Kauai County HI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Unlock detailed Kauai County HI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Hawaii.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,861
Total Mortgage Loan Application Amount $784,053,000
Average Mortgage Loan Application Amount $421,000
Highest Mortgage Loan Application Amount $12,000,000
Average Applicant Income $140,000
Highest Applicant Income $3,903,000

Mortgage Company List for Lending in Kauai County HI for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,373,600,000,000 238 $ 110,895,000
FIRST HAWAIIAN BANK
2339 KAMEHAMEHA HWY
HONOLULU, HI 96819
* $ 17,104,282,000 159 $ 63,773,000
AMERICAN SAVINGS BANK, FSB
P O BOX 2300
HONOLULU, HI 96804
* $ 5,243,824,000 151 $ 37,466,000
BANK OF HAWAII
130 MERCHANT ST SUITE 270
HONOLULU, HI 96813
* $ 14,105,528,000 107 $ 50,232,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 89 $ 28,971,000
PODIUM MORTGAGE CAPITAL LLC
3010 LAVA RIDGE COURT STE 220
ROSEVILLE, CA 95661
* $ 10,000,000 81 $ 28,365,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,433,716,000,000 67 $ 51,742,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 47 $ 20,109,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 45 $ 19,013,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 39 $ 18,145,000
CENTRAL PACIFIC BANK
P.O. BOX 3590
HONOLULU, HI 96811
* $ 4,743,370,000 30 $ 11,041,000
FIRST CALIFORNIA MORTGAGE CO., INC.
1400 N MCDOWELL BLVD, SUITE 300
PETALUMA, CA 94954
* $ 10,000,000 29 $ 13,103,000
FIRST CENTURY BANK, NATIONAL ASSOCIATION
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 83,465,000 25 $ 9,879,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 24 $ 8,738,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 23 $ 8,308,000
AMWEST FUNDING CORP.
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 23 $ 9,444,000
DISCOVER HOME LOANS, INC
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 23 $ 7,907,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 19 $ 6,321,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 19 $ 6,641,000
HOMESTREET BANK
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 3,040,697,000 18 $ 4,495,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 17 $ 12,248,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 17 $ 5,972,000
FINANCE FACTORS, LIMITED
1164 BISHOP STREET, SUITE 300
HONOLULU, HI 96813
* $ 482,285,000 17 $ 5,927,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 16 $ 6,136,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,346,747,000,000 16 $ 27,840,000
CALCON MUTUAL MORTGAGE LLC
3131 CAMINO DEL RIO N SUITE 1680
CAMDEN, DE 92108
* $ 15,478,000 14 $ 5,744,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 13 $ 4,497,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 13 $ 4,592,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 13 $ 5,281,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 22,971,000,000 13 $ 9,595,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 12 $ 2,952,000
MANN FINANCIAL INC.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 12 $ 4,447,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 12 $ 3,612,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 11 $ 4,181,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 10 $ 7,281,000
HIGHTECHLENDING INC
2030 MAIN ST 350
IRVINE, CA 92614
* $ 10,000,000 9 $ 3,627,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 9 $ 3,957,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 8 $ 2,573,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ 10,000,000 8 $ 2,988,000
HONOLULU HOMELOANS, INC.
745 FORT STREET
HONOLULU, HI 96813
* $ 10,000,000 8 $ 3,116,000
HAWAII STATE FEDERAL CREDIT UNION
560 HALEKAUWILA STREET
HONOLULU, HI 96813
* $ 1,308,136,000 8 $ 225,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ 31,000,000 8 $ 3,055,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 7 $ 2,177,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 7 $ 1,903,000
BANC OF CALIFORNIA, NATIONAL ASSOCIATION
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 3,618,297,000 6 $ 2,429,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 3,564,057,000 6 $ 4,085,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 6 $ 2,195,000
TERRITORIAL SAVINGS BANK
PO BOX 1481
HONOLULU, HI 96806
* $ 1,616,921,000 6 $ 1,976,000
DITECH MORTGAGE CORP
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 6 $ 2,643,000
FIRST REPUBLIC BANK
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 42,112,763,000 5 $ 6,186,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 45,602,567,000 5 $ 3,528,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 5 $ 2,554,000
ADVANCIAL CREDIT UNION
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75201
* $ 1,132,304,000 5 $ 2,949,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 5 $ 2,071,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ 10,000,000 5 $ 1,644,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 5 $ 1,764,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 309,999,678,000 5 $ 1,482,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 16,840,840,000 5 $ 1,928,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 12,648,357,000 4 $ 2,134,000
SUMMIT FUNDING, INC.
2241 HARVARD ST, SUITE 200
GLENDALE, CA 95815
* $ 1,000,000,000 4 $ 1,089,000
MORTGAGE CAPITAL ASSOCIATES, INC.
11150 W OYMPIC BLVD. STE. 1160
LOS ANGELES, CA 90064
* $ 10,000,000 4 $ 1,682,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 4 $ 1,500,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
SACRAMENTO, CA 94520
* $ 10,000,000 4 $ 1,472,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 4 $ 1,499,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 410,770,000 4 $ 1,094,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 4 $ 1,168,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 4 $ 1,882,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ 12,210,000 4 $ 1,425,000
OAKSTAR BANK
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 259,906,000 3 $ 1,495,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,161,463,000 3 $ 1,216,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 84,362,333,000 3 $ 633,000
UMPQUA BANK
445 SE MAIN STREET
ROSEBURG, OR 97470
* $ 11,626,502,000 2 $ 2,616,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ 242,587,000 2 $ 607,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 2 $ 890,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 847,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ 10,000,000 2 $ 810,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 102,326,000 2 $ 532,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 800,870,000 2 $ 796,000
NORTHFIELD BANK
1731 VICTORY BLVD.
NEW YORK, NY 10314
* $ 2,703,199,000 2 $ 1,884,000
CHICKASAW COMMUNITY BANK
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73108
* $ 106,835,000 2 $ 393,000
COLORADO FEDERAL SAVINGS BANK8
400 EAST PRENTICE AVE, SUITE 840
GREENWOOD VILLAGE, CO 80111
* $ 1,556,338,000 2 $ 527,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 2 $ 431,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 614,000
HAWAIIUSA FEDERAL CREDIT UNION
1226 COLLEGE WALK
HONOLULU, HI 96817
* $ 1,350,267,000 2 $ 94,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 2 $ 360,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 179,771,772,000 2 $ 1,365,000
CIT BANK, NATIONAL ASSOCIATION
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 23,493,548,000 2 $ 1,343,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 353,000
PREMIER MORTGAGE RESOURCES, L.L.C.
1325 NW FLANDERS ST
SALEM, OR 97209
* $ 10,000,000 1 $ 380,000
CASTLE & COOKE MORTGAGE, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
WILMINGTON, DE 84020
* $ 10,000,000 1 $ 423,000
SCOTTRADE BANK
12800 CORPORATE HILL DRIVE
ST. LOUIS, MO 63131
* $ 19,547,693,000 1 $ 619,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 99,877,000,000 1 $ 344,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 342,000
TRADITION MORTGAGE, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
EDINA, MN 55044
* $ 10,000,000 1 $ 200,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 1 $ 494,000
EMERY FEDERAL CREDIT UNION
7890 EAST KEMPER ROAD
CINCINNATI, OH 45249
* $ 165,034,000 1 $ 551,000
PACIFIC MERCANTILE BANK
949 SOUTH COAST DRIVE 3RD FLOOR
COSTA MESA, CA 92626
* $ 980,696,000 1 $ 583,000
BANK FIRST, N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ 1,056,796,000 1 $ 2,340,000
STATE DEPARTMENT FEDERAL CREDIT UNION
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,520,520,000 1 $ 408,000
HAWAIIAN FINANCIAL FEDERAL CREDIT UNION
1138 NORTH KING STREET
HONOLULU, HI 96817
* $ 507,065,000 1 $ 532,000
WASHINGTON TRUST BANK
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 4,430,640,000 1 $ 263,000
CALIFORNIA UNITED BANK
818 W. 7TH STREET
LOS ANGELES, CA 90017
* $ 1,406,959,000 1 $ 3,825,000
PACIFIC RIM BANK
500 ALA MOANA BLVD, 2A
HONOLULU, HI 96813
* $ 130,935,000 1 $ 550,000
EXCHANGE BANK
444 AVIATION BLVD
SANTA ROSA, CA 95403
* $ 1,782,307,000 1 $ 650,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 2,256,102,000 1 $ 258,000
BUSEY BANK
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,470,186,000 1 $ 499,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 335,000
ASSOCIATED MORTGAGE BANKERS, INC.
2395 OCEAN AVENUE SUITE 5
ISLIP, NY 11779
* $ 35,004,000 1 $ 353,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 1 $ 405,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 326,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 485,000
FARMERS BANK & TRUST
1017 HARRISON
GREAT BEND, KS 67530
* $ 690,026,000 1 $ 382,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 227,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 1 $ 25,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 1 $ 94,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 5,573,160,000 1 $ 150,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 141,772,000 1 $ 408,000
GATEWAY BANK F.S.B.
360 8TH STREET
OAKLAND, CA 94607
* $ 212,120,000 1 $ 388,000
GOLDEN EMPIRE MORTGAGE, INC.
1200 DISCOVERY DRIVE, SUITE 300
SACRAMENTO, CA 93309
* $ 10,000,000 1 $ 144,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,569,087,000 1 $ 313,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 714,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 1 $ 146,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 62,915,596,000 1 $ 25,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 91,286,152,000 1 $ 175,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 1 $ 530,000
THE NORTHERN TRUST COMPANY
50 S. LA SALLE
CHICAGO, IL 60603
* $ 102,658,650,000 1 $ 1,770,000
ZIONS BANCORPORATION, N.A.
ONE SOUTH MAIN STREET 16TH FLOOR
SALT LAKE CITY, UT 84133
* $ 18,590,433,000 1 $ 855,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2014, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Kauai County HI in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 900 $357,059,000 $396,000 $12,000,000 $122,000 $3,903,000
Home Purchase 854 $407,990,000 $477,000 $11,000,000 $164,000 $3,673,000
Home Improvement 107 $19,004,000 $177,000 $1,255,000 $102,000 $1,146,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 905 $405,940,000 $448,000 $4,000,000 $186,000 $3,903,000
Asian 345 $110,625,000 $320,000 $1,540,000 $106,000 $1,378,000
Not Provided 212 $82,747,000 $390,000 $2,200,000 $139,000 $1,082,000
Native Hawaiian or Other Pacific Islander 186 $54,419,000 $292,000 $670,000 $79,000 $452,000
Not applicable 126 $99,176,000 $787,000 $12,000,000 $9,000 $214,000
Hispanic 63 $22,220,000 $352,000 $1,000,000 $118,000 $807,000
Black or African American 13 $4,680,000 $360,000 $1,050,000 $137,000 $694,000
American Indian or Alaskan Native 11 $4,246,000 $386,000 $840,000 $133,000 $718,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,541 $668,780,000 $433,000 $12,000,000 $156,000 $3,903,000
VA-guaranteed (Veterans Administration) 174 $69,062,000 $396,000 $948,000 $68,000 $263,000
FHA-insured (Federal Housing Administration) 80 $23,886,000 $298,000 $599,000 $67,000 $277,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 66 $22,325,000 $338,000 $659,000 $53,000 $135,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 982 $423,423,000 $431,000 $12,000,000 $156,000 $3,903,000
Application Denied By Financial Institution 382 $147,084,000 $385,000 $4,000,000 $116,000 $1,219,000
Application Withdrawn By Applicant 198 $86,632,000 $437,000 $4,000,000 $160,000 $1,495,000
Loan Purchased By The Institution 163 $61,969,000 $380,000 $1,625,000 $42,000 $380,000
File Closed For Incompleteness 76 $40,723,000 $535,000 $9,900,000 $166,000 $3,673,000
Application Approved But Not Accepted 60 $24,222,000 $403,000 $2,080,000 $198,000 $1,709,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 108 $42,842,000 $396,000 $1,840,000 $97,000 $318,000
Collateral 64 $28,927,000 $451,000 $4,000,000 $185,000 $1,219,000
Credit History 33 $10,432,000 $316,000 $1,752,000 $148,000 $1,090,000
Credit Application Incomplete 29 $12,653,000 $436,000 $3,000,000 $124,000 $650,000
Other 28 $9,174,000 $327,000 $635,000 $101,000 $339,000
Unverifiable Information 11 $4,588,000 $417,000 $1,050,000 $107,000 $369,000
Insufficient Cash (Downpayment, Closing Cost) 11 $4,492,000 $408,000 $760,000 $165,000 $299,000
Mortgage Insurance Denied 1 $293,000 $293,000 $293,000 $56,000 $56,000
Employment History 1 $291,000 $291,000 $291,000 $26,000 $26,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Hawaii Lender List