First Technology Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
First Technology Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Technology Federal Credit Union 3555 Sw 153Rd Dr San Jose, CA 97003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,304 |
| Total Mortgage Loan Application Amount | $4,950,806,000 |
| Average Mortgage Loan Application Amount | $278,333 |
| Highest Mortgage Loan Application Amount | $49,800,000 |
| Average Applicant Income | $133,000 |
| Highest Applicant Income | $5,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with First Technology Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Technology Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down First Technology Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Technology Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by First Technology Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Technology Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 2,634 | $ 1,496,658,000 | $ 568,000 | $ 177,000 |
| Washington County Oregon | 1,922 | $ 509,869,000 | $ 265,000 | $ 117,000 |
| Snohomish County Washington | 561 | $ 257,111,000 | $ 458,000 | $ 146,000 |
| Multnomah County Oregon | 501 | $ 151,999,000 | $ 303,000 | $ 139,000 |
| Santa Clara County California | 380 | $ 285,764,000 | $ 752,000 | $ 216,000 |
| Marion County Oregon | 320 | $ 45,342,000 | $ 141,000 | $ 84,000 |
| Lane County Oregon | 231 | $ 27,613,000 | $ 119,000 | $ 78,000 |
| Larimer County Colorado | 219 | $ 48,378,000 | $ 220,000 | $ 122,000 |
| Clackamas County Oregon | 201 | $ 55,807,000 | $ 277,000 | $ 130,000 |
| Alameda County California | 139 | $ 83,576,000 | $ 601,000 | $ 181,000 |
| Harris County Texas | 124 | $ 19,467,000 | $ 156,000 | $ 124,000 |
| Clark County Washington | 122 | $ 28,150,000 | $ 230,000 | $ 106,000 |
| Ada County Idaho | 119 | $ 23,658,000 | $ 198,000 | $ 120,000 |
| San Diego County California | 104 | $ 44,312,000 | $ 426,000 | $ 165,000 |
| Placer County California | 100 | $ 28,896,000 | $ 288,000 | $ 144,000 |
| Sonoma County California | 99 | $ 37,092,000 | $ 374,000 | $ 144,000 |
| Benton County Oregon | 86 | $ 19,180,000 | $ 223,000 | $ 116,000 |
| Maricopa County Arizona | 75 | $ 14,666,000 | $ 195,000 | $ 119,000 |
| Sacramento County California | 73 | $ 16,685,000 | $ 228,000 | $ 116,000 |
| Polk County Oregon | 72 | $ 11,827,000 | $ 164,000 | $ 94,000 |
| Yamhill County Oregon | 64 | $ 14,389,000 | $ 224,000 | $ 101,000 |
| El Paso County Colorado | 61 | $ 11,228,000 | $ 184,000 | $ 104,000 |
| Linn County Oregon | 60 | $ 9,098,000 | $ 151,000 | $ 87,000 |
| San Mateo County California | 56 | $ 39,480,000 | $ 705,000 | $ 214,000 |
| Los Angeles County California | 51 | $ 23,458,000 | $ 459,000 | $ 190,000 |
| Orange County California | 51 | $ 30,486,000 | $ 597,000 | $ 226,000 |
| Contra Costa County California | 48 | $ 29,389,000 | $ 612,000 | $ 203,000 |
| Fulton County Georgia | 48 | $ 13,234,000 | $ 275,000 | $ 174,000 |
| Weld County Colorado | 43 | $ 8,192,000 | $ 190,000 | $ 118,000 |
| Columbia County Oregon | 39 | $ 7,761,000 | $ 199,000 | $ 108,000 |
| Riverside County California | 38 | $ 7,648,000 | $ 201,000 | $ 148,000 |
| Pierce County Washington | 37 | $ 11,320,000 | $ 305,000 | $ 167,000 |
| Deschutes County Oregon | 34 | $ 7,580,000 | $ 222,000 | $ 143,000 |
| Arapahoe County Colorado | 33 | $ 7,071,000 | $ 214,000 | $ 121,000 |
| Douglas County Colorado | 32 | $ 8,871,000 | $ 277,000 | $ 155,000 |
| El Dorado County California | 27 | $ 8,095,000 | $ 299,000 | $ 168,000 |
| Aguadilla County Puerto Rico | 26 | $ 200,000 | $ 7,000 | $ 38,000 |
| Denver County Colorado | 25 | $ 6,789,000 | $ 271,000 | $ 171,000 |
| Collin County Texas | 25 | $ 54,531,000 | $ 2,181,000 | $ 326,000 |
| Broward County Florida | 24 | $ 9,983,000 | $ 415,000 | $ 171,000 |
| Canyon County Idaho | 24 | $ 1,963,000 | $ 81,000 | $ 105,000 |
| Lincoln County Oregon | 23 | $ 4,472,000 | $ 194,000 | $ 133,000 |
| San Francisco County California | 22 | $ 14,706,000 | $ 668,000 | $ 251,000 |
| Gwinnett County Georgia | 22 | $ 4,570,000 | $ 207,000 | $ 202,000 |
| Montgomery County Texas | 22 | $ 5,140,000 | $ 233,000 | $ 144,000 |
| Kitsap County Washington | 20 | $ 8,591,000 | $ 429,000 | $ 161,000 |
| Forsyth County Georgia | 19 | $ 3,529,000 | $ 185,000 | $ 101,000 |
| Jefferson County Colorado | 18 | $ 5,106,000 | $ 283,000 | $ 129,000 |
| Clatsop County Oregon | 18 | $ 3,729,000 | $ 207,000 | $ 121,000 |
| Williamson County Texas | 18 | $ 3,928,000 | $ 218,000 | $ 190,000 |
| Denton County Texas | 17 | $ 3,896,000 | $ 229,000 | $ 151,000 |
| Cobb County Georgia | 16 | $ 2,925,000 | $ 182,000 | $ 117,000 |
| Nevada County California | 15 | $ 5,753,000 | $ 383,000 | $ 156,000 |
| San Bernardino County California | 15 | $ 5,328,000 | $ 355,000 | $ 173,000 |
| Clark County Nevada | 15 | $ 3,051,000 | $ 203,000 | $ 143,000 |
| Travis County Texas | 15 | $ 4,260,000 | $ 284,000 | $ 166,000 |
| San Joaquin County California | 14 | $ 3,269,000 | $ 233,000 | $ 109,000 |
| Fort Bend County Texas | 14 | $ 2,801,000 | $ 200,000 | $ 203,000 |
| Salt Lake County Utah | 13 | $ 4,019,000 | $ 309,000 | $ 176,000 |
| Spokane County Washington | 13 | $ 2,384,000 | $ 183,000 | $ 81,000 |
| Essex County Massachusetts | 12 | $ 2,776,000 | $ 231,000 | $ 148,000 |
| Tarrant County Texas | 12 | $ 1,752,000 | $ 146,000 | $ 150,000 |
| Santa Cruz County California | 11 | $ 5,193,000 | $ 472,000 | $ 168,000 |
| Adams County Colorado | 11 | $ 1,931,000 | $ 175,000 | $ 104,000 |
| DeKalb County Georgia | 11 | $ 1,993,000 | $ 181,000 | $ 86,000 |
| Dallas County Texas | 11 | $ 2,794,000 | $ 254,000 | $ 166,000 |
| Thurston County Washington | 11 | $ 2,362,000 | $ 214,000 | $ 155,000 |
| Pinal County Arizona | 10 | $ 1,271,000 | $ 127,000 | $ 91,000 |
| Fresno County California | 10 | $ 2,482,000 | $ 248,000 | $ 129,000 |
| Yuba County California | 10 | $ 1,660,000 | $ 166,000 | $ 84,000 |
| Boulder County Colorado | 10 | $ 3,136,000 | $ 313,000 | $ 166,000 |
| Middlesex County Massachusetts | 10 | $ 3,742,000 | $ 374,000 | $ 213,000 |
| Somerset County New Jersey | 10 | $ 6,239,000 | $ 623,000 | $ 354,000 |
| Moca County Puerto Rico | 10 | $ 138,000 | $ 13,000 | $ 32,000 |
| Marin County California | 9 | $ 7,710,000 | $ 856,000 | $ 637,000 |
| Cook County Illinois | 9 | $ 996,000 | $ 110,000 | $ 103,000 |
| Kittitas County Washington | 9 | $ 3,189,000 | $ 354,000 | $ 191,000 |
| Pacific County Washington | 9 | $ 1,234,000 | $ 137,000 | $ 131,000 |
| Pima County Arizona | 8 | $ 1,565,000 | $ 195,000 | $ 170,000 |
| Solano County California | 8 | $ 2,041,000 | $ 255,000 | $ 152,000 |
| Palm Beach County Florida | 8 | $ 2,268,000 | $ 283,000 | $ 226,000 |
| Wake County North Carolina | 8 | $ 2,105,000 | $ 263,000 | $ 130,000 |
| Lake County California | 7 | $ 866,000 | $ 123,000 | $ 58,000 |
| Hillsborough County Florida | 7 | $ 1,055,000 | $ 150,000 | $ 118,000 |
| Rockingham County New Hampshire | 7 | $ 771,000 | $ 110,000 | $ 106,000 |
| Chester County Pennsylvania | 7 | $ 1,492,000 | $ 213,000 | $ 145,000 |
| Aguada County Puerto Rico | 7 | $ 76,000 | $ 10,000 | $ 49,000 |
| Bexar County Texas | 7 | $ 74,000 | $ 10,000 | $ 153,000 |
| Shasta County California | 6 | $ 801,000 | $ 133,000 | $ 107,000 |
| Stanislaus County California | 6 | $ 706,000 | $ 117,000 | $ 92,000 |
| Ventura County California | 6 | $ 2,303,000 | $ 383,000 | $ 136,000 |
| Elbert County Colorado | 6 | $ 1,198,000 | $ 199,000 | $ 145,000 |
| Miami-Dade County Florida | 6 | $ 1,055,000 | $ 175,000 | $ 135,000 |
| Morris County New Jersey | 6 | $ 1,454,000 | $ 242,000 | $ 124,000 |
| Mecklenburg County North Carolina | 6 | $ 2,317,000 | $ 386,000 | $ 267,000 |
| Tillamook County Oregon | 6 | $ 1,767,000 | $ 294,000 | $ 124,000 |
| Philadelphia County Pennsylvania | 6 | $ 2,134,000 | $ 355,000 | $ 181,000 |
| Isabela County Puerto Rico | 6 | $ 33,000 | $ 5,000 | $ 68,000 |
| Utah County Utah | 6 | $ 1,807,000 | $ 301,000 | $ 160,000 |
| Whatcom County Washington | 6 | $ 1,518,000 | $ 253,000 | $ 127,000 |
| Mohave County Arizona | 5 | $ 1,449,000 | $ 289,000 | $ 63,000 |
| Monterey County California | 5 | $ 3,296,000 | $ 659,000 | $ 162,000 |
| Santa Barbara County California | 5 | $ 3,070,000 | $ 614,000 | $ 152,000 |
| Broomfield County Colorado | 5 | $ 1,422,000 | $ 284,000 | $ 137,000 |
| Seminole County Florida | 5 | $ 1,365,000 | $ 273,000 | $ 123,000 |
| Fayette County Georgia | 5 | $ 951,000 | $ 190,000 | $ 125,000 |
| Valley County Idaho | 5 | $ 467,000 | $ 93,000 | $ 76,000 |
| Washoe County Nevada | 5 | $ 1,151,000 | $ 230,000 | $ 128,000 |
| Monmouth County New Jersey | 5 | $ 566,000 | $ 113,000 | $ 142,000 |
| Forsyth County North Carolina | 5 | $ 690,000 | $ 138,000 | $ 110,000 |
| Crook County Oregon | 5 | $ 1,318,000 | $ 263,000 | $ 127,000 |
| Douglas County Oregon | 5 | $ 1,488,000 | $ 297,000 | $ 145,000 |
| Jackson County Oregon | 5 | $ 868,000 | $ 173,000 | $ 85,000 |
| Klamath County Oregon | 5 | $ 440,000 | $ 88,000 | $ 62,000 |
| San Sebastian County Puerto Rico | 5 | $ 32,000 | $ 6,000 | $ 31,000 |
| Cameron County Texas | 5 | $ 169,000 | $ 33,000 | $ 64,000 |
| Chelan County Washington | 5 | $ 1,438,000 | $ 287,000 | $ 120,000 |
| Skamania County Washington | 5 | $ 861,000 | $ 172,000 | $ 140,000 |
| Pueblo County Colorado | 4 | $ 464,000 | $ 116,000 | $ 172,000 |
| Orange County Florida | 4 | $ 1,274,000 | $ 318,000 | $ 125,000 |
| Polk County Florida | 4 | $ 249,000 | $ 62,000 | $ 53,000 |
| Cherokee County Georgia | 4 | $ 770,000 | $ 192,000 | $ 126,000 |
| Gem County Idaho | 4 | $ 326,000 | $ 81,000 | $ 148,000 |
| Kootenai County Idaho | 4 | $ 731,000 | $ 182,000 | $ 114,000 |
| Suffolk County Massachusetts | 4 | $ 2,074,000 | $ 518,000 | $ 135,000 |
| Hennepin County Minnesota | 4 | $ 961,000 | $ 240,000 | $ 129,000 |
| Elko County Nevada | 4 | $ 870,000 | $ 217,000 | $ 145,000 |
| Camden County New Jersey | 4 | $ 133,000 | $ 33,000 | $ 250,000 |
| Bernalillo County New Mexico | 4 | $ 305,000 | $ 76,000 | $ 111,000 |
| Queens County New York | 4 | $ 100,000 | $ 25,000 | $ 69,000 |
| New Hanover County North Carolina | 4 | $ 972,000 | $ 243,000 | $ 76,000 |
| Hamilton County Ohio | 4 | $ 299,000 | $ 74,000 | $ 235,000 |
| San Juan County Washington | 4 | $ 1,234,000 | $ 308,000 | $ 148,000 |
| Butte County California | 3 | $ 799,000 | $ 266,000 | $ 111,000 |
| Kern County California | 3 | $ 71,000 | $ 23,000 | $ 76,000 |
| San Benito County California | 3 | $ 605,000 | $ 201,000 | $ 144,000 |
| Sutter County California | 3 | $ 100,000 | $ 33,000 | $ 125,000 |
| Tulare County California | 3 | $ 601,000 | $ 200,000 | $ 61,000 |
| Yolo County California | 3 | $ 1,512,000 | $ 504,000 | $ 164,000 |
| New Castle County Delaware | 3 | $ 145,000 | $ 48,000 | $ 74,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,661,000 | $ 553,000 | $ 278,000 |
| Clay County Florida | 3 | $ 314,000 | $ 104,000 | $ 117,000 |
| Duval County Florida | 3 | $ 379,000 | $ 126,000 | $ 93,000 |
| Lee County Florida | 3 | $ 745,000 | $ 248,000 | $ 215,000 |
| Manatee County Florida | 3 | $ 1,071,000 | $ 357,000 | $ 161,000 |
| Pasco County Florida | 3 | $ 278,000 | $ 92,000 | $ 110,000 |
| Bonner County Idaho | 3 | $ 653,000 | $ 217,000 | $ 103,000 |
| Latah County Idaho | 3 | $ 381,000 | $ 127,000 | $ 142,000 |
| Prince George's County Maryland | 3 | $ 444,000 | $ 148,000 | $ 270,000 |
| Norfolk County Massachusetts | 3 | $ 2,208,000 | $ 736,000 | $ 197,000 |
| Clay County Minnesota | 3 | $ 239,000 | $ 79,000 | $ 99,000 |
| Humboldt County Nevada | 3 | $ 702,000 | $ 234,000 | $ 111,000 |
| Hudson County New Jersey | 3 | $ 223,000 | $ 74,000 | $ 209,000 |
| Mercer County New Jersey | 3 | $ 2,240,000 | $ 746,000 | $ 279,000 |
| Kings County New York | 3 | $ 1,018,000 | $ 339,000 | $ 216,000 |
| New York County New York | 3 | $ 1,105,000 | $ 368,000 | $ 245,000 |
| Durham County North Carolina | 3 | $ 617,000 | $ 205,000 | $ 103,000 |
| Guilford County North Carolina | 3 | $ 557,000 | $ 185,000 | $ 145,000 |
| Johnston County North Carolina | 3 | $ 648,000 | $ 216,000 | $ 113,000 |
| Hood River County Oregon | 3 | $ 1,168,000 | $ 389,000 | $ 160,000 |
| Jefferson County Oregon | 3 | $ 696,000 | $ 232,000 | $ 132,000 |
| Brazoria County Texas | 3 | $ 3,487,000 | $ 1,162,000 | $ 96,000 |
| Ellis County Texas | 3 | $ 7,384,000 | $ 2,461,000 | $ 99,000 |
| Loudoun County Virginia | 3 | $ 1,479,000 | $ 493,000 | $ 252,000 |
| Benton County Washington | 3 | $ 320,000 | $ 106,000 | $ 92,000 |
| Jefferson County Washington | 3 | $ 871,000 | $ 290,000 | $ 163,000 |
| Klickitat County Washington | 3 | $ 1,371,000 | $ 457,000 | $ 141,000 |
| Lewis County Washington | 3 | $ 486,000 | $ 162,000 | $ 97,000 |
| Mason County Washington | 3 | $ 1,016,000 | $ 338,000 | $ 223,000 |
| Madera County California | 2 | $ 259,000 | $ 129,000 | $ 86,000 |
| San Luis Obispo County California | 2 | $ 1,078,000 | $ 539,000 | $ 145,000 |
| Mesa County Colorado | 2 | $ 273,000 | $ 136,000 | $ 104,000 |
| Otero County Colorado | 2 | $ 370,000 | $ 185,000 | $ 111,000 |
| Teller County Colorado | 2 | $ 596,000 | $ 298,000 | $ 106,000 |
| Hartford County Connecticut | 2 | $ 230,000 | $ 115,000 | $ 143,000 |
| Sussex County Delaware | 2 | $ 298,000 | $ 149,000 | $ 74,000 |
| Alachua County Florida | 2 | $ 397,000 | $ 198,000 | $ 100,000 |
| Charlotte County Florida | 2 | $ 309,000 | $ 154,000 | $ 206,000 |
| Okaloosa County Florida | 2 | $ 226,000 | $ 113,000 | $ 175,000 |
| Pinellas County Florida | 2 | $ 299,000 | $ 149,000 | $ 125,000 |
| Sarasota County Florida | 2 | $ 168,000 | $ 84,000 | $ 174,000 |
| Chatham County Georgia | 2 | $ 29,000 | $ 14,000 | $ 92,000 |
| Clarke County Georgia | 2 | $ 535,000 | $ 267,000 | $ 24,000 |
| Clayton County Georgia | 2 | $ 9,000 | $ 4,000 | $ 44,000 |
| Jackson County Georgia | 2 | $ 281,000 | $ 140,000 | $ 114,000 |
| Bingham County Idaho | 2 | $ 70,000 | $ 35,000 | $ 131,000 |
| Boise County Idaho | 2 | $ 202,000 | $ 101,000 | $ 110,000 |
| Fremont County Idaho | 2 | $ 70,000 | $ 35,000 | $ 93,000 |
| Lake County Illinois | 2 | $ 63,000 | $ 31,000 | $ 130,000 |
| Pottawattamie County Iowa | 2 | $ 144,000 | $ 72,000 | $ 131,000 |
| Frederick County Maryland | 2 | $ 55,000 | $ 27,000 | $ 130,000 |
| Howard County Maryland | 2 | $ 490,000 | $ 245,000 | $ 129,000 |
| Worcester County Maryland | 2 | $ 595,000 | $ 297,000 | $ 190,000 |
| Plymouth County Massachusetts | 2 | $ 1,019,000 | $ 509,000 | $ 200,000 |
| Worcester County Massachusetts | 2 | $ 228,000 | $ 114,000 | $ 118,000 |
| Macomb County Michigan | 2 | $ 22,000 | $ 11,000 | $ 71,000 |
| Scott County Minnesota | 2 | $ 543,000 | $ 271,000 | $ 153,000 |
| Cass County Missouri | 2 | $ 60,000 | $ 30,000 | $ 255,000 |
| Burlington County New Jersey | 2 | $ 773,000 | $ 386,000 | $ 162,000 |
| Cumberland County New Jersey | 2 | $ 46,000 | $ 23,000 | $ 149,000 |
| Essex County New Jersey | 2 | $ 1,200,000 | $ 600,000 | $ 192,000 |
| Middlesex County New Jersey | 2 | $ 199,000 | $ 99,000 | $ 116,000 |
| Union County New Jersey | 2 | $ 854,000 | $ 427,000 | $ 344,000 |
| San Juan County New Mexico | 2 | $ 167,000 | $ 83,000 | $ 106,000 |
| Sandoval County New Mexico | 2 | $ 215,000 | $ 107,000 | $ 79,000 |
| Nassau County New York | 2 | $ 35,000 | $ 17,000 | $ 47,000 |
| Saratoga County New York | 2 | $ 317,000 | $ 158,000 | $ 85,000 |
| Bladen County North Carolina | 2 | $ 6,000 | $ 3,000 | $ 36,000 |
| Brunswick County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 164,000 |
| Cabarrus County North Carolina | 2 | $ 46,000 | $ 23,000 | $ 67,000 |
| Catawba County North Carolina | 2 | $ 886,000 | $ 443,000 | $ 564,000 |
| Davidson County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 209,000 |
| Lincoln County North Carolina | 2 | $ 745,000 | $ 372,000 | $ 265,000 |
| Orange County North Carolina | 2 | $ 525,000 | $ 262,000 | $ 158,000 |
| Coshocton County Ohio | 2 | $ 398,000 | $ 199,000 | $ 77,000 |
| Cuyahoga County Ohio | 2 | $ 368,000 | $ 184,000 | $ 62,000 |
| Licking County Ohio | 2 | $ 531,000 | $ 265,000 | $ 86,000 |
| Gilliam County Oregon | 2 | $ 236,000 | $ 118,000 | $ 89,000 |
| Umatilla County Oregon | 2 | $ 890,000 | $ 445,000 | $ 118,000 |
| Wasco County Oregon | 2 | $ 504,000 | $ 252,000 | $ 70,000 |
| Lancaster County Pennsylvania | 2 | $ 49,000 | $ 24,000 | $ 56,000 |
| Manati County Puerto Rico | 2 | $ 26,000 | $ 13,000 | $ 26,000 |
| Mayaguez County Puerto Rico | 2 | $ 20,000 | $ 10,000 | $ 63,000 |
| Rincon County Puerto Rico | 2 | $ 42,000 | $ 21,000 | $ 62,000 |
| Charleston County South Carolina | 2 | $ 346,000 | $ 173,000 | $ 186,000 |
| Dorchester County South Carolina | 2 | $ 263,000 | $ 131,000 | $ 111,000 |
| York County South Carolina | 2 | $ 304,000 | $ 152,000 | $ 110,000 |
| Shelby County Tennessee | 2 | $ 60,000 | $ 30,000 | $ 107,000 |
| El Paso County Texas | 2 | $ 762,000 | $ 381,000 | $ 317,000 |
| Potter County Texas | 2 | $ 230,000 | $ 115,000 | $ 80,000 |
| Rockwall County Texas | 2 | $ 274,000 | $ 137,000 | $ 135,000 |
| Taylor County Texas | 2 | $ 180,000 | $ 90,000 | $ 284,000 |
| Davis County Utah | 2 | $ 587,000 | $ 293,000 | $ 154,000 |
| Tooele County Utah | 2 | $ 155,000 | $ 77,000 | $ 90,000 |
| Fairfax County Virginia | 2 | $ 569,000 | $ 284,000 | $ 154,000 |
| Franklin County Virginia | 2 | $ 549,000 | $ 274,000 | $ 59,000 |
| Portsmouth County Virginia | 2 | $ 109,000 | $ 54,000 | $ 100,000 |
| Clallam County Washington | 2 | $ 434,000 | $ 217,000 | $ 179,000 |
| Cowlitz County Washington | 2 | $ 215,000 | $ 107,000 | $ 199,000 |
| Grays Harbor County Washington | 2 | $ 420,000 | $ 210,000 | $ 181,000 |
| Island County Washington | 2 | $ 1,133,000 | $ 566,000 | $ 196,000 |
| Wahkiakum County Washington | 2 | $ 239,000 | $ 119,000 | $ 38,000 |
| Milwaukee County Wisconsin | 2 | $ 19,000 | $ 9,000 | $ 67,000 |
| Jefferson County Alabama | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
| Anchorage County Alaska | 1 | $ 11,000 | $ 11,000 | $ 78,000 |
| Gila County Arizona | 1 | $ 1,000 | $ 1,000 | $ 15,000 |
| Navajo County Arizona | 1 | $ 184,000 | $ 184,000 | $ 54,000 |
| Yavapai County Arizona | 1 | $ 312,000 | $ 312,000 | $ 133,000 |
| Faulkner County Arkansas | 1 | $ 12,000 | $ 12,000 | $ 80,000 |
| Monroe County Arkansas | 1 | $ 2,000 | $ 2,000 | $ 31,000 |
| Pulaski County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Calaveras County California | 1 | $ 57,000 | $ 57,000 | $ 137,000 |
| Humboldt County California | 1 | $ 201,000 | $ 201,000 | $ 100,000 |
| Kings County California | 1 | $ 10,000 | $ 10,000 | $ 67,000 |
| Mariposa County California | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Mendocino County California | 1 | $ 620,000 | $ 620,000 | $ 437,000 |
| Napa County California | 1 | $ 817,000 | $ 817,000 | $ 258,000 |
| Archuleta County Colorado | 1 | $ 212,000 | $ 212,000 | $ 138,000 |
| Fremont County Colorado | 1 | $ 25,000 | $ 25,000 | $ 350,000 |
| Grand County Colorado | 1 | $ 366,000 | $ 366,000 | $ 251,000 |
| La Plata County Colorado | 1 | $ 190,000 | $ 190,000 | $ 240,000 |
| Morgan County Colorado | 1 | $ 220,000 | $ 220,000 | $ 54,000 |
| Park County Colorado | 1 | $ 310,000 | $ 310,000 | $ 281,000 |
| Pitkin County Colorado | 1 | $ 50,000 | $ 50,000 | $ 156,000 |
| Summit County Colorado | 1 | $ 274,000 | $ 274,000 | $ 204,000 |
| Fairfield County Connecticut | 1 | $ 30,000 | $ 30,000 | $ 256,000 |
| Kent County Delaware | 1 | $ 7,000 | $ 7,000 | $ 41,000 |
| Citrus County Florida | 1 | $ 43,000 | $ 43,000 | $ 110,000 |
| Collier County Florida | 1 | $ 30,000 | $ 30,000 | $ 104,000 |
| Hendry County Florida | 1 | $ 1,000 | $ 1,000 | $ 6,000 |
| Hernando County Florida | 1 | $ 15,000 | $ 15,000 | $ 109,000 |
| Indian River County Florida | 1 | $ 292,000 | $ 292,000 | $ 205,000 |
| Lake County Florida | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
| Marion County Florida | 1 | $ 109,000 | $ 109,000 | $ 180,000 |
| Martin County Florida | 1 | $ 122,000 | $ 122,000 | $ 31,000 |
| Osceola County Florida | 1 | $ 408,000 | $ 408,000 | $ 141,000 |
| St. Johns County Florida | 1 | $ 370,000 | $ 370,000 | $ 144,000 |
| Sumter County Florida | 1 | $ 207,000 | $ 207,000 | $ 217,000 |
| Dawson County Georgia | 1 | $ 128,000 | $ 128,000 | $ 108,000 |
| Floyd County Georgia | 1 | $ 64,000 | $ 64,000 | $ 38,000 |
| Gilmer County Georgia | 1 | $ 92,000 | $ 92,000 | $ 167,000 |
| Hall County Georgia | 1 | $ 100,000 | $ 100,000 | $ 126,000 |
| Henry County Georgia | 1 | $ 176,000 | $ 176,000 | $ 37,000 |
| Muscogee County Georgia | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Newton County Georgia | 1 | $ 1,087,000 | $ 1,087,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 165,000 | $ 165,000 | $ 122,000 |
| White County Georgia | 1 | $ 165,000 | $ 165,000 | $ 127,000 |
| Whitfield County Georgia | 1 | $ 146,000 | $ 146,000 | $ 72,000 |
| Honolulu County Hawaii | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| Adams County Idaho | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
| Bannock County Idaho | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
| Blaine County Idaho | 1 | $ 172,000 | $ 172,000 | $ 163,000 |
| Bonneville County Idaho | 1 | $ 215,000 | $ 215,000 | $ 171,000 |
| Jefferson County Idaho | 1 | $ 400,000 | $ 400,000 | $ 115,000 |
| McLean County Illinois | 1 | $ 232,000 | $ 232,000 | $ 155,000 |
| Will County Illinois | 1 | $ 12,000 | $ 12,000 | $ 8,000 |
| Hamilton County Indiana | 1 | $ 20,000 | $ 20,000 | $ 107,000 |
| Lake County Indiana | 1 | $ 20,000 | $ 20,000 | $ 98,000 |
| Marion County Indiana | 1 | $ 3,000 | $ 3,000 | $ 49,000 |
| Howard County Iowa | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Jefferson County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Oxford County Maine | 1 | $ 43,000 | $ 43,000 | $ 114,000 |
| Penobscot County Maine | 1 | $ 656,000 | $ 656,000 | $ 200,000 |
| Washington County Maine | 1 | $ 473,000 | $ 473,000 | $ 157,000 |
| Anne Arundel County Maryland | 1 | $ 510,000 | $ 510,000 | $ 103,000 |
| Baltimore County Maryland | 1 | $ 5,000 | $ 5,000 | $ 38,000 |
| Dorchester County Maryland | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Montgomery County Maryland | 1 | $ 328,000 | $ 328,000 | $ 160,000 |
| Bristol County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 162,000 |
| Hampden County Massachusetts | 1 | $ 30,000 | $ 30,000 | $ 203,000 |
| Hampshire County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Oakland County Michigan | 1 | $ 5,000 | $ 5,000 | $ 400,000 |
| Wayne County Michigan | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Carver County Minnesota | 1 | $ 292,000 | $ 292,000 | $ 155,000 |
| Dakota County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Ramsey County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 155,000 |
| Copiah County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 74,000 |
| Forrest County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Washington County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 85,000 |
| Flathead County Montana | 1 | $ 2,000 | $ 2,000 | $ 89,000 |
| Sanders County Montana | 1 | $ 6,000 | $ 6,000 | $ 50,000 |
| Lancaster County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 108,000 |
| Lyon County Nevada | 1 | $ 153,000 | $ 153,000 | $ 188,000 |
| Nye County Nevada | 1 | $ 6,000 | $ 6,000 | $ 66,000 |
| Hillsborough County New Hampshire | 1 | $ 250,000 | $ 250,000 | $ 100,000 |
| Merrimack County New Hampshire | 1 | $ 360,000 | $ 360,000 | $ 87,000 |
| Sullivan County New Hampshire | 1 | $ 147,000 | $ 147,000 | $ 329,000 |
| Bergen County New Jersey | 1 | $ 7,000 | $ 7,000 | $ 200,000 |
| Ocean County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Sussex County New Jersey | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Colfax County New Mexico | 1 | $ 37,000 | $ 37,000 | $ 35,000 |
| Dona Ana County New Mexico | 1 | $ 40,000 | $ 40,000 | $ 83,000 |
| Los Alamos County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 111,000 |
| Luna County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Albany County New York | 1 | $ 298,000 | $ 298,000 | $ 122,000 |
| Erie County New York | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Madison County New York | 1 | $ 204,000 | $ 204,000 | $ 188,000 |
| Monroe County New York | 1 | $ 162,000 | $ 162,000 | $ 197,000 |
| Oneida County New York | 1 | $ 40,000 | $ 40,000 | $ 188,000 |
| Orange County New York | 1 | $ 180,000 | $ 180,000 | $ 102,000 |
| Richmond County New York | 1 | $ 194,000 | $ 194,000 | $ 86,000 |
| Rockland County New York | 1 | $ 40,000 | $ 40,000 | $ 160,000 |
| Suffolk County New York | 1 | $ 11,000 | $ 11,000 | $ 324,000 |
| Ulster County New York | 1 | $ 225,000 | $ 225,000 | $ 189,000 |
| Westchester County New York | 1 | $ 750,000 | $ 750,000 | $ 143,000 |
| Alamance County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Beaufort County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 47,000 |
| Caldwell County North Carolina | 1 | $ 39,000 | $ 39,000 | $ 30,000 |
| Carteret County North Carolina | 1 | $ 879,000 | $ 879,000 | $ 155,000 |
| Chatham County North Carolina | 1 | $ 13,000 | $ 13,000 | $ 75,000 |
| Currituck County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 137,000 |
| Gaston County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 46,000 |
| Harnett County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
| Iredell County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 176,000 |
| Lee County North Carolina | 1 | $ 307,000 | $ 307,000 | $ 82,000 |
| Pender County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Rowan County North Carolina | 1 | $ 2,000 | $ 2,000 | $ 33,000 |
| Scotland County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Union County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 195,000 |
| Wilson County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 50,000 |
| Adams County Ohio | 1 | $ 1,000 | $ 1,000 | $ 42,000 |
| Belmont County Ohio | 1 | $ 30,000 | $ 30,000 | $ 93,000 |
| Delaware County Ohio | 1 | $ 11,000 | $ 11,000 | $ 83,000 |
| Greene County Ohio | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
| Lucas County Ohio | 1 | $ 34,000 | $ 34,000 | $ 147,000 |
| Medina County Ohio | 1 | $ 109,000 | $ 109,000 | $ 82,000 |
| Montgomery County Ohio | 1 | $ 130,000 | $ 130,000 | $ 77,000 |
| Summit County Ohio | 1 | $ 204,000 | $ 204,000 | $ 133,000 |
| Canadian County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Cleveland County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Coos County Oregon | 1 | $ 4,000 | $ 4,000 | $ 75,000 |
| Curry County Oregon | 1 | $ 127,000 | $ 127,000 | $ 119,000 |
| Malheur County Oregon | 1 | $ 90,000 | $ 90,000 | $ 27,000 |
| Wallowa County Oregon | 1 | $ 70,000 | $ 70,000 | $ 89,000 |
| Blair County Pennsylvania | 1 | $ 9,000 | $ 9,000 | $ 140,000 |
| Bucks County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 166,000 |
| Crawford County Pennsylvania | 1 | $ 12,000 | $ 12,000 | $ 80,000 |
| Mercer County Pennsylvania | 1 | $ 680,000 | $ 680,000 | $ 1,500,000 |
| Montgomery County Pennsylvania | 1 | $ 378,000 | $ 378,000 | $ 149,000 |
| Perry County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 81,000 |
| Westmoreland County Pennsylvania | 1 | $ 1,000 | $ 1,000 | $ 276,000 |
| Anasco County Puerto Rico | 1 | $ 7,000 | $ 7,000 | $ 53,000 |
| Bayamon County Puerto Rico | 1 | $ 3,000 | $ 3,000 | $ 50,000 |
| Cabo Rojo County Puerto Rico | 1 | $ 11,000 | $ 11,000 | $ 72,000 |
| Camuy County Puerto Rico | 1 | $ 2,000 | $ 2,000 | $ 35,000 |
| Cayey County Puerto Rico | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Cidra County Puerto Rico | 1 | $ 12,000 | $ 12,000 | $ 88,000 |
| Guanica County Puerto Rico | 1 | $ 3,000 | $ 3,000 | $ 29,000 |
| Guayama County Puerto Rico | 1 | $ 7,000 | $ 7,000 | $ 60,000 |
| Gurabo County Puerto Rico | 1 | $ 8,000 | $ 8,000 | $ 60,000 |
| Hormigueros County Puerto Rico | 1 | $ 10,000 | $ 10,000 | $ 27,000 |
| San Juan County Puerto Rico | 1 | $ 664,000 | $ 664,000 | $ 197,000 |
| Villalba County Puerto Rico | 1 | $ 8,000 | $ 8,000 | $ 111,000 |
| Kent County Rhode Island | 1 | $ 30,000 | $ 30,000 | $ 115,000 |
| Aiken County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 101,000 |
| Lexington County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 132,000 |
| Oconee County South Carolina | 1 | $ 509,000 | $ 509,000 | $ 315,000 |
| Rutherford County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 110,000 |
| Sumner County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Williamson County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 104,000 |
| Bandera County Texas | 1 | $ 100,000 | $ 100,000 | $ 243,000 |
| Bell County Texas | 1 | $ 15,000 | $ 15,000 | $ 310,000 |
| Bowie County Texas | 1 | $ 5,000 | $ 5,000 | $ 28,000 |
| Brazos County Texas | 1 | $ 102,000 | $ 102,000 | $ 173,000 |
| Brewster County Texas | 1 | $ 58,000 | $ 58,000 | $ 20,000 |
| Burnet County Texas | 1 | $ 521,000 | $ 521,000 | $ 175,000 |
| Cochran County Texas | 1 | $ 1,000 | $ 1,000 | $ 46,000 |
| Ector County Texas | 1 | $ 12,000 | $ 12,000 | $ 109,000 |
| Guadalupe County Texas | 1 | $ 141,000 | $ 141,000 | $ 116,000 |
| Hale County Texas | 1 | $ 15,000 | $ 15,000 | $ 133,000 |
| Hidalgo County Texas | 1 | $ 89,000 | $ 89,000 | $ 107,000 |
| Lubbock County Texas | 1 | $ 1,030,000 | $ 1,030,000 | $ 0 |
| Matagorda County Texas | 1 | $ 7,000 | $ 7,000 | $ 182,000 |
| McLennan County Texas | 1 | $ 270,000 | $ 270,000 | $ 126,000 |
| Palo Pinto County Texas | 1 | $ 15,000 | $ 15,000 | $ 268,000 |
| Washington County Texas | 1 | $ 229,000 | $ 229,000 | $ 113,000 |
| Wichita County Texas | 1 | $ 4,175,000 | $ 4,175,000 | $ 0 |
| Kane County Utah | 1 | $ 103,000 | $ 103,000 | $ 253,000 |
| Weber County Utah | 1 | $ 284,000 | $ 284,000 | $ 92,000 |
| Clarke County Virginia | 1 | $ 30,000 | $ 30,000 | $ 168,000 |
| Henrico County Virginia | 1 | $ 148,000 | $ 148,000 | $ 79,000 |
| James City County Virginia | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Montgomery County Virginia | 1 | $ 120,000 | $ 120,000 | $ 100,000 |
| Prince William County Virginia | 1 | $ 30,000 | $ 30,000 | $ 92,000 |
| Virginia Beach County Virginia | 1 | $ 10,000 | $ 10,000 | $ 93,000 |
| Douglas County Washington | 1 | $ 209,000 | $ 209,000 | $ 77,000 |
| Franklin County Washington | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Grant County Washington | 1 | $ 326,000 | $ 326,000 | $ 508,000 |
| Skagit County Washington | 1 | $ 154,000 | $ 154,000 | $ 34,000 |
| Whitman County Washington | 1 | $ 168,000 | $ 168,000 | $ 85,000 |
| Yakima County Washington | 1 | $ 175,000 | $ 175,000 | $ 138,000 |
| Dane County Wisconsin | 1 | $ 1,500,000 | $ 1,500,000 | $ 428,000 |
| Outagamie County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 256,000 |
| Ozaukee County Wisconsin | 1 | $ 11,000 | $ 11,000 | $ 126,000 |
Mortgage Loan Application Detail Totals for First Technology Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,931 | $3,985,151,000 | $502,000 | $49,800,000 | $160,000 | $5,000,000 |
| Refinancing | 3,180 | $907,848,000 | $285,000 | $7,200,000 | $129,000 | $2,500,000 |
| Home Improvement | 1,193 | $57,807,000 | $48,000 | $1,400,000 | $110,000 | $1,857,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,372 | $1,798,070,000 | $334,000 | $3,150,000 | $140,000 | $4,100,000 |
| Asian | 3,549 | $1,928,231,000 | $543,000 | $2,800,000 | $160,000 | $1,384,000 |
| Not Provided | 2,317 | $859,791,000 | $371,000 | $5,000,000 | $154,000 | $2,500,000 |
| Hispanic | 732 | $202,779,000 | $277,000 | $2,555,000 | $121,000 | $843,000 |
| Black or African American | 214 | $110,959,000 | $518,000 | $49,800,000 | $164,000 | $5,000,000 |
| American Indian or Alaskan Native | 55 | $14,983,000 | $272,000 | $960,000 | $120,000 | $384,000 |
| Native Hawaiian or Other Pacific Islander | 43 | $11,484,000 | $267,000 | $715,000 | $114,000 | $376,000 |
| Not applicable | 22 | $24,509,000 | $1,114,000 | $7,200,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,304 | $4,950,806,000 | $402,000 | $49,800,000 | $147,000 | $5,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,697 | $2,517,777,000 | $375,000 | $7,200,000 | $143,000 | $4,100,000 |
| Preapproval Approved but not Accepted | 1,906 | $1,043,461,000 | $547,000 | $3,000,000 | $162,000 | $1,363,000 |
| Application Withdrawn By Applicant | 1,624 | $650,909,000 | $400,000 | $2,249,000 | $163,000 | $1,800,000 |
| File Closed For Incompleteness | 700 | $286,364,000 | $409,000 | $5,000,000 | $157,000 | $2,500,000 |
| Application Denied By Financial Institution | 642 | $185,323,000 | $288,000 | $49,800,000 | $113,000 | $5,000,000 |
| Application Approved But Not Accepted | 522 | $175,704,000 | $336,000 | $2,639,000 | $148,000 | $676,000 |
| Preapproval Denied by Financial Institution | 213 | $91,268,000 | $428,000 | $1,900,000 | $108,000 | $722,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 337 | $149,292,000 | $443,000 | $49,800,000 | $91,000 | $5,000,000 |
| Credit History | 264 | $57,909,000 | $219,000 | $1,900,000 | $110,000 | $690,000 |
| Collateral | 80 | $20,893,000 | $261,000 | $1,420,000 | $127,000 | $432,000 |
| Other | 74 | $15,035,000 | $203,000 | $1,320,000 | $127,000 | $400,000 |
| Unverifiable Information | 46 | $11,467,000 | $249,000 | $1,440,000 | $206,000 | $1,857,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 33 | $11,473,000 | $347,000 | $1,390,000 | $119,000 | $400,000 |
| Employment History | 19 | $9,492,000 | $499,000 | $1,600,000 | $125,000 | $722,000 |
| Credit Application Incomplete | 2 | $1,030,000 | $515,000 | $840,000 | $164,000 | $241,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Technology Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.