Crawford County, AR Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 2,550 mortgage applications in Crawford County, AR totaling $300.0 million, down 1% from 2016. The average application was for $117,000, and applicants reported an average income of $55,000. 48% of applications resulted in an originated loan and 22% were denied. The most active lender was Arvest Bank, with 342 applications, followed by US Bank, N.A. and Citizens Bank & Trust Company.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Arkansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,550
Total Mortgage Loan Application Amount $300,005,000
Average Mortgage Loan Application Amount $117,000
Highest Mortgage Loan Application Amount $15,000,000
Average Applicant Income $55,000
Highest Applicant Income $858,000

Mortgage Company List for Lending in Crawford County, AR for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Arvest Bank

TULSA, OK 74103
* $ 16,686,060,000 342 $ 21,459,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 159 $ 16,121,000
Citizens Bank & Trust Company
PO BOX 469
VAN BUREN, AR 72956
* $ 394,561,000 128 $ 13,308,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 86 $ 4,671,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 2,252,297,000 79 $ 8,325,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 79 $ 10,480,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 916,921,000 74 $ 9,720,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 9,793,959,000 73 $ 8,442,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 70 $ 9,905,000
Bank Ozk
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 18,874,479,000 70 $ 7,690,000
Armstrong Bank
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ 886,669,000 67 $ 8,722,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 14,723,604,000 66 $ 7,586,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 62 $ 4,635,000
Firstar Bank, National Association
PO BOX 308
ROLAND, OK 74954
* $ 556,552,000 53 $ 7,024,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ -1,000 53 $ 8,274,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,042,021,000 39 $ 3,697,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 35 $ 5,022,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 35 $ 4,822,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 35 $ 4,572,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 34 $ 5,211,000
First National Bank of Fort Smith
602 GARRISON AVE
FORT SMITH, AR 72901
* $ 1,252,494,000 33 $ 4,413,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 31 $ 1,223,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 30 $ 4,784,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 29 $ 4,294,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 29 $ 3,757,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ 0 29 $ 1,554,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 26 $ 2,922,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 25 $ 3,461,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 25 $ 2,596,000
Farm Credit Services of Western Arkansas
3115 WEST SECOND COURT
RUSSELLVILLE, AR 72802
* $ -1,000 23 $ 3,519,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 23 $ 3,877,000
United Bank
2600 SOUTH THOMPSON
SPRINGDALE, AR 72764
* $ 174,877,000 23 $ 2,968,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 21 $ 2,921,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 21 $ 2,639,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 20 $ 2,303,000
Generations Bank
1325 HWY 278 BYPASS
ROGERS, AR 72758
* $ 403,479,000 18 $ 3,343,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 18 $ 524,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 17 $ 2,029,000
Farmers Bank
71 WEST CENTER
GREENWOOD, AR 72936
* $ 199,231,000 16 $ 1,178,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 15 $ 1,973,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 14 $ 1,341,000
Arkansas Federal Credit Union
17500 CANTRELL
LITTLE ROCK, AR 72223
* $ 1,118,792,000 13 $ 1,896,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 8,376,439,000 12 $ 20,702,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 11 $ 1,322,000
Chambers Bank
901 MAIN STREET
DANVILLE, AR 72833
* $ 714,212,000 10 $ 1,130,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 10 $ 1,161,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 9 $ 1,011,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 8 $ 1,262,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 8 $ 1,239,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 8 $ 1,091,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 7 $ 896,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 7 $ 929,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 7 $ 973,000
Today's Bank
432 HARMONY RD
HUNTSVILLE, AR 72740
* $ 181,417,000 7 $ 293,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 6 $ 680,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 6 $ 729,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 6 $ 849,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,160,352,000 6 $ 1,071,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 6 $ 872,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 5 $ 497,000
Grand Savings Bank
P O BOX 451809, 1022 SOUTH MAIN
GROVE, OK 74344
* $ 377,179,000 5 $ 948,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 5 $ 446,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 5 $ 685,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 13,265,339,000 5 $ 512,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 4 $ 623,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 4 $ 339,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 4 $ 391,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 124,000
Priority Bank
3401 E MISSION BLVD
FAYETTEVILLE, AR 72703
* $ 80,159,000 4 $ 664,000
First Western Bank
401 W WALNUT ST
ROGERS, AR 72756
* $ 358,673,000 3 $ 551,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 3 $ 494,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 3 $ 388,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 3 $ 672,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,862,672,000 3 $ 514,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 298,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,883,786,000 3 $ 159,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 3 $ 478,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 3 $ 435,000
First Western Mortgage
80 W MAIN ST
BOONEVILLE, AR 72927
* $ -1,000 3 $ 432,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 91,146,995,000 3 $ 105,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 3 $ 361,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 3 $ 474,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 3 $ 196,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 3,275,430,000 3 $ 676,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 341,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,349,581,000,000 3 $ 259,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 11,254,182,000 2 $ 45,000
Sofi Mortgage, LLC
6175 MAIN STREET, SUITE 490
FRISCO, TX 75034
* $ 0 2 $ 248,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 21,574,595,000 2 $ 339,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 2 $ 190,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ -1,000 2 $ 337,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 2 $ 166,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 4,553,702,000 2 $ 263,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 167,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 293,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 2 $ 306,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 47,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 13,016,049,000 1 $ 264,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 317,715,000 1 $ 120,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 276,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 92,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 247,000
Riverside Mortgage Company, Inc.
1001 W MARKHAM
LITTLE ROCK, AR 72201
* $ -1,000 1 $ 304,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 835,262,000 1 $ 116,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ -1,000 1 $ 240,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 131,174,000 1 $ 155,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 771,496,000 1 $ 49,000
First National Bank
400 EAST FIRST STREET
HEAVENER, OK 74937
* $ 78,239,000 1 $ 88,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,207,688,000 1 $ 8,000
First National Bank
PO BOX 700
PARAGOULD, AR 72451
* $ 1,152,152,000 1 $ 51,000
Mazuma Credit Union
7260 W 135TH STREET
OVERLAND PARK, KS 66223
* $ 580,082,000 1 $ 129,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 161,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ -1,000 1 $ 392,000
Equitable Mortgage
909 E REPUBLIC ROAD B200
SPRINGFIELD, MO 65807
* $ -1,000 1 $ 121,000
South Georgia Bank
401 S. VETERANS BLVD.
GLENNVILLE, GA 30427
* $ 150,027,000 1 $ 40,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,850,010,000 1 $ 135,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 135,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,121,439,000 1 $ 20,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ -1,000 1 $ 131,000
Centennial Bank
P.O. BOX 308
TREZEVANT, TN 38258
* $ 369,502,000 1 $ 37,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 79,000
Firsttrust Home Loans
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ -1,000 1 $ 149,000
The Community State Bank
PO BOX 769
POTEAU, OK 74953
* $ 232,556,000 1 $ 130,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 21,689,804,000 1 $ 106,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 714,597,000 1 $ 355,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 514,606,000 1 $ 81,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 152,000
First Security Bank
PO BOX 938
CONWAY, AR 72033
* $ 5,224,675,000 1 $ 122,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 561,134,000 1 $ 310,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 122,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ -1,000 1 $ 87,000
Cross Keys Bank
PO BOX 142
MONROE, LA 71207
* $ 337,398,000 1 $ 95,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 252,204,000 1 $ 7,000
Eagle Bank and Trust Company
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ 393,340,000 1 $ 172,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 3,576,177,000 1 $ 5,000
Spiritbank
1800 S BALTIMORE AVE STE 600
TULSA, OK 74119
* $ 755,030,000 1 $ 152,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 1 $ 112,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ 78,690,000 1 $ 34,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 63,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ -1,000 1 $ 129,000

The tables below break down 2017 mortgage applications in Crawford County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Crawford County, AR in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,447 $173,550,000 $119,000 $500,000 $54,000 $586,000
Refinancing 798 $116,620,000 $146,000 $15,000,000 $55,000 $858,000
Home Improvement 305 $9,835,000 $32,000 $650,000 $61,000 $300,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,870 $203,579,000 $108,000 $568,000 $63,000 $858,000
Not applicable 284 $58,283,000 $205,000 $15,000,000 $9,000 $149,000
Not Provided 153 $14,206,000 $92,000 $283,000 $61,000 $586,000
Hispanic 118 $10,153,000 $86,000 $310,000 $42,000 $162,000
American Indian or Alaskan Native 71 $8,715,000 $122,000 $340,000 $60,000 $248,000
Black or African American 28 $3,186,000 $113,000 $221,000 $63,000 $138,000
Asian 23 $1,676,000 $72,000 $175,000 $55,000 $237,000
Native Hawaiian or Other Pacific Islander 3 $207,000 $69,000 $100,000 $44,000 $73,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,574 $172,057,000 $109,000 $15,000,000 $62,000 $858,000
FHA-insured (Federal Housing Administration) 384 $47,305,000 $123,000 $392,000 $46,000 $154,000
VA-guaranteed (Veterans Administration) 298 $46,293,000 $155,000 $418,000 $57,000 $296,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 294 $34,350,000 $116,000 $227,000 $31,000 $103,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,227 $140,456,000 $114,000 $961,000 $63,000 $464,000
Application Denied By Financial Institution 557 $45,788,000 $82,000 $568,000 $52,000 $858,000
Loan Purchased By The Institution 380 $52,196,000 $137,000 $418,000 $38,000 $309,000
Application Withdrawn By Applicant 205 $42,727,000 $208,000 $15,000,000 $56,000 $375,000
File Closed For Incompleteness 97 $9,184,000 $94,000 $290,000 $49,000 $136,000
Application Approved But Not Accepted 84 $9,654,000 $114,000 $298,000 $57,000 $205,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 99 $7,932,000 $80,000 $568,000 $53,000 $194,000
Debt-To-Income Ratio 63 $6,801,000 $107,000 $346,000 $49,000 $300,000
Collateral 29 $2,925,000 $100,000 $290,000 $54,000 $126,000
Credit Application Incomplete 22 $2,485,000 $112,000 $300,000 $52,000 $120,000
Other 20 $2,433,000 $121,000 $340,000 $97,000 $858,000
Employment History 4 $320,000 $80,000 $130,000 $30,000 $51,000
Insufficient Cash (Downpayment, Closing Cost) 4 $523,000 $130,000 $256,000 $201,000 $586,000
Unverifiable Information 3 $660,000 $220,000 $283,000 $106,000 $170,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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