Calcon Mutual Mortgage LLC Mortgage Lending & HMDA Data, 2014

In 2014, Calcon Mutual Mortgage LLC of San Diego, CA reported 921 mortgage applications totaling $250.4 million. The average application was for $271,926, and applicants reported an average income of $110,591. 68% of its applications resulted in an originated loan and 7% were denied. Its largest markets were San Diego-Carlsbad, CA (149), Albuquerque, NM (124) and Los Angeles-Long Beach-Glendale, CA (69) (applications in parentheses).

Mortgage Company & Address Calcon Mutual Mortgage LLC
3131 Camino Del Rio N Suite 1680
San Diego, CA 92108
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 921
Total Mortgage Loan Application Amount $250,444,000
Average Mortgage Loan Application Amount $271,926
Highest Mortgage Loan Application Amount $2,860,000
Average Applicant Income $110,591
Highest Applicant Income $2,016,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Calcon Mutual Mortgage LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Calcon Mutual Mortgage LLC in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 602 $152,012,000 $252,000 $1,080,000 $101,000 $880,000
Refinancing 318 $98,188,000 $308,000 $2,860,000 $127,000 $2,016,000
Home Improvement 1 $244,000 $244,000 $244,000 $667,000 $667,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 630 $185,460,000 $294,000 $2,860,000 $120,000 $1,632,000
Hispanic 194 $35,515,000 $183,000 $847,000 $79,000 $2,016,000
Asian 40 $13,921,000 $348,000 $1,030,000 $139,000 $319,000
Black or African American 28 $7,261,000 $259,000 $558,000 $78,000 $187,000
Not Provided 17 $4,935,000 $290,000 $725,000 $97,000 $188,000
American Indian or Alaskan Native 6 $1,686,000 $281,000 $1,086,000 $110,000 $437,000
Native Hawaiian or Other Pacific Islander 6 $1,666,000 $277,000 $483,000 $81,000 $172,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 642 $183,655,000 $286,000 $2,860,000 $128,000 $2,016,000
FHA-insured (Federal Housing Administration) 179 $37,217,000 $207,000 $601,000 $69,000 $200,000
VA-guaranteed (Veterans Administration) 85 $26,355,000 $310,000 $847,000 $74,000 $225,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $3,217,000 $214,000 $389,000 $58,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 627 $166,893,000 $266,000 $1,200,000 $112,000 $2,016,000
Application Withdrawn By Applicant 207 $61,282,000 $296,000 $2,860,000 $116,000 $1,152,000
Application Denied By Financial Institution 65 $16,574,000 $254,000 $1,170,000 $84,000 $479,000
File Closed For Incompleteness 22 $5,695,000 $258,000 $781,000 $98,000 $216,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 22 $7,153,000 $325,000 $1,170,000 $84,000 $479,000
Credit History 16 $3,793,000 $237,000 $630,000 $69,000 $182,000
Collateral 11 $2,117,000 $192,000 $601,000 $96,000 $384,000
Unverifiable Information 10 $2,272,000 $227,000 $417,000 $82,000 $182,000
Other 4 $868,000 $217,000 $386,000 $134,000 $230,000
Employment History 1 $121,000 $121,000 $121,000 $38,000 $38,000
Insufficient Cash (Downpayment, Closing Cost) 1 $250,000 $250,000 $250,000 $65,000 $65,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Calcon Mutual Mortgage LLC's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Calcon Mutual Mortgage LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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