Dubuque, IA Metro Area Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 4,366 mortgage applications in Dubuque, IA metro area totaling $694.6 million, down 38% from 2021. The average application was for $159,102, and applicants reported an average income of $100,000. 71% of applications resulted in an originated loan and 11% were denied. The most active lender was Dupaco Community Credit Union, with 1,424 applications, followed by Greenstate Credit Union and Midwestone Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,366
Total Mortgage Loan Application Amount $694,640,000
Average Mortgage Loan Application Amount $159,102
Highest Mortgage Loan Application Amount $8,785,000
Average Applicant Income $100,000
Highest Applicant Income $2,317,000

Mortgage Company List for Lending in Dubuque, IA for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 2,697,669,000 1,424 $ 178,460,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 9,011,033,000 436 $ 73,150,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 6,023,480,000 430 $ 62,270,000
Collins Community Credit Union
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 1,442,452,000 212 $ 29,960,000
Fidelity Bank & Trust
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ 1,658,656,000 187 $ 40,025,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,810,411,000 119 $ 17,755,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 117 $ 16,825,000
Dutrac Community Credit Union
P O BOX 3250
DUBUQUE, IA 52004
* $ 980,729,000 114 $ 27,860,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 110 $ 5,860,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 105 $ 23,915,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 2,235,630,000 100 $ 17,690,000
Premier Bank
2625 NW ARTERIAL
DUBUQUE, IA 52002
* $ 403,347,000 73 $ 17,955,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 57 $ 9,945,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 54 $ 10,200,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 48 $ 2,930,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 39 $ 7,515,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 38 $ 5,930,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 35 $ 8,085,000
Community Savings Bank
PO BOX 77
EDGEWOOD, IA 52402
* $ 521,133,000 33 $ 4,815,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 30 $ 5,440,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 29 $ 6,085,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 25 $ 5,845,000
Aim Credit Union
1200 ASSOCIATES DR STE 102
DUBUQUE, IA 52002
* $ 165,623,000 24 $ 3,310,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 20 $ 4,120,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 18 $ 3,250,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 5,860,350,000 18 $ 1,830,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 15 $ 2,905,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 13 $ 2,615,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 13 $ 2,365,000
Ohnward Bank and Trust
332 1ST AVE W
CASCADE, IA 52033
* $ 387,426,000 12 $ 1,810,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 11 $ 2,455,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 10 $ 2,270,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 10 $ 840,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 9 $ 2,615,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 9 $ 465,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 9 $ 2,295,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ -1,000 8 $ 1,880,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 8 $ 1,410,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 8 $ 1,130,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 8 $ 1,810,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 7 $ 795,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 7 $ 1,645,000
Citizens State Bank
117 W 1ST ST (PO BOX 517)
MONTICELLO, IA 52310
* $ 499,840,000 7 $ 1,435,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 7 $ 835,000
Farmers & Merchants Savings Bank
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ 593,413,000 7 $ 1,735,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 6 $ 840,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 6 $ 1,540,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 6 $ 2,060,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 5 $ 1,015,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 5 $ 795,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 5 $ 1,005,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 5 $ 985,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 4 $ 520,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 4 $ 900,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 4 $ 750,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 4 $ 850,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 4 $ 500,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 1,046,374,000 4 $ 580,000
Mound City Bank
25 E PINE STREET
PLATTEVILLE, WI 53818
* $ 449,561,000 4 $ 2,180,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 3 $ 365,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 24,354,109,000 3 $ 885,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 3 $ 555,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 615,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 3 $ 475,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 3 $ 445,000
Wisconsin Bank & Trust
119 JUNCTION RD
MADISON, WI 53717
* $ 1,224,689,000 3 $ 575,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 166,652,719,000 3 $ 1,515,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 3 $ 875,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,582,271,000 3 $ 165,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ 1,965,700,000 3 $ 855,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 3 $ 765,000
Ruhl Mortgage LLC
1701 52ND AVENUE
MOLINE, IL 61265
* $ -1,000 3 $ 845,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ -1,000 2 $ 350,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 270,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 2 $ 300,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 354,210,000 2 $ 90,000
The First National Bank in Sioux Falls
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ 1,760,455,000 2 $ 880,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 2 $ 560,000
Royal Bank
202 MAIN STREET
ELROY, WI 53929
* $ 707,159,000 2 $ 220,000
Ascentra Credit Union
PO BOX 1107
BETTENDORF, IA 52722
* $ 534,050,000 2 $ 220,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 230,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 2 $ 320,000
Midamerica National Bank
100 W ELM ST
CANTON, IL 61520
* $ 523,226,000 2 $ 100,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,193,839,000 2 $ 80,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,072,223,000 2 $ 430,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ -1,000 2 $ 620,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 2 $ 650,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 290,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 589,632,000 2 $ 340,000
Farmers State Bank
1240 8TH AVE
MARION, IA 52302
* $ 1,079,068,000 2 $ 6,750,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 2 $ 570,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 2 $ 760,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 2 $ 820,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 2 $ 120,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 520,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 1,479,040,000 2 $ 170,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 604,572,000 2 $ 110,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ -1,000 2 $ 510,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 154,617,469,000 2 $ 220,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 2 $ 470,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 140,000
Blackhawk Bank & Trust
301 4TH STREET WEST
MILAN, IL 61264
* $ 1,801,002,000 2 $ 570,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 93,227,302,000 1 $ 325,000
Corda Credit Union
3015 BLAIRS FERRY RD NE
CEDAR RAPIDS, IA 52402
* $ 567,869,000 1 $ 255,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 2,820,664,000 1 $ 265,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 1 $ 245,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 225,000
Five Points Bank
PO BOX 1507
GRAND ISLAND, NE 68802
* $ 1,925,807,000 1 $ 155,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 1 $ 445,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ -1,000 1 $ 105,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ -1,000 1 $ 365,000
Farmers State Bank
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ 1,371,634,000 1 $ 105,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 55,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 35,057,609,000 1 $ 5,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 165,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 1 $ 95,000
Htlf Bank
1800 LARIMER ST STE 100
DENVER, CO 80202
* $ 2,696,695,000 1 $ 505,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 456,669,000 1 $ 265,000
Contract Exchange Corporation
425 2ND ST SE #370
CEDAR RAPIDS, IA 52401
* $ -1,000 1 $ 105,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 1 $ 175,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 1 $ 375,000
Badger Bank
220 GRANT ST/PO BOX 26
FORT ATKINSON, WI 53538
* $ 182,527,000 1 $ 195,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 15,151,012,000 1 $ 555,000
First Bank & Trust
9816 SLIDE RD.
LUBBOCK, TX 79424
* $ 2,880,699,000 1 $ 3,505,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ 312,460,000 1 $ 225,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 1 $ 55,000
Bankiowa
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ 804,652,000 1 $ 135,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 1 $ 145,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 469,148,000 1 $ 235,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 145,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,655,190,000 1 $ 55,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 1,832,277,000 1 $ 385,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 1 $ 235,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,474,358,000 1 $ 55,000
Vibrant Credit Union
1900 52ND AVE
MOLINE, IL 61265
* $ 1,063,621,000 1 $ 55,000
Gold Coast Bank
1165 N. CLARK ST., SUITE 200
CHICAGO, IL 60610
* $ 464,523,000 1 $ 215,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 465,000
Hills Bank and Trust Company
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ 3,299,556,000 1 $ 325,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 225,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 245,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 870,500,000 1 $ 205,000
Security Financial Bank
212 W PROSPECT STREET
DURAND, WI 54736
* $ 863,797,000 1 $ 1,105,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 195,000
City State Bank
801 MAIN STREET
NORWALK, IA 50211
* $ 636,179,000 1 $ 645,000
United Bank of Iowa
501 SECOND STREET
IDA GROVE, IA 51445
* $ 2,102,938,000 1 $ 105,000
Quad City Bank and Trust
4500 NORTH BRADY STREET
DAVENPORT, IA 52806
* $ 2,144,667,000 1 $ 115,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 1 $ 95,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ 19,608,230,000 1 $ 65,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,758,936,000 1 $ 375,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 1 $ 175,000
BNC National Bank

BISMARCK, ND 58501
* $ 1,046,501,000 1 $ 75,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 265,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ -1,000 1 $ 265,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 174,662,000 1 $ 295,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 161,574,000 1 $ 35,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ -1,000 1 $ 425,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 1 $ 125,000
Community Choice Credit Union
1351 NW 114TH ST, P.O. BOX 71247
JOHNSTON, IA 50131
* $ 742,416,000 1 $ 355,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 1 $ 155,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 1,025,737,000 1 $ 75,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 115,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 12,464,313,000 1 $ 575,000

The tables below break down 2022 mortgage applications in Dubuque, IA metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Dubuque, IA in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,099 $422,435,000 $201,000 $8,785,000 $96,000 $1,488,000
Refinancing 762 $111,010,000 $145,000 $2,225,000 $96,000 $1,256,000
Other Purpose 708 $42,780,000 $60,000 $495,000 $123,000 $2,317,000
Cash-out Refinancing 588 $104,430,000 $177,000 $905,000 $86,000 $992,000
Home Improvement 203 $13,525,000 $66,000 $455,000 $109,000 $1,075,000
Not Applicable 6 $460,000 $76,000 $105,000 $30,000 $30,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,306 $501,310,000 $151,000 $1,145,000 $100,000 $2,317,000
Not Provided 469 $62,295,000 $132,000 $3,505,000 $102,000 $1,488,000
Not applicable 407 $101,015,000 $248,000 $8,785,000 $41,000 $72,000
Black or African American 70 $8,580,000 $122,000 $415,000 $82,000 $725,000
Hispanic 57 $8,205,000 $143,000 $565,000 $87,000 $290,000
Asian 30 $7,890,000 $263,000 $915,000 $138,000 $700,000
American Indian or Alaskan Native 11 $1,445,000 $131,000 $305,000 $75,000 $148,000
Native Hawaiian or Other Pacific Islander 4 $310,000 $77,000 $145,000 $49,000 $79,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,041 $630,915,000 $156,000 $8,785,000 $102,000 $2,317,000
FHA-insured (Federal Housing Administration) 168 $27,840,000 $165,000 $475,000 $65,000 $267,000
VA-guaranteed (Veterans Administration) 150 $34,860,000 $232,000 $585,000 $83,000 $280,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $1,025,000 $146,000 $205,000 $53,000 $76,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,101 $519,955,000 $167,000 $8,785,000 $105,000 $2,317,000
Application Denied By Financial Institution 490 $49,170,000 $100,000 $605,000 $76,000 $1,880,000
Application Withdrawn By Applicant 296 $52,550,000 $177,000 $3,505,000 $108,000 $1,200,000
Application Approved But Not Accepted 199 $28,855,000 $145,000 $605,000 $80,000 $390,000
Loan Purchased By The Institution 195 $34,435,000 $176,000 $645,000 $100,000 $334,000
File Closed For Incompleteness 81 $8,885,000 $109,000 $475,000 $86,000 $280,000
Preapproval Denied by Financial Institution 3 $405,000 $135,000 $155,000 $15,000 $24,000
Preapproval Approved but not Accepted 1 $385,000 $385,000 $385,000 $139,000 $139,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,786 $617,850,000 $163,000 $8,785,000 $103,000 $2,317,000
Debt-To-Income Ratio 226 $44,330,000 $196,000 $6,505,000 $78,000 $1,070,000
Credit History 144 $12,890,000 $89,000 $455,000 $91,000 $1,880,000
Collateral 64 $4,990,000 $77,000 $295,000 $79,000 $213,000
Other 52 $3,660,000 $70,000 $375,000 $66,000 $234,000
Credit Application Incomplete 48 $5,870,000 $122,000 $375,000 $115,000 $1,488,000
Unverifiable Information 29 $3,075,000 $106,000 $295,000 $89,000 $391,000
Employment History 10 $1,010,000 $101,000 $195,000 $46,000 $82,000
Insufficient Cash (Downpayment, Closing Cost) 7 $965,000 $137,000 $245,000 $120,000 $431,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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