Juneau County, WI Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 905 mortgage applications in Juneau County, WI totaling $115.6 million, down 20% from 2012. The average application was for $127,000, and applicants reported an average income of $81,000. 55% of applications resulted in an originated loan and 21% were denied. The most active lender was Royal Bank, with 135 applications, followed by Wells Fargo Bank NA and BMO Harris Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 905
Total Mortgage Loan Application Amount $115,649,000
Average Mortgage Loan Application Amount $127,000
Highest Mortgage Loan Application Amount $1,125,000
Average Applicant Income $81,000
Highest Applicant Income $1,096,000

Mortgage Company List for Lending in Juneau County, WI for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Royal Bank
202 MAIN STREET
ELROY, WI 53929
* $ 336,186,000 135 $ 14,711,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 79 $ 10,304,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 95,264,963,000 63 $ 6,988,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 43 $ 5,472,000
The Baraboo National Bank
101 THIRD AVENUE, PO BOX 50
BARABOO, WI 53913
* $ 746,015,000 37 $ 3,177,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 23,260,580,000 34 $ 4,338,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 23 $ 3,279,000
Bank of Wisconsin Dells
716 SUPERIOR ST
716 SUPERIOR ST, WI 53965
* $ 394,743,000 21 $ 2,665,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 19 $ 3,001,000
Fortifi Bank
140 W. HURON ST/PO BOX 310
BERILN, WI 54923
* $ 308,820,000 19 $ 4,517,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 18 $ 2,194,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 17 $ 2,303,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 16 $ 1,693,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 949,559,000 16 $ 1,839,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 16 $ 1,641,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 1,886,824,000 15 $ 1,599,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 12 $ 1,660,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 10 $ 1,308,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 9 $ 1,187,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 9 $ 1,002,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 8 $ 714,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 7 $ 1,710,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 7 $ 1,016,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 1,611,961,000 7 $ 998,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 7 $ 876,000
Anchorbank FSB
25 WEST MAIN STREET
MADISON, WI 53703
* $ 2,413,158,000 7 $ 936,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 6 $ 1,048,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ 2,117,349,000 6 $ 541,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 6 $ 1,015,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 6 $ 945,000
Newrez Ventures LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ 1,270,503,000 6 $ 453,000
Badgerland Financial, Aca
1430 NORTH RIDGE DRIVE
PRAIRIE DU SAC, WI 53578
* $ 10,000,000 5 $ 667,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 5 $ 714,000
Citizens Community Federal
2174 EASTRIDGE CENTER
EAU CLAIRE, WI 54701
* $ 534,533,000 5 $ 424,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,134,936,000 4 $ 296,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 4 $ 458,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 414,584,000 4 $ 426,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 4 $ 704,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 4 $ 424,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,460,729,000 4 $ 1,148,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 617,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 303,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 3 $ 403,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 444,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 248,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 281,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 3 $ 214,000
Union State Bank of West Salem
120 S. MILL STREET/ PO BOX 870
WEST SALEM, WI 54669
* $ 66,202,000 3 $ 107,000
River Bank
145 N MAIN ST, P.O. BOX 280
STODDARD, WI 54658
* $ 437,160,000 3 $ 369,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 3,766,460,000 3 $ 799,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 265,000
Westbury Bank
200 S MAIN ST
WEST BEND, WI 53095
* $ 523,158,000 2 $ 147,000
The Park Bank
1815 GREENWAY CROSS
MADISON, WI 53713
* $ 714,248,000 2 $ 473,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 1,295,129,000 2 $ 135,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 2 $ 355,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 2 $ 201,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 2 $ 456,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 2 $ 304,000
Woodtrust Bank, N.A.
181 2ND ST S, PO BOX 8000
WISCONSIN RAPIDS, WI 54495
* $ 355,605,000 2 $ 689,000
Lake Ridge Bank
1205 MAIN STREET
MONONA, WI 53713
* $ 812,041,000 2 $ 133,000
Dmb Community Bank
321 N MAIN ST
DEFOREST, WI 53532
* $ 308,937,000 2 $ 260,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 2 $ 272,000
Citizens Bank
301 N ROCHESTER ST PO BOX 223
MUKWONAGO, WI 53149
* $ 687,850,000 2 $ 273,000
United Community Bank
105 S MAIN ST
POYNETTE, WI 53955
* $ 98,823,000 2 $ 165,000
Chippewa Valley Bank
15755 W COUNTY ROAD B
HAYWARD, WI 54843
* $ 285,877,000 2 $ 145,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,281,268,000 2 $ 213,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ 10,000,000 2 $ 533,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 297,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 2 $ 358,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 2 $ 117,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 2 $ 171,000
North Shore Bank FSB
15700 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53005
* $ 1,758,569,000 2 $ 519,000
Heartland Credit Union
5325 HIGH CROSSING BLVD
MADISON, WI 53718
* $ 191,493,000 2 $ 243,000
McFarland State Bank
5990 US HIGHWAY 51
MCFARLAND, WI 53558
* $ 437,298,000 2 $ 602,000
Bank of Deerfield
15 S. MAIN ST., PO BOX 85
DEERFIELD, WI 53531
* $ 109,851,000 1 $ 185,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ 2,858,506,000 1 $ 300,000
Layton State Bank
10427 W. LINCOLN AVE
WEST ALLIS, WI 53227
* $ 157,259,000 1 $ 186,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 825,262,000 1 $ 41,000
Prevail Bank
675 E BROADWAY AVE
MEDFORD, WI 54451
* $ 616,792,000 1 $ 93,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 882,991,000 1 $ 115,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,603,153,000 1 $ 50,000
Mayo Employees Federal Credit Union
130 23RD AVE SW
ROCHESTER, MN 55902
* $ 611,267,000 1 $ 160,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 478,049,000 1 $ 100,000
Commerce State Bank
1700 S. SILVERBROOK DR
WEST BEND, WI 53095
* $ 311,532,000 1 $ 396,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ 9,427,000 1 $ 125,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 728,459,000 1 $ 90,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 1 $ 105,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 76,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 157,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 1 $ 213,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ 10,000,000 1 $ 55,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 78,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 210,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 144,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 90,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 368,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 129,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 543,088,000 1 $ 30,000
Monona Bank
5515 MONONA DRIVE
MONONA, WI 53716
* $ 361,574,000 1 $ 500,000
Consumers Credit Union
1075 TRI STATE PARKWAY STE 850
GURNEE, IL 60031
* $ 581,546,000 1 $ 200,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 103,000
R.I.A. Federal Credit Union
PO BOX 4750
BETTENDORF, IA 52722
* $ 344,331,000 1 $ 4,000
Purdue Federal CU
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 754,988,000 1 $ 170,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 900,762,000 1 $ 43,000
Horicon Bank
326 E LAKE ST, PO BOX 144
HORICON, WI 53032
* $ 541,965,000 1 $ 78,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ 806,819,000 1 $ 100,000
Wisconsin Bank & Trust
119 JUNCTION RD
MADISON, WI 53717
* $ 691,715,000 1 $ 156,000
Bank CMG
8020 EXCELSIOR DR STE 100
MADISON, WI 53717
* $ 70,751,000 1 $ 55,000
Central Bank Illinois
101 N STATE ST
GENESEO, IL 61254
* $ 468,586,000 1 $ 75,000
Blackhawk Bank
400 BROAD ST.
BELOIT, WI 53511
* $ 557,916,000 1 $ 96,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 115,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ 12,837,000 1 $ 170,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 50,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ 1,015,895,000 1 $ 77,000
Resource Bank, National Association
555 BETHANY ROAD
DEKALB, IL 60115
* $ 367,877,000 1 $ 210,000
Grand Ridge National Bank
105 W MAIN
GRAND RIDGE, IL 61325
* $ 69,190,000 1 $ 50,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 1 $ 228,000
Landmark Bank N.A.
PO BOX 1867
COLUMBIA, MO 65201
* $ 1,751,541,000 1 $ 400,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 1 $ 108,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 25,893,829,000 1 $ 51,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,778,826,000 1 $ 80,000
Empower Credit Union
10635 W GREENFIELD AVENUE
WEST ALLIS, WI 53214
* $ 111,260,000 1 $ 279,000
The Equitable Bank SSB
2290 NORTH MAYFAIR ROAD
WAUWATOSA, WI 53226
* $ 362,832,000 1 $ 244,000
Guardian Credit Union
4501 W GREENFIELD AVE
MILWAUKEE, WI 53214
* $ 225,444,000 1 $ 260,000
Co-Op Credit Union
100 E MAIN ST
BLACK RIVER FALLS, WI 54615
* $ 252,934,000 1 $ 65,000
1st Community Credit Union
1000 W. WISCONSIN STREET
SPARTA, WI 54656
* $ 116,122,000 1 $ 78,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 1 $ 97,000
Firefighters Credit Union
525 5TH AVE S
ONALASKA, WI 54650
* $ 67,534,000 1 $ 18,000
Valley Communities Credit Union
1105 WESTERN AVE
MOSINEE, WI 54455
* $ 114,686,000 1 $ 14,000
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ 1,411,168,000 1 $ 110,000
Midwest Community Bank
510 PARK CREST DR
FREEPORT, IL 61032
* $ 208,092,000 1 $ 194,000
American Bank
PO BOX 1077
FOND DU LAC, WI 54936
* $ 262,128,000 1 $ 229,000
Inland Home Mortgage Company
2225 S WOLF ROAD
HILLSIDE, IL 60162
* $ 1,135,000,000 1 $ 530,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 195,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 80,000
Blueleaf Lending, LLC
112 S SANGAMON STREET 2ND FLOOR
CHICAGO, IL 60607
* $ 221,438,000 1 $ 194,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,395,672,000 1 $ 69,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,784,213,000 1 $ 100,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 124,000
Pyramax Bank FSB
7001 W. EDGERTON AVENUE
GREENFIELD, WI 53220
* $ 430,900,000 1 $ 103,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,105,077,000 1 $ 58,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 1 $ 8,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 646,232,000 1 $ 11,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 1 $ 55,000
Banc of California, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 1,369,414,000 1 $ 98,000
Bank Mutual
4949 W BROWN DEER RD
MILWAUKEE, WI 53224
* $ 2,416,245,000 1 $ 126,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 121,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 300,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 1 $ 85,000
Peoples State Bank
P O BOX 1686, 1905 STEWART AVE
WAUSAU, WI 54402
* $ 710,807,000 1 $ 683,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 1 $ 131,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 131,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 76,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 85,000

The tables below break down 2013 mortgage applications in Juneau County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Juneau County, WI in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 583 $80,790,000 $138,000 $683,000 $86,000 $1,096,000
Home Purchase 273 $31,464,000 $115,000 $1,125,000 $75,000 $620,000
Home Improvement 49 $3,395,000 $69,000 $240,000 $64,000 $312,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 773 $98,666,000 $127,000 $1,125,000 $85,000 $1,096,000
Not Provided 64 $8,914,000 $139,000 $449,000 $86,000 $260,000
Not applicable 49 $6,245,000 $127,000 $286,000 $25,000 $260,000
American Indian or Alaskan Native 6 $372,000 $62,000 $75,000 $31,000 $45,000
Black or African American 6 $485,000 $80,000 $108,000 $87,000 $130,000
Hispanic 6 $703,000 $117,000 $295,000 $63,000 $108,000
Asian 1 $264,000 $264,000 $264,000 $257,000 $257,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 703 $90,942,000 $129,000 $1,125,000 $93,000 $1,096,000
VA-guaranteed (Veterans Administration) 84 $12,120,000 $144,000 $582,000 $46,000 $200,000
FHA-insured (Federal Housing Administration) 79 $9,002,000 $113,000 $213,000 $41,000 $169,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 39 $3,585,000 $91,000 $163,000 $36,000 $61,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 502 $64,420,000 $128,000 $1,125,000 $92,000 $1,096,000
Application Denied By Financial Institution 194 $24,132,000 $124,000 $538,000 $70,000 $763,000
Loan Purchased By The Institution 81 $10,801,000 $133,000 $393,000 $52,000 $269,000
Application Withdrawn By Applicant 65 $8,116,000 $124,000 $417,000 $82,000 $458,000
Application Approved But Not Accepted 35 $4,029,000 $115,000 $356,000 $67,000 $291,000
File Closed For Incompleteness 28 $4,151,000 $148,000 $582,000 $72,000 $204,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 51 $5,116,000 $100,000 $426,000 $54,000 $202,000
Collateral 35 $4,103,000 $117,000 $358,000 $84,000 $245,000
Debt-To-Income Ratio 16 $2,645,000 $165,000 $417,000 $58,000 $111,000
Other 13 $1,291,000 $99,000 $440,000 $47,000 $92,000
Credit Application Incomplete 9 $1,493,000 $165,000 $449,000 $94,000 $275,000
Insufficient Cash (Downpayment, Closing Cost) 4 $822,000 $205,000 $538,000 $120,000 $351,000
Unverifiable Information 2 $174,000 $87,000 $93,000 $44,000 $47,000
Employment History 2 $101,000 $50,000 $61,000 $38,000 $46,000
Mortgage Insurance Denied 1 $214,000 $214,000 $214,000 $45,000 $45,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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