Kent County MD
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Unlock detailed Kent County MD mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Maryland.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 916
Total Mortgage Loan Application Amount $222,020,000
Average Mortgage Loan Application Amount $242,000
Highest Mortgage Loan Application Amount $3,505,000
Average Applicant Income $137,000
Highest Applicant Income $3,145,000

Mortgage Company List for Lending in Kent County MD for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 551,902,526,000 64 $ 8,760,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 528,514,000,000 42 $ 5,570,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 26 $ 7,210,000
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED
971 CORPORATE BLVD
LINTHICUM, MD 21090
* $ 4,778,940,000 24 $ 2,650,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 22 $ 4,510,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 22 $ 4,240,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,779,504,000,000 21 $ 6,465,000
FIRST HOME MORTGAGE CORPORATION
5355 NOTTINGHAM DRIVE, SUITE 130
LUTHERVILLE-TIMONIUM, MD 21236
* $ -1,000 21 $ 4,805,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 20 $ 5,620,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 20 $ 5,760,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 18 $ 3,210,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 17 $ 4,125,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,519,525,000,000 17 $ 5,205,000
SHORE UNITED BANK, N.A.
18 EAST DOVER STREET
EASTON, MD 21601
* $ 3,458,147,000 17 $ 5,125,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 15 $ 3,535,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 14 $ 3,260,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 14 $ 2,980,000
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION
PO BOX 1176
EDGEWOOD, MD 21001
* $ 2,019,385,000 13 $ 1,025,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 13 $ 2,275,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 13 $ 3,105,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 11 $ 3,075,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 11 $ 2,285,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 10 $ 1,690,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 9 $ 1,965,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 9 $ 2,015,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 8 $ 1,630,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 8 $ 2,280,000
BAY CAPITAL MORTGAGE CORPORATION
801 COMPASS WAY
ANNAPOLIS, MD 21401
* $ -1,000 8 $ 1,840,000
WILMINGTON SAVINGS FUND SOCIETY, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 15,742,039,000 8 $ 2,300,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 154,617,469,000 8 $ 1,560,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 8 $ 2,110,000
PIKE CREEK MORTGAGE SERVICES, INC.
2100 DRUMMOND PLAZA
WILMINGTON, DE 19711
* $ -1,000 7 $ 1,915,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 7 $ 2,245,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 7 $ 1,625,000
FULTON BANK, NATIONAL ASSOCIATION
ONE PENN SQUARE
LANCASTER, PA 17604
* $ 25,647,791,000 7 $ 2,845,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 7 $ 1,745,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 7 $ 1,785,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 7 $ 2,075,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 7 $ 1,785,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 423,958,417,000 7 $ 1,225,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 6 $ 1,740,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 6 $ 1,720,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 6 $ 1,130,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 6 $ 1,770,000
ATLANTIC COAST MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
GLEN ALLEN, VA 22030
* $ -1,000 6 $ 1,340,000
MCLEAN MORTGAGE CORPORATION
11325 RANDOM HILLS RD. SUITE 400
FAIRFAX, VA 22030
* $ -1,000 6 $ 1,410,000
DIRECT MORTGAGE LOANS, LLC
111011 MCCORMICK RD, SUITE 400
HUNT VALLEY, MD 21031
* $ -1,000 6 $ 1,180,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 796,563,000 6 $ 1,680,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 6 $ 770,000
THE QUEENSTOWN BANK OF MARYLAND
P.O. BOX 120
QUEENSTOWN, MD 21658
* $ 658,073,000 6 $ 2,600,000
TOWER FEDERAL CREDIT UNION
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 4,068,592,000 5 $ 525,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 5 $ 1,095,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ -1,000 5 $ 1,365,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 5 $ 1,515,000
DEL-ONE FEDERAL CREDIT UNION
270 BEISER BLVD
DOVER, DE 19904
* $ 666,583,000 5 $ 345,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 5 $ 1,195,000
MERIDIAN BANK
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 1,713,318,000 4 $ 1,290,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 4 $ 1,450,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 4 $ 1,250,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 4 $ 870,000
BAYSHORE MORTGAGE FUNDING, LLC
1920 GREENSPRING DRIVE, SUITE 140
BALTIMORE, MD 21093
* $ -1,000 4 $ 910,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 4 $ 640,000
QUORUM FEDERAL CREDIT UNION
2500 WESTCHESTER AVENUE
HARRISON, NY 10577
* $ 1,025,737,000 3 $ 355,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 3 $ 765,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 172,820,000,000 3 $ 1,535,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 645,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 3 $ 885,000
NATIONWIDE MORTGAGE BANKERS, INC.
310A MAIN ST
WILMINGTON, DE 08833
* $ -1,000 3 $ 595,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 3 $ 2,235,000
1ST FINANCIAL, INC.
1111 BENFIELD BLVD #106
LINTHICUM, MD 21108
* $ -1,000 3 $ 525,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 3 $ 635,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 3 $ 765,000
MILEND, INC.
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30350
* $ -1,000 2 $ 300,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 2 $ 550,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 710,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
WILMINGTON, DE 08054
* $ -1,000 2 $ 370,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 680,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 2 $ 680,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 39,468,318,000 2 $ 730,000
WESBANCO BANK, INC.
1 BANK PLAZA
WHEELING, WV 26003
* $ 16,878,802,000 2 $ 1,150,000
UNIVEST BANK AND TRUST CO.
PO BOX 197
SOUDERTON, PA 18964
* $ 7,100,677,000 2 $ 1,130,000
NASA FEDERAL CREDIT UNION
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 3,646,771,000 2 $ 370,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 339,245,000 2 $ 50,000
THE EPHRATA NATIONAL BANK
31 EAST MAIN STREET PO BOX 457
EPHRATA, PA 17522
* $ 1,715,230,000 2 $ 610,000
GO MORTGAGE, LLC
15430 W CAPITOL DRIVE
WILMINGTON, DE 53005
* $ -1,000 2 $ 1,030,000
GEORGIA BANKING COMPANY
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30339
* $ 1,164,122,000 2 $ 110,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 2 $ 170,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 14,047,081,000 2 $ 890,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 2 $ 450,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,669,227,000,000 2 $ 3,170,000
GEORGE MASON MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE #100
PRINCE WILLIAM, VA 22030
* $ -1,000 2 $ 900,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 2 $ 340,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 2 $ 640,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 2 $ 450,000
FNCB BANK
102 E DRINKER STREET
DUNMORE, PA 18512
* $ 1,657,985,000 2 $ 580,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 2 $ 1,020,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 121,064,212,000 2 $ 690,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 32,520,025,000 2 $ 1,180,000
CONSUMER REAL ESTATE FINANCE CO.
330 SW 2ND ST #111
LOXAHATCHEE, FL 33312
* $ -1,000 2 $ 550,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 460,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 240,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 460,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 2 $ 1,030,000
APL FEDERAL CREDIT UNION
11050 JOHNS HOPKINS ROAD
LAUREL, MD 20723
* $ 621,138,000 2 $ 110,000
FINANCIAL FREEDOM MORTGAGE, LLC
875 ROUTE 73 NORTH SUITE F
MOUNT LAUREL, NJ 08053
* $ -1,000 2 $ 340,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 154,830,000,000 1 $ 515,000
MORIA DEVELOPMENT, INC.
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 345,000
MEMBERS 1ST
5000 LOUISE DRIVE
ENOLA, PA 17055
* $ 6,348,909,000 1 $ 135,000
CAKE MORTGAGE CORP.
9200 OAKDALE AVE STE 501
IRVINE, CA 91311
* $ -1,000 1 $ 505,000
CREDIT UNION MORTGAGE ASSOCIATION, INC.
10800 MAIN STREET
WILMINGTON, DE 22030
* $ -1,000 1 $ 325,000
EAST COAST CAPITAL CORP.
25 MELVILLE PARK ROAD SUITE 200
MELVILLE, NY 11747
* $ -1,000 1 $ 175,000
ADVISORS MORTGAGE GROUP, L.L.C.
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ -1,000 1 $ 305,000
UNITED BANK
11185 FAIRFAX BLVD
FAIRFAX, VA 22030
* $ 29,289,723,000 1 $ 435,000
PINNACLE BANK
150 3RD AVE SOUTH
NASHVILLE, TN 37201
* $ 38,275,134,000 1 $ 325,000
US MORTGAGE CORPORATION
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 85,000
RAYMOND JAMES BANK
710 CARILLON PARKWAY
ST. PETERSBURG, FL 33716
* $ 38,107,223,000 1 $ 905,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 265,000
PRESIDENTIAL BANK, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 887,431,000 1 $ 195,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 1 $ 305,000
EDUCATIONAL SYSTEMS
PO BOX 179
GREENBELT, MD 20768
* $ 1,242,694,000 1 $ 55,000
UNITED STATES SENATE FEDERAL CREDIT UNION
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 1,214,719,000 1 $ 55,000
PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE
5480 CORPORATE DRIVE SUITE 240
WILMINGTON, DE 48098
* $ -1,000 1 $ 445,000
TIDEWATER MORTGAGE SERVICES, INC.
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 23452
* $ -1,000 1 $ 315,000
CHICAGO MORTGAGE SOLUTIONS LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 1 $ 145,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 425,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 39,076,186,000 1 $ 175,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 1 $ 355,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,423,533,000 1 $ 645,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 1 $ 145,000
ORRSTOWN BANK
2695 PHILADELPHIA AVENUE
SHIPPENSBURG, PA 17201
* $ 2,834,012,000 1 $ 125,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 315,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 420,502,000,000 1 $ 335,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 85,000
HORIZON FARM CREDIT, ACA
45 AILERON CT.
MECHANICSBURG, PA 21157
* $ -1,000 1 $ 725,000
AMERICAN HERITAGE FCU
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 3,962,271,000 1 $ 55,000
ITHINK FINANCIAL CREDIT UNION
1000 NW 17TH AVENUE
DELRAY BEACH, FL 33445
* $ 1,871,522,000 1 $ 375,000
ON Q FINANCIAL, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85251
* $ -1,000 1 $ 305,000
ROSEDALE FEDERAL SAVINGS AND LOAN ASSOCIATION
9616 BELAIR ROAD
NOTTINGHAM, MD 21236
* $ 1,058,278,000 1 $ 335,000
OAKTREE FUNDING CORP.
1298 WEST 7TH STREET
CHANDLER, AZ 91786
* $ -1,000 1 $ 685,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
LITTLETON, CO 80918
* $ -1,000 1 $ 235,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 1 $ 275,000
NATIONS RELIABLE LENDING, LLC
2506 W MAIN STREET
WILMINGTON, DE 77056
* $ -1,000 1 $ 365,000
SANDY SPRING BANK
6831 BENJAMIN FRANKIN DRIVE
OLNEY, MD 21046
* $ 12,586,611,000 1 $ 275,000
SUN EAST FEDERAL CREDIT UNION
4500 PENNELL ROAD
ASTON, PA 19014
* $ 805,769,000 1 $ 45,000
DOVER FEDERAL CREDIT UNION
1075 SILVER LAKE BLVD
DOVER, DE 19904
* $ 609,461,000 1 $ 55,000
MIDDLETOWN VALLEY BANK
24 WEST MAIN STREET
MIDDLETOWN, MD 21769
* $ 812,706,000 1 $ 465,000
AMERICAN FEDERAL MORTGAGE CORPORATION
360 ROUTE 24
CHESTER, NJ 07930
* $ -1,000 1 $ 205,000
MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE, INCORPORATED
ONE SOUTH STREET
LUTHERVILLE TIMONIUM, MD 21202
* $ 1,362,109,000 1 $ 15,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 1 $ 205,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 195,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 145,000
SOUTHERN TRUST MORTGAGE, LLC
4433 CORPORATION LANE SUITE 300
MIDLOTHIAN, VA 23462
* $ -1,000 1 $ 205,000
THE JUNIATA VALLEY BANK
1 S MAIN ST
MIFFLINTOWN, PA 17059
* $ 809,566,000 1 $ 3,505,000
KIAVI FUNDING, INC.
315 MONTGOMERY STREET 16TH FLOOR
WILMINGTON, DE 94104
* $ -1,000 1 $ 105,000
FIRST SAVINGS MORTGAGE CORPORATION
8444 WEST PARK DRIVE, THE 4TH FLOOR
MCLEAN, VA 22102
* $ -1,000 1 $ 375,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 1 $ 285,000
KEYSTONE FUNDING, INC.
519 S RED HAVEN LN
DOVER, DE 19901
* $ -1,000 1 $ 275,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ -1,000 1 $ 225,000
ABSOLUTE HOME MORTGAGE CORPORATION
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ -1,000 1 $ 385,000
REDWOOD RESIDENTIAL ACQUISITION CORPORATION
ONE BELVEDERE PLACE
WILMINGTON, DE 94941
* $ -1,000 1 $ 925,000
FIRST HERITAGE FINANCIAL, LLC
2655 NESHAMINY INTERPLEX DR - STE 105
TREVOSE, PA 19053
* $ -1,000 1 $ 495,000
DATA MORTGAGE, INC.
2200 W. ORANGEWOOD AVE SUITE 150
SACRAMENTO, CA 92868
* $ -1,000 1 $ 205,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 285,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
DOVER, DE 11530
* $ -1,000 1 $ 195,000
LADERA LENDING, INC.
555 CORPORATE DRIVE SUITE 215
SACRAMENTO, CA 92694
* $ -1,000 1 $ 245,000
CANOPY MORTGAGE, LLC
380 TECHNOLOGY CT, SUITE 200
LEHI, UT 84042
* $ -1,000 1 $ 205,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Kent County MD in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 408 $124,770,000 $305,000 $3,505,000 $160,000 $1,719,000
Cash-out Refinancing 219 $49,825,000 $227,000 $685,000 $99,000 $850,000
Refinancing 122 $27,800,000 $227,000 $1,085,000 $110,000 $805,000
Other Purpose 83 $11,615,000 $139,000 $815,000 $186,000 $3,145,000
Home Improvement 78 $7,040,000 $90,000 $505,000 $118,000 $741,000
Not Applicable 6 $970,000 $161,000 $275,000 $69,000 $100,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 580 $141,430,000 $243,000 $3,505,000 $137,000 $3,145,000
Not Provided 137 $30,545,000 $222,000 $645,000 $141,000 $1,719,000
Not applicable 93 $27,785,000 $298,000 $1,365,000 $265,000 $1,719,000
Black or African American 75 $15,725,000 $209,000 $695,000 $114,000 $759,000
Hispanic 23 $4,875,000 $211,000 $425,000 $116,000 $500,000
Asian 4 $650,000 $162,000 $205,000 $76,000 $222,000
American Indian or Alaskan Native 3 $825,000 $275,000 $415,000 $119,000 $157,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 665 $159,455,000 $239,000 $3,505,000 $154,000 $3,145,000
FHA-insured (Federal Housing Administration) 139 $33,205,000 $238,000 $615,000 $79,000 $474,000
VA-guaranteed (Veterans Administration) 74 $21,650,000 $292,000 $695,000 $89,000 $256,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 38 $7,710,000 $202,000 $315,000 $64,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 503 $125,795,000 $250,000 $3,505,000 $146,000 $3,145,000
Application Denied By Financial Institution 135 $21,395,000 $158,000 $755,000 $104,000 $923,000
Application Withdrawn By Applicant 102 $24,550,000 $240,000 $665,000 $125,000 $825,000
Loan Purchased By The Institution 96 $28,040,000 $292,000 $1,365,000 $278,000 $1,719,000
File Closed For Incompleteness 54 $15,670,000 $290,000 $1,405,000 $107,000 $710,000
Application Approved But Not Accepted 21 $5,195,000 $247,000 $645,000 $127,000 $383,000
Preapproval Approved but not Accepted 5 $1,375,000 $275,000 $505,000 $152,000 $397,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 771 $194,235,000 $251,000 $2,965,000 $142,000 $3,145,000
Credit History 46 $5,730,000 $124,000 $475,000 $112,000 $624,000
Debt-To-Income Ratio 44 $11,680,000 $265,000 $3,505,000 $90,000 $906,000
Collateral 24 $5,860,000 $244,000 $755,000 $173,000 $923,000
Other 14 $1,850,000 $132,000 $325,000 $100,000 $262,000
Credit Application Incomplete 13 $1,795,000 $138,000 $305,000 $74,000 $199,000
Unverifiable Information 2 $460,000 $230,000 $325,000 $74,000 $95,000
Employment History 1 $105,000 $105,000 $105,000 $82,000 $82,000
Insufficient Cash (Downpayment, Closing Cost) 1 $305,000 $305,000 $305,000 $48,000 $48,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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