Harrison County WV
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage statistics and lending data for the Harrison County WV metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Harrison County WV, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,280
Total Mortgage Loan Application Amount $329,550,000
Average Mortgage Loan Application Amount $100,000
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $61,000
Highest Applicant Income $1,822,000

Mortgage Company List for Lending in Harrison County WV for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 438 $ 43,027,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 333 $ 31,845,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 54,098,791,000 322 $ 30,027,000
WESBANCO BANK, INC.
1 BANK PLAZA
WHEELING, WV 26003
* $ 4,031,156,000 301 $ 23,546,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 210 $ 21,117,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 160 $ 19,800,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 131 $ 15,436,000
WELLS FARGO FINL WEST VIRGINIA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 120 $ 11,471,000
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 2,462,991,000 104 $ 8,221,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 104 $ 11,328,000
CITIFINANCIAL INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 90 $ 4,226,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 82 $ 8,697,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 74 $ 9,122,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 61 $ 7,427,000
UNITED BANK INC
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 4,255,983,000 55 $ 4,059,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 39 $ 3,775,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 36 $ 4,830,000
JUSTICE FEDERAL CREDIT UNION
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 413,286,000 32 $ 2,601,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 27 $ 4,618,000
MVB BANK, INC.
113 PLATINUM DRIVE SUITE H
BRIDGEPORT, WV 26330
* $ 229,629,000 23 $ 5,267,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 22 $ 2,074,000
EQUITY SERVICES, INC.
5711 SIX FORKS ROAD, STE 201
RALEIGH, NC 27609
* $ 10,000,000 21 $ 3,090,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 21 $ 3,132,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 20 $ 1,927,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 19 $ 3,719,000
FIRST FEDERAL S&L GREENE CO.
25 EAST HIGH STREET
WAYNESBURG, PA 15370
* $ 613,112,000 17 $ 2,565,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 17 $ 1,906,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 16 $ 2,002,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 15 $ 744,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 15 $ 1,540,000
FIRST COMMUNITY BANK, N. A.
P O BOX 989
BLUEFIELD, VA 24605
* $ 2,130,805,000 14 $ 1,111,000
FARM CREDIT OF THE VIRGINIAS, ACA
106 SANGERS LANE
STAUNTON, VA 24401
* $ 1,007,892,000,000 13 $ 1,230,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ 60,000,000 13 $ 791,000
FAIRMONT
PO BOX 2139
FAIRMONT, WV 26555
* $ 192,268,000 12 $ 1,322,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 12 $ 1,083,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 266,672,000 12 $ 909,000
LENDMARK FINANCIAL SERV OF WV
223 W NASH STREET
WILSON, NC 27893
* $ 344,674,148,000 11 $ 704,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 10 $ 1,360,000
FIRST NATIONAL BANK OF PA
166 MAIN ST
GREENVILLE, PA 16125
* $ 5,911,677,000 10 $ 581,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 9 $ 409,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 9 $ 1,308,000
FIRST EXCHANGE BANK
11 W MAIN ST.
MANNINGTON, WV 26582
* $ 166,086,000 9 $ 2,247,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 8 $ 1,003,000
HOMEPLUS FINANCE CORPORATION
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 7 $ 103,000
CENTRA BANK INC (WV)
990 ELMER PRINCE DRIVE
MORGANTOWN, WV 26505
* $ 1,084,237,000 7 $ 1,212,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 7 $ 116,000
CITIZENS NB OF PAINTSVILLE
PO BOX 1488
PAINTSVILLE, KY 41240
* $ 548,397,000 6 $ 192,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 6 $ 272,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 5 $ 1,021,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 5 $ 557,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 4 $ 316,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 4 $ 285,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 760,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 79,977,597,000 4 $ 296,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 11,238,962,000 4 $ 416,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 3 $ 46,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 3 $ 180,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 3 $ 499,000
INTEGRITY HOME FUNDING, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 3 $ 789,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 3 $ 164,000
PROGRESSIVE BANK, NATIONAL ASSOCIATION
1701 WARWOOD AVENUE, PO BOX 4075
WHEELING, WV 26003
* $ 252,697,000 3 $ 260,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 77,748,330,000 3 $ 147,000
FIRST NATIONAL ACCEPTANCE COMPANY
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 3 $ 88,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,970,989,000 2 $ 91,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 2 $ 331,000
BANKMORTGAGESOLUTIONS LLC
14425 COLLEGE BLVD SUITE 100
LENEXA, KS 66215
* $ 11,000,000 2 $ 143,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 2 $ 176,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 124,782,289,000 2 $ 22,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 2 $ 170,000
PEOPLES BANK, NATIONAL ASSOCIA
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 1,875,432,000 2 $ 170,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 480,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 2 $ 334,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 197,273,000 2 $ 22,000
PROPONENT FEDERAL CREDIT UNION
536 WASHINGTON AVE.
NUTLEY, NJ 07110
* $ 380,239,000 2 $ 59,000
ALLIED HOME MORTGAGE CORP.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 2 $ 126,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 2 $ 448,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 132,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 102,000
SECURITY ATLANTIC WHOLESALE
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 1 $ 98,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 71,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 262,000
CAPITAL MORTGAGE FINANCE CORP.
6310 STEVENS FOREST ROAD
COLUMBIA, MD 21046
* $ 10,000,000 1 $ 108,000
NL INC
2175 N CALIFORNIA BLVD
WALNUT CREEK, CA 94596
* $ 10,000,000 1 $ 139,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 125,000
CARDINAL FINANCIAL COMPANY
444 JACKSONVILLE ROAD
WARMINSTER, PA 18974
* $ 10,000,000 1 $ 50,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 157,000
DELTA COMMUNITY CREDIT UNION
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 2,597,727,000 1 $ 88,000
WEST VIRGINIA CENTRAL CU
1306 MURDOCH AVE
PARKERSBURG, WV 26101
* $ 53,829,000 1 $ 42,000
MERRILL LYNCH CREDIT CORP.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 1 $ 104,000
LIBERTY MORTGAGE CORPORATION
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 1 $ 184,000
WATERFIELD BANK
6903 ROCKLEDGE DRIVE, SUITE 525
BETHESDA, MD 20817
* $ 160,020,000 1 $ 58,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 1,126,185,000 1 $ 30,000
CHEVY CHASE BANK, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA,, MD 20814
* $ 15,301,433,000 1 $ 296,000
MOBILITY HOME LOANS
6077 PRIMACY PARKWAY, STE 300
MEMPHIS, TN 38119
* $ 175,085,370,000 1 $ 257,000
CSMC, INC
10425 W NORTH AVENUE SUITE 100
WAUWATOSA, WI 53226
* $ 10,000,000 1 $ 87,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 17,000
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C.
3601 QUANTUM BOULDVARD
BOYNTON BEACH, FL 33426
* $ 31,000,000 1 $ 260,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
INDEPENDENCE, OH 44131
* $ 101,315,000 1 $ 123,000
THE FIRST NATIONAL BANK OF RAYMOND
403 E. BROAD ST.
RAYMOND, IL 62560
* $ 107,749,000 1 $ 39,000
CARLINVILLE NATIONAL BANK
450 WEST SIDE SQUARE
CARLINVILLE, IL 62626
* $ 181,893,000 1 $ 12,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 653,269,000,000 1 $ 250,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 87,000
BANK OF GASSAWAY
700 ELK ST.
GASSAWAY, WV 26624
* $ 146,348,000 1 $ 45,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,072,546,000 1 $ 10,000
FIFTH THIRD BANK
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 1 $ 19,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 1 $ 189,000
SHENANDOAH MORTGAGE, LLC
3232 NEWMARK DRIVE
MIAMISBURG, OH 45352
* $ 11,874,413,000 1 $ 92,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 2,489,439,000 1 $ 178,000
STERLING NATIONAL MORTGAGE CO.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 199,000
COMMUNITY FIRST BANK
3725 OLD COURT ROAD
BALTIMORE, MD 21208
* $ 66,540,000 1 $ 50,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 1 $ 48,000
FIRST FEDERAL SAVINGS BANK
726 WELLS STREET
SISTERSVILLE, WV 26175
* $ 50,429,000 1 $ 89,000
MIDCOUNTRY BANK
2611 BLUE HERON DR.
MARION, IL 62959
* $ 1,027,186,000 1 $ 320,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 84,701,123,000 1 $ 64,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 150,508,000 1 $ 71,000
UNION BANK, INC.
P.O. BOX 810
HUNDRED, WV 26149
* $ 156,974,000 1 $ 53,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 2,433,336,000 1 $ 44,000
ADVANTAGE BANK
814 WHEELING AVE
CAMBRIDGE, OH 43725
* $ 1,021,563,000 1 $ 324,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 1 $ 139,000
FIRST DUPAGE BANK
520 N. CASS AVENUE
WESTMONT, IL 60559
* $ 312,483,000 1 $ 46,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,154,401,000 1 $ 133,000
DOVER MORTGAGE COMPANY
711 E. MOREHEAD ST
CHARLOTTE, NC 28202
* $ 1,817,511,000 1 $ 131,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 978,554,000 1 $ 187,000
LEGENCE BANK
P.O. BOX 569
ELDORADO, IL 62930
* $ 152,203,000 1 $ 60,000
SOMERSET TRUST COMPANY
151 WEST MAIN STREET
SOMERSET, PA 15501
* $ 472,300,000 1 $ 212,000
FIRST UNITED CORPORATION
19 S SECOND STREET
OAKLAND, MD 21550
* $ 1,463,163,000 1 $ 3,000
PENDLETON COMMUNITY BANK, INC.
128 N MAIN ST
FRANKLIN, WV 26807
* $ 193,779,000 1 $ 90,000
FNB BANK, INC.
105 NORTH HIGH STREET
ROMNEY, WV 26757
* $ 136,052,000 1 $ 65,000
THE PEOPLES SAVINGS BANK
P. O. BOX 246
NEW MATAMORAS, OH 45767
* $ 39,650,000 1 $ 57,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Harrison County WV in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,737 $189,530,000 $109,000 $2,000,000 $64,000 $1,822,000
Home Purchase 972 $113,206,000 $116,000 $603,000 $64,000 $720,000
Home Improvement 571 $26,814,000 $46,000 $460,000 $51,000 $479,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,738 $264,527,000 $96,000 $2,000,000 $63,000 $1,822,000
Not Provided 277 $30,622,000 $110,000 $689,000 $72,000 $670,000
Not applicable 182 $25,595,000 $140,000 $1,500,000 $14,000 $221,000
Black or African American 28 $2,255,000 $80,000 $296,000 $69,000 $579,000
Hispanic 27 $3,555,000 $131,000 $323,000 $71,000 $177,000
American Indian or Alaskan Native 15 $1,701,000 $113,000 $370,000 $70,000 $168,000
Asian 9 $783,000 $87,000 $184,000 $70,000 $121,000
Native Hawaiian or Other Pacific Islander 4 $512,000 $128,000 $212,000 $42,000 $47,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,778 $274,398,000 $98,000 $2,000,000 $64,000 $1,822,000
FHA-insured (Federal Housing Administration) 443 $47,502,000 $107,000 $305,000 $48,000 $260,000
VA-guaranteed (Veterans Administration) 45 $6,740,000 $149,000 $365,000 $55,000 $160,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $910,000 $65,000 $95,000 $20,000 $41,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,410 $153,158,000 $108,000 $2,000,000 $71,000 $1,822,000
Application Denied By Financial Institution 1,080 $85,856,000 $79,000 $585,000 $51,000 $291,000
Loan Purchased By The Institution 296 $39,696,000 $134,000 $417,000 $37,000 $318,000
Application Withdrawn By Applicant 275 $30,570,000 $111,000 $583,000 $72,000 $720,000
Application Approved But Not Accepted 168 $15,449,000 $91,000 $417,000 $70,000 $670,000
File Closed For Incompleteness 51 $4,821,000 $94,000 $296,000 $68,000 $300,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 259 $16,858,000 $65,000 $400,000 $47,000 $250,000
Collateral 99 $8,568,000 $86,000 $350,000 $63,000 $177,000
Debt-To-Income Ratio 75 $7,422,000 $98,000 $355,000 $41,000 $200,000
Other 44 $3,574,000 $81,000 $323,000 $56,000 $174,000
Credit Application Incomplete 32 $3,728,000 $116,000 $348,000 $66,000 $165,000
Unverifiable Information 10 $1,142,000 $114,000 $220,000 $52,000 $85,000
Insufficient Cash (Downpayment, Closing Cost) 4 $109,000 $27,000 $35,000 $44,000 $61,000
Employment History 3 $235,000 $78,000 $140,000 $45,000 $65,000
Mortgage Insurance Denied 1 $61,000 $61,000 $61,000 $30,000 $30,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information back through 2003.

Download the West Virginia Lender List