Kodiak Island, AK Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 342 mortgage applications in Kodiak Island, AK totaling $103.1 million, down 47% from 2021. The average application was for $301,000, and applicants reported an average income of $109,000. 49% of applications resulted in an originated loan and 15% were denied. The most active lender was Residential Mortgage, LLC, with 53 applications, followed by Amerisave Mortgage Company and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 342
Total Mortgage Loan Application Amount $103,120,000
Average Mortgage Loan Application Amount $301,000
Highest Mortgage Loan Application Amount $855,000
Average Applicant Income $109,000
Highest Applicant Income $418,000

Mortgage Company List for Lending in Kodiak Island, AK for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Residential Mortgage, LLC
100 CALAIS DRIVE, SUITE 100
ANCHORAGE, AK 99503
* $ -1,000 53 $ 16,405,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 20 $ 5,320,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 20 $ 4,340,000
Credit Union 1
1941 ABBOTT RD
ANCHORAGE, AK 99507
* $ 1,468,975,000 20 $ 5,750,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 19 $ 2,955,000
Global Federal Credit Union
PO BOX 196850
ANCHORAGE, AK 99503
* $ 10,716,065,000 17 $ 4,675,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 16 $ 6,260,000
Alaska USA Mortgage Company LLC
4000 CREDIT UNION DRIVE, STE. 700
ANCHORAGE, AK 99503
* $ -1,000 15 $ 5,275,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 14 $ 5,850,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 12 $ 4,570,000
First National Bank Alaska
101 W 36TH AVE, STE 305
ANCHORAGE, AK 99501
* $ 5,581,340,000 10 $ 3,390,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 9 $ 1,935,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 7 $ 2,055,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 7 $ 1,795,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 7 $ 2,715,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 6 $ 510,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 6 $ 2,240,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 5 $ 2,105,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 5 $ 1,455,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 4 $ 1,650,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 4 $ 1,420,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 4 $ 1,560,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 3 $ 125,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 3 $ 375,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 2 $ 850,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,230,840,000 2 $ 1,060,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 2 $ 560,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 2 $ 420,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 960,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 395,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 1 $ 185,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 1 $ 235,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 55,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 405,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 1 $ 125,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 20,248,406,000 1 $ 665,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 8,802,432,000 1 $ 65,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 365,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 105,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 395,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 305,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 355,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 505,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,046,473,000 1 $ 375,000
Nuvision Federal Credit Union
7812 EDINGER AVENUE
HUNTINGTON BEACH, CA 92677
* $ 2,815,394,000 1 $ 475,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ -1,000 1 $ 205,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 1 $ 475,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 255,000
Tristar Finance, Inc.
5209 LAKE WASHINGTON BLVD NE #220
KIRKLAND, WA 98033
* $ -1,000 1 $ 475,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 1 $ 75,000
Hawthorn Bank
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ 1,823,981,000 1 $ 515,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 1 $ 445,000

The tables below break down 2022 mortgage applications in Kodiak Island, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Kodiak Island, AK in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 180 $66,330,000 $368,000 $855,000 $124,000 $418,000
Cash-out Refinancing 89 $23,615,000 $265,000 $515,000 $90,000 $348,000
Refinancing 38 $9,760,000 $256,000 $475,000 $90,000 $167,000
Other Purpose 18 $1,560,000 $86,000 $305,000 $112,000 $188,000
Home Improvement 13 $995,000 $76,000 $155,000 $118,000 $167,000
Not Applicable 4 $860,000 $215,000 $395,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 133 $42,575,000 $320,000 $855,000 $118,000 $348,000
Not Provided 69 $18,615,000 $269,000 $565,000 $106,000 $256,000
Not applicable 46 $17,030,000 $370,000 $745,000 $0 $0
American Indian or Alaskan Native 44 $11,430,000 $259,000 $665,000 $101,000 $259,000
Asian 29 $7,875,000 $271,000 $455,000 $101,000 $418,000
Hispanic 10 $2,700,000 $270,000 $385,000 $81,000 $138,000
Black or African American 2 $440,000 $220,000 $225,000 $100,000 $112,000
Native Hawaiian or Other Pacific Islander 1 $65,000 $65,000 $65,000 $128,000 $128,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 228 $61,500,000 $269,000 $745,000 $112,000 $418,000
VA-guaranteed (Veterans Administration) 74 $30,210,000 $408,000 $855,000 $113,000 $281,000
FHA-insured (Federal Housing Administration) 25 $7,315,000 $292,000 $455,000 $70,000 $193,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $4,095,000 $273,000 $445,000 $93,000 $135,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 168 $54,120,000 $322,000 $745,000 $117,000 $418,000
Application Denied By Financial Institution 50 $11,290,000 $225,000 $855,000 $97,000 $189,000
Application Withdrawn By Applicant 48 $15,100,000 $314,000 $475,000 $103,000 $216,000
Loan Purchased By The Institution 45 $16,335,000 $363,000 $665,000 $114,000 $114,000
File Closed For Incompleteness 23 $4,535,000 $197,000 $415,000 $86,000 $190,000
Application Approved But Not Accepted 7 $1,405,000 $200,000 $425,000 $111,000 $270,000
Preapproval Approved but not Accepted 1 $335,000 $335,000 $335,000 $178,000 $178,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 292 $91,830,000 $314,000 $745,000 $111,000 $418,000
Collateral 14 $3,510,000 $250,000 $515,000 $118,000 $178,000
Credit History 11 $1,975,000 $179,000 $445,000 $110,000 $188,000
Debt-To-Income Ratio 8 $1,800,000 $225,000 $385,000 $52,000 $82,000
Credit Application Incomplete 7 $1,115,000 $159,000 $445,000 $89,000 $150,000
Other 6 $2,300,000 $383,000 $855,000 $118,000 $189,000
Unverifiable Information 3 $455,000 $151,000 $255,000 $29,000 $50,000
Insufficient Cash (Downpayment, Closing Cost) 1 $135,000 $135,000 $135,000 $49,000 $49,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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