Cedar County, IA Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 836 mortgage applications in Cedar County, IA totaling $121.8 million, down 13% from 2022. The average application was for $145,000, and applicants reported an average income of $96,000. 61% of applications resulted in an originated loan and 11% were denied. The most active lender was Greenstate Credit Union, with 143 applications, followed by Hills Bank and Trust Company and Fidelity Bank & Trust.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 836
Total Mortgage Loan Application Amount $121,830,000
Average Mortgage Loan Application Amount $145,000
Highest Mortgage Loan Application Amount $2,965,000
Average Applicant Income $96,000
Highest Applicant Income $2,400,000

Mortgage Company List for Lending in Cedar County, IA for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 11,283,366,000 143 $ 18,385,000
Hills Bank and Trust Company
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ 3,979,185,000 104 $ 14,340,000
Fidelity Bank & Trust
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ 1,784,652,000 51 $ 6,405,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 37 $ 7,435,000
Residential Mortgage Network, Inc.
2461 10TH STREET SUITE 308
IOWA CITY, IA 52245
* $ -1,000 26 $ 5,380,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 20 $ 2,800,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 20 $ 1,810,000
Collins Community Credit Union
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 1,649,497,000 18 $ 2,220,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 18 $ 1,960,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 6,896,511,000 18 $ 1,160,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 18 $ 4,060,000
Bridge Community Bank
405 E 5TH STREET PO BOX 580
SOLON, IA 52333
* $ 122,644,000 18 $ 1,490,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 17 $ 3,465,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 3,010,410,000 16 $ 1,630,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 16 $ 2,280,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 6,574,512,000 14 $ 1,620,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 14 $ 2,810,000
Ascentra Credit Union
PO BOX 1107
BETTENDORF, IA 52722
* $ 527,521,000 12 $ 1,510,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 1,576,681,000 12 $ 640,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 2,035,629,000 11 $ 1,085,000
Mount Vernon Bank and Trust Company
206 FIRST ST SW
MOUNT VERNON, IA 52314
* $ 182,031,000 11 $ 1,535,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 11 $ 645,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 10 $ 1,680,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 9 $ 1,225,000
Corda Credit Union
3015 BLAIRS FERRY RD NE
CEDAR RAPIDS, IA 52402
* $ 621,152,000 9 $ 535,000
R.I.A. Federal Credit Union
PO BOX 4750
BETTENDORF, IA 52722
* $ 596,943,000 8 $ 490,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 8 $ 1,250,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ -1,000 8 $ 2,480,000
Cbi Bank & Trust
301 IOWA AVE
MUSCATINE, IA 52761
* $ 1,114,078,000 7 $ 625,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 7 $ 1,155,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 5 $ 1,195,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 5 $ 765,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 4 $ 650,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 4 $ 1,060,000
The Family Credit Union
1530 W 53RD STREET
DAVENPORT, IA 52806
* $ 238,847,000 4 $ 330,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 1,034,078,000 4 $ 930,000
Ruhl Mortgage LLC
1701 52ND AVENUE
MOLINE, IL 61265
* $ -1,000 3 $ 475,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 3 $ 585,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 3 $ 425,000
First Federal Credit Union
425 1ST AVE SW
CEDAR RAPIDS, IA 52405
* $ 203,722,000 3 $ 115,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 515,000
Cedar Rapids Bank and Trust
500 1ST AVENUE NE SUITE 100
CEDAR RAPIDS, IA 52401
* $ 2,170,814,000 3 $ 635,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 355,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 3 $ 575,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 3 $ 515,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 3 $ 555,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 2 $ 230,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 2 $ 300,000
Two Rivers Bank & Trust
222 N. MAIN ST
BURLINGTON, IA 52601
* $ 956,239,000 2 $ 3,770,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 3,078,918,000 2 $ 90,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 2 $ 200,000
Gnb Bank
529 G AVENUE
GRUNDY CENTER, IA 50638
* $ 630,557,000 2 $ 130,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 495,574,000 2 $ 420,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 320,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 2 $ 740,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 2 $ 170,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 230,000
Dutrac Community Credit Union
P O BOX 3250
DUBUQUE, IA 52004
* $ 1,044,788,000 2 $ 200,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 2 $ 410,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 2 $ 180,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 2 $ 820,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 135,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 195,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 95,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 2,192,809,000 1 $ 145,000
Senb Bank
3535 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 337,371,000 1 $ 135,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 255,000
Federation Bank
102 E MAIN ST
WASHINGTON, IA 52353
* $ 168,363,000 1 $ 205,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ 32,216,733,000 1 $ 805,000
Kerndt Brothers Savings Bank
370 MAIN ST PO BOX 370
LANSING, IA 52151
* $ 346,622,000 1 $ 245,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 1 $ 105,000
Bankiowa
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ 785,842,000 1 $ 155,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 1 $ 105,000
Ohnward Bank and Trust
332 1ST AVE W
CASCADE, IA 52033
* $ 391,537,000 1 $ 135,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 1 $ 15,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 95,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 155,000
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ 939,053,000 1 $ 35,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 19,808,858,000 1 $ 25,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 1 $ 235,000
First Central State Bank
914 6TH AVE
DE WITT, IA 52742
* $ 689,190,000 1 $ 75,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 1 $ 305,000
Citizens State Bank
117 W 1ST ST (PO BOX 517)
MONTICELLO, IA 52310
* $ 489,452,000 1 $ 35,000
Liberty Home Mortgage Corp
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 195,000
Quad City Bank and Trust
4500 NORTH BRADY STREET
DAVENPORT, IA 52806
* $ 2,304,453,000 1 $ 105,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 1 $ 125,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 1 $ 85,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 1 $ 195,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 12,493,973,000 1 $ 115,000
Bankorion
1114 4TH STREET
ORION, IL 61273
* $ 612,018,000 1 $ 155,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 185,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 175,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 1 $ 135,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 205,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 205,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 12,304,953,000 1 $ 55,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 1 $ 355,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 1 $ 305,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 1 $ 195,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 1 $ 25,000
Fortress Bank
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 619,628,000 1 $ 95,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 1 $ 145,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 125,000
Fairfax State Savings Bank
PO BOX 277
FAIRFAX, IA 52228
* $ 242,787,000 1 $ 15,000
Farmers State Bank
1240 8TH AVE
MARION, IA 52302
* $ 1,040,259,000 1 $ 325,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 1 $ 285,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 345,000
United Home Loans, Inc.
1023 BURLINGTON AVE
WESTERN SPRINGS, IL 60558
* $ -1,000 1 $ 265,000

The tables below break down 2023 mortgage applications in Cedar County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cedar County, IA in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 462 $84,990,000 $183,000 $2,965,000 $89,000 $739,000
Refinancing 106 $13,290,000 $125,000 $805,000 $95,000 $253,000
Home Improvement 98 $5,310,000 $54,000 $205,000 $107,000 $386,000
Cash-out Refinancing 86 $12,440,000 $144,000 $805,000 $115,000 $2,400,000
Other Purpose 82 $5,500,000 $67,000 $335,000 $93,000 $251,000
Not Applicable 2 $300,000 $150,000 $155,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 628 $86,080,000 $137,000 $2,965,000 $96,000 $2,400,000
Not applicable 120 $24,460,000 $203,000 $805,000 $105,000 $162,000
Not Provided 61 $6,235,000 $102,000 $305,000 $96,000 $386,000
Hispanic 11 $1,655,000 $150,000 $325,000 $72,000 $107,000
Black or African American 10 $2,280,000 $228,000 $455,000 $101,000 $209,000
American Indian or Alaskan Native 5 $875,000 $175,000 $325,000 $96,000 $162,000
Asian 1 $245,000 $245,000 $245,000 $101,000 $101,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 697 $95,025,000 $136,000 $2,965,000 $99,000 $2,400,000
FHA-insured (Federal Housing Administration) 92 $16,250,000 $176,000 $375,000 $71,000 $317,000
VA-guaranteed (Veterans Administration) 29 $7,385,000 $254,000 $585,000 $96,000 $209,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $3,170,000 $176,000 $255,000 $68,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 514 $74,300,000 $144,000 $2,965,000 $100,000 $739,000
Loan Purchased By The Institution 110 $22,110,000 $201,000 $475,000 $89,000 $177,000
Application Denied By Financial Institution 95 $9,405,000 $99,000 $805,000 $68,000 $207,000
Application Withdrawn By Applicant 74 $11,130,000 $150,000 $595,000 $85,000 $386,000
File Closed For Incompleteness 29 $2,845,000 $98,000 $585,000 $143,000 $2,400,000
Application Approved But Not Accepted 10 $1,490,000 $149,000 $375,000 $112,000 $234,000
Preapproval Approved but not Accepted 2 $160,000 $80,000 $125,000 $40,000 $42,000
Preapproval Denied by Financial Institution 2 $390,000 $195,000 $195,000 $62,000 $74,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 672 $104,840,000 $156,000 $2,965,000 $100,000 $2,400,000
Debt-To-Income Ratio 92 $9,320,000 $101,000 $505,000 $87,000 $251,000
Credit History 45 $3,815,000 $84,000 $285,000 $69,000 $182,000
Collateral 10 $1,770,000 $177,000 $805,000 $71,000 $168,000
Credit Application Incomplete 7 $925,000 $132,000 $305,000 $61,000 $112,000
Other 5 $565,000 $113,000 $375,000 $88,000 $207,000
Unverifiable Information 2 $70,000 $35,000 $45,000 $80,000 $100,000
Employment History 2 $210,000 $105,000 $105,000 $22,000 $33,000
Insufficient Cash (Downpayment, Closing Cost) 1 $315,000 $315,000 $315,000 $69,000 $69,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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