Erie County, NY Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 33,275 mortgage applications in Erie County, NY totaling $6.7 billion, down 23% from 2021. The average application was for $201,000, and applicants reported an average income of $107,000. 61% of applications resulted in an originated loan and 16% were denied. The most active lender was M&T Bank, with 4,595 applications, followed by Citizens Bank, NA and Keybank National Association.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 33,275
Total Mortgage Loan Application Amount $6,692,610,000
Average Mortgage Loan Application Amount $201,000
Highest Mortgage Loan Application Amount $51,005,000
Average Applicant Income $107,000
Highest Applicant Income $7,992,000

Mortgage Company List for Lending in Erie County, NY for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 154,617,469,000 4,595 $ 710,665,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 3,626 $ 477,870,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 2,516 $ 381,770,000
Premium Mortgage Corporation
2541 MONROE AVE
ROCHESTER, NY 14618
* $ -1,000 1,429 $ 342,225,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 14,606,175,000 1,346 $ 255,070,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1,234 $ 279,180,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 980 $ 350,660,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 906 $ 126,280,000
Hunt Mortgage Corporation
5400 BROADWAY STREET
BUFFALO, NY 14203
* $ -1,000 827 $ 196,925,000
Evans Bank NA
6460 MAIN STREET
BUFFALO, NY 14221
* $ 2,195,407,000 626 $ 144,610,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 589 $ 49,825,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 518 $ 124,250,000
1st Priority Mortgage, Inc.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ -1,000 512 $ 117,940,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 483 $ 106,515,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 466 $ 95,120,000
Five Star Bank
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 5,481,889,000 437 $ 212,915,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 415 $ 71,145,000
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 5,307,549,000 397 $ 106,755,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 355 $ 79,615,000
Broadview Federal Credit Union
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 5,447,073,000 342 $ 40,340,000
The Summit Federal Credit Union
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 1,206,940,000 284 $ 24,030,000
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 15,323,828,000 281 $ 40,885,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 187,956,756,000 271 $ 53,365,000
Lake Shore Bank
31 E FOURTH STREET
DUNKIRK, NY 14048
* $ 714,033,000 251 $ 52,265,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 249 $ 56,585,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 242 $ 57,950,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 236 $ 46,130,000
Western Division Federal Credit Union
6750 MAIN ST
WILLIAMSVILLE, NY 14221
* $ 177,547,000 233 $ 22,315,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 200 $ 41,690,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 193 $ 39,895,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 191 $ 35,165,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 179 $ 46,565,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 176 $ 41,340,000
Alden State Bank
13216 BROADWAY
ALDEN, NY 14004
* $ 442,932,000 171 $ 27,885,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 161 $ 41,585,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 161 $ 34,675,000
NVR Mortgage Finance, Inc.

PITTSBURGH, PA 15276
* $ -1,000 157 $ 49,105,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 152 $ 34,020,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 151 $ 33,665,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 149 $ 34,105,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 147 $ 29,605,000
Great Erie Federal Credit Union
4000 NORTH BUFFALO RD
ORCHARD PARK, NY 14127
* $ 126,994,000 146 $ 15,520,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 146 $ 36,980,000
Bank of Holland
12 SOUTH MAIN ST.
HOLLAND, NY 14080
* $ 143,291,000 137 $ 27,265,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 128 $ 25,630,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 118 $ 20,750,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 108 $ 17,120,000
Empower Federal Credit Union
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 2,938,711,000 103 $ 13,255,000
Sefcu Services, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12205
* $ -1,000 101 $ 23,345,000
Financial Trust Federal Credit Union
3333 HARLEM ROAD
BUFFALO, NY 14225
* $ 159,347,000 100 $ 8,700,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 94 $ 24,360,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 90 $ 11,880,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 89 $ 17,795,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 81 $ 16,535,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ -1,000 80 $ 14,160,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 75 $ 6,095,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 75 $ 8,435,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 74 $ 6,270,000
Moog Employees FCU
7181 SENECA STREET
EAST AURORA, NY 14052
* $ 229,466,000 73 $ 12,495,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 71 $ 9,735,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 916,091,000 68 $ 11,770,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 67 $ 11,305,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 65 $ 7,365,000
Kenmore N.Y. Teachers Federal Credit Union
2265 SHERIDAN DR
BUFFALO, NY 14223
* $ 59,616,000 63 $ 5,625,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 62 $ 14,630,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 60 $ 10,400,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 58 $ 11,270,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 52 $ 14,050,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 52 $ 6,930,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,120,189,000 51 $ 6,295,000
Buffalo Metropolitan Federal Credit Union
62 S ELMWOOD AVE
BUFFALO, NY 14202
* $ 140,934,000 48 $ 8,380,000
Tompkins Community Bank
THE COMMONS
ITHACA, NY 14850
* $ 2,453,893,000 45 $ 20,425,000
Greater Woodlawn Federal Credit Union
3811 LAKESHORE RD
BLASDELL, NY 14219
* $ 148,670,000 45 $ 4,185,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 423,958,417,000 42 $ 10,690,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,474,358,000 41 $ 4,015,000
St. Josephs Parish Federal Credit Union
341 ENGLEWOOD AVE
BUFFALO, NY 14223
* $ 120,887,000 41 $ 5,325,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 40 $ 9,650,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ -1,000 40 $ 6,290,000
Paragon Home Loans, Inc.

LIVERPOOL, NY 13088
* $ -1,000 40 $ 7,400,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 39 $ 8,745,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 39 $ 10,855,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 38 $ 8,280,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 38 $ 5,550,000
The Upstate National Bank
150 STATE ST
OGDENSBURG, NY 14614
* $ 247,699,000 37 $ 11,245,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 36 $ 5,290,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 34 $ 8,200,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 34 $ 5,370,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 32 $ 8,810,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 29 $ 5,495,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 27 $ 5,705,000
Silver Hill Funding
4425 PONCE DE LEON BLVD
CORAL GABLES, FL 33146
* $ -1,000 27 $ 4,695,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,758,936,000 26 $ 3,870,000
Hometown Funding, Inc. D/B/A Cnb Mortgage Company
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ -1,000 26 $ 8,750,000
Self Help Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ 1,341,481,000 24 $ 2,460,000
Niagara's Choice FCU
3619 PACKARD ROAD
NIAGARA FALLS, NY 14303
* $ 260,711,000 22 $ 3,030,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 22 $ 4,920,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 22 $ 4,910,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 21 $ 3,805,000
Canandaigua National Bank & Trust
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 4,151,137,000 21 $ 41,495,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 21 $ 3,935,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ -1,000 20 $ 990,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,655,190,000 20 $ 1,750,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 20 $ 4,760,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 3,111,820,000 20 $ 3,430,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 15,151,012,000 20 $ 2,420,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 20 $ 1,060,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 20 $ 3,910,000
Radius Federal Credit Union
2882 DELAWARE AVE
KENMORE, NY 14217
* $ 64,054,000 18 $ 3,120,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 6,018,212,000 18 $ 4,890,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,072,223,000 17 $ 2,275,000
Cattaraugus County Bank
120 MAIN STREET
LITTLE VALLEY, NY 14755
* $ 331,756,000 17 $ 8,305,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 16 $ 2,810,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,041,605,000 16 $ 3,840,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 15 $ 2,455,000
Chemung Canal Trust Company
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 2,413,407,000 15 $ 16,005,000
First Alliance Home Mortgage, LLC
20 JACKSON DRIVE 2ND FLOOR
CRANFORD, NJ 07016
* $ -1,000 14 $ 2,840,000
Cornerstone Community FCU
6485 S. TRANSIT ROAD
LOCKPORT, NY 14094
* $ 576,750,000 14 $ 2,300,000
ESL Federal Credit Union
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 9,196,967,000 14 $ 1,070,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ -1,000 14 $ 2,610,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 14 $ 4,320,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 9,886,658,000 14 $ 2,830,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 13 $ 3,375,000
Hartford Funding, Ltd.
100 CROSSWAYS PARK DRIVE WEST SUITE 302
WOODBURY, NY 11797
* $ -1,000 13 $ 1,735,000
Ukrainian Federal Credit Union
824 EAST RIDGE ROAD
ROCHESTER, NY 14621
* $ 341,806,000 13 $ 2,045,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 12 $ 2,980,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 12 $ 2,140,000
Capital Communications Federal Credit Union
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 2,780,799,000 12 $ 11,870,000
Family First of Ny FCU
2520 BROWNCROFT BLVD
ROCHESTER, NY 14625
* $ 280,731,000 11 $ 1,475,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 2,136,862,000 11 $ 1,935,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 11 $ 2,625,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 14,047,081,000 11 $ 2,605,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 10 $ 4,100,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 10 $ 3,330,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 174,662,000 10 $ 2,465,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 154,830,000,000 10 $ 4,610,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ -1,000 10 $ 1,510,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 15,019,689,000 9 $ 2,615,000
Bayfirst Financial
9190 SEMINOLE BLVD
SAINT PETERSBURG, FL 33701
* $ 917,272,000 9 $ 2,065,000
Meadowbrook Financial Mortgage Bankers Corp.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ -1,000 9 $ 1,505,000
Shelter Growth Capital Partners LLC
750 WASHINGTON BLVD
WILMINGTON, DE 06901
* $ -1,000 9 $ 1,505,000
Constructive Loans LLC
1801 S MEYERS RD
OAKBROOK TERRACE, IL 60181
* $ -1,000 9 $ 1,285,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 9 $ 2,555,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 8 $ 850,000
Ontario Shores FCU
2890 TRANSIT RD, PO BOX 9
NEWFANE, NY 14108
* $ 139,466,000 8 $ 720,000
Nextier Bank, National Association
245 PITTSBURGH RD
KITTANNING, PA 16201
* $ 1,912,495,000 8 $ 29,930,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ -1,000 7 $ 1,175,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 4,206,869,000 6 $ 1,470,000
Advantage Federal Credit Union
1975 BUFFALO RD.
ROCHESTER, NY 14624
* $ 435,219,000 6 $ 1,010,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 8,802,432,000 6 $ 1,160,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ -1,000 6 $ 840,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 6 $ 990,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 6 $ 1,330,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 6 $ 1,220,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 5 $ 945,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 420,502,000,000 5 $ 1,215,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 5 $ 1,375,000
Nj Lenders Corp
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 5 $ 1,255,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ -1,000 5 $ 52,655,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,193,839,000 5 $ 315,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 5 $ 885,000
Lyons National Bank
35 WILLIAM STREET
LYONS, NY 14489
* $ 1,626,303,000 5 $ 795,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 1,075,788,000 5 $ 1,605,000
Visions Federal Credit Union
3301 COUNTRY CLUB ROAD
ENDICOTT, NY 13760
* $ 5,621,672,000 4 $ 1,030,000
Beginnings Credit Union
1030 CRAFT ROAD
ITHACA, NY 14850
* $ 1,377,119,000 4 $ 1,090,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 3,310,189,000 4 $ 430,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 18,959,414,000 4 $ 1,120,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 34,893,033,000 4 $ 670,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,046,473,000 4 $ 790,000
S&T Bank
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 9,478,352,000 4 $ 2,190,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 4 $ 2,050,000
Corevestamericanfinancelenderllc
1920 MAIN ST #850
IRVINE, CA 92614
* $ -1,000 4 $ 29,970,000
Jet Direct Funding Corp.
111 WEST MAIN STREET SUITE 110
BAY SHORE, NY 11706
* $ -1,000 4 $ 1,160,000
Generations Bank
20 EAST BAYARD STREET
SENECA FALLS, NY 13148
* $ 378,454,000 4 $ 880,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 101,845,032,000 4 $ 420,000
Berkshire Bank

ALBANY, NY 12207
* $ 11,548,730,000 4 $ 1,440,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 4 $ 810,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 121,064,212,000 4 $ 2,800,000
M&T Realty Capital Corporation

BUFFALO, NY 14203
* $ -1,000 4 $ 95,620,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 4 $ 1,400,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 4 $ 490,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 93,227,302,000 4 $ 1,700,000
Equity Now Inc
215 LEXINGTON AVENUE, SUITE 1702
MAMARONECK, NY 10543
* $ -1,000 4 $ 1,310,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 4 $ 1,060,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 164,678,000 4 $ 660,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 2,625,847,000 4 $ 510,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 9,203,588,000 3 $ 545,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 183,743,482,000 3 $ 1,595,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 167,115,000 3 $ 1,085,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ -1,000 3 $ 285,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 3 $ 995,000
Genesee Regional Bank
1850 SOUTH WINTON ROAD
ROCHESTER, NY 14618
* $ 979,606,000 3 $ 555,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ 43,424,817,000 3 $ 685,000
Rf Renovo Management Company, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ -1,000 3 $ 1,815,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 166,652,719,000 3 $ 135,000
Unmb Home Loans Inc
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ -1,000 3 $ 585,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ -1,000 3 $ 635,000
Americu Credit Union
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 2,541,059,000 3 $ 525,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 3 $ 535,000
Interstate Home Loan Center, Inc.
40 MARCUS DRIVE SUITE 100
MELVILLE, NY 11747
* $ -1,000 3 $ 805,000
Seneca Savings
35 OSWEGO ST.
BALDWINSVILLE, NY 13027
* $ 215,022,000 3 $ 155,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 870,500,000 3 $ 155,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 936,708,000 2 $ 430,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 2 $ 520,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 770,000
Arbor Realty Trust, Inc.
333 EARLE OVINGTON BLVD., SUITE 900
UNIONDALE, NY 11553
* $ -1,000 2 $ 9,490,000
Sunmark Credit Union
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 1,008,821,000 2 $ 260,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 2 $ 740,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 604,572,000 2 $ 110,000
Summit Mortgage Bankers, Inc.
3660 MAIN STREET, 3RD FLOOR
FLUSHING, NY 11354
* $ -1,000 2 $ 490,000
Adirondack Bank
185 GENESEE ST
UTICA, NY 13501
* $ 958,373,000 2 $ 1,030,000
Jovia Financial Federal Credit
1000 CORPORATE DRIVE
WESTBURY, NY 11590
* $ 3,961,334,000 2 $ 180,000
Ccfcu Funding, LLC
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ -1,000 2 $ 820,000
First Heritage Federal Credit Union
110 VILLAGE SQUARE, SUITE 101
CORNING, NY 14830
* $ 646,515,000 2 $ 60,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ -1,000 2 $ 5,660,000
BNC National Bank

BISMARCK, ND 58501
* $ 1,046,501,000 2 $ 660,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 11,919,970,000 2 $ 660,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 6,610,753,000 2 $ 240,000
Colorado Federal Savings Bank
8400 E PRENTICE AVE STE 840
ENGLEWOOD, CO 80111
* $ 2,085,239,000 2 $ 690,000
Utilities Employees Credit Union
11 MERIDIAN BLVD
WYOMISSING, PA 19610
* $ 1,413,912,000 2 $ 90,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 88,758,641,000 2 $ 990,000
Liberty Bank
315 MAIN STREET
MIDDLETOWN, CT 06457
* $ 7,401,031,000 2 $ 81,260,000
Westerra Credit Union
3700 E ALAMEDA AVE
DENVER, CO 80209
* $ 1,970,586,000 2 $ 50,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,089,286,000 2 $ 580,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 38,107,223,000 2 $ 2,840,000
Genesee Valley Federal Credit
4621 MILLENNIUM DRIVE
GENESEO, NY 14454
* $ 137,345,000 2 $ 130,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 456,669,000 2 $ 670,000
Jersey Mortgage Company
511 SOUTH AVENUE EAST
CRANFORD, NJ 07016
* $ -1,000 2 $ 480,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 2,522,046,000 2 $ 370,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 14,928,781,000 2 $ 320,000
Sharonview Federal CU
1081 RED VENTURES DR.
INDIAN LAND, SC 29707
* $ 1,820,544,000 2 $ 60,000
Ponce Bank
2244 WESTCHESTER AVE
BRONX, NY 10462
* $ 1,630,029,000 2 $ 400,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 400,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,230,840,000 2 $ 110,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 339,245,000 2 $ 40,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ -1,000 2 $ 390,000
Allegacy Federal Credit Union
P O BOX 26043
WINSTON SALEM, NC 27114
* $ 2,005,076,000 2 $ 170,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,423,533,000 2 $ 580,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 2 $ 350,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 887,431,000 2 $ 1,480,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 5,191,780,000 2 $ 430,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ -1,000 2 $ 530,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 407,850,000 2 $ 330,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 1,025,737,000 2 $ 150,000
Blueleaf Lending, LLC
112 S SANGAMON STREET 2ND FLOOR
CHICAGO, IL 60607
* $ -1,000 1 $ 335,000
Bellwether Enterprise Real Estate Capital, LLC
1360 E. 9TH STREET SUITE 300
CLEVELAND, OH 44114
* $ -1,000 1 $ 6,505,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 162,963,000 1 $ 15,000
Fieldpoint Private Bank & Trust
100 FIELD POINT ROAD
GREENWICH, CT 06830
* $ 1,417,674,000 1 $ 735,000
Northrop Grumman Federal Credit Union
879 W 190TH ST 8TH FLOOR
GARDENA, CA 90248
* $ 1,642,713,000 1 $ 115,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 1 $ 415,000
Greenway Mortgage Funding Corp.
107 TINDALL ROAD
MIDDLETOWN, NJ 07748
* $ -1,000 1 $ 425,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 185,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 33,980,000,000 1 $ 485,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 39,076,186,000 1 $ 775,000
Cathay Bank
9650 FLAIR DRIVE
LOS ANGELES, CA 90012
* $ 20,872,611,000 1 $ 125,000
Island Federal Credit Union
120 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 1,532,348,000 1 $ 45,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 2,230,007,000 1 $ 225,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ 153,010,000 1 $ 295,000
Union Savings Bank
226 MAIN STREET
DANBURY, CT 06810
* $ 3,088,187,000 1 $ 1,905,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 2,824,450,000 1 $ 155,000
Fm Home Loans LLC
2329 NOSTRAND AVE, 3RD FLOOR
BROOKLYN, NY 11210
* $ -1,000 1 $ 145,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 2,278,779,000 1 $ 135,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 15,000
Patriot One Mortgage Bankers
142 WILLIS AVE
MINEOLA, NY 11501
* $ -1,000 1 $ 225,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 6,544,502,000 1 $ 315,000
One American Bank
515 S MINNESOTA AVE
SIOUX FALLS, SD 57104
* $ 345,640,000 1 $ 205,000
Legence Bank
P.O. BOX 569
ELDORADO, IL 62930
* $ 657,731,000 1 $ 115,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 1 $ 85,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 3,832,697,000 1 $ 645,000
First Federal S&L of Lakewood
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 2,217,917,000 1 $ 945,000
Primis Bank

GLEN ALLEN, VA 23060
* $ -1,000 1 $ 205,000
Progress Bank and Trust
201 WILLIAMS AVENUE
HUNTSVILLE, AL 35801
* $ 1,779,568,000 1 $ 355,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 1 $ 405,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 290,729,000 1 $ 345,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 4,068,592,000 1 $ 135,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ 38,275,134,000 1 $ 1,205,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 2,287,872,000 1 $ 35,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ -1,000 1 $ 205,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 3,759,374,000 1 $ 75,000
Jll Real Estate Capital, LLC
2177 YOUNGMAN AVE W SUITE 300
ST. PAUL, MN 55116
* $ -1,000 1 $ 6,845,000
First Central Savings Bank
70 GLEN STREET
GELN COVE, NY 11542
* $ 763,755,000 1 $ 275,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 55,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 7,846,662,000 1 $ 75,000
Hudson Valley Credit Union
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 6,466,636,000 1 $ 185,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ 6,111,597,000 1 $ 155,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 105,000
National Cooperative Bank, N.A.
139 SOUTH HIGH STREET
HILLSBORO, OH 45133
* $ 3,166,603,000 1 $ 2,205,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 2,259,576,000 1 $ 45,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 255,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 225,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ 467,757,000 1 $ 2,125,000
Fed Ex Employees Credit Association
2731 NONCONNAH BLVD
MEMPHIS, TN 38132
* $ 677,079,000 1 $ 15,000
Eastern Bank
125 HIGH ST
BOSTON, MA 02110
* $ 23,490,236,000 1 $ 405,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 425,000
Self Help Federal Credit Union
301 W MAIN STREET
DURHAM, NC 27702
* $ 1,788,208,000 1 $ 115,000
New Millennium Bank
1620 LEMOINE AVE
FORT LEE, NJ 07024
* $ 540,808,000 1 $ 185,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 4,410,685,000 1 $ 605,000
Clearview Federal Credit Union
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ 1,677,912,000 1 $ 85,000
Berkeley Point Capital LLC

BOSTON, MA 02110
* $ -1,000 1 $ 10,895,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,281,203,000 1 $ 235,000
Mlb Residential Lending, LLC
51 COMMERCE ST
SPRINGFIELD, NJ 07081
* $ -1,000 1 $ 95,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 5,455,015,000 1 $ 465,000
Northfield Bank

WOODBRIDGE, NJ 07095
* $ 5,435,707,000 1 $ 105,000
Investors Bank
101 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 27,781,823,000 1 $ 105,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 245,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 3,077,235,000 1 $ 295,000
Reliant Community FCU
10 BENTON PLACE
SODUS, NY 14551
* $ 637,085,000 1 $ 5,000
Warsaw Federal Savings and Loan Association
3533 WARSAW AVE
CINCINNATI, OH 45205
* $ 56,951,000 1 $ 945,000
Radiant Credit Union
405 SE 2ND PLACE
GAINESVILLE, FL 32606
* $ 703,311,000 1 $ 105,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 370,967,000 1 $ 185,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 1 $ 4,915,000
Hughes Federal Credit Union
971 W WETMORE RD
TUCSON, AZ 85705
* $ 1,946,059,000 1 $ 25,000
Centra Credit Union
3801 TUPELO DRIVE
COLUMBUS, IN 47201
* $ 1,964,165,000 1 $ 55,000
Ithink Financial Credit Union
1000 NW 17TH AVENUE
DELRAY BEACH, FL 33445
* $ 1,871,522,000 1 $ 155,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 2,190,390,000 1 $ 55,000
The Juniata Valley Bank
1 S MAIN ST
MIFFLINTOWN, PA 17059
* $ 809,566,000 1 $ 215,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 2,014,131,000 1 $ 125,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 1 $ 125,000

The tables below break down 2022 mortgage applications in Erie County, NY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Erie County, NY in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,552 $3,754,175,000 $258,000 $46,505,000 $109,000 $7,992,000
Cash-out Refinancing 5,616 $1,112,860,000 $198,000 $10,895,000 $98,000 $1,838,000
Home Improvement 5,436 $552,880,000 $101,000 $51,005,000 $111,000 $3,996,000
Refinancing 4,237 $929,835,000 $219,000 $32,105,000 $102,000 $1,807,000
Other Purpose 3,210 $323,600,000 $100,000 $1,255,000 $110,000 $4,700,000
Not Applicable 224 $19,260,000 $85,000 $245,000 $47,000 $86,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 22,361 $3,902,990,000 $174,000 $3,635,000 $110,000 $4,750,000
Not Provided 3,348 $625,060,000 $186,000 $1,605,000 $114,000 $4,700,000
Not applicable 2,841 $1,388,515,000 $488,000 $51,005,000 $100,000 $706,000
Black or African American 1,928 $262,260,000 $136,000 $2,155,000 $82,000 $7,992,000
Asian 1,447 $283,485,000 $195,000 $2,125,000 $92,000 $1,200,000
Hispanic 911 $146,685,000 $161,000 $715,000 $82,000 $719,000
American Indian or Alaskan Native 147 $26,265,000 $178,000 $1,605,000 $102,000 $910,000
Native Hawaiian or Other Pacific Islander 19 $2,785,000 $146,000 $545,000 $100,000 $504,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 28,731 $5,715,970,000 $198,000 $51,005,000 $111,000 $7,992,000
FHA-insured (Federal Housing Administration) 3,323 $668,915,000 $201,000 $31,235,000 $72,000 $1,034,000
VA-guaranteed (Veterans Administration) 1,200 $304,500,000 $253,000 $825,000 $92,000 $2,604,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 21 $3,225,000 $153,000 $235,000 $58,000 $95,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 20,312 $4,382,610,000 $215,000 $51,005,000 $110,000 $4,750,000
Application Denied By Financial Institution 5,318 $693,185,000 $130,000 $11,855,000 $84,000 $2,604,000
Loan Purchased By The Institution 3,291 $744,875,000 $226,000 $1,605,000 $107,000 $1,567,000
Application Withdrawn By Applicant 2,640 $613,710,000 $232,000 $32,105,000 $117,000 $3,996,000
File Closed For Incompleteness 1,099 $160,705,000 $146,000 $2,155,000 $126,000 $7,992,000
Application Approved But Not Accepted 562 $85,130,000 $151,000 $2,675,000 $96,000 $530,000
Preapproval Approved but not Accepted 45 $10,525,000 $233,000 $615,000 $110,000 $605,000
Preapproval Denied by Financial Institution 8 $1,870,000 $233,000 $405,000 $74,000 $125,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 27,585 $5,848,605,000 $212,000 $51,005,000 $111,000 $7,992,000
Debt-To-Income Ratio 2,151 $393,255,000 $182,000 $32,105,000 $64,000 $694,000
Credit History 1,472 $144,415,000 $98,000 $1,505,000 $92,000 $2,309,000
Collateral 963 $132,195,000 $137,000 $905,000 $107,000 $906,000
Other 455 $64,085,000 $140,000 $11,855,000 $99,000 $1,555,000
Credit Application Incomplete 382 $65,380,000 $171,000 $755,000 $98,000 $1,250,000
Unverifiable Information 113 $19,215,000 $170,000 $645,000 $134,000 $2,604,000
Insufficient Cash (Downpayment, Closing Cost) 85 $15,845,000 $186,000 $645,000 $82,000 $968,000
Employment History 67 $9,235,000 $137,000 $455,000 $57,000 $240,000
Mortgage Insurance Denied 2 $380,000 $190,000 $245,000 $43,000 $44,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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