Jones County MS
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Unlock detailed Jones County MS mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Mississippi.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,874
Total Mortgage Loan Application Amount $194,260,000
Average Mortgage Loan Application Amount $103,000
Highest Mortgage Loan Application Amount $3,305,000
Average Applicant Income $75,000
Highest Applicant Income $1,200,000

Mortgage Company List for Lending in Jones County MS for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COMMUNITY BANK OF MISSISSIPPI
323 EAST THIRD STREET
FLOWOOD, MS 39074
* $ 927,259,000 398 $ 39,110,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 15,308,454,000 191 $ 16,245,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 155 $ 9,555,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 13,795,627,000 128 $ 13,320,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,747,398,000,000 73 $ 9,575,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,325,220,000 67 $ 5,085,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 67 $ 3,735,000
THE FIRST, A NATIONAL BANKING ASSOCIATION
P.O. BOX 15549
HATTIESBURG, MS 39404
* $ 1,811,335,000 43 $ 7,155,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 36 $ 4,330,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 30 $ 3,490,000
CITIZENS BANK
814 MAIN STREET
COLUMBIA, MS 39429
* $ 418,126,000 29 $ 3,275,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 25 $ 2,525,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 25 $ 2,445,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 4,724,296,000 24 $ 1,630,000
MAGNOLIA STATE BANK
P O BOX 41
BAY SPRINGS, MS 39440
* $ 325,842,000 23 $ 2,485,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 19 $ 1,715,000
THE CITIZENS NATIONAL BANK OF MERIDIAN
512 22ND AVENUE
MERIDIAN, MS 39302
* $ 1,331,493,000 17 $ 3,125,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 16 $ 1,940,000
TRIUMPH BANK
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 722,208,000 16 $ 2,210,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 15 $ 1,975,000
HAMILTON MORTGAGE CORPORATION
2850 19TH ST S, SUITE 300
MONTGOMERY, AL 35209
* $ -1,000 15 $ 2,465,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 15 $ 2,625,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 14 $ 1,400,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 13 $ 1,125,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,934,629,000 13 $ 875,000
OMNIBANK
236 E CAPITOL ST
JACKSON, MS 39201
* $ 47,891,000 13 $ 1,795,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 98,729,134,000 12 $ 550,000
KEESLER
2602 PASS ROAD
BILOXI, MS 39531
* $ 2,572,628,000 12 $ 1,380,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 10 $ 1,200,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 10 $ 1,630,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 9 $ 895,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 9 $ 695,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 8 $ 890,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 8 $ 860,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 8 $ 1,070,000
SOUTH STATE BANK
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 14,461,396,000 8 $ 490,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 8 $ 950,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 8 $ 1,170,000
HANCOCK WHITNEY BANK
2510 14TH STREET
FLOWOOD, MS 39501
* $ 27,268,871,000 8 $ 780,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 7 $ 625,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 7 $ 935,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,751,524,000,000 7 $ 505,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 7 $ 725,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 7 $ 695,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 6 $ 890,000
FIRST BANK
100 S BROADWAY
MCCOMB, MS 39648
* $ 517,890,000 6 $ 780,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 6 $ 890,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 6 $ 730,000
GRAND BANK FOR SAVINGS, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39402
* $ 73,481,000 5 $ 425,000
PEOPLES BANK
PO BOX 7
MENDENHALL, MS 39114
* $ 284,719,000 5 $ 185,000
FIRST SOUTHERN BANK
PO BOX 268
COLUMBIA, MS 39429
* $ 185,174,000 5 $ 1,025,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 5 $ 585,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 5 $ 695,000
PRIORITYONE BANK
220 MAIN AVENUE NORTH
MAGEE, MS 39111
* $ 615,194,000 5 $ 685,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 4 $ 670,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 4 $ 620,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 4 $ 470,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 25,054,739,000 4 $ 890,000
FIDELITY BANK
201 ST. CHARLES AVE SUITE 2710
NEW ORLEANS, LA 70170
* $ 814,611,000 4 $ 440,000
FIRST SOUTH FARM CREDIT, ACA
260 TRACE COLONY PARK DR
RIDGELAND, MS 39157
* $ -1,000 4 $ 360,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 260,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 4 $ 410,000
BRIDGEVIEW BANK GROUP
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 4 $ 490,000
CSL FINANCIAL, LLC
500 OFFICE PARK DRIVE, SUITE 310
MONTGOMERY, AL 35223
* $ -1,000 3 $ 145,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 3 $ 855,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 3 $ 265,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 3 $ 385,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 3 $ 525,000
FIRST HOME BANK
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 260,106,000 3 $ 815,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 2 $ 160,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 2 $ 150,000
RESIDENTIAL ACCEPTANCE CORPORATION
5027 W LAUREL ST
TAMPA, FL 33607
* $ -1,000 2 $ 320,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 240,467,000 2 $ 340,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 2 $ 340,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 240,000
FIDELITY BANK, NATIONAL ASSOCIATION
100 E ENGLISH
WICHITA, KS 67202
* $ 2,099,773,000 2 $ 70,000
1ST FRANKLIN FINANCIAL CORPORATION
135 E. TUGALO ST.
TOCCOA, GA 30577
* $ -1,000 2 $ 10,000
APEX BANK
180 HWY 641 N
CAMDEN, TN 38320
* $ 524,869,000 2 $ 160,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 2 $ 210,000
ON Q FINANCIAL, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85251
* $ -1,000 2 $ 250,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 2 $ 270,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 2 $ 220,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 2 $ 360,000
LENDINGONE, LLC
901 YAMATO RD #150
DOVER, DE 33431
* $ -1,000 2 $ 170,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 9,805,580,000 1 $ 65,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 105,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 1 $ 155,000
FAY SERVICING, LLC
400 S. LA SALLE STREET, STE 2000
DOVER, DE 60605
* $ -1,000 1 $ 215,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ -1,000 1 $ 165,000
BANKPLUS
1068 HIGHLAND COLONY PARKWAY
BELZONI, MS 39157
* $ 2,695,108,000 1 $ 135,000
IBERIABANK
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 27,823,771,000 1 $ 35,000
ORION FEDERAL CREDIT UNION
7845 HIGHWAY 64
MEMPHIS, TN 38133
* $ 715,160,000 1 $ 135,000
ROUNDPOINT MORTGAGE SERVICING LLC
5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8
WILMINGTON, DE 28219
* $ -1,000 1 $ 75,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 105,000
CHEVRON FEDERAL CREDIT UNION
500 12TH STREET SUITE 200
OAKLAND, CA 94607
* $ 3,163,380,000 1 $ 185,000
UNITED BANK
225 ASYLUM ST
HARTFORD, CT 06103
* $ 7,112,603,000 1 $ 55,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 75,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 1 $ 95,000
HOWARD BANK
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,150,216,000 1 $ 55,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 1 $ 135,000
THE CITIZENS BANK OF PHILADELPHIA, MISSISSIPPI
521 MAIN ST
PHILADELPHIA, MS 39350
* $ 992,744,000 1 $ 95,000
FIRST GUARANTY BANK
400 EAST THOMAS STREET
HAMMOND, LA 70401
* $ 1,744,607,000 1 $ 275,000
CHARTER BANK
1721 MEDICAL PARK DRIVE SUITE 103
BILOXI, MS 39532
* $ 150,543,000 1 $ 265,000
BANKUNITED, NATIONAL ASSOCIATION
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 30,280,467,000 1 $ 105,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 192,687,000 1 $ 305,000
MORTGAGE INVESTORS GROUP, INC.
8320 E. WALKER SPRINGS LANE
NASHVILLE, TN 37923
* $ -1,000 1 $ 175,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 216,077,000,000 1 $ 55,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 45,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 1 $ 115,000
ARMED FORCES BANK, NATIONAL ASSOCIATION
1111 MAIN ST SUITE 1600
KANSAS CITY, MO 64105
* $ 1,069,790,000 1 $ 55,000
FORBRIGHT BANK
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20817
* $ 955,028,000 1 $ 135,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 969,487,000 1 $ 55,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 1 $ 35,000
LOUISIANA USA FEDERAL CREDIT UNION
10289 AIRLINE HWY
BATON ROUGE, LA 70816
* $ 77,230,000 1 $ 175,000
LIVE WELL FINANCIAL, INC.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ -1,000 1 $ 5,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 1 $ 55,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
WILMINGTON, DE 08054
* $ -1,000 1 $ 95,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 1 $ 255,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 95,000
SINGING RIVER FEDERAL CREDIT UNION
6006 HWY 63
MOSS POINT, MS 39563
* $ 210,451,000 1 $ 85,000
BANKFIRST FINANCIAL SERVICES
PO BOX 31
COLUMBUS, MS 39341
* $ 957,533,000 1 $ 125,000
RADIANT CREDIT UNION
405 SE 2ND PLACE
GAINESVILLE, FL 32601
* $ 415,029,000 1 $ 95,000
HUNT MORTGAGE CAPITAL, LLC
230 PARK AVE FL 19
NEW YORK, NY 10169
* $ -1,000 1 $ 3,305,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 165,000
JEFFERSON FINANCIAL FEDERAL CREDIT UNION
7701 AIRLINE DR
METAIRIE, LA 70003
* $ 888,870,000 1 $ 145,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2018, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Jones County MS in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 925 $101,405,000 $109,000 $585,000 $66,000 $768,000
Refinancing 493 $57,955,000 $117,000 $3,305,000 $95,000 $1,200,000
Other Purpose 183 $9,105,000 $49,000 $355,000 $84,000 $411,000
Cash-out Refinancing 181 $20,225,000 $111,000 $315,000 $59,000 $199,000
Home Improvement 65 $3,325,000 $51,000 $205,000 $73,000 $259,000
Not Applicable 27 $2,245,000 $83,000 $195,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,317 $133,435,000 $101,000 $1,005,000 $80,000 $942,000
Black or African American 269 $21,785,000 $80,000 $445,000 $52,000 $305,000
Not applicable 178 $27,780,000 $156,000 $3,305,000 $71,000 $147,000
Not Provided 66 $7,340,000 $111,000 $325,000 $56,000 $173,000
Hispanic 27 $2,275,000 $84,000 $255,000 $51,000 $199,000
American Indian or Alaskan Native 8 $460,000 $57,000 $145,000 $57,000 $109,000
Asian 7 $945,000 $135,000 $355,000 $75,000 $216,000
Native Hawaiian or Other Pacific Islander 1 $135,000 $135,000 $135,000 $49,000 $49,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,418 $139,310,000 $98,000 $3,305,000 $80,000 $1,200,000
FHA-insured (Federal Housing Administration) 262 $31,390,000 $119,000 $335,000 $54,000 $192,000
VA-guaranteed (Veterans Administration) 106 $14,300,000 $134,000 $315,000 $66,000 $199,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 88 $9,260,000 $105,000 $255,000 $46,000 $86,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,030 $111,230,000 $107,000 $3,305,000 $86,000 $1,200,000
Application Denied By Financial Institution 410 $33,210,000 $81,000 $535,000 $50,000 $199,000
Loan Purchased By The Institution 193 $25,855,000 $133,000 $365,000 $73,000 $206,000
Application Withdrawn By Applicant 107 $13,575,000 $126,000 $1,005,000 $83,000 $775,000
File Closed For Incompleteness 90 $6,990,000 $77,000 $285,000 $61,000 $243,000
Application Approved But Not Accepted 44 $3,400,000 $77,000 $215,000 $60,000 $149,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,431 $157,405,000 $109,000 $3,305,000 $82,000 $1,200,000
Credit History 191 $12,905,000 $67,000 $265,000 $45,000 $162,000
Debt-To-Income Ratio 129 $12,995,000 $100,000 $535,000 $58,000 $499,000
Collateral 52 $4,500,000 $86,000 $315,000 $70,000 $190,000
Credit Application Incomplete 27 $2,635,000 $97,000 $185,000 $52,000 $199,000
Other 20 $1,520,000 $76,000 $195,000 $60,000 $120,000
Unverifiable Information 12 $1,120,000 $93,000 $255,000 $66,000 $118,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,125,000 $102,000 $375,000 $49,000 $135,000
Employment History 1 $55,000 $55,000 $55,000 $31,000 $31,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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