Abbeville Building & Loan Mortgage Lending & HMDA Data, 2021
In 2021, Abbeville Building & Loan of Abbeville, LA reported 715 mortgage applications totaling $147.8 million. The average application was for $206,748, and applicants reported an average income of $119,144. 85% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Lafayette, LA (592), Lake Charles, LA (12) and Baton Rouge, LA (7) (applications in parentheses).
| Mortgage Company & Address | Abbeville Building & Loan 1212 Charity St Abbeville, LA 70511 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 |
| Total Number of Mortgage Applications | 715 |
| Total Mortgage Loan Application Amount | $147,825,000 |
| Average Mortgage Loan Application Amount | $206,748 |
| Highest Mortgage Loan Application Amount | $545,000 |
| Average Applicant Income | $119,144 |
| Highest Applicant Income | $800,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Abbeville Building & Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Abbeville Building & Loan in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 278 | $55,570,000 | $199,000 | $545,000 | $122,000 | $800,000 |
| Cash-out Refinancing | 243 | $43,185,000 | $177,000 | $545,000 | $126,000 | $659,000 |
| Home Purchase | 190 | $48,370,000 | $254,000 | $545,000 | $106,000 | $348,000 |
| Not Applicable | 3 | $665,000 | $221,000 | $345,000 | $0 | $0 |
| Other Purpose | 1 | $35,000 | $35,000 | $35,000 | $157,000 | $157,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 416 | $87,950,000 | $211,000 | $545,000 | $116,000 | $800,000 |
| Not Provided | 242 | $47,710,000 | $197,000 | $545,000 | $132,000 | $700,000 |
| Asian | 28 | $5,990,000 | $213,000 | $545,000 | $78,000 | $428,000 |
| Black or African American | 21 | $4,835,000 | $230,000 | $545,000 | $104,000 | $348,000 |
| Hispanic | 5 | $675,000 | $135,000 | $225,000 | $107,000 | $165,000 |
| Not applicable | 3 | $665,000 | $221,000 | $345,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 715 | $147,825,000 | $206,000 | $545,000 | $119,000 | $800,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 611 | $127,655,000 | $208,000 | $545,000 | $124,000 | $800,000 |
| Application Denied By Financial Institution | 61 | $10,125,000 | $165,000 | $465,000 | $75,000 | $225,000 |
| Application Approved But Not Accepted | 37 | $8,695,000 | $235,000 | $515,000 | $111,000 | $295,000 |
| File Closed For Incompleteness | 3 | $685,000 | $228,000 | $275,000 | $75,000 | $109,000 |
| Loan Purchased By The Institution | 3 | $665,000 | $221,000 | $345,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 654 | $137,700,000 | $210,000 | $545,000 | $123,000 | $800,000 |
| Credit History | 27 | $4,295,000 | $159,000 | $465,000 | $83,000 | $225,000 |
| Debt-To-Income Ratio | 18 | $2,950,000 | $163,000 | $305,000 | $41,000 | $79,000 |
| Collateral | 10 | $2,200,000 | $220,000 | $435,000 | $106,000 | $215,000 |
| Other | 6 | $680,000 | $113,000 | $185,000 | $93,000 | $134,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Abbeville Building & Loan's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Abbeville Building & Loan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About