Colorado
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Discover comprehensive Colorado mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications, loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.

Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all Colorado based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Colorado's mortgage market trends.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 413,027
Total Mortgage Loan Application Amount $94,417,395,000
Average Mortgage Loan Application Amount $228,000
Highest Mortgage Loan Application Amount $85,000,000
Average Applicant Income $91,000
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and application trends for 2010 in Colorado. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in Colorado, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.

Our HMDA dataset allows you to analyze mortgage loan applications for 2010 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.

Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in Colorado.

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Mortgage Loan Application Detail Totals for Colorado in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 279,448 $66,394,229,000 $237,000 $85,000,000 $94,000 $9,999,000
Home Purchase 123,536 $27,016,805,000 $218,000 $56,783,000 $86,000 $9,999,000
Home Improvement 10,043 $1,006,361,000 $100,000 $13,550,000 $84,000 $3,842,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 289,770 $66,600,068,000 $229,000 $19,600,000 $103,000 $9,999,000
Not Provided 39,845 $9,223,285,000 $231,000 $22,000,000 $107,000 $9,999,000
Not applicable 39,599 $10,691,662,000 $269,000 $85,000,000 $13,000 $4,550,000
Hispanic 26,350 $4,267,848,000 $161,000 $4,500,000 $63,000 $8,401,000
Asian 9,100 $2,043,389,000 $224,000 $2,700,000 $100,000 $4,920,000
Black or African American 6,271 $1,182,002,000 $188,000 $2,500,000 $68,000 $9,558,000
American Indian or Alaskan Native 1,278 $240,946,000 $188,000 $2,200,000 $88,000 $1,896,000
Native Hawaiian or Other Pacific Islander 814 $168,195,000 $206,000 $991,000 $87,000 $1,356,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 290,018 $68,711,110,000 $236,000 $85,000,000 $107,000 $9,999,000
FHA-insured (Federal Housing Administration) 95,801 $19,451,616,000 $203,000 $82,983,000 $55,000 $3,259,000
VA-guaranteed (Veterans Administration) 25,305 $5,911,143,000 $233,000 $1,153,000 $48,000 $1,946,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,903 $343,526,000 $180,000 $2,153,000 $50,000 $228,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 207,951 $47,728,079,000 $229,000 $82,983,000 $104,000 $9,999,000
Loan Purchased By The Institution 98,583 $22,416,359,000 $227,000 $85,000,000 $55,000 $4,550,000
Application Denied By Financial Institution 50,953 $11,322,442,000 $222,000 $17,000,000 $96,000 $9,999,000
Application Withdrawn By Applicant 32,838 $7,587,105,000 $231,000 $12,852,000 $105,000 $9,999,000
Application Approved But Not Accepted 14,266 $3,279,403,000 $229,000 $18,000,000 $107,000 $8,399,000
File Closed For Incompleteness 8,404 $2,079,008,000 $247,000 $12,000,000 $104,000 $7,200,000
Preapproval Approved but not Accepted 26 $3,949,000 $151,000 $234,000 $62,000 $203,000
Preapproval Denied by Financial Institution 6 $1,050,000 $175,000 $406,000 $47,000 $148,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 11,314 $2,791,114,000 $246,000 $10,500,000 $122,000 $7,033,000
Debt-To-Income Ratio 10,511 $2,657,210,000 $252,000 $17,000,000 $72,000 $3,475,000
Other 6,924 $1,501,042,000 $216,000 $8,500,000 $112,000 $6,000,000
Credit History 6,714 $972,684,000 $144,000 $4,705,000 $76,000 $3,603,000
Credit Application Incomplete 5,992 $1,337,116,000 $223,000 $3,000,000 $99,000 $3,312,000
Unverifiable Information 2,909 $633,918,000 $217,000 $5,000,000 $108,000 $9,999,000
Insufficient Cash (Downpayment, Closing Cost) 844 $211,659,000 $250,000 $2,700,000 $109,000 $2,520,000
Employment History 703 $166,986,000 $237,000 $17,000,000 $76,000 $1,200,000
Mortgage Insurance Denied 89 $20,227,000 $227,000 $600,000 $86,000 $214,000
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Mortgage Loan Application Totals in 2010 by Colorado Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
BOULDER, CO 28,312 $ 7,765,004,000 $ 274,000 $ 109,000
COLORADO SPRINGS, CO 54,116 $ 11,150,784,000 $ 206,000 $ 71,000
DENVER-AURORA-BROOMFIELD, CO 218,855 $ 50,164,556,000 $ 229,000 $ 90,000
FORT COLLINS-LOVELAND, CO 26,635 $ 5,496,205,000 $ 206,000 $ 88,000
GRAND JUNCTION, CO 12,476 $ 2,321,242,000 $ 186,000 $ 64,000
GREELEY, CO 18,272 $ 3,376,263,000 $ 184,000 $ 71,000
PUEBLO, CO 9,570 $ 1,269,940,000 $ 132,000 $ 59,000
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Mortgage Loan Application Totals in 2010 by Colorado County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 29,258 $ 5,328,104,000 $ 182,000 $ 66,000
Alamosa 306 $ 42,853,000 $ 140,000 $ 60,000
Arapahoe 45,781 $ 10,184,751,000 $ 222,000 $ 89,000
Archuleta 890 $ 195,582,000 $ 219,000 $ 110,000
Baca 57 $ 4,650,000 $ 81,000 $ 53,000
Bent 81 $ 6,305,000 $ 77,000 $ 56,000
Boulder 28,323 $ 7,767,274,000 $ 274,000 $ 109,000
Broomfield 5,762 $ 1,425,015,000 $ 247,000 $ 97,000
Chaffee 1,005 $ 213,943,000 $ 212,000 $ 82,000
Cheyenne 50 $ 3,451,000 $ 69,000 $ 62,000
Clear Creek 962 $ 224,386,000 $ 233,000 $ 89,000
Conejos 131 $ 21,772,000 $ 166,000 $ 77,000
Costilla 75 $ 7,846,000 $ 104,000 $ 45,000
Crowley 69 $ 6,290,000 $ 91,000 $ 48,000
Custer 389 $ 78,131,000 $ 200,000 $ 90,000
Delta 1,736 $ 297,665,000 $ 171,000 $ 64,000
Denver 46,703 $ 11,162,159,000 $ 239,000 $ 95,000
Dolores 65 $ 8,566,000 $ 131,000 $ 73,000
Douglas 37,022 $ 9,967,260,000 $ 269,000 $ 104,000
Eagle 4,529 $ 2,222,675,000 $ 490,000 $ 256,000
El Paso 51,609 $ 10,662,581,000 $ 206,000 $ 71,000
Elbert 2,434 $ 607,750,000 $ 249,000 $ 89,000
Fremont 2,564 $ 366,035,000 $ 142,000 $ 60,000
Garfield 4,156 $ 1,122,275,000 $ 270,000 $ 103,000
Gilpin 611 $ 129,607,000 $ 212,000 $ 75,000
Grand 2,160 $ 571,326,000 $ 264,000 $ 165,000
Gunnison 1,209 $ 349,216,000 $ 288,000 $ 165,000
Hinsdale 78 $ 20,102,000 $ 257,000 $ 192,000
Huerfano 282 $ 47,305,000 $ 167,000 $ 84,000
Jackson 66 $ 11,965,000 $ 181,000 $ 93,000
Jefferson 48,317 $ 10,741,729,000 $ 222,000 $ 87,000
Kiowa 38 $ 2,207,000 $ 58,000 $ 66,000
Kit Carson 217 $ 21,515,000 $ 99,000 $ 65,000
La Plata 3,886 $ 1,016,191,000 $ 261,000 $ 107,000
Lake 471 $ 79,280,000 $ 168,000 $ 76,000
Larimer 26,646 $ 5,498,125,000 $ 206,000 $ 88,000
Las Animas 461 $ 70,076,000 $ 152,000 $ 67,000
Lincoln 165 $ 19,553,000 $ 118,000 $ 83,000
Logan 752 $ 88,068,000 $ 117,000 $ 65,000
Mesa 12,480 $ 2,321,902,000 $ 186,000 $ 64,000
Mineral 54 $ 12,256,000 $ 226,000 $ 126,000
Moffat 799 $ 127,337,000 $ 159,000 $ 66,000
Montezuma 1,162 $ 201,579,000 $ 173,000 $ 66,000
Montrose 2,447 $ 445,073,000 $ 181,000 $ 70,000
Morgan 963 $ 121,760,000 $ 126,000 $ 58,000
Otero 525 $ 49,547,000 $ 94,000 $ 63,000
Ouray 442 $ 124,282,000 $ 281,000 $ 113,000
Park 2,054 $ 401,903,000 $ 195,000 $ 91,000
Phillips 158 $ 17,341,000 $ 109,000 $ 71,000
Pitkin 1,688 $ 1,599,228,000 $ 947,000 $ 414,000
Prowers 315 $ 28,465,000 $ 90,000 $ 56,000
Pueblo 9,591 $ 1,272,755,000 $ 132,000 $ 59,000
Rio Blanco 501 $ 85,880,000 $ 171,000 $ 66,000
Rio Grande 368 $ 58,359,000 $ 158,000 $ 80,000
Routt 2,161 $ 740,931,000 $ 342,000 $ 164,000
Saguache 150 $ 23,269,000 $ 155,000 $ 76,000
San Juan 28 $ 4,746,000 $ 169,000 $ 66,000
San Miguel 713 $ 433,919,000 $ 608,000 $ 324,000
Sedgwick 67 $ 5,268,000 $ 78,000 $ 54,000
Summit 4,861 $ 1,640,731,000 $ 337,000 $ 200,000
Teller 2,535 $ 491,302,000 $ 193,000 $ 76,000
Washington 105 $ 10,692,000 $ 101,000 $ 50,000
Weld 18,279 $ 3,376,743,000 $ 184,000 $ 71,000
Yuma 301 $ 39,954,000 $ 132,000 $ 66,000

Our comprehensive HMDA mortgage statistics offer invaluable insights into Colorado's 2010 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.

This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively. Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of Colorado's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.

Download the Colorado Lender List