Cumberland County, ME Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 16,063 mortgage applications in Cumberland County, ME totaling $3.7 billion, up 19% from 2014. The average application was for $230,000, and applicants reported an average income of $96,000. 55% of applications resulted in an originated loan and 15% were denied. The most active lender was Residential Mortgage Services, Inc., with 1,289 applications, followed by Wells Fargo Bank NA and Bangor Savings Bank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Maine.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 16,063
Total Mortgage Loan Application Amount $3,703,152,000
Average Mortgage Loan Application Amount $230,000
Highest Mortgage Loan Application Amount $35,000,000
Average Applicant Income $96,000
Highest Applicant Income $4,160,000

Mortgage Company List for Lending in Cumberland County, ME for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ 10,000,000 1,289 $ 297,398,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 898 $ 204,868,000
Bangor Savings Bank
19 MAINE AVENUE
BANGOR, ME 04401
* $ 3,110,609,000 493 $ 111,561,000
Norway Savings Bank
261 MAIN STREET, P.O. BOX 347
NORWAY, ME 04268
* $ 994,239,000 444 $ 88,051,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ 100,000,000 437 $ 95,874,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 230,280,000,000 433 $ 106,595,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 91,782,513,000 424 $ 113,848,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 417 $ 95,463,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 401 $ 82,519,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 392 $ 92,619,000
The Camden National Bank
2 ELM STREET
CAMDEN, ME 04843
* $ 2,762,686,000 386 $ 114,014,000
Saco & Biddeford Savings Institution
50 INDUSTRIAL PARK ROAD
SACO, ME 04072
* $ 829,413,000 369 $ 121,976,000
Bath Savings Institution
105 FRONT STREET
BATH, ME 04530
* $ 765,362,000 367 $ 115,851,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 358 $ 80,824,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 345 $ 76,935,000
Evergreen Credit Union
225 RIVERSIDE STREET
PORTLAND, ME 04103
* $ 227,745,000 339 $ 23,543,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 338 $ 61,489,000
Gorham Savings Bank
10 WENTWORTH DRIVE
GORHAM, ME 04038
* $ 969,976,000 309 $ 77,299,000
Town and Country Federal Credi
557 MAIN STREET P.O. BOX 9420
SOUTH PORTLAND, ME 04116
* $ 282,211,000 284 $ 28,453,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 10,000,000 282 $ 60,676,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 282 $ 55,173,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 267 $ 62,166,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 238 $ 54,792,000
Atlantic Federal Credit Union
PO BOX 188
BRUNSWICK, ME 04011
* $ 288,000,000 232 $ 28,011,000
Cuso Mortgage Corporation
101 WESTERN AVENUE
HAMPDEN, ME 04444
* $ 10,000,000 212 $ 38,051,000
Northeast Bank
500 CANAL ST
LEWISTON, ME 04240
* $ 806,585,000 197 $ 45,831,000
Infinity Federal Credit Union
202 LARRABEE ROAD
WESTBROOK, ME 04092
* $ 270,526,000 179 $ 31,905,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 168 $ 41,679,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 160 $ 36,127,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 159 $ 38,339,000
University Credit Union
15 MAIN STREET
ORONO, ME 04473
* $ 255,486,000 159 $ 25,339,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 158 $ 33,379,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ 1,000,000,000 150 $ 32,084,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 135 $ 29,279,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 132 $ 27,355,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 121 $ 27,565,000
Cumberland County Federal Credit Union
101 GRAY RD
FALMOUTH, ME 04105
* $ 186,153,000 116 $ 12,988,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 114 $ 29,304,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 35,755,742,000 108 $ 28,190,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 104 $ 27,632,000
Androscoggin Bank
30 LISBON STREET
LEWISTON, ME 04243
* $ 807,822,000 104 $ 70,237,000
Passumpsic Bank
25 MR ARTHUR DRIVE
CHESTERFIELD, NH 03466
* $ 306,000,000 100 $ 24,238,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,910,776,000 87 $ 19,646,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 82 $ 20,261,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 82 $ 17,086,000
Cport Credit Union
PO BOX 777
PORTLAND, ME 04103
* $ 160,461,000 79 $ 17,048,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 79 $ 16,988,000
Mechanics Savings Bank
100 MINOT AVENUE
AUBURN, ME 04210
* $ 373,647,000 75 $ 17,627,000
Coast Line Credit Union
333 COTTAGE ROAD
SOUTH PORTLAND, ME 04106
* $ 48,746,000 70 $ 7,447,000
Truchoice FCU
332 CUMMINGS RD
SOUTH PORTLAND, ME 04106
* $ 103,056,000 70 $ 11,671,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 70 $ 14,578,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 70 $ 15,915,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ 17,789,000 67 $ 15,336,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 64 $ 16,668,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 64 $ 14,154,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 61 $ 14,154,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 61 $ 13,639,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 54 $ 10,777,000
Ne Moves Mortgage, LLC
52 SECOND AVENUE, 3RD FLOOR
WALTHAM, MA 02451
* $ 10,000,000 52 $ 11,729,000
Maine Community Bank
1 INDIA ST
PORTLAND, ME 04101
* $ 379,774,000 49 $ 13,995,000
Sanford Institution for Savings
900 MAIN STREET
SANFORD, ME 04073
* $ 453,143,000 47 $ 18,008,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 46 $ 13,209,000
Machias Savings Bank
4 CENTER STREET
MACHIAS, ME 04654
* $ 1,112,734,000 44 $ 12,550,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 43 $ 8,125,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 42 $ 9,509,000
Casco Federal Credit Union
393 OSSIPEE TRAIL
GORHAM, ME 04038
* $ 48,876,000 40 $ 1,010,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 38 $ 8,020,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 33 $ 6,971,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 95,920,564,000 31 $ 5,653,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 31 $ 6,165,000
Ancorum Credit Union
765 WASHINGTON STREET
BATH, ME 04530
* $ 217,413,000 31 $ 5,784,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 30 $ 5,414,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 30 $ 5,553,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 28,953,664,000 28 $ 6,368,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 102,971,333,000 27 $ 9,465,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 27 $ 4,707,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 26 $ 6,242,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 25 $ 5,463,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 25 $ 5,051,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 24 $ 4,194,000
Ocean Communities Federal Credit Union
1 POOL ST
BIDDEFORD, ME 04005
* $ 150,853,000 23 $ 5,040,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 23 $ 1,647,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 23 $ 5,719,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ 8,712,000 21 $ 4,779,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 21 $ 4,777,000
Katahdin Trust Company
11 MAIN STREET / PO BOX 450
PATTEN, ME 04765
* $ 666,408,000 21 $ 8,089,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 20 $ 5,309,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 20 $ 4,612,000
Dirigo Federal Credit Union
391 MAIN STREET
LEWISTON, ME 04243
* $ 182,146,000 20 $ 2,009,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 0 20 $ 4,091,000
Ocean State Credit Union
2006 NOOSENECK HILL RD
COVENTRY, RI 02816
* $ 232,063,000 19 $ 1,467,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 5,967,941,000 18 $ 3,481,000
Bar Harbor Bank & Trust
82 MAIN STREET
BAR HARBOR, ME 04609
* $ 1,458,456,000 18 $ 4,765,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 17,796,419,000 18 $ 4,953,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 17 $ 4,033,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 846,003,000 17 $ 5,040,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 27,356,000,000 16 $ 5,494,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,424,729,000 15 $ 4,119,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 15 $ 3,180,000
First Federal Savings and Loan Assocation of Bath
PO BOX 488
BATH, ME 04530
* $ 116,222,000 15 $ 2,671,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 14 $ 3,155,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 80,472,892,000 13 $ 9,498,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 13 $ 2,891,000
First National Bank
P.O. BOX 940
DAMARISCOTTA, ME 04543
* $ 1,448,154,000 13 $ 3,184,000
York County Federal Credit Union
1516 MAIN STREET
SANFORD, ME 04073
* $ 209,633,000 13 $ 1,175,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 13 $ 3,972,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 13 $ 3,265,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 12 $ 2,450,000
Peopleschoice Credit Union
23 INDUSTRIAL PARK RD
SACO, ME 04072
* $ 154,041,000 12 $ 2,560,000
Firstrust Savings Bank
1 WALNUT GROVE DRIVE
HORSHAM, PA 19044
* $ 2,608,446,000 12 $ 3,492,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 11 $ 1,944,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 11 $ 1,392,000
Kennebunk Savings Bank
104 MAIN STREET
KENNEBUNK, ME 04043
* $ 922,234,000 11 $ 3,882,000
Berkshire Bank

ALBANY, NY 12207
* $ 6,476,905,000 11 $ 2,253,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 10 $ 2,136,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 9 $ 1,817,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 9 $ 2,175,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ 642,980,000 9 $ 1,868,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ 604,484,000 9 $ 2,174,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 9 $ 2,565,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 7,726,299,000 9 $ 49,255,000
Midcoast
186 LOWER MAIN STREET
FREEPORT, ME 04032
* $ 138,323,000 9 $ 1,464,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 2,458,381,000 8 $ 2,253,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 8 $ 1,274,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 8 $ 1,785,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,071,910,000 8 $ 1,842,000
Trademark FCU
44 EDISON DRIVE
AUGUSTA, ME 04330
* $ 75,601,000 7 $ 584,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 593,777,000 7 $ 1,671,000
Skowhegan Savings Bank
13 ELM ST
SKOWHEGAN, ME 04976
* $ 534,853,000 7 $ 1,414,000
Maine Savings Federal Credit Union
PO BOX 347
HAMPDEN, ME 04444
* $ 303,145,000 7 $ 1,470,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 7 $ 1,561,000
Sage Bank
18 HURD STREET
LOWELL, MA 01852
* $ 195,227,000 7 $ 1,608,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 7 $ 2,787,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 7 $ 2,280,000
Priority Funding LLC
292 MAIN STREET, STE G1
NORTHBORO, MA 01532
* $ 1,486,000 7 $ 316,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 7 $ 1,470,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 7 $ 1,504,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 7 $ 1,063,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 395,549,000 7 $ 1,391,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 636,758,000 7 $ 1,562,000
First Federal Svg Bank Boston
100 BRICKSTONE SQUARE
ANDOVER, MA 01810
* $ 67,005,000 7 $ 1,964,000
Flagship Financial Group, Llc.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 6 $ 1,630,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 81,661,915,000 6 $ 262,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 6 $ 1,521,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 216,602,000 6 $ 1,125,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 6 $ 132,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 6 $ 992,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 6 $ 1,490,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 6 $ 1,212,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 968,312,000 6 $ 1,843,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 377,710,000 5 $ 1,028,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 5 $ 813,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 5 $ 1,147,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 421,354,000 5 $ 1,269,000
Lighthouse Federal Credit Union
100 BORTHWICK AVE
PORTSMOUTH, NH 03801
* $ 1,022,353,000 5 $ 637,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 5 $ 954,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 9,378,000 5 $ 1,323,000
Auburn Savings Bank, FSB
256 COURT ST. PO BOX 3157
AUBURN, ME 04210
* $ 72,338,000 4 $ 574,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 4 $ 954,000
Reliant Bank
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 295,168,000 4 $ 1,074,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 104,474,692,000 4 $ 1,622,000
Saco Valley Credit Union
312 MAIN ST
SACO, ME 04072
* $ 98,942,000 4 $ 761,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 4 $ 458,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 4 $ 738,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 20,938,997,000 4 $ 3,382,000
Mortgage Equity Partners LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ 10,000,000 4 $ 1,064,000
Members Mortgage Company Inc
90 MAPLE STREET
STONEHAM, MA 02180
* $ 10,000,000 4 $ 977,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 2,539,043,000 4 $ 811,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 150,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 4 $ 1,301,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 4 $ 1,233,000
Lisbon Community FCU
325 LISBON ST
LISBON, ME 04250-0878, ME 04250
* $ 87,797,000 4 $ 234,000
Mountainone Bank
93 MAIN STREET
NORTH ADAMS, MA 01247
* $ 809,930,000 4 $ 1,200,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 3 $ 1,055,000
Central Maine Federal Credit Union
1000 LISBON STREET
LEWISTON, ME 04240
* $ 87,346,000 3 $ 641,000
Bankesb
36 MAIN STREET
EASTHAMPTON, MA 01027
* $ 1,039,346,000 3 $ 30,400,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 421,350,000 3 $ 773,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 3 $ 542,000
Farmington Bank
ONE FARM GLEN BOULEVARD
FARMINGTON, CT 06032
* $ 2,483,685,000 3 $ 1,162,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,083,953,000 3 $ 727,000
Cambridge Mortgage Group
99 SOUTH STREET
HINGHAM, MA 02043
* $ 992,007,000 3 $ 915,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ 4,520,676,000 3 $ 626,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 111,278,000,000 3 $ 1,019,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 3 $ 630,000
Jeanne D'arc Credit Union
581 MERRIMACK ST.
LOWELL, MA 01854
* $ 1,089,849,000 3 $ 617,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 668,685,000 3 $ 376,000
Bank of New Hampshire
62 PLEASANT ST
LACONIA, NH 03246
* $ 1,209,258,000 3 $ 71,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 3 $ 363,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 3 $ 521,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,107,751,000 3 $ 655,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 3 $ 61,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ 260,119,000 3 $ 6,534,000
Lake Sunapee Bank
9 MAIN ST
NEWPORT, NH 03773
* $ 1,502,324,000 3 $ 650,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,070,573,000 3 $ 1,213,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 707,588,000 2 $ 374,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 691,345,000 2 $ 528,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 2 $ 647,000
Msa Mortgage, LLC
5 FREMONT STREET
WINTHROP, MA 02152
* $ 10,000,000 2 $ 821,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 8,131,822,000 2 $ 955,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,680,579,000 2 $ 523,000
Arvest Bank

TULSA, OK 74103
* $ 14,944,176,000 2 $ 803,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 48,353,330,000 2 $ 1,886,000
Citizens Bank of Pennsylvania
ONE LOGAN SQUARE, 130 NORTH 18TH STREET
PHILADELPHIA, PA 19103
* $ 32,914,202,000 2 $ 1,157,000
Village Mortgage Company
30 TOWER LANE
AVON, CT 06001
* $ 5,817,000 2 $ 425,000
Shamrock Home Loans, Inc.
75 NEWMAN AVE
EAST PROVIDENCE, RI 02916
* $ 4,122,000 2 $ 553,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 2 $ 305,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 2 $ 622,000
Northway Bank

CAMDEN, ME 04856
* $ 920,156,000 2 $ 514,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,629,251,000 2 $ 510,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 2 $ 476,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 2 $ 451,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ 3,777,000 2 $ 346,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 407,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 1,064,128,000 2 $ 590,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 519,000
Coastway Community Bank
ONE COASTWAY BLVD
WARWICK, RI 02886
* $ 455,648,000 2 $ 956,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 313,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 2,664,576,000 1 $ 17,000
Spencer Savings Bank
176 MAIN STREET
SPENCER, MA 01562
* $ 460,358,000 1 $ 225,000
Charles River Bank
70 MAIN ST
MEDWAY, MA 02053
* $ 216,281,000 1 $ 524,000
Maine Family Federal Credit Union
555 SABATTUS STREET
LEWISTON, ME 04240
* $ 125,677,000 1 $ 80,000
Charter Oak Federal Credit Union
1055 HARTFORD TURNPIKE
WATERFORD, CT 06385
* $ 847,197,000 1 $ 224,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 1 $ 25,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,482,812,000 1 $ 15,000
The Provident Bank
5 MARKET ST
AMESBURY, MA 01913
* $ 658,813,000 1 $ 325,000
North Middlesex Savings Bank
7 MAIN STREET
AYER, MA 01432
* $ 378,980,000 1 $ 274,000
Bank of Canton
490 TURNPIKE STREET
CANTON, MA 02021
* $ 641,515,000 1 $ 248,000
Eagle Bank
350 BROADWAY
EVERETT, MA 02149
* $ 429,990,000 1 $ 204,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 117,266,000 1 $ 173,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 130,789,000 1 $ 153,000
Metropolitan Capital Bank & Trust
9 EAST ONTARIO STREET
CHICAGO, IL 60611
* $ 192,021,000 1 $ 400,000
Optima Bank & Trust Company
2 HARBOUR PLACE
PORTSMOUTH, NH 03801
* $ 318,221,000 1 $ 168,000
Avidia Bank
42 MAIN STREET
HUDSON, MA 01749
* $ 1,194,029,000 1 $ 358,000
Lowell Five Cent Savings Bank
30 INTERNATIONAL PLACE
TEWKSBURY, MA 01876
* $ 948,294,000 1 $ 55,000
Salem Five Cents Savings Bank
210 ESSEX ST
SALEM, MA 01970
* $ 3,625,139,000 1 $ 35,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ 3,584,425,000 1 $ 292,000
Boston Private Bank & Trust Co
TEN POST OFFICE SQUARE
BOSTON, MA 02109
* $ 6,615,263,000 1 $ 260,000
Mutualone Bank
160 COCHITUATE ROAD
FRAMINGHAM, MA 01701
* $ 587,511,000 1 $ 191,000
Haverhill Bank
180 MERRIMACK STREET
HAVERHILL, MA 01830
* $ 334,314,000 1 $ 249,000
Everett Co-Operative Bank
419 BROADWAY
EVERETT, MA 02149
* $ 390,603,000 1 $ 262,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 310,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 5,477,328,000 1 $ 349,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 189,000
Northern Bank & Trust Company
275 MISHAWUM ROAD
WOBURN, MA 01801
* $ 1,280,676,000 1 $ 382,000
Washington Savings Bank
30 MIDDLESEX ST.
LOWELL, MA 01852
* $ 194,103,000 1 $ 285,000
Needham Bank
1063 GREAT PLAIN AVE
NEEDHAM, MA 02492
* $ 1,670,517,000 1 $ 181,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 168,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 168,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 201,000
Adp FCU
ONE ADP BLVD
ROSELAND, NJ 07068
* $ 63,437,000 1 $ 150,000
Congressional Federal Credit Union
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ 812,516,000 1 $ 35,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ 10,000,000 1 $ 197,000
Mortgage Financial Inc
170 MAIN STREET, SUITE 108
TEWKSBURY, MA 01876
* $ 10,000,000 1 $ 300,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ 10,000,000 1 $ 284,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 582,024,000 1 $ 36,000
United Republic Bank
PO BOX 540126
OMAHA, NE 68154
* $ 117,703,000 1 $ 312,000
Private Bank of Buckhead
3565 PIEDMONT ROAD, BLDG 3, STE 210
ATLANTA, GA 30305
* $ 245,738,000 1 $ 307,000
Align Credit Union
40 MARKET STREET, PO BOX 7008
LOWELL, MA 01851
* $ 561,445,000 1 $ 235,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,291,449,000 1 $ 313,000
Net Credit Union
119 MULBERRY STREET
SCRANTON, PA 18503
* $ 176,205,000 1 $ 162,000
Fall River Five Cents Savings
79 NORTH MAIN ST
FALL RIVER, MA 02720
* $ 771,736,000 1 $ 512,000
Drew Mortgage Associates, Inc
196 BOSTON TPKE
SHREWSBURY, MA 01545
* $ 3,624,368,000 1 $ 244,000
Poli Mortgage Group, Inc.
780 DEDHAM STREET
CANTON, MA 02021
* $ 7,525,858,000 1 $ 122,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 187,860,000 1 $ 236,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 76,205,000 1 $ 210,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 15,892,596,000 1 $ 286,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 48,481,911,000 1 $ 473,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 13,050,765,000 1 $ 20,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 118,214,000,000 1 $ 432,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 13,563,392,000 1 $ 250,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 26,653,631,000 1 $ 92,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 23,881,169,000 1 $ 135,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 178,676,927,000 1 $ 620,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,496,905,000 1 $ 3,000,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 1 $ 195,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ 5,178,038,000 1 $ 198,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 1 $ 304,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 66,111,039,000 1 $ 111,000
Mortgage Assurance Inc
333 NORTH POINT CENTER E SUITE 230
ALPHARETTA, GA 30022
* $ 3,711,533,000 1 $ 204,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 183,453,000 1 $ 217,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 831,994,000 1 $ 350,000
Rbc Bank (Georgia), N.A.
8081 ARCO CORPORATE DRIVE
RALEIGH, NC 27617
* $ 3,067,332,000 1 $ 101,000
Gfa Federal Credit Union
PO BOX 468
GARDNER, MA 01440
* $ 423,285,000 1 $ 50,000
Rtn Federal Credit Union
600 MAIN STREET
WALTHAM, MA 02452
* $ 804,919,000 1 $ 280,000
Webster First Federal Credit Union
271 GREENWOOD ST.
WORCESTER, MA 01607
* $ 642,151,000 1 $ 281,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 10,000,000 1 $ 256,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ 3,236,218,000 1 $ 417,000
First Commerce Credit Union
2073 LAKE SUMMIT
TALLAHASSEE, FL 32310
* $ 435,710,000 1 $ 119,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 116,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 174,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ 454,514,000 1 $ 450,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ 10,000,000 1 $ 307,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 1 $ 209,000
Bangor Federal Credit Union
339 HOGAN ROAD
BANGOR, ME 04401
* $ 130,024,000 1 $ 450,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 7,461,279,000 1 $ 8,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 682,680,000 1 $ 616,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,265,793,000 1 $ 545,000
Rollstone Bank & Trust
PO BOX 8208
FITCHBURG, MA 01420
* $ 578,173,000 1 $ 285,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 6,984,312,000 1 $ 417,000
Central Bank & Trust Co
PO BOX 1360
LEXINGTON, KY 40588
* $ 1,938,014,000 1 $ 140,000
Mackinac Savings Bank FSB
280 N CONGRESS AVE
BOYNTON BEACH, FL 33426
* $ 110,050,000 1 $ 240,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 5,190,392,000 1 $ 151,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 256,815,000 1 $ 415,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 463,562,000 1 $ 324,000
First Seacoast Bank
633 CENTRAL AVENUE
DOVER, NH 03820
* $ 303,505,000 1 $ 200,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,425,574,000 1 $ 623,000
Patriot Community Bank
237 LEXINGTON STREET
WOBURN, MA 01801
* $ 146,065,000 1 $ 417,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,244,310,000 1 $ 198,000

The tables below break down 2015 mortgage applications in Cumberland County, ME by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cumberland County, ME in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,658 $1,950,555,000 $254,000 $29,935,000 $99,000 $3,179,000
Refinancing 7,090 $1,562,186,000 $220,000 $35,000,000 $94,000 $4,160,000
Home Improvement 1,315 $190,411,000 $144,000 $12,500,000 $91,000 $1,768,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,276 $2,620,445,000 $213,000 $3,000,000 $106,000 $3,179,000
Not applicable 1,759 $627,525,000 $356,000 $35,000,000 $8,000 $994,000
Not Provided 1,483 $339,968,000 $229,000 $3,400,000 $118,000 $4,160,000
Asian 239 $54,120,000 $226,000 $1,270,000 $103,000 $647,000
Hispanic 138 $25,128,000 $182,000 $607,000 $85,000 $444,000
Black or African American 101 $22,548,000 $223,000 $930,000 $103,000 $950,000
American Indian or Alaskan Native 51 $9,660,000 $189,000 $760,000 $84,000 $494,000
Native Hawaiian or Other Pacific Islander 16 $3,758,000 $234,000 $417,000 $78,000 $148,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,399 $2,934,456,000 $236,000 $35,000,000 $110,000 $4,160,000
FHA-insured (Federal Housing Administration) 2,047 $426,952,000 $208,000 $590,000 $48,000 $960,000
VA-guaranteed (Veterans Administration) 875 $210,628,000 $240,000 $684,000 $67,000 $680,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 742 $131,116,000 $176,000 $308,000 $39,000 $121,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,800 $2,125,158,000 $241,000 $35,000,000 $110,000 $3,179,000
Application Denied By Financial Institution 2,354 $459,916,000 $195,000 $3,000,000 $88,000 $4,160,000
Loan Purchased By The Institution 2,222 $502,031,000 $225,000 $2,320,000 $39,000 $1,568,000
Application Withdrawn By Applicant 1,700 $387,424,000 $227,000 $8,000,000 $103,000 $1,223,000
Application Approved But Not Accepted 494 $113,941,000 $230,000 $4,080,000 $101,000 $1,024,000
File Closed For Incompleteness 493 $114,682,000 $232,000 $2,000,000 $112,000 $1,143,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 367 $71,768,000 $195,000 $2,566,000 $58,000 $530,000
Credit History 289 $41,593,000 $143,000 $736,000 $86,000 $960,000
Collateral 274 $57,553,000 $210,000 $1,395,000 $110,000 $1,099,000
Credit Application Incomplete 139 $29,832,000 $214,000 $2,000,000 $109,000 $2,485,000
Other 124 $28,777,000 $232,000 $3,000,000 $124,000 $2,882,000
Unverifiable Information 39 $7,740,000 $198,000 $450,000 $106,000 $674,000
Insufficient Cash (Downpayment, Closing Cost) 29 $6,783,000 $233,000 $788,000 $115,000 $460,000
Employment History 20 $3,717,000 $185,000 $365,000 $75,000 $243,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Maine Lender List