First Technology Federal Credit Union Mortgage Lending & HMDA Data, 2017

In 2017, First Technology Federal Credit Union of Hillsboro, OR reported 12,304 mortgage applications totaling $5.0 billion, down 4% from 2016. The average application was for $402,373, and applicants reported an average income of $147,139. 54% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (3,195), Portland-Vancouver-Hillsboro, OR-WA (2,854) and Salem, OR (392) (applications in parentheses).

Mortgage Company & Address First Technology Federal Credit Union

Hillsboro, OR 97124
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,304
Total Mortgage Loan Application Amount $4,950,806,000
Average Mortgage Loan Application Amount $402,373
Highest Mortgage Loan Application Amount $49,800,000
Average Applicant Income $147,139
Highest Applicant Income $5,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Technology Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Technology Federal Credit Union by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King, Washington 2,634 $ 1,496,658,000 $ 568,207 $ 177,000
Washington, Oregon 1,922 $ 509,869,000 $ 265,280 $ 117,000
Snohomish, Washington 561 $ 257,111,000 $ 458,308 $ 146,000
Multnomah, Oregon 501 $ 151,999,000 $ 303,391 $ 139,000
Santa Clara, California 380 $ 285,764,000 $ 752,010 $ 216,000
Marion, Oregon 320 $ 45,342,000 $ 141,693 $ 84,000
Lane, Oregon 231 $ 27,613,000 $ 119,536 $ 78,000
Larimer, Colorado 219 $ 48,378,000 $ 220,904 $ 122,000
Clackamas, Oregon 201 $ 55,807,000 $ 277,646 $ 130,000
Alameda, California 139 $ 83,576,000 $ 601,266 $ 181,000
Harris, Texas 124 $ 19,467,000 $ 156,991 $ 124,000
Clark, Washington 122 $ 28,150,000 $ 230,737 $ 106,000
Ada, Idaho 119 $ 23,658,000 $ 198,806 $ 120,000
San Diego, California 104 $ 44,312,000 $ 426,076 $ 165,000
Placer, California 100 $ 28,896,000 $ 288,960 $ 144,000
Sonoma, California 99 $ 37,092,000 $ 374,666 $ 144,000
Benton, Oregon 86 $ 19,180,000 $ 223,023 $ 116,000
Maricopa, Arizona 75 $ 14,666,000 $ 195,546 $ 119,000
Sacramento, California 73 $ 16,685,000 $ 228,561 $ 116,000
Polk, Oregon 72 $ 11,827,000 $ 164,263 $ 94,000
Yamhill, Oregon 64 $ 14,389,000 $ 224,828 $ 101,000
El Paso, Colorado 61 $ 11,228,000 $ 184,065 $ 104,000
Linn, Oregon 60 $ 9,098,000 $ 151,633 $ 87,000
San Mateo, California 56 $ 39,480,000 $ 705,000 $ 214,000
Los Angeles, California 51 $ 23,458,000 $ 459,960 $ 190,000
Orange, California 51 $ 30,486,000 $ 597,764 $ 226,000
Contra Costa, California 48 $ 29,389,000 $ 612,270 $ 203,000
Fulton, Georgia 48 $ 13,234,000 $ 275,708 $ 174,000
Weld, Colorado 43 $ 8,192,000 $ 190,511 $ 118,000
Columbia, Oregon 39 $ 7,761,000 $ 199,000 $ 108,000
Riverside, California 38 $ 7,648,000 $ 201,263 $ 148,000
Pierce, Washington 37 $ 11,320,000 $ 305,945 $ 167,000
Deschutes, Oregon 34 $ 7,580,000 $ 222,941 $ 143,000
Arapahoe, Colorado 33 $ 7,071,000 $ 214,272 $ 121,000
Douglas, Colorado 32 $ 8,871,000 $ 277,218 $ 155,000
El Dorado, California 27 $ 8,095,000 $ 299,814 $ 168,000
Aguadilla, Puerto Rico 26 $ 200,000 $ 7,692 $ 38,000
Denver, Colorado 25 $ 6,789,000 $ 271,560 $ 171,000
Collin, Texas 25 $ 54,531,000 $ 2,181,240 $ 326,000
Broward, Florida 24 $ 9,983,000 $ 415,958 $ 171,000
Canyon, Idaho 24 $ 1,963,000 $ 81,791 $ 105,000
Lincoln, Oregon 23 $ 4,472,000 $ 194,434 $ 133,000
San Francisco, California 22 $ 14,706,000 $ 668,454 $ 251,000
Gwinnett, Georgia 22 $ 4,570,000 $ 207,727 $ 202,000
Montgomery, Texas 22 $ 5,140,000 $ 233,636 $ 144,000
Kitsap, Washington 20 $ 8,591,000 $ 429,550 $ 161,000
Forsyth, Georgia 19 $ 3,529,000 $ 185,736 $ 101,000
Jefferson, Colorado 18 $ 5,106,000 $ 283,666 $ 129,000
Clatsop, Oregon 18 $ 3,729,000 $ 207,166 $ 121,000
Williamson, Texas 18 $ 3,928,000 $ 218,222 $ 190,000
Denton, Texas 17 $ 3,896,000 $ 229,176 $ 151,000
Cobb, Georgia 16 $ 2,925,000 $ 182,812 $ 117,000
Nevada, California 15 $ 5,753,000 $ 383,533 $ 156,000
San Bernardino, California 15 $ 5,328,000 $ 355,200 $ 173,000
Clark, Nevada 15 $ 3,051,000 $ 203,400 $ 143,000
Travis, Texas 15 $ 4,260,000 $ 284,000 $ 166,000
San Joaquin, California 14 $ 3,269,000 $ 233,500 $ 109,000
Fort Bend, Texas 14 $ 2,801,000 $ 200,071 $ 203,000
Salt Lake, Utah 13 $ 4,019,000 $ 309,153 $ 176,000
Spokane, Washington 13 $ 2,384,000 $ 183,384 $ 81,000
Essex, Massachusetts 12 $ 2,776,000 $ 231,333 $ 148,000
Tarrant, Texas 12 $ 1,752,000 $ 146,000 $ 150,000
Santa Cruz, California 11 $ 5,193,000 $ 472,090 $ 168,000
Adams, Colorado 11 $ 1,931,000 $ 175,545 $ 104,000
DeKalb, Georgia 11 $ 1,993,000 $ 181,181 $ 86,000
Dallas, Texas 11 $ 2,794,000 $ 254,000 $ 166,000
Thurston, Washington 11 $ 2,362,000 $ 214,727 $ 155,000
Pinal, Arizona 10 $ 1,271,000 $ 127,100 $ 91,000
Fresno, California 10 $ 2,482,000 $ 248,200 $ 129,000
Yuba, California 10 $ 1,660,000 $ 166,000 $ 84,000
Boulder, Colorado 10 $ 3,136,000 $ 313,600 $ 166,000
Middlesex, Massachusetts 10 $ 3,742,000 $ 374,200 $ 213,000
Somerset, New Jersey 10 $ 6,239,000 $ 623,900 $ 354,000
Moca, Puerto Rico 10 $ 138,000 $ 13,800 $ 32,000
Marin, California 9 $ 7,710,000 $ 856,666 $ 637,000
Cook, Illinois 9 $ 996,000 $ 110,666 $ 103,000
Kittitas, Washington 9 $ 3,189,000 $ 354,333 $ 191,000
Pacific, Washington 9 $ 1,234,000 $ 137,111 $ 131,000
Pima, Arizona 8 $ 1,565,000 $ 195,625 $ 170,000
Solano, California 8 $ 2,041,000 $ 255,125 $ 152,000
Palm Beach, Florida 8 $ 2,268,000 $ 283,500 $ 226,000
Wake, North Carolina 8 $ 2,105,000 $ 263,125 $ 130,000
Lake, California 7 $ 866,000 $ 123,714 $ 58,000
Hillsborough, Florida 7 $ 1,055,000 $ 150,714 $ 118,000
Rockingham, New Hampshire 7 $ 771,000 $ 110,142 $ 106,000
Chester, Pennsylvania 7 $ 1,492,000 $ 213,142 $ 145,000
Aguada, Puerto Rico 7 $ 76,000 $ 10,857 $ 49,000
Bexar, Texas 7 $ 74,000 $ 10,571 $ 153,000
Shasta, California 6 $ 801,000 $ 133,500 $ 107,000
Stanislaus, California 6 $ 706,000 $ 117,666 $ 92,000
Ventura, California 6 $ 2,303,000 $ 383,833 $ 136,000
Elbert, Colorado 6 $ 1,198,000 $ 199,666 $ 145,000
Miami-Dade, Florida 6 $ 1,055,000 $ 175,833 $ 135,000
Morris, New Jersey 6 $ 1,454,000 $ 242,333 $ 124,000
Mecklenburg, North Carolina 6 $ 2,317,000 $ 386,166 $ 267,000
Tillamook, Oregon 6 $ 1,767,000 $ 294,500 $ 124,000
Philadelphia, Pennsylvania 6 $ 2,134,000 $ 355,666 $ 181,000
Isabela, Puerto Rico 6 $ 33,000 $ 5,500 $ 68,000
Utah, Utah 6 $ 1,807,000 $ 301,166 $ 160,000
Whatcom, Washington 6 $ 1,518,000 $ 253,000 $ 127,000
Mohave, Arizona 5 $ 1,449,000 $ 289,800 $ 63,000
Monterey, California 5 $ 3,296,000 $ 659,200 $ 162,000
Santa Barbara, California 5 $ 3,070,000 $ 614,000 $ 152,000
Broomfield, Colorado 5 $ 1,422,000 $ 284,400 $ 137,000
Seminole, Florida 5 $ 1,365,000 $ 273,000 $ 123,000
Fayette, Georgia 5 $ 951,000 $ 190,200 $ 125,000
Valley, Idaho 5 $ 467,000 $ 93,400 $ 76,000
Washoe, Nevada 5 $ 1,151,000 $ 230,200 $ 128,000
Monmouth, New Jersey 5 $ 566,000 $ 113,200 $ 142,000
Forsyth, North Carolina 5 $ 690,000 $ 138,000 $ 110,000
Crook, Oregon 5 $ 1,318,000 $ 263,600 $ 127,000
Douglas, Oregon 5 $ 1,488,000 $ 297,600 $ 145,000
Jackson, Oregon 5 $ 868,000 $ 173,600 $ 85,000
Klamath, Oregon 5 $ 440,000 $ 88,000 $ 62,000
San Sebastian, Puerto Rico 5 $ 32,000 $ 6,400 $ 31,000
Cameron, Texas 5 $ 169,000 $ 33,800 $ 64,000
Chelan, Washington 5 $ 1,438,000 $ 287,600 $ 120,000
Skamania, Washington 5 $ 861,000 $ 172,200 $ 140,000
Pueblo, Colorado 4 $ 464,000 $ 116,000 $ 172,000
Orange, Florida 4 $ 1,274,000 $ 318,500 $ 125,000
Polk, Florida 4 $ 249,000 $ 62,250 $ 53,000
Cherokee, Georgia 4 $ 770,000 $ 192,500 $ 126,000
Gem, Idaho 4 $ 326,000 $ 81,500 $ 148,000
Kootenai, Idaho 4 $ 731,000 $ 182,750 $ 114,000
Suffolk, Massachusetts 4 $ 2,074,000 $ 518,500 $ 135,000
Hennepin, Minnesota 4 $ 961,000 $ 240,250 $ 129,000
Elko, Nevada 4 $ 870,000 $ 217,500 $ 145,000
Camden, New Jersey 4 $ 133,000 $ 33,250 $ 250,000
Bernalillo, New Mexico 4 $ 305,000 $ 76,250 $ 111,000
Queens, New York 4 $ 100,000 $ 25,000 $ 69,000
New Hanover, North Carolina 4 $ 972,000 $ 243,000 $ 76,000
Hamilton, Ohio 4 $ 299,000 $ 74,750 $ 235,000
San Juan, Washington 4 $ 1,234,000 $ 308,500 $ 148,000
Butte, California 3 $ 799,000 $ 266,333 $ 111,000
Kern, California 3 $ 71,000 $ 23,666 $ 76,000
San Benito, California 3 $ 605,000 $ 201,666 $ 144,000
Sutter, California 3 $ 100,000 $ 33,333 $ 125,000
Tulare, California 3 $ 601,000 $ 200,333 $ 61,000
Yolo, California 3 $ 1,512,000 $ 504,000 $ 164,000
New Castle, Delaware 3 $ 145,000 $ 48,333 $ 74,000
District of Columbia, District Of Columbia 3 $ 1,661,000 $ 553,666 $ 278,000
Clay, Florida 3 $ 314,000 $ 104,666 $ 117,000
Duval, Florida 3 $ 379,000 $ 126,333 $ 93,000
Lee, Florida 3 $ 745,000 $ 248,333 $ 215,000
Manatee, Florida 3 $ 1,071,000 $ 357,000 $ 161,000
Pasco, Florida 3 $ 278,000 $ 92,666 $ 110,000
Bonner, Idaho 3 $ 653,000 $ 217,666 $ 103,000
Latah, Idaho 3 $ 381,000 $ 127,000 $ 142,000
Prince George's, Maryland 3 $ 444,000 $ 148,000 $ 270,000
Norfolk, Massachusetts 3 $ 2,208,000 $ 736,000 $ 197,000
Clay, Minnesota 3 $ 239,000 $ 79,666 $ 99,000
Humboldt, Nevada 3 $ 702,000 $ 234,000 $ 111,000
Hudson, New Jersey 3 $ 223,000 $ 74,333 $ 209,000
Mercer, New Jersey 3 $ 2,240,000 $ 746,666 $ 279,000
Kings, New York 3 $ 1,018,000 $ 339,333 $ 216,000
New York, New York 3 $ 1,105,000 $ 368,333 $ 245,000
Durham, North Carolina 3 $ 617,000 $ 205,666 $ 103,000
Guilford, North Carolina 3 $ 557,000 $ 185,666 $ 145,000
Johnston, North Carolina 3 $ 648,000 $ 216,000 $ 113,000
Hood River, Oregon 3 $ 1,168,000 $ 389,333 $ 160,000
Jefferson, Oregon 3 $ 696,000 $ 232,000 $ 132,000
Brazoria, Texas 3 $ 3,487,000 $ 1,162,333 $ 96,000
Ellis, Texas 3 $ 7,384,000 $ 2,461,333 $ 99,000
Loudoun, Virginia 3 $ 1,479,000 $ 493,000 $ 252,000
Benton, Washington 3 $ 320,000 $ 106,666 $ 92,000
Jefferson, Washington 3 $ 871,000 $ 290,333 $ 163,000
Klickitat, Washington 3 $ 1,371,000 $ 457,000 $ 141,000
Lewis, Washington 3 $ 486,000 $ 162,000 $ 97,000
Mason, Washington 3 $ 1,016,000 $ 338,666 $ 223,000
Madera, California 2 $ 259,000 $ 129,500 $ 86,000
San Luis Obispo, California 2 $ 1,078,000 $ 539,000 $ 145,000
Mesa, Colorado 2 $ 273,000 $ 136,500 $ 104,000
Otero, Colorado 2 $ 370,000 $ 185,000 $ 111,000
Teller, Colorado 2 $ 596,000 $ 298,000 $ 106,000
Hartford, Connecticut 2 $ 230,000 $ 115,000 $ 143,000
Sussex, Delaware 2 $ 298,000 $ 149,000 $ 74,000
Alachua, Florida 2 $ 397,000 $ 198,500 $ 100,000
Charlotte, Florida 2 $ 309,000 $ 154,500 $ 206,000
Okaloosa, Florida 2 $ 226,000 $ 113,000 $ 175,000
Pinellas, Florida 2 $ 299,000 $ 149,500 $ 125,000
Sarasota, Florida 2 $ 168,000 $ 84,000 $ 174,000
Chatham, Georgia 2 $ 29,000 $ 14,500 $ 92,000
Clarke, Georgia 2 $ 535,000 $ 267,500 $ 24,000
Clayton, Georgia 2 $ 9,000 $ 4,500 $ 44,000
Jackson, Georgia 2 $ 281,000 $ 140,500 $ 114,000
Bingham, Idaho 2 $ 70,000 $ 35,000 $ 131,000
Boise, Idaho 2 $ 202,000 $ 101,000 $ 110,000
Fremont, Idaho 2 $ 70,000 $ 35,000 $ 93,000
Lake, Illinois 2 $ 63,000 $ 31,500 $ 130,000
Pottawattamie, Iowa 2 $ 144,000 $ 72,000 $ 131,000
Frederick, Maryland 2 $ 55,000 $ 27,500 $ 130,000
Howard, Maryland 2 $ 490,000 $ 245,000 $ 129,000
Worcester, Maryland 2 $ 595,000 $ 297,500 $ 190,000
Plymouth, Massachusetts 2 $ 1,019,000 $ 509,500 $ 200,000
Worcester, Massachusetts 2 $ 228,000 $ 114,000 $ 118,000
Macomb, Michigan 2 $ 22,000 $ 11,000 $ 71,000
Scott, Minnesota 2 $ 543,000 $ 271,500 $ 153,000
Cass, Missouri 2 $ 60,000 $ 30,000 $ 255,000
Burlington, New Jersey 2 $ 773,000 $ 386,500 $ 162,000
Cumberland, New Jersey 2 $ 46,000 $ 23,000 $ 149,000
Essex, New Jersey 2 $ 1,200,000 $ 600,000 $ 192,000
Middlesex, New Jersey 2 $ 199,000 $ 99,500 $ 116,000
Union, New Jersey 2 $ 854,000 $ 427,000 $ 344,000
San Juan, New Mexico 2 $ 167,000 $ 83,500 $ 106,000
Sandoval, New Mexico 2 $ 215,000 $ 107,500 $ 79,000
Nassau, New York 2 $ 35,000 $ 17,500 $ 47,000
Saratoga, New York 2 $ 317,000 $ 158,500 $ 85,000
Bladen, North Carolina 2 $ 6,000 $ 3,000 $ 36,000
Brunswick, North Carolina 2 $ 460,000 $ 230,000 $ 164,000
Cabarrus, North Carolina 2 $ 46,000 $ 23,000 $ 67,000
Catawba, North Carolina 2 $ 886,000 $ 443,000 $ 564,000
Davidson, North Carolina 2 $ 310,000 $ 155,000 $ 209,000
Lincoln, North Carolina 2 $ 745,000 $ 372,500 $ 265,000
Orange, North Carolina 2 $ 525,000 $ 262,500 $ 158,000
Coshocton, Ohio 2 $ 398,000 $ 199,000 $ 77,000
Cuyahoga, Ohio 2 $ 368,000 $ 184,000 $ 62,000
Licking, Ohio 2 $ 531,000 $ 265,500 $ 86,000
Gilliam, Oregon 2 $ 236,000 $ 118,000 $ 89,000
Umatilla, Oregon 2 $ 890,000 $ 445,000 $ 118,000
Wasco, Oregon 2 $ 504,000 $ 252,000 $ 70,000
Lancaster, Pennsylvania 2 $ 49,000 $ 24,500 $ 56,000
Manati, Puerto Rico 2 $ 26,000 $ 13,000 $ 26,000
Mayaguez, Puerto Rico 2 $ 20,000 $ 10,000 $ 63,000
Rincon, Puerto Rico 2 $ 42,000 $ 21,000 $ 62,000
Charleston, South Carolina 2 $ 346,000 $ 173,000 $ 186,000
Dorchester, South Carolina 2 $ 263,000 $ 131,500 $ 111,000
York, South Carolina 2 $ 304,000 $ 152,000 $ 110,000
Shelby, Tennessee 2 $ 60,000 $ 30,000 $ 107,000
El Paso, Texas 2 $ 762,000 $ 381,000 $ 317,000
Potter, Texas 2 $ 230,000 $ 115,000 $ 80,000
Rockwall, Texas 2 $ 274,000 $ 137,000 $ 135,000
Taylor, Texas 2 $ 180,000 $ 90,000 $ 284,000
Davis, Utah 2 $ 587,000 $ 293,500 $ 154,000
Tooele, Utah 2 $ 155,000 $ 77,500 $ 90,000
Fairfax, Virginia 2 $ 569,000 $ 284,500 $ 154,000
Franklin, Virginia 2 $ 549,000 $ 274,500 $ 59,000
Portsmouth, Virginia 2 $ 109,000 $ 54,500 $ 100,000
Clallam, Washington 2 $ 434,000 $ 217,000 $ 179,000
Cowlitz, Washington 2 $ 215,000 $ 107,500 $ 199,000
Grays Harbor, Washington 2 $ 420,000 $ 210,000 $ 181,000
Island, Washington 2 $ 1,133,000 $ 566,500 $ 196,000
Wahkiakum, Washington 2 $ 239,000 $ 119,500 $ 38,000
Milwaukee, Wisconsin 2 $ 19,000 $ 9,500 $ 67,000
Jefferson, Alabama 1 $ 10,000 $ 10,000 $ 65,000
Anchorage, Alaska 1 $ 11,000 $ 11,000 $ 78,000
Gila, Arizona 1 $ 1,000 $ 1,000 $ 15,000
Navajo, Arizona 1 $ 184,000 $ 184,000 $ 54,000
Yavapai, Arizona 1 $ 312,000 $ 312,000 $ 133,000
Faulkner, Arkansas 1 $ 12,000 $ 12,000 $ 80,000
Monroe, Arkansas 1 $ 2,000 $ 2,000 $ 31,000
Pulaski, Arkansas 1 $ 100,000 $ 100,000 $ 35,000
Calaveras, California 1 $ 57,000 $ 57,000 $ 137,000
Humboldt, California 1 $ 201,000 $ 201,000 $ 100,000
Kings, California 1 $ 10,000 $ 10,000 $ 67,000
Mariposa, California 1 $ 75,000 $ 75,000 $ 63,000
Mendocino, California 1 $ 620,000 $ 620,000 $ 437,000
Napa, California 1 $ 817,000 $ 817,000 $ 258,000
Archuleta, Colorado 1 $ 212,000 $ 212,000 $ 138,000
Fremont, Colorado 1 $ 25,000 $ 25,000 $ 350,000
Grand, Colorado 1 $ 366,000 $ 366,000 $ 251,000
La Plata, Colorado 1 $ 190,000 $ 190,000 $ 240,000
Morgan, Colorado 1 $ 220,000 $ 220,000 $ 54,000
Park, Colorado 1 $ 310,000 $ 310,000 $ 281,000
Pitkin, Colorado 1 $ 50,000 $ 50,000 $ 156,000
Summit, Colorado 1 $ 274,000 $ 274,000 $ 204,000
Fairfield, Connecticut 1 $ 30,000 $ 30,000 $ 256,000
Kent, Delaware 1 $ 7,000 $ 7,000 $ 41,000
Citrus, Florida 1 $ 43,000 $ 43,000 $ 110,000
Collier, Florida 1 $ 30,000 $ 30,000 $ 104,000
Hendry, Florida 1 $ 1,000 $ 1,000 $ 6,000
Hernando, Florida 1 $ 15,000 $ 15,000 $ 109,000
Indian River, Florida 1 $ 292,000 $ 292,000 $ 205,000
Lake, Florida 1 $ 50,000 $ 50,000 $ 95,000
Marion, Florida 1 $ 109,000 $ 109,000 $ 180,000
Martin, Florida 1 $ 122,000 $ 122,000 $ 31,000
Osceola, Florida 1 $ 408,000 $ 408,000 $ 141,000
St. Johns, Florida 1 $ 370,000 $ 370,000 $ 144,000
Sumter, Florida 1 $ 207,000 $ 207,000 $ 217,000
Dawson, Georgia 1 $ 128,000 $ 128,000 $ 108,000
Floyd, Georgia 1 $ 64,000 $ 64,000 $ 38,000
Gilmer, Georgia 1 $ 92,000 $ 92,000 $ 167,000
Hall, Georgia 1 $ 100,000 $ 100,000 $ 126,000
Henry, Georgia 1 $ 176,000 $ 176,000 $ 37,000
Muscogee, Georgia 1 $ 35,000 $ 35,000 $ 75,000
Newton, Georgia 1 $ 1,087,000 $ 1,087,000 $ 0
Rockdale, Georgia 1 $ 165,000 $ 165,000 $ 122,000
White, Georgia 1 $ 165,000 $ 165,000 $ 127,000
Whitfield, Georgia 1 $ 146,000 $ 146,000 $ 72,000
Honolulu, Hawaii 1 $ 25,000 $ 25,000 $ 94,000
Adams, Idaho 1 $ 50,000 $ 50,000 $ 77,000
Bannock, Idaho 1 $ 68,000 $ 68,000 $ 29,000
Blaine, Idaho 1 $ 172,000 $ 172,000 $ 163,000
Bonneville, Idaho 1 $ 215,000 $ 215,000 $ 171,000
Jefferson, Idaho 1 $ 400,000 $ 400,000 $ 115,000
McLean, Illinois 1 $ 232,000 $ 232,000 $ 155,000
Will, Illinois 1 $ 12,000 $ 12,000 $ 8,000
Hamilton, Indiana 1 $ 20,000 $ 20,000 $ 107,000
Lake, Indiana 1 $ 20,000 $ 20,000 $ 98,000
Marion, Indiana 1 $ 3,000 $ 3,000 $ 49,000
Howard, Iowa 1 $ 5,000 $ 5,000 $ 40,000
Jefferson, Kentucky 1 $ 285,000 $ 285,000 $ 75,000
Oxford, Maine 1 $ 43,000 $ 43,000 $ 114,000
Penobscot, Maine 1 $ 656,000 $ 656,000 $ 200,000
Washington, Maine 1 $ 473,000 $ 473,000 $ 157,000
Anne Arundel, Maryland 1 $ 510,000 $ 510,000 $ 103,000
Baltimore, Maryland 1 $ 5,000 $ 5,000 $ 38,000
Dorchester, Maryland 1 $ 105,000 $ 105,000 $ 26,000
Montgomery, Maryland 1 $ 328,000 $ 328,000 $ 160,000
Bristol, Massachusetts 1 $ 250,000 $ 250,000 $ 162,000
Hampden, Massachusetts 1 $ 30,000 $ 30,000 $ 203,000
Hampshire, Massachusetts 1 $ 195,000 $ 195,000 $ 105,000
Oakland, Michigan 1 $ 5,000 $ 5,000 $ 400,000
Wayne, Michigan 1 $ 50,000 $ 50,000 $ 70,000
Carver, Minnesota 1 $ 292,000 $ 292,000 $ 155,000
Dakota, Minnesota 1 $ 125,000 $ 125,000 $ 61,000
Ramsey, Minnesota 1 $ 50,000 $ 50,000 $ 155,000
Copiah, Mississippi 1 $ 10,000 $ 10,000 $ 74,000
Forrest, Mississippi 1 $ 15,000 $ 15,000 $ 34,000
Washington, Mississippi 1 $ 10,000 $ 10,000 $ 85,000
Flathead, Montana 1 $ 2,000 $ 2,000 $ 89,000
Sanders, Montana 1 $ 6,000 $ 6,000 $ 50,000
Lancaster, Nebraska 1 $ 5,000 $ 5,000 $ 108,000
Lyon, Nevada 1 $ 153,000 $ 153,000 $ 188,000
Nye, Nevada 1 $ 6,000 $ 6,000 $ 66,000
Hillsborough, New Hampshire 1 $ 250,000 $ 250,000 $ 100,000
Merrimack, New Hampshire 1 $ 360,000 $ 360,000 $ 87,000
Sullivan, New Hampshire 1 $ 147,000 $ 147,000 $ 329,000
Bergen, New Jersey 1 $ 7,000 $ 7,000 $ 200,000
Ocean, New Jersey 1 $ 25,000 $ 25,000 $ 90,000
Sussex, New Jersey 1 $ 10,000 $ 10,000 $ 48,000
Colfax, New Mexico 1 $ 37,000 $ 37,000 $ 35,000
Dona Ana, New Mexico 1 $ 40,000 $ 40,000 $ 83,000
Los Alamos, New Mexico 1 $ 150,000 $ 150,000 $ 111,000
Luna, New Mexico 1 $ 75,000 $ 75,000 $ 57,000
Albany, New York 1 $ 298,000 $ 298,000 $ 122,000
Erie, New York 1 $ 135,000 $ 135,000 $ 64,000
Madison, New York 1 $ 204,000 $ 204,000 $ 188,000
Monroe, New York 1 $ 162,000 $ 162,000 $ 197,000
Oneida, New York 1 $ 40,000 $ 40,000 $ 188,000
Orange, New York 1 $ 180,000 $ 180,000 $ 102,000
Richmond, New York 1 $ 194,000 $ 194,000 $ 86,000
Rockland, New York 1 $ 40,000 $ 40,000 $ 160,000
Suffolk, New York 1 $ 11,000 $ 11,000 $ 324,000
Ulster, New York 1 $ 225,000 $ 225,000 $ 189,000
Westchester, New York 1 $ 750,000 $ 750,000 $ 143,000
Alamance, North Carolina 1 $ 360,000 $ 360,000 $ 0
Beaufort, North Carolina 1 $ 10,000 $ 10,000 $ 47,000
Caldwell, North Carolina 1 $ 39,000 $ 39,000 $ 30,000
Carteret, North Carolina 1 $ 879,000 $ 879,000 $ 155,000
Chatham, North Carolina 1 $ 13,000 $ 13,000 $ 75,000
Currituck, North Carolina 1 $ 224,000 $ 224,000 $ 137,000
Gaston, North Carolina 1 $ 3,000 $ 3,000 $ 46,000
Harnett, North Carolina 1 $ 106,000 $ 106,000 $ 40,000
Iredell, North Carolina 1 $ 185,000 $ 185,000 $ 176,000
Lee, North Carolina 1 $ 307,000 $ 307,000 $ 82,000
Pender, North Carolina 1 $ 90,000 $ 90,000 $ 50,000
Rowan, North Carolina 1 $ 2,000 $ 2,000 $ 33,000
Scotland, North Carolina 1 $ 15,000 $ 15,000 $ 42,000
Union, North Carolina 1 $ 355,000 $ 355,000 $ 195,000
Wilson, North Carolina 1 $ 67,000 $ 67,000 $ 50,000
Adams, Ohio 1 $ 1,000 $ 1,000 $ 42,000
Belmont, Ohio 1 $ 30,000 $ 30,000 $ 93,000
Delaware, Ohio 1 $ 11,000 $ 11,000 $ 83,000
Greene, Ohio 1 $ 200,000 $ 200,000 $ 89,000
Lucas, Ohio 1 $ 34,000 $ 34,000 $ 147,000
Medina, Ohio 1 $ 109,000 $ 109,000 $ 82,000
Montgomery, Ohio 1 $ 130,000 $ 130,000 $ 77,000
Summit, Ohio 1 $ 204,000 $ 204,000 $ 133,000
Canadian, Oklahoma 1 $ 25,000 $ 25,000 $ 80,000
Cleveland, Oklahoma 1 $ 5,000 $ 5,000 $ 24,000
Coos, Oregon 1 $ 4,000 $ 4,000 $ 75,000
Curry, Oregon 1 $ 127,000 $ 127,000 $ 119,000
Malheur, Oregon 1 $ 90,000 $ 90,000 $ 27,000
Wallowa, Oregon 1 $ 70,000 $ 70,000 $ 89,000
Blair, Pennsylvania 1 $ 9,000 $ 9,000 $ 140,000
Bucks, Pennsylvania 1 $ 25,000 $ 25,000 $ 166,000
Crawford, Pennsylvania 1 $ 12,000 $ 12,000 $ 80,000
Mercer, Pennsylvania 1 $ 680,000 $ 680,000 $ 1,500,000
Montgomery, Pennsylvania 1 $ 378,000 $ 378,000 $ 149,000
Perry, Pennsylvania 1 $ 160,000 $ 160,000 $ 81,000
Westmoreland, Pennsylvania 1 $ 1,000 $ 1,000 $ 276,000
Anasco, Puerto Rico 1 $ 7,000 $ 7,000 $ 53,000
Bayamon, Puerto Rico 1 $ 3,000 $ 3,000 $ 50,000
Cabo Rojo, Puerto Rico 1 $ 11,000 $ 11,000 $ 72,000
Camuy, Puerto Rico 1 $ 2,000 $ 2,000 $ 35,000
Cayey, Puerto Rico 1 $ 10,000 $ 10,000 $ 50,000
Cidra, Puerto Rico 1 $ 12,000 $ 12,000 $ 88,000
Guanica, Puerto Rico 1 $ 3,000 $ 3,000 $ 29,000
Guayama, Puerto Rico 1 $ 7,000 $ 7,000 $ 60,000
Gurabo, Puerto Rico 1 $ 8,000 $ 8,000 $ 60,000
Hormigueros, Puerto Rico 1 $ 10,000 $ 10,000 $ 27,000
San Juan, Puerto Rico 1 $ 664,000 $ 664,000 $ 197,000
Villalba, Puerto Rico 1 $ 8,000 $ 8,000 $ 111,000
Kent, Rhode Island 1 $ 30,000 $ 30,000 $ 115,000
Aiken, South Carolina 1 $ 144,000 $ 144,000 $ 101,000
Lexington, South Carolina 1 $ 142,000 $ 142,000 $ 132,000
Oconee, South Carolina 1 $ 509,000 $ 509,000 $ 315,000
Rutherford, Tennessee 1 $ 30,000 $ 30,000 $ 110,000
Sumner, Tennessee 1 $ 25,000 $ 25,000 $ 150,000
Williamson, Tennessee 1 $ 4,000 $ 4,000 $ 104,000
Bandera, Texas 1 $ 100,000 $ 100,000 $ 243,000
Bell, Texas 1 $ 15,000 $ 15,000 $ 310,000
Bowie, Texas 1 $ 5,000 $ 5,000 $ 28,000
Brazos, Texas 1 $ 102,000 $ 102,000 $ 173,000
Brewster, Texas 1 $ 58,000 $ 58,000 $ 20,000
Burnet, Texas 1 $ 521,000 $ 521,000 $ 175,000
Cochran, Texas 1 $ 1,000 $ 1,000 $ 46,000
Ector, Texas 1 $ 12,000 $ 12,000 $ 109,000
Guadalupe, Texas 1 $ 141,000 $ 141,000 $ 116,000
Hale, Texas 1 $ 15,000 $ 15,000 $ 133,000
Hidalgo, Texas 1 $ 89,000 $ 89,000 $ 107,000
Lubbock, Texas 1 $ 1,030,000 $ 1,030,000 $ 0
Matagorda, Texas 1 $ 7,000 $ 7,000 $ 182,000
McLennan, Texas 1 $ 270,000 $ 270,000 $ 126,000
Palo Pinto, Texas 1 $ 15,000 $ 15,000 $ 268,000
Washington, Texas 1 $ 229,000 $ 229,000 $ 113,000
Wichita, Texas 1 $ 4,175,000 $ 4,175,000 $ 0
Kane, Utah 1 $ 103,000 $ 103,000 $ 253,000
Weber, Utah 1 $ 284,000 $ 284,000 $ 92,000
Clarke, Virginia 1 $ 30,000 $ 30,000 $ 168,000
Henrico, Virginia 1 $ 148,000 $ 148,000 $ 79,000
James City, Virginia 1 $ 10,000 $ 10,000 $ 50,000
Montgomery, Virginia 1 $ 120,000 $ 120,000 $ 100,000
Prince William, Virginia 1 $ 30,000 $ 30,000 $ 92,000
Virginia Beach, Virginia 1 $ 10,000 $ 10,000 $ 93,000
Douglas, Washington 1 $ 209,000 $ 209,000 $ 77,000
Franklin, Washington 1 $ 35,000 $ 35,000 $ 17,000
Grant, Washington 1 $ 326,000 $ 326,000 $ 508,000
Skagit, Washington 1 $ 154,000 $ 154,000 $ 34,000
Whitman, Washington 1 $ 168,000 $ 168,000 $ 85,000
Yakima, Washington 1 $ 175,000 $ 175,000 $ 138,000
Dane, Wisconsin 1 $ 1,500,000 $ 1,500,000 $ 428,000
Outagamie, Wisconsin 1 $ 30,000 $ 30,000 $ 256,000
Ozaukee, Wisconsin 1 $ 11,000 $ 11,000 $ 126,000

Mortgage Loan Application Detail Totals for First Technology Federal Credit Union in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,931 $3,985,151,000 $502,000 $49,800,000 $160,000 $5,000,000
Refinancing 3,180 $907,848,000 $285,000 $7,200,000 $129,000 $2,500,000
Home Improvement 1,193 $57,807,000 $48,000 $1,400,000 $110,000 $1,857,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,372 $1,798,070,000 $334,000 $3,150,000 $140,000 $4,100,000
Asian 3,549 $1,928,231,000 $543,000 $2,800,000 $160,000 $1,384,000
Not Provided 2,317 $859,791,000 $371,000 $5,000,000 $154,000 $2,500,000
Hispanic 732 $202,779,000 $277,000 $2,555,000 $121,000 $843,000
Black or African American 214 $110,959,000 $518,000 $49,800,000 $164,000 $5,000,000
American Indian or Alaskan Native 55 $14,983,000 $272,000 $960,000 $120,000 $384,000
Native Hawaiian or Other Pacific Islander 43 $11,484,000 $267,000 $715,000 $114,000 $376,000
Not applicable 22 $24,509,000 $1,114,000 $7,200,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,304 $4,950,806,000 $402,000 $49,800,000 $147,000 $5,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,697 $2,517,777,000 $375,000 $7,200,000 $143,000 $4,100,000
Preapproval Approved but not Accepted 1,906 $1,043,461,000 $547,000 $3,000,000 $162,000 $1,363,000
Application Withdrawn By Applicant 1,624 $650,909,000 $400,000 $2,249,000 $163,000 $1,800,000
File Closed For Incompleteness 700 $286,364,000 $409,000 $5,000,000 $157,000 $2,500,000
Application Denied By Financial Institution 642 $185,323,000 $288,000 $49,800,000 $113,000 $5,000,000
Application Approved But Not Accepted 522 $175,704,000 $336,000 $2,639,000 $148,000 $676,000
Preapproval Denied by Financial Institution 213 $91,268,000 $428,000 $1,900,000 $108,000 $722,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 337 $149,292,000 $443,000 $49,800,000 $91,000 $5,000,000
Credit History 264 $57,909,000 $219,000 $1,900,000 $110,000 $690,000
Collateral 80 $20,893,000 $261,000 $1,420,000 $127,000 $432,000
Other 74 $15,035,000 $203,000 $1,320,000 $127,000 $400,000
Unverifiable Information 46 $11,467,000 $249,000 $1,440,000 $206,000 $1,857,000
Insufficient Cash (Downpayment, Closing Cost) 33 $11,473,000 $347,000 $1,390,000 $119,000 $400,000
Employment History 19 $9,492,000 $499,000 $1,600,000 $125,000 $722,000
Credit Application Incomplete 2 $1,030,000 $515,000 $840,000 $164,000 $241,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Technology Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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