1St 2Nd Mortgage Company Of N.J., Inc.
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for 1St 2Nd Mortgage Company Of N.J., Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | 1St 2Nd Mortgage Company Of N.J., Inc. 50 Spring St Cresskill, NJ 07626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 |
| Total Number of Mortgage Applications | 1,581 |
| Total Mortgage Loan Application Amount | $504,645,000 |
| Average Mortgage Loan Application Amount | $277,000 |
| Highest Mortgage Loan Application Amount | $1,485,000 |
| Average Applicant Income | $113,250 |
| Highest Applicant Income | $1,646,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen County New Jersey | 292 | $ 104,300,000 | $ 357,000 | $ 143,000 |
| Passaic County New Jersey | 124 | $ 41,450,000 | $ 334,000 | $ 114,000 |
| Essex County New Jersey | 97 | $ 33,245,000 | $ 342,000 | $ 132,000 |
| Ocean County New Jersey | 80 | $ 21,990,000 | $ 274,000 | $ 117,000 |
| Morris County New Jersey | 68 | $ 26,820,000 | $ 394,000 | $ 170,000 |
| Burlington County New Jersey | 62 | $ 13,830,000 | $ 223,000 | $ 99,000 |
| Duval County Florida | 57 | $ 12,765,000 | $ 223,000 | $ 116,000 |
| Middlesex County New Jersey | 56 | $ 15,900,000 | $ 283,000 | $ 143,000 |
| St. Johns County Florida | 55 | $ 16,365,000 | $ 297,000 | $ 128,000 |
| Union County New Jersey | 54 | $ 17,340,000 | $ 321,000 | $ 137,000 |
| Chester County Pennsylvania | 52 | $ 16,470,000 | $ 316,000 | $ 142,000 |
| Miami-Dade County Florida | 44 | $ 14,220,000 | $ 323,000 | $ 133,000 |
| Hudson County New Jersey | 43 | $ 15,695,000 | $ 365,000 | $ 166,000 |
| Sussex County New Jersey | 39 | $ 11,555,000 | $ 296,000 | $ 107,000 |
| Camden County New Jersey | 32 | $ 7,200,000 | $ 225,000 | $ 84,000 |
| Monmouth County New Jersey | 27 | $ 8,715,000 | $ 322,000 | $ 126,000 |
| Honolulu County Hawaii | 23 | $ 11,105,000 | $ 482,000 | $ 115,000 |
| Somerset County New Jersey | 20 | $ 6,800,000 | $ 340,000 | $ 138,000 |
| Fairfield County Connecticut | 19 | $ 7,335,000 | $ 386,000 | $ 175,000 |
| New Haven County Connecticut | 17 | $ 3,215,000 | $ 189,000 | $ 142,000 |
| Los Angeles County California | 16 | $ 7,210,000 | $ 450,000 | $ 149,000 |
| Broward County Florida | 13 | $ 4,315,000 | $ 331,000 | $ 120,000 |
| Montgomery County Pennsylvania | 13 | $ 4,055,000 | $ 311,000 | $ 132,000 |
| Philadelphia County Pennsylvania | 13 | $ 2,625,000 | $ 201,000 | $ 72,000 |
| Mercer County New Jersey | 12 | $ 3,600,000 | $ 300,000 | $ 143,000 |
| Palm Beach County Florida | 10 | $ 3,520,000 | $ 352,000 | $ 280,000 |
| Rockland County New York | 9 | $ 2,595,000 | $ 288,000 | $ 141,000 |
| Westchester County New York | 9 | $ 3,065,000 | $ 340,000 | $ 214,000 |
| Bucks County Pennsylvania | 9 | $ 2,435,000 | $ 270,000 | $ 127,000 |
| Hartford County Connecticut | 8 | $ 1,670,000 | $ 208,000 | $ 142,000 |
| Atlantic County New Jersey | 8 | $ 1,310,000 | $ 163,000 | $ 75,000 |
| Queens County New York | 8 | $ 3,750,000 | $ 468,000 | $ 181,000 |
| Collin County Texas | 7 | $ 2,525,000 | $ 360,000 | $ 111,000 |
| Manatee County Florida | 6 | $ 1,240,000 | $ 206,000 | $ 270,000 |
| Montgomery County Maryland | 6 | $ 2,590,000 | $ 431,000 | $ 159,000 |
| Gloucester County New Jersey | 6 | $ 1,460,000 | $ 243,000 | $ 63,000 |
| Warren County New Jersey | 6 | $ 1,410,000 | $ 235,000 | $ 81,000 |
| Nassau County New York | 6 | $ 2,190,000 | $ 365,000 | $ 137,000 |
| Brevard County Florida | 5 | $ 825,000 | $ 165,000 | $ 70,000 |
| Hunterdon County New Jersey | 5 | $ 1,805,000 | $ 361,000 | $ 213,000 |
| Northampton County Pennsylvania | 5 | $ 1,555,000 | $ 311,000 | $ 161,000 |
| Orange County Florida | 4 | $ 1,400,000 | $ 350,000 | $ 120,000 |
| Erie County New York | 4 | $ 780,000 | $ 195,000 | $ 64,000 |
| Richmond County New York | 4 | $ 1,690,000 | $ 422,000 | $ 129,000 |
| Allegheny County Pennsylvania | 4 | $ 1,040,000 | $ 260,000 | $ 120,000 |
| Riverside County California | 3 | $ 955,000 | $ 318,000 | $ 128,000 |
| Sacramento County California | 3 | $ 1,075,000 | $ 358,000 | $ 197,000 |
| New Castle County Delaware | 3 | $ 915,000 | $ 305,000 | $ 109,000 |
| Leon County Florida | 3 | $ 815,000 | $ 271,000 | $ 124,000 |
| Prince George's County Maryland | 3 | $ 685,000 | $ 228,000 | $ 148,000 |
| Hillsborough County New Hampshire | 3 | $ 835,000 | $ 278,000 | $ 116,000 |
| Cape May County New Jersey | 3 | $ 725,000 | $ 241,000 | $ 190,000 |
| Cumberland County New Jersey | 3 | $ 745,000 | $ 248,000 | $ 77,000 |
| Bronx County New York | 3 | $ 1,385,000 | $ 461,000 | $ 107,000 |
| Kings County New York | 3 | $ 885,000 | $ 295,000 | $ 133,000 |
| Suffolk County New York | 3 | $ 1,135,000 | $ 378,000 | $ 112,000 |
| Lehigh County Pennsylvania | 3 | $ 1,075,000 | $ 358,000 | $ 98,000 |
| Monroe County Pennsylvania | 3 | $ 505,000 | $ 168,000 | $ 163,000 |
| Fresno County California | 2 | $ 740,000 | $ 370,000 | $ 71,000 |
| San Diego County California | 2 | $ 590,000 | $ 295,000 | $ 119,000 |
| Santa Clara County California | 2 | $ 1,100,000 | $ 550,000 | $ 176,000 |
| New London County Connecticut | 2 | $ 460,000 | $ 230,000 | $ 156,000 |
| Collier County Florida | 2 | $ 740,000 | $ 370,000 | $ 504,000 |
| Hillsborough County Florida | 2 | $ 520,000 | $ 260,000 | $ 111,000 |
| Pasco County Florida | 2 | $ 580,000 | $ 290,000 | $ 98,000 |
| St. Lucie County Florida | 2 | $ 530,000 | $ 265,000 | $ 39,000 |
| Maui County Hawaii | 2 | $ 950,000 | $ 475,000 | $ 105,000 |
| Baltimore County Maryland | 2 | $ 550,000 | $ 275,000 | $ 166,000 |
| Howard County Maryland | 2 | $ 760,000 | $ 380,000 | $ 149,000 |
| Grafton County New Hampshire | 2 | $ 670,000 | $ 335,000 | $ 106,000 |
| Albany County New York | 2 | $ 390,000 | $ 195,000 | $ 46,000 |
| Orange County New York | 2 | $ 700,000 | $ 350,000 | $ 150,000 |
| Delaware County Pennsylvania | 2 | $ 630,000 | $ 315,000 | $ 103,000 |
| Fort Bend County Texas | 2 | $ 710,000 | $ 355,000 | $ 212,000 |
| Henrico County Virginia | 2 | $ 280,000 | $ 140,000 | $ 33,000 |
| Contra Costa County California | 1 | $ 615,000 | $ 615,000 | $ 413,000 |
| El Dorado County California | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| Kern County California | 1 | $ 445,000 | $ 445,000 | $ 295,000 |
| Monterey County California | 1 | $ 365,000 | $ 365,000 | $ 171,000 |
| Nevada County California | 1 | $ 645,000 | $ 645,000 | $ 0 |
| San Bernardino County California | 1 | $ 435,000 | $ 435,000 | $ 147,000 |
| San Mateo County California | 1 | $ 355,000 | $ 355,000 | $ 59,000 |
| Solano County California | 1 | $ 455,000 | $ 455,000 | $ 62,000 |
| Sonoma County California | 1 | $ 345,000 | $ 345,000 | $ 105,000 |
| Tulare County California | 1 | $ 185,000 | $ 185,000 | $ 157,000 |
| Ventura County California | 1 | $ 505,000 | $ 505,000 | $ 123,000 |
| Sussex County Delaware | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Charlotte County Florida | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Citrus County Florida | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| Lee County Florida | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Levy County Florida | 1 | $ 315,000 | $ 315,000 | $ 42,000 |
| Okeechobee County Florida | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Osceola County Florida | 1 | $ 295,000 | $ 295,000 | $ 104,000 |
| Pinellas County Florida | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Polk County Florida | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| DeKalb County Georgia | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Gwinnett County Georgia | 1 | $ 395,000 | $ 395,000 | $ 92,000 |
| Rockdale County Georgia | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| Frederick County Maryland | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| Dutchess County New York | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Greene County New York | 1 | $ 385,000 | $ 385,000 | $ 420,000 |
| Montgomery County New York | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| New York County New York | 1 | $ 405,000 | $ 405,000 | $ 288,000 |
| Putnam County New York | 1 | $ 605,000 | $ 605,000 | $ 401,000 |
| St. Lawrence County New York | 1 | $ 175,000 | $ 175,000 | $ 114,000 |
| Berks County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 75,000 |
| Carbon County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Cumberland County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Luzerne County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Montour County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 276,000 |
| Northumberland County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 368,000 |
| Pike County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Brazoria County Texas | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Brazos County Texas | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Dallas County Texas | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
| Denton County Texas | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Ector County Texas | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Harris County Texas | 1 | $ 325,000 | $ 325,000 | $ 266,000 |
| Albemarle County Virginia | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Loudoun County Virginia | 1 | $ 775,000 | $ 775,000 | $ 122,000 |
| Louisa County Virginia | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Orange County Virginia | 1 | $ 235,000 | $ 235,000 | $ 121,000 |
| Prince William County Virginia | 1 | $ 495,000 | $ 495,000 | $ 120,000 |
| Snohomish County Washington | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Dane County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 134,000 |
| Waukesha County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 118,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for 1St 2Nd Mortgage Company Of N.J., Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 924 | $276,900,000 | $299,000 | $815,000 | $136,000 | $721,000 |
| Home Purchase | 482 | $172,400,000 | $357,000 | $1,485,000 | $125,000 | $1,646,000 |
| Cash-out Refinancing | 174 | $55,210,000 | $317,000 | $795,000 | $142,000 | $820,000 |
| Home Improvement | 1 | $135,000 | $135,000 | $135,000 | $50,000 | $50,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 643 | $197,555,000 | $307,000 | $995,000 | $132,000 | $756,000 |
| White | 542 | $185,040,000 | $341,000 | $1,485,000 | $155,000 | $1,646,000 |
| Hispanic | 270 | $86,490,000 | $320,000 | $685,000 | $102,000 | $405,000 |
| Black or African American | 79 | $22,135,000 | $280,000 | $615,000 | $100,000 | $300,000 |
| Not Provided | 11 | $3,625,000 | $329,000 | $495,000 | $154,000 | $222,000 |
| American Indian or Alaskan Native | 4 | $1,130,000 | $282,000 | $425,000 | $101,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $255,000 | $255,000 | $255,000 | $66,000 | $66,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,411 | $443,425,000 | $314,000 | $1,485,000 | $139,000 | $1,646,000 |
| FHA-insured (Federal Housing Administration) | 150 | $53,530,000 | $356,000 | $995,000 | $86,000 | $281,000 |
| VA-guaranteed (Veterans Administration) | 20 | $7,690,000 | $384,000 | $615,000 | $84,000 | $192,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,482 | $475,440,000 | $320,000 | $1,485,000 | $134,000 | $1,646,000 |
| Application Withdrawn By Applicant | 91 | $26,515,000 | $291,000 | $705,000 | $125,000 | $420,000 |
| Application Denied By Financial Institution | 8 | $2,690,000 | $336,000 | $665,000 | $127,000 | $380,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,573 | $501,955,000 | $319,000 | $1,485,000 | $133,000 | $1,646,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $650,000 | $325,000 | $405,000 | $240,000 | $380,000 |
| Collateral | 2 | $550,000 | $275,000 | $315,000 | $60,000 | $79,000 |
| Credit History | 2 | $610,000 | $305,000 | $485,000 | $131,000 | $167,000 |
| Unverifiable Information | 2 | $880,000 | $440,000 | $665,000 | $79,000 | $120,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.