First Technology Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
First Technology Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Technology Federal Credit Union 3555 Sw 153Rd Dr San Jose, CA 97003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 14,507 |
| Total Mortgage Loan Application Amount | $6,789,075,000 |
| Average Mortgage Loan Application Amount | $389,600 |
| Highest Mortgage Loan Application Amount | $23,005,000 |
| Average Applicant Income | $206,400 |
| Highest Applicant Income | $7,506,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First Technology Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Technology Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down First Technology Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Technology Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by First Technology Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Technology Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 2,239 | $ 1,269,615,000 | $ 567,000 | $ 273,000 |
| Washington County Oregon | 1,906 | $ 520,140,000 | $ 272,000 | $ 164,000 |
| Multnomah County Oregon | 694 | $ 191,700,000 | $ 276,000 | $ 191,000 |
| Snohomish County Washington | 688 | $ 353,420,000 | $ 513,000 | $ 238,000 |
| Santa Clara County California | 471 | $ 314,125,000 | $ 666,000 | $ 306,000 |
| Clackamas County Oregon | 375 | $ 117,075,000 | $ 312,000 | $ 194,000 |
| Marion County Oregon | 303 | $ 50,675,000 | $ 167,000 | $ 126,000 |
| Alameda County California | 211 | $ 131,805,000 | $ 624,000 | $ 290,000 |
| Clark County Washington | 202 | $ 54,380,000 | $ 269,000 | $ 170,000 |
| San Diego County California | 196 | $ 75,590,000 | $ 385,000 | $ 242,000 |
| Larimer County Colorado | 196 | $ 46,490,000 | $ 237,000 | $ 165,000 |
| Maricopa County Arizona | 165 | $ 42,965,000 | $ 260,000 | $ 187,000 |
| Sacramento County California | 138 | $ 29,850,000 | $ 216,000 | $ 183,000 |
| Ada County Idaho | 132 | $ 38,930,000 | $ 294,000 | $ 166,000 |
| Placer County California | 127 | $ 27,605,000 | $ 217,000 | $ 173,000 |
| Lane County Oregon | 120 | $ 18,410,000 | $ 153,000 | $ 114,000 |
| Los Angeles County California | 114 | $ 50,860,000 | $ 446,000 | $ 292,000 |
| Deschutes County Oregon | 109 | $ 28,655,000 | $ 262,000 | $ 188,000 |
| Yamhill County Oregon | 92 | $ 20,330,000 | $ 220,000 | $ 151,000 |
| Harris County Texas | 88 | $ 25,510,000 | $ 289,000 | $ 167,000 |
| Contra Costa County California | 84 | $ 40,950,000 | $ 487,000 | $ 291,000 |
| Sonoma County California | 84 | $ 27,160,000 | $ 323,000 | $ 204,000 |
| Polk County Oregon | 83 | $ 13,375,000 | $ 161,000 | $ 116,000 |
| San Mateo County California | 82 | $ 61,880,000 | $ 754,000 | $ 296,000 |
| Benton County Oregon | 76 | $ 19,490,000 | $ 256,000 | $ 145,000 |
| Pierce County Washington | 75 | $ 24,345,000 | $ 324,000 | $ 183,000 |
| Williamson County Texas | 66 | $ 29,320,000 | $ 444,000 | $ 226,000 |
| Riverside County California | 65 | $ 15,735,000 | $ 242,000 | $ 169,000 |
| Orange County California | 63 | $ 27,555,000 | $ 437,000 | $ 334,000 |
| Forsyth County Georgia | 57 | $ 18,535,000 | $ 325,000 | $ 151,000 |
| Weld County Colorado | 56 | $ 8,470,000 | $ 151,000 | $ 138,000 |
| San Joaquin County California | 55 | $ 19,915,000 | $ 362,000 | $ 184,000 |
| Collin County Texas | 52 | $ 18,730,000 | $ 360,000 | $ 171,000 |
| El Paso County Colorado | 49 | $ 11,285,000 | $ 230,000 | $ 170,000 |
| Columbia County Oregon | 48 | $ 10,030,000 | $ 208,000 | $ 137,000 |
| Linn County Oregon | 45 | $ 8,885,000 | $ 197,000 | $ 121,000 |
| Douglas County Colorado | 42 | $ 13,140,000 | $ 312,000 | $ 165,000 |
| Clark County Nevada | 39 | $ 59,745,000 | $ 1,531,000 | $ 201,000 |
| Travis County Texas | 39 | $ 20,765,000 | $ 532,000 | $ 342,000 |
| Montgomery County Texas | 38 | $ 13,920,000 | $ 366,000 | $ 191,000 |
| Fort Bend County Texas | 37 | $ 12,335,000 | $ 333,000 | $ 176,000 |
| Canyon County Idaho | 35 | $ 8,025,000 | $ 229,000 | $ 145,000 |
| Kitsap County Washington | 35 | $ 12,535,000 | $ 358,000 | $ 214,000 |
| San Francisco County California | 34 | $ 22,760,000 | $ 669,000 | $ 292,000 |
| Arapahoe County Colorado | 32 | $ 8,680,000 | $ 271,000 | $ 190,000 |
| Fulton County Georgia | 32 | $ 12,010,000 | $ 375,000 | $ 206,000 |
| Denton County Texas | 29 | $ 13,495,000 | $ 465,000 | $ 226,000 |
| Broward County Florida | 26 | $ 8,830,000 | $ 339,000 | $ 205,000 |
| Denver County Colorado | 25 | $ 6,135,000 | $ 245,000 | $ 191,000 |
| Lincoln County Oregon | 25 | $ 7,165,000 | $ 286,000 | $ 205,000 |
| Tillamook County Oregon | 24 | $ 7,960,000 | $ 331,000 | $ 364,000 |
| Wake County North Carolina | 22 | $ 8,320,000 | $ 378,000 | $ 206,000 |
| Cowlitz County Washington | 20 | $ 3,690,000 | $ 184,000 | $ 142,000 |
| Spokane County Washington | 20 | $ 6,730,000 | $ 336,000 | $ 213,000 |
| El Dorado County California | 19 | $ 5,385,000 | $ 283,000 | $ 294,000 |
| San Bernardino County California | 19 | $ 4,995,000 | $ 262,000 | $ 172,000 |
| Orange County Florida | 18 | $ 5,080,000 | $ 282,000 | $ 194,000 |
| Santa Cruz County California | 17 | $ 8,215,000 | $ 483,000 | $ 207,000 |
| Jefferson County Colorado | 17 | $ 3,365,000 | $ 197,000 | $ 140,000 |
| Middlesex County Massachusetts | 17 | $ 8,565,000 | $ 503,000 | $ 274,000 |
| Island County Washington | 17 | $ 6,375,000 | $ 375,000 | $ 181,000 |
| Pima County Arizona | 16 | $ 3,540,000 | $ 221,000 | $ 111,000 |
| Fairfax County Virginia | 16 | $ 8,540,000 | $ 533,000 | $ 297,000 |
| Cobb County Georgia | 15 | $ 3,925,000 | $ 261,000 | $ 129,000 |
| Gwinnett County Georgia | 15 | $ 4,315,000 | $ 287,000 | $ 141,000 |
| Dallas County Texas | 15 | $ 2,935,000 | $ 195,000 | $ 493,000 |
| Brevard County Florida | 14 | $ 2,280,000 | $ 162,000 | $ 128,000 |
| Mecklenburg County North Carolina | 14 | $ 13,200,000 | $ 942,000 | $ 197,000 |
| Palm Beach County Florida | 13 | $ 4,235,000 | $ 325,000 | $ 218,000 |
| Kittitas County Washington | 13 | $ 5,675,000 | $ 436,000 | $ 304,000 |
| Fresno County California | 12 | $ 2,470,000 | $ 205,000 | $ 167,000 |
| Ventura County California | 12 | $ 3,530,000 | $ 294,000 | $ 167,000 |
| Boulder County Colorado | 12 | $ 4,620,000 | $ 385,000 | $ 196,000 |
| Hood River County Oregon | 12 | $ 3,280,000 | $ 273,000 | $ 182,000 |
| Thurston County Washington | 12 | $ 3,750,000 | $ 312,000 | $ 282,000 |
| Whatcom County Washington | 12 | $ 3,280,000 | $ 273,000 | $ 183,000 |
| Marin County California | 11 | $ 6,255,000 | $ 568,000 | $ 267,000 |
| Miami-Dade County Florida | 11 | $ 3,265,000 | $ 296,000 | $ 193,000 |
| Pasco County Florida | 11 | $ 2,585,000 | $ 235,000 | $ 146,000 |
| Washoe County Nevada | 11 | $ 8,605,000 | $ 782,000 | $ 161,000 |
| Summit County Utah | 11 | $ 19,395,000 | $ 1,763,000 | $ 447,000 |
| Clallam County Washington | 11 | $ 2,675,000 | $ 243,000 | $ 181,000 |
| Pinal County Arizona | 10 | $ 2,800,000 | $ 280,000 | $ 158,000 |
| Monterey County California | 10 | $ 3,590,000 | $ 359,000 | $ 260,000 |
| Lee County Florida | 10 | $ 2,830,000 | $ 283,000 | $ 146,000 |
| Pinellas County Florida | 10 | $ 2,060,000 | $ 206,000 | $ 178,000 |
| Loudoun County Virginia | 10 | $ 5,060,000 | $ 506,000 | $ 214,000 |
| Grays Harbor County Washington | 10 | $ 4,390,000 | $ 439,000 | $ 215,000 |
| Jefferson County Washington | 10 | $ 4,480,000 | $ 448,000 | $ 230,000 |
| Calaveras County California | 9 | $ 4,305,000 | $ 478,000 | $ 249,000 |
| DeKalb County Georgia | 9 | $ 1,815,000 | $ 201,000 | $ 219,000 |
| Essex County Massachusetts | 9 | $ 2,085,000 | $ 231,000 | $ 189,000 |
| Clatsop County Oregon | 9 | $ 2,165,000 | $ 240,000 | $ 274,000 |
| Crook County Oregon | 9 | $ 3,705,000 | $ 411,000 | $ 217,000 |
| Jackson County Oregon | 9 | $ 1,745,000 | $ 193,000 | $ 143,000 |
| Bexar County Texas | 9 | $ 1,755,000 | $ 195,000 | $ 189,000 |
| Solano County California | 8 | $ 2,940,000 | $ 367,000 | $ 131,000 |
| Adams County Colorado | 8 | $ 1,440,000 | $ 180,000 | $ 292,000 |
| Worcester County Massachusetts | 8 | $ 2,640,000 | $ 330,000 | $ 812,000 |
| Benton County Washington | 8 | $ 1,610,000 | $ 201,000 | $ 131,000 |
| Mason County Washington | 8 | $ 2,320,000 | $ 290,000 | $ 219,000 |
| Skagit County Washington | 8 | $ 2,360,000 | $ 295,000 | $ 458,000 |
| Napa County California | 7 | $ 1,335,000 | $ 190,000 | $ 382,000 |
| Nevada County California | 7 | $ 1,985,000 | $ 283,000 | $ 252,000 |
| Stanislaus County California | 7 | $ 2,245,000 | $ 320,000 | $ 171,000 |
| New Castle County Delaware | 7 | $ 1,695,000 | $ 242,000 | $ 161,000 |
| District of Columbia County District Of Columbia | 7 | $ 1,845,000 | $ 263,000 | $ 185,000 |
| Duval County Florida | 7 | $ 1,175,000 | $ 167,000 | $ 130,000 |
| Bergen County New Jersey | 7 | $ 3,115,000 | $ 445,000 | $ 324,000 |
| Franklin County Ohio | 7 | $ 455,000 | $ 65,000 | $ 142,000 |
| Greenville County South Carolina | 7 | $ 1,475,000 | $ 210,000 | $ 156,000 |
| Utah County Utah | 7 | $ 1,985,000 | $ 283,000 | $ 222,000 |
| Klickitat County Washington | 7 | $ 1,225,000 | $ 175,000 | $ 198,000 |
| Lewis County Washington | 7 | $ 1,675,000 | $ 239,000 | $ 171,000 |
| Tulare County California | 6 | $ 650,000 | $ 108,000 | $ 416,000 |
| Yuba County California | 6 | $ 1,550,000 | $ 258,000 | $ 64,000 |
| Broomfield County Colorado | 6 | $ 2,170,000 | $ 361,000 | $ 283,000 |
| Hillsborough County Florida | 6 | $ 1,940,000 | $ 323,000 | $ 221,000 |
| Lake County Florida | 6 | $ 1,180,000 | $ 196,000 | $ 158,000 |
| Seminole County Florida | 6 | $ 1,820,000 | $ 303,000 | $ 200,000 |
| St. Johns County Florida | 6 | $ 2,140,000 | $ 356,000 | $ 300,000 |
| Chatham County Georgia | 6 | $ 1,290,000 | $ 215,000 | $ 171,000 |
| Cherokee County Georgia | 6 | $ 1,190,000 | $ 198,000 | $ 202,000 |
| Kootenai County Idaho | 6 | $ 3,080,000 | $ 513,000 | $ 210,000 |
| Plymouth County Massachusetts | 6 | $ 640,000 | $ 106,000 | $ 139,000 |
| Suffolk County Massachusetts | 6 | $ 1,090,000 | $ 181,000 | $ 108,000 |
| Essex County New Jersey | 6 | $ 2,440,000 | $ 406,000 | $ 186,000 |
| Middlesex County New Jersey | 6 | $ 2,340,000 | $ 390,000 | $ 143,000 |
| Cabarrus County North Carolina | 6 | $ 770,000 | $ 128,000 | $ 107,000 |
| Guilford County North Carolina | 6 | $ 530,000 | $ 88,000 | $ 126,000 |
| Union County North Carolina | 6 | $ 2,080,000 | $ 346,000 | $ 193,000 |
| Coos County Oregon | 6 | $ 910,000 | $ 151,000 | $ 108,000 |
| Umatilla County Oregon | 6 | $ 2,880,000 | $ 480,000 | $ 93,000 |
| Allegheny County Pennsylvania | 6 | $ 1,390,000 | $ 231,000 | $ 211,000 |
| Tarrant County Texas | 6 | $ 1,760,000 | $ 293,000 | $ 229,000 |
| Pacific County Washington | 6 | $ 800,000 | $ 133,000 | $ 79,000 |
| Madera County California | 5 | $ 775,000 | $ 155,000 | $ 183,000 |
| San Benito County California | 5 | $ 1,405,000 | $ 281,000 | $ 190,000 |
| Yolo County California | 5 | $ 1,025,000 | $ 205,000 | $ 236,000 |
| Valley County Idaho | 5 | $ 875,000 | $ 175,000 | $ 272,000 |
| Montgomery County Maryland | 5 | $ 695,000 | $ 139,000 | $ 200,000 |
| Hudson County New Jersey | 5 | $ 1,905,000 | $ 381,000 | $ 267,000 |
| Ocean County New Jersey | 5 | $ 865,000 | $ 173,000 | $ 160,000 |
| Kings County New York | 5 | $ 1,775,000 | $ 355,000 | $ 177,000 |
| Nassau County New York | 5 | $ 2,615,000 | $ 523,000 | $ 323,000 |
| Jefferson County Oregon | 5 | $ 945,000 | $ 189,000 | $ 115,000 |
| Washington County Utah | 5 | $ 16,475,000 | $ 3,295,000 | $ 223,000 |
| Grant County Washington | 5 | $ 1,445,000 | $ 289,000 | $ 160,000 |
| Yavapai County Arizona | 4 | $ 1,340,000 | $ 335,000 | $ 229,000 |
| Merced County California | 4 | $ 1,490,000 | $ 372,000 | $ 91,000 |
| San Luis Obispo County California | 4 | $ 1,320,000 | $ 330,000 | $ 330,000 |
| Santa Barbara County California | 4 | $ 1,890,000 | $ 472,000 | $ 282,000 |
| Fairfield County Connecticut | 4 | $ 2,620,000 | $ 655,000 | $ 280,000 |
| Alachua County Florida | 4 | $ 2,080,000 | $ 520,000 | $ 106,000 |
| Bay County Florida | 4 | $ 300,000 | $ 75,000 | $ 150,000 |
| Charlotte County Florida | 4 | $ 2,060,000 | $ 515,000 | $ 219,000 |
| Osceola County Florida | 4 | $ 1,460,000 | $ 365,000 | $ 282,000 |
| Polk County Florida | 4 | $ 570,000 | $ 142,000 | $ 149,000 |
| Volusia County Florida | 4 | $ 530,000 | $ 132,000 | $ 96,000 |
| Richmond County Georgia | 4 | $ 210,000 | $ 52,000 | $ 155,000 |
| Baltimore City County Maryland | 4 | $ 3,990,000 | $ 997,000 | $ 50,000 |
| Hennepin County Minnesota | 4 | $ 740,000 | $ 185,000 | $ 106,000 |
| Rockingham County New Hampshire | 4 | $ 530,000 | $ 132,000 | $ 137,000 |
| Bernalillo County New Mexico | 4 | $ 1,100,000 | $ 275,000 | $ 188,000 |
| Santa Fe County New Mexico | 4 | $ 630,000 | $ 157,000 | $ 233,000 |
| Monroe County New York | 4 | $ 1,400,000 | $ 350,000 | $ 290,000 |
| Queens County New York | 4 | $ 1,410,000 | $ 352,000 | $ 120,000 |
| Cuyahoga County Ohio | 4 | $ 270,000 | $ 67,000 | $ 107,000 |
| Josephine County Oregon | 4 | $ 700,000 | $ 175,000 | $ 153,000 |
| Klamath County Oregon | 4 | $ 1,270,000 | $ 317,000 | $ 147,000 |
| Wallowa County Oregon | 4 | $ 520,000 | $ 130,000 | $ 76,000 |
| Philadelphia County Pennsylvania | 4 | $ 420,000 | $ 105,000 | $ 279,000 |
| Hays County Texas | 4 | $ 1,300,000 | $ 325,000 | $ 137,000 |
| Salt Lake County Utah | 4 | $ 1,330,000 | $ 332,000 | $ 190,000 |
| San Juan County Washington | 4 | $ 2,750,000 | $ 687,000 | $ 460,000 |
| Skamania County Washington | 4 | $ 1,220,000 | $ 305,000 | $ 161,000 |
| Lake County California | 3 | $ 725,000 | $ 241,000 | $ 247,000 |
| Shasta County California | 3 | $ 635,000 | $ 211,000 | $ 143,000 |
| Sutter County California | 3 | $ 435,000 | $ 145,000 | $ 168,000 |
| Trinity County California | 3 | $ 675,000 | $ 225,000 | $ 137,000 |
| Hartford County Connecticut | 3 | $ 555,000 | $ 185,000 | $ 214,000 |
| Leon County Florida | 3 | $ 785,000 | $ 261,000 | $ 165,000 |
| Manatee County Florida | 3 | $ 955,000 | $ 318,000 | $ 188,000 |
| Sarasota County Florida | 3 | $ 1,215,000 | $ 405,000 | $ 171,000 |
| Douglas County Georgia | 3 | $ 455,000 | $ 151,000 | $ 92,000 |
| Fayette County Georgia | 3 | $ 795,000 | $ 265,000 | $ 219,000 |
| Prince George's County Maryland | 3 | $ 505,000 | $ 168,000 | $ 105,000 |
| Queen Anne's County Maryland | 3 | $ 435,000 | $ 145,000 | $ 191,000 |
| Washington County Minnesota | 3 | $ 485,000 | $ 161,000 | $ 229,000 |
| Lyon County Nevada | 3 | $ 235,000 | $ 78,000 | $ 179,000 |
| Nye County Nevada | 3 | $ 495,000 | $ 165,000 | $ 126,000 |
| Hillsborough County New Hampshire | 3 | $ 1,095,000 | $ 365,000 | $ 174,000 |
| Sullivan County New Hampshire | 3 | $ 655,000 | $ 218,000 | $ 372,000 |
| Monmouth County New Jersey | 3 | $ 615,000 | $ 205,000 | $ 110,000 |
| Morris County New Jersey | 3 | $ 825,000 | $ 275,000 | $ 254,000 |
| Sandoval County New Mexico | 3 | $ 1,295,000 | $ 431,000 | $ 164,000 |
| Ulster County New York | 3 | $ 745,000 | $ 248,000 | $ 288,000 |
| Westchester County New York | 3 | $ 1,625,000 | $ 541,000 | $ 366,000 |
| Buncombe County North Carolina | 3 | $ 575,000 | $ 191,000 | $ 180,000 |
| Forsyth County North Carolina | 3 | $ 675,000 | $ 225,000 | $ 114,000 |
| Summit County Ohio | 3 | $ 855,000 | $ 285,000 | $ 214,000 |
| Union County Oregon | 3 | $ 505,000 | $ 168,000 | $ 113,000 |
| Wasco County Oregon | 3 | $ 465,000 | $ 155,000 | $ 86,000 |
| Lancaster County Pennsylvania | 3 | $ 645,000 | $ 215,000 | $ 158,000 |
| Lehigh County Pennsylvania | 3 | $ 1,005,000 | $ 335,000 | $ 172,000 |
| Montgomery County Pennsylvania | 3 | $ 845,000 | $ 281,000 | $ 177,000 |
| Charleston County South Carolina | 3 | $ 425,000 | $ 141,000 | $ 201,000 |
| Burnet County Texas | 3 | $ 1,635,000 | $ 545,000 | $ 217,000 |
| Liberty County Texas | 3 | $ 275,000 | $ 91,000 | $ 163,000 |
| Chelan County Washington | 3 | $ 1,565,000 | $ 521,000 | $ 324,000 |
| Stevens County Washington | 3 | $ 445,000 | $ 148,000 | $ 269,000 |
| Yuma County Arizona | 2 | $ 340,000 | $ 170,000 | $ 53,000 |
| Faulkner County Arkansas | 2 | $ 130,000 | $ 65,000 | $ 102,000 |
| Kern County California | 2 | $ 6,840,000 | $ 3,420,000 | $ 84,000 |
| Siskiyou County California | 2 | $ 440,000 | $ 220,000 | $ 167,000 |
| Tehama County California | 2 | $ 220,000 | $ 110,000 | $ 91,000 |
| Archuleta County Colorado | 2 | $ 140,000 | $ 70,000 | $ 115,000 |
| Grand County Colorado | 2 | $ 810,000 | $ 405,000 | $ 200,000 |
| La Plata County Colorado | 2 | $ 280,000 | $ 140,000 | $ 188,000 |
| Mesa County Colorado | 2 | $ 560,000 | $ 280,000 | $ 75,000 |
| Kent County Delaware | 2 | $ 210,000 | $ 105,000 | $ 246,000 |
| Collier County Florida | 2 | $ 420,000 | $ 210,000 | $ 240,000 |
| Columbia County Florida | 2 | $ 380,000 | $ 190,000 | $ 154,000 |
| Escambia County Florida | 2 | $ 700,000 | $ 350,000 | $ 153,000 |
| Flagler County Florida | 2 | $ 220,000 | $ 110,000 | $ 55,000 |
| Marion County Florida | 2 | $ 190,000 | $ 95,000 | $ 114,000 |
| Nassau County Florida | 2 | $ 260,000 | $ 130,000 | $ 190,000 |
| Okaloosa County Florida | 2 | $ 1,610,000 | $ 805,000 | $ 529,000 |
| Santa Rosa County Florida | 2 | $ 310,000 | $ 155,000 | $ 139,000 |
| St. Lucie County Florida | 2 | $ 490,000 | $ 245,000 | $ 165,000 |
| Clayton County Georgia | 2 | $ 8,760,000 | $ 4,380,000 | $ 114,000 |
| Coweta County Georgia | 2 | $ 540,000 | $ 270,000 | $ 94,000 |
| Boise County Idaho | 2 | $ 530,000 | $ 265,000 | $ 110,000 |
| Payette County Idaho | 2 | $ 580,000 | $ 290,000 | $ 122,000 |
| Hancock County Maine | 2 | $ 340,000 | $ 170,000 | $ 69,000 |
| York County Maine | 2 | $ 280,000 | $ 140,000 | $ 79,000 |
| Frederick County Maryland | 2 | $ 1,310,000 | $ 655,000 | $ 198,000 |
| Bristol County Massachusetts | 2 | $ 300,000 | $ 150,000 | $ 126,000 |
| Norfolk County Massachusetts | 2 | $ 360,000 | $ 180,000 | $ 193,000 |
| Dakota County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 198,000 |
| Gallatin County Montana | 2 | $ 2,500,000 | $ 1,250,000 | $ 1,692,000 |
| Douglas County Nevada | 2 | $ 40,000 | $ 20,000 | $ 60,000 |
| Grafton County New Hampshire | 2 | $ 840,000 | $ 420,000 | $ 149,000 |
| Gloucester County New Jersey | 2 | $ 430,000 | $ 215,000 | $ 137,000 |
| Mercer County New Jersey | 2 | $ 960,000 | $ 480,000 | $ 275,000 |
| Salem County New Jersey | 2 | $ 180,000 | $ 90,000 | $ 33,000 |
| Union County New Jersey | 2 | $ 1,010,000 | $ 505,000 | $ 236,000 |
| Bronx County New York | 2 | $ 140,000 | $ 70,000 | $ 138,000 |
| Erie County New York | 2 | $ 320,000 | $ 160,000 | $ 164,000 |
| Rockland County New York | 2 | $ 240,000 | $ 120,000 | $ 151,000 |
| St. Lawrence County New York | 2 | $ 70,000 | $ 35,000 | $ 108,000 |
| Tompkins County New York | 2 | $ 630,000 | $ 315,000 | $ 222,000 |
| Cumberland County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 325,000 |
| Gaston County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 135,000 |
| Henderson County North Carolina | 2 | $ 800,000 | $ 400,000 | $ 234,000 |
| Johnston County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 150,000 |
| Orange County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 195,000 |
| Randolph County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 148,000 |
| Hamilton County Ohio | 2 | $ 240,000 | $ 120,000 | $ 120,000 |
| Lucas County Ohio | 2 | $ 4,150,000 | $ 2,075,000 | $ 63,000 |
| Cleveland County Oklahoma | 2 | $ 7,880,000 | $ 3,940,000 | $ 0 |
| Baker County Oregon | 2 | $ 660,000 | $ 330,000 | $ 175,000 |
| Chester County Pennsylvania | 2 | $ 670,000 | $ 335,000 | $ 229,000 |
| Delaware County Pennsylvania | 2 | $ 410,000 | $ 205,000 | $ 494,000 |
| York County Pennsylvania | 2 | $ 740,000 | $ 370,000 | $ 170,000 |
| Lancaster County South Carolina | 2 | $ 890,000 | $ 445,000 | $ 132,000 |
| Comal County Texas | 2 | $ 460,000 | $ 230,000 | $ 270,000 |
| El Paso County Texas | 2 | $ 570,000 | $ 285,000 | $ 125,000 |
| Galveston County Texas | 2 | $ 500,000 | $ 250,000 | $ 146,000 |
| Goliad County Texas | 2 | $ 200,000 | $ 100,000 | $ 94,000 |
| Hunt County Texas | 2 | $ 110,000 | $ 55,000 | $ 26,000 |
| Kaufman County Texas | 2 | $ 480,000 | $ 240,000 | $ 152,000 |
| Parker County Texas | 2 | $ 1,270,000 | $ 635,000 | $ 165,000 |
| Potter County Texas | 2 | $ 910,000 | $ 455,000 | $ 100,000 |
| Randall County Texas | 2 | $ 1,520,000 | $ 760,000 | $ 0 |
| Cache County Utah | 2 | $ 690,000 | $ 345,000 | $ 228,000 |
| Davis County Utah | 2 | $ 210,000 | $ 105,000 | $ 147,000 |
| Hanover County Virginia | 2 | $ 290,000 | $ 145,000 | $ 105,000 |
| Prince William County Virginia | 2 | $ 220,000 | $ 110,000 | $ 111,000 |
| Richmond City County Virginia | 2 | $ 130,000 | $ 65,000 | $ 101,000 |
| Virginia Beach County Virginia | 2 | $ 810,000 | $ 405,000 | $ 123,000 |
| Douglas County Washington | 2 | $ 1,410,000 | $ 705,000 | $ 345,000 |
| Okanogan County Washington | 2 | $ 520,000 | $ 260,000 | $ 370,000 |
| Walla Walla County Washington | 2 | $ 80,000 | $ 40,000 | $ 72,000 |
| Yakima County Washington | 2 | $ 570,000 | $ 285,000 | $ 90,000 |
| Winnebago County Wisconsin | 2 | $ 8,960,000 | $ 4,480,000 | $ 0 |
| Madison County Alabama | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Mohave County Arizona | 1 | $ 1,505,000 | $ 1,505,000 | $ 525,000 |
| Navajo County Arizona | 1 | $ 175,000 | $ 175,000 | $ 114,000 |
| St. Francis County Arkansas | 1 | $ 17,225,000 | $ 17,225,000 | $ 0 |
| Butte County California | 1 | $ 455,000 | $ 455,000 | $ 644,000 |
| Colusa County California | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Humboldt County California | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Imperial County California | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Inyo County California | 1 | $ 115,000 | $ 115,000 | $ 139,000 |
| Kings County California | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Mendocino County California | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Plumas County California | 1 | $ 105,000 | $ 105,000 | $ 166,000 |
| Tuolumne County California | 1 | $ 515,000 | $ 515,000 | $ 518,000 |
| Elbert County Colorado | 1 | $ 255,000 | $ 255,000 | $ 186,000 |
| Gunnison County Colorado | 1 | $ 555,000 | $ 555,000 | $ 125,000 |
| Las Animas County Colorado | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Montrose County Colorado | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| San Miguel County Colorado | 1 | $ 205,000 | $ 205,000 | $ 286,000 |
| Middlesex County Connecticut | 1 | $ 525,000 | $ 525,000 | $ 215,000 |
| New Haven County Connecticut | 1 | $ 15,000 | $ 15,000 | $ 200,000 |
| Citrus County Florida | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Gulf County Florida | 1 | $ 35,000 | $ 35,000 | $ 232,000 |
| Hernando County Florida | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Indian River County Florida | 1 | $ 345,000 | $ 345,000 | $ 157,000 |
| Walton County Florida | 1 | $ 15,000 | $ 15,000 | $ 160,000 |
| Bartow County Georgia | 1 | $ 8,805,000 | $ 8,805,000 | $ 0 |
| Bryan County Georgia | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Clarke County Georgia | 1 | $ 105,000 | $ 105,000 | $ 250,000 |
| Dawson County Georgia | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Decatur County Georgia | 1 | $ 75,000 | $ 75,000 | $ 250,000 |
| Hall County Georgia | 1 | $ 255,000 | $ 255,000 | $ 176,000 |
| Houston County Georgia | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Long County Georgia | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| Muscogee County Georgia | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Newton County Georgia | 1 | $ 185,000 | $ 185,000 | $ 184,000 |
| Paulding County Georgia | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Polk County Georgia | 1 | $ 225,000 | $ 225,000 | $ 142,000 |
| Tift County Georgia | 1 | $ 55,000 | $ 55,000 | $ 126,000 |
| Towns County Georgia | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Troup County Georgia | 1 | $ 3,075,000 | $ 3,075,000 | $ 0 |
| Union County Georgia | 1 | $ 245,000 | $ 245,000 | $ 345,000 |
| Walton County Georgia | 1 | $ 265,000 | $ 265,000 | $ 413,000 |
| Bannock County Idaho | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Elmore County Idaho | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Madison County Idaho | 1 | $ 425,000 | $ 425,000 | $ 117,000 |
| Owyhee County Idaho | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Shoshone County Idaho | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Twin Falls County Idaho | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Cumberland County Maine | 1 | $ 355,000 | $ 355,000 | $ 83,000 |
| Penobscot County Maine | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Anne Arundel County Maryland | 1 | $ 255,000 | $ 255,000 | $ 12,000 |
| Baltimore County Maryland | 1 | $ 75,000 | $ 75,000 | $ 284,000 |
| Barnstable County Massachusetts | 1 | $ 35,000 | $ 35,000 | $ 160,000 |
| Hampden County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 175,000 |
| Nantucket County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 148,000 |
| Jackson County Michigan | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Wayne County Michigan | 1 | $ 5,305,000 | $ 5,305,000 | $ 0 |
| Carver County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 206,000 |
| Chisago County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Isanti County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Ramsey County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 169,000 |
| St. Louis County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
| Winona County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Carroll County New Hampshire | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
| Burlington County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 171,000 |
| Cape May County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 256,000 |
| Cumberland County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 131,000 |
| Somerset County New Jersey | 1 | $ 535,000 | $ 535,000 | $ 318,000 |
| Sussex County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Warren County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Dona Ana County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| San Juan County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Taos County New Mexico | 1 | $ 595,000 | $ 595,000 | $ 217,000 |
| New York County New York | 1 | $ 115,000 | $ 115,000 | $ 144,000 |
| Orange County New York | 1 | $ 135,000 | $ 135,000 | $ 184,000 |
| Putnam County New York | 1 | $ 105,000 | $ 105,000 | $ 211,000 |
| Sullivan County New York | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Alamance County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 157,000 |
| Ashe County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Brunswick County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Caldwell County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Carteret County North Carolina | 1 | $ 825,000 | $ 825,000 | $ 154,000 |
| Craven County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 131,000 |
| Davidson County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
| Durham County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 145,000 |
| Franklin County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 131,000 |
| Iredell County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 122,000 |
| Lincoln County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Moore County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 137,000 |
| Pender County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Pitt County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Stokes County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 41,000 |
| Butler County Ohio | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Clermont County Ohio | 1 | $ 345,000 | $ 345,000 | $ 282,000 |
| Delaware County Ohio | 1 | $ 665,000 | $ 665,000 | $ 160,000 |
| Erie County Ohio | 1 | $ 255,000 | $ 255,000 | $ 160,000 |
| Huron County Ohio | 1 | $ 335,000 | $ 335,000 | $ 160,000 |
| Jefferson County Ohio | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Madison County Ohio | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Richland County Ohio | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Stark County Ohio | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Douglas County Oregon | 1 | $ 195,000 | $ 195,000 | $ 170,000 |
| Gilliam County Oregon | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Beaver County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 150,000 |
| Bucks County Pennsylvania | 1 | $ 755,000 | $ 755,000 | $ 400,000 |
| Butler County Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 151,000 |
| Centre County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 438,000 |
| Lebanon County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 164,000 |
| Luzerne County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Monroe County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 180,000 |
| Northampton County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Anderson County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 156,000 |
| Georgetown County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Lexington County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Pickens County South Carolina | 1 | $ 575,000 | $ 575,000 | $ 90,000 |
| Spartanburg County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 188,000 |
| Union County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Cannon County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 171,000 |
| Davidson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 179,000 |
| Knox County Tennessee | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Lawrence County Tennessee | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Anderson County Texas | 1 | $ 545,000 | $ 545,000 | $ 338,000 |
| Bastrop County Texas | 1 | $ 205,000 | $ 205,000 | $ 144,000 |
| Bell County Texas | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Brazoria County Texas | 1 | $ 255,000 | $ 255,000 | $ 153,000 |
| Brazos County Texas | 1 | $ 65,000 | $ 65,000 | $ 205,000 |
| Erath County Texas | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Hidalgo County Texas | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Kerr County Texas | 1 | $ 325,000 | $ 325,000 | $ 127,000 |
| Lubbock County Texas | 1 | $ 195,000 | $ 195,000 | $ 10,000 |
| McLennan County Texas | 1 | $ 315,000 | $ 315,000 | $ 220,000 |
| Stonewall County Texas | 1 | $ 75,000 | $ 75,000 | $ 128,000 |
| Trinity County Texas | 1 | $ 525,000 | $ 525,000 | $ 185,000 |
| Tyler County Texas | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
| Kane County Utah | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Weber County Utah | 1 | $ 305,000 | $ 305,000 | $ 244,000 |
| Arlington County Virginia | 1 | $ 155,000 | $ 155,000 | $ 176,000 |
| Fauquier County Virginia | 1 | $ 55,000 | $ 55,000 | $ 164,000 |
| Fluvanna County Virginia | 1 | $ 25,000 | $ 25,000 | $ 126,000 |
| Frederick County Virginia | 1 | $ 55,000 | $ 55,000 | $ 187,000 |
| Henrico County Virginia | 1 | $ 105,000 | $ 105,000 | $ 232,000 |
| Hopewell County Virginia | 1 | $ 15,000 | $ 15,000 | $ 164,000 |
| Montgomery County Virginia | 1 | $ 255,000 | $ 255,000 | $ 27,000 |
| Warren County Virginia | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Franklin County Washington | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Whitman County Washington | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for First Technology Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,645 | $5,003,865,000 | $654,000 | $11,205,000 | $226,000 | $3,744,000 |
| Other Purpose | 2,492 | $429,180,000 | $172,000 | $2,505,000 | $224,000 | $7,506,000 |
| Home Improvement | 2,223 | $350,895,000 | $157,000 | $2,005,000 | $191,000 | $1,778,000 |
| Cash-out Refinancing | 1,606 | $727,850,000 | $453,000 | $23,005,000 | $195,000 | $5,220,000 |
| Refinancing | 541 | $277,285,000 | $512,000 | $2,925,000 | $196,000 | $1,491,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 5,878 | $3,151,670,000 | $536,000 | $4,125,000 | $214,000 | $6,132,000 |
| White | 4,863 | $1,460,045,000 | $300,000 | $3,905,000 | $195,000 | $7,506,000 |
| Asian | 2,153 | $1,447,545,000 | $672,000 | $11,205,000 | $252,000 | $5,340,000 |
| Hispanic | 529 | $161,045,000 | $304,000 | $2,005,000 | $195,000 | $4,119,000 |
| Black or African American | 241 | $64,965,000 | $269,000 | $2,995,000 | $214,000 | $1,568,000 |
| American Indian or Alaskan Native | 68 | $11,920,000 | $175,000 | $1,445,000 | $163,000 | $535,000 |
| Not applicable | 37 | $180,005,000 | $4,865,000 | $23,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 11 | $3,145,000 | $285,000 | $815,000 | $170,000 | $357,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,507 | $6,789,075,000 | $467,000 | $23,005,000 | $216,000 | $7,506,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,784 | $3,087,110,000 | $396,000 | $23,005,000 | $202,000 | $2,402,000 |
| Preapproval Approved but not Accepted | 2,385 | $2,156,175,000 | $904,000 | $4,125,000 | $221,000 | $1,775,000 |
| Application Denied By Financial Institution | 1,211 | $299,155,000 | $247,000 | $3,605,000 | $184,000 | $4,464,000 |
| Application Approved But Not Accepted | 1,196 | $416,490,000 | $348,000 | $3,005,000 | $246,000 | $1,923,000 |
| Application Withdrawn By Applicant | 908 | $379,280,000 | $417,000 | $2,275,000 | $256,000 | $7,506,000 |
| File Closed For Incompleteness | 728 | $224,780,000 | $308,000 | $2,505,000 | $299,000 | $6,132,000 |
| Preapproval Denied by Financial Institution | 295 | $226,085,000 | $766,000 | $11,205,000 | $188,000 | $3,744,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,001 | $6,263,835,000 | $481,000 | $23,005,000 | $219,000 | $7,506,000 |
| Debt-To-Income Ratio | 747 | $271,565,000 | $363,000 | $11,205,000 | $120,000 | $703,000 |
| Credit History | 311 | $106,095,000 | $341,000 | $2,405,000 | $231,000 | $4,464,000 |
| Collateral | 260 | $49,800,000 | $191,000 | $2,665,000 | $295,000 | $4,119,000 |
| Other | 60 | $32,950,000 | $549,000 | $2,295,000 | $252,000 | $2,020,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 48 | $26,310,000 | $548,000 | $3,005,000 | $231,000 | $2,028,000 |
| Unverifiable Information | 34 | $14,850,000 | $436,000 | $1,605,000 | $200,000 | $412,000 |
| Employment History | 25 | $11,865,000 | $474,000 | $1,905,000 | $119,000 | $365,000 |
| Credit Application Incomplete | 21 | $11,805,000 | $562,000 | $1,605,000 | $196,000 | $404,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Technology Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.