Hancock County, ME Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 2,241 mortgage applications in Hancock County, ME totaling $403.6 million, down 10% from 2010. The average application was for $180,000, and applicants reported an average income of $101,000. 52% of applications resulted in an originated loan and 21% were denied. The most active lender was Wells Fargo Bank NA, with 232 applications, followed by The Camden National Bank and Machias Savings Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,241
Total Mortgage Loan Application Amount $403,626,000
Average Mortgage Loan Application Amount $180,000
Highest Mortgage Loan Application Amount $4,000,000
Average Applicant Income $101,000
Highest Applicant Income $3,652,000

Mortgage Company List for Lending in Hancock County, ME for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 232 $ 44,739,000
The Camden National Bank
2 ELM STREET
CAMDEN, ME 04843
* $ 2,281,201,000 230 $ 34,152,000
Machias Savings Bank
4 CENTER STREET
MACHIAS, ME 04654
* $ 976,293,000 156 $ 26,254,000
Bangor Savings Bank
19 MAINE AVENUE
BANGOR, ME 04401
* $ 2,428,931,000 149 $ 23,237,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 115 $ 25,229,000
Seaboard Federal Credit Union
PO BOX G, 177 MAIN STREET
BUCKSPORT, ME 04416
* $ 95,447,000 95 $ 6,738,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 179,970,802,000 89 $ 13,115,000
Cuso Mortgage Corporation
101 WESTERN AVENUE
HAMPDEN, ME 04444
* $ 10,000,000 77 $ 11,152,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 66 $ 15,514,000
Maine Savings Federal Credit Union
PO BOX 347
HAMPDEN, ME 04444
* $ 219,016,000 64 $ 6,024,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 46 $ 5,796,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 85,930,126,000 46 $ 4,488,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 46 $ 8,874,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ 10,000,000 45 $ 7,709,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 43 $ 7,826,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 40 $ 7,436,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 35 $ 7,219,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 32 $ 5,210,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 24,650,366,000 31 $ 5,187,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 29 $ 4,918,000
Northeast Bank
500 CANAL ST
LEWISTON, ME 04240
* $ 639,303,000 27 $ 4,767,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 26 $ 8,808,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 23 $ 4,333,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 20 $ 4,090,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 18 $ 5,297,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 17 $ 3,224,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 17 $ 2,740,000
University Credit Union
15 MAIN STREET
ORONO, ME 04473
* $ 194,408,000 13 $ 1,456,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 12 $ 3,381,000
Reliant Mortgage Company, LLC
100 CUMMINGS CENTER SUITE 303 C
BEVERLY, MA 01915
* $ 10,000,000 11 $ 2,137,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 10 $ 2,122,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 10 $ 1,847,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 10 $ 1,638,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 9 $ 1,745,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 9 $ 1,370,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 9 $ 1,945,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 8 $ 1,539,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 8 $ 996,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 8 $ 2,256,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 8 $ 1,668,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 7 $ 732,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 56,866,447,000 7 $ 2,182,000
Katahdin Trust Company
11 MAIN STREET / PO BOX 450
PATTEN, ME 04765
* $ 508,978,000 7 $ 1,640,000
Infinity Federal Credit Union
202 LARRABEE ROAD
WESTBROOK, ME 04092
* $ 238,568,000 7 $ 637,000
Sidus Financial, LLC
701 GREEN VALLEY ROAD, SUITE 101
GREENSBORO, NC 27408
* $ 10,000,000 6 $ 1,241,000
Merrill Lynch Credit Corp
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 6 $ 7,026,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 7,724,367,000 6 $ 6,193,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,465,208,000 6 $ 800,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 5 $ 898,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 5 $ 934,000
Alpine Mortgage LLC
116 SOUTH RIVER ROAD BLDG E
BEDFORD, NH 03110
* $ 544,000 5 $ 800,000
Dover Mortgage Company
PO BOX 1626
ASHEBORO, NC 27204
* $ 1,817,511,000 5 $ 1,358,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 5 $ 1,079,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 4 $ 989,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 4 $ 607,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 4 $ 2,588,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 4 $ 1,574,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 361,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 3 $ 559,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 3 $ 501,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 3 $ 453,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 3 $ 452,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 3 $ 604,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 817,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 457,501,000 3 $ 365,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 652,138,000 3 $ 600,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 341,542,000 3 $ 45,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 3 $ 309,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 109,283,991,000 3 $ 855,000
Brewer Federal Credit Union
229 DIRIGO DR
BREWER, ME 04412
* $ 43,830,000 3 $ 242,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 10,000,000 3 $ 352,000
Merrimack Mortgage Company, in
1045 ELM STREET, SUITE 601
MANCHESTER, NH 03101
* $ 10,000,000 3 $ 419,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 2 $ 340,000
Schaefer Mortgage Corporation
5 BUTTRICK ROAD
LONDONDERRY, NH 03053
* $ 17,252,000 2 $ 268,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 242,561,000 2 $ 438,000
Graystone Tower Bank
1826 GOOD HOPE RD
ENOLA, PA 17025
* $ 2,745,490,000 2 $ 363,000
Border Trust Company
227 WATER STREET
AUGUSTA, ME 04330
* $ 54,379,000 2 $ 558,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 31,465,215,000 2 $ 3,545,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 2 $ 108,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 2 $ 292,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,181,819,000 2 $ 449,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 1,662,674,000 2 $ 599,000
First Federal Svg Bank Boston
100 BRICKSTONE SQUARE
ANDOVER, MA 01810
* $ 114,535,000 2 $ 710,000
The Bank of Maine
2 CANAL PLAZA
PORTLAND, ME 04101
* $ 857,397,000 2 $ 285,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 522,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 2 $ 547,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 294,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 634,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 2 $ 365,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ 17,789,000 2 $ 204,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 597,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 11,750,980,000 2 $ 291,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 2 $ 368,000
Mortgage Master, Inc.
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 2 $ 561,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 76,586,967,000 2 $ 617,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 11,459,900,000 1 $ 890,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 370,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 100,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 148,000
Nevada State Bank
5373 S ARVILLE STREET, 1ST FLOOR
LAS VEGAS, NV 89118
* $ 4,206,125,000 1 $ 4,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 84,416,285,000 1 $ 420,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 152,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 394,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 126,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 260,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 158,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 81,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 79,000
America's Choice Home Loans LP
8584 KATY FREEWAY, STE 200
HOUSTON, TX 77024
* $ 8,352,000 1 $ 131,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 230,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 256,000
Classic Bank, National Association
P.O. BOX 835
CAMERON, TX 76520
* $ 217,121,000 1 $ 310,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 133,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 256,084,000 1 $ 90,000
Mutual of Omaha Bank
3333 FARNAM ST
OMAHA, NE 68131
* $ 4,876,840,000 1 $ 306,000
Colorado Federal Savings Bank8
400 EAST PRENTICE AVE, SUITE 840
GREENWOOD VILLAGE, CO 80111
* $ 703,619,000 1 $ 135,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 830,474,000 1 $ 207,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 365,735,000 1 $ 374,000
BNC National Bank

BISMARCK, ND 58501
* $ 745,184,000 1 $ 153,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 424,689,000 1 $ 225,000
United Bank
95 ELM STREET
WEST SPRINGFIELD, CT 01089
* $ 1,582,300,000 1 $ 150,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 186,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 3,162,456,000 1 $ 100,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 3,942,789,000 1 $ 15,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 219,000
City National Bank of Florida
25 WEST FLAGLER STREET
MIAMI, FL 33131
* $ 3,828,179,000 1 $ 1,575,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 417,000
Boston Private Bank & Trust Co
TEN POST OFFICE SQUARE
BOSTON, MA 02109
* $ 3,448,880,000 1 $ 320,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 502,376,000 1 $ 116,000
Skowhegan Savings Bank
13 ELM ST
SKOWHEGAN, ME 04976
* $ 446,835,000 1 $ 230,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 1 $ 130,000
Norway Savings Bank
261 MAIN STREET, P.O. BOX 347
NORWAY, ME 04268
* $ 948,018,000 1 $ 125,000
Saco & Biddeford Savings Institution
50 INDUSTRIAL PARK ROAD
SACO, ME 04072
* $ 751,586,000 1 $ 180,000
Androscoggin Bank
30 LISBON STREET
LEWISTON, ME 04243
* $ 692,928,000 1 $ 20,000
Hampshire First Bank
80 CANAL STREET
MANCHESTER, NH 03101
* $ 235,465,000 1 $ 164,000
Nuvo Bank & Trust Co
1500 MAIN STREET, P.O.BOX 15209
SPRINGFIELD, MA 01115
* $ 64,987,000 1 $ 164,000
Washington Savings Bank
30 MIDDLESEX ST.
LOWELL, MA 01852
* $ 172,333,000 1 $ 127,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ 642,980,000 1 $ 348,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 261,000
Brightbridge Credit Union
500 MERRIMACK STREET
LAWRENCE, MA 01843
* $ 421,704,000 1 $ 163,000
Bangor Federal Credit Union
339 HOGAN ROAD
BANGOR, ME 04401
* $ 114,443,000 1 $ 35,000
Poli Mortgage Group, Inc.
780 DEDHAM STREET
CANTON, MA 02021
* $ 7,525,858,000 1 $ 381,000
Greenpark Mortgage Corporation
140 GOULD STREET
NEEDHAM, MA 02494
* $ 1,031,643,000 1 $ 132,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 1 $ 385,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 1,747,813,000 1 $ 225,000
Downeast Credit Union
23 THIRD AVE
BAILEYVILLE, ME 04694
* $ 84,714,000 1 $ 38,000
Umassfive College Federal Credit Union
200 WESTGATE CENTER DRIVE, PO BOX 1060
HADLEY, MA 01035
* $ 327,856,000 1 $ 296,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 2,412,920,000 1 $ 50,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 271,648,000 1 $ 70,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 3,650,782,000 1 $ 66,000

The tables below break down 2011 mortgage applications in Hancock County, ME by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hancock County, ME in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,522 $299,470,000 $196,000 $4,000,000 $106,000 $3,652,000
Home Purchase 519 $85,206,000 $164,000 $1,000,000 $96,000 $2,000,000
Home Improvement 200 $18,950,000 $94,000 $417,000 $79,000 $1,008,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,864 $336,103,000 $180,000 $4,000,000 $104,000 $3,652,000
Not Provided 219 $40,111,000 $183,000 $936,000 $121,000 $2,000,000
Not applicable 124 $22,988,000 $185,000 $455,000 $31,000 $505,000
Asian 11 $1,893,000 $172,000 $417,000 $90,000 $276,000
Hispanic 9 $889,000 $98,000 $262,000 $91,000 $250,000
American Indian or Alaskan Native 8 $1,108,000 $138,000 $247,000 $60,000 $120,000
Black or African American 6 $534,000 $89,000 $156,000 $41,000 $97,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,858 $343,244,000 $184,000 $4,000,000 $113,000 $3,652,000
FHA-insured (Federal Housing Administration) 245 $36,669,000 $149,000 $453,000 $43,000 $192,000
VA-guaranteed (Veterans Administration) 86 $17,067,000 $198,000 $417,000 $50,000 $235,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 52 $6,646,000 $127,000 $189,000 $42,000 $64,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,161 $209,262,000 $180,000 $4,000,000 $118,000 $3,652,000
Application Denied By Financial Institution 475 $79,651,000 $167,000 $2,093,000 $80,000 $1,973,000
Loan Purchased By The Institution 243 $44,578,000 $183,000 $417,000 $55,000 $505,000
Application Withdrawn By Applicant 175 $31,529,000 $180,000 $1,422,000 $106,000 $3,645,000
Application Approved But Not Accepted 114 $22,852,000 $200,000 $1,487,000 $110,000 $985,000
File Closed For Incompleteness 73 $15,754,000 $215,000 $950,000 $87,000 $364,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 115 $21,536,000 $187,000 $1,575,000 $102,000 $493,000
Debt-To-Income Ratio 96 $21,090,000 $219,000 $1,575,000 $59,000 $310,000
Credit History 78 $5,535,000 $70,000 $375,000 $66,000 $1,008,000
Credit Application Incomplete 39 $6,355,000 $162,000 $335,000 $76,000 $400,000
Other 38 $7,910,000 $208,000 $2,093,000 $117,000 $1,020,000
Unverifiable Information 9 $1,299,000 $144,000 $258,000 $87,000 $185,000
Employment History 7 $874,000 $124,000 $182,000 $38,000 $113,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,925,000 $385,000 $1,400,000 $442,000 $1,973,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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