Gaines County, TX Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 626 mortgage applications in Gaines County, TX totaling $88.3 million, up 1% from 2016. The average application was for $141,000, and applicants reported an average income of $74,000. 38% of applications resulted in an originated loan and 27% were denied. The most active lender was 21st Mortgage, with 128 applications, followed by Wells Fargo Bank NA and Primewest Mortgage Corporation.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 626
Total Mortgage Loan Application Amount $88,266,000
Average Mortgage Loan Application Amount $141,000
Highest Mortgage Loan Application Amount $615,000
Average Applicant Income $74,000
Highest Applicant Income $1,000,000

Mortgage Company List for Lending in Gaines County, TX for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 128 $ 11,365,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 53 $ 9,063,000
Primewest Mortgage Corporation
7806 INDIANA AVENUE
LUBBOCK, TX 79423
* $ -1,000 27 $ 4,994,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 21 $ 3,222,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 21 $ 3,103,000
First United Bank
5802 4TH STREET
LUBBOCK, TX 79416
* $ 1,216,919,000 18 $ 2,979,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 17 $ 2,827,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 15 $ 1,044,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 13 $ 1,066,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 13 $ 2,202,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 11 $ 2,004,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ 0 10 $ 744,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 2,496,841,000 10 $ 1,762,000
West Texas National Bank
6 DESTA DRIVE STE 2400
MIDLAND, TX 79705
* $ 1,204,745,000 9 $ 944,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 9 $ 1,024,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 8 $ 1,162,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 8 $ 1,582,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 7 $ 891,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 7 $ 872,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 7 $ 1,156,000
Commercial State Bank
200 SOUTH MAIN STREET
ANDREWS, TX 79714
* $ 506,436,000 6 $ 976,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 6 $ 270,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 5 $ 690,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 5 $ 1,094,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 5 $ 1,166,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,883,786,000 5 $ 598,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 5 $ 699,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 5 $ 1,130,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ -1,000 5 $ 954,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 5 $ 795,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 5 $ 992,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 4 $ 667,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 3 $ 377,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 3 $ 310,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 3 $ 583,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 3 $ 319,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,160,352,000 3 $ 638,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 3 $ 557,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 3 $ 527,000
Peoples Bank
5820 82ND STREET
LUBBOCK, TX 79424
* $ 434,873,000 3 $ 727,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 507,000
Complex Community Federal CU
2201 S GRANDVIEW
ODESSA, TX 79766
* $ 438,361,000 3 $ 322,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 3 $ 270,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 3 $ 505,000
Gardner Financial Services, Ltd.
3503 PAESANOS PKWY
SAN ANTONIO, TX 78231
* $ -1,000 2 $ 464,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 319,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 2 $ 119,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 2 $ 242,000
Alliance Credit Union
8401 QUAKER AVE
LUBBOCK, TX 79424
* $ 234,526,000 2 $ 160,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 2 $ 322,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 2 $ 718,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 316,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 2 $ 355,000
Aimbank
110 COLLEGE AVE
LEVELLAND, TX 79336
* $ 843,174,000 2 $ 236,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ 0 2 $ 259,000
Citizens State Bank
329 W. HARRIS
SAN ANGELO, TX 76903
* $ 124,247,000 2 $ 282,000
Southwest Bank
4800 E. 42ND STREET
ODESSA, TX 79762
* $ 332,918,000 2 $ 174,000
First American Bank
303 W MAIN ST
ARTESIA, NM 88210
* $ 1,087,531,000 2 $ 417,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 2 $ 381,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 198,000
Centennial Bank
904 AVE. O
LUBBOCK, TX 79401
* $ 726,004,000 2 $ 200,000
Lrs Financial Network dba Hnb Mortgage
2101 W. WADLEY STE. 36
MIDLAND, TX 79705
* $ -1,000 2 $ 623,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 287,000
Pioneer Bank
3000 N. MAIN ST. / P. O. BOX 130
ROSWELL, NM 88201
* $ 766,221,000 2 $ 201,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 317,715,000 2 $ 375,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 362,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 2 $ 285,000
Vision Bank
PO BOX 669
ADA, OK 74820
* $ 628,994,000 1 $ 101,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 286,080,320,000 1 $ 35,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 3,837,573,000 1 $ 200,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 169,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 1 $ 117,000
First Basin Credit Union
2740 NORTH COUNTY ROAD WEST
ODESSA, TX 79764
* $ 205,690,000 1 $ 155,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 215,000
Aspire Financial, Inc.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ -1,000 1 $ 83,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 1 $ 98,000
Capital Farm Credit, Aca
3000 BRIARCREST DRIVE SUITE 601
BRYAN, TX 77802
* $ -1,000 1 $ 164,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,631,667,000 1 $ 81,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ -1,000 1 $ 169,000
American Bank of Commerce
530 US 62 FRONTAGE RD
WOLFFORTH, TX 79382
* $ 853,324,000 1 $ 68,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 200,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 100,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 1 $ 166,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 30,000
First National Acceptance Company
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ -1,000 1 $ 96,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 1 $ 190,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 146,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ -1,000 1 $ 85,000
United Heritage Credit Union
12208 N MOPAC EXPY
AUSTIN, TX 78759
* $ 896,500,000 1 $ 25,000
Spirit of Texas Bank, SSB
625 UNIVERSITY DRIVE EAST
COLLEGE STATION, TX 77840
* $ 979,282,000 1 $ 188,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 177,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 63,076,162,000 1 $ 110,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 290,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 206,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ -1,000 1 $ 140,000
Agfirst Farm Credit Bank
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 64,000
South Georgia Bank
401 S. VETERANS BLVD.
GLENNVILLE, GA 30427
* $ 150,027,000 1 $ 101,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 1 $ 258,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 353,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 94,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 22,318,430,000 1 $ 315,000
Legend Bank, N.A.
101 TARRANT ST
BOWIE, TX 76230
* $ 613,367,000 1 $ 96,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 165,000
First Bank & Trust
9816 SLIDE RD.
LUBBOCK, TX 79424
* $ 868,227,000 1 $ 108,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 206,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,186,502,000 1 $ 100,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ -1,000 1 $ 236,000
Amarillo National Bank
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ 3,928,287,000 1 $ 320,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 9,793,959,000 1 $ 100,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 403,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 3,275,430,000 1 $ 288,000

The tables below break down 2017 mortgage applications in Gaines County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Gaines County, TX in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 448 $62,291,000 $139,000 $424,000 $66,000 $712,000
Refinancing 153 $24,782,000 $161,000 $615,000 $93,000 $1,000,000
Home Improvement 25 $1,193,000 $47,000 $277,000 $107,000 $290,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 353 $54,189,000 $153,000 $615,000 $88,000 $1,000,000
Hispanic 136 $14,815,000 $108,000 $424,000 $67,000 $683,000
Not applicable 77 $12,309,000 $159,000 $403,000 $17,000 $275,000
Not Provided 50 $6,045,000 $120,000 $319,000 $93,000 $434,000
Asian 4 $198,000 $49,000 $60,000 $46,000 $72,000
Black or African American 3 $320,000 $106,000 $140,000 $80,000 $96,000
Native Hawaiian or Other Pacific Islander 2 $307,000 $153,000 $172,000 $83,000 $104,000
American Indian or Alaskan Native 1 $83,000 $83,000 $83,000 $85,000 $85,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 444 $60,864,000 $137,000 $615,000 $86,000 $1,000,000
FHA-insured (Federal Housing Administration) 134 $20,287,000 $151,000 $280,000 $51,000 $200,000
VA-guaranteed (Veterans Administration) 28 $5,041,000 $180,000 $258,000 $49,000 $104,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $2,074,000 $103,000 $164,000 $20,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 239 $37,499,000 $156,000 $424,000 $93,000 $1,000,000
Application Denied By Financial Institution 169 $18,529,000 $109,000 $615,000 $64,000 $480,000
Loan Purchased By The Institution 99 $16,907,000 $170,000 $403,000 $44,000 $562,000
File Closed For Incompleteness 57 $5,899,000 $103,000 $369,000 $66,000 $162,000
Application Withdrawn By Applicant 55 $8,759,000 $159,000 $403,000 $91,000 $634,000
Application Approved But Not Accepted 7 $673,000 $96,000 $216,000 $64,000 $107,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 20 $1,773,000 $88,000 $255,000 $87,000 $480,000
Debt-To-Income Ratio 17 $2,048,000 $120,000 $319,000 $78,000 $156,000
Collateral 10 $1,838,000 $183,000 $615,000 $74,000 $227,000
Other 7 $678,000 $96,000 $280,000 $98,000 $195,000
Credit Application Incomplete 3 $346,000 $115,000 $172,000 $93,000 $161,000
Unverifiable Information 2 $184,000 $92,000 $110,000 $109,000 $169,000
Employment History 2 $210,000 $105,000 $164,000 $20,000 $40,000
Insufficient Cash (Downpayment, Closing Cost) 1 $113,000 $113,000 $113,000 $90,000 $90,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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