Black Hawk County, IA Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 6,854 mortgage applications in Black Hawk County, IA totaling $745.9 million, up 15% from 2017. The average application was for $108,000, and applicants reported an average income of $79,000. 70% of applications resulted in an originated loan and 9% were denied. The most active lender was Veridian Credit Union, with 2,229 applications, followed by Greenstate Credit Union and Farmers State Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,854
Total Mortgage Loan Application Amount $745,910,000
Average Mortgage Loan Application Amount $108,000
Highest Mortgage Loan Application Amount $7,055,000
Average Applicant Income $79,000
Highest Applicant Income $3,174,000

Mortgage Company List for Lending in Black Hawk County, IA for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 3,558,094,000 2,229 $ 170,925,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 4,672,409,000 1,406 $ 154,910,000
Farmers State Bank
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ 954,308,000 346 $ 52,030,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 280 $ 35,900,000
Collins Community Credit Union
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 1,086,499,000 194 $ 18,610,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 1,609,368,000 180 $ 10,410,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 940,832,000 155 $ 19,265,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 125 $ 19,385,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 118 $ 22,760,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 112 $ 15,450,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 1,105,885,000 111 $ 17,505,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 106 $ 12,030,000
Cedar Falls Community Credit Union
123 W 4TH ST
CEDAR FALLS, IA 50613
* $ 119,133,000 94 $ 6,220,000
Bankiowa
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ 650,749,000 93 $ 13,765,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 3,205,800,000 66 $ 7,620,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 58 $ 7,230,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 50 $ 8,190,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,325,220,000 44 $ 2,560,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 827,634,000 42 $ 6,390,000
First National Bank
316 EAST BREMER AVENUE, P.O. BOX 837
WAVERLY, IA 50677
* $ 365,482,000 40 $ 5,340,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 36 $ 4,960,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 33 $ 7,165,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 31 $ 2,815,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 251,259,000 29 $ 5,125,000
Landmark Bank
PO BOX 1867
COLUMBIA, MO 65201
* $ 2,797,478,000 28 $ 2,810,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 26 $ 840,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 26 $ 3,950,000
Denver Savings Bank
121 S. STATE STREET
DENVER, IA 50622
* $ 172,386,000 26 $ 2,960,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 24 $ 3,800,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 23 $ 2,165,000
State Bank
25 N. CHESTNUT AVE
NEW HAMPTON, IA 50659
* $ 376,725,000 23 $ 2,555,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 21 $ 1,985,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 20 $ 830,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 19 $ 2,165,000
Cedar Rapids Bank and Trust
500 1ST AVENUE NE SUITE 100
CEDAR RAPIDS, IA 52401
* $ 1,308,681,000 18 $ 1,970,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 18 $ 2,620,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 17 $ 2,685,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 16 $ 2,930,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 16 $ 2,370,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 15 $ 2,985,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 14 $ 2,430,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 14 $ 2,340,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 14 $ 2,300,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 13 $ 2,435,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 13 $ 935,000
Nxt Bank
320 3RD ST SE
CEDAR RAPIDS, IA 52401
* $ 263,695,000 12 $ 1,910,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 11 $ 935,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 11 $ 1,445,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 10 $ 1,650,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 10 $ 1,400,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 9 $ 1,185,000
Readlyn Savings Bank
141 MAIN STREET PO BOX 40
READLYN, IA 50668
* $ 72,609,000 9 $ 675,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 8 $ 910,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 8 $ 1,300,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 7 $ 875,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 11,803,006,000 7 $ 7,055,000
Hills Bank and Trust Company
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ 2,961,967,000 7 $ 1,085,000
Cedar Valley Bank & Trust
321 MAIN ST
LA PORTE CITY, IA 50651
* $ 62,415,000 7 $ 585,000
Sofi Mortgage, LLC
6175 MAIN STREET, SUITE 490
FRISCO, TX 75034
* $ -1,000 7 $ 1,125,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 6 $ 310,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 6 $ 250,000
Corda Credit Union
3015 BLAIRS FERRY RD NE
CEDAR RAPIDS, IA 52402
* $ 444,978,000 6 $ 510,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 5 $ 375,000
Community Savings Bank
PO BOX 77
EDGEWOOD, IA 52402
* $ 435,671,000 5 $ 855,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 5 $ 395,000
First Federal Credit Union
425 1ST AVE SW
CEDAR RAPIDS, IA 52405
* $ 136,812,000 5 $ 455,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 5 $ 675,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 5 $ 525,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 5 $ 385,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 5 $ 625,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 5 $ 895,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 4 $ 380,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 4 $ 250,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 4 $ 450,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ 984,052,000 4 $ 510,000
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,294,980,000 4 $ 490,000
Inspired Financial Services, LLC
2708 BICENTENNIAL DR, STE A
CEDAR FALLS, IA 50613
* $ -1,000 4 $ 400,000
Gnb Bank
529 G AVENUE
GRUNDY CENTER, IA 50638
* $ 550,638,000 4 $ 500,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 4 $ 760,000
Cuso Mortgage, Inc.
5601 E LA PALMA AVENUE
ANAHEIM, CA 92807
* $ -1,000 3 $ 375,000
American Trust & Savings Bank
895 MAIN STREET
DUBUQUE, IA 52001
* $ 1,156,621,000 3 $ 905,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 3 $ 655,000
Farmers Savings Bank & Trust
401 B AVE
VINTON, IA 52349
* $ 159,535,000 3 $ 405,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 415,000
Perl Mortgage, Inc.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ -1,000 3 $ 275,000
Premier Lending Alliance
8831THOMAS AVE. SUITE 100
JOHNSTON, IA 50131
* $ -1,000 3 $ 395,000
Northeast Security Bank
108 NORTH CARPENTER
SUMNER, IA 50674
* $ 158,156,000 3 $ 275,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 3 $ 315,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 3 $ 565,000
Oxford Bank & Trust
1111 W. 22ND STREET #800
OAK BROOK, IL 60523
* $ 516,405,000 3 $ 55,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 755,545,000 3 $ 165,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 30,280,467,000 3 $ 275,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,443,419,000 2 $ 400,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 2 $ 340,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 631,522,000 2 $ 600,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 570,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 955,028,000 2 $ 260,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 2 $ 190,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ -1,000 2 $ 120,000
First Southern Bank
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 677,277,000 2 $ 80,000
Fidelity Bank & Trust
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ 824,377,000 2 $ 160,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 2 $ 510,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 261,210,000 2 $ 320,000
Wescom Central Credit Union
123 S MARENGO AVENUE
PASADENA, CA 91101
* $ 3,364,552,000 2 $ 150,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 2 $ 200,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 570,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 4,724,296,000 2 $ 300,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 2 $ 250,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 1 $ 95,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 1 $ 105,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 245,000
Pgim Real Estate Agency Financing, LLC

DALLAS, TX 75201
* $ -1,000 1 $ 1,795,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 480,514,000 1 $ 55,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 336,769,000 1 $ 135,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 185,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 260,106,000 1 $ 215,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 22,858,876,000 1 $ 85,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 74,450,413,000 1 $ 25,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 1 $ 175,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 1 $ 185,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,995,487,000 1 $ 175,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 155,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 9,696,344,000 1 $ 185,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ -1,000 1 $ 55,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 1 $ 145,000
Vibrant Credit Union
1900 52ND AVE
MOLINE, IL 61265
* $ 653,286,000 1 $ 105,000
Farmers-Merchants Bank of Illinois
P.O. BOX 217
JOY, IL 61260
* $ 43,025,000 1 $ 105,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,384,707,000,000 1 $ 15,000
Aim Credit Union
1200 ASSOCIATES DR STE 102
DUBUQUE, IA 52002
* $ 122,314,000 1 $ 45,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 45,000
Universal Lending Corporation
6430 S FIDDLERS GREEN CIR STE 460
GREENWOOD VILLAGE, CO 80111
* $ -1,000 1 $ 125,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ -1,000 1 $ 205,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 725,571,000 1 $ 455,000
Two Rivers Bank & Trust
222 N. MAIN ST
BURLINGTON, IA 52601
* $ 833,673,000 1 $ 125,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 363,702,000 1 $ 185,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 155,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 55,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 20,030,342,000 1 $ 175,000
Mound City Bank
25 E PINE STREET
PLATTEVILLE, WI 53818
* $ 360,617,000 1 $ 35,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,541,610,000 1 $ 195,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 526,546,000 1 $ 95,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 125,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 1 $ 65,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 165,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,364,710,000 1 $ 45,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 20,351,074,000 1 $ 315,000
Citizens State Bank
117 W 1ST ST (PO BOX 517)
MONTICELLO, IA 52310
* $ 406,667,000 1 $ 155,000
Farmers & Merchants Savings Bank
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ 538,820,000 1 $ 55,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,217,466,000 1 $ 455,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 45,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,350,457,000 1 $ 235,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 2,931,212,000 1 $ 135,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 89,765,667,000 1 $ 105,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 95,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 2,856,018,000 1 $ 375,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 1 $ 95,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 240,467,000 1 $ 455,000
Ascentra Credit Union
PO BOX 1107
BETTENDORF, IA 52722
* $ 409,301,000 1 $ 155,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 125,000
Washington State Bank
121 S MARION AVE
WASHINGTON, IA 52353
* $ 303,842,000 1 $ 65,000
Central State Bank
805 22ND AVE
CORALVILLE, IA 52241
* $ 246,304,000 1 $ 1,185,000
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ 622,220,000 1 $ 185,000
Bankers Trust Company
453 7TH ST.
DES MOINES, IA 50309
* $ 4,473,611,000 1 $ 335,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 192,687,000 1 $ 175,000
The Bank of Edwardsville
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,806,632,000 1 $ 415,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 15,286,549,000 1 $ 325,000
Kerndt Brothers Savings Bank
370 MAIN ST PO BOX 370
LANSING, IA 52151
* $ 279,216,000 1 $ 155,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 235,000
Liberty Trust & Savings Bank
502 8TH AVENUE
DURANT, IA 52747
* $ 152,680,000 1 $ 115,000
Bridge Community Bank
405 E 5TH STREET PO BOX 580
SOLON, IA 52333
* $ 92,430,000 1 $ 115,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 165,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 1 $ 155,000

The tables below break down 2018 mortgage applications in Black Hawk County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Black Hawk County, IA in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,496 $457,140,000 $130,000 $6,785,000 $79,000 $3,174,000
Refinancing 1,267 $138,405,000 $109,000 $7,055,000 $81,000 $776,000
Home Improvement 680 $25,000,000 $36,000 $525,000 $77,000 $580,000
Cash-out Refinancing 651 $84,255,000 $129,000 $1,795,000 $73,000 $418,000
Other Purpose 646 $30,980,000 $47,000 $505,000 $81,000 $1,527,000
Not Applicable 114 $10,130,000 $88,000 $335,000 $156,000 $1,140,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,978 $505,060,000 $101,000 $7,055,000 $77,000 $1,344,000
Not applicable 682 $141,050,000 $206,000 $6,785,000 $94,000 $403,000
Not Provided 659 $52,065,000 $79,000 $505,000 $85,000 $1,140,000
Black or African American 244 $17,750,000 $72,000 $385,000 $85,000 $3,174,000
Hispanic 156 $12,250,000 $78,000 $285,000 $63,000 $318,000
Asian 106 $14,770,000 $139,000 $535,000 $118,000 $1,527,000
American Indian or Alaskan Native 12 $1,640,000 $136,000 $335,000 $97,000 $300,000
Native Hawaiian or Other Pacific Islander 5 $355,000 $71,000 $125,000 $39,000 $95,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,176 $654,270,000 $105,000 $7,055,000 $81,000 $3,174,000
FHA-insured (Federal Housing Administration) 421 $48,835,000 $115,000 $1,795,000 $49,000 $159,000
VA-guaranteed (Veterans Administration) 231 $39,965,000 $173,000 $465,000 $72,000 $288,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $2,840,000 $109,000 $155,000 $44,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,778 $517,430,000 $108,000 $7,055,000 $80,000 $1,527,000
Application Withdrawn By Applicant 649 $61,305,000 $94,000 $1,795,000 $77,000 $1,140,000
Application Denied By Financial Institution 585 $50,305,000 $85,000 $585,000 $60,000 $1,133,000
Loan Purchased By The Institution 545 $84,205,000 $154,000 $455,000 $84,000 $512,000
Application Approved But Not Accepted 147 $16,765,000 $114,000 $645,000 $127,000 $3,174,000
File Closed For Incompleteness 130 $13,670,000 $105,000 $745,000 $74,000 $510,000
Preapproval Approved but not Accepted 16 $1,820,000 $113,000 $205,000 $56,000 $121,000
Preapproval Denied by Financial Institution 4 $410,000 $102,000 $175,000 $40,000 $61,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,171 $685,215,000 $111,000 $7,055,000 $81,000 $3,174,000
Debt-To-Income Ratio 254 $24,160,000 $95,000 $585,000 $55,000 $214,000
Credit History 205 $13,375,000 $65,000 $505,000 $59,000 $479,000
Collateral 91 $9,005,000 $98,000 $335,000 $72,000 $533,000
Other 50 $4,310,000 $86,000 $285,000 $54,000 $141,000
Credit Application Incomplete 47 $6,125,000 $130,000 $365,000 $65,000 $240,000
Unverifiable Information 14 $1,250,000 $89,000 $385,000 $178,000 $1,133,000
Employment History 13 $1,245,000 $95,000 $165,000 $48,000 $116,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,225,000 $136,000 $495,000 $56,000 $156,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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