Decatur, IL Metro Area Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 3,148 mortgage applications in Decatur, IL metro area totaling $327.8 million, down 6% from 2017. The average application was for $104,126, and applicants reported an average income of $74,205. 59% of applications resulted in an originated loan and 15% were denied. The most active lender was Town & Country Banc Mortgage Services, Inc., with 279 applications, followed by Regions Bank and Busey Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,148
Total Mortgage Loan Application Amount $327,790,000
Average Mortgage Loan Application Amount $104,126
Highest Mortgage Loan Application Amount $17,505,000
Average Applicant Income $74,205
Highest Applicant Income $1,075,000

Mortgage Company List for Lending in Decatur, IL for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ -1,000 279 $ 28,725,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,325,220,000 253 $ 16,895,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 7,112,397,000 190 $ 14,520,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 712,717,000 159 $ 17,445,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 151 $ 10,775,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 5,811,215,000 142 $ 7,140,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 132 $ 15,090,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 112 $ 9,410,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 106 $ 10,930,000
Decatur Earthmover Credit Union
260 WEST MARION AVENUE
FORSYTH, IL 62535
* $ 260,894,000 105 $ 4,005,000
Town and Country Bank
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 743,446,000 80 $ 12,750,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 67 $ 7,665,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ 656,926,000 61 $ 5,505,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 57 $ 6,995,000
Hickory Point Bank & Trust
225 N WATER STREET
DECATUR, IL 62525
* $ 631,133,000 55 $ 6,265,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 49 $ 5,015,000
Soy Capital Bank and Trust Company
455 N MAIN STREET
DECATUR, IL 62523
* $ 428,008,000 48 $ 3,410,000
Scott State Bank
101 WEST MAIN STREET
BETHANY, IL 61914
* $ 159,046,000 41 $ 2,565,000
Buena Vista National Bank
1309 SWANWICK STREET
CHESTER, IL 62233
* $ 217,081,000 39 $ 1,715,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 39 $ 2,925,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 37 $ 3,645,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 31 $ 3,555,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 104,052,030,000 31 $ 3,905,000
State Bank of Lincoln
508 BROADWAY STREET
LINCOLN, IL 62656
* $ 342,347,000 30 $ 3,090,000
First National Bank of Pana
306 S. LOCUST ST.
PANA, IL 62557
* $ 172,642,000 24 $ 1,840,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 24 $ 2,830,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 23 $ 3,425,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 21 $ 2,275,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 20 $ 2,170,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 19 $ 2,245,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 19 $ 2,385,000
De Witt Savings Bank
302 W MAIN ST
CLINTON, IL 61727
* $ 112,933,000 19 $ 1,825,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 18 $ 870,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 17 $ 1,395,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 17 $ 465,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ -1,000 16 $ 1,640,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 2,830,917,000 16 $ 1,950,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 15 $ 2,175,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 640,949,000 13 $ 1,195,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 13 $ 2,315,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 11 $ 1,025,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 11 $ 625,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 11 $ 1,335,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 10 $ 1,210,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 9 $ 575,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 9 $ 1,005,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 722,944,000 9 $ 725,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 9 $ 565,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 8 $ 880,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 8 $ 600,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 7 $ 455,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 7 $ 1,115,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 7 $ 165,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 6 $ 530,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 6 $ 480,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 899,214,000 6 $ 560,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,384,707,000,000 6 $ 640,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 6 $ 500,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 5 $ 455,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 5 $ 755,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 5 $ 955,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 4 $ 150,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 4 $ 760,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 4 $ 780,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ 3,479,424,000 4 $ 190,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 4 $ 410,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 30,280,467,000 4 $ 340,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 4 $ 830,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 4 $ 610,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 4 $ 460,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 4 $ 250,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 4 $ 410,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ 984,052,000 4 $ 220,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 287,783,000 4 $ 80,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 981,848,000 4 $ 880,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 4 $ 330,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 4 $ 480,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 4 $ 330,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 25,054,739,000 4 $ 660,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 90,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 264,496,000 4 $ 60,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 3 $ 525,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 3 $ 485,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 3 $ 635,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 3 $ 115,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 3 $ 905,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 395,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ -1,000 3 $ 375,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 3 $ 365,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 3 $ 295,000
Security Bank
510 E. MONROE ST
SPRINGFIELD, IL 62701
* $ 126,824,000 3 $ 235,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 316,352,000 3 $ 485,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 2 $ 380,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 22,858,876,000 2 $ 90,000
The First National Bank of Raymond
403 E. BROAD ST.
RAYMOND, IL 62560
* $ 143,573,000 2 $ 160,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 210,000
Cnb Bank & Trust, N.A.
450 W SIDE SQ
CARLINVILLE, IL 62626
* $ 944,904,000 2 $ 260,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 200,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 827,634,000 2 $ 280,000
First State Bank and Trust
201 W MAIN ST
MONTICELLO, IL 61856
* $ 234,364,000 2 $ 230,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 2 $ 290,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 2 $ 160,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 370,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 2 $ 330,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 2 $ 510,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ -1,000 2 $ 250,000
Northern Mortgage Services, LLC
3714 28TH ST SW
GRANDVILLE, MI 49418
* $ -1,000 2 $ 200,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ -1,000 2 $ 450,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 24,727,667,000 2 $ 860,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 2 $ 190,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 130,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 2 $ 660,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 4,401,191,000 2 $ 410,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 140,077,697,000 2 $ 60,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 2 $ 240,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 1,802,054,000 2 $ 160,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 4,724,296,000 2 $ 150,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,995,487,000 1 $ 505,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 1 $ 345,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 125,000
Access Capital Funding LLC
14366 SOUTH OUTER FORTY
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 195,000
West Central Bank
400 E BUCHANAN
ASHLAND, IL 62612
* $ 191,154,000 1 $ 65,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 1 $ 35,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 1 $ 45,000
Catlin Bank
202 S SANDUSKY ST
CATLIN, IL 61817
* $ 56,947,000 1 $ 85,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ -1,000 1 $ 285,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 145,000
Bank of Ripley
134 N JEFFERSON STREET
RIPLEY, TN 38063
* $ 222,343,000 1 $ 65,000
The First National Bank in Tremont
134 S SAMPSON STREET
TREMONT, IL 61568
* $ 121,096,000 1 $ 105,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ -1,000 1 $ 3,805,000
Arvest Bank

TULSA, OK 74103
* $ 16,758,528,000 1 $ 35,000
Campus USA Credit Union
14007 NW 1ST RD
NEWBERRY, FL 32669
* $ 1,654,987,000 1 $ 25,000
Heartland Credi T Union
2213 W WHITE OAKS DR
SPRINGFEILD, IL 62704
* $ 280,108,000 1 $ 65,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 2,994,367,000 1 $ 185,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 1 $ 165,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 30,422,051,000 1 $ 495,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 725,571,000 1 $ 235,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 363,702,000 1 $ 275,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 175,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 35,000
Homestar Bank and Financial Services
3 DIVERSATECH DR
MANTENO, IL 60950
* $ 358,656,000 1 $ 125,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 2,764,317,000 1 $ 645,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 95,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 1,595,978,000 1 $ 35,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 20,030,342,000 1 $ 135,000
Jacksonville Savings Bank
1211 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 324,981,000 1 $ 225,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 53,495,452,000 1 $ 545,000
BNC National Bank

BISMARCK, ND 58501
* $ 945,013,000 1 $ 295,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 165,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ -1,000 1 $ 3,005,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 1 $ 105,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 15,286,549,000 1 $ 235,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ -1,000 1 $ 145,000
Prospect Bank
PO BOX 400
PARIS, IL 61944
* $ 480,260,000 1 $ 55,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,386,493,000 1 $ 25,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 96,533,000 1 $ 85,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ -1,000 1 $ 15,000
Oxford Bank & Trust
1111 W. 22ND STREET #800
OAK BROOK, IL 60523
* $ 516,405,000 1 $ 35,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 95,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 1 $ 165,000
University of Illinois Community Credit Union
2201 S FIRST ST
CHAMPAIGN, IL 61820
* $ 328,744,000 1 $ 65,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 2,560,045,000 1 $ 275,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 115,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 21,866,592,000 1 $ 435,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 4,672,409,000 1 $ 85,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 65,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 85,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 109,372,608,000 1 $ 2,715,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 969,487,000 1 $ 695,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 215,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 1,115,637,000 1 $ 135,000
Midwest Community Bank
510 PARK CREST DR
FREEPORT, IL 61032
* $ 219,348,000 1 $ 55,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 135,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 135,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 65,127,000,000 1 $ 145,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,964,992,000 1 $ 15,000
Williamsville State Bank & Trust
512 W. MAIN STREET
WILLIAMSVILLE, IL 62693
* $ 98,901,000 1 $ 15,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 145,000
Jackson National Life Insurance Company
225 W WACKER DR #1200
CHICAGO, IL 60606
* $ -1,000 1 $ 17,505,000
State Bank of Bement
180 E. BODMAN ST
BEMENT, IL 61813
* $ 95,965,000 1 $ 495,000

The tables below break down 2018 mortgage applications in Decatur, IL metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Decatur, IL in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,774 $197,470,000 $111,000 $3,805,000 $75,000 $1,075,000
Refinancing 412 $42,900,000 $104,000 $5,205,000 $79,000 $870,000
Cash-out Refinancing 383 $38,085,000 $99,000 $405,000 $71,000 $573,000
Home Improvement 235 $11,605,000 $49,000 $3,005,000 $65,000 $386,000
Other Purpose 227 $9,875,000 $43,000 $515,000 $68,000 $576,000
Not Applicable 117 $27,855,000 $238,000 $17,505,000 $93,000 $549,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,329 $220,965,000 $94,000 $755,000 $76,000 $1,075,000
Not applicable 333 $65,045,000 $195,000 $17,505,000 $69,000 $173,000
Black or African American 235 $16,485,000 $70,000 $295,000 $59,000 $284,000
Not Provided 154 $15,520,000 $100,000 $705,000 $79,000 $656,000
Hispanic 48 $4,840,000 $100,000 $235,000 $61,000 $202,000
Asian 31 $3,125,000 $100,000 $285,000 $65,000 $145,000
American Indian or Alaskan Native 11 $685,000 $62,000 $135,000 $55,000 $115,000
Native Hawaiian or Other Pacific Islander 1 $95,000 $95,000 $95,000 $100,000 $100,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,267 $234,235,000 $103,000 $17,505,000 $79,000 $1,075,000
FHA-insured (Federal Housing Administration) 600 $56,370,000 $93,000 $295,000 $55,000 $305,000
VA-guaranteed (Veterans Administration) 230 $32,550,000 $141,000 $455,000 $69,000 $269,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 51 $4,635,000 $90,000 $205,000 $46,000 $73,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,848 $195,200,000 $105,000 $5,205,000 $78,000 $870,000
Application Denied By Financial Institution 478 $34,040,000 $71,000 $755,000 $61,000 $576,000
Loan Purchased By The Institution 452 $65,470,000 $144,000 $17,505,000 $78,000 $549,000
Application Withdrawn By Applicant 256 $22,110,000 $86,000 $685,000 $69,000 $1,075,000
File Closed For Incompleteness 68 $6,690,000 $98,000 $685,000 $62,000 $226,000
Application Approved But Not Accepted 45 $4,135,000 $91,000 $295,000 $63,000 $189,000
Preapproval Denied by Financial Institution 1 $145,000 $145,000 $145,000 $39,000 $39,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,500 $277,940,000 $111,000 $17,505,000 $76,000 $1,075,000
Debt-To-Income Ratio 277 $22,395,000 $80,000 $705,000 $69,000 $673,000
Credit History 178 $9,750,000 $54,000 $315,000 $60,000 $365,000
Collateral 82 $9,430,000 $115,000 $755,000 $83,000 $576,000
Credit Application Incomplete 42 $3,380,000 $80,000 $285,000 $62,000 $150,000
Other 36 $2,790,000 $77,000 $265,000 $80,000 $573,000
Insufficient Cash (Downpayment, Closing Cost) 15 $1,015,000 $67,000 $225,000 $49,000 $127,000
Employment History 10 $590,000 $59,000 $145,000 $40,000 $67,000
Unverifiable Information 8 $500,000 $62,000 $115,000 $62,000 $260,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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