Colorado
Mortgage Loan Application
Totals and Details
in 2004

Find mortgage statistics and mortgage data for Colorado.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2018 in all of Colorado.
You can organize this information by metropolitan area and by county.

Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 751,732
Total Mortgage Loan Application Amount $132,057,877,000
Average Mortgage Loan Application Amount $175,000
Highest Mortgage Loan Application Amount $95,000,000
Average Applicant Income $76,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Colorado, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Colorado in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 438,188 $79,853,826,000 $182,000 $30,000,000 $72,000 $9,999,000
Home Purchase 281,966 $50,122,903,000 $177,000 $95,000,000 $81,000 $9,999,000
Home Improvement 31,578 $2,081,148,000 $65,000 $9,630,000 $73,000 $3,011,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 466,009 $84,444,835,000 $181,000 $14,000,000 $87,000 $9,999,000
Not Provided 97,821 $16,714,938,000 $170,000 $50,000,000 $79,000 $9,455,000
Hispanic 82,445 $11,612,342,000 $140,000 $4,480,000 $57,000 $4,216,000
Not applicable 66,612 $12,804,515,000 $192,000 $95,000,000 $25,000 $5,993,000
Black or African American 21,018 $3,261,071,000 $155,000 $3,870,000 $69,000 $9,999,000
Asian 12,274 $2,327,742,000 $189,000 $3,000,000 $83,000 $9,999,000
American Indian or Alaskan Native 3,366 $509,685,000 $151,000 $1,750,000 $69,000 $2,628,000
Native Hawaiian or Other Pacific Islander 2,187 $382,749,000 $175,000 $1,380,000 $75,000 $1,456,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 682,762 $120,568,023,000 $176,000 $95,000,000 $82,000 $9,999,000
FHA-insured (Federal Housing Administration) 53,194 $8,804,137,000 $165,000 $8,320,000 $36,000 $7,080,000
VA-guaranteed (Veterans Administration) 15,331 $2,632,457,000 $171,000 $343,000 $32,000 $5,148,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 445 $53,260,000 $119,000 $244,000 $36,000 $151,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 337,171 $60,549,084,000 $179,000 $30,000,000 $85,000 $9,999,000
Loan Purchased By The Institution 137,912 $25,388,618,000 $184,000 $95,000,000 $51,000 $9,999,000
Application Denied By Financial Institution 128,039 $20,373,050,000 $159,000 $14,000,000 $72,000 $9,999,000
Application Withdrawn By Applicant 82,223 $14,437,042,000 $175,000 $30,000,000 $77,000 $9,999,000
Application Approved But Not Accepted 48,665 $8,165,605,000 $167,000 $5,350,000 $77,000 $4,682,000
File Closed For Incompleteness 17,722 $3,144,478,000 $177,000 $3,960,000 $75,000 $4,890,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 37,749 $6,459,768,000 $171,000 $7,750,000 $79,000 $8,415,000
Credit History 21,605 $2,908,236,000 $134,000 $4,000,000 $67,000 $6,000,000
Debt-To-Income Ratio 14,401 $2,259,446,000 $156,000 $14,000,000 $58,000 $9,999,000
Collateral 14,278 $2,442,814,000 $171,000 $4,480,000 $88,000 $3,500,000
Credit Application Incomplete 10,399 $1,923,785,000 $184,000 $3,870,000 $78,000 $5,125,000
Unverifiable Information 4,342 $818,875,000 $188,000 $5,000,000 $82,000 $3,600,000
Insufficient Cash (Downpayment, Closing Cost) 2,044 $405,723,000 $198,000 $8,500,000 $79,000 $6,934,000
Employment History 1,191 $182,817,000 $153,000 $1,830,000 $65,000 $810,000
Mortgage Insurance Denied 31 $5,786,000 $186,000 $1,000,000 $77,000 $432,000
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Mortgage Loan Application Totals in 2004 by Colorado Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Boulder, CO 37,619 $ 8,710,496,000 $ 231,000 $ 87,000
Colorado Springs, CO 92,276 $ 14,025,290,000 $ 151,000 $ 64,000
Denver-Aurora, CO 409,682 $ 74,091,383,000 $ 180,000 $ 73,000
Fort Collins-Loveland, CO 41,605 $ 7,188,065,000 $ 172,000 $ 71,000
Grand Junction, CO 20,918 $ 2,666,845,000 $ 127,000 $ 58,000
Greeley, CO 40,063 $ 6,085,789,000 $ 151,000 $ 65,000
Pueblo, CO 21,784 $ 2,266,303,000 $ 104,000 $ 52,000
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Mortgage Loan Application Totals in 2004 by Colorado County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 74,786 $ 11,501,180,000 $ 153,000 $ 59,000
Alamosa 1,132 $ 109,965,000 $ 97,000 $ 52,000
Arapahoe 92,101 $ 16,105,800,000 $ 174,000 $ 72,000
Archuleta 1,894 $ 328,760,000 $ 173,000 $ 89,000
Baca 152 $ 10,807,000 $ 71,000 $ 48,000
Bent 298 $ 18,932,000 $ 63,000 $ 38,000
Boulder 37,743 $ 8,731,725,000 $ 231,000 $ 87,000
Broomfield 7,245 $ 1,428,014,000 $ 197,000 $ 74,000
Chaffee 1,729 $ 282,374,000 $ 163,000 $ 65,000
Cheyenne 112 $ 9,247,000 $ 82,000 $ 46,000
Clear Creek 1,873 $ 364,939,000 $ 194,000 $ 77,000
Conejos 401 $ 36,012,000 $ 89,000 $ 54,000
Costilla 280 $ 25,297,000 $ 90,000 $ 52,000
Crowley 298 $ 19,865,000 $ 66,000 $ 37,000
Custer 553 $ 94,874,000 $ 171,000 $ 76,000
Delta 3,576 $ 461,092,000 $ 128,000 $ 52,000
Denver 92,287 $ 16,307,897,000 $ 176,000 $ 68,000
Dolores 137 $ 17,168,000 $ 125,000 $ 67,000
Douglas 51,773 $ 11,714,966,000 $ 226,000 $ 93,000
Eagle 7,329 $ 2,533,079,000 $ 345,000 $ 183,000
El Paso 87,904 $ 13,312,311,000 $ 151,000 $ 63,000
Elbert 4,830 $ 1,037,335,000 $ 214,000 $ 86,000
Fremont 5,514 $ 617,839,000 $ 112,000 $ 57,000
Garfield 7,095 $ 1,381,108,000 $ 194,000 $ 80,000
Gilpin 1,250 $ 228,666,000 $ 182,000 $ 67,000
Grand 3,017 $ 645,042,000 $ 213,000 $ 114,000
Gunnison 2,281 $ 498,977,000 $ 218,000 $ 113,000
Hinsdale 89 $ 16,184,000 $ 181,000 $ 117,000
Huerfano 691 $ 93,035,000 $ 134,000 $ 62,000
Jackson 157 $ 21,322,000 $ 135,000 $ 88,000
Jefferson 81,493 $ 15,015,167,000 $ 184,000 $ 75,000
Kiowa 42 $ 2,706,000 $ 64,000 $ 61,000
Kit Carson 571 $ 52,033,000 $ 91,000 $ 47,000
La Plata 5,675 $ 1,139,192,000 $ 200,000 $ 89,000
Lake 844 $ 110,505,000 $ 130,000 $ 76,000
Larimer 41,862 $ 7,224,982,000 $ 172,000 $ 71,000
Las Animas 1,398 $ 157,579,000 $ 112,000 $ 54,000
Lincoln 432 $ 38,279,000 $ 88,000 $ 51,000
Logan 1,733 $ 157,436,000 $ 90,000 $ 49,000
Mesa 21,058 $ 2,681,541,000 $ 127,000 $ 58,000
Mineral 93 $ 15,581,000 $ 167,000 $ 79,000
Moffat 1,762 $ 198,853,000 $ 112,000 $ 55,000
Montezuma 2,283 $ 287,260,000 $ 125,000 $ 64,000
Montrose 4,338 $ 558,269,000 $ 128,000 $ 58,000
Morgan 3,086 $ 316,594,000 $ 102,000 $ 48,000
Otero 1,831 $ 142,130,000 $ 77,000 $ 41,000
Ouray 678 $ 149,332,000 $ 220,000 $ 94,000
Park 4,279 $ 723,577,000 $ 169,000 $ 72,000
Phillips 300 $ 26,656,000 $ 88,000 $ 54,000
Pitkin 2,406 $ 1,562,972,000 $ 649,000 $ 356,000
Prowers 698 $ 52,042,000 $ 74,000 $ 45,000
Pueblo 21,915 $ 2,276,262,000 $ 103,000 $ 52,000
Rio Blanco 735 $ 78,276,000 $ 106,000 $ 58,000
Rio Grande 1,095 $ 121,633,000 $ 111,000 $ 65,000
Routt 3,673 $ 995,543,000 $ 271,000 $ 136,000
Saguache 424 $ 43,924,000 $ 103,000 $ 52,000
San Juan 61 $ 9,515,000 $ 155,000 $ 69,000
San Miguel 1,460 $ 605,304,000 $ 414,000 $ 202,000
Sedgwick 227 $ 16,530,000 $ 72,000 $ 50,000
Summit 7,054 $ 1,767,231,000 $ 250,000 $ 143,000
Teller 4,962 $ 785,744,000 $ 158,000 $ 64,000
Washington 406 $ 32,733,000 $ 80,000 $ 49,000
Weld 40,284 $ 6,113,414,000 $ 151,000 $ 65,000
Yuma 724 $ 64,108,000 $ 88,000 $ 55,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Colorado.

If you prefer, you can download a copy of the entire list of mortgage lenders in Colorado and search similar information back through 2003.

Download the Colorado Lender List