551,000 19 $ 2,369,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 295,026,390,000 18 $ 2,135,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 16 $ 1,905,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 15 $ 1,784,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ 35,475,880,000 14 $ 2,618,000
MEMBER FIRST MORTGAGE, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 13 $ 1,536,000
STAUNTON FINANCIAL, INC.
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48075
* $ 10,000,000 13 $ 1,703,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 8 $ 1,352,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 7 $ 1,513,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 7 $ 1,084,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 7 $ 1,596,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 14,069,057,000 6 $ 984,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 6 $ 729,000
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 2,344,663,000 6 $ 628,000
THE BANK OF HOLLAND
150 CENTRAL AVE
HOLLAND, MI 49423
* $ 653,442,000 5 $ 1,415,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 543,088,000 5 $ 822,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 4 $ 723,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 4 $ 555,000
GREENSTONE FARM CREDIT SERVICES, FLCA
3515 WEST RD
EAST LANSING, MI 48823
* $ 10,000,000 4 $ 244,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 4 $ 1,058,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 4 $ 399,000
INDEPENDENT BANK
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 2,021,254,000 4 $ 734,000
MORTGAGE 1 INCORPORATED
43456 MOUND ROAD
STERLING HEIGHTS, MI 49314
* $ 9,135,000 3 $ 341,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 87,043,364,000 3 $ 251,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 3 $ 528,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 178,034,172,000 3 $ 403,000
CSB MORTGAGE COMPANY INC
PO BOX 98
CORTLAND, OH 44410
* $ 578,724,000 3 $ 491,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 85,810,000,000 3 $ 1,713,000
FIRST PLACE BANK
185 EAST MARKET
WARREN, OH 44481
* $ 2,590,320,000 3 $ 1,442,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 3 $ 343,000
UNITED BANK AND TRUST
2723 S STATE ST
ANN ARBOR, MI 48104
* $ 906,438,000 3 $ 474,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 3 $ 285,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 3 $ 682,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 406,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 3 $ 502,000
MORTGAGE CENTER L.C
29621 NORTHWESTERN HWY
PLYMOUTH, MI 48034
* $ 30,000,000 3 $ 372,000
GENISYS CREDIT UNION
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 1,482,505,000 2 $ 388,000
MBANK
130 S CEDAR ST
MANISTIQUE, MI 49854
* $ 545,696,000 2 $ 223,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 2 $ 1,020,000
GUARDIAN MORTGAGE COMPANY, INC
100 N. CENTRAL EXPRESSWAY SUITE 190
RICHARDSON, TX 75083
* $ 10,000,000 2 $ 471,000
WATERFORD BANK, N.A.
3900 N. MCCORD RD
TOLEDO, OH 43617
* $ 439,555,000 2 $ 605,000
MICHIGAN EDUCATIONAL
9200 HAGGERTY ROAD
PLYMOUTH, MI 48170
* $ 651,562,000 2 $ 312,000
TALMER BANK AND TRUST
2301 W. BIG BEAVER RD., SUITE 200
TROY, MI 48084
* $ 2,312,554,000 2 $ 869,000
FARMERS BANK & TRUST
1017 HARRISON
GREAT BEND, KS 67530
* $ 669,944,000 2 $ 276,000
MACATAWA BANK
PO BOX 3119
HOLLAND, MI 49422
* $ 1,556,533,000 2 $ 121,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 183,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 2 $ 588,000
RESIDENTIAL ACCEPTANCE CORPORATION
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 2 $ 224,000
UNITED BANK MORTGAGE CORPORATI
900 EAST PARIS AVE SE
GRAND RAPIDS, MI 49546
* $ 264,000,000 2 $ 242,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 2 $ 173,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 2 $ 212,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 104,823,994,000 2 $ 168,000
DISCOVER HOME LOANS, INC.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 2 $ 177,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 2 $ 173,000
ENTERPRISE BANK & TRUST
150 N. MERAMEC AVE.
CLAYTON, MO 63105
* $ 3,306,722,000 2 $ 2,152,000
FIRST COMMUNITY BANK
200 EAST MAIN STREET
HARBOR SPRINGS, MI 49740
* $ 250,110,000 2 $ 274,000
COLE TAYLOR BANK
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,784,213,000 2 $ 385,000
FIRSTMERIT BANK NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 14,901,417,000 2 $ 223,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 282,000
CREDIT UNION ONE
400 E NINE MILE RD
FERNDALE, MI 48220
* $ 772,489,000 2 $ 185,000
MICHIGAN SCHOOLS AND GOVERNMENT
40400 GARFIELD ROAD
CLINTON TOWNSHIP, MI 48038
* $ 1,230,068,000 2 $ 133,000
MARSHALL COMMUNITY CREDIT UNION
839 W GREEN ST
MARSHALL, MI 49068
* $ 148,945,000 1 $ 360,000
PREFERRED CREDIT UNION
3767 SPARKS DR SE
GRAND RAPIDS, MI 49546
* $ 88,574,000 1 $ 25,000
ZEAL CREDIT UNION
17250 NEWBURGH
LIVONIA, MI 48152
* $ 401,051,000 1 $ 42,000
CHOICEONE BANK
109 E. DIVISION ST.
SPARTA, MI 49345
* $ 508,300,000 1 $ 364,000
TOWNSTONE FINANACIAL, INC.
1141 W RANDOLPH
CHICAGO, IL 60607
* $ 10,000,000 1 $ 417,000
KINECTA
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,170,136,000 1 $ 311,000
PFCU
9077 CHARLOTTE HWY
PORTLAND, MI 48875
* $ 239,575,000 1 $ 48,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 417,000
MMS MORTGAGE SERVICES, LTD.
38275 TWELVE MILE RD., SUITE 100
FARMINGTON HILLS, MI 48331
* $ 5,598,000 1 $ 100,000
RMC VANGUARD
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 20,000,000 1 $ 315,000
COMERICA BANK
411 W LAFAYETTE BLVD
DALLAS, TX 48226
* $ 65,252,151,000 1 $ 43,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 23,260,580,000 1 $ 282,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 16,553,533,000 1 $ 500,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 82,086,021,000 1 $ 196,000
WINTRUST BANK
231 S LASALLE, STE 0100S
CHICAGO, IL 60604
* $ 2,059,311,000 1 $ 100,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 1 $ 162,000
MAINSTREET BANK
10089 FAIRFAX BLVD
FAIRFAX, VA 22030
* $ 271,495,000 1 $ 90,000
CIT BANK, NATIONAL ASSOCIATION
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 25,893,829,000 1 $ 157,000
NYCB MORTGAGE COMPANY, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 303,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 1 $ 207,000
THE DART BANK
368 S. PARK ST.
MASON, MI 48854
* $ 278,269,000 1 $ 385,000
MAINSOURCE BANK
2105 N STATE RD 3 BYPASS
GREENSBURG, IN 47240
* $ 2,743,288,000 1 $ 315,000
ADVISORS CAPITAL, INC.
39810 GRAND RIVER AVE., SUITE C-200
NOVI, MI 48375
* $ 3,243,000 1 $ 280,000
LAFCU
106 N MARKETPLACE BLVD
LANSING, MI 48917
* $ 530,775,000 1 $ 122,000
ARBOR FINANCIAL CREDIT UNION
1551 SOUTH 9TH STREET
KALAMAZOO, MI 49009
* $ 381,687,000 1 $ 133,000
DFCU FINANCIAL
400 TOWN CENTER DRIVE
DEARBORN, MI 48126
* $ 3,364,336,000 1 $ 100,000
CASE CREDIT UNION
4316 S PENNSYLVANIA AVE
LANSING, MI 48911
* $ 229,297,000 1 $ 30,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 140,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 174,000
MUTUAL OF OMAHA BANK
3333 FARNAM ST
OMAHA, NE 68131
* $ 5,923,392,000 1 $ 796,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 646,232,000 1 $ 8,000
BANC OF CALIFORNIA, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 1,369,414,000 1 $ 106,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 237,816,000 1 $ 207,000
FIRST INDEPENDENCE BANK
7310 WOODWARD AVE SUITE 101
DETROIT, MI 48202
* $ 184,413,000 1 $ 104,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
PLYMOUTH, MI 48108
* $ 10,000,000 1 $ 343,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 85,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 1 $ 120,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 83,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 1 $ 235,000
GRAND RIVER BANK
4471 WILSON SW
GRANDVILLE, MI 49418
* $ 99,786,000 1 $ 141,000
WOLVERINE BANK FSB
5710 EASTMAN AVE
MIDLAND, MI 48640
* $ 284,479,000 1 $ 153,000
UNION BANK
933 FOURTH AVE
LAKE ODESSA, MI 48849
* $ 174,595,000 1 $ 62,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 1 $ 425,000
HOME FINANCE OF AMERICA
521 PLYMOUTH ROAD, SUITE 112
PLYMOUTH MEETING, PA 19462
* $ 17,371,000 1 $ 123,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 215,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 1 $ 74,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 1 $ 124,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,460,729,000 1 $ 156,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 475,008,000 1 $ 117,000
FREELAND STATE BANK
185 E WASHINGTON ST
FREELAND, MI 48623
* $ 58,877,000 1 $ 150,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 1 $ 159,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 1 $ 137,000
HANTZ BANK
26200 AMERICAN DRIVE, 2ND FLOOR
SOUTHFIELD, MI 48034
* $ 119,772,000 1 $ 107,000
INDIANA COMMUNITY BANK
517 WEST LINCOLN AVE
GOSHEN, IN 46526
* $ 101,412,000 1 $ 147,000
SUMMIT COMMUNITY BANK
1600 ABBOT RD
EAST LANSING, MI 48823
* $ 160,682,000 1 $ 131,000
TALMER WEST BANK
2950 STATE STREET SOUTH
ANN ARBOR, MI 48104
* $ 659,679,000 1 $ 45,000
BANK OF ANN ARBOR
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48185
* $ 890,768,000 1 $ 140,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 636,087,000 1 $ 96,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 1 $ 95,000
APEX BANK
180 HWY 641 N
CAMDEN, TN 38320
* $ 250,414,000 1 $ 162,000
FIRST NATIONAL BANK OF STLOUIS
7707 FORSYTH BLVD
CLAYTON, MO 63105
* $ 1,424,983,000 1 $ 324,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2013, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Benzie County MI in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 570 $94,137,000 $165,000 $1,275,000 $101,000 $1,020,000
Home Purchase 282 $48,258,000 $171,000 $1,162,000 $112,000 $1,068,000
Home Improvement 40 $3,833,000 $95,000 $420,000 $109,000 $674,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 742 $121,319,000 $163,000 $1,275,000 $110,000 $1,068,000
Not Provided 96 $16,012,000 $166,000 $996,000 $86,000 $315,000
Not applicable 38 $6,730,000 $177,000 $1,162,000 $48,000 $225,000
Hispanic 12 $1,786,000 $148,000 $624,000 $98,000 $628,000
American Indian or Alaskan Native 2 $221,000 $110,000 $155,000 $9,000 $18,000
Asian 1 $75,000 $75,000 $75,000 $42,000 $42,000
Black or African American 1 $85,000 $85,000 $85,000 $339,000 $339,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 723 $123,823,000 $171,000 $1,275,000 $121,000 $1,068,000
FHA-insured (Federal Housing Administration) 81 $10,006,000 $123,000 $260,000 $33,000 $89,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 49 $5,749,000 $117,000 $214,000 $36,000 $74,000
VA-guaranteed (Veterans Administration) 39 $6,650,000 $170,000 $425,000 $46,000 $182,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 478 $79,193,000 $165,000 $1,275,000 $119,000 $1,068,000
Application Denied By Financial Institution 173 $26,348,000 $152,000 $990,000 $91,000 $1,020,000
Loan Purchased By The Institution 103 $16,081,000 $156,000 $996,000 $41,000 $309,000
Application Withdrawn By Applicant 70 $11,757,000 $167,000 $990,000 $103,000 $574,000
File Closed For Incompleteness 36 $6,425,000 $178,000 $1,275,000 $126,000 $700,000
Application Approved But Not Accepted 32 $6,424,000 $200,000 $796,000 $147,000 $960,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 43 $7,215,000 $167,000 $935,000 $110,000 $485,000
Credit History 28 $2,524,000 $90,000 $154,000 $47,000 $139,000
Credit Application Incomplete 24 $3,852,000 $160,000 $417,000 $77,000 $198,000
Debt-To-Income Ratio 22 $3,640,000 $165,000 $990,000 $47,000 $198,000
Other 12 $2,091,000 $174,000 $900,000 $170,000 $780,000
Unverifiable Information 6 $1,030,000 $171,000 $406,000 $178,000 $612,000
Mortgage Insurance Denied 1 $127,000 $127,000 $127,000 $60,000 $60,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Michigan Lender List