Lake Charles, LA Metro Area Mortgage Lenders & HMDA Data, 2021

In 2021, lenders reported 12,122 mortgage applications in Lake Charles, LA metro area totaling $2.4 billion, up 13% from 2020. The average application was for $199,055, and applicants reported an average income of $93,000. 52% of applications resulted in an originated loan and 14% were denied. The most active lender was 21st Mortgage, with 804 applications, followed by Freedom Mortgage Corporation and Vanderbilt Mortgage and Finance, Inc.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,122
Total Mortgage Loan Application Amount $2,412,950,000
Average Mortgage Loan Application Amount $199,055
Highest Mortgage Loan Application Amount $34,955,000
Average Applicant Income $93,000
Highest Applicant Income $3,430,000

Mortgage Company List for Lending in Lake Charles, LA for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 804 $ 74,040,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 619 $ 117,275,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 490 $ 39,560,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 760,123,000 444 $ 89,060,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ -1,000 402 $ 83,110,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 401 $ 83,345,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 382 $ 79,440,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 353 $ 81,875,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ -1,000 334 $ 73,190,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 330 $ 67,040,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 321 $ 62,245,000
First Federal Bank of Louisian
1135 LAKESHORE DRIVE
LAKE CHARLES, LA 70601
* $ 897,174,000 289 $ 81,025,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 287 $ 61,735,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 43,126,164,000 278 $ 44,560,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 264 $ 64,170,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 238 $ 41,580,000
Dsld Mortgage LLC

BATON ROUGE, LA 70809
* $ -1,000 211 $ 44,745,000
Jd Bank
P O BOX 730
JENNINGS, LA 70546
* $ 881,923,000 208 $ 28,770,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 197 $ 19,615,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 190 $ 34,250,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 175 $ 43,255,000
Evangeline Bank & Trust Company
P.O. BOX 346--497 W. MAIN STREET
VILLE PLATTE, LA 70586
* $ 583,164,000 161 $ 32,185,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 156 $ 27,770,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 141 $ 25,735,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 137 $ 25,825,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 109 $ 29,295,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 108 $ 22,280,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 108 $ 24,380,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 30,597,146,000 106 $ 23,440,000
B1bank
500 LAUREL STREET, SUITE 100
BATON ROUGE, LA 70801
* $ 2,274,490,000 99 $ 14,285,000
Cse Federal Credit Union
4321 NELSON RD
LAKE CHARLES, LA 70605
* $ 336,180,000 92 $ 14,520,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 91 $ 19,695,000
Southwest Louisiana Credit Union
4056 RYAN ST
LAKE CHARLES, LA 70605
* $ 106,029,000 90 $ 10,150,000
Reliant Bank
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 1,897,550,000 90 $ 7,140,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 86 $ 17,590,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 84 $ 16,800,000
Lakeside Bank
4735 NELSON ROAD
LAKE CHARLES, LA 70606
* $ 216,052,000 77 $ 26,195,000
Merchants & Farmers Bank & Tc
501 SOUTH FIFTH ST
LEESVILLE, LA 71446
* $ 408,091,000 75 $ 10,195,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 71 $ 13,125,000
The Mortgage Firm
921 DOUGLAS AVENUE, SUITE 200
ALTAMONTE SPRINGS, FL 32714
* $ -1,000 71 $ 13,385,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ -1,000 69 $ 11,455,000
Red River Bank
1412 CENTRE COURT DRIVE
ALEXANDRIA, LA 71301
* $ 1,988,197,000 67 $ 18,925,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 62 $ 11,610,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 59 $ 10,345,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 58 $ 14,850,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,210,474,000 58 $ 4,880,000
First National Bank in Deridder
P.O. BOX 700
DERIDDER, LA 70634
* $ 324,800,000 57 $ 7,955,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 55 $ 10,395,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 55 $ 11,025,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 53 $ 13,375,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 52 $ 9,930,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 52 $ 10,420,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 707,275,000 51 $ 13,665,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 21,061,188,000 49 $ 14,885,000
The Bank
1304 N CUTTING AVENUE
JENNINGS, LA 70546
* $ 245,436,000 46 $ 6,040,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 41 $ 3,525,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 41 $ 7,315,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 1,005,002,000 39 $ 2,905,000
Sabine State Bank and Trust Company
765 SHREVEPORT HWY
MANY, LA 71449
* $ 953,666,000 38 $ 35,440,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 35 $ 4,995,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 35 $ 7,465,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 33 $ 4,125,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 31 $ 6,695,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 25 $ 2,145,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 604,528,000 24 $ 5,120,000
Pelican State Credit Union
P.O. BOX 40088
BATON ROUGE, LA 70835
* $ 396,478,000 23 $ 2,575,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 23 $ 5,195,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ 6,167,493,000 22 $ 5,860,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 21 $ 3,275,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 20 $ 3,740,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 20 $ 6,500,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 20 $ 4,270,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 198,963,000 19 $ 3,255,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 19 $ 3,735,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 18 $ 3,900,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 18 $ 830,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 18 $ 3,130,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 17 $ 3,395,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ -1,000 17 $ 3,775,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 17 $ 2,105,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 17 $ 3,135,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 16 $ 3,600,000
Investar Bank
P.O. BOX 84207
BATON ROUGE, LA 70808
* $ 2,146,196,000 16 $ 5,500,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 15 $ 1,745,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 15 $ 4,565,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 15 $ 3,165,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 15 $ 3,325,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 14 $ 2,970,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 493,429,000 14 $ 970,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 14 $ 2,230,000
Floridacentral Credit Union
3333 HENDERSON BLVD
TAMPA, FL 33609
* $ 495,126,000 14 $ 1,280,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 14 $ 2,460,000
Finance of America Commercial LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 13 $ 1,515,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 13 $ 1,495,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 13 $ 2,555,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 13 $ 2,495,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 12 $ 2,220,000
Abbeville Building & Loan
1212 CHARITY ST
ABBEVILLE, LA 70511
* $ 55,111,000 12 $ 2,230,000
Ally Bank

CHARLOTTE, NC 28202
* $ 167,492,000,000 12 $ 1,890,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 12 $ 2,260,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ -1,000 12 $ 3,220,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 12 $ 2,650,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,325,220,000 12 $ 7,440,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 11 $ 3,225,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 11 $ 2,305,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 11 $ 2,305,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 11 $ 1,095,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 11 $ 1,445,000
Radiant Credit Union
405 SE 2ND PLACE
GAINESVILLE, FL 32606
* $ 497,331,000 11 $ 935,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 10 $ 1,990,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 9 $ 1,235,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,065,955,000 9 $ 2,525,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 9 $ 1,445,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 9 $ 1,625,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 8 $ 1,650,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,432,105,000 8 $ 1,100,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 8 $ 1,670,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 8 $ 2,170,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 531,151,000 8 $ 1,970,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 8 $ 1,930,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 833,228,000 8 $ 2,020,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 7 $ 1,775,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 7 $ 1,955,000
Farmers-Merchants Bank and Trust
100 SOUTH MAIN STREET
BREAUX BRIDGE, LA, LA 70517
* $ 334,893,000 7 $ 965,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 7 $ 1,865,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 7 $ 1,675,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 7 $ 1,295,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 7 $ 1,745,000
1st Franklin Financial Corporation
135 E. TUGALO ST.
TOCCOA, GA 30577
* $ -1,000 7 $ 145,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 7 $ 1,205,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 6 $ 310,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 6 $ 1,420,000
Home Bank National Association
PO BOX 81459, 503 KALISTE SALOOM RD.
LAFAYETTE, LA 70598
* $ 2,195,856,000 6 $ 670,000
Focusone Mortgage, LLC
9601 JONES RD STE 108
HOUSTON, TX 77065
* $ -1,000 6 $ 670,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 6 $ 1,120,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 6 $ 1,490,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ -1,000 6 $ 1,150,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 6 $ 2,050,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 6 $ 1,270,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 1,710,266,000 6 $ 580,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 346,188,000 5 $ 115,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 841,254,000 5 $ 285,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 5 $ 1,015,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 5 $ 1,125,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 5 $ 975,000
Citizens Bank and Trust Co
PO BOX 992
VIVIAN, LA 71082
* $ 138,624,000 5 $ 825,000
Barksdale Federal Credit Union
2701 VILLAGE LN
BOSSIER CITY, LA 71112
* $ 1,467,907,000 5 $ 805,000
First Guaranty Bank
400 EAST THOMAS STREET
HAMMOND, LA 70401
* $ 2,113,006,000 4 $ 23,820,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 187,526,000 4 $ 990,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 4 $ 480,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 4 $ 590,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 4 $ 950,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,384,707,000,000 4 $ 340,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 15,015,801,000 4 $ 820,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,774,361,000 4 $ 850,000
Genhome Mortgage Corporation

IRVINE, CA 92614
* $ -1,000 3 $ 495,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 9,467,660,000 3 $ 65,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ 1,820,602,000 3 $ 535,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,289,704,000 3 $ 1,115,000
Origin Bank

HOUSTON, TX 77024
* $ 5,294,103,000 3 $ 565,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 9,767,997,000 3 $ 545,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 3 $ 475,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 3 $ 555,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 3 $ 365,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 83,036,000,000 3 $ 3,925,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 3 $ 665,000
Community Bank of Louisiana
118 JEFFERSON STREET P.O. BOX 1308
MANSFIELD, LA 71052
* $ 532,833,000 3 $ 2,515,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 3 $ 415,000
U.S. Eagle Federal Credit Union
5201 ANTEQUERA NW
ALBUQUERQUE, NM 87120
* $ 1,069,474,000 3 $ 185,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 6,120,102,000 3 $ 835,000
Washington State Bank
103 NORTH MAIN STREET
WASHINGTON, LA 70589
* $ 204,227,000 3 $ 425,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 3 $ 505,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 3 $ 1,945,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 313,272,000 3 $ 785,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 655,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 3 $ 675,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 63,780,722,000 2 $ 15,550,000
Rev Federal Credit Union
200 MARYMEADE DRIVE
SUMMERVILLE, SC 29483
* $ 645,925,000 2 $ 290,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 2 $ 610,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 2 $ 380,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 3,235,138,000 2 $ 580,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 32,529,274,000 2 $ 350,000
Lenderfi, Inc.
23875 VENTURA BLVD SUITE 203B
CALABASAS, CA 91302
* $ -1,000 2 $ 540,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 853,065,000 2 $ 660,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 140,000
Campus Federal Credit Union
6230 PERKINS ROAD
BATON ROUGE, LA 70808
* $ 673,111,000 2 $ 400,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 2 $ 330,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 2 $ 310,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ 796,073,000 2 $ 170,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ 104,250,000 2 $ 440,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 2 $ 530,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ -1,000 2 $ 65,600,000
Aml Funding LLC dba Absolute Mortgage & Lending
4230 LYNDON B JOHNSON FWY #626
DALLAS, TX 75244
* $ -1,000 2 $ 420,000
Jefferson Financial Federal Credit Union

BILOXI, MS 39531
* $ 882,183,000 2 $ 410,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ -1,000 2 $ 230,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 2 $ 380,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 2 $ 470,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 2 $ 640,000
Bonvenu Bank, NA
2711 E. TEXAS STREET
BOSSIER CITY, LA 71111
* $ 1,041,866,000 2 $ 1,040,000
Priority Bank
3401 E MISSION BLVD
FAYETTEVILLE, AR 72703
* $ 92,843,000 2 $ 480,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 2 $ 580,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ -1,000 2 $ 240,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 394,658,000 2 $ 430,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 2 $ 580,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 2 $ 440,000
Encore Bank
1801 RAHLING RD
LITTLE ROCK, AR 72223
* $ -1,000 2 $ 360,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 2 $ 620,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 4,097,505,000 2 $ 460,000
Rayne State Bank & Trust Co
200 S ADAMS AVE
RAYNE, LA 70578
* $ 382,595,000 2 $ 670,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 2 $ 480,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 272,114,000 2 $ 120,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 2 $ 190,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ -1,000 2 $ 470,000
Direct Lending Partners LLC
835 HAMILTON ST
ST. AUGUSTINE, FL 32095
* $ -1,000 1 $ 285,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 1 $ 325,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 13,387,533,000 1 $ 325,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 5,099,588,000 1 $ 215,000
Civic Financial Services, LLC
2015 MANHATTAN BEACH BLVD STE 106
GLENDALE, CA 90278
* $ -1,000 1 $ 5,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 5,014,991,000 1 $ 535,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 2,060,114,000 1 $ 45,000
Southside Bank
1201 S BECKHAM
TYLER, TX 75701
* $ 6,743,520,000 1 $ 165,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 245,000
Austin Capital Bank SSB
8100 SHOAL CREEK BLVD
AUSTIN, TX 78757
* $ 139,109,000 1 $ 155,000
First Florida Credit Union
500 WEST 1ST STREET
JACKSONVILLE, FL 32202
* $ 1,055,950,000 1 $ 185,000
The Cottonport Bank
144 SOUTH MAIN STREET
MARKSVILLE, LA 71351
* $ 370,041,000 1 $ 65,000
Southstate Bank, National Association
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ 17,136,249,000 1 $ 185,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ 8,228,226,000 1 $ 125,000
Skyone Federal Credit Union
14600 AVIATION BOULEVARD
HAWTHORNE, CA 90250
* $ 508,119,000 1 $ 235,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 2,488,033,000 1 $ 135,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 3,575,301,000 1 $ 165,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 1 $ 435,000
Florida Capital Bank, N.A
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 496,400,000 1 $ 875,000
Ashland Credit Union
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ 273,530,000 1 $ 305,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 375,000
Arvest Bank

TULSA, OK 74103
* $ 19,445,554,000 1 $ 85,000
Louisiana National Bank
2001 NORTH TRENTON STREET
RUSTON, LA 71270
* $ 248,963,000 1 $ 45,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 1,047,759,000 1 $ 385,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 8,090,901,000 1 $ 455,000
First Fed Bank
105 W 8TH ST
PORT ANGELES, WA 98362
* $ 1,295,342,000 1 $ 145,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 228,836,000,000 1 $ 19,125,000
Citizens National Bank of Texas
P. O. BOX 717
WAXAHACHIE, TX 75168
* $ 1,168,844,000 1 $ 505,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 1 $ 175,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 73,336,000,000 1 $ 255,000
Aneca Federal Credit Union
4361 YOUREE DRIVE
SHREVEPORT, LA 71105
* $ 111,408,000 1 $ 295,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 17,757,753,000 1 $ 615,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 505,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 185,000
Seatrust Mortgage Company
1001 MILITARY CUTOFF RD STE 350
WILMINGTON, NC 28405
* $ -1,000 1 $ 295,000
Fed Ex Employees Credit Association
2731 NONCONNAH BLVD
MEMPHIS, TN 38132
* $ 525,924,000 1 $ 135,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ -1,000 1 $ 105,000
Peoples Bank and Trust Company of Pointe Coupee Parish
P.O. DRAWER 747/805 HOSPITAL ROAD
NEW ROADS, LA 70760
* $ 324,436,000 1 $ 45,000
Midland Mortgage Corporation
1500 RICHLAND STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 125,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 11,550,782,000 1 $ 65,000
Bank of Zachary
PO BOX 497
ZACHARY, LA 70791
* $ 240,440,000 1 $ 145,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 85,000
Guaranty Home Mortgage Corporation
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 1 $ 325,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 292,682,000 1 $ 215,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 1 $ 185,000
Keesler Federal Credit Union
2602 PASS ROAD
BILOXI, MS 39531
* $ 3,038,779,000 1 $ 255,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 268,938,000 1 $ 195,000
Brightstar Credit Union
3400 N UNIVERSITY DR
COOPER CITY, FL 33024
* $ 518,452,000 1 $ 1,565,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 325,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 1 $ 195,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 1,630,739,000 1 $ 215,000
Austin Telco FCU
8929 SHOAL CREEK BLVD
AUSTIN, TX 78759
* $ 1,819,436,000 1 $ 545,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 135,885,433,000 1 $ 575,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 451,290,000 1 $ 165,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 26,468,603,000 1 $ 875,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 872,778,000 1 $ 175,000
Bank of Hope
3200 WILSHIRE BLVD
LOS ANGELES, CA 90010
* $ 15,666,543,000 1 $ 395,000
Texas Bank
P O BOX 1190
HENDERSON, TX 75652
* $ 492,840,000 1 $ 485,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 3,529,015,000 1 $ 15,000
Nrl Federal Credit Union
5440 CHEROKEE AVE SUITE 200
ALEXANDRIA, VA 22312
* $ 454,592,000 1 $ 175,000
Homeland Federal Savings Bank
PO BOX 250
COLUMBIA, LA 71418
* $ 343,253,000 1 $ 205,000
Community First Bank
1101 EAST ADMIRAL DOYLE DRIVE
NEW IBERIA, LA 70560
* $ 390,346,000 1 $ 205,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 69,171,552,000 1 $ 475,000
Eagle Bank and Trust Company
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ 397,795,000 1 $ 155,000
Bankplus
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 2,971,297,000 1 $ 505,000
Gulf Coast Bank
PO BOX DRAWER 490
ABBEVILLE, LA 70511
* $ 369,316,000 1 $ 65,000
The First, A National Banking Association
P.O. BOX 15549
HATTIESBURG, MS 39404
* $ 3,934,554,000 1 $ 275,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 700,768,000 1 $ 205,000
Bank of Erath
105 W. EDWARDS ST. (P.O. DRAWER B)
ERATH, LA 70533
* $ 99,932,000 1 $ 95,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,712,795,000 1 $ 385,000
Independent Bank
5050 POPLAR AVENUE STE 2100
MEMPHIS, TN 38157
* $ 1,110,566,000 1 $ 525,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 877,982,000 1 $ 225,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 1 $ 165,000
Homespire Mortgage Corporation

FAIRFAX, VA 22031
* $ -1,000 1 $ 135,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 2,177,570,000 1 $ 195,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 4,172,729,000 1 $ 235,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ -1,000 1 $ 465,000
Notre Dame Federal Credit Union
P.O. BOX 7878
NOTRE DAME, IN 46556
* $ 652,360,000 1 $ 165,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,694,690,000 1 $ 75,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 385,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 12,223,127,000 1 $ 115,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 335,000
National Bank of Commerce
1127 TOWER AVE
SUPERIOR, WI 54880
* $ 994,623,000 1 $ 35,000
Siwell, Inc., dba Capital Mortgage Services of Tex
4210 50TH ST
LUBBOCK, TX 79413
* $ -1,000 1 $ 155,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 195,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 319,196,000 1 $ 105,000
Texas First Bank
3232 PALMER HWY
TEXAS CITY, TX 77590
* $ 1,472,498,000 1 $ 75,000
Angel Oak Home Loans LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ -1,000 1 $ 235,000
Accelerate Mortgage, LLC
750 PRIDES CROSSING #303
NEWARK, DE 19713
* $ -1,000 1 $ 105,000

The tables below break down 2021 mortgage applications in Lake Charles, LA metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Lake Charles, LA in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,997 $1,344,115,000 $192,000 $34,955,000 $83,000 $2,466,000
Refinancing 3,581 $809,145,000 $225,000 $30,645,000 $113,000 $3,430,000
Cash-out Refinancing 1,090 $210,600,000 $193,000 $1,505,000 $103,000 $1,993,000
Home Improvement 199 $21,465,000 $107,000 $1,505,000 $110,000 $721,000
Other Purpose 159 $16,455,000 $103,000 $745,000 $108,000 $572,000
Not Applicable 96 $11,170,000 $116,000 $275,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,458 $1,371,560,000 $183,000 $3,205,000 $97,000 $3,430,000
Not applicable 1,612 $483,420,000 $299,000 $34,955,000 $144,000 $256,000
Black or African American 1,328 $222,730,000 $167,000 $685,000 $69,000 $522,000
Not Provided 1,085 $204,365,000 $188,000 $585,000 $91,000 $490,000
Hispanic 317 $63,455,000 $200,000 $1,275,000 $91,000 $638,000
Asian 209 $46,885,000 $224,000 $1,605,000 $122,000 $1,169,000
American Indian or Alaskan Native 68 $11,800,000 $173,000 $505,000 $74,000 $419,000
Native Hawaiian or Other Pacific Islander 8 $1,420,000 $177,000 $335,000 $137,000 $342,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,162 $1,595,640,000 $195,000 $34,955,000 $103,000 $3,430,000
FHA-insured (Federal Housing Administration) 2,499 $509,715,000 $203,000 $30,645,000 $63,000 $257,000
VA-guaranteed (Veterans Administration) 993 $224,125,000 $225,000 $805,000 $78,000 $348,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 468 $83,470,000 $178,000 $335,000 $55,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,263 $1,372,755,000 $219,000 $34,955,000 $102,000 $3,430,000
Application Denied By Financial Institution 1,741 $269,715,000 $154,000 $19,125,000 $70,000 $1,563,000
Application Withdrawn By Applicant 1,344 $297,120,000 $221,000 $30,645,000 $93,000 $1,092,000
Loan Purchased By The Institution 1,253 $249,155,000 $198,000 $875,000 $106,000 $1,366,000
File Closed For Incompleteness 1,035 $143,005,000 $138,000 $1,665,000 $81,000 $2,340,000
Application Approved But Not Accepted 483 $80,415,000 $166,000 $2,845,000 $96,000 $1,397,000
Preapproval Approved but not Accepted 3 $785,000 $261,000 $335,000 $85,000 $116,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,170 $2,071,020,000 $203,000 $34,955,000 $97,000 $3,430,000
Debt-To-Income Ratio 668 $139,510,000 $208,000 $22,705,000 $76,000 $1,295,000
Credit History 545 $68,135,000 $125,000 $505,000 $70,000 $560,000
Credit Application Incomplete 208 $31,480,000 $151,000 $425,000 $87,000 $374,000
Collateral 178 $31,260,000 $175,000 $905,000 $103,000 $1,563,000
Other 147 $42,295,000 $287,000 $19,125,000 $74,000 $350,000
Unverifiable Information 138 $17,280,000 $125,000 $545,000 $68,000 $329,000
Insufficient Cash (Downpayment, Closing Cost) 42 $7,320,000 $174,000 $645,000 $78,000 $300,000
Employment History 25 $4,515,000 $180,000 $455,000 $58,000 $177,000
Mortgage Insurance Denied 1 $135,000 $135,000 $135,000 $104,000 $104,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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