James B. Nutter & Company Mortgage Lending & HMDA Data, 2022
In 2022, James B. Nutter & Company of Kansas City, MO reported 1,116 mortgage applications totaling $245.3 million, down 5% from 2021. The average application was for $219,820, and applicants reported an average income of $93,879. 41% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Kansas City, MO-KS (383), Atlanta-Sandy Springs-Roswell, GA (42) and Dallas-Plano-Irving, TX (35) (applications in parentheses).
| Mortgage Company & Address | James B. Nutter & Company 4153 Broadway Kansas City, MO 64111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,116 |
| Total Mortgage Loan Application Amount | $245,320,000 |
| Average Mortgage Loan Application Amount | $219,820 |
| Highest Mortgage Loan Application Amount | $1,425,000 |
| Average Applicant Income | $93,879 |
| Highest Applicant Income | $604,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records James B. Nutter & Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for James B. Nutter & Company in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 686 | $146,130,000 | $213,000 | $1,425,000 | $94,000 | $580,000 |
| Home Purchase | 274 | $71,410,000 | $260,000 | $1,065,000 | $101,000 | $604,000 |
| Refinancing | 154 | $27,580,000 | $179,000 | $555,000 | $80,000 | $298,000 |
| Home Improvement | 2 | $200,000 | $100,000 | $125,000 | $146,000 | $173,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 797 | $175,475,000 | $220,000 | $1,425,000 | $95,000 | $604,000 |
| Black or African American | 152 | $33,740,000 | $221,000 | $995,000 | $89,000 | $321,000 |
| Hispanic | 88 | $18,360,000 | $208,000 | $415,000 | $96,000 | $580,000 |
| Not Provided | 54 | $12,350,000 | $228,000 | $905,000 | $97,000 | $308,000 |
| American Indian or Alaskan Native | 10 | $2,330,000 | $233,000 | $605,000 | $82,000 | $195,000 |
| Asian | 10 | $2,260,000 | $226,000 | $535,000 | $72,000 | $118,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $805,000 | $161,000 | $275,000 | $65,000 | $168,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 641 | $131,305,000 | $204,000 | $1,065,000 | $98,000 | $604,000 |
| FHA-insured (Federal Housing Administration) | 239 | $44,615,000 | $186,000 | $435,000 | $77,000 | $230,000 |
| VA-guaranteed (Veterans Administration) | 233 | $68,835,000 | $295,000 | $1,425,000 | $100,000 | $580,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $565,000 | $188,000 | $235,000 | $48,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 452 | $104,770,000 | $231,000 | $1,425,000 | $97,000 | $449,000 |
| Application Withdrawn By Applicant | 336 | $73,700,000 | $219,000 | $1,065,000 | $96,000 | $580,000 |
| Application Denied By Financial Institution | 153 | $29,995,000 | $196,000 | $645,000 | $84,000 | $260,000 |
| File Closed For Incompleteness | 81 | $14,895,000 | $183,000 | $605,000 | $95,000 | $298,000 |
| Preapproval Denied by Financial Institution | 67 | $13,725,000 | $204,000 | $535,000 | $76,000 | $176,000 |
| Preapproval Approved but not Accepted | 25 | $7,665,000 | $306,000 | $1,045,000 | $128,000 | $604,000 |
| Application Approved But Not Accepted | 2 | $570,000 | $285,000 | $305,000 | $96,000 | $129,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 896 | $201,600,000 | $225,000 | $1,425,000 | $97,000 | $604,000 |
| Credit History | 146 | $27,690,000 | $189,000 | $645,000 | $90,000 | $260,000 |
| Debt-To-Income Ratio | 47 | $10,575,000 | $225,000 | $565,000 | $60,000 | $182,000 |
| Other | 13 | $2,015,000 | $155,000 | $325,000 | $70,000 | $149,000 |
| Employment History | 10 | $2,590,000 | $259,000 | $385,000 | $82,000 | $129,000 |
| Collateral | 3 | $315,000 | $105,000 | $215,000 | $62,000 | $78,000 |
| Unverifiable Information | 1 | $535,000 | $535,000 | $535,000 | $101,000 | $101,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into James B. Nutter & Company's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess James B. Nutter & Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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