First Technology Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
First Technology Federal Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Technology Federal Credit Union 3555 Sw 153Rd Dr San Jose, CA 97003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,805 |
| Total Mortgage Loan Application Amount | $4,301,520,000 |
| Average Mortgage Loan Application Amount | $259,666 |
| Highest Mortgage Loan Application Amount | $3,884,000 |
| Average Applicant Income | $128,666 |
| Highest Applicant Income | $2,220,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with First Technology Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Technology Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down First Technology Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Technology Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by First Technology Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Technology Federal Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 2,938 | $ 1,426,354,000 | $ 485,000 | $ 165,000 |
| Washington County Oregon | 2,385 | $ 599,350,000 | $ 251,000 | $ 115,000 |
| Multnomah County Oregon | 656 | $ 187,645,000 | $ 286,000 | $ 131,000 |
| Santa Clara County California | 476 | $ 341,936,000 | $ 718,000 | $ 216,000 |
| Snohomish County Washington | 447 | $ 177,141,000 | $ 396,000 | $ 139,000 |
| Lane County Oregon | 401 | $ 29,984,000 | $ 74,000 | $ 80,000 |
| Marion County Oregon | 332 | $ 48,840,000 | $ 147,000 | $ 85,000 |
| Larimer County Colorado | 330 | $ 73,162,000 | $ 221,000 | $ 121,000 |
| Clackamas County Oregon | 244 | $ 73,734,000 | $ 302,000 | $ 131,000 |
| Ada County Idaho | 243 | $ 49,106,000 | $ 202,000 | $ 116,000 |
| Harris County Texas | 186 | $ 29,671,000 | $ 159,000 | $ 125,000 |
| Clark County Washington | 185 | $ 45,805,000 | $ 247,000 | $ 118,000 |
| Placer County California | 180 | $ 46,846,000 | $ 260,000 | $ 146,000 |
| Sonoma County California | 179 | $ 55,520,000 | $ 310,000 | $ 120,000 |
| San Diego County California | 163 | $ 61,928,000 | $ 379,000 | $ 152,000 |
| Alameda County California | 142 | $ 85,111,000 | $ 599,000 | $ 185,000 |
| Sacramento County California | 115 | $ 28,708,000 | $ 249,000 | $ 120,000 |
| El Paso County Colorado | 104 | $ 22,028,000 | $ 211,000 | $ 113,000 |
| Benton County Oregon | 97 | $ 19,535,000 | $ 201,000 | $ 102,000 |
| Yamhill County Oregon | 94 | $ 21,266,000 | $ 226,000 | $ 97,000 |
| Weld County Colorado | 80 | $ 15,882,000 | $ 198,000 | $ 96,000 |
| Polk County Oregon | 72 | $ 12,341,000 | $ 171,000 | $ 98,000 |
| Linn County Oregon | 67 | $ 10,498,000 | $ 156,000 | $ 82,000 |
| San Mateo County California | 64 | $ 43,665,000 | $ 682,000 | $ 232,000 |
| Maricopa County Arizona | 60 | $ 13,445,000 | $ 224,000 | $ 107,000 |
| Deschutes County Oregon | 55 | $ 14,900,000 | $ 270,000 | $ 138,000 |
| Orange County California | 49 | $ 29,784,000 | $ 607,000 | $ 264,000 |
| Los Angeles County California | 48 | $ 15,797,000 | $ 329,000 | $ 181,000 |
| Columbia County Oregon | 47 | $ 8,037,000 | $ 171,000 | $ 83,000 |
| Riverside County California | 43 | $ 11,255,000 | $ 261,000 | $ 142,000 |
| Pierce County Washington | 37 | $ 8,486,000 | $ 229,000 | $ 131,000 |
| Contra Costa County California | 36 | $ 18,345,000 | $ 509,000 | $ 186,000 |
| Montgomery County Texas | 35 | $ 8,293,000 | $ 236,000 | $ 128,000 |
| Douglas County Colorado | 29 | $ 7,980,000 | $ 275,000 | $ 131,000 |
| Fulton County Georgia | 29 | $ 7,457,000 | $ 257,000 | $ 165,000 |
| San Francisco County California | 27 | $ 17,041,000 | $ 631,000 | $ 216,000 |
| Arapahoe County Colorado | 26 | $ 5,924,000 | $ 227,000 | $ 140,000 |
| Denver County Colorado | 26 | $ 7,602,000 | $ 292,000 | $ 129,000 |
| Collin County Texas | 26 | $ 7,039,000 | $ 270,000 | $ 157,000 |
| Jefferson County Colorado | 25 | $ 6,048,000 | $ 241,000 | $ 135,000 |
| Broward County Florida | 24 | $ 6,423,000 | $ 267,000 | $ 127,000 |
| Middlesex County Massachusetts | 24 | $ 6,858,000 | $ 285,000 | $ 147,000 |
| Canyon County Idaho | 22 | $ 3,187,000 | $ 144,000 | $ 84,000 |
| El Dorado County California | 21 | $ 5,839,000 | $ 278,000 | $ 133,000 |
| San Joaquin County California | 20 | $ 5,883,000 | $ 294,000 | $ 165,000 |
| Boulder County Colorado | 20 | $ 6,993,000 | $ 349,000 | $ 145,000 |
| Denton County Texas | 20 | $ 4,263,000 | $ 213,000 | $ 130,000 |
| Essex County Massachusetts | 19 | $ 5,781,000 | $ 304,000 | $ 159,000 |
| Clark County Nevada | 19 | $ 3,104,000 | $ 163,000 | $ 157,000 |
| Washoe County Nevada | 19 | $ 4,009,000 | $ 211,000 | $ 133,000 |
| San Bernardino County California | 18 | $ 5,727,000 | $ 318,000 | $ 144,000 |
| Santa Cruz County California | 18 | $ 9,805,000 | $ 544,000 | $ 188,000 |
| Adams County Colorado | 18 | $ 4,788,000 | $ 266,000 | $ 100,000 |
| Forsyth County Georgia | 18 | $ 2,871,000 | $ 159,000 | $ 112,000 |
| Aguadilla County Puerto Rico | 18 | $ 218,000 | $ 12,000 | $ 56,000 |
| Travis County Texas | 17 | $ 4,272,000 | $ 251,000 | $ 143,000 |
| Kitsap County Washington | 17 | $ 7,050,000 | $ 414,000 | $ 240,000 |
| Cobb County Georgia | 16 | $ 2,446,000 | $ 152,000 | $ 115,000 |
| Fort Bend County Texas | 15 | $ 3,430,000 | $ 228,000 | $ 124,000 |
| Tarrant County Texas | 15 | $ 2,165,000 | $ 144,000 | $ 165,000 |
| Cook County Illinois | 13 | $ 345,000 | $ 26,000 | $ 94,000 |
| Williamson County Texas | 13 | $ 2,856,000 | $ 219,000 | $ 163,000 |
| Marin County California | 12 | $ 8,067,000 | $ 672,000 | $ 158,000 |
| New Castle County Delaware | 12 | $ 1,730,000 | $ 144,000 | $ 77,000 |
| Douglas County Oregon | 12 | $ 2,748,000 | $ 229,000 | $ 89,000 |
| Jackson County Oregon | 12 | $ 2,948,000 | $ 245,000 | $ 99,000 |
| Tillamook County Oregon | 12 | $ 2,677,000 | $ 223,000 | $ 105,000 |
| Rockingham County New Hampshire | 11 | $ 3,876,000 | $ 352,000 | $ 161,000 |
| Clatsop County Oregon | 11 | $ 1,811,000 | $ 164,000 | $ 147,000 |
| Gwinnett County Georgia | 10 | $ 1,821,000 | $ 182,000 | $ 121,000 |
| Nevada County California | 9 | $ 2,017,000 | $ 224,000 | $ 141,000 |
| Shasta County California | 9 | $ 1,549,000 | $ 172,000 | $ 101,000 |
| Solano County California | 9 | $ 1,223,000 | $ 135,000 | $ 118,000 |
| Miami-Dade County Florida | 9 | $ 2,305,000 | $ 256,000 | $ 163,000 |
| Wake County North Carolina | 9 | $ 1,374,000 | $ 152,000 | $ 101,000 |
| El Paso County Texas | 9 | $ 433,000 | $ 48,000 | $ 69,000 |
| Pima County Arizona | 8 | $ 1,124,000 | $ 140,000 | $ 112,000 |
| Fresno County California | 8 | $ 1,192,000 | $ 149,000 | $ 125,000 |
| Stanislaus County California | 8 | $ 1,131,000 | $ 141,000 | $ 94,000 |
| Lincoln County Oregon | 8 | $ 1,882,000 | $ 235,000 | $ 154,000 |
| Dallas County Texas | 8 | $ 1,824,000 | $ 228,000 | $ 147,000 |
| Cowlitz County Washington | 8 | $ 1,482,000 | $ 185,000 | $ 104,000 |
| Yolo County California | 7 | $ 2,030,000 | $ 290,000 | $ 131,000 |
| Hillsborough County Florida | 7 | $ 1,037,000 | $ 148,000 | $ 92,000 |
| DeKalb County Georgia | 7 | $ 1,463,000 | $ 209,000 | $ 107,000 |
| Nassau County New York | 7 | $ 1,008,000 | $ 144,000 | $ 117,000 |
| Bexar County Texas | 7 | $ 224,000 | $ 32,000 | $ 75,000 |
| Salt Lake County Utah | 7 | $ 1,480,000 | $ 211,000 | $ 108,000 |
| Spokane County Washington | 7 | $ 806,000 | $ 115,000 | $ 82,000 |
| Ventura County California | 6 | $ 2,212,000 | $ 368,000 | $ 108,000 |
| Chatham County Georgia | 6 | $ 896,000 | $ 149,000 | $ 152,000 |
| Kootenai County Idaho | 6 | $ 1,139,000 | $ 189,000 | $ 93,000 |
| Prince George's County Maryland | 6 | $ 740,000 | $ 123,000 | $ 119,000 |
| Bernalillo County New Mexico | 6 | $ 870,000 | $ 145,000 | $ 178,000 |
| Hood River County Oregon | 6 | $ 2,598,000 | $ 433,000 | $ 170,000 |
| Jefferson County Oregon | 6 | $ 2,169,000 | $ 361,000 | $ 166,000 |
| Island County Washington | 6 | $ 2,562,000 | $ 427,000 | $ 279,000 |
| Skagit County Washington | 6 | $ 2,505,000 | $ 417,000 | $ 223,000 |
| Kern County California | 5 | $ 998,000 | $ 199,000 | $ 122,000 |
| San Luis Obispo County California | 5 | $ 2,517,000 | $ 503,000 | $ 167,000 |
| Yuba County California | 5 | $ 945,000 | $ 189,000 | $ 60,000 |
| Alachua County Florida | 5 | $ 526,000 | $ 105,000 | $ 171,000 |
| Cherokee County Georgia | 5 | $ 1,128,000 | $ 225,000 | $ 131,000 |
| Boise County Idaho | 5 | $ 845,000 | $ 169,000 | $ 92,000 |
| Suffolk County Massachusetts | 5 | $ 1,473,000 | $ 294,000 | $ 118,000 |
| Worcester County Massachusetts | 5 | $ 584,000 | $ 116,000 | $ 138,000 |
| Burlington County New Jersey | 5 | $ 526,000 | $ 105,000 | $ 142,000 |
| Middlesex County New Jersey | 5 | $ 1,009,000 | $ 201,000 | $ 108,000 |
| Onondaga County New York | 5 | $ 348,000 | $ 69,000 | $ 185,000 |
| Orange County North Carolina | 5 | $ 2,669,000 | $ 533,000 | $ 536,000 |
| Richland County South Carolina | 5 | $ 754,000 | $ 150,000 | $ 73,000 |
| Fairfax County Virginia | 5 | $ 2,791,000 | $ 558,000 | $ 240,000 |
| Benton County Washington | 5 | $ 1,361,000 | $ 272,000 | $ 226,000 |
| Chelan County Washington | 5 | $ 1,046,000 | $ 209,000 | $ 128,000 |
| Kittitas County Washington | 5 | $ 1,164,000 | $ 232,000 | $ 244,000 |
| Thurston County Washington | 5 | $ 1,177,000 | $ 235,000 | $ 113,000 |
| Pinal County Arizona | 4 | $ 706,000 | $ 176,000 | $ 114,000 |
| Butte County California | 4 | $ 1,082,000 | $ 270,000 | $ 214,000 |
| Napa County California | 4 | $ 1,317,000 | $ 329,000 | $ 171,000 |
| Santa Barbara County California | 4 | $ 1,135,000 | $ 283,000 | $ 63,000 |
| Tuolumne County California | 4 | $ 260,000 | $ 65,000 | $ 139,000 |
| Elbert County Colorado | 4 | $ 1,185,000 | $ 296,000 | $ 99,000 |
| Manatee County Florida | 4 | $ 844,000 | $ 211,000 | $ 122,000 |
| Palm Beach County Florida | 4 | $ 929,000 | $ 232,000 | $ 138,000 |
| Seminole County Florida | 4 | $ 739,000 | $ 184,000 | $ 185,000 |
| Catoosa County Georgia | 4 | $ 595,000 | $ 148,000 | $ 123,000 |
| Howard County Maryland | 4 | $ 714,000 | $ 178,000 | $ 134,000 |
| Montgomery County Maryland | 4 | $ 1,462,000 | $ 365,000 | $ 92,000 |
| Hillsborough County New Hampshire | 4 | $ 862,000 | $ 215,000 | $ 86,000 |
| Essex County New Jersey | 4 | $ 173,000 | $ 43,000 | $ 137,000 |
| Shelby County Tennessee | 4 | $ 233,000 | $ 58,000 | $ 173,000 |
| Brazoria County Texas | 4 | $ 573,000 | $ 143,000 | $ 107,000 |
| Utah County Utah | 4 | $ 832,000 | $ 208,000 | $ 91,000 |
| Grays Harbor County Washington | 4 | $ 530,000 | $ 132,000 | $ 109,000 |
| Mason County Washington | 4 | $ 1,076,000 | $ 269,000 | $ 141,000 |
| Mohave County Arizona | 3 | $ 325,000 | $ 108,000 | $ 47,000 |
| Yavapai County Arizona | 3 | $ 688,000 | $ 229,000 | $ 128,000 |
| La Plata County Colorado | 3 | $ 833,000 | $ 277,000 | $ 94,000 |
| Pueblo County Colorado | 3 | $ 638,000 | $ 212,000 | $ 170,000 |
| Summit County Colorado | 3 | $ 577,000 | $ 192,000 | $ 127,000 |
| Pinellas County Florida | 3 | $ 561,000 | $ 187,000 | $ 141,000 |
| Polk County Florida | 3 | $ 254,000 | $ 84,000 | $ 124,000 |
| Bonneville County Idaho | 3 | $ 580,000 | $ 193,000 | $ 132,000 |
| Baltimore County Maryland | 3 | $ 246,000 | $ 82,000 | $ 160,000 |
| Barnstable County Massachusetts | 3 | $ 658,000 | $ 219,000 | $ 112,000 |
| Oakland County Michigan | 3 | $ 55,000 | $ 18,000 | $ 148,000 |
| Washington County Minnesota | 3 | $ 674,000 | $ 224,000 | $ 309,000 |
| Mercer County New Jersey | 3 | $ 1,219,000 | $ 406,000 | $ 237,000 |
| Somerset County New Jersey | 3 | $ 1,338,000 | $ 446,000 | $ 161,000 |
| Orange County New York | 3 | $ 33,000 | $ 11,000 | $ 117,000 |
| Klamath County Oregon | 3 | $ 614,000 | $ 204,000 | $ 87,000 |
| Wallowa County Oregon | 3 | $ 680,000 | $ 226,000 | $ 80,000 |
| Chester County Pennsylvania | 3 | $ 655,000 | $ 218,000 | $ 138,000 |
| Montgomery County Pennsylvania | 3 | $ 566,000 | $ 188,000 | $ 110,000 |
| Cabo Rojo County Puerto Rico | 3 | $ 9,000 | $ 3,000 | $ 29,000 |
| Isabela County Puerto Rico | 3 | $ 47,000 | $ 15,000 | $ 70,000 |
| San Sebastian County Puerto Rico | 3 | $ 30,000 | $ 10,000 | $ 50,000 |
| Weber County Utah | 3 | $ 421,000 | $ 140,000 | $ 53,000 |
| Loudoun County Virginia | 3 | $ 458,000 | $ 152,000 | $ 153,000 |
| Franklin County Washington | 3 | $ 243,000 | $ 81,000 | $ 106,000 |
| Pacific County Washington | 3 | $ 784,000 | $ 261,000 | $ 135,000 |
| San Juan County Washington | 3 | $ 730,000 | $ 243,000 | $ 166,000 |
| Skamania County Washington | 3 | $ 800,000 | $ 266,000 | $ 110,000 |
| Whatcom County Washington | 3 | $ 874,000 | $ 291,000 | $ 127,000 |
| Cochise County Arizona | 2 | $ 69,000 | $ 34,000 | $ 79,000 |
| Gila County Arizona | 2 | $ 312,000 | $ 156,000 | $ 70,000 |
| Navajo County Arizona | 2 | $ 123,000 | $ 61,000 | $ 213,000 |
| Mendocino County California | 2 | $ 671,000 | $ 335,000 | $ 91,000 |
| Merced County California | 2 | $ 239,000 | $ 119,000 | $ 32,000 |
| Monterey County California | 2 | $ 834,000 | $ 417,000 | $ 284,000 |
| Sutter County California | 2 | $ 177,000 | $ 88,000 | $ 80,000 |
| Broomfield County Colorado | 2 | $ 448,000 | $ 224,000 | $ 81,000 |
| Fremont County Colorado | 2 | $ 314,000 | $ 157,000 | $ 33,000 |
| Grand County Colorado | 2 | $ 569,000 | $ 284,000 | $ 145,000 |
| Routt County Colorado | 2 | $ 622,000 | $ 311,000 | $ 135,000 |
| Fairfield County Connecticut | 2 | $ 125,000 | $ 62,000 | $ 138,000 |
| Hartford County Connecticut | 2 | $ 31,000 | $ 15,000 | $ 123,000 |
| Citrus County Florida | 2 | $ 210,000 | $ 105,000 | $ 160,000 |
| Duval County Florida | 2 | $ 164,000 | $ 82,000 | $ 146,000 |
| Pasco County Florida | 2 | $ 551,000 | $ 275,000 | $ 208,000 |
| Bartow County Georgia | 2 | $ 340,000 | $ 170,000 | $ 79,000 |
| Rockdale County Georgia | 2 | $ 60,000 | $ 30,000 | $ 103,000 |
| Bonner County Idaho | 2 | $ 80,000 | $ 40,000 | $ 108,000 |
| Latah County Idaho | 2 | $ 348,000 | $ 174,000 | $ 128,000 |
| DuPage County Illinois | 2 | $ 972,000 | $ 486,000 | $ 220,000 |
| Lake County Illinois | 2 | $ 19,000 | $ 9,000 | $ 133,000 |
| Winnebago County Illinois | 2 | $ 12,000 | $ 6,000 | $ 43,000 |
| Hampden County Massachusetts | 2 | $ 712,000 | $ 356,000 | $ 145,000 |
| Norfolk County Massachusetts | 2 | $ 65,000 | $ 32,000 | $ 137,000 |
| Clay County Minnesota | 2 | $ 180,000 | $ 90,000 | $ 91,000 |
| Douglas County Nevada | 2 | $ 895,000 | $ 447,000 | $ 147,000 |
| Lyon County Nevada | 2 | $ 171,000 | $ 85,000 | $ 154,000 |
| Atlantic County New Jersey | 2 | $ 130,000 | $ 65,000 | $ 33,000 |
| Bergen County New Jersey | 2 | $ 37,000 | $ 18,000 | $ 114,000 |
| Morris County New Jersey | 2 | $ 814,000 | $ 407,000 | $ 167,000 |
| Dutchess County New York | 2 | $ 604,000 | $ 302,000 | $ 182,000 |
| Erie County New York | 2 | $ 355,000 | $ 177,000 | $ 133,000 |
| Queens County New York | 2 | $ 325,000 | $ 162,000 | $ 105,000 |
| Saratoga County New York | 2 | $ 494,000 | $ 247,000 | $ 84,000 |
| Westchester County New York | 2 | $ 75,000 | $ 37,000 | $ 347,000 |
| Gaston County North Carolina | 2 | $ 9,000 | $ 4,000 | $ 199,000 |
| Mecklenburg County North Carolina | 2 | $ 736,000 | $ 368,000 | $ 236,000 |
| Cuyahoga County Ohio | 2 | $ 250,000 | $ 125,000 | $ 185,000 |
| Franklin County Ohio | 2 | $ 779,000 | $ 389,000 | $ 187,000 |
| Geauga County Ohio | 2 | $ 232,000 | $ 116,000 | $ 80,000 |
| Oklahoma County Oklahoma | 2 | $ 35,000 | $ 17,000 | $ 88,000 |
| Crook County Oregon | 2 | $ 257,000 | $ 128,000 | $ 235,000 |
| Curry County Oregon | 2 | $ 333,000 | $ 166,000 | $ 87,000 |
| Aguada County Puerto Rico | 2 | $ 15,000 | $ 7,000 | $ 31,000 |
| Caguas County Puerto Rico | 2 | $ 19,000 | $ 9,000 | $ 87,000 |
| Moca County Puerto Rico | 2 | $ 10,000 | $ 5,000 | $ 44,000 |
| Berkeley County South Carolina | 2 | $ 700,000 | $ 350,000 | $ 166,000 |
| Brazos County Texas | 2 | $ 482,000 | $ 241,000 | $ 124,000 |
| Galveston County Texas | 2 | $ 232,000 | $ 116,000 | $ 96,000 |
| Kinney County Texas | 2 | $ 409,000 | $ 204,000 | $ 78,000 |
| Parker County Texas | 2 | $ 475,000 | $ 237,000 | $ 57,000 |
| Cache County Utah | 2 | $ 500,000 | $ 250,000 | $ 120,000 |
| Arlington County Virginia | 2 | $ 1,778,000 | $ 889,000 | $ 274,000 |
| Clallam County Washington | 2 | $ 183,000 | $ 91,000 | $ 56,000 |
| Okanogan County Washington | 2 | $ 510,000 | $ 255,000 | $ 154,000 |
| Yakima County Washington | 2 | $ 358,000 | $ 179,000 | $ 125,000 |
| Shelby County Alabama | 1 | $ 50,000 | $ 50,000 | $ 137,000 |
| Anchorage County Alaska | 1 | $ 50,000 | $ 50,000 | $ 105,000 |
| Yuma County Arizona | 1 | $ 61,000 | $ 61,000 | $ 61,000 |
| Amador County California | 1 | $ 20,000 | $ 20,000 | $ 183,000 |
| Calaveras County California | 1 | $ 300,000 | $ 300,000 | $ 152,000 |
| Lake County California | 1 | $ 88,000 | $ 88,000 | $ 153,000 |
| San Benito County California | 1 | $ 20,000 | $ 20,000 | $ 151,000 |
| Chaffee County Colorado | 1 | $ 192,000 | $ 192,000 | $ 33,000 |
| Dolores County Colorado | 1 | $ 158,000 | $ 158,000 | $ 96,000 |
| Eagle County Colorado | 1 | $ 452,000 | $ 452,000 | $ 189,000 |
| Teller County Colorado | 1 | $ 194,000 | $ 194,000 | $ 60,000 |
| Middlesex County Connecticut | 1 | $ 350,000 | $ 350,000 | $ 127,000 |
| New Haven County Connecticut | 1 | $ 480,000 | $ 480,000 | $ 167,000 |
| Tolland County Connecticut | 1 | $ 325,000 | $ 325,000 | $ 128,000 |
| Sussex County Delaware | 1 | $ 300,000 | $ 300,000 | $ 150,000 |
| District of Columbia County District Of Columbia | 1 | $ 192,000 | $ 192,000 | $ 105,000 |
| Bradford County Florida | 1 | $ 266,000 | $ 266,000 | $ 169,000 |
| Brevard County Florida | 1 | $ 585,000 | $ 585,000 | $ 134,000 |
| Charlotte County Florida | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Indian River County Florida | 1 | $ 412,000 | $ 412,000 | $ 246,000 |
| Leon County Florida | 1 | $ 9,000 | $ 9,000 | $ 65,000 |
| Orange County Florida | 1 | $ 30,000 | $ 30,000 | $ 100,000 |
| Santa Rosa County Florida | 1 | $ 40,000 | $ 40,000 | $ 250,000 |
| Sumter County Florida | 1 | $ 57,000 | $ 57,000 | $ 31,000 |
| Volusia County Florida | 1 | $ 99,000 | $ 99,000 | $ 98,000 |
| Clayton County Georgia | 1 | $ 1,000 | $ 1,000 | $ 50,000 |
| Coweta County Georgia | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Dawson County Georgia | 1 | $ 184,000 | $ 184,000 | $ 109,000 |
| Gilmer County Georgia | 1 | $ 129,000 | $ 129,000 | $ 83,000 |
| Glynn County Georgia | 1 | $ 8,000 | $ 8,000 | $ 57,000 |
| Jasper County Georgia | 1 | $ 71,000 | $ 71,000 | $ 77,000 |
| Oconee County Georgia | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Paulding County Georgia | 1 | $ 20,000 | $ 20,000 | $ 73,000 |
| Union County Georgia | 1 | $ 12,000 | $ 12,000 | $ 53,000 |
| Walker County Georgia | 1 | $ 72,000 | $ 72,000 | $ 1,000 |
| Walton County Georgia | 1 | $ 166,000 | $ 166,000 | $ 57,000 |
| Maui County Hawaii | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Bannock County Idaho | 1 | $ 95,000 | $ 95,000 | $ 153,000 |
| Fremont County Idaho | 1 | $ 171,000 | $ 171,000 | $ 215,000 |
| Gem County Idaho | 1 | $ 271,000 | $ 271,000 | $ 198,000 |
| Gooding County Idaho | 1 | $ 180,000 | $ 180,000 | $ 130,000 |
| Idaho County Idaho | 1 | $ 5,000 | $ 5,000 | $ 120,000 |
| Payette County Idaho | 1 | $ 149,000 | $ 149,000 | $ 56,000 |
| Shoshone County Idaho | 1 | $ 53,000 | $ 53,000 | $ 57,000 |
| Valley County Idaho | 1 | $ 123,000 | $ 123,000 | $ 104,000 |
| Jefferson County Indiana | 1 | $ 5,000 | $ 5,000 | $ 28,000 |
| Lake County Indiana | 1 | $ 58,000 | $ 58,000 | $ 80,000 |
| Marion County Indiana | 1 | $ 3,000 | $ 3,000 | $ 73,000 |
| Polk County Iowa | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Barton County Kansas | 1 | $ 92,000 | $ 92,000 | $ 150,000 |
| Douglas County Kansas | 1 | $ 300,000 | $ 300,000 | $ 150,000 |
| Jefferson County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 117,000 |
| Caddo County Louisiana | 1 | $ 1,000 | $ 1,000 | $ 22,000 |
| Orleans County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 200,000 |
| Tangipahoa County Louisiana | 1 | $ 5,000 | $ 5,000 | $ 65,000 |
| Androscoggin County Maine | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Aroostook County Maine | 1 | $ 96,000 | $ 96,000 | $ 155,000 |
| Queen Anne's County Maryland | 1 | $ 50,000 | $ 50,000 | $ 550,000 |
| St. Mary's County Maryland | 1 | $ 170,000 | $ 170,000 | $ 44,000 |
| Washington County Maryland | 1 | $ 217,000 | $ 217,000 | $ 80,000 |
| Wicomico County Maryland | 1 | $ 7,000 | $ 7,000 | $ 156,000 |
| Hampshire County Massachusetts | 1 | $ 587,000 | $ 587,000 | $ 372,000 |
| Plymouth County Massachusetts | 1 | $ 327,000 | $ 327,000 | $ 253,000 |
| Kent County Michigan | 1 | $ 5,000 | $ 5,000 | $ 77,000 |
| Washtenaw County Michigan | 1 | $ 332,000 | $ 332,000 | $ 160,000 |
| Wayne County Michigan | 1 | $ 14,000 | $ 14,000 | $ 109,000 |
| Anoka County Minnesota | 1 | $ 13,000 | $ 13,000 | $ 270,000 |
| Dakota County Minnesota | 1 | $ 58,000 | $ 58,000 | $ 139,000 |
| Hennepin County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 214,000 |
| Le Sueur County Minnesota | 1 | $ 372,000 | $ 372,000 | $ 90,000 |
| Ramsey County Minnesota | 1 | $ 361,000 | $ 361,000 | $ 198,000 |
| Scott County Minnesota | 1 | $ 224,000 | $ 224,000 | $ 85,000 |
| Jackson County Missouri | 1 | $ 655,000 | $ 655,000 | $ 316,000 |
| St. Louis County Missouri | 1 | $ 1,000 | $ 1,000 | $ 24,000 |
| Ravalli County Montana | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| Hamilton County Nebraska | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| Grafton County New Hampshire | 1 | $ 3,000 | $ 3,000 | $ 124,000 |
| Strafford County New Hampshire | 1 | $ 270,000 | $ 270,000 | $ 179,000 |
| Camden County New Jersey | 1 | $ 213,000 | $ 213,000 | $ 143,000 |
| Cape May County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 409,000 |
| Hudson County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 154,000 |
| Monmouth County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 238,000 |
| Ocean County New Jersey | 1 | $ 120,000 | $ 120,000 | $ 77,000 |
| Sussex County New Jersey | 1 | $ 9,000 | $ 9,000 | $ 135,000 |
| Warren County New Jersey | 1 | $ 292,000 | $ 292,000 | $ 144,000 |
| Rio Arriba County New Mexico | 1 | $ 240,000 | $ 240,000 | $ 98,000 |
| San Miguel County New Mexico | 1 | $ 79,000 | $ 79,000 | $ 110,000 |
| Taos County New Mexico | 1 | $ 129,000 | $ 129,000 | $ 44,000 |
| Bronx County New York | 1 | $ 130,000 | $ 130,000 | $ 128,000 |
| Kings County New York | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Monroe County New York | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Suffolk County New York | 1 | $ 5,000 | $ 5,000 | $ 77,000 |
| Catawba County North Carolina | 1 | $ 1,000 | $ 1,000 | $ 20,000 |
| Davidson County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 263,000 |
| Duplin County North Carolina | 1 | $ 11,000 | $ 11,000 | $ 42,000 |
| Forsyth County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Guilford County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Moore County North Carolina | 1 | $ 304,000 | $ 304,000 | $ 156,000 |
| New Hanover County North Carolina | 1 | $ 268,000 | $ 268,000 | $ 80,000 |
| Onslow County North Carolina | 1 | $ 26,000 | $ 26,000 | $ 65,000 |
| Pender County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Union County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 136,000 |
| Stark County Ohio | 1 | $ 30,000 | $ 30,000 | $ 82,000 |
| Summit County Ohio | 1 | $ 20,000 | $ 20,000 | $ 110,000 |
| Warren County Ohio | 1 | $ 6,000 | $ 6,000 | $ 72,000 |
| Kiowa County Oklahoma | 1 | $ 12,000 | $ 12,000 | $ 109,000 |
| Coos County Oregon | 1 | $ 140,000 | $ 140,000 | $ 31,000 |
| Gilliam County Oregon | 1 | $ 130,000 | $ 130,000 | $ 105,000 |
| Harney County Oregon | 1 | $ 76,000 | $ 76,000 | $ 22,000 |
| Josephine County Oregon | 1 | $ 121,000 | $ 121,000 | $ 12,000 |
| Umatilla County Oregon | 1 | $ 380,000 | $ 380,000 | $ 317,000 |
| Centre County Pennsylvania | 1 | $ 480,000 | $ 480,000 | $ 144,000 |
| Delaware County Pennsylvania | 1 | $ 107,000 | $ 107,000 | $ 48,000 |
| Lehigh County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 251,000 |
| Philadelphia County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 79,000 |
| Florida County Puerto Rico | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| Manati County Puerto Rico | 1 | $ 30,000 | $ 30,000 | $ 41,000 |
| Rincon County Puerto Rico | 1 | $ 5,000 | $ 5,000 | $ 14,000 |
| Utuado County Puerto Rico | 1 | $ 12,000 | $ 12,000 | $ 44,000 |
| Darlington County South Carolina | 1 | $ 6,000 | $ 6,000 | $ 55,000 |
| Greenwood County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 102,000 |
| Spartanburg County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 145,000 |
| York County South Carolina | 1 | $ 204,000 | $ 204,000 | $ 100,000 |
| Davidson County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 252,000 |
| Knox County Tennessee | 1 | $ 468,000 | $ 468,000 | $ 221,000 |
| Bell County Texas | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Cameron County Texas | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
| Comal County Texas | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Guadalupe County Texas | 1 | $ 24,000 | $ 24,000 | $ 26,000 |
| Hays County Texas | 1 | $ 1,147,000 | $ 1,147,000 | $ 293,000 |
| La Salle County Texas | 1 | $ 102,000 | $ 102,000 | $ 57,000 |
| Liberty County Texas | 1 | $ 93,000 | $ 93,000 | $ 80,000 |
| Titus County Texas | 1 | $ 223,000 | $ 223,000 | $ 125,000 |
| Waller County Texas | 1 | $ 122,000 | $ 122,000 | $ 128,000 |
| Wise County Texas | 1 | $ 256,000 | $ 256,000 | $ 113,000 |
| Essex County Vermont | 1 | $ 190,000 | $ 190,000 | $ 118,000 |
| Albemarle County Virginia | 1 | $ 216,000 | $ 216,000 | $ 61,000 |
| Fairfax City County Virginia | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| Fredericksburg County Virginia | 1 | $ 152,000 | $ 152,000 | $ 101,000 |
| Harrisonburg County Virginia | 1 | $ 36,000 | $ 36,000 | $ 109,000 |
| Louisa County Virginia | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| Prince William County Virginia | 1 | $ 220,000 | $ 220,000 | $ 88,000 |
| Douglas County Washington | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Grant County Washington | 1 | $ 132,000 | $ 132,000 | $ 57,000 |
| Jefferson County Washington | 1 | $ 360,000 | $ 360,000 | $ 149,000 |
| Walla Walla County Washington | 1 | $ 209,000 | $ 209,000 | $ 136,000 |
| Whitman County Washington | 1 | $ 212,000 | $ 212,000 | $ 210,000 |
Mortgage Loan Application Detail Totals for First Technology Federal Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,427 | $2,715,447,000 | $422,000 | $3,884,000 | $146,000 | $1,950,000 |
| Refinancing | 5,133 | $1,505,895,000 | $293,000 | $2,800,000 | $133,000 | $2,220,000 |
| Home Improvement | 1,245 | $80,178,000 | $64,000 | $2,328,000 | $107,000 | $924,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,267 | $1,872,466,000 | $298,000 | $3,884,000 | $131,000 | $1,950,000 |
| Asian | 3,022 | $1,371,189,000 | $453,000 | $2,450,000 | $151,000 | $1,200,000 |
| Not Provided | 2,431 | $769,957,000 | $316,000 | $2,400,000 | $143,000 | $2,220,000 |
| Hispanic | 762 | $195,979,000 | $257,000 | $1,688,000 | $113,000 | $686,000 |
| Black or African American | 206 | $57,618,000 | $279,000 | $1,548,000 | $128,000 | $574,000 |
| American Indian or Alaskan Native | 68 | $20,207,000 | $297,000 | $1,481,000 | $129,000 | $370,000 |
| Native Hawaiin or Other Pacific Islander | 35 | $9,010,000 | $257,000 | $720,000 | $107,000 | $224,000 |
| Not applicable | 14 | $5,094,000 | $363,000 | $1,000,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,805 | $4,301,520,000 | $335,000 | $3,884,000 | $137,000 | $2,220,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,872 | $2,600,861,000 | $330,000 | $3,884,000 | $135,000 | $1,839,000 |
| Application Withdrawn By Applicant | 2,045 | $752,727,000 | $368,000 | $2,400,000 | $153,000 | $2,220,000 |
| File Closed For Incompleteness | 856 | $306,645,000 | $358,000 | $2,320,000 | $145,000 | $800,000 |
| Application Denied By Financial Institution | 702 | $139,742,000 | $199,000 | $2,328,000 | $103,000 | $924,000 |
| Preapproval Approved but not Accepted | 620 | $291,606,000 | $470,000 | $2,450,000 | $152,000 | $635,000 |
| Application Approved But Not Accepted | 518 | $154,652,000 | $298,000 | $3,010,000 | $133,000 | $800,000 |
| Preapproval Denied by Financial Institution | 192 | $55,287,000 | $287,000 | $2,000,000 | $86,000 | $400,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 342 | $78,273,000 | $228,000 | $2,000,000 | $72,000 | $663,000 |
| Credit History | 251 | $66,245,000 | $263,000 | $1,920,000 | $112,000 | $719,000 |
| Collateral | 85 | $20,230,000 | $238,000 | $2,328,000 | $136,000 | $674,000 |
| Employment History | 31 | $9,512,000 | $306,000 | $945,000 | $84,000 | $421,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $9,843,000 | $427,000 | $1,325,000 | $118,000 | $283,000 |
| Unverifiable Information | 13 | $4,267,000 | $328,000 | $872,000 | $150,000 | $288,000 |
| Other | 12 | $3,973,000 | $331,000 | $693,000 | $144,000 | $362,000 |
| Credit Application Incomplete | 1 | $420,000 | $420,000 | $420,000 | $175,000 | $175,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Technology Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.