1St Reliant Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
1St Reliant Home Loans, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | 1St Reliant Home Loans, Inc. 575 Anton Blvd #800 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 330 |
| Total Mortgage Loan Application Amount | $193,170,000 |
| Average Mortgage Loan Application Amount | $500,500 |
| Highest Mortgage Loan Application Amount | $9,605,000 |
| Average Applicant Income | $164,750 |
| Highest Applicant Income | $1,671,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with 1St Reliant Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing 1St Reliant Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down 1St Reliant Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how 1St Reliant Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by 1St Reliant Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at 1St Reliant Home Loans, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 55 | $ 46,145,000 | $ 839,000 | $ 151,000 |
| Orange County California | 44 | $ 33,130,000 | $ 752,000 | $ 220,000 |
| Riverside County California | 22 | $ 9,150,000 | $ 415,000 | $ 115,000 |
| San Diego County California | 10 | $ 5,490,000 | $ 549,000 | $ 193,000 |
| Santa Clara County California | 9 | $ 5,905,000 | $ 656,000 | $ 158,000 |
| Harris County Texas | 8 | $ 2,870,000 | $ 358,000 | $ 105,000 |
| Alameda County California | 6 | $ 5,560,000 | $ 926,000 | $ 190,000 |
| San Bernardino County California | 6 | $ 1,870,000 | $ 311,000 | $ 48,000 |
| Cook County Illinois | 6 | $ 2,100,000 | $ 350,000 | $ 97,000 |
| Union County New Jersey | 6 | $ 2,200,000 | $ 366,000 | $ 75,000 |
| Stanislaus County California | 5 | $ 1,325,000 | $ 265,000 | $ 130,000 |
| Orange County Florida | 5 | $ 1,135,000 | $ 227,000 | $ 217,000 |
| Howard County Maryland | 5 | $ 3,275,000 | $ 655,000 | $ 226,000 |
| Collin County Texas | 5 | $ 1,665,000 | $ 333,000 | $ 200,000 |
| Denton County Texas | 5 | $ 2,335,000 | $ 467,000 | $ 206,000 |
| San Luis Obispo County California | 4 | $ 1,010,000 | $ 252,000 | $ 82,000 |
| Okaloosa County Florida | 4 | $ 1,960,000 | $ 490,000 | $ 179,000 |
| Somerset County New Jersey | 4 | $ 1,600,000 | $ 400,000 | $ 137,000 |
| Brazoria County Texas | 4 | $ 700,000 | $ 175,000 | $ 127,000 |
| Galveston County Texas | 4 | $ 1,610,000 | $ 402,000 | $ 255,000 |
| Tarrant County Texas | 4 | $ 1,110,000 | $ 277,000 | $ 82,000 |
| Fresno County California | 3 | $ 1,085,000 | $ 361,000 | $ 112,000 |
| Kern County California | 3 | $ 1,095,000 | $ 365,000 | $ 226,000 |
| Santa Barbara County California | 3 | $ 895,000 | $ 298,000 | $ 88,000 |
| Miami-Dade County Florida | 3 | $ 1,865,000 | $ 621,000 | $ 168,000 |
| Osceola County Florida | 3 | $ 1,135,000 | $ 378,000 | $ 146,000 |
| Pasco County Florida | 3 | $ 665,000 | $ 221,000 | $ 169,000 |
| Bergen County New Jersey | 3 | $ 9,365,000 | $ 3,121,000 | $ 151,000 |
| Hudson County New Jersey | 3 | $ 1,105,000 | $ 368,000 | $ 126,000 |
| Morris County New Jersey | 3 | $ 1,565,000 | $ 521,000 | $ 235,000 |
| Ellis County Texas | 3 | $ 625,000 | $ 208,000 | $ 44,000 |
| Contra Costa County California | 2 | $ 10,350,000 | $ 5,175,000 | $ 190,000 |
| San Francisco County California | 2 | $ 2,490,000 | $ 1,245,000 | $ 0 |
| San Joaquin County California | 2 | $ 940,000 | $ 470,000 | $ 93,000 |
| San Mateo County California | 2 | $ 1,750,000 | $ 875,000 | $ 194,000 |
| Sonoma County California | 2 | $ 890,000 | $ 445,000 | $ 289,000 |
| Ventura County California | 2 | $ 920,000 | $ 460,000 | $ 134,000 |
| Broward County Florida | 2 | $ 690,000 | $ 345,000 | $ 198,000 |
| Palm Beach County Florida | 2 | $ 940,000 | $ 470,000 | $ 84,000 |
| Pinellas County Florida | 2 | $ 820,000 | $ 410,000 | $ 355,000 |
| Camden County New Jersey | 2 | $ 510,000 | $ 255,000 | $ 58,000 |
| Essex County New Jersey | 2 | $ 1,130,000 | $ 565,000 | $ 231,000 |
| Middlesex County New Jersey | 2 | $ 570,000 | $ 285,000 | $ 94,000 |
| Monmouth County New Jersey | 2 | $ 630,000 | $ 315,000 | $ 274,000 |
| Ocean County New Jersey | 2 | $ 690,000 | $ 345,000 | $ 108,000 |
| Dallas County Texas | 2 | $ 1,370,000 | $ 685,000 | $ 158,000 |
| Travis County Texas | 2 | $ 1,080,000 | $ 540,000 | $ 373,000 |
| King County Washington | 2 | $ 1,690,000 | $ 845,000 | $ 316,000 |
| Mariposa County California | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Placer County California | 1 | $ 245,000 | $ 245,000 | $ 230,000 |
| Sacramento County California | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Santa Cruz County California | 1 | $ 395,000 | $ 395,000 | $ 230,000 |
| Adams County Colorado | 1 | $ 335,000 | $ 335,000 | $ 119,000 |
| Brevard County Florida | 1 | $ 355,000 | $ 355,000 | $ 131,000 |
| Flagler County Florida | 1 | $ 335,000 | $ 335,000 | $ 329,000 |
| Hillsborough County Florida | 1 | $ 205,000 | $ 205,000 | $ 170,000 |
| Lake County Florida | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
| Liberty County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Polk County Florida | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Volusia County Florida | 1 | $ 175,000 | $ 175,000 | $ 230,000 |
| DuPage County Illinois | 1 | $ 505,000 | $ 505,000 | $ 124,000 |
| Lake County Illinois | 1 | $ 545,000 | $ 545,000 | $ 172,000 |
| McHenry County Illinois | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Will County Illinois | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Baltimore County Maryland | 1 | $ 865,000 | $ 865,000 | $ 780,000 |
| Carroll County Maryland | 1 | $ 525,000 | $ 525,000 | $ 128,000 |
| Kent County Maryland | 1 | $ 485,000 | $ 485,000 | $ 630,000 |
| Montgomery County Maryland | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Prince George's County Maryland | 1 | $ 235,000 | $ 235,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 545,000 | $ 545,000 | $ 90,000 |
| Cape May County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 23,000 |
| Mercer County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Wood County Ohio | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Fannin County Texas | 1 | $ 755,000 | $ 755,000 | $ 156,000 |
| Fort Bend County Texas | 1 | $ 335,000 | $ 335,000 | $ 94,000 |
| Harrison County Texas | 1 | $ 165,000 | $ 165,000 | $ 173,000 |
| McLennan County Texas | 1 | $ 345,000 | $ 345,000 | $ 126,000 |
| Williamson County Texas | 1 | $ 545,000 | $ 545,000 | $ 180,000 |
| Pierce County Washington | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for 1St Reliant Home Loans, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 260 | $158,610,000 | $610,000 | $9,605,000 | $168,000 | $1,671,000 |
| Home Purchase | 64 | $31,780,000 | $496,000 | $1,435,000 | $125,000 | $630,000 |
| Cash-out Refinancing | 5 | $2,355,000 | $471,000 | $705,000 | $91,000 | $168,000 |
| Home Improvement | 1 | $425,000 | $425,000 | $425,000 | $275,000 | $275,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 129 | $84,955,000 | $658,000 | $8,705,000 | $161,000 | $1,671,000 |
| White | 110 | $62,250,000 | $565,000 | $6,805,000 | $183,000 | $780,000 |
| Not Provided | 59 | $24,005,000 | $406,000 | $1,435,000 | $140,000 | $346,000 |
| Hispanic | 23 | $18,215,000 | $791,000 | $9,605,000 | $113,000 | $494,000 |
| Black or African American | 9 | $3,745,000 | $416,000 | $855,000 | $98,000 | $285,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 330 | $193,170,000 | $585,000 | $9,605,000 | $160,000 | $1,671,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 202 | $95,550,000 | $473,000 | $1,875,000 | $166,000 | $1,671,000 |
| Application Withdrawn By Applicant | 57 | $61,055,000 | $1,071,000 | $9,605,000 | $187,000 | $780,000 |
| File Closed For Incompleteness | 52 | $30,080,000 | $578,000 | $2,035,000 | $132,000 | $471,000 |
| Application Denied By Financial Institution | 18 | $6,150,000 | $341,000 | $765,000 | $87,000 | $180,000 |
| Application Approved But Not Accepted | 1 | $335,000 | $335,000 | $335,000 | $191,000 | $191,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 312 | $187,020,000 | $599,000 | $9,605,000 | $164,000 | $1,671,000 |
| Debt-To-Income Ratio | 13 | $4,505,000 | $346,000 | $765,000 | $78,000 | $180,000 |
| Credit History | 4 | $890,000 | $222,000 | $405,000 | $99,000 | $173,000 |
| Employment History | 1 | $755,000 | $755,000 | $755,000 | $156,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into 1St Reliant Home Loans, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess 1St Reliant Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.