First Technology Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
First Technology Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Technology Federal Credit Union 3555 Sw 153Rd Dr San Jose, CA 97003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 14,358 |
| Total Mortgage Loan Application Amount | $4,908,840,000 |
| Average Mortgage Loan Application Amount | $231,166 |
| Highest Mortgage Loan Application Amount | $6,955,000 |
| Average Applicant Income | $177,000 |
| Highest Applicant Income | $5,125,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First Technology Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Technology Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First Technology Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Technology Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by First Technology Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Technology Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Oregon | 2,656 | $ 667,410,000 | $ 251,000 | $ 126,000 |
| King County Washington | 2,338 | $ 1,091,700,000 | $ 466,000 | $ 203,000 |
| Multnomah County Oregon | 804 | $ 206,720,000 | $ 257,000 | $ 146,000 |
| Santa Clara County California | 561 | $ 361,425,000 | $ 644,000 | $ 258,000 |
| Snohomish County Washington | 460 | $ 161,700,000 | $ 351,000 | $ 160,000 |
| Clackamas County Oregon | 421 | $ 104,755,000 | $ 248,000 | $ 152,000 |
| Marion County Oregon | 417 | $ 62,975,000 | $ 151,000 | $ 93,000 |
| Larimer County Colorado | 263 | $ 52,625,000 | $ 200,000 | $ 130,000 |
| Clark County Washington | 250 | $ 58,140,000 | $ 232,000 | $ 133,000 |
| Placer County California | 238 | $ 61,060,000 | $ 256,000 | $ 135,000 |
| Ada County Idaho | 225 | $ 45,275,000 | $ 201,000 | $ 123,000 |
| Alameda County California | 199 | $ 116,765,000 | $ 586,000 | $ 241,000 |
| San Diego County California | 178 | $ 61,340,000 | $ 344,000 | $ 154,000 |
| Lane County Oregon | 155 | $ 21,965,000 | $ 141,000 | $ 94,000 |
| Sonoma County California | 138 | $ 46,360,000 | $ 335,000 | $ 163,000 |
| Sacramento County California | 135 | $ 32,165,000 | $ 238,000 | $ 122,000 |
| Maricopa County Arizona | 125 | $ 27,425,000 | $ 219,000 | $ 145,000 |
| Yamhill County Oregon | 124 | $ 24,950,000 | $ 201,000 | $ 120,000 |
| Benton County Oregon | 106 | $ 20,460,000 | $ 193,000 | $ 118,000 |
| Deschutes County Oregon | 103 | $ 25,855,000 | $ 251,000 | $ 154,000 |
| El Paso County Colorado | 102 | $ 20,050,000 | $ 196,000 | $ 109,000 |
| Harris County Texas | 87 | $ 24,795,000 | $ 285,000 | $ 143,000 |
| San Mateo County California | 83 | $ 53,165,000 | $ 640,000 | $ 275,000 |
| Weld County Colorado | 82 | $ 16,420,000 | $ 200,000 | $ 94,000 |
| Polk County Oregon | 72 | $ 12,900,000 | $ 179,000 | $ 103,000 |
| Los Angeles County California | 67 | $ 22,725,000 | $ 339,000 | $ 190,000 |
| Riverside County California | 66 | $ 16,720,000 | $ 253,000 | $ 139,000 |
| Linn County Oregon | 64 | $ 8,980,000 | $ 140,000 | $ 85,000 |
| Contra Costa County California | 63 | $ 26,335,000 | $ 418,000 | $ 227,000 |
| Douglas County Colorado | 51 | $ 15,725,000 | $ 308,000 | $ 177,000 |
| Orange County California | 48 | $ 13,460,000 | $ 280,000 | $ 258,000 |
| Columbia County Oregon | 45 | $ 8,455,000 | $ 187,000 | $ 120,000 |
| Montgomery County Texas | 44 | $ 8,600,000 | $ 195,000 | $ 119,000 |
| Pierce County Washington | 44 | $ 11,300,000 | $ 256,000 | $ 130,000 |
| Clark County Nevada | 40 | $ 5,990,000 | $ 149,000 | $ 142,000 |
| Denver County Colorado | 37 | $ 12,135,000 | $ 327,000 | $ 133,000 |
| San Francisco County California | 36 | $ 23,880,000 | $ 663,000 | $ 339,000 |
| Arapahoe County Colorado | 34 | $ 7,590,000 | $ 223,000 | $ 154,000 |
| Canyon County Idaho | 33 | $ 4,525,000 | $ 137,000 | $ 101,000 |
| Williamson County Texas | 31 | $ 6,585,000 | $ 212,000 | $ 154,000 |
| Travis County Texas | 29 | $ 9,555,000 | $ 329,000 | $ 197,000 |
| Kitsap County Washington | 29 | $ 6,625,000 | $ 228,000 | $ 148,000 |
| San Joaquin County California | 27 | $ 7,125,000 | $ 263,000 | $ 156,000 |
| Fulton County Georgia | 26 | $ 6,880,000 | $ 264,000 | $ 173,000 |
| Lincoln County Oregon | 26 | $ 5,380,000 | $ 206,000 | $ 167,000 |
| Solano County California | 25 | $ 7,855,000 | $ 314,000 | $ 224,000 |
| El Dorado County California | 24 | $ 9,840,000 | $ 410,000 | $ 237,000 |
| Clatsop County Oregon | 24 | $ 4,090,000 | $ 170,000 | $ 91,000 |
| Tillamook County Oregon | 24 | $ 5,110,000 | $ 212,000 | $ 187,000 |
| Broward County Florida | 22 | $ 7,790,000 | $ 354,000 | $ 188,000 |
| Denton County Texas | 20 | $ 6,230,000 | $ 311,000 | $ 175,000 |
| Miami-Dade County Florida | 19 | $ 4,305,000 | $ 226,000 | $ 126,000 |
| Tarrant County Texas | 19 | $ 5,695,000 | $ 299,000 | $ 190,000 |
| Jefferson County Colorado | 18 | $ 4,930,000 | $ 273,000 | $ 150,000 |
| Forsyth County Georgia | 18 | $ 4,320,000 | $ 240,000 | $ 127,000 |
| Middlesex County Massachusetts | 18 | $ 7,830,000 | $ 435,000 | $ 180,000 |
| San Bernardino County California | 17 | $ 3,575,000 | $ 210,000 | $ 121,000 |
| Santa Cruz County California | 17 | $ 4,995,000 | $ 293,000 | $ 111,000 |
| Collin County Texas | 17 | $ 4,915,000 | $ 289,000 | $ 149,000 |
| Boulder County Colorado | 15 | $ 4,935,000 | $ 329,000 | $ 139,000 |
| Chester County Pennsylvania | 15 | $ 2,885,000 | $ 192,000 | $ 199,000 |
| Wake County North Carolina | 14 | $ 4,250,000 | $ 303,000 | $ 216,000 |
| Cowlitz County Washington | 14 | $ 2,410,000 | $ 172,000 | $ 108,000 |
| Pima County Arizona | 13 | $ 2,375,000 | $ 182,000 | $ 113,000 |
| Ventura County California | 13 | $ 6,345,000 | $ 488,000 | $ 173,000 |
| Cobb County Georgia | 13 | $ 2,535,000 | $ 195,000 | $ 125,000 |
| Gwinnett County Georgia | 13 | $ 2,395,000 | $ 184,000 | $ 113,000 |
| Washoe County Nevada | 13 | $ 4,225,000 | $ 325,000 | $ 531,000 |
| Mecklenburg County North Carolina | 13 | $ 2,565,000 | $ 197,000 | $ 134,000 |
| Fort Bend County Texas | 13 | $ 3,175,000 | $ 244,000 | $ 157,000 |
| Island County Washington | 13 | $ 3,505,000 | $ 269,000 | $ 200,000 |
| Spokane County Washington | 13 | $ 2,335,000 | $ 179,000 | $ 127,000 |
| Adams County Colorado | 12 | $ 2,680,000 | $ 223,000 | $ 105,000 |
| Essex County Massachusetts | 12 | $ 3,500,000 | $ 291,000 | $ 164,000 |
| Thurston County Washington | 12 | $ 2,200,000 | $ 183,000 | $ 156,000 |
| Nevada County California | 11 | $ 2,825,000 | $ 256,000 | $ 99,000 |
| Stanislaus County California | 11 | $ 1,765,000 | $ 160,000 | $ 115,000 |
| Yolo County California | 11 | $ 3,205,000 | $ 291,000 | $ 101,000 |
| Kootenai County Idaho | 11 | $ 2,365,000 | $ 215,000 | $ 126,000 |
| Jackson County Oregon | 11 | $ 2,455,000 | $ 223,000 | $ 105,000 |
| Brevard County Florida | 10 | $ 1,760,000 | $ 176,000 | $ 114,000 |
| Rockingham County New Hampshire | 10 | $ 1,730,000 | $ 173,000 | $ 107,000 |
| Salt Lake County Utah | 10 | $ 3,150,000 | $ 315,000 | $ 176,000 |
| Pinal County Arizona | 9 | $ 1,175,000 | $ 130,000 | $ 135,000 |
| Dallas County Texas | 9 | $ 7,825,000 | $ 869,000 | $ 244,000 |
| Skagit County Washington | 9 | $ 3,135,000 | $ 348,000 | $ 233,000 |
| Yavapai County Arizona | 8 | $ 1,600,000 | $ 200,000 | $ 123,000 |
| Shasta County California | 8 | $ 1,120,000 | $ 140,000 | $ 116,000 |
| New Castle County Delaware | 8 | $ 1,170,000 | $ 146,000 | $ 154,000 |
| DeKalb County Georgia | 8 | $ 1,390,000 | $ 173,000 | $ 129,000 |
| Hillsborough County New Hampshire | 8 | $ 1,020,000 | $ 127,000 | $ 119,000 |
| Bexar County Texas | 8 | $ 1,770,000 | $ 221,000 | $ 189,000 |
| Utah County Utah | 8 | $ 1,920,000 | $ 240,000 | $ 131,000 |
| Kittitas County Washington | 8 | $ 4,410,000 | $ 551,000 | $ 96,000 |
| Klickitat County Washington | 8 | $ 1,730,000 | $ 216,000 | $ 132,000 |
| San Luis Obispo County California | 7 | $ 3,255,000 | $ 465,000 | $ 182,000 |
| Pinellas County Florida | 7 | $ 845,000 | $ 120,000 | $ 133,000 |
| Crook County Oregon | 7 | $ 1,265,000 | $ 180,000 | $ 167,000 |
| Wasco County Oregon | 7 | $ 1,905,000 | $ 272,000 | $ 126,000 |
| Chelan County Washington | 7 | $ 2,345,000 | $ 335,000 | $ 173,000 |
| Whatcom County Washington | 7 | $ 2,425,000 | $ 346,000 | $ 186,000 |
| Monterey County California | 6 | $ 2,120,000 | $ 353,000 | $ 172,000 |
| Hillsborough County Florida | 6 | $ 1,080,000 | $ 180,000 | $ 147,000 |
| Bernalillo County New Mexico | 6 | $ 1,740,000 | $ 290,000 | $ 176,000 |
| Hood River County Oregon | 6 | $ 2,320,000 | $ 386,000 | $ 158,000 |
| Wallowa County Oregon | 6 | $ 1,380,000 | $ 230,000 | $ 116,000 |
| San Juan County Washington | 6 | $ 2,260,000 | $ 376,000 | $ 190,000 |
| Mohave County Arizona | 5 | $ 1,165,000 | $ 233,000 | $ 147,000 |
| Kern County California | 5 | $ 675,000 | $ 135,000 | $ 131,000 |
| Madera County California | 5 | $ 565,000 | $ 113,000 | $ 142,000 |
| Merced County California | 5 | $ 755,000 | $ 151,000 | $ 124,000 |
| Yuba County California | 5 | $ 875,000 | $ 175,000 | $ 145,000 |
| Orange County Florida | 5 | $ 2,705,000 | $ 541,000 | $ 241,000 |
| Palm Beach County Florida | 5 | $ 1,395,000 | $ 279,000 | $ 116,000 |
| Pasco County Florida | 5 | $ 1,355,000 | $ 271,000 | $ 236,000 |
| Cherokee County Georgia | 5 | $ 785,000 | $ 157,000 | $ 122,000 |
| Essex County New Jersey | 5 | $ 985,000 | $ 197,000 | $ 144,000 |
| Santa Fe County New Mexico | 5 | $ 1,325,000 | $ 265,000 | $ 172,000 |
| Cuyahoga County Ohio | 5 | $ 275,000 | $ 55,000 | $ 116,000 |
| Douglas County Oregon | 5 | $ 1,235,000 | $ 247,000 | $ 158,000 |
| Weber County Utah | 5 | $ 905,000 | $ 181,000 | $ 118,000 |
| Benton County Washington | 5 | $ 995,000 | $ 199,000 | $ 134,000 |
| Clallam County Washington | 5 | $ 1,555,000 | $ 311,000 | $ 120,000 |
| Calaveras County California | 4 | $ 1,010,000 | $ 252,000 | $ 64,000 |
| Fresno County California | 4 | $ 1,090,000 | $ 272,000 | $ 141,000 |
| Lake County California | 4 | $ 670,000 | $ 167,000 | $ 92,000 |
| Napa County California | 4 | $ 380,000 | $ 95,000 | $ 193,000 |
| San Benito County California | 4 | $ 390,000 | $ 97,000 | $ 142,000 |
| Broomfield County Colorado | 4 | $ 570,000 | $ 142,000 | $ 137,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,620,000 | $ 405,000 | $ 197,000 |
| Montgomery County Maryland | 4 | $ 740,000 | $ 185,000 | $ 142,000 |
| Suffolk County Massachusetts | 4 | $ 1,080,000 | $ 270,000 | $ 263,000 |
| Suffolk County New York | 4 | $ 800,000 | $ 200,000 | $ 108,000 |
| Loudoun County Virginia | 4 | $ 1,640,000 | $ 410,000 | $ 181,000 |
| Skamania County Washington | 4 | $ 860,000 | $ 215,000 | $ 139,000 |
| Yakima County Washington | 4 | $ 1,140,000 | $ 285,000 | $ 96,000 |
| Yuma County Arizona | 3 | $ 485,000 | $ 161,000 | $ 89,000 |
| Butte County California | 3 | $ 565,000 | $ 188,000 | $ 163,000 |
| Humboldt County California | 3 | $ 335,000 | $ 111,000 | $ 147,000 |
| Mariposa County California | 3 | $ 365,000 | $ 121,000 | $ 107,000 |
| Tuolumne County California | 3 | $ 715,000 | $ 238,000 | $ 58,000 |
| La Plata County Colorado | 3 | $ 735,000 | $ 245,000 | $ 96,000 |
| Montrose County Colorado | 3 | $ 475,000 | $ 158,000 | $ 161,000 |
| Collier County Florida | 3 | $ 1,125,000 | $ 375,000 | $ 138,000 |
| Manatee County Florida | 3 | $ 1,145,000 | $ 381,000 | $ 151,000 |
| Osceola County Florida | 3 | $ 835,000 | $ 278,000 | $ 130,000 |
| Sarasota County Florida | 3 | $ 1,335,000 | $ 445,000 | $ 190,000 |
| Seminole County Florida | 3 | $ 375,000 | $ 125,000 | $ 110,000 |
| St. Johns County Florida | 3 | $ 655,000 | $ 218,000 | $ 179,000 |
| Douglas County Georgia | 3 | $ 485,000 | $ 161,000 | $ 173,000 |
| Boise County Idaho | 3 | $ 455,000 | $ 151,000 | $ 119,000 |
| Bonner County Idaho | 3 | $ 795,000 | $ 265,000 | $ 205,000 |
| Gem County Idaho | 3 | $ 1,035,000 | $ 345,000 | $ 94,000 |
| Idaho County Idaho | 3 | $ 345,000 | $ 115,000 | $ 102,000 |
| Valley County Idaho | 3 | $ 375,000 | $ 125,000 | $ 97,000 |
| Anne Arundel County Maryland | 3 | $ 1,065,000 | $ 355,000 | $ 221,000 |
| Lyon County Nevada | 3 | $ 545,000 | $ 181,000 | $ 92,000 |
| Merrimack County New Hampshire | 3 | $ 485,000 | $ 161,000 | $ 85,000 |
| Morris County New Jersey | 3 | $ 625,000 | $ 208,000 | $ 160,000 |
| Ocean County New Jersey | 3 | $ 815,000 | $ 271,000 | $ 296,000 |
| Dona Ana County New Mexico | 3 | $ 465,000 | $ 155,000 | $ 111,000 |
| Cabarrus County North Carolina | 3 | $ 625,000 | $ 208,000 | $ 62,000 |
| Franklin County North Carolina | 3 | $ 365,000 | $ 121,000 | $ 57,000 |
| Iredell County North Carolina | 3 | $ 255,000 | $ 85,000 | $ 30,000 |
| Coos County Oregon | 3 | $ 445,000 | $ 148,000 | $ 129,000 |
| Gilliam County Oregon | 3 | $ 515,000 | $ 171,000 | $ 86,000 |
| Josephine County Oregon | 3 | $ 745,000 | $ 248,000 | $ 84,000 |
| Klamath County Oregon | 3 | $ 525,000 | $ 175,000 | $ 109,000 |
| Horry County South Carolina | 3 | $ 805,000 | $ 268,000 | $ 104,000 |
| York County South Carolina | 3 | $ 415,000 | $ 138,000 | $ 108,000 |
| Summit County Utah | 3 | $ 475,000 | $ 158,000 | $ 171,000 |
| Albemarle County Virginia | 3 | $ 335,000 | $ 111,000 | $ 68,000 |
| Chesterfield County Virginia | 3 | $ 615,000 | $ 205,000 | $ 86,000 |
| Jefferson County Washington | 3 | $ 1,185,000 | $ 395,000 | $ 221,000 |
| Lewis County Washington | 3 | $ 415,000 | $ 138,000 | $ 108,000 |
| Walla Walla County Washington | 3 | $ 455,000 | $ 151,000 | $ 115,000 |
| Coconino County Arizona | 2 | $ 550,000 | $ 275,000 | $ 77,000 |
| Gila County Arizona | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Mendocino County California | 2 | $ 160,000 | $ 80,000 | $ 71,000 |
| Tulare County California | 2 | $ 340,000 | $ 170,000 | $ 74,000 |
| Clear Creek County Colorado | 2 | $ 650,000 | $ 325,000 | $ 62,000 |
| Fremont County Colorado | 2 | $ 110,000 | $ 55,000 | $ 41,000 |
| Grand County Colorado | 2 | $ 890,000 | $ 445,000 | $ 306,000 |
| Mesa County Colorado | 2 | $ 50,000 | $ 25,000 | $ 147,000 |
| Routt County Colorado | 2 | $ 510,000 | $ 255,000 | $ 161,000 |
| Summit County Colorado | 2 | $ 1,190,000 | $ 595,000 | $ 857,000 |
| Fairfield County Connecticut | 2 | $ 1,540,000 | $ 770,000 | $ 171,000 |
| Charlotte County Florida | 2 | $ 210,000 | $ 105,000 | $ 47,000 |
| Duval County Florida | 2 | $ 380,000 | $ 190,000 | $ 199,000 |
| Lee County Florida | 2 | $ 460,000 | $ 230,000 | $ 137,000 |
| Volusia County Florida | 2 | $ 90,000 | $ 45,000 | $ 69,000 |
| Chatham County Georgia | 2 | $ 150,000 | $ 75,000 | $ 280,000 |
| Clayton County Georgia | 2 | $ 190,000 | $ 95,000 | $ 728,000 |
| Paulding County Georgia | 2 | $ 290,000 | $ 145,000 | $ 453,000 |
| Bonneville County Idaho | 2 | $ 280,000 | $ 140,000 | $ 117,000 |
| Owyhee County Idaho | 2 | $ 480,000 | $ 240,000 | $ 113,000 |
| Cumberland County Maine | 2 | $ 460,000 | $ 230,000 | $ 60,000 |
| Barnstable County Massachusetts | 2 | $ 770,000 | $ 385,000 | $ 317,000 |
| Norfolk County Massachusetts | 2 | $ 420,000 | $ 210,000 | $ 164,000 |
| Hennepin County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 201,000 |
| Strafford County New Hampshire | 2 | $ 360,000 | $ 180,000 | $ 159,000 |
| Camden County New Jersey | 2 | $ 110,000 | $ 55,000 | $ 92,000 |
| Middlesex County New Jersey | 2 | $ 380,000 | $ 190,000 | $ 132,000 |
| Warren County New Jersey | 2 | $ 560,000 | $ 280,000 | $ 208,000 |
| Sandoval County New Mexico | 2 | $ 260,000 | $ 130,000 | $ 97,000 |
| Orange County New York | 2 | $ 590,000 | $ 295,000 | $ 111,000 |
| Catawba County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 84,000 |
| Forsyth County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 99,000 |
| Johnston County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 310,000 |
| Lincoln County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 54,000 |
| Orange County North Carolina | 2 | $ 1,170,000 | $ 585,000 | $ 362,000 |
| Union County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 92,000 |
| Washington County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 70,000 |
| Allegheny County Pennsylvania | 2 | $ 690,000 | $ 345,000 | $ 177,000 |
| Delaware County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 89,000 |
| Greenville County South Carolina | 2 | $ 40,000 | $ 20,000 | $ 55,000 |
| El Paso County Texas | 2 | $ 310,000 | $ 155,000 | $ 192,000 |
| Guadalupe County Texas | 2 | $ 190,000 | $ 95,000 | $ 179,000 |
| Hays County Texas | 2 | $ 210,000 | $ 105,000 | $ 122,000 |
| Hood County Texas | 2 | $ 390,000 | $ 195,000 | $ 155,000 |
| Iron County Utah | 2 | $ 370,000 | $ 185,000 | $ 131,000 |
| Richmond City County Virginia | 2 | $ 300,000 | $ 150,000 | $ 81,000 |
| Franklin County Washington | 2 | $ 370,000 | $ 185,000 | $ 201,000 |
| Grant County Washington | 2 | $ 500,000 | $ 250,000 | $ 80,000 |
| Grays Harbor County Washington | 2 | $ 350,000 | $ 175,000 | $ 203,000 |
| Mason County Washington | 2 | $ 160,000 | $ 80,000 | $ 118,000 |
| Calhoun County Alabama | 1 | $ 2,105,000 | $ 2,105,000 | $ 0 |
| Cochise County Arizona | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Amador County California | 1 | $ 485,000 | $ 485,000 | $ 305,000 |
| Kings County California | 1 | $ 295,000 | $ 295,000 | $ 48,000 |
| Marin County California | 1 | $ 955,000 | $ 955,000 | $ 235,000 |
| Plumas County California | 1 | $ 195,000 | $ 195,000 | $ 121,000 |
| Siskiyou County California | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Sutter County California | 1 | $ 705,000 | $ 705,000 | $ 197,000 |
| Chaffee County Colorado | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Elbert County Colorado | 1 | $ 145,000 | $ 145,000 | $ 157,000 |
| Las Animas County Colorado | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Logan County Colorado | 1 | $ 65,000 | $ 65,000 | $ 123,000 |
| Park County Colorado | 1 | $ 475,000 | $ 475,000 | $ 180,000 |
| Pueblo County Colorado | 1 | $ 45,000 | $ 45,000 | $ 140,000 |
| Saguache County Colorado | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| New Haven County Connecticut | 1 | $ 95,000 | $ 95,000 | $ 180,000 |
| Alachua County Florida | 1 | $ 235,000 | $ 235,000 | $ 196,000 |
| Highlands County Florida | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Lake County Florida | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Martin County Florida | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Nassau County Florida | 1 | $ 235,000 | $ 235,000 | $ 125,000 |
| Polk County Florida | 1 | $ 95,000 | $ 95,000 | $ 138,000 |
| St. Lucie County Florida | 1 | $ 175,000 | $ 175,000 | $ 144,000 |
| Sumter County Florida | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Catoosa County Georgia | 1 | $ 105,000 | $ 105,000 | $ 244,000 |
| Fannin County Georgia | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Fayette County Georgia | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Floyd County Georgia | 1 | $ 65,000 | $ 65,000 | $ 143,000 |
| Gilmer County Georgia | 1 | $ 35,000 | $ 35,000 | $ 141,000 |
| Hall County Georgia | 1 | $ 365,000 | $ 365,000 | $ 139,000 |
| Polk County Georgia | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Towns County Georgia | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
| Elmore County Idaho | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Jefferson County Idaho | 1 | $ 55,000 | $ 55,000 | $ 193,000 |
| Latah County Idaho | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Lemhi County Idaho | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Lincoln County Idaho | 1 | $ 35,000 | $ 35,000 | $ 250,000 |
| Madison County Idaho | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| Nez Perce County Idaho | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Payette County Idaho | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Twin Falls County Idaho | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| Marion County Indiana | 1 | $ 5,085,000 | $ 5,085,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Cecil County Maryland | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Frederick County Maryland | 1 | $ 165,000 | $ 165,000 | $ 132,000 |
| Howard County Maryland | 1 | $ 115,000 | $ 115,000 | $ 130,000 |
| Prince George's County Maryland | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Berkshire County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Bristol County Massachusetts | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Hampshire County Massachusetts | 1 | $ 445,000 | $ 445,000 | $ 386,000 |
| Plymouth County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Dakota County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 118,000 |
| Scott County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 167,000 |
| St. Louis County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 87,000 |
| Stearns County Minnesota | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Washington County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 160,000 |
| Wright County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 140,000 |
| Jackson County Missouri | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Humboldt County Nevada | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
| Atlantic County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 250,000 |
| Bergen County New Jersey | 1 | $ 785,000 | $ 785,000 | $ 263,000 |
| Hunterdon County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Monmouth County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| San Juan County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Albany County New York | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Erie County New York | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Kings County New York | 1 | $ 705,000 | $ 705,000 | $ 240,000 |
| Monroe County New York | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| New York County New York | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Putnam County New York | 1 | $ 555,000 | $ 555,000 | $ 178,000 |
| Queens County New York | 1 | $ 995,000 | $ 995,000 | $ 194,000 |
| Tompkins County New York | 1 | $ 245,000 | $ 245,000 | $ 166,000 |
| Avery County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 146,000 |
| Brunswick County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 665,000 |
| Craven County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Duplin County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Granville County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Lee County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| New Hanover County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 153,000 |
| Onslow County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 158,000 |
| Rockingham County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Watauga County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Wilson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 175,000 |
| Athens County Ohio | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Delaware County Ohio | 1 | $ 445,000 | $ 445,000 | $ 180,000 |
| Erie County Ohio | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Franklin County Ohio | 1 | $ 255,000 | $ 255,000 | $ 173,000 |
| Hancock County Ohio | 1 | $ 175,000 | $ 175,000 | $ 145,000 |
| Richland County Ohio | 1 | $ 45,000 | $ 45,000 | $ 108,000 |
| Summit County Ohio | 1 | $ 195,000 | $ 195,000 | $ 150,000 |
| Baker County Oregon | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Grant County Oregon | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Morrow County Oregon | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Umatilla County Oregon | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Union County Oregon | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Bucks County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 261,000 |
| Butler County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Centre County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| Cumberland County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| Monroe County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Northampton County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 142,000 |
| Philadelphia County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
| Pike County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Venango County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Aguadilla County Puerto Rico | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Charleston County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 109,000 |
| Orangeburg County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Spartanburg County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Bell County Texas | 1 | $ 125,000 | $ 125,000 | $ 138,000 |
| Cameron County Texas | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Galveston County Texas | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Gillespie County Texas | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Gregg County Texas | 1 | $ 55,000 | $ 55,000 | $ 200,000 |
| Hidalgo County Texas | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Medina County Texas | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Polk County Texas | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| San Jacinto County Texas | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Smith County Texas | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Walker County Texas | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Webb County Texas | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Davis County Utah | 1 | $ 295,000 | $ 295,000 | $ 101,000 |
| Grand County Utah | 1 | $ 365,000 | $ 365,000 | $ 96,000 |
| Washington County Utah | 1 | $ 255,000 | $ 255,000 | $ 144,000 |
| Windham County Vermont | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Arlington County Virginia | 1 | $ 175,000 | $ 175,000 | $ 476,000 |
| Buena Vista County Virginia | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Henrico County Virginia | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| James City County Virginia | 1 | $ 355,000 | $ 355,000 | $ 104,000 |
| Newport News County Virginia | 1 | $ 205,000 | $ 205,000 | $ 300,000 |
| Roanoke County Virginia | 1 | $ 95,000 | $ 95,000 | $ 119,000 |
| Staunton County Virginia | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Suffolk County Virginia | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Douglas County Washington | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Ferry County Washington | 1 | $ 195,000 | $ 195,000 | $ 140,000 |
| Okanogan County Washington | 1 | $ 255,000 | $ 255,000 | $ 428,000 |
| Stevens County Washington | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
Mortgage Loan Application Detail Totals for First Technology Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,211 | $2,715,705,000 | $437,000 | $2,915,000 | $167,000 | $1,332,000 |
| Cash-out Refinancing | 2,541 | $755,905,000 | $297,000 | $2,705,000 | $144,000 | $2,550,000 |
| Refinancing | 2,533 | $1,120,295,000 | $442,000 | $6,955,000 | $176,000 | $5,125,000 |
| Other Purpose | 1,766 | $180,910,000 | $102,000 | $1,005,000 | $140,000 | $1,730,000 |
| Home Improvement | 1,306 | $136,020,000 | $104,000 | $1,005,000 | $141,000 | $896,000 |
| Not Applicable | 1 | $5,000 | $5,000 | $5,000 | $294,000 | $294,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,092 | $2,097,760,000 | $295,000 | $3,025,000 | $148,000 | $1,730,000 |
| Not Provided | 2,716 | $869,830,000 | $320,000 | $2,665,000 | $162,000 | $5,125,000 |
| Asian | 2,397 | $1,101,175,000 | $459,000 | $2,455,000 | $181,000 | $2,831,000 |
| Hispanic | 863 | $249,155,000 | $288,000 | $1,775,000 | $136,000 | $745,000 |
| Black or African American | 241 | $75,635,000 | $313,000 | $1,805,000 | $144,000 | $539,000 |
| American Indian or Alaskan Native | 107 | $29,085,000 | $271,000 | $1,345,000 | $124,000 | $896,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $3,660,000 | $228,000 | $525,000 | $102,000 | $275,000 |
| Not applicable | 13 | $24,415,000 | $1,878,000 | $6,955,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,358 | $4,908,840,000 | $341,000 | $6,955,000 | $159,000 | $5,125,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,603 | $2,412,025,000 | $317,000 | $6,955,000 | $154,000 | $5,125,000 |
| Application Withdrawn By Applicant | 1,861 | $677,185,000 | $363,000 | $2,655,000 | $185,000 | $2,831,000 |
| Preapproval Approved but not Accepted | 1,548 | $904,930,000 | $584,000 | $2,665,000 | $169,000 | $815,000 |
| File Closed For Incompleteness | 1,073 | $305,175,000 | $284,000 | $2,965,000 | $168,000 | $1,513,000 |
| Application Denied By Financial Institution | 1,023 | $224,975,000 | $219,000 | $2,985,000 | $122,000 | $900,000 |
| Application Approved But Not Accepted | 902 | $233,540,000 | $258,000 | $3,025,000 | $179,000 | $1,579,000 |
| Preapproval Denied by Financial Institution | 348 | $151,010,000 | $433,000 | $2,195,000 | $108,000 | $1,332,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,987 | $4,532,855,000 | $349,000 | $6,955,000 | $163,000 | $5,125,000 |
| Debt-To-Income Ratio | 568 | $152,230,000 | $268,000 | $2,195,000 | $81,000 | $819,000 |
| Credit History | 355 | $99,975,000 | $281,000 | $1,925,000 | $134,000 | $1,332,000 |
| Collateral | 283 | $49,995,000 | $176,000 | $1,505,000 | $148,000 | $494,000 |
| Other | 46 | $26,670,000 | $579,000 | $2,985,000 | $247,000 | $900,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 44 | $17,270,000 | $392,000 | $1,065,000 | $134,000 | $488,000 |
| Unverifiable Information | 42 | $18,430,000 | $438,000 | $1,285,000 | $148,000 | $400,000 |
| Employment History | 25 | $8,775,000 | $351,000 | $1,005,000 | $109,000 | $298,000 |
| Credit Application Incomplete | 8 | $2,640,000 | $330,000 | $735,000 | $157,000 | $320,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Technology Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.