Laurel County KY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Unlock detailed Laurel County KY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Kentucky.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,229
Total Mortgage Loan Application Amount $261,785,000
Average Mortgage Loan Application Amount $117,000
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $66,000
Highest Applicant Income $1,003,000

Mortgage Company List for Lending in Laurel County KY for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 273 $ 18,535,000
L & N FEDERAL CREDIT UNION
9265 SMYRNA PARKWAY
LOUISVILLE, KY 40229
* $ 1,235,698,000 178 $ 24,760,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 133 $ 9,385,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,500,928,000 98 $ 8,930,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 4,179,535,000 89 $ 7,895,000
FORCHT BANK, NATIONAL ASSOCIATION
2404 SIR BARTON WAY
LEXINGTON, KY 40509
* $ 1,240,722,000 89 $ 11,085,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 75 $ 10,805,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 5,133,339,000 72 $ 5,750,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
ENGLEWOOD, FL 49418
* $ -1,000 66 $ 8,830,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 66 $ 9,700,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 58 $ 8,170,000
REPUBLIC STATE MORTGAGE CO.
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 55 $ 7,895,000
CUMBERLAND VALLEY NATIONAL BANK & TRUST COMPANY
PO BOX 709
LONDON, KY 40743
* $ 499,367,000 48 $ 4,990,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 42 $ 5,590,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 42 $ 6,760,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,060,792,000 34 $ 2,650,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 219,071,000,000 33 $ 3,605,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 30 $ 4,540,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,689,351,000,000 30 $ 3,120,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 28 $ 4,170,000
MORTGAGE SUPPLIERS, INC.
8771 ROCKWELL RD.
WINCHESTER, KY 40391
* $ -1,000 26 $ 2,540,000
ALLIANCE CREDIT, LLC
7825 W. AKRON-CANFIELD RD
CANFIELD, OH 44406
* $ -1,000 23 $ 1,605,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 19 $ 4,235,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 18 $ 2,250,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 12,915,178,000 18 $ 2,860,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 17 $ 1,275,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 17 $ 1,365,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 16 $ 2,600,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 16 $ 2,410,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 15 $ 2,705,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 15 $ 2,265,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,015,112,000 14 $ 940,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 14 $ 1,670,000
COMMONWEALTH
P.O. BOX 978
FRANKFORT, KY 40602
* $ 1,266,772,000 13 $ 1,255,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 12 $ 1,720,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 11 $ 1,385,000
SOUTHWEST FUNDING, LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 10 $ 1,370,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 10 $ 1,720,000
SOUTHPOINT FINANCIAL SERVICES, INC.
5955 SHILOH ROAD EAST, SUITE 200
LAWRENCEVILLE, GA 30005
* $ -1,000 9 $ 1,215,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 9 $ 1,205,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 8 $ 670,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 8 $ 1,180,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 7 $ 925,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 7 $ 1,045,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 7 $ 1,045,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 7 $ 955,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 6 $ 890,000
LENDINGONE, LLC
901 YAMATO RD #150
DOVER, DE 33431
* $ -1,000 6 $ 380,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 6 $ 820,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 18,466,868,000 6 $ 910,000
FIRST STATE BANK OF THE SOUTHEAST, INC.
PO BOX 37
MIDDLESBORO, KY 40977
* $ 347,050,000 5 $ 1,325,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ -1,000 5 $ 545,000
GOPRIME MORTGAGE, INC.
320 N SALEM STREET
RALEIGH, NC 27502
* $ -1,000 5 $ 695,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 4 $ 610,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 4 $ 470,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 130,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 4 $ 330,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 4 $ 340,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 4 $ 480,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 4 $ 500,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 4 $ 620,000
CSL FINANCIAL, LLC
500 OFFICE PARK DRIVE, SUITE 310
MONTGOMERY, AL 35223
* $ -1,000 4 $ 200,000
UNIVERSITY OF KENTUCKY
1730 ALYSHEBA WAY
LEXINGTON, KY 40509
* $ 864,619,000 4 $ 130,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 4 $ 600,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 4 $ 930,000
COMMERCIAL BANK
6710 CUMBERLAND GAP PARKWAY, PO BOX 400
HARROGATE, TN 37752
* $ 1,280,405,000 4 $ 660,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 3 $ 575,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 3 $ 365,000
GUARDIAN SAVINGS BANK, A FEDERAL SAVINGS BANK
6100 WEST CHESTER RD
WEST CHESTER, OH 45069
* $ 933,263,000 3 $ 385,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 3 $ 325,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 3 $ 315,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 3 $ 425,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 3 $ 365,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 3 $ 415,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 3 $ 545,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 3 $ 635,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 3 $ 225,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,782,639,000,000 3 $ 585,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 2 $ 430,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 2 $ 190,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ -1,000 2 $ 350,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 2 $ 300,000
THE MONTICELLO BANKING COMPANY
50 NORTH MAIN STREET; PO BOX 421
MONTICELLO, KY 42633
* $ 736,192,000 2 $ 480,000
KENTUCKY BANK
401 MAIN STREET
PARIS, KY 40361
* $ 1,083,454,000 2 $ 410,000
FIRST SOUTHERN BANK.
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 666,879,000 2 $ 100,000
CENTRAL BANK & TRUST COMPANY
PO BOX 1360
LEXINGTON, KY 40588
* $ 2,599,709,000 2 $ 230,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 2 $ 210,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 2 $ 50,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 120,000
WRIGHT-PATT CREDIT UNION, INC.
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 4,429,115,000 2 $ 240,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 2 $ 310,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 2 $ 130,000
GUARANTY HOME MORTGAGE CORPORATION
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 2 $ 370,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 2 $ 350,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 268,405,000 2 $ 260,000
PARK FEDERAL CREDIT UNION
2515 BLANKENBAKER PARKWAY
LOUISVILLE, KY 40299
* $ 907,640,000 2 $ 270,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 2 $ 240,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 2 $ 460,000
CITIZENS EQUITY FIRST
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 5,953,334,000 1 $ 245,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 1 $ 155,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 1 $ 35,000
THE COMMERCIAL BANK OF GRAYSON
208 E MAIN ST
GRAYSON, KY 41143
* $ 176,009,000 1 $ 65,000
BANK OF TENNESSEE
301 E. CENTER ST.
KINGSPORT, TN 37660
* $ 1,375,614,000 1 $ 165,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 1 $ 245,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 1 $ 205,000
HOMETOWN LENDERS, INC.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 1 $ 95,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 105,000
PEOPLES BANK
9204 COLUMBIA AVE.
MUNSTER, IN 46321
* $ 1,093,760,000 1 $ 65,000
FIRST FINANCIAL BANK
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 13,914,274,000 1 $ 5,000
APPALACHIAN COMMUNITY FEDERAL CREDIT UNION
5034 BOBBY HICKS HIGHWAY STE 2
GRAY, TN 37615
* $ 233,261,000 1 $ 85,000
HEARTHSIDE BANK CORPORATION
1602 CUMBERLAND AVENUE
MIDDLESBORO, KY 40965
* $ 381,367,000 1 $ 155,000
REPUBLIC BANK & TRUST COMPANY
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 5,230,165,000 1 $ 375,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 1 $ 205,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 395,677,000 1 $ 235,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 1 $ 155,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 1 $ 105,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 225,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 1 $ 135,000
FORBRIGHT BANK
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20817
* $ 949,720,000 1 $ 125,000
COMMONWEALTH BANK AND TRUST COMPANY
4912 U S HWY 42
LOUISVILLE, KY 40222
* $ 996,244,000 1 $ 265,000
MERCHANTS BANK OF INDIANA
11555 N. MERIDIAN STREET
INDIANAPOLIS, IN 46032
* $ 3,710,275,000 1 $ 725,000
BANKUNITED, NATIONAL ASSOCIATION
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 1 $ 95,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 245,000
MORTGAGE INVESTORS GROUP, INC.
8320 E. WALKER SPRINGS LANE
NASHVILLE, TN 37923
* $ -1,000 1 $ 155,000
NASA FEDERAL CREDIT UNION
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 2,599,291,000 1 $ 195,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 1 $ 185,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 165,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 1 $ 105,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 1 $ 185,000
SOUTH CENTRAL BANK, INC.
501 S L ROGERS WELLS BLVD
GLASGOW, KY 42141
* $ 1,195,121,000 1 $ 145,000
THE CITIZENS NATIONAL BANK OF BLUFFTON
102 S. MAIN ST.
BLUFFTON, OH 45817
* $ 858,390,000 1 $ 285,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 145,000
EASTMAN CREDIT UNION
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 4,530,157,000 1 $ 185,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
LITTLETON, CO 80918
* $ -1,000 1 $ 145,000
PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE
5480 CORPORATE DRIVE SUITE 240
WILMINGTON, DE 48098
* $ -1,000 1 $ 175,000
ABOUND FEDERAL CREDIT UNION
3939 S. DIXIE BLVD
RADCLIFF, KY 40160
* $ 1,550,237,000 1 $ 185,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 3,538,467,000 1 $ 215,000
UNITED CUMBERLAND BANK
47 S. MAIN STREET
WHITLEY CITY, KY 42653
* $ 287,229,000 1 $ 245,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 11,226,544,000 1 $ 25,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 135,000
TRADITIONAL BANK, INC.
49 W MAIN STREET
MOUNT STERLING, KY 40353
* $ 1,522,837,000 1 $ 385,000
AUSTIN CAPITAL BANK SSB
8100 SHOAL CREEK BLVD
AUSTIN, TX 78757
* $ 105,746,000 1 $ 205,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,011,136,000 1 $ 205,000
THE FARMERS BANK
200 NORTH MAIN ST
NICHOLASVILLE, KY 40356
* $ 140,967,000 1 $ 325,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 1 $ 55,000
THE CITIZENS NATIONAL BANK OF SOMERSET
44 PUBLIC SQ, PO BOX 760
SOMERSET, KY 42502
* $ 405,897,000 1 $ 215,000
FIRST EQUITY MORTGAGE INCORPORATED
211 GRANDVIEW DRIVE, SUITE 102
CINCINNATI, OH 41017
* $ -1,000 1 $ 175,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 135,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2019, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Laurel County KY in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,393 $157,055,000 $112,000 $605,000 $60,000 $1,003,000
Refinancing 335 $47,465,000 $141,000 $2,005,000 $81,000 $900,000
Cash-out Refinancing 322 $46,060,000 $143,000 $725,000 $68,000 $278,000
Home Improvement 95 $5,835,000 $61,000 $385,000 $87,000 $842,000
Other Purpose 75 $4,495,000 $59,000 $405,000 $81,000 $787,000
Not Applicable 9 $875,000 $97,000 $185,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,860 $208,700,000 $112,000 $605,000 $65,000 $1,003,000
Not applicable 220 $31,460,000 $143,000 $725,000 $61,000 $148,000
Not Provided 111 $17,505,000 $157,000 $2,005,000 $86,000 $900,000
American Indian or Alaskan Native 13 $955,000 $73,000 $155,000 $35,000 $73,000
Hispanic 12 $1,360,000 $113,000 $365,000 $67,000 $168,000
Black or African American 9 $1,145,000 $127,000 $235,000 $66,000 $96,000
Asian 3 $465,000 $155,000 $375,000 $200,000 $436,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,445 $148,885,000 $103,000 $2,005,000 $69,000 $1,003,000
FHA-insured (Federal Housing Administration) 412 $55,580,000 $134,000 $315,000 $57,000 $209,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 201 $26,125,000 $129,000 $205,000 $51,000 $108,000
VA-guaranteed (Veterans Administration) 171 $31,195,000 $182,000 $415,000 $68,000 $185,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 976 $129,040,000 $132,000 $2,005,000 $75,000 $900,000
Application Denied By Financial Institution 594 $52,650,000 $88,000 $425,000 $52,000 $1,003,000
Loan Purchased By The Institution 225 $31,425,000 $139,000 $385,000 $66,000 $185,000
Application Withdrawn By Applicant 208 $27,000,000 $129,000 $485,000 $77,000 $842,000
File Closed For Incompleteness 175 $16,345,000 $93,000 $405,000 $52,000 $401,000
Application Approved But Not Accepted 50 $5,040,000 $100,000 $355,000 $52,000 $106,000
Preapproval Approved but not Accepted 1 $285,000 $285,000 $285,000 $93,000 $93,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,590 $202,070,000 $127,000 $2,005,000 $72,000 $900,000
Credit History 302 $22,610,000 $74,000 $265,000 $52,000 $1,003,000
Debt-To-Income Ratio 168 $19,120,000 $113,000 $705,000 $43,000 $148,000
Collateral 55 $6,345,000 $115,000 $425,000 $75,000 $382,000
Credit Application Incomplete 33 $4,475,000 $135,000 $295,000 $57,000 $265,000
Unverifiable Information 26 $2,240,000 $86,000 $195,000 $57,000 $160,000
Other 23 $2,235,000 $97,000 $225,000 $58,000 $196,000
Employment History 17 $1,595,000 $93,000 $235,000 $36,000 $117,000
Insufficient Cash (Downpayment, Closing Cost) 15 $1,095,000 $73,000 $185,000 $107,000 $998,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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