1St Source Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
1St Source Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | 1St Source Bank P O Box 1602 Suite 400 South Bend, IN 46634 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,925 |
| Total Mortgage Loan Application Amount | $498,082,000 |
| Average Mortgage Loan Application Amount | $84,666 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $68,333 |
| Highest Applicant Income | $3,301,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with 1St Source Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing 1St Source Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down 1St Source Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how 1St Source Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by 1St Source Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at 1St Source Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Joseph County Indiana | 1,064 | $ 91,200,000 | $ 85,000 | $ 77,000 |
| Allen County Indiana | 506 | $ 46,345,000 | $ 91,000 | $ 60,000 |
| Elkhart County Indiana | 426 | $ 44,964,000 | $ 105,000 | $ 108,000 |
| Berrien County Michigan | 352 | $ 30,577,000 | $ 86,000 | $ 49,000 |
| Marshall County Indiana | 245 | $ 18,341,000 | $ 74,000 | $ 57,000 |
| LaPorte County Indiana | 218 | $ 16,042,000 | $ 73,000 | $ 64,000 |
| Cass County Michigan | 162 | $ 21,145,000 | $ 130,000 | $ 93,000 |
| Kosciusko County Indiana | 150 | $ 15,547,000 | $ 103,000 | $ 90,000 |
| Starke County Indiana | 130 | $ 7,582,000 | $ 58,000 | $ 48,000 |
| Porter County Indiana | 104 | $ 13,449,000 | $ 129,000 | $ 98,000 |
| Hamilton County Ohio | 67 | $ 8,991,000 | $ 134,000 | $ 62,000 |
| Van Buren County Michigan | 66 | $ 7,253,000 | $ 109,000 | $ 55,000 |
| Fulton County Indiana | 59 | $ 3,926,000 | $ 66,000 | $ 56,000 |
| Huntington County Indiana | 54 | $ 3,621,000 | $ 67,000 | $ 51,000 |
| Marion County Indiana | 53 | $ 6,142,000 | $ 115,000 | $ 57,000 |
| Hamilton County Indiana | 47 | $ 7,677,000 | $ 163,000 | $ 84,000 |
| Vermilion County Illinois | 45 | $ 4,832,000 | $ 107,000 | $ 61,000 |
| Butler County Ohio | 44 | $ 5,589,000 | $ 127,000 | $ 64,000 |
| Whitley County Indiana | 41 | $ 4,494,000 | $ 109,000 | $ 44,000 |
| Wells County Indiana | 37 | $ 2,150,000 | $ 58,000 | $ 48,000 |
| Montgomery County Ohio | 37 | $ 5,667,000 | $ 153,000 | $ 59,000 |
| Howard County Indiana | 36 | $ 3,659,000 | $ 101,000 | $ 57,000 |
| Jefferson County Kentucky | 34 | $ 5,036,000 | $ 148,000 | $ 65,000 |
| Kent County Michigan | 34 | $ 4,423,000 | $ 130,000 | $ 46,000 |
| Pulaski County Indiana | 30 | $ 1,613,000 | $ 53,000 | $ 44,000 |
| Vanderburgh County Indiana | 26 | $ 2,667,000 | $ 102,000 | $ 35,000 |
| Noble County Indiana | 23 | $ 2,302,000 | $ 100,000 | $ 46,000 |
| Fayette County Kentucky | 23 | $ 3,987,000 | $ 173,000 | $ 72,000 |
| Greene County Ohio | 22 | $ 3,415,000 | $ 155,000 | $ 69,000 |
| Fond du Lac County Wisconsin | 21 | $ 2,959,000 | $ 140,000 | $ 41,000 |
| Lake County Indiana | 20 | $ 2,126,000 | $ 106,000 | $ 47,000 |
| Tipton County Indiana | 20 | $ 2,003,000 | $ 100,000 | $ 43,000 |
| St. Joseph County Michigan | 20 | $ 2,298,000 | $ 114,000 | $ 125,000 |
| Monroe County Indiana | 19 | $ 2,567,000 | $ 135,000 | $ 90,000 |
| DeKalb County Indiana | 18 | $ 1,649,000 | $ 91,000 | $ 81,000 |
| Franklin County Ohio | 18 | $ 2,503,000 | $ 139,000 | $ 69,000 |
| LaGrange County Indiana | 17 | $ 1,840,000 | $ 108,000 | $ 98,000 |
| Kalamazoo County Michigan | 17 | $ 3,056,000 | $ 179,000 | $ 101,000 |
| Oakland County Michigan | 17 | $ 2,481,000 | $ 145,000 | $ 49,000 |
| Allegan County Michigan | 15 | $ 2,037,000 | $ 135,000 | $ 44,000 |
| Tippecanoe County Indiana | 14 | $ 2,515,000 | $ 179,000 | $ 61,000 |
| Wabash County Indiana | 14 | $ 2,067,000 | $ 147,000 | $ 45,000 |
| Wayne County Michigan | 13 | $ 1,742,000 | $ 134,000 | $ 51,000 |
| Warren County Ohio | 13 | $ 1,858,000 | $ 142,000 | $ 56,000 |
| Johnson County Indiana | 12 | $ 1,508,000 | $ 125,000 | $ 77,000 |
| Steuben County Indiana | 12 | $ 1,562,000 | $ 130,000 | $ 105,000 |
| Kenton County Kentucky | 11 | $ 1,549,000 | $ 140,000 | $ 65,000 |
| Washtenaw County Michigan | 11 | $ 2,139,000 | $ 194,000 | $ 53,000 |
| Hendricks County Indiana | 10 | $ 1,655,000 | $ 165,000 | $ 105,000 |
| Guernsey County Ohio | 10 | $ 773,000 | $ 77,000 | $ 28,000 |
| Vigo County Indiana | 9 | $ 617,000 | $ 68,000 | $ 34,000 |
| Macomb County Michigan | 9 | $ 1,367,000 | $ 151,000 | $ 66,000 |
| Muskingum County Ohio | 9 | $ 625,000 | $ 69,000 | $ 263,000 |
| Outagamie County Wisconsin | 9 | $ 1,243,000 | $ 138,000 | $ 50,000 |
| Winnebago County Wisconsin | 8 | $ 884,000 | $ 110,000 | $ 36,000 |
| Ottawa County Michigan | 7 | $ 875,000 | $ 125,000 | $ 38,000 |
| Clark County Ohio | 7 | $ 626,000 | $ 89,000 | $ 51,000 |
| Clermont County Ohio | 7 | $ 1,337,000 | $ 191,000 | $ 45,000 |
| Lake County Florida | 6 | $ 1,385,000 | $ 230,000 | $ 72,000 |
| Cass County Indiana | 6 | $ 390,000 | $ 65,000 | $ 44,000 |
| Madison County Indiana | 6 | $ 422,000 | $ 70,000 | $ 32,000 |
| Barry County Michigan | 6 | $ 593,000 | $ 98,000 | $ 37,000 |
| Fayette County Ohio | 6 | $ 541,000 | $ 90,000 | $ 37,000 |
| Kanawha County West Virginia | 6 | $ 576,000 | $ 96,000 | $ 47,000 |
| Madison County Illinois | 5 | $ 751,000 | $ 150,000 | $ 55,000 |
| Adams County Indiana | 5 | $ 696,000 | $ 139,000 | $ 56,000 |
| Morgan County Indiana | 5 | $ 696,000 | $ 139,000 | $ 60,000 |
| Owen County Indiana | 5 | $ 429,000 | $ 85,000 | $ 61,000 |
| Warrick County Indiana | 5 | $ 674,000 | $ 134,000 | $ 41,000 |
| Campbell County Kentucky | 5 | $ 463,000 | $ 92,000 | $ 64,000 |
| Mecosta County Michigan | 5 | $ 545,000 | $ 109,000 | $ 14,000 |
| Stark County Ohio | 5 | $ 607,000 | $ 121,000 | $ 48,000 |
| Manitowoc County Wisconsin | 5 | $ 563,000 | $ 112,000 | $ 75,000 |
| Cook County Illinois | 4 | $ 1,164,000 | $ 291,000 | $ 182,000 |
| Boone County Indiana | 4 | $ 890,000 | $ 222,000 | $ 161,000 |
| Henry County Indiana | 4 | $ 390,000 | $ 97,000 | $ 46,000 |
| Miami County Indiana | 4 | $ 247,000 | $ 61,000 | $ 33,000 |
| Jessamine County Kentucky | 4 | $ 516,000 | $ 129,000 | $ 52,000 |
| Lapeer County Michigan | 4 | $ 642,000 | $ 160,000 | $ 31,000 |
| Mason County Michigan | 4 | $ 462,000 | $ 115,000 | $ 58,000 |
| Muskegon County Michigan | 4 | $ 321,000 | $ 80,000 | $ 19,000 |
| Brown County Ohio | 4 | $ 346,000 | $ 86,000 | $ 29,000 |
| Coshocton County Ohio | 4 | $ 327,000 | $ 81,000 | $ 49,000 |
| Highland County Ohio | 4 | $ 848,000 | $ 212,000 | $ 126,000 |
| Madison County Ohio | 4 | $ 532,000 | $ 133,000 | $ 46,000 |
| Waupaca County Wisconsin | 4 | $ 346,000 | $ 86,000 | $ 35,000 |
| Collier County Florida | 3 | $ 1,592,000 | $ 530,000 | $ 512,000 |
| Clinton County Illinois | 3 | $ 614,000 | $ 204,000 | $ 55,000 |
| Clinton County Indiana | 3 | $ 197,000 | $ 65,000 | $ 36,000 |
| Gibson County Indiana | 3 | $ 239,000 | $ 79,000 | $ 55,000 |
| Boone County Kentucky | 3 | $ 659,000 | $ 219,000 | $ 134,000 |
| Bullitt County Kentucky | 3 | $ 359,000 | $ 119,000 | $ 37,000 |
| Oldham County Kentucky | 3 | $ 612,000 | $ 204,000 | $ 73,000 |
| Genesee County Michigan | 3 | $ 395,000 | $ 131,000 | $ 44,000 |
| Grand Traverse County Michigan | 3 | $ 706,000 | $ 235,000 | $ 122,000 |
| Ionia County Michigan | 3 | $ 280,000 | $ 93,000 | $ 19,000 |
| Lenawee County Michigan | 3 | $ 506,000 | $ 168,000 | $ 61,000 |
| Montcalm County Michigan | 3 | $ 307,000 | $ 102,000 | $ 37,000 |
| Osceola County Michigan | 3 | $ 330,000 | $ 110,000 | $ 58,000 |
| Clinton County Ohio | 3 | $ 462,000 | $ 154,000 | $ 53,000 |
| Licking County Ohio | 3 | $ 490,000 | $ 163,000 | $ 53,000 |
| Miami County Ohio | 3 | $ 509,000 | $ 169,000 | $ 173,000 |
| Lee County Florida | 2 | $ 253,000 | $ 126,000 | $ 55,000 |
| Pinellas County Florida | 2 | $ 353,000 | $ 176,000 | $ 45,000 |
| Champaign County Illinois | 2 | $ 197,000 | $ 98,000 | $ 50,000 |
| St. Clair County Illinois | 2 | $ 209,000 | $ 104,000 | $ 60,000 |
| Carroll County Indiana | 2 | $ 295,000 | $ 147,000 | $ 117,000 |
| Dearborn County Indiana | 2 | $ 339,000 | $ 169,000 | $ 94,000 |
| Delaware County Indiana | 2 | $ 137,000 | $ 68,000 | $ 34,000 |
| Greene County Indiana | 2 | $ 212,000 | $ 106,000 | $ 37,000 |
| Jasper County Indiana | 2 | $ 155,000 | $ 77,000 | $ 30,000 |
| Lawrence County Indiana | 2 | $ 175,000 | $ 87,000 | $ 28,000 |
| Posey County Indiana | 2 | $ 461,000 | $ 230,000 | $ 79,000 |
| Shelby County Indiana | 2 | $ 251,000 | $ 125,000 | $ 71,000 |
| Vermillion County Indiana | 2 | $ 326,000 | $ 163,000 | $ 58,000 |
| Henderson County Kentucky | 2 | $ 152,000 | $ 76,000 | $ 35,000 |
| Hopkins County Kentucky | 2 | $ 156,000 | $ 78,000 | $ 0 |
| Scott County Kentucky | 2 | $ 344,000 | $ 172,000 | $ 61,000 |
| Alger County Michigan | 2 | $ 92,000 | $ 46,000 | $ 5,000 |
| Bay County Michigan | 2 | $ 139,000 | $ 69,000 | $ 37,000 |
| Jackson County Michigan | 2 | $ 241,000 | $ 120,000 | $ 42,000 |
| Leelanau County Michigan | 2 | $ 540,000 | $ 270,000 | $ 408,000 |
| Montmorency County Michigan | 2 | $ 165,000 | $ 82,000 | $ 17,000 |
| Saginaw County Michigan | 2 | $ 169,000 | $ 84,000 | $ 33,000 |
| Sanilac County Michigan | 2 | $ 202,000 | $ 101,000 | $ 0 |
| Fairfield County Ohio | 2 | $ 360,000 | $ 180,000 | $ 71,000 |
| Hocking County Ohio | 2 | $ 206,000 | $ 103,000 | $ 22,000 |
| Ottawa County Ohio | 2 | $ 237,000 | $ 118,000 | $ 64,000 |
| Pickaway County Ohio | 2 | $ 389,000 | $ 194,000 | $ 82,000 |
| Summit County Ohio | 2 | $ 311,000 | $ 155,000 | $ 107,000 |
| Tuscarawas County Ohio | 2 | $ 233,000 | $ 116,000 | $ 64,000 |
| Sevier County Tennessee | 2 | $ 406,000 | $ 203,000 | $ 144,000 |
| Putnam County West Virginia | 2 | $ 425,000 | $ 212,000 | $ 64,000 |
| Calumet County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 43,000 |
| Shawano County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Mobile County Alabama | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Pima County Arizona | 1 | $ 650,000 | $ 650,000 | $ 670,000 |
| Indian River County Florida | 1 | $ 282,000 | $ 282,000 | $ 101,000 |
| Okaloosa County Florida | 1 | $ 319,000 | $ 319,000 | $ 276,000 |
| Osceola County Florida | 1 | $ 586,000 | $ 586,000 | $ 660,000 |
| Sarasota County Florida | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| Seminole County Florida | 1 | $ 288,000 | $ 288,000 | $ 126,000 |
| Sumter County Florida | 1 | $ 159,000 | $ 159,000 | $ 83,000 |
| DeKalb County Illinois | 1 | $ 169,000 | $ 169,000 | $ 69,000 |
| Marion County Illinois | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Ogle County Illinois | 1 | $ 166,000 | $ 166,000 | $ 0 |
| White County Illinois | 1 | $ 99,000 | $ 99,000 | $ 67,000 |
| Will County Illinois | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Brown County Indiana | 1 | $ 244,000 | $ 244,000 | $ 71,000 |
| Decatur County Indiana | 1 | $ 131,000 | $ 131,000 | $ 74,000 |
| Fountain County Indiana | 1 | $ 44,000 | $ 44,000 | $ 44,000 |
| Grant County Indiana | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| Hancock County Indiana | 1 | $ 148,000 | $ 148,000 | $ 50,000 |
| Martin County Indiana | 1 | $ 66,000 | $ 66,000 | $ 74,000 |
| Newton County Indiana | 1 | $ 2,000 | $ 2,000 | $ 28,000 |
| Sullivan County Indiana | 1 | $ 417,000 | $ 417,000 | $ 336,000 |
| Warren County Indiana | 1 | $ 148,000 | $ 148,000 | $ 50,000 |
| Washington County Indiana | 1 | $ 59,000 | $ 59,000 | $ 39,000 |
| Wayne County Indiana | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| White County Indiana | 1 | $ 45,000 | $ 45,000 | $ 156,000 |
| Calloway County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 54,000 |
| Henry County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 75,000 |
| Mason County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 41,000 |
| Trigg County Kentucky | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Union County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 20,000 |
| Woodford County Kentucky | 1 | $ 230,000 | $ 230,000 | $ 78,000 |
| Prince George's County Maryland | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Antrim County Michigan | 1 | $ 500,000 | $ 500,000 | $ 375,000 |
| Benzie County Michigan | 1 | $ 95,000 | $ 95,000 | $ 190,000 |
| Branch County Michigan | 1 | $ 11,000 | $ 11,000 | $ 53,000 |
| Calhoun County Michigan | 1 | $ 72,000 | $ 72,000 | $ 15,000 |
| Clare County Michigan | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Delta County Michigan | 1 | $ 119,000 | $ 119,000 | $ 40,000 |
| Dickinson County Michigan | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Eaton County Michigan | 1 | $ 63,000 | $ 63,000 | $ 28,000 |
| Ingham County Michigan | 1 | $ 138,000 | $ 138,000 | $ 43,000 |
| Iosco County Michigan | 1 | $ 88,000 | $ 88,000 | $ 29,000 |
| Monroe County Michigan | 1 | $ 77,000 | $ 77,000 | $ 72,000 |
| Newaygo County Michigan | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Oceana County Michigan | 1 | $ 67,000 | $ 67,000 | $ 78,000 |
| Ontonagon County Michigan | 1 | $ 138,000 | $ 138,000 | $ 67,000 |
| St. Clair County Michigan | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| Kings County New York | 1 | $ 16,000 | $ 16,000 | $ 52,000 |
| Guilford County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 72,000 |
| Adams County Ohio | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Ashland County Ohio | 1 | $ 121,000 | $ 121,000 | $ 58,000 |
| Cuyahoga County Ohio | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Defiance County Ohio | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Delaware County Ohio | 1 | $ 218,000 | $ 218,000 | $ 75,000 |
| Hancock County Ohio | 1 | $ 111,000 | $ 111,000 | $ 38,000 |
| Jefferson County Ohio | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Logan County Ohio | 1 | $ 92,000 | $ 92,000 | $ 62,000 |
| Lorain County Ohio | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Lucas County Ohio | 1 | $ 5,000 | $ 5,000 | $ 52,000 |
| Meigs County Ohio | 1 | $ 146,000 | $ 146,000 | $ 76,000 |
| Noble County Ohio | 1 | $ 104,000 | $ 104,000 | $ 39,000 |
| Ross County Ohio | 1 | $ 129,000 | $ 129,000 | $ 34,000 |
| Union County Ohio | 1 | $ 130,000 | $ 130,000 | $ 41,000 |
| Washington County Ohio | 1 | $ 129,000 | $ 129,000 | $ 39,000 |
| Williams County Ohio | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Wood County Ohio | 1 | $ 8,000 | $ 8,000 | $ 82,000 |
| Beaufort County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 180,000 |
| Campbell County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 238,000 |
| Hamilton County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 85,000 |
| Shelby County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 50,000 |
| Collin County Texas | 1 | $ 310,000 | $ 310,000 | $ 192,000 |
| Harris County Texas | 1 | $ 98,000 | $ 98,000 | $ 154,000 |
| Boone County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 21,000 |
| Cabell County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Fayette County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Harrison County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Monongalia County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 106,000 |
| Adams County Wisconsin | 1 | $ 187,000 | $ 187,000 | $ 62,000 |
| Brown County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 19,000 |
| Dane County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 42,000 |
| Dodge County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Douglas County Wisconsin | 1 | $ 600,000 | $ 600,000 | $ 300,000 |
| Green Lake County Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 64,000 |
| Marinette County Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Oconto County Wisconsin | 1 | $ 49,000 | $ 49,000 | $ 27,000 |
| Sheboygan County Wisconsin | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Waushara County Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for 1St Source Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,173 | $267,992,000 | $123,000 | $1,900,000 | $66,000 | $2,872,000 |
| Refinancing | 1,977 | $210,683,000 | $106,000 | $1,300,000 | $80,000 | $3,301,000 |
| Home Improvement | 775 | $19,407,000 | $25,000 | $800,000 | $59,000 | $495,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,967 | $408,333,000 | $102,000 | $1,900,000 | $77,000 | $3,301,000 |
| Not Provided | 491 | $46,963,000 | $95,000 | $352,000 | $46,000 | $484,000 |
| Black or African American | 191 | $15,360,000 | $80,000 | $324,000 | $47,000 | $405,000 |
| Hispanic | 159 | $10,096,000 | $63,000 | $417,000 | $44,000 | $266,000 |
| Not applicable | 58 | $11,008,000 | $189,000 | $1,050,000 | $0 | $0 |
| Asian | 41 | $4,700,000 | $114,000 | $1,225,000 | $65,000 | $300,000 |
| American Indian or Alaskan Native | 9 | $414,000 | $46,000 | $250,000 | $46,000 | $74,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,208,000 | $134,000 | $253,000 | $61,000 | $83,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,864 | $380,565,000 | $98,000 | $1,900,000 | $77,000 | $3,301,000 |
| FHA-insured (Federal Housing Administration) | 956 | $101,654,000 | $106,000 | $265,000 | $43,000 | $297,000 |
| VA-guaranteed (Veterans Administration) | 102 | $15,600,000 | $152,000 | $375,000 | $55,000 | $194,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $263,000 | $87,000 | $119,000 | $33,000 | $47,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,888 | $415,170,000 | $106,000 | $1,500,000 | $77,000 | $3,301,000 |
| Application Denied By Financial Institution | 679 | $44,275,000 | $65,000 | $1,900,000 | $38,000 | $360,000 |
| Application Approved But Not Accepted | 248 | $25,718,000 | $103,000 | $1,200,000 | $61,000 | $500,000 |
| Preapproval Approved but not Accepted | 67 | $8,714,000 | $130,000 | $392,000 | $49,000 | $135,000 |
| Application Withdrawn By Applicant | 41 | $3,948,000 | $96,000 | $350,000 | $48,000 | $300,000 |
| Preapproval Denied by Financial Institution | 2 | $257,000 | $128,000 | $140,000 | $53,000 | $75,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into 1St Source Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess 1St Source Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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