Colorado
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Discover comprehensive Colorado mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications, loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.

Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all Colorado based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Colorado's mortgage market trends.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 474,846
Total Mortgage Loan Application Amount $109,448,581,000
Average Mortgage Loan Application Amount $230,000
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $95,000
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and application trends for 2012 in Colorado. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in Colorado, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.

Our HMDA dataset allows you to analyze mortgage loan applications for 2012 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.

Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in Colorado.

Download the Colorado Lender List

Mortgage Loan Application Detail Totals for Colorado in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 326,845 $75,747,946,000 $231,000 $40,788,000 $96,000 $9,999,000
Home Purchase 137,094 $32,506,603,000 $237,000 $99,999,000 $94,000 $9,999,000
Home Improvement 10,907 $1,194,032,000 $109,000 $31,900,000 $90,000 $6,448,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 333,752 $77,065,570,000 $230,000 $19,000,000 $103,000 $9,999,000
Not Provided 48,019 $10,637,715,000 $221,000 $20,000,000 $104,000 $9,999,000
Not applicable 40,660 $12,074,036,000 $296,000 $99,999,000 $40,000 $9,100,000
Hispanic 30,664 $5,141,414,000 $167,000 $6,000,000 $68,000 $6,234,000
Asian 11,421 $2,546,826,000 $222,000 $2,665,000 $102,000 $3,860,000
Black or African American 7,836 $1,493,087,000 $190,000 $2,550,000 $69,000 $9,999,000
American Indian or Alaskan Native 1,505 $281,445,000 $187,000 $880,000 $76,000 $1,314,000
Native Hawaiian or Other Pacific Islander 989 $208,488,000 $210,000 $1,400,000 $86,000 $3,396,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 340,984 $81,519,569,000 $239,000 $99,999,000 $114,000 $9,999,000
FHA-insured (Federal Housing Administration) 85,016 $16,465,463,000 $193,000 $40,916,000 $47,000 $2,040,000
VA-guaranteed (Veterans Administration) 44,963 $10,787,320,000 $239,000 $1,264,000 $47,000 $2,316,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3,883 $676,229,000 $174,000 $960,000 $45,000 $184,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 263,229 $62,098,410,000 $235,000 $99,999,000 $104,000 $9,999,000
Loan Purchased By The Institution 92,801 $21,063,290,000 $226,000 $40,916,000 $66,000 $9,100,000
Application Denied By Financial Institution 55,571 $11,567,026,000 $208,000 $27,000,000 $91,000 $8,605,000
Application Withdrawn By Applicant 36,071 $8,538,959,000 $236,000 $43,220,000 $102,000 $9,999,000
Application Approved But Not Accepted 15,333 $3,447,372,000 $224,000 $10,100,000 $111,000 $9,999,000
File Closed For Incompleteness 11,831 $2,731,918,000 $230,000 $20,000,000 $102,000 $9,999,000
Preapproval Approved but not Accepted 7 $1,176,000 $168,000 $298,000 $53,000 $86,000
Preapproval Denied by Financial Institution 3 $430,000 $143,000 $195,000 $65,000 $89,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 10,550 $2,476,545,000 $234,000 $8,000,000 $118,000 $3,209,000
Debt-To-Income Ratio 10,208 $2,239,120,000 $219,000 $6,250,000 $66,000 $5,188,000
Credit History 9,958 $1,520,679,000 $152,000 $10,000,000 $78,000 $8,090,000
Credit Application Incomplete 6,966 $1,468,633,000 $210,000 $5,635,000 $99,000 $5,045,000
Other 6,079 $1,198,203,000 $197,000 $11,000,000 $103,000 $8,605,000
Unverifiable Information 2,712 $574,479,000 $211,000 $4,000,000 $100,000 $3,600,000
Insufficient Cash (Downpayment, Closing Cost) 972 $229,543,000 $236,000 $1,988,000 $91,000 $1,102,000
Employment History 689 $131,863,000 $191,000 $1,080,000 $66,000 $576,000
Mortgage Insurance Denied 100 $20,257,000 $202,000 $417,000 $81,000 $328,000
Download the Colorado Lender List

Mortgage Loan Application Totals in 2012 by Colorado Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
BOULDER, CO 31,418 $ 8,942,051,000 $ 284,000 $ 120,000
COLORADO SPRINGS, CO 64,017 $ 13,179,312,000 $ 205,000 $ 71,000
DENVER-AURORA-BROOMFIELD, CO 255,231 $ 59,408,926,000 $ 232,000 $ 95,000
FORT COLLINS-LOVELAND, CO 31,552 $ 6,721,210,000 $ 213,000 $ 93,000
GRAND JUNCTION, CO 12,946 $ 2,345,632,000 $ 181,000 $ 65,000
GREELEY, CO 22,262 $ 4,122,105,000 $ 185,000 $ 74,000
PUEBLO, CO 9,291 $ 1,239,758,000 $ 133,000 $ 63,000
Download the Colorado Lender List

Mortgage Loan Application Totals in 2012 by Colorado County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 34,644 $ 6,358,906,000 $ 183,000 $ 69,000
Alamosa 342 $ 51,691,000 $ 151,000 $ 65,000
Arapahoe 54,636 $ 12,286,909,000 $ 224,000 $ 91,000
Archuleta 834 $ 195,891,000 $ 234,000 $ 121,000
Baca 61 $ 5,262,000 $ 86,000 $ 66,000
Bent 79 $ 6,682,000 $ 84,000 $ 44,000
Boulder 31,425 $ 8,980,947,000 $ 285,000 $ 120,000
Broomfield 6,801 $ 1,737,153,000 $ 255,000 $ 103,000
Chaffee 1,135 $ 241,209,000 $ 212,000 $ 84,000
Cheyenne 45 $ 3,832,000 $ 85,000 $ 75,000
Clear Creek 1,035 $ 244,931,000 $ 236,000 $ 99,000
Conejos 124 $ 17,851,000 $ 143,000 $ 71,000
Costilla 100 $ 12,320,000 $ 123,000 $ 74,000
Crowley 94 $ 7,434,000 $ 79,000 $ 54,000
Custer 413 $ 81,482,000 $ 197,000 $ 83,000
Delta 1,682 $ 269,644,000 $ 160,000 $ 61,000
Denver 55,495 $ 13,827,318,000 $ 249,000 $ 105,000
Dolores 87 $ 13,331,000 $ 153,000 $ 75,000
Douglas 42,075 $ 11,474,135,000 $ 272,000 $ 109,000
Eagle 4,864 $ 2,288,054,000 $ 470,000 $ 238,000
El Paso 61,133 $ 12,620,345,000 $ 206,000 $ 70,000
Elbert 2,862 $ 722,204,000 $ 252,000 $ 92,000
Fremont 2,744 $ 388,082,000 $ 141,000 $ 56,000
Garfield 3,990 $ 969,564,000 $ 242,000 $ 91,000
Gilpin 643 $ 135,543,000 $ 210,000 $ 83,000
Grand 2,272 $ 552,991,000 $ 243,000 $ 167,000
Gunnison 1,309 $ 351,761,000 $ 268,000 $ 159,000
Hinsdale 96 $ 24,087,000 $ 250,000 $ 137,000
Huerfano 311 $ 50,282,000 $ 161,000 $ 91,000
Jackson 42 $ 6,270,000 $ 149,000 $ 85,000
Jefferson 54,859 $ 12,210,525,000 $ 222,000 $ 92,000
Kiowa 38 $ 2,496,000 $ 65,000 $ 45,000
Kit Carson 237 $ 27,713,000 $ 116,000 $ 63,000
La Plata 4,192 $ 1,113,636,000 $ 265,000 $ 111,000
Lake 499 $ 81,980,000 $ 164,000 $ 85,000
Larimer 31,559 $ 6,722,596,000 $ 213,000 $ 93,000
Las Animas 548 $ 85,388,000 $ 155,000 $ 73,000
Lincoln 166 $ 20,244,000 $ 121,000 $ 85,000
Logan 784 $ 93,335,000 $ 119,000 $ 64,000
Mesa 12,946 $ 2,345,632,000 $ 181,000 $ 65,000
Mineral 54 $ 10,858,000 $ 201,000 $ 121,000
Moffat 708 $ 115,179,000 $ 162,000 $ 61,000
Montezuma 1,118 $ 192,314,000 $ 172,000 $ 67,000
Montrose 2,310 $ 397,410,000 $ 172,000 $ 72,000
Morgan 980 $ 124,913,000 $ 127,000 $ 57,000
Otero 563 $ 58,342,000 $ 103,000 $ 57,000
Ouray 469 $ 125,302,000 $ 267,000 $ 116,000
Park 2,216 $ 425,373,000 $ 191,000 $ 94,000
Phillips 134 $ 16,791,000 $ 125,000 $ 75,000
Pitkin 1,850 $ 1,649,293,000 $ 891,000 $ 409,000
Prowers 344 $ 30,321,000 $ 88,000 $ 61,000
Pueblo 9,332 $ 1,245,799,000 $ 133,000 $ 63,000
Rio Blanco 424 $ 71,679,000 $ 169,000 $ 68,000
Rio Grande 310 $ 51,483,000 $ 166,000 $ 78,000
Routt 2,554 $ 834,794,000 $ 326,000 $ 161,000
Saguache 133 $ 21,260,000 $ 159,000 $ 66,000
San Juan 39 $ 6,130,000 $ 157,000 $ 87,000
San Miguel 774 $ 438,792,000 $ 566,000 $ 307,000
Sedgwick 81 $ 6,510,000 $ 80,000 $ 48,000
Summit 5,343 $ 1,739,181,000 $ 325,000 $ 201,000
Teller 2,891 $ 560,441,000 $ 193,000 $ 75,000
Washington 127 $ 12,755,000 $ 100,000 $ 64,000
Weld 22,287 $ 4,125,538,000 $ 185,000 $ 74,000
Yuma 346 $ 40,670,000 $ 117,000 $ 67,000

Our comprehensive HMDA mortgage statistics offer invaluable insights into Colorado's 2012 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.

This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively. Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of Colorado's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.

Download the Colorado Lender List