Decatur, IL Metro Area Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 4,121 mortgage applications in Decatur, IL metro area totaling $469.3 million, down 20% from 2012. The average application was for $113,883, and applicants reported an average income of $71,000. 63% of applications resulted in an originated loan and 14% were denied. The most active lender was PNC Bank N.A., with 398 applications, followed by Prairie State Bank & Trust and Regions Bank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,121
Total Mortgage Loan Application Amount $469,315,000
Average Mortgage Loan Application Amount $113,883
Highest Mortgage Loan Application Amount $41,461,000
Average Applicant Income $71,000
Highest Applicant Income $5,100,000

Mortgage Company List for Lending in Decatur, IL for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 398 $ 32,779,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 696,033,000 383 $ 41,657,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 120,420,787,000 348 $ 25,460,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,581,292,000 296 $ 25,242,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 226 $ 27,551,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 225 $ 23,861,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ 10,000,000 191 $ 22,386,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 184 $ 20,769,000
Decatur Earthmover Credit Union
260 WEST MARION AVENUE
FORSYTH, IL 62535
* $ 262,814,000 181 $ 5,746,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 151 $ 12,142,000
Soy Capital Bank and Trust Company
455 N MAIN STREET
DECATUR, IL 62523
* $ 380,741,000 149 $ 11,004,000
Hickory Point Bank & Trust FSB
225 N WATER STREET
DECATUR, IL 62523
* $ 591,178,000 121 $ 16,063,000
Town and Country Bank
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 367,042,000 97 $ 8,288,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,460,729,000 89 $ 11,005,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 88 $ 7,845,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 58 $ 6,037,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 56 $ 4,753,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 52 $ 4,797,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 50 $ 5,541,000
Buena Vista National Bank
1309 SWANWICK STREET
CHESTER, IL 62233
* $ 207,635,000 48 $ 3,238,000
Scott State Bank
101 WEST MAIN STREET
BETHANY, IL 61914
* $ 100,676,000 46 $ 3,963,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 4,794,270,000 45 $ 3,076,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,569,951,000 41 $ 5,915,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 38 $ 3,413,000
Land of Lincoln Credit Union
3130 E MOUND RD
DECATUR, IL 62526
* $ 177,089,000 30 $ 1,650,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 28 $ 1,405,000
State Bank of Niantic
200 E. LEWIS, PO BOX 259
NIANTIC, IL 62551
* $ 56,978,000 26 $ 1,197,000
The Gerber State Bank
PO BOX 410
ARGENTA, IL 62501
* $ 74,890,000 24 $ 1,875,000
National Penn Bank
PO BOX 547
BOYERTOWN, PA 19512
* $ 8,347,902,000 21 $ 64,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 21 $ 2,570,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 16 $ 2,068,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 11 $ 1,689,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 11 $ 954,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 10 $ 1,010,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 10 $ 1,661,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 9 $ 1,131,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 9 $ 718,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 620,462,000 8 $ 2,521,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 259,651,000 8 $ 758,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 592,237,000 8 $ 619,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 7 $ 923,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 55,954,625,000 7 $ 817,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 7 $ 619,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 7 $ 1,106,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 7 $ 926,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 7 $ 967,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 7 $ 777,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 953,650,000 6 $ 599,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 757,844,000 6 $ 753,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,701,612,000 6 $ 541,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 5 $ 509,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 5 $ 520,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 458,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 5 $ 484,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 4 $ 316,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 4 $ 363,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 4 $ 875,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 4 $ 736,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 4 $ 474,000
First State Bank and Trust
201 W MAIN ST
MONTICELLO, IL 61856
* $ 248,466,000 4 $ 432,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 3 $ 321,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 2,927,655,000 3 $ 256,000
Constitution Bank N.A.
PO BOX 310
HILLSBORO, IL 62049
* $ 326,601,000 3 $ 210,000
South Central Illinois Mtg LLC
450 W. SIDE SQUARE
CARLINVILLE, IL 62626
* $ 366,232,000 3 $ 317,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 3 $ 550,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ 12,837,000 3 $ 365,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 300,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 3 $ 90,000
Boulevard Bank
111 E.MAIN STREET
NEOSHO, MO 64850
* $ 164,959,000 3 $ 23,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 3 $ 290,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 119,444,656,000 3 $ 150,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 3 $ 492,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 2 $ 260,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 646,232,000 2 $ 32,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,784,213,000 2 $ 212,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 205,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 2 $ 204,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 110,000
Genequity Mortgage, Inc.
633 E STATE HIGHWAY 121 SOUTH #520
COPPELL, TX 75019
* $ 40,000,000 2 $ 250,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 2 $ 162,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 336,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 2 $ 301,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 126,000
First Bankers Trust Company
505 NORTH 24TH STREET
QUINCY, IL 62301
* $ 796,436,000 2 $ 2,161,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 1,093,166,000 2 $ 393,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,170,136,000 2 $ 426,000
State Bank of Bement
180 E. BODMAN ST
BEMENT, IL 61813
* $ 78,543,000 2 $ 153,000
The First National Bank of Cat
202 S SANDUSKY
CATLIN, IL 61817
* $ 45,147,000 2 $ 227,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 235,725,000 2 $ 17,000
Peoples Bank & Trust
200 S LOCUST, PO BOX 350
PANA, IL 62557
* $ 404,513,000 2 $ 587,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 478,049,000 2 $ 118,000
Community First Bank
4600 NORTH ILLINOIS
FAIRVIEW HEIGHTS, IL 62208
* $ 202,336,000 2 $ 592,000
Security Bank
510 E. MONROE ST
SPRINGFIELD, IL 62701
* $ 149,454,000 2 $ 77,000
University of Illinois Community Credit Union
2201 S FIRST ST
CHAMPAIGN, IL 61820
* $ 278,645,000 2 $ 3,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 2 $ 455,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 2 $ 219,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 55,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 2 $ 531,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 206,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 2 $ 134,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 2 $ 66,548,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 123,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 107,000
Rmc Vanguard
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 20,000,000 1 $ 267,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 123,000
Republic Mortgage Home Loans
5241 SOUTH STATE STREET, SUITE 2
MURRAY, UT 84107
* $ 10,000,000 1 $ 308,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 76,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 132,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 161,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 100,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 58,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 1 $ 65,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 1 $ 300,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 215,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ 10,000,000 1 $ 152,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 1 $ 113,000
Heartland Credi T Union
2213 W WHITE OAKS DR
SPRINGFEILD, IL 62704
* $ 218,526,000 1 $ 37,000
Illinois State Credit Union
1309 S CENTER
NORMAL, IL 61761
* $ 88,258,000 1 $ 60,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,778,826,000 1 $ 72,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,069,063,000 1 $ 131,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 315,751,000 1 $ 143,000
Lincolnway Community Bank
1000 E LINCOLN HIGHWAY
NEW LENOX, IL 60451
* $ 129,573,000 1 $ 79,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 900,138,000 1 $ 220,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 87,109,000 1 $ 28,000
Cnb Bank & Trust, N.A.
450 W SIDE SQ
CARLINVILLE, IL 62626
* $ 707,096,000 1 $ 52,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 669,944,000 1 $ 146,000
Triumph Community Bank NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 938,810,000 1 $ 210,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 627,435,000 1 $ 178,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,891,810,000 1 $ 29,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 354,250,000 1 $ 153,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 1,754,705,000 1 $ 34,000
The Bank of Edwardsville
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,617,933,000 1 $ 77,000
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ 271,052,000 1 $ 19,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 158,082,000 1 $ 135,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 266,761,000 1 $ 100,000
The Fisher National Bank
1710 S NEIL ST SUITE 3
FISHER, IL 61843
* $ 93,077,000 1 $ 52,000
First State Bank
706 WASHINGTON STREET
MENDOTA, IL 61342
* $ 920,888,000 1 $ 181,000
American Fidelity Mortgage Services, Inc.

WHEATON, IL 60189
* $ 10,000,000 1 $ 110,000
Newrez Ventures LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ 1,270,503,000 1 $ 171,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 278,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 250,000
Americash
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 75,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ 133,851,000 1 $ 348,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 56,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 69,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 17,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 154,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 169,076,807,000 1 $ 15,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 1 $ 12,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 87,043,364,000 1 $ 11,060,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 22,017,122,000 1 $ 158,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,390,496,000 1 $ 711,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 85,810,000,000 1 $ 199,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 104,823,994,000 1 $ 20,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 1 $ 40,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,341,219,000 1 $ 68,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,569,090,000 1 $ 129,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ 14,025,614,000 1 $ 29,000

The tables below break down 2013 mortgage applications in Decatur, IL metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Decatur, IL in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,060 $291,058,000 $141,000 $41,461,000 $80,000 $5,100,000
Home Purchase 1,611 $166,606,000 $103,000 $1,400,000 $62,000 $1,198,000
Home Improvement 450 $11,651,000 $25,000 $250,000 $58,000 $447,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,265 $315,055,000 $96,000 $1,400,000 $77,000 $5,100,000
Not applicable 356 $112,301,000 $315,000 $41,461,000 $14,000 $330,000
Black or African American 260 $17,594,000 $67,000 $417,000 $53,000 $374,000
Not Provided 152 $14,248,000 $93,000 $349,000 $71,000 $751,000
Hispanic 39 $3,775,000 $96,000 $295,000 $75,000 $250,000
Asian 38 $5,491,000 $144,000 $564,000 $139,000 $625,000
American Indian or Alaskan Native 9 $629,000 $69,000 $160,000 $68,000 $211,000
Native Hawaiian or Other Pacific Islander 2 $222,000 $111,000 $113,000 $91,000 $92,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,034 $298,124,000 $98,000 $11,060,000 $81,000 $5,100,000
FHA-insured (Federal Housing Administration) 790 $138,778,000 $175,000 $41,461,000 $40,000 $204,000
VA-guaranteed (Veterans Administration) 219 $25,240,000 $115,000 $294,000 $45,000 $162,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 78 $7,173,000 $91,000 $168,000 $42,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,610 $269,533,000 $103,000 $11,060,000 $79,000 $1,198,000
Application Denied By Financial Institution 593 $44,746,000 $75,000 $564,000 $56,000 $343,000
Loan Purchased By The Institution 567 $122,074,000 $215,000 $41,461,000 $40,000 $463,000
Application Withdrawn By Applicant 165 $14,996,000 $90,000 $394,000 $62,000 $268,000
Application Approved But Not Accepted 115 $10,186,000 $88,000 $417,000 $79,000 $512,000
File Closed For Incompleteness 71 $7,780,000 $109,000 $792,000 $145,000 $5,100,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 137 $7,990,000 $58,000 $318,000 $55,000 $281,000
Debt-To-Income Ratio 48 $2,481,000 $51,000 $191,000 $37,000 $150,000
Collateral 45 $5,541,000 $123,000 $484,000 $72,000 $255,000
Other 43 $3,511,000 $81,000 $300,000 $54,000 $210,000
Credit Application Incomplete 41 $3,765,000 $91,000 $319,000 $76,000 $236,000
Insufficient Cash (Downpayment, Closing Cost) 33 $3,205,000 $97,000 $305,000 $81,000 $343,000
Employment History 8 $515,000 $64,000 $122,000 $38,000 $60,000
Unverifiable Information 6 $807,000 $134,000 $564,000 $111,000 $258,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Illinois Lender List