Hood River County, OR Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 1,087 mortgage applications in Hood River County, OR totaling $324.1 million, down 15% from 2016. The average application was for $298,000, and applicants reported an average income of $110,000. 52% of applications resulted in an originated loan and 13% were denied. The most active lender was Wells Fargo Bank NA, with 91 applications, followed by Directors Mortgage, Inc and Caliber Home Loans, Inc..

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Oregon.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,087
Total Mortgage Loan Application Amount $324,087,000
Average Mortgage Loan Application Amount $298,000
Highest Mortgage Loan Application Amount $2,032,000
Average Applicant Income $110,000
Highest Applicant Income $1,652,000

Mortgage Company List for Lending in Hood River County, OR for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 91 $ 29,250,000
Directors Mortgage, Inc
4550 SW KRUSE WAY, SUITE 275
LAKE OSWEGO, OR 97035
* $ -1,000 81 $ 23,902,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 77 $ 26,201,000
Pacific Nw Federal Credit Union
12005 NE ERIN WAY
PORTLAND, OR 97220
* $ 165,367,000 73 $ 16,251,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 52 $ 16,295,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 44 $ 11,013,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 134,362,217,000 40 $ 7,395,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ -1,000 26 $ 8,785,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 26 $ 10,000,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 24,798,295,000 25 $ 8,957,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 25 $ 7,236,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 23 $ 5,104,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 21 $ 5,790,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 20 $ 6,214,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 19 $ 6,307,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ 14,885,224,000 18 $ 6,563,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 14 $ 4,104,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 14 $ 3,494,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 13 $ 4,243,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 13 $ 3,487,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 13 $ 5,773,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 12 $ 3,455,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 11 $ 2,890,000
Onpoint Community Credit Union
2701 NW VAUGHN ST STE 800
PORTLAND, OR 97210
* $ 4,561,054,000 11 $ 3,711,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 11 $ 3,337,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 10 $ 2,915,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 6,200,289,000 8 $ 2,336,000
Columbia State Bank
1301 A STREET
TACOMA, WA 98402
* $ 9,503,801,000 7 $ 3,879,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 7 $ 3,042,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 7 $ 3,024,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 7 $ 1,438,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 6 $ 1,481,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 6 $ 1,895,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 21,689,804,000 6 $ 1,709,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 5 $ 2,035,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 5 $ 1,456,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 5 $ 1,353,000
Pacific Residential Mortgage, LLC
4949 MEADOWS ROAD SUITE 350
LAKE OSWEGO, OR 97035
* $ -1,000 5 $ 1,523,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 5 $ 1,259,000
MUFG Union Bank, National Association
9865 TOWNE CENTRE DRIVE, 3RD FLOOR
SAN DIEGO, CA 92121
* $ 115,552,770,000 5 $ 2,286,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 4 $ 1,112,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 4 $ 1,165,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 4 $ 1,182,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,631,667,000 4 $ 807,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 4 $ 2,135,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 4 $ 1,211,000
Summit Mortgage Corporation
4700 SW MACADAM AVE
PORTLAND, OR 97239
* $ -1,000 4 $ 1,504,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 4 $ 1,528,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,883,786,000 3 $ 192,000
Oregon State Credit Union
1980 NW 9TH STREET
CORVALLIS, OR 97330
* $ 1,096,383,000 3 $ 379,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 9,512,407,000 3 $ 1,168,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 3 $ 211,000
Loanstar Home Loans, LLC dba Loanstar Home Lending
9020 SW WASHINGTON SQUARE RD SUITE 350
PORTLAND, OR 97223
* $ -1,000 3 $ 557,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 753,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 663,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 3 $ 865,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 1,080,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,862,672,000 3 $ 1,193,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 3 $ 922,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 3 $ 951,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 920,000
Home Mortgage Alliance, LLC
5350 S. ROSLYN STREET SUITE 160
WILMINGTON, DE 80111
* $ -1,000 3 $ 881,000
Unitus Community Credit Union
7632 SW DURHAM RD
TIGARD, OR 97224
* $ 1,047,925,000 3 $ 553,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 2 $ 586,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 16,355,144,000 2 $ 656,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 2 $ 531,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 218,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 2 $ 652,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 197,206,045,000 2 $ 830,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 2 $ 592,000
Riverview Community Bank
PO BOX 872290
VANCOUVER, WA 98687
* $ 983,963,000 2 $ 293,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 2 $ 536,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 2 $ 432,000
Taylor Morrison Home Funding, Inc.
495 N KELLER RD
MAITLAND, FL 32751
* $ -1,000 2 $ 359,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 2 $ 712,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 2 $ 303,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 3,275,430,000 2 $ 713,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 555,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 2 $ 640,000
Rivermark Community Credit Union
14405 MEYERS RD
OREGON CITY, OR 97045
* $ 798,805,000 2 $ 300,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 2 $ 391,000
Nw Priority Credit Union
12630 SE DIVISION
PORTLAND, OR 97045
* $ 244,678,000 2 $ 172,000
Advantis Credit Union
10501 SE MAIN ST
OREGON CITY, OR 97222
* $ 1,319,728,000 2 $ 668,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ 0 2 $ 875,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 575,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 2 $ 666,000
Wsecu
PO BOX WSECU
OLYMPIA, WA 98507
* $ 2,543,164,000 1 $ 377,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 378,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 1 $ 403,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 5,614,191,000 1 $ 235,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 73,277,772,000 1 $ 414,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 7,568,756,000 1 $ 242,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 162,000
Columbia Credit Union
PO BOX 324
VANCOUVER, WA 98666
* $ 1,229,367,000 1 $ 232,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 1 $ 35,000
1st Security Bank of Washington
6920 220TH STREET SW
MOUNTLAKE TERRACE, WA 98043
* $ 827,925,000 1 $ 398,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 6,584,834,000 1 $ 68,000
First Direct Lending LLC
15261 LAGUNA CANYON ROAD, SUITE 200
IRVINE, CA 92618
* $ -1,000 1 $ 401,000
Beneficial State Bank
1438 WEBSTER ST STE 100
OAKLAND, CA 94612
* $ 653,423,000 1 $ 376,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 176,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 8,162,097,000 1 $ 85,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 1 $ 424,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 1 $ 288,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 1 $ 431,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 424,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 315,000
Mortgage Trust, Inc.
4386 SW MACADAM AVE. SUITE 401
PORTLAND, OR 97239
* $ -1,000 1 $ 610,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 1 $ 175,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 438,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 1 $ 195,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 1 $ 250,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 1 $ 281,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 1 $ 279,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 300,000
Minnesota Power Employees Credit Union
30 W SUPERIOR ST. STE. 126
DULUTH, MN 55802
* $ 211,780,000 1 $ 305,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 83,730,044,000 1 $ 450,000
Honda Federal Credit Union

MARYSVILLE, OH 43040
* $ 747,061,000 1 $ 400,000
Mortgage Brokers Services, Inc.
604 OAKESDALE AVENUE SW #B-103
RENTON, WA 98057
* $ -1,000 1 $ 424,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ 0 1 $ 432,000
Oregon Community Credit Union
2880 CHAD DRIVE
EUGENE, OR 97408
* $ 1,581,851,000 1 $ 308,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 0 1 $ 424,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 335,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 176,689,000 1 $ 342,000
First Mortgage Solutions, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ -1,000 1 $ 378,000
Northwest Community
545 EAST 8TH AVENUE
EUGENE, OR 97401
* $ 1,099,097,000 1 $ 85,000
Level One Bank
32991 HAMILTON COURT
FARMINGTON HILLS, MI 48334
* $ 1,125,890,000 1 $ 300,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 1 $ 358,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 1 $ 240,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 146,000
Spokane Teachers Credit Union
1620 N SIGNAL DR
LIBERTY LAKE, WA 99019
* $ 2,488,382,000 1 $ 10,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 270,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 74,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ 8,820,887,000 1 $ 361,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 568,425,000 1 $ 284,000
Clackamas Community
18600 SE MCLOUGHLIN BOULEVARD
MILWAUKIE, OR 97267
* $ 320,645,000 1 $ 241,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 322,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 194,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 99,554,985,000 1 $ 56,000
United Community Mortgage Corp
40750 SYMPHONEY PARK LANE, STE 102
MURRIETA, CA 92562
* $ -1,000 1 $ 274,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 284,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 0 1 $ 170,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 2,756,053,000 1 $ 378,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ -1,000 1 $ 424,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 1 $ 676,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 300,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 9,508,908,000 1 $ 350,000

The tables below break down 2017 mortgage applications in Hood River County, OR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hood River County, OR in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 514 $141,132,000 $274,000 $2,032,000 $97,000 $1,652,000
Home Purchase 489 $166,216,000 $339,000 $1,280,000 $122,000 $1,425,000
Home Improvement 84 $16,739,000 $199,000 $985,000 $116,000 $831,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 706 $215,094,000 $304,000 $1,280,000 $120,000 $1,199,000
Hispanic 143 $32,959,000 $230,000 $1,129,000 $86,000 $1,652,000
Not Provided 131 $41,409,000 $316,000 $1,180,000 $131,000 $1,425,000
Not applicable 75 $25,779,000 $343,000 $2,032,000 $14,000 $151,000
American Indian or Alaskan Native 10 $2,986,000 $298,000 $438,000 $100,000 $158,000
Asian 10 $2,679,000 $267,000 $401,000 $131,000 $326,000
Native Hawaiian or Other Pacific Islander 7 $1,912,000 $273,000 $424,000 $100,000 $205,000
Black or African American 5 $1,269,000 $253,000 $424,000 $139,000 $200,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 868 $258,770,000 $298,000 $2,032,000 $119,000 $1,652,000
FHA-insured (Federal Housing Administration) 116 $31,280,000 $269,000 $398,000 $58,000 $163,000
VA-guaranteed (Veterans Administration) 94 $32,109,000 $341,000 $676,000 $88,000 $539,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $1,928,000 $214,000 $254,000 $46,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 561 $174,580,000 $311,000 $2,032,000 $127,000 $1,652,000
Application Withdrawn By Applicant 162 $44,324,000 $273,000 $800,000 $104,000 $484,000
Application Denied By Financial Institution 139 $35,972,000 $258,000 $1,155,000 $94,000 $365,000
Loan Purchased By The Institution 136 $45,557,000 $334,000 $1,280,000 $67,000 $464,000
Application Approved But Not Accepted 47 $12,144,000 $258,000 $668,000 $87,000 $432,000
File Closed For Incompleteness 42 $11,510,000 $274,000 $676,000 $105,000 $710,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 26 $6,522,000 $250,000 $610,000 $67,000 $200,000
Credit Application Incomplete 22 $5,561,000 $252,000 $450,000 $81,000 $240,000
Credit History 22 $3,325,000 $151,000 $325,000 $89,000 $261,000
Collateral 14 $4,249,000 $303,000 $610,000 $108,000 $210,000
Other 10 $2,823,000 $282,000 $1,155,000 $147,000 $314,000
Unverifiable Information 5 $1,882,000 $376,000 $505,000 $147,000 $349,000
Insufficient Cash (Downpayment, Closing Cost) 3 $756,000 $252,000 $424,000 $67,000 $88,000
Employment History 2 $772,000 $386,000 $507,000 $93,000 $140,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Oregon Lender List