First Technology Federal Credit Union Mortgage Lending & HMDA Data, 2016
In 2016, First Technology Federal Credit Union of Hillsboro, OR reported 12,805 mortgage applications totaling $4.3 billion, up 27% from 2015. The average application was for $335,925, and applicants reported an average income of $136,996. 61% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Portland-Vancouver-Hillsboro, OR-WA (3,614), Seattle-Bellevue-Everett, WA (3,385) and San Jose-Sunnyvale-Santa Clara, CA (477) (applications in parentheses).
| Mortgage Company & Address | First Technology Federal Credit Union Hillsboro, OR 97124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,805 |
| Total Mortgage Loan Application Amount | $4,301,520,000 |
| Average Mortgage Loan Application Amount | $335,925 |
| Highest Mortgage Loan Application Amount | $3,884,000 |
| Average Applicant Income | $136,996 |
| Highest Applicant Income | $2,220,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Technology Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King, Washington | 2,938 | $ 1,426,354,000 | $ 485,484 | $ 165,000 |
| Washington, Oregon | 2,385 | $ 599,350,000 | $ 251,299 | $ 115,000 |
| Multnomah, Oregon | 656 | $ 187,645,000 | $ 286,044 | $ 131,000 |
| Santa Clara, California | 476 | $ 341,936,000 | $ 718,352 | $ 216,000 |
| Snohomish, Washington | 447 | $ 177,141,000 | $ 396,288 | $ 139,000 |
| Lane, Oregon | 401 | $ 29,984,000 | $ 74,773 | $ 80,000 |
| Marion, Oregon | 332 | $ 48,840,000 | $ 147,108 | $ 85,000 |
| Larimer, Colorado | 330 | $ 73,162,000 | $ 221,703 | $ 121,000 |
| Clackamas, Oregon | 244 | $ 73,734,000 | $ 302,188 | $ 131,000 |
| Ada, Idaho | 243 | $ 49,106,000 | $ 202,082 | $ 116,000 |
| Harris, Texas | 186 | $ 29,671,000 | $ 159,521 | $ 125,000 |
| Clark, Washington | 185 | $ 45,805,000 | $ 247,594 | $ 118,000 |
| Placer, California | 180 | $ 46,846,000 | $ 260,255 | $ 146,000 |
| Sonoma, California | 179 | $ 55,520,000 | $ 310,167 | $ 120,000 |
| San Diego, California | 163 | $ 61,928,000 | $ 379,926 | $ 152,000 |
| Alameda, California | 142 | $ 85,111,000 | $ 599,373 | $ 185,000 |
| Sacramento, California | 115 | $ 28,708,000 | $ 249,634 | $ 120,000 |
| El Paso, Colorado | 104 | $ 22,028,000 | $ 211,807 | $ 113,000 |
| Benton, Oregon | 97 | $ 19,535,000 | $ 201,391 | $ 102,000 |
| Yamhill, Oregon | 94 | $ 21,266,000 | $ 226,234 | $ 97,000 |
| Weld, Colorado | 80 | $ 15,882,000 | $ 198,525 | $ 96,000 |
| Polk, Oregon | 72 | $ 12,341,000 | $ 171,402 | $ 98,000 |
| Linn, Oregon | 67 | $ 10,498,000 | $ 156,686 | $ 82,000 |
| San Mateo, California | 64 | $ 43,665,000 | $ 682,265 | $ 232,000 |
| Maricopa, Arizona | 60 | $ 13,445,000 | $ 224,083 | $ 107,000 |
| Deschutes, Oregon | 55 | $ 14,900,000 | $ 270,909 | $ 138,000 |
| Orange, California | 49 | $ 29,784,000 | $ 607,836 | $ 264,000 |
| Los Angeles, California | 48 | $ 15,797,000 | $ 329,104 | $ 181,000 |
| Columbia, Oregon | 47 | $ 8,037,000 | $ 171,000 | $ 83,000 |
| Riverside, California | 43 | $ 11,255,000 | $ 261,744 | $ 142,000 |
| Pierce, Washington | 37 | $ 8,486,000 | $ 229,351 | $ 131,000 |
| Contra Costa, California | 36 | $ 18,345,000 | $ 509,583 | $ 186,000 |
| Montgomery, Texas | 35 | $ 8,293,000 | $ 236,942 | $ 128,000 |
| Douglas, Colorado | 29 | $ 7,980,000 | $ 275,172 | $ 131,000 |
| Fulton, Georgia | 29 | $ 7,457,000 | $ 257,137 | $ 165,000 |
| San Francisco, California | 27 | $ 17,041,000 | $ 631,148 | $ 216,000 |
| Arapahoe, Colorado | 26 | $ 5,924,000 | $ 227,846 | $ 140,000 |
| Denver, Colorado | 26 | $ 7,602,000 | $ 292,384 | $ 129,000 |
| Collin, Texas | 26 | $ 7,039,000 | $ 270,730 | $ 157,000 |
| Jefferson, Colorado | 25 | $ 6,048,000 | $ 241,920 | $ 135,000 |
| Broward, Florida | 24 | $ 6,423,000 | $ 267,625 | $ 127,000 |
| Middlesex, Massachusetts | 24 | $ 6,858,000 | $ 285,750 | $ 147,000 |
| Canyon, Idaho | 22 | $ 3,187,000 | $ 144,863 | $ 84,000 |
| El Dorado, California | 21 | $ 5,839,000 | $ 278,047 | $ 133,000 |
| San Joaquin, California | 20 | $ 5,883,000 | $ 294,150 | $ 165,000 |
| Boulder, Colorado | 20 | $ 6,993,000 | $ 349,650 | $ 145,000 |
| Denton, Texas | 20 | $ 4,263,000 | $ 213,150 | $ 130,000 |
| Essex, Massachusetts | 19 | $ 5,781,000 | $ 304,263 | $ 159,000 |
| Clark, Nevada | 19 | $ 3,104,000 | $ 163,368 | $ 157,000 |
| Washoe, Nevada | 19 | $ 4,009,000 | $ 211,000 | $ 133,000 |
| San Bernardino, California | 18 | $ 5,727,000 | $ 318,166 | $ 144,000 |
| Santa Cruz, California | 18 | $ 9,805,000 | $ 544,722 | $ 188,000 |
| Adams, Colorado | 18 | $ 4,788,000 | $ 266,000 | $ 100,000 |
| Forsyth, Georgia | 18 | $ 2,871,000 | $ 159,500 | $ 112,000 |
| Aguadilla, Puerto Rico | 18 | $ 218,000 | $ 12,111 | $ 56,000 |
| Travis, Texas | 17 | $ 4,272,000 | $ 251,294 | $ 143,000 |
| Kitsap, Washington | 17 | $ 7,050,000 | $ 414,705 | $ 240,000 |
| Cobb, Georgia | 16 | $ 2,446,000 | $ 152,875 | $ 115,000 |
| Fort Bend, Texas | 15 | $ 3,430,000 | $ 228,666 | $ 124,000 |
| Tarrant, Texas | 15 | $ 2,165,000 | $ 144,333 | $ 165,000 |
| Cook, Illinois | 13 | $ 345,000 | $ 26,538 | $ 94,000 |
| Williamson, Texas | 13 | $ 2,856,000 | $ 219,692 | $ 163,000 |
| Marin, California | 12 | $ 8,067,000 | $ 672,250 | $ 158,000 |
| New Castle, Delaware | 12 | $ 1,730,000 | $ 144,166 | $ 77,000 |
| Douglas, Oregon | 12 | $ 2,748,000 | $ 229,000 | $ 89,000 |
| Jackson, Oregon | 12 | $ 2,948,000 | $ 245,666 | $ 99,000 |
| Tillamook, Oregon | 12 | $ 2,677,000 | $ 223,083 | $ 105,000 |
| Rockingham, New Hampshire | 11 | $ 3,876,000 | $ 352,363 | $ 161,000 |
| Clatsop, Oregon | 11 | $ 1,811,000 | $ 164,636 | $ 147,000 |
| Gwinnett, Georgia | 10 | $ 1,821,000 | $ 182,100 | $ 121,000 |
| Nevada, California | 9 | $ 2,017,000 | $ 224,111 | $ 141,000 |
| Shasta, California | 9 | $ 1,549,000 | $ 172,111 | $ 101,000 |
| Solano, California | 9 | $ 1,223,000 | $ 135,888 | $ 118,000 |
| Miami-Dade, Florida | 9 | $ 2,305,000 | $ 256,111 | $ 163,000 |
| Wake, North Carolina | 9 | $ 1,374,000 | $ 152,666 | $ 101,000 |
| El Paso, Texas | 9 | $ 433,000 | $ 48,111 | $ 69,000 |
| Pima, Arizona | 8 | $ 1,124,000 | $ 140,500 | $ 112,000 |
| Fresno, California | 8 | $ 1,192,000 | $ 149,000 | $ 125,000 |
| Stanislaus, California | 8 | $ 1,131,000 | $ 141,375 | $ 94,000 |
| Lincoln, Oregon | 8 | $ 1,882,000 | $ 235,250 | $ 154,000 |
| Dallas, Texas | 8 | $ 1,824,000 | $ 228,000 | $ 147,000 |
| Cowlitz, Washington | 8 | $ 1,482,000 | $ 185,250 | $ 104,000 |
| Yolo, California | 7 | $ 2,030,000 | $ 290,000 | $ 131,000 |
| Hillsborough, Florida | 7 | $ 1,037,000 | $ 148,142 | $ 92,000 |
| DeKalb, Georgia | 7 | $ 1,463,000 | $ 209,000 | $ 107,000 |
| Nassau, New York | 7 | $ 1,008,000 | $ 144,000 | $ 117,000 |
| Bexar, Texas | 7 | $ 224,000 | $ 32,000 | $ 75,000 |
| Salt Lake, Utah | 7 | $ 1,480,000 | $ 211,428 | $ 108,000 |
| Spokane, Washington | 7 | $ 806,000 | $ 115,142 | $ 82,000 |
| Ventura, California | 6 | $ 2,212,000 | $ 368,666 | $ 108,000 |
| Chatham, Georgia | 6 | $ 896,000 | $ 149,333 | $ 152,000 |
| Kootenai, Idaho | 6 | $ 1,139,000 | $ 189,833 | $ 93,000 |
| Prince George's, Maryland | 6 | $ 740,000 | $ 123,333 | $ 119,000 |
| Bernalillo, New Mexico | 6 | $ 870,000 | $ 145,000 | $ 178,000 |
| Hood River, Oregon | 6 | $ 2,598,000 | $ 433,000 | $ 170,000 |
| Jefferson, Oregon | 6 | $ 2,169,000 | $ 361,500 | $ 166,000 |
| Island, Washington | 6 | $ 2,562,000 | $ 427,000 | $ 279,000 |
| Skagit, Washington | 6 | $ 2,505,000 | $ 417,500 | $ 223,000 |
| Kern, California | 5 | $ 998,000 | $ 199,600 | $ 122,000 |
| San Luis Obispo, California | 5 | $ 2,517,000 | $ 503,400 | $ 167,000 |
| Yuba, California | 5 | $ 945,000 | $ 189,000 | $ 60,000 |
| Alachua, Florida | 5 | $ 526,000 | $ 105,200 | $ 171,000 |
| Cherokee, Georgia | 5 | $ 1,128,000 | $ 225,600 | $ 131,000 |
| Boise, Idaho | 5 | $ 845,000 | $ 169,000 | $ 92,000 |
| Suffolk, Massachusetts | 5 | $ 1,473,000 | $ 294,600 | $ 118,000 |
| Worcester, Massachusetts | 5 | $ 584,000 | $ 116,800 | $ 138,000 |
| Burlington, New Jersey | 5 | $ 526,000 | $ 105,200 | $ 142,000 |
| Middlesex, New Jersey | 5 | $ 1,009,000 | $ 201,800 | $ 108,000 |
| Onondaga, New York | 5 | $ 348,000 | $ 69,600 | $ 185,000 |
| Orange, North Carolina | 5 | $ 2,669,000 | $ 533,800 | $ 536,000 |
| Richland, South Carolina | 5 | $ 754,000 | $ 150,800 | $ 73,000 |
| Fairfax, Virginia | 5 | $ 2,791,000 | $ 558,200 | $ 240,000 |
| Benton, Washington | 5 | $ 1,361,000 | $ 272,200 | $ 226,000 |
| Chelan, Washington | 5 | $ 1,046,000 | $ 209,200 | $ 128,000 |
| Kittitas, Washington | 5 | $ 1,164,000 | $ 232,800 | $ 244,000 |
| Thurston, Washington | 5 | $ 1,177,000 | $ 235,400 | $ 113,000 |
| Pinal, Arizona | 4 | $ 706,000 | $ 176,500 | $ 114,000 |
| Butte, California | 4 | $ 1,082,000 | $ 270,500 | $ 214,000 |
| Napa, California | 4 | $ 1,317,000 | $ 329,250 | $ 171,000 |
| Santa Barbara, California | 4 | $ 1,135,000 | $ 283,750 | $ 63,000 |
| Tuolumne, California | 4 | $ 260,000 | $ 65,000 | $ 139,000 |
| Elbert, Colorado | 4 | $ 1,185,000 | $ 296,250 | $ 99,000 |
| Manatee, Florida | 4 | $ 844,000 | $ 211,000 | $ 122,000 |
| Palm Beach, Florida | 4 | $ 929,000 | $ 232,250 | $ 138,000 |
| Seminole, Florida | 4 | $ 739,000 | $ 184,750 | $ 185,000 |
| Catoosa, Georgia | 4 | $ 595,000 | $ 148,750 | $ 123,000 |
| Howard, Maryland | 4 | $ 714,000 | $ 178,500 | $ 134,000 |
| Montgomery, Maryland | 4 | $ 1,462,000 | $ 365,500 | $ 92,000 |
| Hillsborough, New Hampshire | 4 | $ 862,000 | $ 215,500 | $ 86,000 |
| Essex, New Jersey | 4 | $ 173,000 | $ 43,250 | $ 137,000 |
| Shelby, Tennessee | 4 | $ 233,000 | $ 58,250 | $ 173,000 |
| Brazoria, Texas | 4 | $ 573,000 | $ 143,250 | $ 107,000 |
| Utah, Utah | 4 | $ 832,000 | $ 208,000 | $ 91,000 |
| Grays Harbor, Washington | 4 | $ 530,000 | $ 132,500 | $ 109,000 |
| Mason, Washington | 4 | $ 1,076,000 | $ 269,000 | $ 141,000 |
| Mohave, Arizona | 3 | $ 325,000 | $ 108,333 | $ 47,000 |
| Yavapai, Arizona | 3 | $ 688,000 | $ 229,333 | $ 128,000 |
| La Plata, Colorado | 3 | $ 833,000 | $ 277,666 | $ 94,000 |
| Pueblo, Colorado | 3 | $ 638,000 | $ 212,666 | $ 170,000 |
| Summit, Colorado | 3 | $ 577,000 | $ 192,333 | $ 127,000 |
| Pinellas, Florida | 3 | $ 561,000 | $ 187,000 | $ 141,000 |
| Polk, Florida | 3 | $ 254,000 | $ 84,666 | $ 124,000 |
| Bonneville, Idaho | 3 | $ 580,000 | $ 193,333 | $ 132,000 |
| Baltimore, Maryland | 3 | $ 246,000 | $ 82,000 | $ 160,000 |
| Barnstable, Massachusetts | 3 | $ 658,000 | $ 219,333 | $ 112,000 |
| Oakland, Michigan | 3 | $ 55,000 | $ 18,333 | $ 148,000 |
| Washington, Minnesota | 3 | $ 674,000 | $ 224,666 | $ 309,000 |
| Mercer, New Jersey | 3 | $ 1,219,000 | $ 406,333 | $ 237,000 |
| Somerset, New Jersey | 3 | $ 1,338,000 | $ 446,000 | $ 161,000 |
| Orange, New York | 3 | $ 33,000 | $ 11,000 | $ 117,000 |
| Klamath, Oregon | 3 | $ 614,000 | $ 204,666 | $ 87,000 |
| Wallowa, Oregon | 3 | $ 680,000 | $ 226,666 | $ 80,000 |
| Chester, Pennsylvania | 3 | $ 655,000 | $ 218,333 | $ 138,000 |
| Montgomery, Pennsylvania | 3 | $ 566,000 | $ 188,666 | $ 110,000 |
| Cabo Rojo, Puerto Rico | 3 | $ 9,000 | $ 3,000 | $ 29,000 |
| Isabela, Puerto Rico | 3 | $ 47,000 | $ 15,666 | $ 70,000 |
| San Sebastian, Puerto Rico | 3 | $ 30,000 | $ 10,000 | $ 50,000 |
| Weber, Utah | 3 | $ 421,000 | $ 140,333 | $ 53,000 |
| Loudoun, Virginia | 3 | $ 458,000 | $ 152,666 | $ 153,000 |
| Franklin, Washington | 3 | $ 243,000 | $ 81,000 | $ 106,000 |
| Pacific, Washington | 3 | $ 784,000 | $ 261,333 | $ 135,000 |
| San Juan, Washington | 3 | $ 730,000 | $ 243,333 | $ 166,000 |
| Skamania, Washington | 3 | $ 800,000 | $ 266,666 | $ 110,000 |
| Whatcom, Washington | 3 | $ 874,000 | $ 291,333 | $ 127,000 |
| Cochise, Arizona | 2 | $ 69,000 | $ 34,500 | $ 79,000 |
| Gila, Arizona | 2 | $ 312,000 | $ 156,000 | $ 70,000 |
| Navajo, Arizona | 2 | $ 123,000 | $ 61,500 | $ 213,000 |
| Mendocino, California | 2 | $ 671,000 | $ 335,500 | $ 91,000 |
| Merced, California | 2 | $ 239,000 | $ 119,500 | $ 32,000 |
| Monterey, California | 2 | $ 834,000 | $ 417,000 | $ 284,000 |
| Sutter, California | 2 | $ 177,000 | $ 88,500 | $ 80,000 |
| Broomfield, Colorado | 2 | $ 448,000 | $ 224,000 | $ 81,000 |
| Fremont, Colorado | 2 | $ 314,000 | $ 157,000 | $ 33,000 |
| Grand, Colorado | 2 | $ 569,000 | $ 284,500 | $ 145,000 |
| Routt, Colorado | 2 | $ 622,000 | $ 311,000 | $ 135,000 |
| Fairfield, Connecticut | 2 | $ 125,000 | $ 62,500 | $ 138,000 |
| Hartford, Connecticut | 2 | $ 31,000 | $ 15,500 | $ 123,000 |
| Citrus, Florida | 2 | $ 210,000 | $ 105,000 | $ 160,000 |
| Duval, Florida | 2 | $ 164,000 | $ 82,000 | $ 146,000 |
| Pasco, Florida | 2 | $ 551,000 | $ 275,500 | $ 208,000 |
| Bartow, Georgia | 2 | $ 340,000 | $ 170,000 | $ 79,000 |
| Rockdale, Georgia | 2 | $ 60,000 | $ 30,000 | $ 103,000 |
| Bonner, Idaho | 2 | $ 80,000 | $ 40,000 | $ 108,000 |
| Latah, Idaho | 2 | $ 348,000 | $ 174,000 | $ 128,000 |
| DuPage, Illinois | 2 | $ 972,000 | $ 486,000 | $ 220,000 |
| Lake, Illinois | 2 | $ 19,000 | $ 9,500 | $ 133,000 |
| Winnebago, Illinois | 2 | $ 12,000 | $ 6,000 | $ 43,000 |
| Hampden, Massachusetts | 2 | $ 712,000 | $ 356,000 | $ 145,000 |
| Norfolk, Massachusetts | 2 | $ 65,000 | $ 32,500 | $ 137,000 |
| Clay, Minnesota | 2 | $ 180,000 | $ 90,000 | $ 91,000 |
| Douglas, Nevada | 2 | $ 895,000 | $ 447,500 | $ 147,000 |
| Lyon, Nevada | 2 | $ 171,000 | $ 85,500 | $ 154,000 |
| Atlantic, New Jersey | 2 | $ 130,000 | $ 65,000 | $ 33,000 |
| Bergen, New Jersey | 2 | $ 37,000 | $ 18,500 | $ 114,000 |
| Morris, New Jersey | 2 | $ 814,000 | $ 407,000 | $ 167,000 |
| Dutchess, New York | 2 | $ 604,000 | $ 302,000 | $ 182,000 |
| Erie, New York | 2 | $ 355,000 | $ 177,500 | $ 133,000 |
| Queens, New York | 2 | $ 325,000 | $ 162,500 | $ 105,000 |
| Saratoga, New York | 2 | $ 494,000 | $ 247,000 | $ 84,000 |
| Westchester, New York | 2 | $ 75,000 | $ 37,500 | $ 347,000 |
| Gaston, North Carolina | 2 | $ 9,000 | $ 4,500 | $ 199,000 |
| Mecklenburg, North Carolina | 2 | $ 736,000 | $ 368,000 | $ 236,000 |
| Cuyahoga, Ohio | 2 | $ 250,000 | $ 125,000 | $ 185,000 |
| Franklin, Ohio | 2 | $ 779,000 | $ 389,500 | $ 187,000 |
| Geauga, Ohio | 2 | $ 232,000 | $ 116,000 | $ 80,000 |
| Oklahoma, Oklahoma | 2 | $ 35,000 | $ 17,500 | $ 88,000 |
| Crook, Oregon | 2 | $ 257,000 | $ 128,500 | $ 235,000 |
| Curry, Oregon | 2 | $ 333,000 | $ 166,500 | $ 87,000 |
| Aguada, Puerto Rico | 2 | $ 15,000 | $ 7,500 | $ 31,000 |
| Caguas, Puerto Rico | 2 | $ 19,000 | $ 9,500 | $ 87,000 |
| Moca, Puerto Rico | 2 | $ 10,000 | $ 5,000 | $ 44,000 |
| Berkeley, South Carolina | 2 | $ 700,000 | $ 350,000 | $ 166,000 |
| Brazos, Texas | 2 | $ 482,000 | $ 241,000 | $ 124,000 |
| Galveston, Texas | 2 | $ 232,000 | $ 116,000 | $ 96,000 |
| Kinney, Texas | 2 | $ 409,000 | $ 204,500 | $ 78,000 |
| Parker, Texas | 2 | $ 475,000 | $ 237,500 | $ 57,000 |
| Cache, Utah | 2 | $ 500,000 | $ 250,000 | $ 120,000 |
| Arlington, Virginia | 2 | $ 1,778,000 | $ 889,000 | $ 274,000 |
| Clallam, Washington | 2 | $ 183,000 | $ 91,500 | $ 56,000 |
| Okanogan, Washington | 2 | $ 510,000 | $ 255,000 | $ 154,000 |
| Yakima, Washington | 2 | $ 358,000 | $ 179,000 | $ 125,000 |
| Shelby, Alabama | 1 | $ 50,000 | $ 50,000 | $ 137,000 |
| Anchorage, Alaska | 1 | $ 50,000 | $ 50,000 | $ 105,000 |
| Yuma, Arizona | 1 | $ 61,000 | $ 61,000 | $ 61,000 |
| Amador, California | 1 | $ 20,000 | $ 20,000 | $ 183,000 |
| Calaveras, California | 1 | $ 300,000 | $ 300,000 | $ 152,000 |
| Lake, California | 1 | $ 88,000 | $ 88,000 | $ 153,000 |
| San Benito, California | 1 | $ 20,000 | $ 20,000 | $ 151,000 |
| Chaffee, Colorado | 1 | $ 192,000 | $ 192,000 | $ 33,000 |
| Dolores, Colorado | 1 | $ 158,000 | $ 158,000 | $ 96,000 |
| Eagle, Colorado | 1 | $ 452,000 | $ 452,000 | $ 189,000 |
| Teller, Colorado | 1 | $ 194,000 | $ 194,000 | $ 60,000 |
| Middlesex, Connecticut | 1 | $ 350,000 | $ 350,000 | $ 127,000 |
| New Haven, Connecticut | 1 | $ 480,000 | $ 480,000 | $ 167,000 |
| Tolland, Connecticut | 1 | $ 325,000 | $ 325,000 | $ 128,000 |
| Sussex, Delaware | 1 | $ 300,000 | $ 300,000 | $ 150,000 |
| District of Columbia, District Of Columbia | 1 | $ 192,000 | $ 192,000 | $ 105,000 |
| Bradford, Florida | 1 | $ 266,000 | $ 266,000 | $ 169,000 |
| Brevard, Florida | 1 | $ 585,000 | $ 585,000 | $ 134,000 |
| Charlotte, Florida | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Indian River, Florida | 1 | $ 412,000 | $ 412,000 | $ 246,000 |
| Leon, Florida | 1 | $ 9,000 | $ 9,000 | $ 65,000 |
| Orange, Florida | 1 | $ 30,000 | $ 30,000 | $ 100,000 |
| Santa Rosa, Florida | 1 | $ 40,000 | $ 40,000 | $ 250,000 |
| Sumter, Florida | 1 | $ 57,000 | $ 57,000 | $ 31,000 |
| Volusia, Florida | 1 | $ 99,000 | $ 99,000 | $ 98,000 |
| Clayton, Georgia | 1 | $ 1,000 | $ 1,000 | $ 50,000 |
| Coweta, Georgia | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Dawson, Georgia | 1 | $ 184,000 | $ 184,000 | $ 109,000 |
| Gilmer, Georgia | 1 | $ 129,000 | $ 129,000 | $ 83,000 |
| Glynn, Georgia | 1 | $ 8,000 | $ 8,000 | $ 57,000 |
| Jasper, Georgia | 1 | $ 71,000 | $ 71,000 | $ 77,000 |
| Oconee, Georgia | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Paulding, Georgia | 1 | $ 20,000 | $ 20,000 | $ 73,000 |
| Union, Georgia | 1 | $ 12,000 | $ 12,000 | $ 53,000 |
| Walker, Georgia | 1 | $ 72,000 | $ 72,000 | $ 1,000 |
| Walton, Georgia | 1 | $ 166,000 | $ 166,000 | $ 57,000 |
| Maui, Hawaii | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Bannock, Idaho | 1 | $ 95,000 | $ 95,000 | $ 153,000 |
| Fremont, Idaho | 1 | $ 171,000 | $ 171,000 | $ 215,000 |
| Gem, Idaho | 1 | $ 271,000 | $ 271,000 | $ 198,000 |
| Gooding, Idaho | 1 | $ 180,000 | $ 180,000 | $ 130,000 |
| Idaho, Idaho | 1 | $ 5,000 | $ 5,000 | $ 120,000 |
| Payette, Idaho | 1 | $ 149,000 | $ 149,000 | $ 56,000 |
| Shoshone, Idaho | 1 | $ 53,000 | $ 53,000 | $ 57,000 |
| Valley, Idaho | 1 | $ 123,000 | $ 123,000 | $ 104,000 |
| Jefferson, Indiana | 1 | $ 5,000 | $ 5,000 | $ 28,000 |
| Lake, Indiana | 1 | $ 58,000 | $ 58,000 | $ 80,000 |
| Marion, Indiana | 1 | $ 3,000 | $ 3,000 | $ 73,000 |
| Polk, Iowa | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Barton, Kansas | 1 | $ 92,000 | $ 92,000 | $ 150,000 |
| Douglas, Kansas | 1 | $ 300,000 | $ 300,000 | $ 150,000 |
| Jefferson, Kentucky | 1 | $ 7,000 | $ 7,000 | $ 117,000 |
| Caddo, Louisiana | 1 | $ 1,000 | $ 1,000 | $ 22,000 |
| Orleans, Louisiana | 1 | $ 150,000 | $ 150,000 | $ 200,000 |
| Tangipahoa, Louisiana | 1 | $ 5,000 | $ 5,000 | $ 65,000 |
| Androscoggin, Maine | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Aroostook, Maine | 1 | $ 96,000 | $ 96,000 | $ 155,000 |
| Queen Anne's, Maryland | 1 | $ 50,000 | $ 50,000 | $ 550,000 |
| St. Mary's, Maryland | 1 | $ 170,000 | $ 170,000 | $ 44,000 |
| Washington, Maryland | 1 | $ 217,000 | $ 217,000 | $ 80,000 |
| Wicomico, Maryland | 1 | $ 7,000 | $ 7,000 | $ 156,000 |
| Hampshire, Massachusetts | 1 | $ 587,000 | $ 587,000 | $ 372,000 |
| Plymouth, Massachusetts | 1 | $ 327,000 | $ 327,000 | $ 253,000 |
| Kent, Michigan | 1 | $ 5,000 | $ 5,000 | $ 77,000 |
| Washtenaw, Michigan | 1 | $ 332,000 | $ 332,000 | $ 160,000 |
| Wayne, Michigan | 1 | $ 14,000 | $ 14,000 | $ 109,000 |
| Anoka, Minnesota | 1 | $ 13,000 | $ 13,000 | $ 270,000 |
| Dakota, Minnesota | 1 | $ 58,000 | $ 58,000 | $ 139,000 |
| Hennepin, Minnesota | 1 | $ 325,000 | $ 325,000 | $ 214,000 |
| Le Sueur, Minnesota | 1 | $ 372,000 | $ 372,000 | $ 90,000 |
| Ramsey, Minnesota | 1 | $ 361,000 | $ 361,000 | $ 198,000 |
| Scott, Minnesota | 1 | $ 224,000 | $ 224,000 | $ 85,000 |
| Jackson, Missouri | 1 | $ 655,000 | $ 655,000 | $ 316,000 |
| St. Louis, Missouri | 1 | $ 1,000 | $ 1,000 | $ 24,000 |
| Ravalli, Montana | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| Hamilton, Nebraska | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| Grafton, New Hampshire | 1 | $ 3,000 | $ 3,000 | $ 124,000 |
| Strafford, New Hampshire | 1 | $ 270,000 | $ 270,000 | $ 179,000 |
| Camden, New Jersey | 1 | $ 213,000 | $ 213,000 | $ 143,000 |
| Cape May, New Jersey | 1 | $ 417,000 | $ 417,000 | $ 409,000 |
| Hudson, New Jersey | 1 | $ 195,000 | $ 195,000 | $ 154,000 |
| Monmouth, New Jersey | 1 | $ 50,000 | $ 50,000 | $ 238,000 |
| Ocean, New Jersey | 1 | $ 120,000 | $ 120,000 | $ 77,000 |
| Sussex, New Jersey | 1 | $ 9,000 | $ 9,000 | $ 135,000 |
| Warren, New Jersey | 1 | $ 292,000 | $ 292,000 | $ 144,000 |
| Rio Arriba, New Mexico | 1 | $ 240,000 | $ 240,000 | $ 98,000 |
| San Miguel, New Mexico | 1 | $ 79,000 | $ 79,000 | $ 110,000 |
| Taos, New Mexico | 1 | $ 129,000 | $ 129,000 | $ 44,000 |
| Bronx, New York | 1 | $ 130,000 | $ 130,000 | $ 128,000 |
| Kings, New York | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Monroe, New York | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Suffolk, New York | 1 | $ 5,000 | $ 5,000 | $ 77,000 |
| Catawba, North Carolina | 1 | $ 1,000 | $ 1,000 | $ 20,000 |
| Davidson, North Carolina | 1 | $ 375,000 | $ 375,000 | $ 263,000 |
| Duplin, North Carolina | 1 | $ 11,000 | $ 11,000 | $ 42,000 |
| Forsyth, North Carolina | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Guilford, North Carolina | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Moore, North Carolina | 1 | $ 304,000 | $ 304,000 | $ 156,000 |
| New Hanover, North Carolina | 1 | $ 268,000 | $ 268,000 | $ 80,000 |
| Onslow, North Carolina | 1 | $ 26,000 | $ 26,000 | $ 65,000 |
| Pender, North Carolina | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Union, North Carolina | 1 | $ 625,000 | $ 625,000 | $ 136,000 |
| Stark, Ohio | 1 | $ 30,000 | $ 30,000 | $ 82,000 |
| Summit, Ohio | 1 | $ 20,000 | $ 20,000 | $ 110,000 |
| Warren, Ohio | 1 | $ 6,000 | $ 6,000 | $ 72,000 |
| Kiowa, Oklahoma | 1 | $ 12,000 | $ 12,000 | $ 109,000 |
| Coos, Oregon | 1 | $ 140,000 | $ 140,000 | $ 31,000 |
| Gilliam, Oregon | 1 | $ 130,000 | $ 130,000 | $ 105,000 |
| Harney, Oregon | 1 | $ 76,000 | $ 76,000 | $ 22,000 |
| Josephine, Oregon | 1 | $ 121,000 | $ 121,000 | $ 12,000 |
| Umatilla, Oregon | 1 | $ 380,000 | $ 380,000 | $ 317,000 |
| Centre, Pennsylvania | 1 | $ 480,000 | $ 480,000 | $ 144,000 |
| Delaware, Pennsylvania | 1 | $ 107,000 | $ 107,000 | $ 48,000 |
| Lehigh, Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 251,000 |
| Philadelphia, Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 79,000 |
| Florida, Puerto Rico | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| Manati, Puerto Rico | 1 | $ 30,000 | $ 30,000 | $ 41,000 |
| Rincon, Puerto Rico | 1 | $ 5,000 | $ 5,000 | $ 14,000 |
| Utuado, Puerto Rico | 1 | $ 12,000 | $ 12,000 | $ 44,000 |
| Darlington, South Carolina | 1 | $ 6,000 | $ 6,000 | $ 55,000 |
| Greenwood, South Carolina | 1 | $ 180,000 | $ 180,000 | $ 102,000 |
| Spartanburg, South Carolina | 1 | $ 10,000 | $ 10,000 | $ 145,000 |
| York, South Carolina | 1 | $ 204,000 | $ 204,000 | $ 100,000 |
| Davidson, Tennessee | 1 | $ 100,000 | $ 100,000 | $ 252,000 |
| Knox, Tennessee | 1 | $ 468,000 | $ 468,000 | $ 221,000 |
| Bell, Texas | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Cameron, Texas | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
| Comal, Texas | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Guadalupe, Texas | 1 | $ 24,000 | $ 24,000 | $ 26,000 |
| Hays, Texas | 1 | $ 1,147,000 | $ 1,147,000 | $ 293,000 |
| La Salle, Texas | 1 | $ 102,000 | $ 102,000 | $ 57,000 |
| Liberty, Texas | 1 | $ 93,000 | $ 93,000 | $ 80,000 |
| Titus, Texas | 1 | $ 223,000 | $ 223,000 | $ 125,000 |
| Waller, Texas | 1 | $ 122,000 | $ 122,000 | $ 128,000 |
| Wise, Texas | 1 | $ 256,000 | $ 256,000 | $ 113,000 |
| Essex, Vermont | 1 | $ 190,000 | $ 190,000 | $ 118,000 |
| Albemarle, Virginia | 1 | $ 216,000 | $ 216,000 | $ 61,000 |
| Fairfax City, Virginia | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| Fredericksburg, Virginia | 1 | $ 152,000 | $ 152,000 | $ 101,000 |
| Harrisonburg, Virginia | 1 | $ 36,000 | $ 36,000 | $ 109,000 |
| Louisa, Virginia | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| Prince William, Virginia | 1 | $ 220,000 | $ 220,000 | $ 88,000 |
| Douglas, Washington | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Grant, Washington | 1 | $ 132,000 | $ 132,000 | $ 57,000 |
| Jefferson, Washington | 1 | $ 360,000 | $ 360,000 | $ 149,000 |
| Walla Walla, Washington | 1 | $ 209,000 | $ 209,000 | $ 136,000 |
| Whitman, Washington | 1 | $ 212,000 | $ 212,000 | $ 210,000 |
Mortgage Loan Application Detail Totals for First Technology Federal Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,427 | $2,715,447,000 | $422,000 | $3,884,000 | $146,000 | $1,950,000 |
| Refinancing | 5,133 | $1,505,895,000 | $293,000 | $2,800,000 | $133,000 | $2,220,000 |
| Home Improvement | 1,245 | $80,178,000 | $64,000 | $2,328,000 | $107,000 | $924,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,267 | $1,872,466,000 | $298,000 | $3,884,000 | $131,000 | $1,950,000 |
| Asian | 3,022 | $1,371,189,000 | $453,000 | $2,450,000 | $151,000 | $1,200,000 |
| Not Provided | 2,431 | $769,957,000 | $316,000 | $2,400,000 | $143,000 | $2,220,000 |
| Hispanic | 762 | $195,979,000 | $257,000 | $1,688,000 | $113,000 | $686,000 |
| Black or African American | 206 | $57,618,000 | $279,000 | $1,548,000 | $128,000 | $574,000 |
| American Indian or Alaskan Native | 68 | $20,207,000 | $297,000 | $1,481,000 | $129,000 | $370,000 |
| Native Hawaiin or Other Pacific Islander | 35 | $9,010,000 | $257,000 | $720,000 | $107,000 | $224,000 |
| Not applicable | 14 | $5,094,000 | $363,000 | $1,000,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,805 | $4,301,520,000 | $335,000 | $3,884,000 | $137,000 | $2,220,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,872 | $2,600,861,000 | $330,000 | $3,884,000 | $135,000 | $1,839,000 |
| Application Withdrawn By Applicant | 2,045 | $752,727,000 | $368,000 | $2,400,000 | $153,000 | $2,220,000 |
| File Closed For Incompleteness | 856 | $306,645,000 | $358,000 | $2,320,000 | $145,000 | $800,000 |
| Application Denied By Financial Institution | 702 | $139,742,000 | $199,000 | $2,328,000 | $103,000 | $924,000 |
| Preapproval Approved but not Accepted | 620 | $291,606,000 | $470,000 | $2,450,000 | $152,000 | $635,000 |
| Application Approved But Not Accepted | 518 | $154,652,000 | $298,000 | $3,010,000 | $133,000 | $800,000 |
| Preapproval Denied by Financial Institution | 192 | $55,287,000 | $287,000 | $2,000,000 | $86,000 | $400,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 342 | $78,273,000 | $228,000 | $2,000,000 | $72,000 | $663,000 |
| Credit History | 251 | $66,245,000 | $263,000 | $1,920,000 | $112,000 | $719,000 |
| Collateral | 85 | $20,230,000 | $238,000 | $2,328,000 | $136,000 | $674,000 |
| Employment History | 31 | $9,512,000 | $306,000 | $945,000 | $84,000 | $421,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $9,843,000 | $427,000 | $1,325,000 | $118,000 | $283,000 |
| Unverifiable Information | 13 | $4,267,000 | $328,000 | $872,000 | $150,000 | $288,000 |
| Other | 12 | $3,973,000 | $331,000 | $693,000 | $144,000 | $362,000 |
| Credit Application Incomplete | 1 | $420,000 | $420,000 | $420,000 | $175,000 | $175,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Technology Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oregon, download the full spreadsheet
with aggregated HMDA statistics today.
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