Colorado
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Discover comprehensive Colorado mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications, loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.

Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all Colorado based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Colorado's mortgage market trends.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 483,436
Total Mortgage Loan Application Amount $136,377,826,000
Average Mortgage Loan Application Amount $282,000
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $93,000
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and application trends for 2016 in Colorado. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in Colorado, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.

Our HMDA dataset allows you to analyze mortgage loan applications for 2016 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.

Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in Colorado.

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Mortgage Loan Application Detail Totals for Colorado in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 275,261 $72,357,930,000 $262,000 $99,999,000 $88,000 $9,999,000
Home Purchase 186,638 $59,776,019,000 $320,000 $99,999,000 $101,000 $9,999,000
Home Improvement 21,537 $4,243,877,000 $197,000 $92,300,000 $100,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 315,459 $86,812,656,000 $275,000 $99,999,000 $106,000 $9,999,000
Not Provided 49,017 $13,305,105,000 $271,000 $17,000,000 $106,000 $9,999,000
Not applicable 47,495 $19,726,544,000 $415,000 $99,999,000 $21,000 $9,513,000
Hispanic 44,044 $9,453,480,000 $214,000 $10,001,000 $69,000 $6,000,000
Asian 12,247 $3,510,668,000 $286,000 $10,000,000 $110,000 $9,999,000
Black or African American 11,589 $2,709,216,000 $233,000 $1,867,000 $70,000 $9,999,000
American Indian or Alaskan Native 2,353 $544,225,000 $231,000 $2,130,000 $76,000 $1,320,000
Native Hawaiin or Other Pacific Islander 1,232 $315,932,000 $256,000 $7,300,000 $80,000 $785,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 339,708 $98,424,321,000 $289,000 $99,999,000 $111,000 $9,999,000
FHA-insured (Federal Housing Administration) 77,842 $19,525,440,000 $250,000 $99,999,000 $50,000 $7,785,000
VA-guaranteed (Veterans Administration) 63,098 $17,879,872,000 $283,000 $2,207,000 $52,000 $2,160,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,788 $548,193,000 $196,000 $542,000 $44,000 $948,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 263,402 $77,987,071,000 $296,000 $99,999,000 $105,000 $9,999,000
Loan Purchased By The Institution 70,200 $19,550,662,000 $278,000 $63,378,000 $50,000 $9,513,000
Application Denied By Financial Institution 61,154 $14,794,382,000 $241,000 $99,999,000 $86,000 $9,999,000
Application Withdrawn By Applicant 59,179 $16,384,274,000 $276,000 $92,300,000 $102,000 $9,999,000
File Closed For Incompleteness 18,939 $4,715,143,000 $248,000 $18,500,000 $89,000 $9,999,000
Application Approved But Not Accepted 10,546 $2,941,966,000 $278,000 $42,200,000 $103,000 $6,900,000
Preapproval Approved but not Accepted 11 $2,829,000 $257,000 $412,000 $80,000 $129,000
Preapproval Denied by Financial Institution 5 $1,499,000 $299,000 $664,000 $195,000 $643,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 8,803 $2,324,698,000 $264,000 $17,000,000 $68,000 $9,999,000
Credit History 7,198 $1,326,334,000 $184,000 $10,001,000 $90,000 $6,000,000
Credit Application Incomplete 4,714 $1,169,696,000 $248,000 $5,988,000 $94,000 $1,786,000
Collateral 4,567 $1,224,168,000 $268,000 $11,750,000 $121,000 $9,999,000
Other 3,011 $960,577,000 $319,000 $62,294,000 $102,000 $6,000,000
Unverifiable Information 1,758 $477,825,000 $271,000 $4,800,000 $109,000 $9,999,000
Insufficient Cash (Downpayment, Closing Cost) 771 $255,567,000 $331,000 $8,500,000 $110,000 $1,304,000
Employment History 619 $147,405,000 $238,000 $1,119,000 $67,000 $497,000
Mortgage Insurance Denied 12 $3,186,000 $265,000 $620,000 $74,000 $150,000
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Mortgage Loan Application Totals in 2016 by Colorado Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
BOULDER, CO 22,054 $ 7,805,304,000 $ 353,000 $ 129,000
COLORADO SPRINGS, CO 60,905 $ 14,717,596,000 $ 241,000 $ 70,000
DENVER-AURORA-LAKEWOOD, CO 275,625 $ 81,215,676,000 $ 294,000 $ 94,000
FORT COLLINS, CO 28,806 $ 7,899,221,000 $ 274,000 $ 95,000
GRAND JUNCTION, CO 11,149 $ 2,174,994,000 $ 195,000 $ 63,000
GREELEY, CO 30,606 $ 7,184,950,000 $ 234,000 $ 76,000
PUEBLO, CO 9,900 $ 1,463,961,000 $ 147,000 $ 60,000
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Mortgage Loan Application Totals in 2016 by Colorado County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 47,928 $ 11,794,924,000 $ 246,000 $ 72,000
Alamosa 405 $ 59,971,000 $ 148,000 $ 56,000
Arapahoe 61,590 $ 17,254,132,000 $ 280,000 $ 88,000
Archuleta 914 $ 228,228,000 $ 249,000 $ 103,000
Baca 61 $ 6,829,000 $ 111,000 $ 80,000
Bent 110 $ 10,396,000 $ 94,000 $ 57,000
Boulder 22,073 $ 7,807,282,000 $ 353,000 $ 129,000
Broomfield 6,223 $ 2,062,412,000 $ 331,000 $ 112,000
Chaffee 1,093 $ 267,650,000 $ 244,000 $ 94,000
Cheyenne 50 $ 5,589,000 $ 111,000 $ 60,000
Clear Creek 1,060 $ 281,760,000 $ 265,000 $ 87,000
Conejos 169 $ 19,491,000 $ 115,000 $ 53,000
Costilla 118 $ 13,732,000 $ 116,000 $ 55,000
Crowley 97 $ 10,571,000 $ 108,000 $ 49,000
Custer 450 $ 89,898,000 $ 199,000 $ 82,000
Delta 1,646 $ 287,428,000 $ 174,000 $ 57,000
Denver 56,185 $ 18,231,040,000 $ 324,000 $ 106,000
Dolores 85 $ 11,945,000 $ 140,000 $ 48,000
Douglas 40,326 $ 13,669,708,000 $ 338,000 $ 113,000
Eagle 4,345 $ 2,357,829,000 $ 542,000 $ 226,000
El Paso 58,442 $ 14,186,204,000 $ 242,000 $ 70,000
Elbert 3,321 $ 1,038,015,000 $ 312,000 $ 93,000
Fremont 2,907 $ 458,376,000 $ 157,000 $ 53,000
Garfield 4,094 $ 1,214,757,000 $ 296,000 $ 94,000
Gilpin 737 $ 187,023,000 $ 253,000 $ 86,000
Grand 2,058 $ 544,195,000 $ 264,000 $ 167,000
Gunnison 1,227 $ 391,594,000 $ 319,000 $ 155,000
Hinsdale 76 $ 17,036,000 $ 224,000 $ 124,000
Huerfano 303 $ 47,358,000 $ 156,000 $ 72,000
Jackson 60 $ 9,477,000 $ 157,000 $ 134,000
Jefferson 55,811 $ 16,115,199,000 $ 288,000 $ 94,000
Kiowa 31 $ 3,920,000 $ 126,000 $ 65,000
Kit Carson 244 $ 27,464,000 $ 112,000 $ 64,000
La Plata 3,779 $ 1,094,275,000 $ 289,000 $ 113,000
Lake 536 $ 102,491,000 $ 191,000 $ 83,000
Larimer 28,865 $ 7,904,873,000 $ 273,000 $ 95,000
Las Animas 595 $ 89,478,000 $ 150,000 $ 65,000
Lincoln 186 $ 22,219,000 $ 119,000 $ 59,000
Logan 842 $ 115,212,000 $ 136,000 $ 64,000
Mesa 11,154 $ 2,175,827,000 $ 195,000 $ 63,000
Mineral 52 $ 11,759,000 $ 226,000 $ 96,000
Moffat 708 $ 116,215,000 $ 164,000 $ 64,000
Montezuma 1,202 $ 207,225,000 $ 172,000 $ 58,000
Montrose 2,367 $ 443,712,000 $ 187,000 $ 64,000
Morgan 1,396 $ 230,710,000 $ 165,000 $ 58,000
Otero 634 $ 59,906,000 $ 94,000 $ 62,000
Ouray 376 $ 111,425,000 $ 296,000 $ 105,000
Park 2,520 $ 600,854,000 $ 238,000 $ 87,000
Phillips 175 $ 23,560,000 $ 134,000 $ 63,000
Pitkin 1,326 $ 1,661,079,000 $ 1,252,000 $ 432,000
Prowers 314 $ 30,419,000 $ 96,000 $ 59,000
Pueblo 9,978 $ 1,474,876,000 $ 147,000 $ 60,000
Rio Blanco 378 $ 69,792,000 $ 184,000 $ 75,000
Rio Grande 345 $ 55,393,000 $ 160,000 $ 68,000
Routt 2,022 $ 764,800,000 $ 378,000 $ 163,000
Saguache 206 $ 32,372,000 $ 157,000 $ 72,000
San Juan 55 $ 11,479,000 $ 208,000 $ 127,000
San Miguel 714 $ 484,290,000 $ 678,000 $ 301,000
Sedgwick 103 $ 9,610,000 $ 93,000 $ 79,000
Summit 4,277 $ 1,654,177,000 $ 386,000 $ 195,000
Teller 2,497 $ 536,872,000 $ 215,000 $ 71,000
Washington 197 $ 23,252,000 $ 118,000 $ 58,000
Weld 30,768 $ 7,199,727,000 $ 234,000 $ 76,000
Yuma 363 $ 52,470,000 $ 144,000 $ 57,000

Our comprehensive HMDA mortgage statistics offer invaluable insights into Colorado's 2016 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.

This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively. Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of Colorado's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.

Download the Colorado Lender List