Grady County, GA Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 627 mortgage applications in Grady County, GA totaling $104.0 million, down 18% from 2022. The average application was for $165,000, and applicants reported an average income of $82,000. 34% of applications resulted in an originated loan and 38% were denied. The most active lender was 21st Mortgage, with 91 applications, followed by Triad Financial Services, Inc. and Firstbank.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 627
Total Mortgage Loan Application Amount $104,035,000
Average Mortgage Loan Application Amount $165,000
Highest Mortgage Loan Application Amount $1,455,000
Average Applicant Income $82,000
Highest Applicant Income $2,077,000

Mortgage Company List for Lending in Grady County, GA for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 91 $ 12,525,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 42 $ 5,700,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,826,414,000 38 $ 5,320,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 32 $ 3,090,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 23 $ 5,415,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 22 $ 4,490,000
Capital City Home Loans, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
KENNESAW, GA 30144
* $ -1,000 19 $ 2,785,000
Five Star Credit Union
411 N FOSTER ST
DOTHAN, AL 36302
* $ 748,665,000 18 $ 1,530,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 24,967,889,000 17 $ 2,975,000
Capital City Bank
1828 WEST TENNESSEE STREET
TALLAHASSEE, FL 32301
* $ 4,513,488,000 15 $ 965,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 13 $ 2,515,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 12 $ 1,680,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 11 $ 915,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 9 $ 2,475,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ -1,000 9 $ 2,035,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 9 $ 2,015,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 8 $ 1,060,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 8 $ 1,160,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 7 $ 2,585,000
Mainstreet Community Bank of Florida
204 S. WOODLAND BLVD
DELAND, FL 32720
* $ 747,614,000 7 $ 1,505,000
Thomasville National Bank
301 N. BROAD STREET
THOMASVILLE, GA 31792
* $ 1,537,741,000 7 $ 1,955,000
First Commerce Credit Union
107 E COLLEGE AVE
TALLAHASSEE, FL 32317
* $ 1,014,264,000 7 $ 795,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 6 $ 1,360,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 6 $ 770,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 6 $ 740,000
First Port City Bank
400 W SHOTWELL ST
BAINBRIDGE, GA 39819
* $ 427,188,000 6 $ 1,410,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 5 $ 775,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 5 $ 1,095,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 5 $ 935,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ 59,629,623,000 5 $ 245,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 4 $ 640,000
The First Bank
P.O. BOX 15549
HATTIESBURG, MS 39404
* $ 6,463,617,000 4 $ 2,350,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 4 $ 1,400,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 4 $ 230,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 4 $ 340,000
First Reliance Bank
2170 W PALMETTO ST
FLORENCE, SC 29501
* $ 934,534,000 4 $ 690,000
Envision Credit Union
440 NORTH MONROE ST.
TALLAHASSEE, FL 32301
* $ 807,100,000 3 $ 405,000
Southpoint Financial Services, Inc.
5955 SHILOH ROAD EAST, SUITE 200
ALPHARETTA, GA 30005
* $ -1,000 3 $ 325,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ -1,000 3 $ 1,185,000
Southwest Georgia Farm Credit
305 COLQUITT HWY
BAINBRIDGE, GA 39817
* $ -1,000 3 $ 665,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 3 $ 335,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 605,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 3 $ 575,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 3 $ 655,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 3 $ 585,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 370,000
Gulf Winds Credit Union
220 E NINE MILE ROAD
PENSACOLA, FL 32534
* $ 1,035,650,000 2 $ 490,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 2 $ 380,000
1st Signature Lending, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 490,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 2 $ 760,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 2 $ 390,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 2 $ 330,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 16,995,485,000 2 $ 570,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 430,000
Home Access Financial, LLC
100 ASHLEY DR S #1150
TAMPA, FL 33602
* $ -1,000 2 $ 410,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 700,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 2 $ 170,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 2 $ 90,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 2 $ 140,000
Colony Bank
302 SOUTH MAIN ST.
FITZGERALD, GA 31750
* $ 2,927,951,000 1 $ 455,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 1 $ 145,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 335,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 1 $ 125,000
Congressional Federal Credit Union
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ 1,254,936,000 1 $ 35,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 65,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 1 $ 35,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 1 $ 55,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 195,000
Blue Ridge Bank
P.O. BOX 609, 17 WEST MAIN ST
LURAY, VA 22835
* $ 3,098,582,000 1 $ 105,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 1 $ 205,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 215,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 175,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 1 $ 35,000
Commercial Banking Company
3462 NORTH VALDOSTA ROAD
VALDOSTA, GA 31602
* $ 321,414,000 1 $ 785,000
Meadowbrook Financial Mortgage Bankers Corp.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ -1,000 1 $ 245,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 145,000
Vystar Credit Union
4949 BLANDING BLVD
JACKSONVILLE, FL 32202
* $ 13,659,563,000 1 $ 275,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 2,069,955,000 1 $ 85,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 175,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 105,000
Campus USA Credit Union
14007 NW 1ST RD
NEWBERRY, FL 32669
* $ 3,029,797,000 1 $ 265,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 235,000
Prime Meridian Bank
1897 CAPITAL CIRCLE NE
TALLAHASSEE, FL 32312
* $ 815,142,000 1 $ 435,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 389,402,000 1 $ 325,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 1 $ 265,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 105,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ -1,000 1 $ 125,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 135,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 1,225,000
Boxcar Mortgage, LLC
664 SEMINOLE AVE NE #101
ATLANTA, GA 30307
* $ -1,000 1 $ 195,000
Guardian Bank
701 WILDWOOD PLANTATION DR.
VALDOSTA, GA 31604
* $ 537,854,000 1 $ 25,000
United Bank VA

MORGANTOWN, WV 26505
* $ 29,430,409,000 1 $ 285,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 781,550,000 1 $ 355,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 1 $ 25,000
Georgia United Credit Union
6705 SUGARLOAF PARKWAY
DULUTH, GA 30097
* $ 2,035,663,000 1 $ 195,000
First Florida Credit Union
500 WEST 1ST STREET
JACKSONVILLE, FL 32202
* $ 1,386,120,000 1 $ 125,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 145,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 85,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 1 $ 115,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ 4,739,869,000 1 $ 55,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 1 $ 325,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 12,493,973,000 1 $ 255,000

The tables below break down 2023 mortgage applications in Grady County, GA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Grady County, GA in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 445 $80,505,000 $180,000 $1,455,000 $81,000 $2,077,000
Cash-out Refinancing 87 $12,545,000 $144,000 $415,000 $79,000 $229,000
Refinancing 37 $7,475,000 $202,000 $1,245,000 $108,000 $410,000
Home Improvement 28 $1,520,000 $54,000 $225,000 $81,000 $219,000
Other Purpose 20 $1,680,000 $84,000 $315,000 $81,000 $177,000
Not Applicable 10 $310,000 $31,000 $75,000 $85,000 $104,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 322 $56,660,000 $175,000 $1,455,000 $90,000 $2,077,000
Black or African American 179 $24,545,000 $137,000 $535,000 $66,000 $410,000
Not applicable 54 $10,650,000 $197,000 $725,000 $88,000 $130,000
Not Provided 41 $6,505,000 $158,000 $455,000 $81,000 $260,000
Hispanic 27 $4,455,000 $165,000 $495,000 $90,000 $323,000
Asian 2 $910,000 $455,000 $455,000 $140,000 $140,000
American Indian or Alaskan Native 1 $185,000 $185,000 $185,000 $62,000 $62,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 439 $66,845,000 $152,000 $1,455,000 $85,000 $2,077,000
FHA-insured (Federal Housing Administration) 119 $22,255,000 $187,000 $455,000 $73,000 $154,000
VA-guaranteed (Veterans Administration) 53 $12,525,000 $236,000 $495,000 $81,000 $200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $2,410,000 $150,000 $245,000 $64,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 240 $32,530,000 $135,000 $455,000 $60,000 $410,000
Loan Originated 214 $43,230,000 $202,000 $1,455,000 $105,000 $2,077,000
Loan Purchased By The Institution 51 $10,535,000 $206,000 $495,000 $96,000 $130,000
File Closed For Incompleteness 49 $6,735,000 $137,000 $1,245,000 $81,000 $286,000
Application Withdrawn By Applicant 48 $7,240,000 $150,000 $415,000 $69,000 $229,000
Application Approved But Not Accepted 24 $3,720,000 $155,000 $785,000 $128,000 $318,000
Preapproval Denied by Financial Institution 1 $45,000 $45,000 $45,000 $24,000 $24,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 371 $68,085,000 $183,000 $1,455,000 $95,000 $2,077,000
Credit History 124 $16,480,000 $132,000 $325,000 $60,000 $410,000
Debt-To-Income Ratio 81 $12,905,000 $159,000 $485,000 $70,000 $753,000
Other 15 $1,765,000 $117,000 $325,000 $69,000 $147,000
Collateral 14 $1,210,000 $86,000 $215,000 $57,000 $128,000
Credit Application Incomplete 12 $1,900,000 $158,000 $405,000 $64,000 $158,000
Unverifiable Information 5 $815,000 $163,000 $195,000 $98,000 $260,000
Employment History 3 $515,000 $171,000 $285,000 $47,000 $92,000
Insufficient Cash (Downpayment, Closing Cost) 2 $360,000 $180,000 $185,000 $90,000 $95,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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