Buffalo County, NE Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 1,389 mortgage applications in Buffalo County, NE totaling $201.4 million, down 24% from 2013. The average application was for $144,000, and applicants reported an average income of $71,000. 66% of applications resulted in an originated loan and 12% were denied. The most active lender was West Gate Bank, with 237 applications, followed by US Bank, N.A. and Wells Fargo Bank NA.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,389
Total Mortgage Loan Application Amount $201,365,000
Average Mortgage Loan Application Amount $144,000
Highest Mortgage Loan Application Amount $5,920,000
Average Applicant Income $71,000
Highest Applicant Income $1,866,000

Mortgage Company List for Lending in Buffalo County, NE for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 377,882,000 237 $ 38,464,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 171 $ 21,016,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 149 $ 19,566,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 14,540,393,000 123 $ 13,149,000
Five Points Bank
PO BOX 1507
GRAND ISLAND, NE 68802
* $ 902,939,000 78 $ 11,943,000
Farmers and Merchants Bank
617 1ST STREET, BOX E
MILFORD, NE 68405
* $ 566,294,000 53 $ 5,290,000
First State Bank Nebraska
2701 GRAINGER PARKWAY
LINCOLN, NE 68516
* $ 405,930,000 45 $ 8,546,000
Exchange Bank
14 LABARRE STREET
KEARNEY, NE 68847
* $ 493,436,000 41 $ 4,124,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,269,540,000 41 $ 6,707,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 845,160,000 26 $ 2,932,000
Cornerstone Bank
529 SOUTH LINCOLN AVENUE
YORK, NE 68467
* $ 1,309,638,000 18 $ 1,236,000
Centris Federal Credit Union
11825 Q STREET
OMAHA, NE 68144
* $ 509,112,000 17 $ 1,586,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 17 $ 2,402,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 16 $ 2,427,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 3,870,208,000 14 $ 12,002,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 14 $ 3,163,000
Firstier Bank
115 S WALNUT STREET, PO BOX 730
KIMBALL, NE 69145
* $ 226,516,000 13 $ 1,094,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 66,467,781,000 12 $ 2,024,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 11 $ 1,585,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 6,392,855,000 10 $ 1,324,000
Home Federal Savings and Loan
221 S LOCUST ST
GRAND ISLAND, NE 68801
* $ 237,568,000 10 $ 1,227,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 9 $ 346,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 9 $ 957,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 8 $ 1,120,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 8 $ 1,112,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 8 $ 1,221,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 7 $ 1,288,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 7 $ 720,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 6 $ 1,135,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 2,862,684,000 6 $ 661,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 5 $ 805,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 5 $ 683,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 5 $ 570,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 5 $ 253,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 4 $ 573,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 4 $ 498,000
Dayspring Bank
914 LAKE AVENUE
GOTHENBURG, NE 69138
* $ 302,923,000 4 $ 608,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ 10,000,000 4 $ 486,000
Bank of Doniphan
118 PLUM STREET
D, NE 68832
* $ 96,547,000 4 $ 218,000
Bank of Nebraska
7223 SOUTH 84TH ST.
LAVISTA, NE 68128
* $ 131,556,000 3 $ 538,000
Liberty First Credit Union
501 N 46TH STREET
LINCOLN, NE 68503
* $ 152,415,000 3 $ 371,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 3 $ 626,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 3 $ 695,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 391,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 3 $ 408,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 3 $ 345,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 3 $ 632,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 3 $ 320,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 141,772,000 3 $ 499,000
Valley Bank and Trust
1701 1ST AVENUE
SCOTTSBLUFF, NE 69361
* $ 343,928,000 3 $ 612,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 2 $ 208,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 2 $ 372,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 2 $ 150,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 243,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ 3,406,000,000 2 $ 243,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,540,049,000 2 $ 432,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 180,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 2 $ 423,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 539,275,000 2 $ 423,000
Equitable Bank
PO BOX 160
GRAND ISLAND, NE 68802
* $ 172,144,000 2 $ 219,000
Adams Bank & Trust
PO BOX 720
OGALLALA, NE 69153
* $ 603,672,000 2 $ 364,000
Dundee Bank
5015 UNDERWOOD AVE
OMAHA, NE 68132
* $ 136,496,000 2 $ 254,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 879,159,000 2 $ 188,000
Citizens Bank & Trust Company
PO BOX 385, 7217TH STREET
ST. PAUL, NE 68873
* $ 142,824,000 1 $ 170,000
Iowa - Nebraska State Bank
2021 DAKOTA AVENUE
SOUTH SIOUX CITY, NE 68776
* $ 198,054,000 1 $ 47,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 66,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 1 $ 242,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 224,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 166,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 1 $ 233,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 1 $ 102,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 175,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 84,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 226,545,000 1 $ 229,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 175,432,000 1 $ 239,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 1 $ 70,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 122,750,000 1 $ 165,000
Metro Credit Union
14517 F STREET SUITE 211
OMAHA, NE 68137
* $ 226,869,000 1 $ 94,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 153,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 340,728,000 1 $ 164,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ 289,551,000 1 $ 136,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 110,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 77,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 147,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 690,026,000 1 $ 189,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 52,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 70,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 139,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 119,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 96,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 1 $ 6,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ 10,000,000 1 $ 265,000
Colliers Mortgage LLC
90 SOUTH SEVENTH ST. SUITE 4300
MINNEAPOLIS, MN 55402
* $ 17,648,000 1 $ 2,468,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 241,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 1 $ 208,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 1 $ 101,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 81,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 197,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 130,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 100,000

The tables below break down 2014 mortgage applications in Buffalo County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Buffalo County, NE in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 724 $122,263,000 $168,000 $5,920,000 $65,000 $545,000
Refinancing 551 $72,850,000 $132,000 $2,468,000 $77,000 $1,866,000
Home Improvement 114 $6,252,000 $54,000 $416,000 $75,000 $864,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,082 $148,824,000 $137,000 $615,000 $81,000 $1,866,000
Not applicable 171 $35,687,000 $208,000 $5,920,000 $1,000 $112,000
Not Provided 85 $11,393,000 $134,000 $348,000 $84,000 $545,000
Hispanic 36 $3,124,000 $86,000 $292,000 $68,000 $864,000
Asian 5 $825,000 $165,000 $232,000 $55,000 $78,000
Black or African American 4 $760,000 $190,000 $267,000 $113,000 $163,000
American Indian or Alaskan Native 4 $564,000 $141,000 $203,000 $65,000 $83,000
Native Hawaiian or Other Pacific Islander 2 $188,000 $94,000 $128,000 $28,000 $33,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,141 $167,255,000 $146,000 $5,920,000 $77,000 $1,866,000
FHA-insured (Federal Housing Administration) 134 $17,301,000 $129,000 $270,000 $44,000 $135,000
VA-guaranteed (Veterans Administration) 71 $12,217,000 $172,000 $372,000 $52,000 $269,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 43 $4,592,000 $106,000 $218,000 $13,000 $73,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 916 $135,380,000 $147,000 $5,920,000 $81,000 $1,866,000
Loan Purchased By The Institution 195 $28,014,000 $143,000 $417,000 $33,000 $189,000
Application Denied By Financial Institution 169 $19,039,000 $112,000 $401,000 $64,000 $416,000
Application Withdrawn By Applicant 56 $7,825,000 $139,000 $416,000 $62,000 $988,000
Application Approved But Not Accepted 37 $9,016,000 $243,000 $4,148,000 $74,000 $318,000
File Closed For Incompleteness 16 $2,091,000 $130,000 $211,000 $64,000 $122,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 32 $2,143,000 $66,000 $170,000 $69,000 $276,000
Debt-To-Income Ratio 21 $2,131,000 $101,000 $401,000 $40,000 $87,000
Collateral 20 $2,160,000 $108,000 $366,000 $68,000 $179,000
Credit Application Incomplete 11 $1,236,000 $112,000 $155,000 $102,000 $400,000
Other 4 $550,000 $137,000 $204,000 $54,000 $90,000
Unverifiable Information 4 $456,000 $114,000 $206,000 $91,000 $177,000
Insufficient Cash (Downpayment, Closing Cost) 1 $184,000 $184,000 $184,000 $70,000 $70,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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