Bureau County, IL Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 1,087 mortgage applications in Bureau County, IL totaling $106.4 million, down 22% from 2012. The average application was for $97,000, and applicants reported an average income of $64,000. 61% of applications resulted in an originated loan and 17% were denied. The most active lender was Central Bank Illinois, with 225 applications, followed by First State Bank and Midland States Bank.

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Total Number of Mortgage Applications 1,087
Total Mortgage Loan Application Amount $106,409,000
Average Mortgage Loan Application Amount $97,000
Highest Mortgage Loan Application Amount $6,875,000
Average Applicant Income $64,000
Highest Applicant Income $1,040,000

Mortgage Company List for Lending in Bureau County, IL for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Central Bank Illinois
101 N STATE ST
GENESEO, IL 61254
* $ 468,586,000 225 $ 22,122,000
First State Bank
706 WASHINGTON STREET
MENDOTA, IL 61342
* $ 920,888,000 98 $ 9,499,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,569,090,000 94 $ 8,796,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 2,927,655,000 93 $ 7,185,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 50 $ 5,101,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 47 $ 4,379,000
Centrue Bank
606 BROADWAY
COAL CITY, IL 60416
* $ 900,381,000 41 $ 2,433,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 27 $ 2,216,000
First Federal Savings Bank
633 LASALLE ST
OTTAWA, IL 61350
* $ 384,572,000 25 $ 2,226,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 953,650,000 24 $ 1,952,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 22 $ 1,786,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 259,651,000 17 $ 1,367,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 15 $ 1,220,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 15 $ 1,480,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 14 $ 1,302,000
Peoples National Bank of Kewanee
207 N TREMONT ST
KEWANEE, IL 61443
* $ 256,407,000 13 $ 714,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 12 $ 1,039,000
Hometown National Bank
260 BUCKLIN STREET
LA SALLE, IL 61301
* $ 187,393,000 12 $ 1,332,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 11 $ 1,498,000
Farmers National Bank
114 W THIRD ST
PROPHETSTOWN, IL 61277
* $ 504,504,000 10 $ 880,000
American Commercial Bank & Trust, National Association
701 LASALLE ST
OTTAWA, IL 61350
* $ 284,623,000 7 $ 608,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 7 $ 935,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 7 $ 489,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 7 $ 833,000
Union Federal Savings and Loan
104 N TREMONT ST
KEWANEE, IL 61443
* $ 119,397,000 7 $ 195,000
First Federal Savings & Loan A
101 WEST CENTRAL BLVD
KEWANEE, IL 61443
* $ 71,570,000 7 $ 322,000
Vibrant Credit Union
1900 52ND AVE
MOLINE, IL 61265
* $ 457,855,000 7 $ 312,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 6 $ 744,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 5 $ 63,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 5 $ 642,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 4 $ 398,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 4 $ 594,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 4 $ 399,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 4 $ 474,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 158,082,000 4 $ 649,000
Valley Bank
3455 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 589,218,000 3 $ 355,000
State Bank of Speer
14 MAIN ST. P.O. BOX 37
SPEER, IL 61479
* $ 194,698,000 3 $ 64,000
Brimfield Bank
123 E. KNOXVILLE STREET
BRIMFIELD, IL 61517
* $ 52,383,000 3 $ 212,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 204,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 3 $ 234,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 868,315,000 3 $ 125,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 260,362,000 3 $ 246,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 3 $ 399,000
Community State Bank
625 SE 2ND ST
GALVA, IL 61434
* $ 136,504,000 3 $ 131,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 119,444,656,000 3 $ 105,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 3 $ 185,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 120,420,787,000 2 $ 385,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,532,278,000 2 $ 184,000
Farmers & Mechanics Bank
21 E MAIN ST
GALESBURG, IL 61401
* $ 275,214,000 2 $ 305,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ 2,043,606,000 2 $ 206,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 200,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 2 $ 261,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 289,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 1,800,664,000 2 $ 297,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ 10,000,000 2 $ 173,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 126,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 330,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 399,280,000 2 $ 332,000
Triumph Community Bank NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 938,810,000 2 $ 25,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 2 $ 169,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 185,000
Freedom Bank
2403 N LOCUST ST
STERLING, IL 61081
* $ 72,422,000 2 $ 171,000
State Bank of Toulon
102 W MAIN STREET, PO BOX 609
TOULON, IL 61483
* $ 199,784,000 2 $ 7,436,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,203,139,000 2 $ 45,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 2 $ 335,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 112,000
Bankorion
1114 4TH STREET
ORION, IL 61273
* $ 418,678,000 1 $ 24,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 1 $ 176,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 1 $ 107,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 87,109,000 1 $ 193,000
Xceed Financial
888 N. NASH ST
EL SEGUNDO, CA 90245
* $ 794,877,000 1 $ 19,000
Algonquin State Bank, N.A.
2400 HUNTINGTON DRIVE NORTH
ALGONQUIN, IL 60102
* $ 149,390,000 1 $ 144,000
Southeast National Bank
3535 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 149,661,000 1 $ 68,000
BNC National Bank

BISMARCK, ND 58501
* $ 768,613,000 1 $ 178,000
Iaa Credit Union
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ 188,957,000 1 $ 95,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 1 $ 84,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 1 $ 205,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ 10,000,000 1 $ 108,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 216,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ 9,427,000 1 $ 82,000
Illinois Community Credit Union
508 W STATE STREET
SYCAMORE, IL 60178
* $ 97,054,000 1 $ 9,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 124,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 71,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 40,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 133,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 1 $ 109,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 83,000
Inland Home Mortgage Company
2225 S WOLF ROAD
HILLSIDE, IL 60162
* $ 1,135,000,000 1 $ 84,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 610,272,000 1 $ 40,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 274,539,000 1 $ 146,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 646,232,000 1 $ 11,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 1 $ 44,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,232,230,000 1 $ 153,000
Boulevard Bank
111 E.MAIN STREET
NEOSHO, MO 64850
* $ 164,959,000 1 $ 10,000
Better Banks
10225 N KNOXVILLE AVE
PEORIA, IL 61615
* $ 231,384,000 1 $ 142,000
Apci Federal Credit Union
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ 492,821,000 1 $ 150,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 1 $ 111,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 1 $ 60,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 157,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 71,000
Mms Mortgage Services, Ltd.
38275 TWELVE MILE RD., SUITE 100
FARMINGTON HILLS, MI 48331
* $ 5,598,000 1 $ 108,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 146,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 85,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 133,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 109,000
Mortgage Capital Associates, Inc.
11150 W OYMPIC BLVD. STE. 1160
LOS ANGELES, CA 90064
* $ 10,000,000 1 $ 96,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 64,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,170,136,000 1 $ 86,000

The tables below break down 2013 mortgage applications in Bureau County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Bureau County, IL in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 697 $73,349,000 $105,000 $6,875,000 $68,000 $1,040,000
Home Purchase 320 $29,523,000 $92,000 $517,000 $55,000 $399,000
Home Improvement 70 $3,537,000 $50,000 $360,000 $71,000 $778,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 932 $92,150,000 $98,000 $6,875,000 $68,000 $1,040,000
Not applicable 70 $6,270,000 $89,000 $194,000 $26,000 $134,000
Not Provided 41 $4,113,000 $100,000 $275,000 $49,000 $190,000
Hispanic 32 $2,771,000 $86,000 $515,000 $50,000 $148,000
Asian 6 $505,000 $84,000 $200,000 $98,000 $244,000
Black or African American 4 $363,000 $90,000 $146,000 $40,000 $50,000
American Indian or Alaskan Native 2 $237,000 $118,000 $171,000 $46,000 $47,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 859 $84,644,000 $98,000 $6,875,000 $71,000 $1,040,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 105 $9,126,000 $86,000 $199,000 $33,000 $77,000
FHA-insured (Federal Housing Administration) 80 $7,409,000 $92,000 $205,000 $39,000 $201,000
VA-guaranteed (Veterans Administration) 43 $5,230,000 $121,000 $268,000 $49,000 $118,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 665 $68,155,000 $102,000 $6,875,000 $71,000 $1,040,000
Application Denied By Financial Institution 186 $15,538,000 $83,000 $330,000 $55,000 $912,000
Loan Purchased By The Institution 93 $8,991,000 $96,000 $216,000 $33,000 $134,000
Application Withdrawn By Applicant 83 $7,757,000 $93,000 $264,000 $63,000 $237,000
Application Approved But Not Accepted 48 $4,672,000 $97,000 $500,000 $72,000 $216,000
File Closed For Incompleteness 12 $1,296,000 $108,000 $177,000 $93,000 $186,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 27 $1,952,000 $72,000 $198,000 $51,000 $118,000
Debt-To-Income Ratio 20 $1,436,000 $71,000 $159,000 $63,000 $230,000
Collateral 20 $2,271,000 $113,000 $245,000 $72,000 $190,000
Other 8 $498,000 $62,000 $109,000 $41,000 $74,000
Credit Application Incomplete 3 $249,000 $83,000 $101,000 $88,000 $120,000
Employment History 2 $90,000 $45,000 $60,000 $55,000 $58,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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