Acopia, LLC Mortgage Lending & HMDA Data, 2018

In 2018, Acopia, LLC of Goodlettsville, TN reported 7,212 mortgage applications totaling $1.6 billion, down 17% from 2017. The average application was for $217,811, and applicants reported an average income of $91,017. 69% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,390), Nashville-Davidson--Murfreesboro--Franklin, TN (1,169) and Port St. Lucie, FL (340) (applications in parentheses).

Mortgage Company & Address Acopia, LLC
306 Northcreek Boulevard Suite 100
Goodlettsville, TN 37072
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 7,212
Total Mortgage Loan Application Amount $1,570,860,000
Average Mortgage Loan Application Amount $217,811
Highest Mortgage Loan Application Amount $1,605,000
Average Applicant Income $91,017
Highest Applicant Income $1,350,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Acopia, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Acopia, LLC by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Lucie, Florida 291 $ 55,285,000 $ 189,982 $ 78,000
Davidson, Tennessee 285 $ 63,575,000 $ 223,070 $ 86,000
Sumner, Tennessee 256 $ 54,660,000 $ 213,515 $ 81,000
Gwinnett, Georgia 226 $ 47,460,000 $ 210,000 $ 82,000
Rutherford, Tennessee 215 $ 46,865,000 $ 217,976 $ 77,000
Cobb, Georgia 176 $ 42,190,000 $ 239,715 $ 108,000
Jefferson, Kentucky 152 $ 28,750,000 $ 189,144 $ 74,000
Fulton, Georgia 138 $ 34,080,000 $ 246,956 $ 129,000
Walton, Georgia 131 $ 24,165,000 $ 184,465 $ 75,000
Mecklenburg, North Carolina 121 $ 25,685,000 $ 212,272 $ 95,000
Cherokee, Georgia 111 $ 28,885,000 $ 260,225 $ 110,000
Paulding, Georgia 111 $ 17,705,000 $ 159,504 $ 67,000
DeKalb, Georgia 105 $ 18,635,000 $ 177,476 $ 89,000
Williamson, Tennessee 100 $ 33,970,000 $ 339,700 $ 128,000
Buncombe, North Carolina 96 $ 27,770,000 $ 289,270 $ 122,000
Hall, Georgia 86 $ 18,000,000 $ 209,302 $ 82,000
Wilson, Tennessee 86 $ 21,570,000 $ 250,813 $ 86,000
Madison, Alabama 80 $ 15,240,000 $ 190,500 $ 74,000
Fairfax, Virginia 76 $ 27,540,000 $ 362,368 $ 89,000
New Castle, Delaware 75 $ 16,415,000 $ 218,866 $ 84,000
McCracken, Kentucky 73 $ 9,115,000 $ 124,863 $ 63,000
Prince William, Virginia 73 $ 21,645,000 $ 296,506 $ 70,000
Los Angeles, California 71 $ 26,085,000 $ 367,394 $ 162,000
Baldwin, Alabama 70 $ 13,250,000 $ 189,285 $ 78,000
Forsyth, Georgia 67 $ 18,225,000 $ 272,014 $ 104,000
Robertson, Tennessee 65 $ 11,075,000 $ 170,384 $ 72,000
Greenville, South Carolina 60 $ 11,410,000 $ 190,166 $ 69,000
Kent, Delaware 59 $ 13,465,000 $ 228,220 $ 78,000
Riverside, California 58 $ 15,830,000 $ 272,931 $ 134,000
Prince George's, Maryland 55 $ 13,805,000 $ 251,000 $ 72,000
Cumberland, North Carolina 51 $ 8,255,000 $ 161,862 $ 75,000
San Bernardino, California 50 $ 12,900,000 $ 258,000 $ 122,000
San Diego, California 50 $ 17,090,000 $ 341,800 $ 141,000
Anderson, South Carolina 50 $ 8,210,000 $ 164,200 $ 65,000
Martin, Florida 49 $ 9,815,000 $ 200,306 $ 108,000
Douglas, Georgia 49 $ 8,185,000 $ 167,040 $ 57,000
Sussex, Delaware 47 $ 10,135,000 $ 215,638 $ 100,000
Maury, Tennessee 45 $ 8,995,000 $ 199,888 $ 81,000
Henry, Georgia 42 $ 6,290,000 $ 149,761 $ 59,000
Wake, North Carolina 42 $ 11,530,000 $ 274,523 $ 140,000
Spartanburg, South Carolina 42 $ 6,260,000 $ 149,047 $ 61,000
Frederick, Maryland 41 $ 12,485,000 $ 304,512 $ 95,000
Newton, Georgia 40 $ 7,040,000 $ 176,000 $ 66,000
Union, North Carolina 40 $ 9,600,000 $ 240,000 $ 102,000
Montgomery, Tennessee 40 $ 5,130,000 $ 128,250 $ 53,000
Macon, Tennessee 37 $ 4,715,000 $ 127,432 $ 57,000
Barrow, Georgia 36 $ 6,950,000 $ 193,055 $ 67,000
Cherokee, Alabama 33 $ 4,605,000 $ 139,545 $ 107,000
Shelby, Alabama 33 $ 6,855,000 $ 207,727 $ 78,000
Bartow, Georgia 33 $ 5,915,000 $ 179,242 $ 73,000
Houston, Georgia 33 $ 5,875,000 $ 178,030 $ 70,000
Montgomery, Maryland 33 $ 10,325,000 $ 312,878 $ 75,000
Clarke, Georgia 32 $ 4,820,000 $ 150,625 $ 84,000
Colquitt, Georgia 32 $ 4,510,000 $ 140,937 $ 61,000
Broward, Florida 31 $ 7,885,000 $ 254,354 $ 127,000
Troup, Georgia 31 $ 4,425,000 $ 142,741 $ 66,000
Orange, California 30 $ 12,090,000 $ 403,000 $ 163,000
Floyd, Indiana 30 $ 4,080,000 $ 136,000 $ 76,000
Alameda, California 29 $ 10,695,000 $ 368,793 $ 151,000
Hillsborough, Florida 29 $ 6,815,000 $ 235,000 $ 138,000
Clark, Indiana 29 $ 4,065,000 $ 140,172 $ 72,000
Gaston, North Carolina 28 $ 5,450,000 $ 194,642 $ 107,000
DeKalb, Alabama 27 $ 2,685,000 $ 99,444 $ 49,000
Maricopa, Arizona 27 $ 7,405,000 $ 274,259 $ 127,000
San Joaquin, California 27 $ 7,515,000 $ 278,333 $ 126,000
Palm Beach, Florida 27 $ 7,105,000 $ 263,148 $ 136,000
Orange, Florida 26 $ 6,040,000 $ 232,307 $ 90,000
Volusia, Florida 26 $ 4,690,000 $ 180,384 $ 83,000
Jackson, Georgia 25 $ 4,785,000 $ 191,400 $ 73,000
Henderson, North Carolina 25 $ 5,775,000 $ 231,000 $ 87,000
Dickson, Tennessee 25 $ 5,235,000 $ 209,400 $ 77,000
Shelby, Tennessee 25 $ 3,515,000 $ 140,600 $ 61,000
Loudoun, Virginia 24 $ 8,590,000 $ 357,916 $ 102,000
Lee, Florida 23 $ 4,505,000 $ 195,869 $ 77,000
Miami-Dade, Florida 23 $ 5,315,000 $ 231,086 $ 114,000
Clayton, Georgia 23 $ 2,765,000 $ 120,217 $ 49,000
Charlotte, Florida 22 $ 4,330,000 $ 196,818 $ 79,000
Duval, Florida 22 $ 6,240,000 $ 283,636 $ 178,000
Carroll, Georgia 22 $ 2,720,000 $ 123,636 $ 48,000
Berkeley, South Carolina 22 $ 4,920,000 $ 223,636 $ 88,000
El Paso, Colorado 21 $ 4,815,000 $ 229,285 $ 85,000
Anne Arundel, Maryland 21 $ 5,985,000 $ 285,000 $ 88,000
York, South Carolina 21 $ 5,035,000 $ 239,761 $ 95,000
Thomas, Georgia 20 $ 3,550,000 $ 177,500 $ 74,000
Harrison, Indiana 20 $ 3,720,000 $ 186,000 $ 79,000
Cabarrus, North Carolina 20 $ 3,990,000 $ 199,500 $ 65,000
Bedford, Tennessee 20 $ 3,100,000 $ 155,000 $ 65,000
Hamilton, Tennessee 20 $ 4,020,000 $ 201,000 $ 64,000
Marshall, Tennessee 20 $ 3,660,000 $ 183,000 $ 60,000
Lowndes, Georgia 19 $ 3,275,000 $ 172,368 $ 67,000
Lebanon, Pennsylvania 19 $ 1,725,000 $ 90,789 $ 44,000
Etowah, Alabama 18 $ 2,220,000 $ 123,333 $ 58,000
Santa Clara, California 18 $ 6,930,000 $ 385,000 $ 182,000
Lake, Florida 18 $ 3,720,000 $ 206,666 $ 92,000
Osceola, Florida 18 $ 3,470,000 $ 192,777 $ 74,000
Bullitt, Kentucky 18 $ 3,490,000 $ 193,888 $ 61,000
Oldham, Kentucky 18 $ 4,540,000 $ 252,222 $ 108,000
Cheatham, Tennessee 18 $ 3,480,000 $ 193,333 $ 70,000
Grant, Arkansas 17 $ 2,425,000 $ 142,647 $ 78,000
Indian River, Florida 17 $ 3,115,000 $ 183,235 $ 86,000
Baltimore, Maryland 17 $ 5,285,000 $ 310,882 $ 92,000
Howard, Maryland 17 $ 6,885,000 $ 405,000 $ 126,000
Charleston, South Carolina 17 $ 3,675,000 $ 216,176 $ 118,000
Placer, California 15 $ 4,455,000 $ 297,000 $ 232,000
Sonoma, California 15 $ 7,605,000 $ 507,000 $ 295,000
Brevard, Florida 15 $ 3,935,000 $ 262,333 $ 114,000
Bibb, Georgia 15 $ 2,475,000 $ 165,000 $ 70,000
St. Louis, Missouri 15 $ 2,355,000 $ 157,000 $ 80,000
Marion, Tennessee 15 $ 1,865,000 $ 124,333 $ 53,000
Sevier, Tennessee 15 $ 2,605,000 $ 173,666 $ 179,000
Bexar, Texas 15 $ 4,105,000 $ 273,666 $ 106,000
Jefferson, Alabama 14 $ 4,490,000 $ 320,714 $ 161,000
Limestone, Alabama 14 $ 2,620,000 $ 187,142 $ 71,000
Sacramento, California 14 $ 4,490,000 $ 320,714 $ 151,000
Polk, Florida 14 $ 2,560,000 $ 182,857 $ 63,000
Sarasota, Florida 14 $ 3,360,000 $ 240,000 $ 112,000
Rockdale, Georgia 14 $ 2,630,000 $ 187,857 $ 74,000
Pickens, South Carolina 14 $ 2,640,000 $ 188,571 $ 118,000
Coffee, Tennessee 14 $ 2,090,000 $ 149,285 $ 55,000
San Mateo, California 13 $ 5,375,000 $ 413,461 $ 292,000
Douglas, Colorado 13 $ 3,695,000 $ 284,230 $ 113,000
Lancaster, South Carolina 13 $ 2,845,000 $ 218,846 $ 82,000
Trousdale, Tennessee 13 $ 2,495,000 $ 191,923 $ 91,000
Dawson, Georgia 12 $ 2,450,000 $ 204,166 $ 95,000
Oconee, South Carolina 12 $ 2,400,000 $ 200,000 $ 84,000
Smith, Tennessee 12 $ 1,790,000 $ 149,166 $ 68,000
Contra Costa, California 11 $ 3,975,000 $ 361,363 $ 217,000
Alachua, Florida 11 $ 1,665,000 $ 151,363 $ 53,000
Bulloch, Georgia 11 $ 1,895,000 $ 172,272 $ 105,000
Columbia, Georgia 11 $ 2,415,000 $ 219,545 $ 96,000
Oconee, Georgia 11 $ 2,835,000 $ 257,727 $ 109,000
Washington, Georgia 11 $ 1,305,000 $ 118,636 $ 78,000
Harnett, North Carolina 11 $ 1,825,000 $ 165,909 $ 59,000
Greenwood, South Carolina 11 $ 2,105,000 $ 191,363 $ 77,000
Whitfield, Georgia 10 $ 1,030,000 $ 103,000 $ 42,000
Guilford, North Carolina 10 $ 1,120,000 $ 112,000 $ 43,000
Dorchester, South Carolina 10 $ 2,220,000 $ 222,000 $ 62,000
DeKalb, Tennessee 10 $ 1,210,000 $ 121,000 $ 46,000
Putnam, Tennessee 10 $ 1,520,000 $ 152,000 $ 59,000
Albemarle, Virginia 10 $ 3,170,000 $ 317,000 $ 139,000
Stafford, Virginia 10 $ 2,630,000 $ 263,000 $ 58,000
Saline, Arkansas 9 $ 1,945,000 $ 216,111 $ 105,000
El Dorado, California 9 $ 2,705,000 $ 300,555 $ 138,000
Dougherty, Georgia 9 $ 1,225,000 $ 136,111 $ 53,000
Gilmer, Georgia 9 $ 1,525,000 $ 169,444 $ 65,000
Spalding, Georgia 9 $ 1,505,000 $ 167,222 $ 61,000
Marshall, Kentucky 9 $ 1,105,000 $ 122,777 $ 57,000
Washington, Maryland 9 $ 1,905,000 $ 211,666 $ 69,000
Durham, North Carolina 9 $ 1,285,000 $ 142,777 $ 72,000
Lincoln, North Carolina 9 $ 1,835,000 $ 203,888 $ 78,000
Henrico, Virginia 9 $ 2,475,000 $ 275,000 $ 92,000
Ventura, California 8 $ 2,700,000 $ 337,500 $ 148,000
Jefferson, Colorado 8 $ 2,210,000 $ 276,250 $ 74,000
Highlands, Florida 8 $ 1,650,000 $ 206,250 $ 67,000
Pinellas, Florida 8 $ 2,250,000 $ 281,250 $ 56,000
Coweta, Georgia 8 $ 1,330,000 $ 166,250 $ 67,000
Lumpkin, Georgia 8 $ 2,310,000 $ 288,750 $ 123,000
Morgan, Georgia 8 $ 1,870,000 $ 233,750 $ 93,000
Harford, Maryland 8 $ 2,010,000 $ 251,250 $ 149,000
Iredell, North Carolina 8 $ 2,010,000 $ 251,250 $ 125,000
Nash, North Carolina 8 $ 1,170,000 $ 146,250 $ 44,000
Greene, Tennessee 8 $ 890,000 $ 111,250 $ 44,000
Arapahoe, Colorado 7 $ 2,695,000 $ 385,000 $ 259,000
Baldwin, Georgia 7 $ 1,685,000 $ 240,714 $ 265,000
Gordon, Georgia 7 $ 1,305,000 $ 186,428 $ 68,000
Greene, Georgia 7 $ 1,865,000 $ 266,428 $ 170,000
Putnam, Georgia 7 $ 1,385,000 $ 197,857 $ 108,000
Tift, Georgia 7 $ 815,000 $ 116,428 $ 44,000
Cook, Illinois 7 $ 1,635,000 $ 233,571 $ 123,000
Graves, Kentucky 7 $ 795,000 $ 113,571 $ 52,000
Warren, Kentucky 7 $ 1,365,000 $ 195,000 $ 76,000
Baltimore City, Maryland 7 $ 1,435,000 $ 205,000 $ 82,000
Carroll, Maryland 7 $ 2,315,000 $ 330,714 $ 77,000
Charles, Maryland 7 $ 2,135,000 $ 305,000 $ 65,000
Delaware, Pennsylvania 7 $ 1,075,000 $ 153,571 $ 87,000
Philadelphia, Pennsylvania 7 $ 1,255,000 $ 179,285 $ 58,000
Hickman, Tennessee 7 $ 985,000 $ 140,714 $ 56,000
Collin, Texas 7 $ 2,635,000 $ 376,428 $ 152,000
Pulaski, Arkansas 6 $ 1,400,000 $ 233,333 $ 159,000
Washington, Arkansas 6 $ 1,100,000 $ 183,333 $ 79,000
Boulder, Colorado 6 $ 2,170,000 $ 361,666 $ 118,000
Flagler, Florida 6 $ 1,230,000 $ 205,000 $ 129,000
Seminole, Florida 6 $ 1,320,000 $ 220,000 $ 68,000
St. Johns, Florida 6 $ 2,100,000 $ 350,000 $ 180,000
Banks, Georgia 6 $ 960,000 $ 160,000 $ 51,000
Crisp, Georgia 6 $ 520,000 $ 86,666 $ 38,000
Fayette, Georgia 6 $ 1,580,000 $ 263,333 $ 73,000
Jones, Georgia 6 $ 1,130,000 $ 188,333 $ 79,000
Lee, Georgia 6 $ 910,000 $ 151,666 $ 68,000
Shelby, Kentucky 6 $ 1,770,000 $ 295,000 $ 113,000
DeSoto, Mississippi 6 $ 1,090,000 $ 181,666 $ 69,000
Brunswick, North Carolina 6 $ 1,790,000 $ 298,333 $ 112,000
Cleveland, North Carolina 6 $ 440,000 $ 73,333 $ 53,000
Forsyth, North Carolina 6 $ 1,130,000 $ 188,333 $ 100,000
Haywood, North Carolina 6 $ 1,500,000 $ 250,000 $ 155,000
Madison, North Carolina 6 $ 1,130,000 $ 188,333 $ 63,000
Richland, South Carolina 6 $ 770,000 $ 128,333 $ 79,000
Alexandria, Virginia 6 $ 2,660,000 $ 443,333 $ 149,000
Fauquier, Virginia 6 $ 1,980,000 $ 330,000 $ 126,000
Hanover, Virginia 6 $ 1,310,000 $ 218,333 $ 181,000
Navajo, Arizona 5 $ 1,225,000 $ 245,000 $ 257,000
Solano, California 5 $ 1,365,000 $ 273,000 $ 86,000
Adams, Colorado 5 $ 1,485,000 $ 297,000 $ 108,000
Collier, Florida 5 $ 1,045,000 $ 209,000 $ 60,000
Pasco, Florida 5 $ 1,395,000 $ 279,000 $ 61,000
Walton, Florida 5 $ 1,255,000 $ 251,000 $ 117,000
Meriwether, Georgia 5 $ 385,000 $ 77,000 $ 47,000
Pickens, Georgia 5 $ 595,000 $ 119,000 $ 47,000
Pike, Georgia 5 $ 985,000 $ 197,000 $ 66,000
Richmond, Georgia 5 $ 905,000 $ 181,000 $ 71,000
Hardin, Kentucky 5 $ 565,000 $ 113,000 $ 52,000
Hoke, North Carolina 5 $ 735,000 $ 147,000 $ 73,000
Johnston, North Carolina 5 $ 1,025,000 $ 205,000 $ 76,000
Georgetown, South Carolina 5 $ 2,475,000 $ 495,000 $ 185,000
Laurens, South Carolina 5 $ 815,000 $ 163,000 $ 74,000
Cannon, Tennessee 5 $ 765,000 $ 153,000 $ 58,000
Fayette, Tennessee 5 $ 765,000 $ 153,000 $ 38,000
Giles, Tennessee 5 $ 875,000 $ 175,000 $ 75,000
Hardeman, Tennessee 5 $ 655,000 $ 131,000 $ 58,000
McNairy, Tennessee 5 $ 965,000 $ 193,000 $ 81,000
Manassas, Virginia 5 $ 1,825,000 $ 365,000 $ 68,000
Spotsylvania, Virginia 5 $ 1,155,000 $ 231,000 $ 103,000
Lauderdale, Alabama 4 $ 200,000 $ 50,000 $ 38,000
San Luis Obispo, California 4 $ 870,000 $ 217,500 $ 133,000
Stanislaus, California 4 $ 1,060,000 $ 265,000 $ 59,000
Yuba, California 4 $ 460,000 $ 115,000 $ 68,000
Bay, Florida 4 $ 510,000 $ 127,500 $ 84,000
Citrus, Florida 4 $ 890,000 $ 222,500 $ 101,000
Manatee, Florida 4 $ 1,070,000 $ 267,500 $ 67,000
Glynn, Georgia 4 $ 640,000 $ 160,000 $ 125,000
Jasper, Georgia 4 $ 570,000 $ 142,500 $ 51,000
Polk, Georgia 4 $ 630,000 $ 157,500 $ 48,000
Washington, Indiana 4 $ 900,000 $ 225,000 $ 82,000
Jefferson, Louisiana 4 $ 1,200,000 $ 300,000 $ 278,000
Wicomico, Maryland 4 $ 760,000 $ 190,000 $ 61,000
St. Charles, Missouri 4 $ 510,000 $ 127,500 $ 39,000
New Hanover, North Carolina 4 $ 500,000 $ 125,000 $ 86,000
Rowan, North Carolina 4 $ 620,000 $ 155,000 $ 68,000
Transylvania, North Carolina 4 $ 1,140,000 $ 285,000 $ 101,000
Chester, Pennsylvania 4 $ 1,220,000 $ 305,000 $ 694,000
Beaufort, South Carolina 4 $ 990,000 $ 247,500 $ 141,000
Franklin, Tennessee 4 $ 810,000 $ 202,500 $ 103,000
Obion, Tennessee 4 $ 420,000 $ 105,000 $ 73,000
Harris, Texas 4 $ 850,000 $ 212,500 $ 68,000
Caroline, Virginia 4 $ 810,000 $ 202,500 $ 73,000
Chesterfield, Virginia 4 $ 1,130,000 $ 282,500 $ 102,000
Culpeper, Virginia 4 $ 1,070,000 $ 267,500 $ 43,000
Snohomish, Washington 4 $ 1,380,000 $ 345,000 $ 91,000
Calhoun, Alabama 3 $ 545,000 $ 181,666 $ 79,000
Chambers, Alabama 3 $ 365,000 $ 121,666 $ 46,000
Jackson, Alabama 3 $ 405,000 $ 135,000 $ 35,000
Marshall, Alabama 3 $ 245,000 $ 81,666 $ 28,000
St. Clair, Alabama 3 $ 465,000 $ 155,000 $ 42,000
Pima, Arizona 3 $ 665,000 $ 221,666 $ 134,000
Fresno, California 3 $ 615,000 $ 205,000 $ 68,000
Napa, California 3 $ 985,000 $ 328,333 $ 143,000
Marion, Florida 3 $ 245,000 $ 81,666 $ 19,000
Ben Hill, Georgia 3 $ 255,000 $ 85,000 $ 39,000
Brooks, Georgia 3 $ 465,000 $ 155,000 $ 77,000
Floyd, Georgia 3 $ 315,000 $ 105,000 $ 61,000
Lanier, Georgia 3 $ 415,000 $ 138,333 $ 76,000
Mitchell, Georgia 3 $ 405,000 $ 135,000 $ 66,000
Murray, Georgia 3 $ 445,000 $ 148,333 $ 48,000
Peach, Georgia 3 $ 395,000 $ 131,666 $ 35,000
Turner, Georgia 3 $ 375,000 $ 125,000 $ 52,000
Union, Georgia 3 $ 625,000 $ 208,333 $ 45,000
White, Georgia 3 $ 505,000 $ 168,333 $ 85,000
Johnson, Kansas 3 $ 785,000 $ 261,666 $ 131,000
Calloway, Kentucky 3 $ 535,000 $ 178,333 $ 84,000
Nelson, Kentucky 3 $ 375,000 $ 125,000 $ 52,000
Rowan, Kentucky 3 $ 385,000 $ 128,333 $ 46,000
Simpson, Kentucky 3 $ 395,000 $ 131,666 $ 41,000
Spencer, Kentucky 3 $ 655,000 $ 218,333 $ 73,000
St. Mary's, Maryland 3 $ 775,000 $ 258,333 $ 95,000
Catawba, North Carolina 3 $ 885,000 $ 295,000 $ 195,000
McDowell, North Carolina 3 $ 1,305,000 $ 435,000 $ 270,000
Rutherford, North Carolina 3 $ 1,035,000 $ 345,000 $ 247,000
Montgomery, Pennsylvania 3 $ 495,000 $ 165,000 $ 59,000
Horry, South Carolina 3 $ 1,095,000 $ 365,000 $ 439,000
Lexington, South Carolina 3 $ 785,000 $ 261,666 $ 148,000
Jackson, Tennessee 3 $ 595,000 $ 198,333 $ 86,000
Lawrence, Tennessee 3 $ 505,000 $ 168,333 $ 96,000
Warren, Tennessee 3 $ 275,000 $ 91,666 $ 47,000
Dallas, Texas 3 $ 745,000 $ 248,333 $ 146,000
Denton, Texas 3 $ 1,025,000 $ 341,666 $ 113,000
Hays, Texas 3 $ 985,000 $ 328,333 $ 96,000
Tarrant, Texas 3 $ 785,000 $ 261,666 $ 102,000
Frederick, Virginia 3 $ 685,000 $ 228,333 $ 54,000
Manassas Park, Virginia 3 $ 665,000 $ 221,666 $ 51,000
Cullman, Alabama 2 $ 540,000 $ 270,000 $ 61,000
Elmore, Alabama 2 $ 350,000 $ 175,000 $ 133,000
Mobile, Alabama 2 $ 190,000 $ 95,000 $ 56,000
Yuma, Arizona 2 $ 170,000 $ 85,000 $ 77,000
Garland, Arkansas 2 $ 530,000 $ 265,000 $ 230,000
Kern, California 2 $ 530,000 $ 265,000 $ 108,000
Merced, California 2 $ 490,000 $ 245,000 $ 77,000
Sutter, California 2 $ 270,000 $ 135,000 $ 49,000
Tulare, California 2 $ 450,000 $ 225,000 $ 87,000
Denver, Colorado 2 $ 550,000 $ 275,000 $ 56,000
Mesa, Colorado 2 $ 210,000 $ 105,000 $ 59,000
Weld, Colorado 2 $ 410,000 $ 205,000 $ 78,000
Hernando, Florida 2 $ 380,000 $ 190,000 $ 93,000
Monroe, Florida 2 $ 1,210,000 $ 605,000 $ 530,000
Okaloosa, Florida 2 $ 490,000 $ 245,000 $ 81,000
Butts, Georgia 2 $ 350,000 $ 175,000 $ 72,000
Chatham, Georgia 2 $ 520,000 $ 260,000 $ 84,000
Decatur, Georgia 2 $ 280,000 $ 140,000 $ 44,000
Effingham, Georgia 2 $ 400,000 $ 200,000 $ 86,000
Fannin, Georgia 2 $ 570,000 $ 285,000 $ 198,000
Franklin, Georgia 2 $ 210,000 $ 105,000 $ 37,000
Grady, Georgia 2 $ 340,000 $ 170,000 $ 63,000
Hancock, Georgia 2 $ 500,000 $ 250,000 $ 65,000
Haralson, Georgia 2 $ 240,000 $ 120,000 $ 90,000
Harris, Georgia 2 $ 410,000 $ 205,000 $ 138,000
Macon, Georgia 2 $ 140,000 $ 70,000 $ 28,000
Madison, Georgia 2 $ 220,000 $ 110,000 $ 50,000
Monroe, Georgia 2 $ 240,000 $ 120,000 $ 47,000
Walker, Georgia 2 $ 150,000 $ 75,000 $ 47,000
Wilcox, Georgia 2 $ 80,000 $ 40,000 $ 25,000
McHenry, Illinois 2 $ 310,000 $ 155,000 $ 89,000
Dearborn, Indiana 2 $ 190,000 $ 95,000 $ 185,000
Jefferson, Indiana 2 $ 170,000 $ 85,000 $ 37,000
Ballard, Kentucky 2 $ 250,000 $ 125,000 $ 64,000
Grayson, Kentucky 2 $ 200,000 $ 100,000 $ 54,000
Livingston, Kentucky 2 $ 120,000 $ 60,000 $ 35,000
Madison, Kentucky 2 $ 240,000 $ 120,000 $ 43,000
East Baton Rouge, Louisiana 2 $ 1,050,000 $ 525,000 $ 152,000
Calvert, Maryland 2 $ 570,000 $ 285,000 $ 100,000
Cecil, Maryland 2 $ 590,000 $ 295,000 $ 69,000
Dorchester, Maryland 2 $ 280,000 $ 140,000 $ 27,000
Garrett, Maryland 2 $ 260,000 $ 130,000 $ 165,000
Marshall, Mississippi 2 $ 250,000 $ 125,000 $ 95,000
St. Louis City, Missouri 2 $ 370,000 $ 185,000 $ 106,000
Chatham, North Carolina 2 $ 530,000 $ 265,000 $ 49,000
Davidson, North Carolina 2 $ 230,000 $ 115,000 $ 77,000
Edgecombe, North Carolina 2 $ 100,000 $ 50,000 $ 38,000
Franklin, North Carolina 2 $ 530,000 $ 265,000 $ 94,000
Jackson, North Carolina 2 $ 690,000 $ 345,000 $ 155,000
Lee, North Carolina 2 $ 340,000 $ 170,000 $ 54,000
Moore, North Carolina 2 $ 620,000 $ 310,000 $ 104,000
Orange, North Carolina 2 $ 720,000 $ 360,000 $ 237,000
Polk, North Carolina 2 $ 640,000 $ 320,000 $ 77,000
Sampson, North Carolina 2 $ 410,000 $ 205,000 $ 60,000
Stanly, North Carolina 2 $ 480,000 $ 240,000 $ 86,000
Watauga, North Carolina 2 $ 770,000 $ 385,000 $ 247,000
Wilson, North Carolina 2 $ 290,000 $ 145,000 $ 47,000
Lancaster, Pennsylvania 2 $ 200,000 $ 100,000 $ 109,000
Abbeville, South Carolina 2 $ 220,000 $ 110,000 $ 48,000
Cherokee, South Carolina 2 $ 360,000 $ 180,000 $ 53,000
Kershaw, South Carolina 2 $ 340,000 $ 170,000 $ 49,000
Blount, Tennessee 2 $ 390,000 $ 195,000 $ 82,000
Clay, Tennessee 2 $ 70,000 $ 35,000 $ 20,000
Cumberland, Tennessee 2 $ 310,000 $ 155,000 $ 80,000
Haywood, Tennessee 2 $ 140,000 $ 70,000 $ 47,000
Lewis, Tennessee 2 $ 300,000 $ 150,000 $ 72,000
Madison, Tennessee 2 $ 300,000 $ 150,000 $ 57,000
Moore, Tennessee 2 $ 280,000 $ 140,000 $ 41,000
Roane, Tennessee 2 $ 550,000 $ 275,000 $ 78,000
Sequatchie, Tennessee 2 $ 220,000 $ 110,000 $ 32,000
Tipton, Tennessee 2 $ 370,000 $ 185,000 $ 50,000
Washington, Tennessee 2 $ 330,000 $ 165,000 $ 70,000
White, Tennessee 2 $ 190,000 $ 95,000 $ 22,000
Aransas, Texas 2 $ 680,000 $ 340,000 $ 374,000
Brazoria, Texas 2 $ 690,000 $ 345,000 $ 105,000
Wilson, Texas 2 $ 730,000 $ 365,000 $ 164,000
Goochland, Virginia 2 $ 590,000 $ 295,000 $ 170,000
Middlesex, Virginia 2 $ 310,000 $ 155,000 $ 134,000
Warren, Virginia 2 $ 420,000 $ 210,000 $ 44,000
Spokane, Washington 2 $ 440,000 $ 220,000 $ 0
Dane, Wisconsin 2 $ 410,000 $ 205,000 $ 39,000
Ozaukee, Wisconsin 2 $ 690,000 $ 345,000 $ 135,000
Morgan, Alabama 1 $ 105,000 $ 105,000 $ 49,000
Talladega, Alabama 1 $ 155,000 $ 155,000 $ 95,000
Pinal, Arizona 1 $ 175,000 $ 175,000 $ 0
Benton, Arkansas 1 $ 175,000 $ 175,000 $ 40,000
Dallas, Arkansas 1 $ 95,000 $ 95,000 $ 62,000
Hot Spring, Arkansas 1 $ 75,000 $ 75,000 $ 37,000
Madison, Arkansas 1 $ 215,000 $ 215,000 $ 70,000
Butte, California 1 $ 245,000 $ 245,000 $ 73,000
Calaveras, California 1 $ 235,000 $ 235,000 $ 84,000
Kings, California 1 $ 205,000 $ 205,000 $ 71,000
Madera, California 1 $ 195,000 $ 195,000 $ 55,000
Santa Cruz, California 1 $ 425,000 $ 425,000 $ 165,000
Siskiyou, California 1 $ 245,000 $ 245,000 $ 0
Archuleta, Colorado 1 $ 385,000 $ 385,000 $ 65,000
Eagle, Colorado 1 $ 325,000 $ 325,000 $ 0
Larimer, Colorado 1 $ 635,000 $ 635,000 $ 325,000
Clay, Florida 1 $ 195,000 $ 195,000 $ 95,000
Columbia, Florida 1 $ 165,000 $ 165,000 $ 50,000
Escambia, Florida 1 $ 265,000 $ 265,000 $ 67,000
Franklin, Florida 1 $ 165,000 $ 165,000 $ 61,000
Hendry, Florida 1 $ 205,000 $ 205,000 $ 67,000
Leon, Florida 1 $ 205,000 $ 205,000 $ 81,000
Santa Rosa, Florida 1 $ 245,000 $ 245,000 $ 112,000
Berrien, Georgia 1 $ 185,000 $ 185,000 $ 65,000
Bryan, Georgia 1 $ 125,000 $ 125,000 $ 37,000
Camden, Georgia 1 $ 295,000 $ 295,000 $ 121,000
Dade, Georgia 1 $ 135,000 $ 135,000 $ 46,000
Evans, Georgia 1 $ 185,000 $ 185,000 $ 84,000
Johnson, Georgia 1 $ 155,000 $ 155,000 $ 118,000
Laurens, Georgia 1 $ 135,000 $ 135,000 $ 66,000
Montgomery, Georgia 1 $ 65,000 $ 65,000 $ 56,000
Oglethorpe, Georgia 1 $ 205,000 $ 205,000 $ 51,000
Rabun, Georgia 1 $ 755,000 $ 755,000 $ 265,000
Screven, Georgia 1 $ 235,000 $ 235,000 $ 74,000
Stephens, Georgia 1 $ 115,000 $ 115,000 $ 52,000
Talbot, Georgia 1 $ 45,000 $ 45,000 $ 212,000
Twiggs, Georgia 1 $ 105,000 $ 105,000 $ 76,000
Wilkes, Georgia 1 $ 55,000 $ 55,000 $ 34,000
Worth, Georgia 1 $ 65,000 $ 65,000 $ 24,000
Massac, Illinois 1 $ 75,000 $ 75,000 $ 36,000
Tazewell, Illinois 1 $ 195,000 $ 195,000 $ 61,000
Will, Illinois 1 $ 255,000 $ 255,000 $ 0
Marion, Indiana 1 $ 75,000 $ 75,000 $ 18,000
Perry, Indiana 1 $ 45,000 $ 45,000 $ 117,000
Spencer, Indiana 1 $ 105,000 $ 105,000 $ 38,000
Switzerland, Indiana 1 $ 175,000 $ 175,000 $ 51,000
Allen, Kentucky 1 $ 145,000 $ 145,000 $ 37,000
Anderson, Kentucky 1 $ 295,000 $ 295,000 $ 74,000
Bath, Kentucky 1 $ 55,000 $ 55,000 $ 38,000
Boone, Kentucky 1 $ 265,000 $ 265,000 $ 73,000
Boyd, Kentucky 1 $ 135,000 $ 135,000 $ 57,000
Boyle, Kentucky 1 $ 55,000 $ 55,000 $ 45,000
Breckinridge, Kentucky 1 $ 145,000 $ 145,000 $ 42,000
Carlisle, Kentucky 1 $ 95,000 $ 95,000 $ 49,000
Christian, Kentucky 1 $ 205,000 $ 205,000 $ 127,000
Daviess, Kentucky 1 $ 215,000 $ 215,000 $ 72,000
Fayette, Kentucky 1 $ 225,000 $ 225,000 $ 82,000
Johnson, Kentucky 1 $ 105,000 $ 105,000 $ 26,000
Knott, Kentucky 1 $ 115,000 $ 115,000 $ 39,000
Lyon, Kentucky 1 $ 155,000 $ 155,000 $ 134,000
Meade, Kentucky 1 $ 85,000 $ 85,000 $ 48,000
Pulaski, Kentucky 1 $ 125,000 $ 125,000 $ 60,000
Scott, Kentucky 1 $ 245,000 $ 245,000 $ 0
Acadia, Louisiana 1 $ 105,000 $ 105,000 $ 58,000
Caddo, Louisiana 1 $ 65,000 $ 65,000 $ 38,000
Lafayette, Louisiana 1 $ 185,000 $ 185,000 $ 60,000
Livingston, Louisiana 1 $ 165,000 $ 165,000 $ 90,000
Ouachita, Louisiana 1 $ 365,000 $ 365,000 $ 92,000
Rapides, Louisiana 1 $ 125,000 $ 125,000 $ 38,000
Kent, Maryland 1 $ 235,000 $ 235,000 $ 53,000
Queen Anne's, Maryland 1 $ 255,000 $ 255,000 $ 228,000
Somerset, Maryland 1 $ 205,000 $ 205,000 $ 105,000
Worcester, Maryland 1 $ 145,000 $ 145,000 $ 70,000
Oakland, Michigan 1 $ 385,000 $ 385,000 $ 84,000
Jackson, Mississippi 1 $ 255,000 $ 255,000 $ 57,000
Winston, Mississippi 1 $ 105,000 $ 105,000 $ 70,000
Clay, Missouri 1 $ 215,000 $ 215,000 $ 72,000
Crawford, Missouri 1 $ 175,000 $ 175,000 $ 75,000
Greene, Missouri 1 $ 105,000 $ 105,000 $ 47,000
Stone, Missouri 1 $ 265,000 $ 265,000 $ 105,000
Avery, North Carolina 1 $ 455,000 $ 455,000 $ 268,000
Bladen, North Carolina 1 $ 65,000 $ 65,000 $ 137,000
Cherokee, North Carolina 1 $ 135,000 $ 135,000 $ 48,000
Graham, North Carolina 1 $ 275,000 $ 275,000 $ 139,000
Mitchell, North Carolina 1 $ 255,000 $ 255,000 $ 139,000
Pitt, North Carolina 1 $ 155,000 $ 155,000 $ 44,000
Robeson, North Carolina 1 $ 295,000 $ 295,000 $ 67,000
Yancey, North Carolina 1 $ 115,000 $ 115,000 $ 42,000
Stark, Ohio 1 $ 75,000 $ 75,000 $ 63,000
Canadian, Oklahoma 1 $ 265,000 $ 265,000 $ 74,000
Logan, Oklahoma 1 $ 355,000 $ 355,000 $ 116,000
Oklahoma, Oklahoma 1 $ 235,000 $ 235,000 $ 130,000
Washington, Oregon 1 $ 355,000 $ 355,000 $ 130,000
Allegheny, Pennsylvania 1 $ 105,000 $ 105,000 $ 143,000
Bucks, Pennsylvania 1 $ 95,000 $ 95,000 $ 91,000
Franklin, Pennsylvania 1 $ 105,000 $ 105,000 $ 49,000
Aiken, South Carolina 1 $ 155,000 $ 155,000 $ 54,000
Chester, South Carolina 1 $ 95,000 $ 95,000 $ 29,000
Chesterfield, South Carolina 1 $ 115,000 $ 115,000 $ 39,000
Florence, South Carolina 1 $ 115,000 $ 115,000 $ 35,000
Sumter, South Carolina 1 $ 95,000 $ 95,000 $ 42,000
Benton, Tennessee 1 $ 115,000 $ 115,000 $ 44,000
Bradley, Tennessee 1 $ 55,000 $ 55,000 $ 29,000
Campbell, Tennessee 1 $ 85,000 $ 85,000 $ 27,000
Cocke, Tennessee 1 $ 455,000 $ 455,000 $ 175,000
Hardin, Tennessee 1 $ 265,000 $ 265,000 $ 136,000
Hawkins, Tennessee 1 $ 135,000 $ 135,000 $ 53,000
Humphreys, Tennessee 1 $ 155,000 $ 155,000 $ 40,000
Jefferson, Tennessee 1 $ 305,000 $ 305,000 $ 53,000
Knox, Tennessee 1 $ 105,000 $ 105,000 $ 181,000
Lincoln, Tennessee 1 $ 135,000 $ 135,000 $ 45,000
Loudon, Tennessee 1 $ 155,000 $ 155,000 $ 62,000
McMinn, Tennessee 1 $ 115,000 $ 115,000 $ 45,000
Monroe, Tennessee 1 $ 125,000 $ 125,000 $ 76,000
Overton, Tennessee 1 $ 225,000 $ 225,000 $ 85,000
Perry, Tennessee 1 $ 185,000 $ 185,000 $ 63,000
Sullivan, Tennessee 1 $ 345,000 $ 345,000 $ 114,000
Union, Tennessee 1 $ 75,000 $ 75,000 $ 72,000
Van Buren, Tennessee 1 $ 145,000 $ 145,000 $ 56,000
Wayne, Tennessee 1 $ 65,000 $ 65,000 $ 21,000
Bowie, Texas 1 $ 215,000 $ 215,000 $ 104,000
Cameron, Texas 1 $ 245,000 $ 245,000 $ 191,000
Comal, Texas 1 $ 145,000 $ 145,000 $ 55,000
Ellis, Texas 1 $ 365,000 $ 365,000 $ 87,000
Fort Bend, Texas 1 $ 165,000 $ 165,000 $ 51,000
Galveston, Texas 1 $ 285,000 $ 285,000 $ 110,000
Grayson, Texas 1 $ 105,000 $ 105,000 $ 38,000
Guadalupe, Texas 1 $ 185,000 $ 185,000 $ 98,000
Hunt, Texas 1 $ 205,000 $ 205,000 $ 54,000
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Mortgage Loan Application Detail Totals for Acopia, LLC in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,725 $1,214,835,000 $212,000 $1,215,000 $88,000 $1,350,000
Cash-out Refinancing 590 $128,390,000 $217,000 $815,000 $97,000 $1,204,000
Refinancing 565 $161,635,000 $286,000 $1,605,000 $112,000 $987,000
Home Improvement 331 $65,755,000 $198,000 $865,000 $97,000 $550,000
Not Applicable 1 $245,000 $245,000 $245,000 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,798 $1,039,060,000 $216,000 $1,325,000 $95,000 $1,204,000
Black or African American 915 $173,085,000 $189,000 $1,395,000 $71,000 $1,350,000
Hispanic 698 $147,650,000 $211,000 $1,605,000 $78,000 $937,000
Not Provided 422 $101,390,000 $240,000 $805,000 $93,000 $425,000
Asian 358 $103,850,000 $290,000 $1,095,000 $108,000 $789,000
American Indian or Alaskan Native 11 $3,375,000 $306,000 $645,000 $291,000 $637,000
Native Hawaiian or Other Pacific Islander 8 $1,700,000 $212,000 $425,000 $61,000 $97,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,050 $919,880,000 $227,000 $1,605,000 $110,000 $1,350,000
FHA-insured (Federal Housing Administration) 2,094 $424,940,000 $202,000 $695,000 $66,000 $589,000
VA-guaranteed (Veterans Administration) 668 $164,000,000 $245,000 $845,000 $78,000 $294,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 400 $62,040,000 $155,000 $435,000 $52,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,969 $1,075,425,000 $216,000 $1,395,000 $90,000 $947,000
Application Withdrawn By Applicant 789 $159,815,000 $202,000 $865,000 $91,000 $1,204,000
Application Approved But Not Accepted 720 $170,420,000 $236,000 $1,005,000 $101,000 $987,000
Application Denied By Financial Institution 541 $116,445,000 $215,000 $1,605,000 $92,000 $1,350,000
File Closed For Incompleteness 193 $48,755,000 $252,000 $1,095,000 $77,000 $317,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,671 $1,454,415,000 $218,000 $1,395,000 $91,000 $1,204,000
Debt-To-Income Ratio 182 $43,700,000 $240,000 $855,000 $83,000 $750,000
Credit History 150 $31,260,000 $208,000 $785,000 $102,000 $637,000
Collateral 92 $18,550,000 $201,000 $1,605,000 $98,000 $417,000
Employment History 39 $8,875,000 $227,000 $1,215,000 $84,000 $395,000
Unverifiable Information 37 $8,565,000 $231,000 $695,000 $127,000 $1,350,000
Other 23 $2,295,000 $99,000 $405,000 $62,000 $129,000
Insufficient Cash (Downpayment, Closing Cost) 16 $2,670,000 $166,000 $435,000 $57,000 $137,000
Credit Application Incomplete 2 $530,000 $265,000 $295,000 $54,000 $71,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Acopia, LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Acopia, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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