Cass County, ND Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 9,621 mortgage applications in Cass County, ND totaling $1.6 billion, down 10% from 2012. The average application was for $170,000, and applicants reported an average income of $87,000. 65% of applications resulted in an originated loan and 7% were denied. The most active lender was Wells Fargo Bank NA, with 1,203 applications, followed by US Bank, N.A. and Gate City Bank.

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Total Number of Mortgage Applications 9,621
Total Mortgage Loan Application Amount $1,640,063,000
Average Mortgage Loan Application Amount $170,000
Highest Mortgage Loan Application Amount $11,325,000
Average Applicant Income $87,000
Highest Applicant Income $4,084,000

Mortgage Company List for Lending in Cass County, ND for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 1,203 $ 192,774,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 1,082 $ 175,054,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ 1,537,823,000 1,054 $ 133,929,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 2,608,821,000 869 $ 196,176,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,315,127,000 417 $ 65,863,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ 1,305,309,000 404 $ 73,279,000
Cornerstone Bank
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 236,589,000 397 $ 65,324,000
Town and Country Credit Union
615 S BROADWAY ST
MINOT, ND 58701
* $ 327,572,000 315 $ 48,809,000
Valley Mortgage, Inc.
3315 45TH ST S, SUITE 200
FARGO, ND 58104
* $ 520,000,000 260 $ 46,128,000
Bremer Bank NA (Fargo)
1444 45TH ST SW
FARGO, ND 58103
* $ 1,685,770,000 238 $ 48,206,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 215 $ 41,250,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 186 $ 30,535,000
First Mortgage Service, Inc.
815 23RD AVE E
WEST FARGO, ND 58078
* $ 10,000,000 179 $ 28,173,000
Bank of North Dakota
1200 MEMORIAL HWY
BISMARCK, ND 58504
* $ 35,500,000 172 $ 28,786,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 167 $ 22,287,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 161 $ 18,964,000
Western State Bank
755 13TH AVE E
DEVILS LAKE, ND 58301
* $ 576,362,000 114 $ 39,088,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 114 $ 13,452,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 93 $ 15,805,000
Border Bank
4530 17TH AVENUE SOUTH
FARGO, ND 58103
* $ 79,537,000 88 $ 12,652,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 82 $ 15,533,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 63,343,359,000 81 $ 22,274,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 80 $ 14,190,000
American Federal Bank
215 N 5TH ST
FARGO, ND 58102
* $ 485,210,000 76 $ 19,114,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 70 $ 10,152,000
Starion Bank
109 1ST STREET NW
MANDAN, ND 58554
* $ 978,576,000 67 $ 17,188,000
Visionbank
3000 25TH STREET SOUTH
FARGO, ND 58103
* $ 144,968,000 65 $ 11,640,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 65 $ 10,678,000
First Community Credit Union
111 9TH ST SW
JAMESTOWN, ND 58401
* $ 433,610,000 58 $ 7,188,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 51 $ 8,340,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,281,268,000 49 $ 8,627,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,603,153,000 47 $ 5,950,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 44 $ 8,596,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 40 $ 6,879,000
Choice Financial Group
4501 23RD AVE S
FARGO, ND 58104
* $ 651,968,000 40 $ 5,792,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ 704,884,000 37 $ 6,165,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 589,329,000 35 $ 4,586,000
First State Bank of Nd
340 MAIN STREET, PO BOX 98
ARTHUR, ND 58006
* $ 320,442,000 35 $ 4,330,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 33 $ 4,900,000
Blackridgebank
4040 42ND ST SW, SUITE O
FARGO, ND 58104
* $ 363,295,000 33 $ 10,805,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 32 $ 4,350,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 27 $ 4,434,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 27 $ 4,794,000
Captex Bank, National Association
PO BOX 4
TRENTON, TX 75490
* $ 154,039,000 24 $ 4,424,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 22 $ 3,535,000
F-M Mortgage Corporation
801 10TH STREET S, SUITE 100
FARGO, ND 58103
* $ 10,000,000 22 $ 2,995,000
Ramsey National Bank
PO BOX 160
DEVILS LAKE, ND 58301
* $ 259,175,000 21 $ 7,690,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 19 $ 3,030,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 18 $ 2,902,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 18 $ 3,482,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 18 $ 3,125,000
Bank Forward
390 WHEAT STREET, PO BOX 100
FARGO, ND 58104
* $ 476,954,000 18 $ 2,783,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 18 $ 2,349,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 16 $ 2,866,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 15 $ 2,438,000
Midwest Bank
613 HWY 10 E PO BOX 703
DETROIT LAKES, MN 56501
* $ 328,539,000 14 $ 3,846,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 14 $ 1,777,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 12 $ 2,380,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 11 $ 1,714,000
Northwestern Bank, National Association
4 NORTH MAIN - PO BOX 10
DILWORTH, MN 56547
* $ 136,855,000 11 $ 1,604,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 10 $ 1,395,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 9 $ 1,503,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 429,180,000 8 $ 1,743,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 7 $ 533,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 7 $ 879,000
Bremer Bank NA (Grand Forks)
3100 SOUTH COLUMBIA RD
GRAND FORKS, ND 58201
* $ 981,868,000 7 $ 886,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,532,278,000 7 $ 1,422,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 7 $ 959,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 7 $ 1,126,000
Cuso Mortgage, Inc.
5601 E LA PALMA AVENUE
ANAHEIM, CA 92807
* $ 10,000,000 6 $ 974,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 6 $ 764,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 6 $ 251,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 6 $ 782,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 6 $ 964,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 6 $ 901,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 6 $ 884,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 5 $ 1,044,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,105,077,000 5 $ 580,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 5 $ 773,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 5 $ 1,387,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,460,729,000 5 $ 1,021,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 5 $ 845,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,553,174,000 5 $ 778,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 4 $ 537,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 627,435,000 4 $ 899,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 862,757,000 4 $ 652,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ 990,471,000 4 $ 315,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 4 $ 529,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 4 $ 83,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 4 $ 501,000
First State Bank
423 BROADWAY
BUXTON, ND 58218
* $ 174,218,000 4 $ 916,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,232,230,000 3 $ 520,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 335,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 3 $ 519,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 260,362,000 3 $ 369,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 467,666,000 3 $ 436,000
BNC National Bank

BISMARCK, ND 58501
* $ 768,613,000 3 $ 714,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 277,529,000 3 $ 379,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 3 $ 365,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 3 $ 778,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 3 $ 528,000
Valley Premier Bank
416 6TH STREET, PO BOX 648
HAWLEY, MN 56549
* $ 94,182,000 3 $ 179,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 813,087,000 3 $ 331,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 2 $ 654,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 140,392,000 2 $ 256,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 2 $ 440,000
Security First Bank of North Dakota
700 ASH AVENUE
NEW SALEM, ND 58563
* $ 162,316,000 2 $ 324,000
Firstar Bank, National Association
PO BOX 308
ROLAND, OK 74954
* $ 421,754,000 2 $ 100,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 53,150,000 2 $ 150,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 2 $ 403,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 273,007,000 2 $ 70,000
Dakota Community Bank & Trust, NA
608 MAIN STREET
HEBRON, ND 58638
* $ 672,945,000 2 $ 284,000
Woodlands National Bank
122 EAST MAIN STREET P.O. BOX 190
HINCKLEY, MN 55037
* $ 132,246,000 2 $ 223,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 478,049,000 2 $ 434,000
Dacotah Bank
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57401
* $ 2,060,324,000 2 $ 296,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 1,524,004,000 2 $ 203,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 302,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 2 $ 428,000
Dakota Heritage Bank of Nd
109 MAIN STREET PO BOX 268
HUNTER, ND 58048
* $ 134,343,000 2 $ 72,000
Capital Credit Union
PO BOX 2096
BISMARCK, ND 58502
* $ 327,316,000 2 $ 172,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 2 $ 326,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 1 $ 230,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 1 $ 160,000
First Holding Company of Cavalier, Inc.
PO BOX 170
CAVALIER, ND 58220
* $ 231,088,000 1 $ 212,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 669,944,000 1 $ 147,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 2,382,417,000 1 $ 202,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 225,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 150,000
Liberty Savings Bank FSB
111 7TH AVE S
SAINT CLOUD, MN 56301
* $ 185,148,000 1 $ 310,000
Auto Club Trust, FSB
1 AUTO CLUB DRIVE
DEARBORN, MI 48126
* $ 70,848,000 1 $ 120,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 182,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 288,000
Countryside Federal Credit Union
5720 COMMONS PARK
EAST SYRACUSE, NY 13057
* $ 133,441,000 1 $ 42,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 2,518,046,000 1 $ 170,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 95,264,963,000 1 $ 96,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 199,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ 1,214,003,000 1 $ 213,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 274,539,000 1 $ 255,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 101,634,000 1 $ 190,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,453,067,000 1 $ 226,000
Kirkwood Bank & Trust Co.
2911 N 14TH STREET
BISMARCK, ND 58503
* $ 196,961,000 1 $ 92,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 95,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 138,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,891,810,000 1 $ 46,000
Firefly
1400 RIVERWOOD DR
BURNSVILLE, MN 55337
* $ 896,134,000 1 $ 10,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 882,991,000 1 $ 138,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 475,008,000 1 $ 247,000
Rbc Bank (Georgia), N.A.
8081 ARCO CORPORATE DRIVE
RALEIGH, NC 27617
* $ 2,972,167,000 1 $ 323,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 92,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 137,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 102,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 104,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ 10,000,000 1 $ 174,000
Ultima Bank Minnesota
603 HILLIGOSS BLVD. SE
FOSSTON, MN 56542
* $ 136,605,000 1 $ 168,000
Bonanza Valley State Bank
PO BOX 400 147 CENTRAL AVE S
BROOTEN, MN 56316
* $ 52,601,000 1 $ 270,000
Bremer Bank NA (St Cloud)
1100 ST GERMAIN
ST CLOUD, MN 56301
* $ 681,534,000 1 $ 212,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 156,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,069,063,000 1 $ 210,000
Christian Community Credit Union
255 NORTH LONE HILL AVENUE
SAN DIMAS, CA 91773
* $ 569,620,000 1 $ 98,000
Bankvista
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 115,595,000 1 $ 40,000
Crookston National Bank
1901 SAHLSTROM DRIVE
CROOKSTON, MN 56716
* $ 61,085,000 1 $ 298,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,203,139,000 1 $ 125,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 361,165,000 1 $ 228,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 10,000
Northmarq Finance, L.L.C.
3500 AMERICAN BLVD., SUITE 500
MINNEAPOLIS, MN 55431
* $ 10,000,000 1 $ 8,186,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 25,893,829,000 1 $ 110,000
Premia Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,779,509,000 1 $ 405,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 47,738,052,000 1 $ 160,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 1 $ 227,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 16,553,533,000 1 $ 109,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 169,076,807,000 1 $ 35,000
Star Bank
100 STATE HWY 55 EAST
MAPLE LAKE, MN 55358
* $ 220,797,000 1 $ 50,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 123,000
Kleinbank
301 CHESTNUT ST
CHASKA, MN 55318
* $ 1,653,311,000 1 $ 208,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 480,631,000 1 $ 242,000

The tables below break down 2013 mortgage applications in Cass County, ND by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cass County, ND in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,572 $884,469,000 $193,000 $8,954,000 $79,000 $1,418,000
Refinancing 4,431 $711,757,000 $160,000 $11,325,000 $97,000 $4,084,000
Home Improvement 618 $43,837,000 $70,000 $8,186,000 $85,000 $2,800,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,564 $1,158,721,000 $153,000 $2,470,000 $100,000 $4,084,000
Not applicable 1,396 $377,588,000 $270,000 $11,325,000 $13,000 $887,000
Not Provided 402 $61,579,000 $153,000 $8,186,000 $91,000 $926,000
Asian 86 $15,875,000 $184,000 $417,000 $155,000 $750,000
Hispanic 72 $11,651,000 $161,000 $784,000 $87,000 $426,000
Black or African American 57 $8,203,000 $143,000 $371,000 $80,000 $800,000
American Indian or Alaskan Native 33 $4,498,000 $136,000 $417,000 $76,000 $153,000
Native Hawaiian or Other Pacific Islander 11 $1,948,000 $177,000 $368,000 $159,000 $403,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,663 $1,323,758,000 $172,000 $11,325,000 $98,000 $4,084,000
FHA-insured (Federal Housing Administration) 1,306 $197,506,000 $151,000 $8,186,000 $45,000 $1,376,000
VA-guaranteed (Veterans Administration) 602 $112,115,000 $186,000 $661,000 $45,000 $400,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 50 $6,684,000 $133,000 $274,000 $45,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,296 $1,111,556,000 $176,000 $11,325,000 $100,000 $4,084,000
Loan Purchased By The Institution 1,709 $291,327,000 $170,000 $661,000 $39,000 $1,376,000
Application Denied By Financial Institution 717 $87,644,000 $122,000 $728,000 $77,000 $916,000
Application Withdrawn By Applicant 556 $96,929,000 $174,000 $8,186,000 $101,000 $3,855,000
Application Approved But Not Accepted 204 $30,105,000 $147,000 $840,000 $98,000 $650,000
File Closed For Incompleteness 138 $22,293,000 $161,000 $765,000 $93,000 $750,000
Preapproval Denied by Financial Institution 1 $209,000 $209,000 $209,000 $138,000 $138,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 170 $16,560,000 $97,000 $380,000 $69,000 $285,000
Debt-To-Income Ratio 125 $14,970,000 $119,000 $728,000 $59,000 $410,000
Collateral 108 $15,952,000 $147,000 $408,000 $100,000 $600,000
Other 54 $6,114,000 $113,000 $310,000 $118,000 $916,000
Credit Application Incomplete 41 $5,171,000 $126,000 $333,000 $106,000 $709,000
Employment History 17 $1,921,000 $113,000 $204,000 $63,000 $176,000
Unverifiable Information 16 $2,153,000 $134,000 $250,000 $108,000 $628,000
Insufficient Cash (Downpayment, Closing Cost) 12 $1,674,000 $139,000 $236,000 $74,000 $145,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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