Access National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Access National Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Access National Bank 1800 Robert Fulton Dr Reston, VA 20191 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,939 |
| Total Mortgage Loan Application Amount | $776,599,000 |
| Average Mortgage Loan Application Amount | $270,000 |
| Highest Mortgage Loan Application Amount | $9,441,000 |
| Average Applicant Income | $119,500 |
| Highest Applicant Income | $3,220,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Access National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Access National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Access National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Access National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Access National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Access National Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Indiana | 231 | $ 58,472,000 | $ 253,000 | $ 120,000 |
| Fairfax County Virginia | 168 | $ 73,571,000 | $ 437,000 | $ 181,000 |
| Marion County Indiana | 151 | $ 27,980,000 | $ 185,000 | $ 87,000 |
| Davidson County Tennessee | 144 | $ 36,508,000 | $ 253,000 | $ 110,000 |
| Washington County Maryland | 125 | $ 22,222,000 | $ 177,000 | $ 64,000 |
| Cobb County Georgia | 101 | $ 24,475,000 | $ 242,000 | $ 100,000 |
| Fulton County Georgia | 99 | $ 28,007,000 | $ 282,000 | $ 135,000 |
| Loudoun County Virginia | 86 | $ 36,798,000 | $ 427,000 | $ 149,000 |
| Prince William County Virginia | 69 | $ 23,593,000 | $ 341,000 | $ 116,000 |
| Allen County Indiana | 67 | $ 7,448,000 | $ 111,000 | $ 48,000 |
| Prince George's County Maryland | 60 | $ 15,140,000 | $ 252,000 | $ 74,000 |
| DeKalb County Georgia | 49 | $ 13,266,000 | $ 270,000 | $ 119,000 |
| Berkeley County West Virginia | 44 | $ 6,809,000 | $ 154,000 | $ 67,000 |
| Mercer County West Virginia | 42 | $ 5,230,000 | $ 124,000 | $ 66,000 |
| Hennepin County Minnesota | 37 | $ 10,258,000 | $ 277,000 | $ 131,000 |
| Tazewell County Virginia | 37 | $ 4,364,000 | $ 117,000 | $ 55,000 |
| District of Columbia County District Of Columbia | 35 | $ 16,255,000 | $ 464,000 | $ 184,000 |
| Montgomery County Maryland | 35 | $ 14,746,000 | $ 421,000 | $ 206,000 |
| Charles County Maryland | 33 | $ 8,350,000 | $ 253,000 | $ 84,000 |
| Williamson County Tennessee | 33 | $ 11,494,000 | $ 348,000 | $ 121,000 |
| Roanoke County Virginia | 33 | $ 6,059,000 | $ 183,000 | $ 65,000 |
| Cherokee County Georgia | 29 | $ 6,644,000 | $ 229,000 | $ 104,000 |
| Arlington County Virginia | 27 | $ 21,825,000 | $ 808,000 | $ 387,000 |
| Hendricks County Indiana | 26 | $ 5,654,000 | $ 217,000 | $ 96,000 |
| Franklin County Pennsylvania | 26 | $ 4,828,000 | $ 185,000 | $ 67,000 |
| Alexandria County Virginia | 24 | $ 12,832,000 | $ 534,000 | $ 194,000 |
| Gwinnett County Georgia | 23 | $ 4,567,000 | $ 198,000 | $ 80,000 |
| Paulding County Georgia | 22 | $ 4,244,000 | $ 192,000 | $ 95,000 |
| Roanoke City County Virginia | 22 | $ 2,468,000 | $ 112,000 | $ 60,000 |
| Boone County Indiana | 21 | $ 4,443,000 | $ 211,000 | $ 89,000 |
| Fauquier County Virginia | 18 | $ 9,583,000 | $ 532,000 | $ 495,000 |
| Forsyth County Georgia | 15 | $ 4,124,000 | $ 274,000 | $ 101,000 |
| Frederick County Maryland | 15 | $ 3,960,000 | $ 264,000 | $ 82,000 |
| Dickson County Tennessee | 14 | $ 2,718,000 | $ 194,000 | $ 66,000 |
| Rutherford County Tennessee | 14 | $ 2,538,000 | $ 181,000 | $ 159,000 |
| Frederick County Virginia | 14 | $ 3,178,000 | $ 227,000 | $ 70,000 |
| Stafford County Virginia | 14 | $ 3,643,000 | $ 260,000 | $ 112,000 |
| Volusia County Florida | 13 | $ 2,083,000 | $ 160,000 | $ 99,000 |
| Hancock County Indiana | 13 | $ 2,650,000 | $ 203,000 | $ 88,000 |
| Bedford County Virginia | 13 | $ 1,967,000 | $ 151,000 | $ 61,000 |
| Botetourt County Virginia | 13 | $ 2,577,000 | $ 198,000 | $ 94,000 |
| Jefferson County West Virginia | 13 | $ 2,843,000 | $ 218,000 | $ 103,000 |
| Franklin County Virginia | 12 | $ 1,750,000 | $ 145,000 | $ 52,000 |
| Johnson County Indiana | 10 | $ 1,951,000 | $ 195,000 | $ 103,000 |
| Sumner County Tennessee | 10 | $ 2,436,000 | $ 243,000 | $ 73,000 |
| Sussex County Delaware | 9 | $ 3,260,000 | $ 362,000 | $ 221,000 |
| Wright County Minnesota | 9 | $ 1,796,000 | $ 199,000 | $ 79,000 |
| Wake County North Carolina | 9 | $ 2,060,000 | $ 228,000 | $ 92,000 |
| Cheatham County Tennessee | 9 | $ 1,611,000 | $ 179,000 | $ 85,000 |
| Maricopa County Arizona | 8 | $ 1,998,000 | $ 249,000 | $ 106,000 |
| San Diego County California | 8 | $ 3,658,000 | $ 457,000 | $ 130,000 |
| Anoka County Minnesota | 8 | $ 1,547,000 | $ 193,000 | $ 60,000 |
| Dakota County Minnesota | 8 | $ 2,136,000 | $ 267,000 | $ 136,000 |
| Wilson County Tennessee | 8 | $ 2,046,000 | $ 255,000 | $ 89,000 |
| Los Angeles County California | 7 | $ 5,124,000 | $ 732,000 | $ 100,000 |
| Arapahoe County Colorado | 7 | $ 1,682,000 | $ 240,000 | $ 80,000 |
| Douglas County Colorado | 7 | $ 2,355,000 | $ 336,000 | $ 122,000 |
| Jefferson County Colorado | 7 | $ 2,922,000 | $ 417,000 | $ 137,000 |
| Cook County Illinois | 7 | $ 1,563,000 | $ 223,000 | $ 71,000 |
| Anne Arundel County Maryland | 7 | $ 4,820,000 | $ 688,000 | $ 596,000 |
| Baltimore City County Maryland | 7 | $ 1,248,000 | $ 178,000 | $ 111,000 |
| Charleston County South Carolina | 7 | $ 3,805,000 | $ 543,000 | $ 299,000 |
| Spotsylvania County Virginia | 7 | $ 2,946,000 | $ 420,000 | $ 259,000 |
| Warren County Virginia | 7 | $ 1,371,000 | $ 195,000 | $ 73,000 |
| Adams County Colorado | 6 | $ 1,372,000 | $ 228,000 | $ 140,000 |
| Broward County Florida | 6 | $ 1,503,000 | $ 250,000 | $ 89,000 |
| Miami-Dade County Florida | 6 | $ 1,464,000 | $ 244,000 | $ 231,000 |
| Pinellas County Florida | 6 | $ 1,844,000 | $ 307,000 | $ 687,000 |
| Douglas County Georgia | 6 | $ 1,311,000 | $ 218,000 | $ 212,000 |
| Ramsey County Minnesota | 6 | $ 1,632,000 | $ 272,000 | $ 142,000 |
| Manassas County Virginia | 6 | $ 1,678,000 | $ 279,000 | $ 104,000 |
| Orange County Virginia | 6 | $ 1,171,000 | $ 195,000 | $ 70,000 |
| Contra Costa County California | 5 | $ 2,684,000 | $ 536,000 | $ 108,000 |
| Brevard County Florida | 5 | $ 1,272,000 | $ 254,000 | $ 155,000 |
| Lee County Florida | 5 | $ 1,520,000 | $ 304,000 | $ 161,000 |
| Henry County Georgia | 5 | $ 946,000 | $ 189,000 | $ 59,000 |
| Allegheny County Pennsylvania | 5 | $ 1,132,000 | $ 226,000 | $ 110,000 |
| Hamilton County Tennessee | 5 | $ 1,020,000 | $ 204,000 | $ 106,000 |
| Salem County Virginia | 5 | $ 516,000 | $ 103,000 | $ 35,000 |
| Alameda County California | 4 | $ 2,138,000 | $ 534,000 | $ 157,000 |
| San Mateo County California | 4 | $ 973,000 | $ 243,000 | $ 93,000 |
| Santa Clara County California | 4 | $ 1,995,000 | $ 498,000 | $ 135,000 |
| Marion County Florida | 4 | $ 919,000 | $ 229,000 | $ 150,000 |
| Fayette County Georgia | 4 | $ 685,000 | $ 171,000 | $ 32,000 |
| Rockdale County Georgia | 4 | $ 720,000 | $ 180,000 | $ 67,000 |
| Brown County Indiana | 4 | $ 1,294,000 | $ 323,000 | $ 470,000 |
| Madison County Indiana | 4 | $ 662,000 | $ 165,000 | $ 83,000 |
| Wells County Indiana | 4 | $ 565,000 | $ 141,000 | $ 104,000 |
| Carroll County Maryland | 4 | $ 1,120,000 | $ 280,000 | $ 129,000 |
| Washington County Minnesota | 4 | $ 1,098,000 | $ 274,000 | $ 161,000 |
| Guilford County North Carolina | 4 | $ 647,000 | $ 161,000 | $ 80,000 |
| Johnston County North Carolina | 4 | $ 699,000 | $ 174,000 | $ 66,000 |
| Horry County South Carolina | 4 | $ 757,000 | $ 189,000 | $ 160,000 |
| Hickman County Tennessee | 4 | $ 519,000 | $ 129,000 | $ 48,000 |
| Denton County Texas | 4 | $ 1,339,000 | $ 334,000 | $ 145,000 |
| Harris County Texas | 4 | $ 617,000 | $ 154,000 | $ 68,000 |
| Buchanan County Virginia | 4 | $ 414,000 | $ 103,000 | $ 60,000 |
| Culpeper County Virginia | 4 | $ 1,300,000 | $ 325,000 | $ 39,000 |
| Pulaski County Virginia | 4 | $ 658,000 | $ 164,000 | $ 54,000 |
| Washington County Virginia | 4 | $ 593,000 | $ 148,000 | $ 52,000 |
| Tuscaloosa County Alabama | 3 | $ 1,073,000 | $ 357,000 | $ 242,000 |
| Mohave County Arizona | 3 | $ 639,000 | $ 213,000 | $ 67,000 |
| Santa Barbara County California | 3 | $ 1,199,000 | $ 399,000 | $ 88,000 |
| Hernando County Florida | 3 | $ 359,000 | $ 119,000 | $ 51,000 |
| Hillsborough County Florida | 3 | $ 853,000 | $ 284,000 | $ 128,000 |
| Monroe County Florida | 3 | $ 1,342,000 | $ 447,000 | $ 205,000 |
| Palm Beach County Florida | 3 | $ 1,032,000 | $ 344,000 | $ 170,000 |
| Polk County Florida | 3 | $ 466,000 | $ 155,000 | $ 52,000 |
| Sarasota County Florida | 3 | $ 1,155,000 | $ 385,000 | $ 91,000 |
| Carroll County Georgia | 3 | $ 465,000 | $ 155,000 | $ 47,000 |
| Coweta County Georgia | 3 | $ 702,000 | $ 234,000 | $ 117,000 |
| Liberty County Georgia | 3 | $ 386,000 | $ 128,000 | $ 42,000 |
| Pickens County Georgia | 3 | $ 550,000 | $ 183,000 | $ 74,000 |
| Kane County Illinois | 3 | $ 698,000 | $ 232,000 | $ 66,000 |
| Lake County Illinois | 3 | $ 661,000 | $ 220,000 | $ 131,000 |
| McHenry County Illinois | 3 | $ 514,000 | $ 171,000 | $ 61,000 |
| Bartholomew County Indiana | 3 | $ 403,000 | $ 134,000 | $ 50,000 |
| Morgan County Indiana | 3 | $ 509,000 | $ 169,000 | $ 73,000 |
| St. Joseph County Indiana | 3 | $ 531,000 | $ 177,000 | $ 108,000 |
| Calvert County Maryland | 3 | $ 1,122,000 | $ 374,000 | $ 94,000 |
| Carver County Minnesota | 3 | $ 1,166,000 | $ 388,000 | $ 107,000 |
| Rockingham County New Hampshire | 3 | $ 697,000 | $ 232,000 | $ 80,000 |
| Westchester County New York | 3 | $ 1,027,000 | $ 342,000 | $ 241,000 |
| Dare County North Carolina | 3 | $ 795,000 | $ 265,000 | $ 207,000 |
| Franklin County Ohio | 3 | $ 666,000 | $ 222,000 | $ 118,000 |
| Wayne County Ohio | 3 | $ 405,000 | $ 135,000 | $ 88,000 |
| Adams County Pennsylvania | 3 | $ 465,000 | $ 155,000 | $ 55,000 |
| Aiken County South Carolina | 3 | $ 407,000 | $ 135,000 | $ 57,000 |
| Humphreys County Tennessee | 3 | $ 282,000 | $ 94,000 | $ 47,000 |
| Albemarle County Virginia | 3 | $ 556,000 | $ 185,000 | $ 52,000 |
| Fairfax City County Virginia | 3 | $ 1,258,000 | $ 419,000 | $ 143,000 |
| Harrisonburg County Virginia | 3 | $ 565,000 | $ 188,000 | $ 40,000 |
| James City County Virginia | 3 | $ 1,071,000 | $ 357,000 | $ 138,000 |
| Russell County Virginia | 3 | $ 279,000 | $ 93,000 | $ 57,000 |
| Morgan County West Virginia | 3 | $ 477,000 | $ 159,000 | $ 114,000 |
| Madison County Alabama | 2 | $ 515,000 | $ 257,000 | $ 86,000 |
| Randolph County Alabama | 2 | $ 443,000 | $ 221,000 | $ 103,000 |
| Shelby County Alabama | 2 | $ 656,000 | $ 328,000 | $ 189,000 |
| Anchorage County Alaska | 2 | $ 515,000 | $ 257,000 | $ 30,000 |
| Yuma County Arizona | 2 | $ 605,000 | $ 302,000 | $ 0 |
| Garland County Arkansas | 2 | $ 268,000 | $ 134,000 | $ 10,000 |
| Monterey County California | 2 | $ 645,000 | $ 322,000 | $ 95,000 |
| Nevada County California | 2 | $ 615,000 | $ 307,000 | $ 84,000 |
| Placer County California | 2 | $ 950,000 | $ 475,000 | $ 169,000 |
| San Bernardino County California | 2 | $ 397,000 | $ 198,000 | $ 63,000 |
| Sonoma County California | 2 | $ 781,000 | $ 390,000 | $ 162,000 |
| Eagle County Colorado | 2 | $ 1,277,000 | $ 638,000 | $ 303,000 |
| Larimer County Colorado | 2 | $ 637,000 | $ 318,000 | $ 258,000 |
| Pueblo County Colorado | 2 | $ 211,000 | $ 105,000 | $ 49,000 |
| Weld County Colorado | 2 | $ 742,000 | $ 371,000 | $ 172,000 |
| Duval County Florida | 2 | $ 1,327,000 | $ 663,000 | $ 267,000 |
| Escambia County Florida | 2 | $ 311,000 | $ 155,000 | $ 29,000 |
| Flagler County Florida | 2 | $ 574,000 | $ 287,000 | $ 196,000 |
| Manatee County Florida | 2 | $ 379,000 | $ 189,000 | $ 26,000 |
| Pasco County Florida | 2 | $ 491,000 | $ 245,000 | $ 107,000 |
| Bartow County Georgia | 2 | $ 375,000 | $ 187,000 | $ 59,000 |
| Decatur County Georgia | 2 | $ 250,000 | $ 125,000 | $ 29,000 |
| Habersham County Georgia | 2 | $ 611,000 | $ 305,000 | $ 118,000 |
| Harris County Georgia | 2 | $ 377,000 | $ 188,000 | $ 83,000 |
| Jackson County Georgia | 2 | $ 383,000 | $ 191,000 | $ 87,000 |
| Richmond County Georgia | 2 | $ 553,000 | $ 276,000 | $ 129,000 |
| White County Georgia | 2 | $ 522,000 | $ 261,000 | $ 94,000 |
| Will County Illinois | 2 | $ 519,000 | $ 259,000 | $ 61,000 |
| DeKalb County Indiana | 2 | $ 308,000 | $ 154,000 | $ 49,000 |
| Delaware County Indiana | 2 | $ 196,000 | $ 98,000 | $ 47,000 |
| Knox County Indiana | 2 | $ 307,000 | $ 153,000 | $ 298,000 |
| Kosciusko County Indiana | 2 | $ 303,000 | $ 151,000 | $ 28,000 |
| Lake County Indiana | 2 | $ 363,000 | $ 181,000 | $ 52,000 |
| Porter County Indiana | 2 | $ 406,000 | $ 203,000 | $ 67,000 |
| Steuben County Indiana | 2 | $ 142,000 | $ 71,000 | $ 39,000 |
| Johnson County Kansas | 2 | $ 459,000 | $ 229,000 | $ 86,000 |
| Lafayette County Louisiana | 2 | $ 937,000 | $ 468,000 | $ 150,000 |
| Orleans County Louisiana | 2 | $ 445,000 | $ 222,000 | $ 90,000 |
| Baltimore County Maryland | 2 | $ 387,000 | $ 193,000 | $ 54,000 |
| Howard County Maryland | 2 | $ 868,000 | $ 434,000 | $ 178,000 |
| Talbot County Maryland | 2 | $ 677,000 | $ 338,000 | $ 122,000 |
| Worcester County Maryland | 2 | $ 257,000 | $ 128,000 | $ 101,000 |
| Allegan County Michigan | 2 | $ 592,000 | $ 296,000 | $ 149,000 |
| Kalamazoo County Michigan | 2 | $ 420,000 | $ 210,000 | $ 119,000 |
| Oakland County Michigan | 2 | $ 476,000 | $ 238,000 | $ 98,000 |
| Pulaski County Missouri | 2 | $ 362,000 | $ 181,000 | $ 0 |
| Strafford County New Hampshire | 2 | $ 378,000 | $ 189,000 | $ 43,000 |
| Bergen County New Jersey | 2 | $ 1,650,000 | $ 825,000 | $ 178,000 |
| Hudson County New Jersey | 2 | $ 565,000 | $ 282,000 | $ 299,000 |
| Saratoga County New York | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Burke County North Carolina | 2 | $ 293,000 | $ 146,000 | $ 140,000 |
| Franklin County North Carolina | 2 | $ 332,000 | $ 166,000 | $ 56,000 |
| Harnett County North Carolina | 2 | $ 469,000 | $ 234,000 | $ 93,000 |
| Union County North Carolina | 2 | $ 331,000 | $ 165,000 | $ 54,000 |
| Clermont County Ohio | 2 | $ 420,000 | $ 210,000 | $ 83,000 |
| Cuyahoga County Ohio | 2 | $ 183,000 | $ 91,000 | $ 64,000 |
| Gallia County Ohio | 2 | $ 320,000 | $ 160,000 | $ 36,000 |
| Summit County Ohio | 2 | $ 374,000 | $ 187,000 | $ 86,000 |
| Multnomah County Oregon | 2 | $ 363,000 | $ 181,000 | $ 88,000 |
| Chester County Pennsylvania | 2 | $ 437,000 | $ 218,000 | $ 77,000 |
| Cumberland County Pennsylvania | 2 | $ 316,000 | $ 158,000 | $ 192,000 |
| Fulton County Pennsylvania | 2 | $ 243,000 | $ 121,000 | $ 49,000 |
| Newport County Rhode Island | 2 | $ 403,000 | $ 201,000 | $ 261,000 |
| Marshall County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 38,000 |
| Maury County Tennessee | 2 | $ 283,000 | $ 141,000 | $ 74,000 |
| Montgomery County Tennessee | 2 | $ 251,000 | $ 125,000 | $ 96,000 |
| Robertson County Tennessee | 2 | $ 482,000 | $ 241,000 | $ 72,000 |
| Salt Lake County Utah | 2 | $ 742,000 | $ 371,000 | $ 134,000 |
| Utah County Utah | 2 | $ 321,000 | $ 160,000 | $ 37,000 |
| Bland County Virginia | 2 | $ 196,000 | $ 98,000 | $ 50,000 |
| Campbell County Virginia | 2 | $ 385,000 | $ 192,000 | $ 81,000 |
| Clarke County Virginia | 2 | $ 658,000 | $ 329,000 | $ 215,000 |
| Floyd County Virginia | 2 | $ 325,000 | $ 162,000 | $ 43,000 |
| Fredericksburg County Virginia | 2 | $ 609,000 | $ 304,000 | $ 213,000 |
| Giles County Virginia | 2 | $ 294,000 | $ 147,000 | $ 58,000 |
| Grayson County Virginia | 2 | $ 238,000 | $ 119,000 | $ 60,000 |
| Hanover County Virginia | 2 | $ 369,000 | $ 184,000 | $ 49,000 |
| King George County Virginia | 2 | $ 465,000 | $ 232,000 | $ 106,000 |
| Lancaster County Virginia | 2 | $ 527,000 | $ 263,000 | $ 80,000 |
| Nelson County Virginia | 2 | $ 437,000 | $ 218,000 | $ 200,000 |
| Virginia Beach County Virginia | 2 | $ 740,000 | $ 370,000 | $ 325,000 |
| King County Washington | 2 | $ 708,000 | $ 354,000 | $ 142,000 |
| Summers County West Virginia | 2 | $ 176,000 | $ 88,000 | $ 44,000 |
| Polk County Wisconsin | 2 | $ 396,000 | $ 198,000 | $ 93,000 |
| Jefferson County Alabama | 1 | $ 417,000 | $ 417,000 | $ 140,000 |
| Mobile County Alabama | 1 | $ 208,000 | $ 208,000 | $ 173,000 |
| St. Clair County Alabama | 1 | $ 428,000 | $ 428,000 | $ 127,000 |
| Aleutians West County Alaska | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Cochise County Arizona | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Pinal County Arizona | 1 | $ 274,000 | $ 274,000 | $ 137,000 |
| Santa Cruz County Arizona | 1 | $ 297,000 | $ 297,000 | $ 199,000 |
| Benton County Arkansas | 1 | $ 231,000 | $ 231,000 | $ 90,000 |
| White County Arkansas | 1 | $ 136,000 | $ 136,000 | $ 150,000 |
| Mariposa County California | 1 | $ 309,000 | $ 309,000 | $ 51,000 |
| Mendocino County California | 1 | $ 311,000 | $ 311,000 | $ 83,000 |
| Orange County California | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Riverside County California | 1 | $ 229,000 | $ 229,000 | $ 65,000 |
| San Francisco County California | 1 | $ 417,000 | $ 417,000 | $ 233,000 |
| Boulder County Colorado | 1 | $ 313,000 | $ 313,000 | $ 75,000 |
| Chaffee County Colorado | 1 | $ 270,000 | $ 270,000 | $ 215,000 |
| Denver County Colorado | 1 | $ 230,000 | $ 230,000 | $ 48,000 |
| Routt County Colorado | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| San Juan County Colorado | 1 | $ 163,000 | $ 163,000 | $ 48,000 |
| Summit County Colorado | 1 | $ 626,000 | $ 626,000 | $ 288,000 |
| Teller County Colorado | 1 | $ 375,000 | $ 375,000 | $ 77,000 |
| Alachua County Florida | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| Citrus County Florida | 1 | $ 182,000 | $ 182,000 | $ 37,000 |
| Clay County Florida | 1 | $ 263,000 | $ 263,000 | $ 147,000 |
| Collier County Florida | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Columbia County Florida | 1 | $ 286,000 | $ 286,000 | $ 68,000 |
| Okaloosa County Florida | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Orange County Florida | 1 | $ 106,000 | $ 106,000 | $ 23,000 |
| Osceola County Florida | 1 | $ 83,000 | $ 83,000 | $ 51,000 |
| Santa Rosa County Florida | 1 | $ 227,000 | $ 227,000 | $ 84,000 |
| Seminole County Florida | 1 | $ 240,000 | $ 240,000 | $ 122,000 |
| St. Johns County Florida | 1 | $ 264,000 | $ 264,000 | $ 126,000 |
| Sumter County Florida | 1 | $ 277,000 | $ 277,000 | $ 84,000 |
| Walton County Florida | 1 | $ 417,000 | $ 417,000 | $ 130,000 |
| Banks County Georgia | 1 | $ 121,000 | $ 121,000 | $ 82,000 |
| Bryan County Georgia | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Clarke County Georgia | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Clayton County Georgia | 1 | $ 178,000 | $ 178,000 | $ 62,000 |
| Dawson County Georgia | 1 | $ 170,000 | $ 170,000 | $ 43,000 |
| Glynn County Georgia | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Hall County Georgia | 1 | $ 417,000 | $ 417,000 | $ 283,000 |
| Haralson County Georgia | 1 | $ 93,000 | $ 93,000 | $ 48,000 |
| Houston County Georgia | 1 | $ 96,000 | $ 96,000 | $ 125,000 |
| Lowndes County Georgia | 1 | $ 261,000 | $ 261,000 | $ 40,000 |
| Lumpkin County Georgia | 1 | $ 142,000 | $ 142,000 | $ 106,000 |
| Oconee County Georgia | 1 | $ 109,000 | $ 109,000 | $ 47,000 |
| Rabun County Georgia | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Spalding County Georgia | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Tift County Georgia | 1 | $ 140,000 | $ 140,000 | $ 98,000 |
| Walton County Georgia | 1 | $ 167,000 | $ 167,000 | $ 36,000 |
| Whitfield County Georgia | 1 | $ 146,000 | $ 146,000 | $ 56,000 |
| Canyon County Idaho | 1 | $ 186,000 | $ 186,000 | $ 39,000 |
| Kootenai County Idaho | 1 | $ 228,000 | $ 228,000 | $ 51,000 |
| DuPage County Illinois | 1 | $ 300,000 | $ 300,000 | $ 350,000 |
| Kendall County Illinois | 1 | $ 182,000 | $ 182,000 | $ 47,000 |
| Menard County Illinois | 1 | $ 142,000 | $ 142,000 | $ 59,000 |
| Peoria County Illinois | 1 | $ 139,000 | $ 139,000 | $ 83,000 |
| Blackford County Indiana | 1 | $ 54,000 | $ 54,000 | $ 50,000 |
| Clay County Indiana | 1 | $ 139,000 | $ 139,000 | $ 56,000 |
| Elkhart County Indiana | 1 | $ 72,000 | $ 72,000 | $ 28,000 |
| Huntington County Indiana | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Jefferson County Indiana | 1 | $ 103,000 | $ 103,000 | $ 201,000 |
| Noble County Indiana | 1 | $ 71,000 | $ 71,000 | $ 41,000 |
| Owen County Indiana | 1 | $ 108,000 | $ 108,000 | $ 70,000 |
| Shelby County Indiana | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Vanderburgh County Indiana | 1 | $ 167,000 | $ 167,000 | $ 97,000 |
| Warrick County Indiana | 1 | $ 124,000 | $ 124,000 | $ 85,000 |
| Wayne County Indiana | 1 | $ 123,000 | $ 123,000 | $ 80,000 |
| Whitley County Indiana | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Polk County Iowa | 1 | $ 334,000 | $ 334,000 | $ 293,000 |
| Logan County Kansas | 1 | $ 99,000 | $ 99,000 | $ 55,000 |
| Sedgwick County Kansas | 1 | $ 233,000 | $ 233,000 | $ 145,000 |
| Barren County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Boone County Kentucky | 1 | $ 214,000 | $ 214,000 | $ 57,000 |
| Boyd County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Campbell County Kentucky | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 364,000 | $ 364,000 | $ 323,000 |
| Kenton County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 39,000 |
| Lyon County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 71,000 |
| Madison County Kentucky | 1 | $ 137,000 | $ 137,000 | $ 139,000 |
| Mason County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 57,000 |
| Meade County Kentucky | 1 | $ 261,000 | $ 261,000 | $ 80,000 |
| Warren County Kentucky | 1 | $ 224,000 | $ 224,000 | $ 194,000 |
| Androscoggin County Maine | 1 | $ 150,000 | $ 150,000 | $ 138,000 |
| Franklin County Maine | 1 | $ 193,000 | $ 193,000 | $ 82,000 |
| Cecil County Maryland | 1 | $ 236,000 | $ 236,000 | $ 80,000 |
| Dorchester County Maryland | 1 | $ 417,000 | $ 417,000 | $ 250,000 |
| St. Mary's County Maryland | 1 | $ 356,000 | $ 356,000 | $ 85,000 |
| Barnstable County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 244,000 |
| Bristol County Massachusetts | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| Franklin County Massachusetts | 1 | $ 192,000 | $ 192,000 | $ 112,000 |
| Middlesex County Massachusetts | 1 | $ 501,000 | $ 501,000 | $ 253,000 |
| Norfolk County Massachusetts | 1 | $ 347,000 | $ 347,000 | $ 244,000 |
| Suffolk County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 110,000 |
| Antrim County Michigan | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Benzie County Michigan | 1 | $ 160,000 | $ 160,000 | $ 136,000 |
| Berrien County Michigan | 1 | $ 196,000 | $ 196,000 | $ 141,000 |
| Branch County Michigan | 1 | $ 171,000 | $ 171,000 | $ 51,000 |
| Kent County Michigan | 1 | $ 170,000 | $ 170,000 | $ 86,000 |
| Livingston County Michigan | 1 | $ 527,000 | $ 527,000 | $ 200,000 |
| Aitkin County Minnesota | 1 | $ 189,000 | $ 189,000 | $ 41,000 |
| Chisago County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 87,000 |
| Otter Tail County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Rice County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 55,000 |
| Scott County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Sherburne County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Sibley County Minnesota | 1 | $ 303,000 | $ 303,000 | $ 71,000 |
| St. Louis County Minnesota | 1 | $ 357,000 | $ 357,000 | $ 136,000 |
| DeSoto County Mississippi | 1 | $ 303,000 | $ 303,000 | $ 171,000 |
| Buchanan County Missouri | 1 | $ 330,000 | $ 330,000 | $ 136,000 |
| Camden County Missouri | 1 | $ 620,000 | $ 620,000 | $ 129,000 |
| Clay County Missouri | 1 | $ 409,000 | $ 409,000 | $ 254,000 |
| Jasper County Missouri | 1 | $ 107,000 | $ 107,000 | $ 47,000 |
| Madison County Missouri | 1 | $ 107,000 | $ 107,000 | $ 42,000 |
| St. Charles County Missouri | 1 | $ 240,000 | $ 240,000 | $ 111,000 |
| St. Francois County Missouri | 1 | $ 93,000 | $ 93,000 | $ 42,000 |
| St. Louis County Missouri | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Stone County Missouri | 1 | $ 115,000 | $ 115,000 | $ 21,000 |
| Carbon County Montana | 1 | $ 400,000 | $ 400,000 | $ 165,000 |
| Flathead County Montana | 1 | $ 142,000 | $ 142,000 | $ 111,000 |
| Jefferson County Montana | 1 | $ 173,000 | $ 173,000 | $ 25,000 |
| Phelps County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Clark County Nevada | 1 | $ 230,000 | $ 230,000 | $ 83,000 |
| Hillsborough County New Hampshire | 1 | $ 172,000 | $ 172,000 | $ 75,000 |
| Burlington County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Gloucester County New Jersey | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 608,000 | $ 608,000 | $ 414,000 |
| San Juan County New Mexico | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 246,000 | $ 246,000 | $ 124,000 |
| Genesee County New York | 1 | $ 113,000 | $ 113,000 | $ 60,000 |
| Orange County New York | 1 | $ 240,000 | $ 240,000 | $ 107,000 |
| Rensselaer County New York | 1 | $ 208,000 | $ 208,000 | $ 91,000 |
| Rockland County New York | 1 | $ 397,000 | $ 397,000 | $ 102,000 |
| Suffolk County New York | 1 | $ 369,000 | $ 369,000 | $ 93,000 |
| Alamance County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 78,000 |
| Brunswick County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 41,000 |
| Cabarrus County North Carolina | 1 | $ 336,000 | $ 336,000 | $ 203,000 |
| Camden County North Carolina | 1 | $ 247,000 | $ 247,000 | $ 64,000 |
| Gaston County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Granville County North Carolina | 1 | $ 209,000 | $ 209,000 | $ 42,000 |
| Henderson County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 70,000 |
| Iredell County North Carolina | 1 | $ 209,000 | $ 209,000 | $ 57,000 |
| Jackson County North Carolina | 1 | $ 233,000 | $ 233,000 | $ 81,000 |
| Mecklenburg County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 171,000 |
| Mitchell County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 93,000 |
| Moore County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| Pasquotank County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 79,000 |
| Transylvania County North Carolina | 1 | $ 389,000 | $ 389,000 | $ 96,000 |
| Warren County North Carolina | 1 | $ 222,000 | $ 222,000 | $ 259,000 |
| Yadkin County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 62,000 |
| Delaware County Ohio | 1 | $ 142,000 | $ 142,000 | $ 306,000 |
| Hamilton County Ohio | 1 | $ 143,000 | $ 143,000 | $ 134,000 |
| Licking County Ohio | 1 | $ 303,000 | $ 303,000 | $ 107,000 |
| Medina County Ohio | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Stark County Ohio | 1 | $ 136,000 | $ 136,000 | $ 56,000 |
| Trumbull County Ohio | 1 | $ 81,000 | $ 81,000 | $ 67,000 |
| Wood County Ohio | 1 | $ 77,000 | $ 77,000 | $ 43,000 |
| Beckham County Oklahoma | 1 | $ 168,000 | $ 168,000 | $ 56,000 |
| Tulsa County Oklahoma | 1 | $ 417,000 | $ 417,000 | $ 166,000 |
| Baker County Oregon | 1 | $ 133,000 | $ 133,000 | $ 55,000 |
| Clackamas County Oregon | 1 | $ 210,000 | $ 210,000 | $ 64,000 |
| Deschutes County Oregon | 1 | $ 178,000 | $ 178,000 | $ 29,000 |
| Lane County Oregon | 1 | $ 192,000 | $ 192,000 | $ 94,000 |
| Malheur County Oregon | 1 | $ 162,000 | $ 162,000 | $ 60,000 |
| Washington County Oregon | 1 | $ 350,000 | $ 350,000 | $ 92,000 |
| Bucks County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 273,000 |
| Clinton County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 42,000 |
| Erie County Pennsylvania | 1 | $ 192,000 | $ 192,000 | $ 71,000 |
| Montgomery County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 32,000 |
| Westmoreland County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 100,000 |
| Providence County Rhode Island | 1 | $ 180,000 | $ 180,000 | $ 135,000 |
| Anderson County South Carolina | 1 | $ 191,000 | $ 191,000 | $ 115,000 |
| Beaufort County South Carolina | 1 | $ 951,000 | $ 951,000 | $ 328,000 |
| Lee County South Carolina | 1 | $ 264,000 | $ 264,000 | $ 97,000 |
| Newberry County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 41,000 |
| Orangeburg County South Carolina | 1 | $ 141,000 | $ 141,000 | $ 73,000 |
| Saluda County South Carolina | 1 | $ 153,000 | $ 153,000 | $ 37,000 |
| York County South Carolina | 1 | $ 163,000 | $ 163,000 | $ 86,000 |
| Cumberland County Tennessee | 1 | $ 208,000 | $ 208,000 | $ 67,000 |
| Franklin County Tennessee | 1 | $ 340,000 | $ 340,000 | $ 220,000 |
| Houston County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 34,000 |
| Jackson County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 128,000 |
| Knox County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Madison County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Pickett County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 216,000 |
| Sullivan County Tennessee | 1 | $ 141,000 | $ 141,000 | $ 60,000 |
| Washington County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 115,000 |
| Bexar County Texas | 1 | $ 157,000 | $ 157,000 | $ 83,000 |
| Collin County Texas | 1 | $ 159,000 | $ 159,000 | $ 117,000 |
| Hill County Texas | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Kendall County Texas | 1 | $ 340,000 | $ 340,000 | $ 211,000 |
| Montgomery County Texas | 1 | $ 374,000 | $ 374,000 | $ 212,000 |
| Travis County Texas | 1 | $ 247,000 | $ 247,000 | $ 65,000 |
| Davis County Utah | 1 | $ 154,000 | $ 154,000 | $ 95,000 |
| Weber County Utah | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Rutland County Vermont | 1 | $ 132,000 | $ 132,000 | $ 96,000 |
| Bristol County Virginia | 1 | $ 142,000 | $ 142,000 | $ 42,000 |
| Chesapeake County Virginia | 1 | $ 166,000 | $ 166,000 | $ 42,000 |
| Craig County Virginia | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Fluvanna County Virginia | 1 | $ 113,000 | $ 113,000 | $ 132,000 |
| Greene County Virginia | 1 | $ 186,000 | $ 186,000 | $ 54,000 |
| Henrico County Virginia | 1 | $ 417,000 | $ 417,000 | $ 172,000 |
| Henry County Virginia | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Hopewell County Virginia | 1 | $ 120,000 | $ 120,000 | $ 66,000 |
| Louisa County Virginia | 1 | $ 319,000 | $ 319,000 | $ 123,000 |
| Lynchburg County Virginia | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Manassas Park County Virginia | 1 | $ 367,000 | $ 367,000 | $ 130,000 |
| Martinsville County Virginia | 1 | $ 45,000 | $ 45,000 | $ 13,000 |
| Montgomery County Virginia | 1 | $ 179,000 | $ 179,000 | $ 53,000 |
| Newport News County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 728,000 | $ 728,000 | $ 0 |
| Norton County Virginia | 1 | $ 218,000 | $ 218,000 | $ 122,000 |
| Pittsylvania County Virginia | 1 | $ 67,000 | $ 67,000 | $ 25,000 |
| Prince George County Virginia | 1 | $ 213,000 | $ 213,000 | $ 66,000 |
| Rappahannock County Virginia | 1 | $ 120,000 | $ 120,000 | $ 88,000 |
| Richmond City County Virginia | 1 | $ 324,000 | $ 324,000 | $ 249,000 |
| Scott County Virginia | 1 | $ 74,000 | $ 74,000 | $ 26,000 |
| Shenandoah County Virginia | 1 | $ 151,000 | $ 151,000 | $ 46,000 |
| Waynesboro County Virginia | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Westmoreland County Virginia | 1 | $ 180,000 | $ 180,000 | $ 88,000 |
| Wythe County Virginia | 1 | $ 133,000 | $ 133,000 | $ 38,000 |
| Pierce County Washington | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Hampshire County West Virginia | 1 | $ 162,000 | $ 162,000 | $ 88,000 |
| Hardy County West Virginia | 1 | $ 276,000 | $ 276,000 | $ 104,000 |
| Marion County West Virginia | 1 | $ 142,000 | $ 142,000 | $ 38,000 |
| Ohio County West Virginia | 1 | $ 151,000 | $ 151,000 | $ 54,000 |
| Randolph County West Virginia | 1 | $ 234,000 | $ 234,000 | $ 200,000 |
| Barron County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 67,000 |
| Burnett County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 406,000 |
| Eau Claire County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 83,000 |
| Kenosha County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Pierce County Wisconsin | 1 | $ 206,000 | $ 206,000 | $ 91,000 |
| Waukesha County Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Waupaca County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 114,000 |
Mortgage Loan Application Detail Totals for Access National Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,866 | $461,757,000 | $247,000 | $9,441,000 | $106,000 | $3,220,000 |
| Refinancing | 1,073 | $314,842,000 | $293,000 | $1,940,000 | $133,000 | $2,770,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,130 | $551,387,000 | $258,000 | $1,940,000 | $122,000 | $3,220,000 |
| Not Provided | 377 | $116,585,000 | $309,000 | $1,700,000 | $120,000 | $760,000 |
| Black or African American | 232 | $49,151,000 | $211,000 | $727,000 | $79,000 | $390,000 |
| Hispanic | 86 | $19,475,000 | $226,000 | $859,000 | $87,000 | $525,000 |
| Asian | 78 | $21,936,000 | $281,000 | $864,000 | $111,000 | $342,000 |
| Not applicable | 30 | $17,185,000 | $572,000 | $9,441,000 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 5 | $650,000 | $130,000 | $199,000 | $44,000 | $60,000 |
| American Indian or Alaskan Native | 1 | $230,000 | $230,000 | $230,000 | $61,000 | $61,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,831 | $535,891,000 | $292,000 | $9,441,000 | $144,000 | $3,220,000 |
| FHA-insured (Federal Housing Administration) | 685 | $134,659,000 | $196,000 | $636,000 | $69,000 | $445,000 |
| VA-guaranteed (Veterans Administration) | 292 | $86,272,000 | $295,000 | $1,440,000 | $78,000 | $508,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 131 | $19,777,000 | $150,000 | $283,000 | $50,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,176 | $578,778,000 | $265,000 | $9,441,000 | $116,000 | $3,220,000 |
| Application Denied By Financial Institution | 385 | $89,792,000 | $233,000 | $1,500,000 | $90,000 | $1,799,000 |
| Application Withdrawn By Applicant | 344 | $97,263,000 | $282,000 | $1,700,000 | $133,000 | $1,799,000 |
| Preapproval Denied by Financial Institution | 18 | $5,219,000 | $289,000 | $850,000 | $119,000 | $350,000 |
| Application Approved But Not Accepted | 16 | $5,547,000 | $346,000 | $1,940,000 | $315,000 | $2,770,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 165 | $36,514,000 | $221,000 | $1,500,000 | $104,000 | $1,799,000 |
| Debt-To-Income Ratio | 85 | $21,696,000 | $255,000 | $860,000 | $69,000 | $390,000 |
| Unverifiable Information | 54 | $14,064,000 | $260,000 | $1,500,000 | $95,000 | $319,000 |
| Credit History | 49 | $10,386,000 | $211,000 | $600,000 | $82,000 | $270,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $4,055,000 | $193,000 | $403,000 | $75,000 | $180,000 |
| Other | 20 | $6,028,000 | $301,000 | $1,120,000 | $121,000 | $350,000 |
| Employment History | 9 | $2,268,000 | $252,000 | $635,000 | $63,000 | $185,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Access National Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Access National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.