Access National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Access National Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Access National Bank 1800 Robert Fulton Dr Reston, VA 20191 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,939 |
| Total Mortgage Loan Application Amount | $776,599,000 |
| Average Mortgage Loan Application Amount | $270,000 |
| Highest Mortgage Loan Application Amount | $9,441,000 |
| Average Applicant Income | $119,500 |
| Highest Applicant Income | $3,220,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Access National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Access National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Access National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Access National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Access National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Access National Bank's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 583 | $ 235,862,000 | $ 343,750 | $ 137,500 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 464 | $ 103,770,000 | $ 223,000 | $ 108,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 373 | $ 91,898,000 | $ 246,000 | $ 109,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 240 | $ 60,635,000 | $ 252,000 | $ 107,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 169 | $ 29,031,000 | $ 165,500 | $ 65,500 |
| ROANOKE, VA | 86 | $ 13,470,000 | $ 156,000 | $ 64,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 80 | $ 20,764,000 | $ 233,000 | $ 104,000 |
| FORT WAYNE, IN | 72 | $ 8,138,000 | $ 113,000 | $ 51,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 50 | $ 18,706,000 | $ 374,000 | $ 169,000 |
| DENVER-AURORA-LAKEWOOD, CO | 28 | $ 8,561,000 | $ 305,000 | $ 116,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 26 | $ 4,828,000 | $ 185,000 | $ 67,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 22 | $ 8,443,000 | $ 383,000 | $ 269,000 |
| LYNCHBURG, VA | 16 | $ 2,498,000 | $ 156,000 | $ 60,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 15 | $ 2,657,000 | $ 177,000 | $ 112,000 |
| RALEIGH, NC | 15 | $ 3,091,000 | $ 206,000 | $ 80,000 |
| WINCHESTER, VA-WV | 15 | $ 3,340,000 | $ 194,500 | $ 79,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 14 | $ 3,078,000 | $ 219,000 | $ 86,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 14 | $ 3,547,000 | $ 253,000 | $ 348,000 |
| SALISBURY, MD-DE | 11 | $ 3,517,000 | $ 245,000 | $ 161,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 10 | $ 4,487,000 | $ 448,000 | $ 229,500 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 9 | $ 1,456,000 | $ 161,000 | $ 52,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 9 | $ 4,822,000 | $ 535,000 | $ 130,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 9 | $ 2,272,000 | $ 252,000 | $ 109,000 |
| SAN DIEGO-CARLSBAD, CA | 8 | $ 3,658,000 | $ 457,000 | $ 130,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 8 | $ 2,780,000 | $ 347,000 | $ 138,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 7 | $ 3,805,000 | $ 543,000 | $ 299,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 7 | $ 1,484,000 | $ 191,500 | $ 90,500 |
| CHARLOTTESVILLE, VA | 7 | $ 1,292,000 | $ 184,000 | $ 106,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 7 | $ 950,000 | $ 137,500 | $ 53,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 7 | $ 5,124,000 | $ 732,000 | $ 100,000 |
| CINCINNATI, OH-KY-IN | 6 | $ 1,277,000 | $ 212,500 | $ 66,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 6 | $ 1,503,000 | $ 250,000 | $ 89,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 6 | $ 1,464,000 | $ 244,000 | $ 231,000 |
| PITTSBURGH, PA | 6 | $ 1,314,000 | $ 219,000 | $ 108,000 |
| RICHMOND, VA | 6 | $ 1,443,000 | $ 240,000 | $ 108,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 960,000 | $ 205,500 | $ 93,000 |
| CAPE CORAL-FORT MYERS, FL | 5 | $ 1,520,000 | $ 304,000 | $ 161,000 |
| CHATTANOOGA, TN-GA | 5 | $ 1,020,000 | $ 204,000 | $ 106,000 |
| COLUMBUS, OH | 5 | $ 1,111,000 | $ 222,000 | $ 153,000 |
| DALLAS-PLANO-IRVING, TX | 5 | $ 1,498,000 | $ 299,000 | $ 139,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 5 | $ 991,000 | $ 198,000 | $ 97,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 5 | $ 889,000 | $ 160,500 | $ 100,500 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 5 | $ 1,534,000 | $ 306,000 | $ 65,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 5 | $ 1,272,000 | $ 254,000 | $ 155,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 5 | $ 1,075,000 | $ 215,000 | $ 65,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 5 | $ 1,390,000 | $ 278,000 | $ 121,000 |
| BIRMINGHAM-HOOVER, AL | 4 | $ 1,501,000 | $ 375,000 | $ 161,000 |
| GARY, IN | 4 | $ 769,000 | $ 192,000 | $ 59,000 |
| GREENSBORO-HIGH POINT, NC | 4 | $ 647,000 | $ 161,000 | $ 80,000 |
| JACKSONVILLE, FL | 4 | $ 1,854,000 | $ 463,000 | $ 202,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 4 | $ 781,000 | $ 170,000 | $ 94,500 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 4 | $ 844,000 | $ 211,000 | $ 114,000 |
| OCALA, FL | 4 | $ 919,000 | $ 229,000 | $ 150,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 4 | $ 923,000 | $ 230,000 | $ 83,000 |
| PROVIDENCE-WARWICK, RI-MA | 4 | $ 797,000 | $ 204,000 | $ 109,500 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 4 | $ 1,995,000 | $ 498,000 | $ 135,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 598,000 | $ 199,000 | $ 30,000 |
| CLEVELAND-ELYRIA, OH | 3 | $ 372,000 | $ 124,000 | $ 43,000 |
| COLUMBUS, IN | 3 | $ 403,000 | $ 134,000 | $ 50,000 |
| ELGIN, IL | 3 | $ 698,000 | $ 232,000 | $ 66,000 |
| GETTYSBURG, PA | 3 | $ 465,000 | $ 155,000 | $ 55,000 |
| HARRISONBURG, VA | 3 | $ 565,000 | $ 188,000 | $ 40,000 |
| HINESVILLE, GA | 3 | $ 386,000 | $ 128,000 | $ 42,000 |
| KANSAS CITY, MO-KS | 3 | $ 868,000 | $ 319,000 | $ 170,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 3 | $ 639,000 | $ 213,000 | $ 67,000 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 466,000 | $ 155,000 | $ 52,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 3 | $ 429,000 | $ 143,000 | $ 65,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 538,000 | $ 179,000 | $ 47,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 3 | $ 626,000 | $ 208,000 | $ 63,000 |
| SANTA MARIA-SANTA BARBARA, CA | 3 | $ 1,199,000 | $ 399,000 | $ 88,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 531,000 | $ 177,000 | $ 108,000 |
| TUSCALOOSA, AL | 3 | $ 1,073,000 | $ 357,000 | $ 242,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3 | $ 1,003,000 | $ 334,000 | $ 132,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 3 | $ 1,032,000 | $ 344,000 | $ 170,000 |
| AKRON, OH | 2 | $ 374,000 | $ 187,000 | $ 86,000 |
| ANCHORAGE, AK | 2 | $ 515,000 | $ 257,000 | $ 30,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 194,000 | $ 97,000 | $ 37,000 |
| BOSTON, MA | 2 | $ 752,000 | $ 376,000 | $ 177,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2 | $ 611,000 | $ 305,000 | $ 145,000 |
| CAMDEN, NJ | 2 | $ 412,000 | $ 206,000 | $ 42,000 |
| CLARKSVILLE, TN-KY | 2 | $ 251,000 | $ 125,000 | $ 96,000 |
| COLUMBUS, GA-AL | 2 | $ 377,000 | $ 188,000 | $ 83,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 632,000 | $ 316,000 | $ 114,000 |
| EVANSVILLE, IN-KY | 2 | $ 291,000 | $ 145,000 | $ 91,000 |
| FORT COLLINS, CO | 2 | $ 637,000 | $ 318,000 | $ 258,000 |
| GREELEY, CO | 2 | $ 742,000 | $ 371,000 | $ 172,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 316,000 | $ 158,000 | $ 192,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 293,000 | $ 146,000 | $ 140,000 |
| HOT SPRINGS, AR | 2 | $ 268,000 | $ 134,000 | $ 10,000 |
| HUNTSVILLE, AL | 2 | $ 515,000 | $ 257,000 | $ 86,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 420,000 | $ 210,000 | $ 119,000 |
| LAFAYETTE, LA | 2 | $ 937,000 | $ 468,000 | $ 150,000 |
| MUNCIE, IN | 2 | $ 196,000 | $ 98,000 | $ 47,000 |
| NEW ORLEANS-METAIRIE, LA | 2 | $ 445,000 | $ 222,000 | $ 90,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 341,000 | $ 170,000 | $ 47,000 |
| PROVO-OREM, UT | 2 | $ 321,000 | $ 160,000 | $ 37,000 |
| PUEBLO, CO | 2 | $ 211,000 | $ 105,000 | $ 49,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 2 | $ 950,000 | $ 475,000 | $ 169,000 |
| SALINAS, CA | 2 | $ 645,000 | $ 322,000 | $ 95,000 |
| SALT LAKE CITY, UT | 2 | $ 742,000 | $ 371,000 | $ 134,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2 | $ 497,000 | $ 248,000 | $ 147,000 |
| SANTA ROSA, CA | 2 | $ 781,000 | $ 390,000 | $ 162,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2 | $ 708,000 | $ 354,000 | $ 142,000 |
| ST. LOUIS, MO-IL | 2 | $ 315,000 | $ 157,000 | $ 55,000 |
| YUMA, AZ | 2 | $ 605,000 | $ 302,000 | $ 0 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| ASHEVILLE, NC | 1 | $ 400,000 | $ 400,000 | $ 70,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 247,000 | $ 247,000 | $ 65,000 |
| BARNSTABLE TOWN, MA | 1 | $ 315,000 | $ 315,000 | $ 244,000 |
| BEND-REDMOND, OR | 1 | $ 178,000 | $ 178,000 | $ 29,000 |
| BILLINGS, MT | 1 | $ 400,000 | $ 400,000 | $ 165,000 |
| BLOOMINGTON, IN | 1 | $ 108,000 | $ 108,000 | $ 70,000 |
| BOISE CITY, ID | 1 | $ 186,000 | $ 186,000 | $ 39,000 |
| BOULDER, CO | 1 | $ 313,000 | $ 313,000 | $ 75,000 |
| BOWLING GREEN, KY | 1 | $ 224,000 | $ 224,000 | $ 194,000 |
| BRUNSWICK, GA | 1 | $ 143,000 | $ 143,000 | $ 0 |
| BURLINGTON, NC | 1 | $ 216,000 | $ 216,000 | $ 78,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 356,000 | $ 356,000 | $ 85,000 |
| CANTON-MASSILLON, OH | 1 | $ 136,000 | $ 136,000 | $ 56,000 |
| COEUR D'ALENE, ID | 1 | $ 228,000 | $ 228,000 | $ 51,000 |
| COLORADO SPRINGS, CO | 1 | $ 375,000 | $ 375,000 | $ 77,000 |
| COLUMBIA, SC | 1 | $ 153,000 | $ 153,000 | $ 37,000 |
| DALTON, GA | 1 | $ 146,000 | $ 146,000 | $ 56,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 334,000 | $ 334,000 | $ 293,000 |
| DULUTH, MN-WI | 1 | $ 357,000 | $ 357,000 | $ 136,000 |
| EAU CLAIRE, WI | 1 | $ 102,000 | $ 102,000 | $ 83,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 261,000 | $ 261,000 | $ 80,000 |
| ELKHART-GOSHEN, IN | 1 | $ 72,000 | $ 72,000 | $ 28,000 |
| ERIE, PA | 1 | $ 192,000 | $ 192,000 | $ 71,000 |
| EUGENE, OR | 1 | $ 192,000 | $ 192,000 | $ 94,000 |
| FARMINGTON, NM | 1 | $ 151,000 | $ 151,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 231,000 | $ 231,000 | $ 90,000 |
| GAINESVILLE, FL | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| GAINESVILLE, GA | 1 | $ 417,000 | $ 417,000 | $ 283,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 170,000 | $ 170,000 | $ 86,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1 | $ 191,000 | $ 191,000 | $ 115,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 951,000 | $ 951,000 | $ 328,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 182,000 | $ 182,000 | $ 37,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| JACKSON, TN | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| JOHNSON CITY, TN | 1 | $ 146,000 | $ 146,000 | $ 115,000 |
| JOPLIN, MO | 1 | $ 107,000 | $ 107,000 | $ 47,000 |
| KNOXVILLE, TN | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1 | $ 230,000 | $ 230,000 | $ 83,000 |
| LEWISTON-AUBURN, ME | 1 | $ 150,000 | $ 150,000 | $ 138,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 364,000 | $ 364,000 | $ 323,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 172,000 | $ 172,000 | $ 75,000 |
| MEMPHIS, TN-MS-AR | 1 | $ 303,000 | $ 303,000 | $ 171,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 190,000 | $ 190,000 | $ 0 |
| MOBILE, AL | 1 | $ 208,000 | $ 208,000 | $ 173,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1 | $ 369,000 | $ 369,000 | $ 93,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 196,000 | $ 196,000 | $ 141,000 |
| PEORIA, IL | 1 | $ 139,000 | $ 139,000 | $ 83,000 |
| SANTA FE, NM | 1 | $ 246,000 | $ 246,000 | $ 124,000 |
| SAVANNAH, GA | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| SPRINGFIELD, IL | 1 | $ 142,000 | $ 142,000 | $ 59,000 |
| ST. JOSEPH, MO-KS | 1 | $ 330,000 | $ 330,000 | $ 136,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| TACOMA-LAKEWOOD, WA | 1 | $ 236,000 | $ 236,000 | $ 0 |
| TERRE HAUTE, IN | 1 | $ 139,000 | $ 139,000 | $ 56,000 |
| THE VILLAGES, FL | 1 | $ 277,000 | $ 277,000 | $ 84,000 |
| TOLEDO, OH | 1 | $ 77,000 | $ 77,000 | $ 43,000 |
| TULSA, OK | 1 | $ 417,000 | $ 417,000 | $ 166,000 |
| VALDOSTA, GA | 1 | $ 261,000 | $ 261,000 | $ 40,000 |
| WARNER ROBINS, GA | 1 | $ 96,000 | $ 96,000 | $ 125,000 |
| WHEELING, WV-OH | 1 | $ 151,000 | $ 151,000 | $ 54,000 |
| WICHITA, KS | 1 | $ 233,000 | $ 233,000 | $ 145,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 236,000 | $ 236,000 | $ 80,000 |
| WINSTON-SALEM, NC | 1 | $ 184,000 | $ 184,000 | $ 62,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 81,000 | $ 81,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for Access National Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,866 | $461,757,000 | $247,000 | $9,441,000 | $106,000 | $3,220,000 |
| Refinancing | 1,073 | $314,842,000 | $293,000 | $1,940,000 | $133,000 | $2,770,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,130 | $551,387,000 | $258,000 | $1,940,000 | $122,000 | $3,220,000 |
| Not Provided | 377 | $116,585,000 | $309,000 | $1,700,000 | $120,000 | $760,000 |
| Black or African American | 232 | $49,151,000 | $211,000 | $727,000 | $79,000 | $390,000 |
| Hispanic | 86 | $19,475,000 | $226,000 | $859,000 | $87,000 | $525,000 |
| Asian | 78 | $21,936,000 | $281,000 | $864,000 | $111,000 | $342,000 |
| Not applicable | 30 | $17,185,000 | $572,000 | $9,441,000 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 5 | $650,000 | $130,000 | $199,000 | $44,000 | $60,000 |
| American Indian or Alaskan Native | 1 | $230,000 | $230,000 | $230,000 | $61,000 | $61,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,831 | $535,891,000 | $292,000 | $9,441,000 | $144,000 | $3,220,000 |
| FHA-insured (Federal Housing Administration) | 685 | $134,659,000 | $196,000 | $636,000 | $69,000 | $445,000 |
| VA-guaranteed (Veterans Administration) | 292 | $86,272,000 | $295,000 | $1,440,000 | $78,000 | $508,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 131 | $19,777,000 | $150,000 | $283,000 | $50,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,176 | $578,778,000 | $265,000 | $9,441,000 | $116,000 | $3,220,000 |
| Application Denied By Financial Institution | 385 | $89,792,000 | $233,000 | $1,500,000 | $90,000 | $1,799,000 |
| Application Withdrawn By Applicant | 344 | $97,263,000 | $282,000 | $1,700,000 | $133,000 | $1,799,000 |
| Preapproval Denied by Financial Institution | 18 | $5,219,000 | $289,000 | $850,000 | $119,000 | $350,000 |
| Application Approved But Not Accepted | 16 | $5,547,000 | $346,000 | $1,940,000 | $315,000 | $2,770,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 165 | $36,514,000 | $221,000 | $1,500,000 | $104,000 | $1,799,000 |
| Debt-To-Income Ratio | 85 | $21,696,000 | $255,000 | $860,000 | $69,000 | $390,000 |
| Unverifiable Information | 54 | $14,064,000 | $260,000 | $1,500,000 | $95,000 | $319,000 |
| Credit History | 49 | $10,386,000 | $211,000 | $600,000 | $82,000 | $270,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $4,055,000 | $193,000 | $403,000 | $75,000 | $180,000 |
| Other | 20 | $6,028,000 | $301,000 | $1,120,000 | $121,000 | $350,000 |
| Employment History | 9 | $2,268,000 | $252,000 | $635,000 | $63,000 | $185,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Access National Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Access National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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