Knox County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Unlock detailed Knox County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,488
Total Mortgage Loan Application Amount $131,156,000
Average Mortgage Loan Application Amount $88,000
Highest Mortgage Loan Application Amount $4,900,000
Average Applicant Income $63,000
Highest Applicant Income $639,000

Mortgage Company List for Lending in Knox County IL for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FARMERS & MECHANICS BANK
21 E MAIN ST
GALESBURG, IL 61401
* $ 273,620,000 285 $ 22,440,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,532,784,000,000 219 $ 15,147,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 9,314,575,000 110 $ 9,486,000
I. H. MISSISSIPPI VALLEY CREDIT UNION
2121 47TH STREET
MOLINE, IL 61265
* $ 900,812,000 101 $ 4,307,000
MIDWEST BANK
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 425,492,000 79 $ 6,861,000
FIRST MID BANK & TRUST, NATIONAL ASSOCIATION
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,600,032,000 57 $ 8,240,000
HERITAGE CREDIT UNION
1212 HUXLEY STREET
MADISON, WI 53704
* $ 271,959,000 55 $ 2,973,000
UNITED COMMUNITY BANK
104 N MACOUPIN
CHATHAM, IL 62033
* $ 1,090,048,000 53 $ 5,038,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 31 $ 2,265,000
FORTRESS BANK
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 311,754,000 18 $ 1,641,000
FLAGSTAR BANK
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 16 $ 1,353,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 16 $ 1,291,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 14 $ 1,783,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 13 $ 1,467,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 13 $ 859,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 11 $ 1,728,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 26,653,631,000 11 $ 1,729,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 10 $ 1,322,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,680,579,000 9 $ 946,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 9 $ 976,000
BUSEY BANK
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,603,427,000 9 $ 975,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 9 $ 1,204,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ 100,000,000 8 $ 790,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 335,060,015,000 8 $ 774,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 8 $ 1,205,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 8 $ 889,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 7 $ 625,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 7 $ 776,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 7 $ 624,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ 10,000,000 7 $ 717,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 6 $ 85,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 5 $ 484,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 5 $ 380,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 5 $ 482,000
ILLINI BANK
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 291,766,000 5 $ 316,000
MORTON COMMUNITY BANK
721 W. JACKSON
MORTON, IL 61550
* $ 2,857,859,000 5 $ 348,000
TOWN & COUNTRY BANC MORTGAGE SERVICES, INC.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 497,841,000 5 $ 643,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ 826,484,000 5 $ 467,000
STATE BANK OF LINCOLN
508 BROADWAY STREET
LINCOLN, IL 62656
* $ 333,038,000 4 $ 395,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ 52,388,000 4 $ 495,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 4 $ 209,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 4 $ 241,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 4 $ 378,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,574,093,000,000 3 $ 376,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 3 $ 424,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 3 $ 194,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 136,279,317,000 3 $ 171,000
MB FINANCIAL BANK, NATIONAL ASSOCIATION
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,910,776,000 3 $ 247,000
VIBRANT CREDIT UNION
1900 52ND AVE
MOLINE, IL 61265
* $ 487,730,000 3 $ 334,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 3 $ 62,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 3 $ 247,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 3 $ 340,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 3 $ 197,000
FARMERS STATE BANK OF WESTERN ILLINOIS
PO BOX 369
ALPHA, IL 61413
* $ 129,080,000 3 $ 496,000
HEARTLAND BANK AND TRUST COMPANY
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 2,508,876,000 3 $ 413,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 727,891,000 3 $ 428,000
FIRST BANK
600 JAMES MCDONNELL BLVD
CREVE COEUR, MO 63042
* $ 5,850,940,000 3 $ 176,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 3 $ 202,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 2 $ 255,000
RUHL MORTGAGE, LLC
1701 52ND AVENUE
DAVENPORT, IA 61265
* $ 0 2 $ 413,000
PEOPLES NATIONAL BANK OF KEWANEE
207 N TREMONT ST
KEWANEE, IL 61443
* $ 249,372,000 2 $ 944,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 2 $ 252,000
FIRST AMERICAN BANK
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60108
* $ 3,407,081,000 2 $ 122,000
QUAD CITY BANK AND TRUST COMPANY
2118 MIDDLE ROAD
BETTENDORF, IA 52722
* $ 1,339,795,000 2 $ 568,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 2 $ 439,000
FARMERS-MERCHANTS BANK OF ILLINOIS
P.O. BOX 217
JOY, IL 61260
* $ 43,054,000 2 $ 148,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 166,793,000 2 $ 262,000
BANKORION
1114 4TH STREET
ORION, IL 61273
* $ 397,410,000 2 $ 106,000
SOUTH SIDE TRUST & SAVINGS BANK OF PEORIA
2119 S.W. ADAMS
PEORIA, IL 61602
* $ 641,170,000 2 $ 148,000
FARMERS STATE BANK
PO BOX 620
ELMWOOD, IL 61529
* $ 52,915,000 2 $ 822,000
FIRST TRUST & SAVINGS BANK OF ALBANY, ILLINOIS
209 SOUTH MAIN STREET
ALBANY, IL 61230
* $ 217,420,000 2 $ 145,000
COMMUNITY FIRST NATIONAL BANK
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 187,860,000 2 $ 145,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 933,532,000 2 $ 50,000
REDBRAND CREDIT UNION
820 MCKINLEY AVE
BARTONVILLE, IL 61607
* $ 51,311,000 2 $ 19,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 2 $ 231,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 2 $ 125,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 2 $ 346,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 2 $ 408,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 2 $ 232,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 2 $ 457,000
FAY SERVICING, LLC
400 S. LA SALLE STREET, STE 2000
DOVER, DE 60605
* $ 25,961,064,000 2 $ 142,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ 10,000,000 2 $ 272,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ 35,475,880,000 2 $ 132,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,519,923,000 2 $ 13,000
SOUTHEAST NATIONAL BANK
3535 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 182,762,000 2 $ 113,000
SUMMIT FUNDING, INC.
2241 HARVARD ST, SUITE 200
GLENDALE, CA 95815
* $ 1,000,000,000 2 $ 123,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 118,801,412,000 2 $ 84,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,356,442,000,000 2 $ 83,000
FIRSTMERIT BANK NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 24,884,993,000 1 $ 2,100,000
JACKSONVILLE SAVINGS BANK
1211 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 311,888,000 1 $ 62,000
FARMERS BANK & TRUST
1017 HARRISON
GREAT BEND, KS 67530
* $ 727,505,000 1 $ 60,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 216,602,000 1 $ 160,000
MWABANK
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 256,815,000 1 $ 27,000
PEOPLES HOME EQUITY
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 1 $ 117,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 1 $ 5,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 136,279,317,000 1 $ 57,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ 10,000,000 1 $ 73,000
MCGLONE MORTGAGE COMPANY, INC.
3701 E. EVERGREEN DRIVE, SUITE 500B
APPLETON, WI 54913
* $ 10,000,000 1 $ 199,000
INLAND BANK & TRUST
1900 W STATE ST
GENEVA, IL 60134
* $ 1,148,005,000 1 $ 86,000
COMMUNITY STATE BANK
625 SE 2ND ST
GALVA, IL 61434
* $ 155,897,000 1 $ 21,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ 10,000,000 1 $ 126,000
FIRST CENTENNIAL MORTGAGE CORPORATION
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ 10,000,000 1 $ 269,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 1 $ 86,000
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 1 $ 60,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 34,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ 10,000,000 1 $ 77,000
THE BANK OF EDWARDSVILLE
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,683,325,000 1 $ 164,000
BETTER BANKS
10225 N KNOXVILLE AVE
PEORIA, IL 61615
* $ 273,934,000 1 $ 52,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 32,000
MLD MORTGAGE INC.
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 11,886,522,000 1 $ 145,000
CUSO MORTGAGE, INC.
5601 E LA PALMA AVENUE
ANAHEIM, CA 92807
* $ 10,000,000 1 $ 272,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 1 $ 66,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 2,107,751,000 1 $ 92,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 105,000
ASCENTRA CREDIT UNION
PO BOX 1107
BETTENDORF, IA 52722
* $ 341,944,000 1 $ 95,000
DUPACO COMMUNITY
PO BOX 179
DUBUQUE, IA 52004
* $ 1,262,445,000 1 $ 146,000
ILLINOIS STATE
1309 S CENTER
NORMAL, IL 61761
* $ 105,192,000 1 $ 82,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 1 $ 343,000
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 353,451,000 1 $ 112,000
MIDCOUNTRY BANK
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 702,990,000 1 $ 67,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 1 $ 365,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 125,000
HERITAGE BANK OF CENTRAL IL
615 N TRIVOLI
TRIVOLI, IL 61569
* $ 269,870,000 1 $ 240,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 1 $ 141,000
STATE BANK OF SPEER
14 MAIN ST. P.O. BOX 37
SPEER, IL 61479
* $ 187,244,000 1 $ 334,000
BRIMFIELD BANK
123 E. KNOXVILLE STREET
BRIMFIELD, IL 61517
* $ 48,486,000 1 $ 120,000
PIKE BANCORP, INC.
108 E. ADAMS, P.O. BOX 538
PITTSFIELD, IL 62363
* $ 241,597,000 1 $ 205,000
R.I.A. FEDERAL CREDIT UNION
PO BOX 4750
BETTENDORF, IA 61204
* $ 355,351,000 1 $ 70,000
TOWNSTONE FINANACIAL, INC.
1141 W RANDOLPH
CHICAGO, IL 60607
* $ 10,000,000 1 $ 110,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 126,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 1 $ 173,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Knox County IL in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 654 $64,966,000 $99,000 $4,900,000 $61,000 $466,000
Refinancing 593 $58,719,000 $99,000 $2,649,000 $64,000 $639,000
Home Improvement 241 $7,471,000 $31,000 $660,000 $66,000 $474,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,198 $103,120,000 $86,000 $4,900,000 $69,000 $639,000
Not applicable 109 $15,448,000 $141,000 $2,649,000 $4,000 $181,000
Not Provided 84 $6,691,000 $79,000 $272,000 $59,000 $180,000
Hispanic 44 $2,481,000 $56,000 $170,000 $61,000 $171,000
Black or African American 41 $1,989,000 $48,000 $138,000 $50,000 $110,000
Asian 7 $1,204,000 $172,000 $330,000 $144,000 $500,000
American Indian or Alaskan Native 5 $223,000 $44,000 $139,000 $54,000 $157,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,077 $94,345,000 $87,000 $4,900,000 $72,000 $639,000
FHA-insured (Federal Housing Administration) 235 $18,791,000 $79,000 $211,000 $36,000 $195,000
VA-guaranteed (Veterans Administration) 123 $13,944,000 $113,000 $365,000 $49,000 $206,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 53 $4,076,000 $76,000 $149,000 $33,000 $69,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 899 $82,835,000 $92,000 $2,649,000 $73,000 $639,000
Application Denied By Financial Institution 264 $15,948,000 $60,000 $289,000 $51,000 $195,000
Application Withdrawn By Applicant 128 $11,504,000 $89,000 $330,000 $60,000 $397,000
Loan Purchased By The Institution 104 $9,888,000 $95,000 $364,000 $17,000 $381,000
File Closed For Incompleteness 49 $3,099,000 $63,000 $336,000 $54,000 $207,000
Application Approved But Not Accepted 44 $7,882,000 $179,000 $4,900,000 $63,000 $265,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 96 $3,472,000 $36,000 $203,000 $59,000 $171,000
Debt-To-Income Ratio 32 $1,734,000 $54,000 $200,000 $40,000 $92,000
Collateral 30 $2,706,000 $90,000 $289,000 $55,000 $115,000
Credit Application Incomplete 21 $1,505,000 $71,000 $171,000 $57,000 $195,000
Other 14 $1,035,000 $73,000 $146,000 $38,000 $77,000
Insufficient Cash (Downpayment, Closing Cost) 5 $357,000 $71,000 $170,000 $32,000 $52,000
Unverifiable Information 4 $215,000 $53,000 $125,000 $46,000 $74,000
Employment History 1 $20,000 $20,000 $20,000 $24,000 $24,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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