Admirals Bank Mortgage Lending & HMDA Data, 2012

In 2012, Admirals Bank of Providence, RI reported 9,743 mortgage applications totaling $334.3 million, up 14% from 2011. The average application was for $34,316, and applicants reported an average income of $76,513. 30% of its applications resulted in an originated loan and 44% were denied. Its largest markets were Providence-New Bedford-Fall River, RI-MA (417), Los Angeles-Long Beach-Glendale, CA (272) and Phoenix-Mesa-Glendale, AZ (236) (applications in parentheses).

Mortgage Company & Address Admirals Bank
15 Park Row West
Providence, RI 02903
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 9,743
Total Mortgage Loan Application Amount $334,344,000
Average Mortgage Loan Application Amount $34,316
Highest Mortgage Loan Application Amount $8,904,000
Average Applicant Income $76,513
Highest Applicant Income $1,680,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Admirals Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Admirals Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 272 $ 23,242,000 $ 85,448 $ 106,000
Maricopa, Arizona 220 $ 9,454,000 $ 42,972 $ 70,000
Providence, Rhode Island 185 $ 12,768,000 $ 69,016 $ 67,000
San Diego, California 183 $ 3,572,000 $ 19,519 $ 85,000
Contra Costa, California 155 $ 2,872,000 $ 18,529 $ 94,000
Hampden, Massachusetts 153 $ 18,716,000 $ 122,326 $ 75,000
Wayne, Michigan 146 $ 1,891,000 $ 12,952 $ 63,000
Cook, Illinois 142 $ 2,574,000 $ 18,126 $ 75,000
Riverside, California 138 $ 2,728,000 $ 19,768 $ 86,000
Kern, California 131 $ 2,762,000 $ 21,083 $ 89,000
Franklin, Ohio 119 $ 1,761,000 $ 14,798 $ 89,000
Sacramento, California 113 $ 7,548,000 $ 66,796 $ 77,000
Onondaga, New York 100 $ 1,586,000 $ 15,860 $ 63,000
Monroe, New York 94 $ 1,589,000 $ 16,904 $ 73,000
Kent, Rhode Island 94 $ 10,632,000 $ 113,106 $ 84,000
Bristol, Massachusetts 90 $ 11,707,000 $ 130,077 $ 77,000
Duval, Florida 85 $ 1,392,000 $ 16,376 $ 67,000
Pinellas, Florida 81 $ 1,229,000 $ 15,172 $ 67,000
Suffolk, New York 80 $ 1,470,000 $ 18,375 $ 96,000
San Bernardino, California 79 $ 2,094,000 $ 26,506 $ 82,000
Oakland, Michigan 78 $ 1,230,000 $ 15,769 $ 76,000
Macomb, Michigan 67 $ 837,000 $ 12,492 $ 61,000
Plymouth, Massachusetts 66 $ 13,203,000 $ 200,045 $ 100,000
Orange, California 64 $ 1,212,000 $ 18,937 $ 117,000
Jackson, Missouri 63 $ 975,000 $ 15,476 $ 69,000
Hartford, Connecticut 61 $ 1,783,000 $ 29,229 $ 82,000
Pulaski, Arkansas 60 $ 746,000 $ 12,433 $ 56,000
Clark, Nevada 59 $ 2,408,000 $ 40,813 $ 84,000
Erie, New York 59 $ 856,000 $ 14,508 $ 69,000
Alameda, California 58 $ 1,706,000 $ 29,413 $ 98,000
Worcester, Massachusetts 54 $ 4,819,000 $ 89,240 $ 99,000
Miami-Dade, Florida 51 $ 2,916,000 $ 57,176 $ 66,000
Sedgwick, Kansas 50 $ 690,000 $ 13,800 $ 54,000
Hillsborough, Florida 48 $ 689,000 $ 14,354 $ 64,000
Philadelphia, Pennsylvania 48 $ 783,000 $ 16,312 $ 66,000
Solano, California 45 $ 2,334,000 $ 51,866 $ 98,000
Broward, Florida 45 $ 709,000 $ 15,755 $ 75,000
Milwaukee, Wisconsin 44 $ 805,000 $ 18,295 $ 66,000
Wake, North Carolina 43 $ 850,000 $ 19,767 $ 74,000
Brevard, Florida 42 $ 623,000 $ 14,833 $ 57,000
Middlesex, Massachusetts 41 $ 6,165,000 $ 150,365 $ 117,000
Norfolk, Massachusetts 41 $ 6,663,000 $ 162,512 $ 129,000
Santa Clara, California 39 $ 768,000 $ 19,692 $ 161,000
Polk, Iowa 38 $ 448,000 $ 11,789 $ 57,000
Union, New Jersey 38 $ 662,000 $ 17,421 $ 98,000
Prince George's, Maryland 37 $ 532,000 $ 14,378 $ 118,000
Nassau, New York 36 $ 642,000 $ 17,833 $ 98,000
New Haven, Connecticut 35 $ 592,000 $ 16,914 $ 78,000
Peoria, Illinois 34 $ 339,000 $ 9,970 $ 60,000
Burlington, New Jersey 34 $ 566,000 $ 16,647 $ 95,000
Salt Lake, Utah 34 $ 1,047,000 $ 30,794 $ 52,000
Lake, Indiana 33 $ 567,000 $ 17,181 $ 72,000
Fairfield, Ohio 33 $ 466,000 $ 14,121 $ 97,000
Camden, New Jersey 32 $ 529,000 $ 16,531 $ 79,000
Cumberland, North Carolina 31 $ 517,000 $ 16,677 $ 68,000
Allegheny, Pennsylvania 30 $ 477,000 $ 15,900 $ 53,000
Placer, California 29 $ 583,000 $ 20,103 $ 96,000
Elkhart, Indiana 29 $ 343,000 $ 11,827 $ 51,000
Kent, Michigan 29 $ 350,000 $ 12,068 $ 49,000
Dona Ana, New Mexico 29 $ 586,000 $ 20,206 $ 93,000
Delaware, Ohio 29 $ 505,000 $ 17,413 $ 105,000
San Mateo, California 28 $ 452,000 $ 16,142 $ 106,000
Honolulu, Hawaii 28 $ 582,000 $ 20,785 $ 130,000
Johnson, Kansas 28 $ 515,000 $ 18,392 $ 71,000
Hampshire, Massachusetts 28 $ 3,253,000 $ 116,178 $ 90,000
San Joaquin, California 27 $ 483,000 $ 17,888 $ 95,000
Middlesex, Connecticut 27 $ 465,000 $ 17,222 $ 115,000
Richland, South Carolina 27 $ 449,000 $ 16,629 $ 56,000
Stanislaus, California 26 $ 455,000 $ 17,500 $ 78,000
Suffolk, Massachusetts 26 $ 2,585,000 $ 99,423 $ 111,000
New London, Connecticut 25 $ 657,000 $ 26,280 $ 76,000
Middlesex, New Jersey 25 $ 534,000 $ 21,360 $ 143,000
Davidson, Tennessee 25 $ 427,000 $ 17,080 $ 47,000
Mohave, Arizona 24 $ 526,000 $ 21,916 $ 77,000
Fresno, California 24 $ 466,000 $ 19,416 $ 80,000
Fairfield, Connecticut 24 $ 479,000 $ 19,958 $ 115,000
Rutherford, Tennessee 24 $ 474,000 $ 19,750 $ 76,000
Cobb, Georgia 23 $ 374,000 $ 16,260 $ 72,000
Essex, Massachusetts 23 $ 1,343,000 $ 58,391 $ 120,000
Shelby, Tennessee 23 $ 290,000 $ 12,608 $ 62,000
New Castle, Delaware 22 $ 425,000 $ 19,318 $ 117,000
Muscogee, Georgia 22 $ 405,000 $ 18,409 $ 73,000
St. Clair, Michigan 22 $ 289,000 $ 13,136 $ 54,000
Essex, New Jersey 22 $ 484,000 $ 22,000 $ 103,000
Cuyahoga, Ohio 22 $ 247,000 $ 11,227 $ 58,000
Washington, Rhode Island 22 $ 2,710,000 $ 123,181 $ 106,000
Pierce, Washington 22 $ 3,544,000 $ 161,090 $ 62,000
Ventura, California 21 $ 430,000 $ 20,476 $ 91,000
El Paso, Colorado 21 $ 295,000 $ 14,047 $ 79,000
Lee, Florida 21 $ 556,000 $ 26,476 $ 84,000
Palm Beach, Florida 21 $ 287,000 $ 13,666 $ 97,000
DuPage, Illinois 21 $ 971,000 $ 46,238 $ 85,000
Vigo, Indiana 21 $ 349,000 $ 16,619 $ 51,000
Ford, Kansas 21 $ 304,000 $ 14,476 $ 55,000
Durham, North Carolina 21 $ 370,000 $ 17,619 $ 66,000
Jefferson, Arkansas 20 $ 288,000 $ 14,400 $ 57,000
DeKalb, Georgia 20 $ 267,000 $ 13,350 $ 65,000
Tazewell, Illinois 20 $ 233,000 $ 11,650 $ 69,000
Finney, Kansas 20 $ 236,000 $ 11,800 $ 50,000
Genesee, Michigan 20 $ 212,000 $ 10,600 $ 58,000
Lancaster, Nebraska 20 $ 365,000 $ 18,250 $ 100,000
Washoe, Nevada 20 $ 1,926,000 $ 96,300 $ 79,000
Madison, New York 20 $ 296,000 $ 14,800 $ 63,000
Johnston, North Carolina 20 $ 422,000 $ 21,100 $ 80,000
Delaware, Pennsylvania 20 $ 315,000 $ 15,750 $ 66,000
St. Joseph, Indiana 19 $ 232,000 $ 12,210 $ 48,000
Bergen, New Jersey 19 $ 846,000 $ 44,526 $ 111,000
El Dorado, California 18 $ 356,000 $ 19,777 $ 106,000
Clay, Florida 18 $ 342,000 $ 19,000 $ 77,000
Jefferson, Louisiana 18 $ 312,000 $ 17,333 $ 63,000
St. Louis, Missouri 18 $ 284,000 $ 15,777 $ 82,000
Ocean, New Jersey 18 $ 377,000 $ 20,944 $ 100,000
Mecklenburg, North Carolina 18 $ 240,000 $ 13,333 $ 51,000
Licking, Ohio 18 $ 315,000 $ 17,500 $ 84,000
Jefferson, Alabama 17 $ 176,000 $ 10,352 $ 54,000
Pasco, Florida 17 $ 325,000 $ 19,117 $ 82,000
East Baton Rouge, Louisiana 17 $ 365,000 $ 21,470 $ 64,000
Douglas, Nebraska 17 $ 187,000 $ 11,000 $ 64,000
Rockingham, New Hampshire 17 $ 363,000 $ 21,352 $ 86,000
Lucas, Ohio 17 $ 222,000 $ 13,058 $ 72,000
Tulsa, Oklahoma 17 $ 224,000 $ 13,176 $ 63,000
Pinal, Arizona 16 $ 330,000 $ 20,625 $ 72,000
Sonoma, California 16 $ 1,280,000 $ 80,000 $ 92,000
Arapahoe, Colorado 16 $ 244,000 $ 15,250 $ 81,000
Jefferson, Colorado 16 $ 256,000 $ 16,000 $ 67,000
Orange, Florida 16 $ 223,000 $ 13,937 $ 62,000
Gwinnett, Georgia 16 $ 293,000 $ 18,312 $ 75,000
Ada, Idaho 16 $ 273,000 $ 17,062 $ 80,000
McLean, Illinois 16 $ 188,000 $ 11,750 $ 57,000
Caddo, Louisiana 16 $ 206,000 $ 12,875 $ 39,000
Atlantic, New Jersey 16 $ 301,000 $ 18,812 $ 69,000
Queens, New York 16 $ 360,000 $ 22,500 $ 86,000
Napa, California 15 $ 240,000 $ 16,000 $ 94,000
Adams, Colorado 15 $ 234,000 $ 15,600 $ 90,000
Tolland, Connecticut 15 $ 906,000 $ 60,400 $ 119,000
Washtenaw, Michigan 15 $ 200,000 $ 13,333 $ 91,000
Gloucester, New Jersey 15 $ 251,000 $ 16,733 $ 71,000
Kings, New York 15 $ 3,780,000 $ 252,000 $ 61,000
Bristol, Rhode Island 15 $ 1,734,000 $ 115,600 $ 86,000
Henry, Georgia 14 $ 267,000 $ 19,071 $ 67,000
Hillsborough, New Hampshire 14 $ 1,101,000 $ 78,642 $ 118,000
Montgomery, Pennsylvania 14 $ 222,000 $ 15,857 $ 104,000
Knox, Tennessee 14 $ 252,000 $ 18,000 $ 78,000
Weld, Colorado 13 $ 202,000 $ 15,538 $ 75,000
Windham, Connecticut 13 $ 474,000 $ 36,461 $ 89,000
Fulton, Georgia 13 $ 179,000 $ 13,769 $ 66,000
Lake, Illinois 13 $ 247,000 $ 19,000 $ 121,000
Will, Illinois 13 $ 276,000 $ 21,230 $ 131,000
Berkshire, Massachusetts 13 $ 747,000 $ 57,461 $ 60,000
Hennepin, Minnesota 13 $ 215,000 $ 16,538 $ 73,000
Clay, Missouri 13 $ 192,000 $ 14,769 $ 61,000
Orange, New York 13 $ 230,000 $ 17,692 $ 80,000
Guilford, North Carolina 13 $ 200,000 $ 15,384 $ 52,000
Oklahoma, Oklahoma 13 $ 1,219,000 $ 93,769 $ 56,000
Berks, Pennsylvania 13 $ 251,000 $ 19,307 $ 82,000
Chester, Pennsylvania 13 $ 2,885,000 $ 221,923 $ 107,000
Lehigh, Pennsylvania 13 $ 227,000 $ 17,461 $ 105,000
Lexington, South Carolina 13 $ 117,000 $ 9,000 $ 68,000
Montgomery, Tennessee 13 $ 169,000 $ 13,000 $ 69,000
Davis, Utah 13 $ 6,310,000 $ 485,384 $ 30,000
St. Croix, Wisconsin 13 $ 210,000 $ 16,153 $ 87,000
Santa Rosa, Florida 12 $ 193,000 $ 16,083 $ 71,000
Scott, Iowa 12 $ 161,000 $ 13,416 $ 64,000
Saline, Kansas 12 $ 117,000 $ 9,750 $ 40,000
Seward, Kansas 12 $ 154,000 $ 12,833 $ 65,000
Orleans, Louisiana 12 $ 230,000 $ 19,166 $ 32,000
Baltimore, Maryland 12 $ 237,000 $ 19,750 $ 91,000
Charles, Maryland 12 $ 192,000 $ 16,000 $ 127,000
Allen, Ohio 12 $ 153,000 $ 12,750 $ 51,000
Bucks, Pennsylvania 12 $ 248,000 $ 20,666 $ 92,000
Cambria, Pennsylvania 12 $ 118,000 $ 9,833 $ 41,000
Pima, Arizona 11 $ 205,000 $ 18,636 $ 91,000
Butte, California 11 $ 247,000 $ 22,454 $ 126,000
Sarasota, Florida 11 $ 160,000 $ 14,545 $ 58,000
Sangamon, Illinois 11 $ 138,000 $ 12,545 $ 68,000
Meade, Kansas 11 $ 177,000 $ 16,090 $ 64,000
Natchitoches, Louisiana 11 $ 116,000 $ 10,545 $ 58,000
Livingston, Michigan 11 $ 150,000 $ 13,636 $ 86,000
Muskegon, Michigan 11 $ 107,000 $ 9,727 $ 46,000
Dakota, Minnesota 11 $ 196,000 $ 17,818 $ 77,000
Monmouth, New Jersey 11 $ 231,000 $ 21,000 $ 104,000
Niagara, New York 11 $ 136,000 $ 12,363 $ 55,000
Ontario, New York 11 $ 171,000 $ 15,545 $ 73,000
Buncombe, North Carolina 11 $ 185,000 $ 16,818 $ 91,000
Wayne, North Carolina 11 $ 184,000 $ 16,727 $ 54,000
Summit, Ohio 11 $ 116,000 $ 10,545 $ 47,000
Newport, Rhode Island 11 $ 1,643,000 $ 149,363 $ 113,000
Rock, Wisconsin 11 $ 146,000 $ 13,272 $ 57,000
Manatee, Florida 10 $ 148,000 $ 14,800 $ 88,000
Osceola, Florida 10 $ 278,000 $ 27,800 $ 45,000
Polk, Florida 10 $ 180,000 $ 18,000 $ 61,000
Kane, Illinois 10 $ 191,000 $ 19,100 $ 95,000
LaSalle, Illinois 10 $ 1,859,000 $ 185,900 $ 47,000
Boone, Iowa 10 $ 125,000 $ 12,500 $ 46,000
Wyandotte, Kansas 10 $ 184,000 $ 18,400 $ 57,000
Barnstable, Massachusetts 10 $ 1,603,000 $ 160,300 $ 171,000
Dodge, Nebraska 10 $ 123,000 $ 12,300 $ 41,000
Oneida, New York 10 $ 271,000 $ 27,100 $ 37,000
Wayne, New York 10 $ 182,000 $ 18,200 $ 55,000
Gaston, North Carolina 10 $ 148,000 $ 14,800 $ 71,000
Moore, North Carolina 10 $ 164,000 $ 16,400 $ 51,000
Hamilton, Ohio 10 $ 129,000 $ 12,900 $ 55,000
Lorain, Ohio 10 $ 126,000 $ 12,600 $ 70,000
Montgomery, Ohio 10 $ 99,000 $ 9,900 $ 75,000
Westmoreland, Pennsylvania 10 $ 173,000 $ 17,300 $ 56,000
King, Washington 10 $ 165,000 $ 16,500 $ 69,000
Mobile, Alabama 9 $ 72,000 $ 8,000 $ 53,000
Lonoke, Arkansas 9 $ 108,000 $ 12,000 $ 71,000
Saline, Arkansas 9 $ 117,000 $ 13,000 $ 45,000
Litchfield, Connecticut 9 $ 167,000 $ 18,555 $ 77,000
District of Columbia, District Of Columbia 9 $ 185,000 $ 20,555 $ 108,000
McHenry, Illinois 9 $ 4,316,000 $ 479,555 $ 72,000
Tippecanoe, Indiana 9 $ 149,000 $ 16,555 $ 102,000
Warren, Iowa 9 $ 167,000 $ 18,555 $ 58,000
Jefferson, Kentucky 9 $ 128,000 $ 14,222 $ 51,000
Kennebec, Maine 9 $ 273,000 $ 30,333 $ 46,000
York, Maine 9 $ 161,000 $ 17,888 $ 63,000
Ramsey, Minnesota 9 $ 166,000 $ 18,444 $ 54,000
Boone, Missouri 9 $ 113,000 $ 12,555 $ 73,000
Bernalillo, New Mexico 9 $ 112,000 $ 12,444 $ 72,000
Albany, New York 9 $ 124,000 $ 13,777 $ 88,000
Forsyth, North Carolina 9 $ 152,000 $ 16,888 $ 60,000
Pitt, North Carolina 9 $ 155,000 $ 17,222 $ 69,000
Virginia Beach, Virginia 9 $ 144,000 $ 16,000 $ 88,000
Kenosha, Wisconsin 9 $ 6,934,000 $ 770,444 $ 53,000
Laramie, Wyoming 9 $ 112,000 $ 12,444 $ 83,000
Natrona, Wyoming 9 $ 111,000 $ 12,333 $ 84,000
Limestone, Alabama 8 $ 151,000 $ 18,875 $ 57,000
Cochise, Arizona 8 $ 161,000 $ 20,125 $ 62,000
Yavapai, Arizona 8 $ 136,000 $ 17,000 $ 59,000
Garland, Arkansas 8 $ 102,000 $ 12,750 $ 61,000
Independence, Arkansas 8 $ 83,000 $ 10,375 $ 47,000
San Francisco, California 8 $ 144,000 $ 18,000 $ 64,000
Tulare, California 8 $ 159,000 $ 19,875 $ 60,000
Seminole, Florida 8 $ 122,000 $ 15,250 $ 75,000
Clayton, Georgia 8 $ 90,000 $ 11,250 $ 51,000
Allen, Indiana 8 $ 120,000 $ 15,000 $ 60,000
Shawnee, Kansas 8 $ 169,000 $ 21,125 $ 94,000
Franklin, Massachusetts 8 $ 259,000 $ 32,375 $ 82,000
Monroe, Michigan 8 $ 136,000 $ 17,000 $ 93,000
St. Louis City, Missouri 8 $ 134,000 $ 16,750 $ 77,000
Lincoln, Nebraska 8 $ 144,000 $ 18,000 $ 59,000
Sarpy, Nebraska 8 $ 110,000 $ 13,750 $ 86,000
Orleans, New York 8 $ 131,000 $ 16,375 $ 55,000
Oswego, New York 8 $ 147,000 $ 18,375 $ 44,000
Granville, North Carolina 8 $ 157,000 $ 19,625 $ 105,000
Harnett, North Carolina 8 $ 150,000 $ 18,750 $ 57,000
Union, North Carolina 8 $ 87,000 $ 10,875 $ 75,000
Stark, Ohio 8 $ 108,000 $ 13,500 $ 51,000
Hamilton, Tennessee 8 $ 131,000 $ 16,375 $ 68,000
Maury, Tennessee 8 $ 160,000 $ 20,000 $ 101,000
Robertson, Tennessee 8 $ 127,000 $ 15,875 $ 47,000
Prince William, Virginia 8 $ 130,000 $ 16,250 $ 107,000
Wythe, Virginia 8 $ 81,000 $ 10,125 $ 39,000
Snohomish, Washington 8 $ 119,000 $ 14,875 $ 98,000
Waukesha, Wisconsin 8 $ 126,000 $ 15,750 $ 87,000
Sweetwater, Wyoming 8 $ 93,000 $ 11,625 $ 93,000
Desha, Arkansas 7 $ 111,000 $ 15,857 $ 61,000
Tehama, California 7 $ 134,000 $ 19,142 $ 42,000
Denver, Colorado 7 $ 73,000 $ 10,428 $ 50,000
Kent, Delaware 7 $ 138,000 $ 19,714 $ 79,000
St. Johns, Florida 7 $ 130,000 $ 18,571 $ 92,000
Volusia, Florida 7 $ 92,000 $ 13,142 $ 58,000
Maui, Hawaii 7 $ 161,000 $ 23,000 $ 89,000
Livingston, Illinois 7 $ 78,000 $ 11,142 $ 40,000
Porter, Indiana 7 $ 100,000 $ 14,285 $ 103,000
Jasper, Iowa 7 $ 105,000 $ 15,000 $ 81,000
Johnson, Iowa 7 $ 48,000 $ 6,857 $ 76,000
Reno, Kansas 7 $ 103,000 $ 14,714 $ 52,000
Cumberland, Maine 7 $ 631,000 $ 90,142 $ 170,000
Oxford, Maine 7 $ 133,000 $ 19,000 $ 77,000
Allegan, Michigan 7 $ 85,000 $ 12,142 $ 93,000
Ingham, Michigan 7 $ 70,000 $ 10,000 $ 53,000
Kalamazoo, Michigan 7 $ 74,000 $ 10,571 $ 44,000
Shiawassee, Michigan 7 $ 73,000 $ 10,428 $ 44,000
Buffalo, Nebraska 7 $ 89,000 $ 12,714 $ 44,000
Keith, Nebraska 7 $ 128,000 $ 18,285 $ 74,000
Elko, Nevada 7 $ 153,000 $ 21,857 $ 133,000
Cumberland, New Jersey 7 $ 142,000 $ 20,285 $ 69,000
Mercer, New Jersey 7 $ 129,000 $ 18,428 $ 63,000
Passaic, New Jersey 7 $ 140,000 $ 20,000 $ 88,000
Lea, New Mexico 7 $ 153,000 $ 21,857 $ 101,000
Bronx, New York 7 $ 1,084,000 $ 154,857 $ 75,000
Alamance, North Carolina 7 $ 149,000 $ 21,285 $ 73,000
Nash, North Carolina 7 $ 162,000 $ 23,142 $ 70,000
Robeson, North Carolina 7 $ 83,000 $ 11,857 $ 44,000
Mahoning, Ohio 7 $ 69,000 $ 9,857 $ 75,000
Woods, Oklahoma 7 $ 89,000 $ 12,714 $ 37,000
Blair, Pennsylvania 7 $ 64,000 $ 9,142 $ 36,000
Harris, Texas 7 $ 51,000 $ 7,285 $ 54,000
Dane, Wisconsin 7 $ 103,000 $ 14,714 $ 61,000
La Crosse, Wisconsin 7 $ 98,000 $ 14,000 $ 52,000
Racine, Wisconsin 7 $ 133,000 $ 19,000 $ 69,000
Sheboygan, Wisconsin 7 $ 123,000 $ 17,571 $ 78,000
Apache, Arizona 6 $ 80,000 $ 13,333 $ 81,000
Navajo, Arizona 6 $ 110,000 $ 18,333 $ 47,000
White, Arkansas 6 $ 70,000 $ 11,666 $ 43,000
Kings, California 6 $ 114,000 $ 19,000 $ 69,000
Madera, California 6 $ 131,000 $ 21,833 $ 103,000
Marin, California 6 $ 64,000 $ 10,666 $ 133,000
Nevada, California 6 $ 413,000 $ 68,833 $ 103,000
Shasta, California 6 $ 63,000 $ 10,500 $ 54,000
Yolo, California 6 $ 107,000 $ 17,833 $ 76,000
Elbert, Colorado 6 $ 143,000 $ 23,833 $ 126,000
Larimer, Colorado 6 $ 103,000 $ 17,166 $ 81,000
Escambia, Florida 6 $ 69,000 $ 11,500 $ 61,000
Lake, Florida 6 $ 103,000 $ 17,166 $ 115,000
Columbia, Georgia 6 $ 91,000 $ 15,166 $ 51,000
Boise, Idaho 6 $ 104,000 $ 17,333 $ 77,000
Knox, Illinois 6 $ 47,000 $ 7,833 $ 27,000
Rock Island, Illinois 6 $ 74,000 $ 12,333 $ 45,000
St. Clair, Illinois 6 $ 66,000 $ 11,000 $ 49,000
Winnebago, Illinois 6 $ 114,000 $ 19,000 $ 56,000
Woodford, Illinois 6 $ 59,000 $ 9,833 $ 56,000
Marion, Indiana 6 $ 108,000 $ 18,000 $ 64,000
Linn, Iowa 6 $ 94,000 $ 15,666 $ 82,000
Pottawattamie, Iowa 6 $ 116,000 $ 19,333 $ 102,000
Somerset, Maine 6 $ 85,000 $ 14,166 $ 58,000
Calhoun, Michigan 6 $ 73,000 $ 12,166 $ 58,000
Clinton, Michigan 6 $ 104,000 $ 17,333 $ 63,000
Jackson, Michigan 6 $ 84,000 $ 14,000 $ 57,000
Lenawee, Michigan 6 $ 87,000 $ 14,500 $ 64,000
Merrimack, New Hampshire 6 $ 79,000 $ 13,166 $ 46,000
Cayuga, New York 6 $ 133,000 $ 22,166 $ 59,000
Livingston, New York 6 $ 96,000 $ 16,000 $ 66,000
Rensselaer, New York 6 $ 85,000 $ 14,166 $ 91,000
Westchester, New York 6 $ 394,000 $ 65,666 $ 150,000
New Hanover, North Carolina 6 $ 111,000 $ 18,500 $ 87,000
Onslow, North Carolina 6 $ 70,000 $ 11,666 $ 65,000
Wood, Ohio 6 $ 103,000 $ 17,166 $ 63,000
Jefferson, Pennsylvania 6 $ 83,000 $ 13,833 $ 51,000
York, Pennsylvania 6 $ 108,000 $ 18,000 $ 100,000
Minnehaha, South Dakota 6 $ 80,000 $ 13,333 $ 49,000
Pennington, South Dakota 6 $ 119,000 $ 19,833 $ 40,000
Wilson, Tennessee 6 $ 114,000 $ 19,000 $ 66,000
Bexar, Texas 6 $ 58,000 $ 9,666 $ 43,000
Fairfax, Virginia 6 $ 124,000 $ 20,666 $ 170,000
Outagamie, Wisconsin 6 $ 65,000 $ 10,833 $ 49,000
Winnebago, Wisconsin 6 $ 71,000 $ 11,833 $ 54,000
Fremont, Wyoming 6 $ 56,000 $ 9,333 $ 64,000
Madison, Alabama 5 $ 93,000 $ 18,600 $ 124,000
Chicot, Arkansas 5 $ 72,000 $ 14,400 $ 55,000
Conway, Arkansas 5 $ 86,000 $ 17,200 $ 50,000
Crawford, Arkansas 5 $ 102,000 $ 20,400 $ 69,000
Greene, Arkansas 5 $ 33,000 $ 6,600 $ 33,000
San Luis Obispo, California 5 $ 67,000 $ 13,400 $ 72,000
Yuba, California 5 $ 76,000 $ 15,200 $ 64,000
Mesa, Colorado 5 $ 60,000 $ 12,000 $ 83,000
Pueblo, Colorado 5 $ 82,000 $ 16,400 $ 74,000
Indian River, Florida 5 $ 65,000 $ 13,000 $ 62,000
Marion, Florida 5 $ 69,000 $ 13,800 $ 55,000
Chatham, Georgia 5 $ 93,000 $ 18,600 $ 86,000
Paulding, Georgia 5 $ 99,000 $ 19,800 $ 71,000
Richmond, Georgia 5 $ 95,000 $ 19,000 $ 69,000
Rockdale, Georgia 5 $ 108,000 $ 21,600 $ 65,000
Bonneville, Idaho 5 $ 60,000 $ 12,000 $ 47,000
Canyon, Idaho 5 $ 69,000 $ 13,800 $ 51,000
Elmore, Idaho 5 $ 67,000 $ 13,400 $ 60,000
Jerome, Idaho 5 $ 99,000 $ 19,800 $ 62,000
Fulton, Illinois 5 $ 65,000 $ 13,000 $ 38,000
Macon, Illinois 5 $ 46,000 $ 9,200 $ 46,000
Montgomery, Indiana 5 $ 206,000 $ 41,200 $ 64,000
Butler, Kansas 5 $ 90,000 $ 18,000 $ 58,000
Dickinson, Kansas 5 $ 77,000 $ 15,400 $ 66,000
Bienville, Louisiana 5 $ 68,000 $ 13,600 $ 44,000
De Soto, Louisiana 5 $ 58,000 $ 11,600 $ 44,000
Baltimore City, Maryland 5 $ 111,000 $ 22,200 $ 71,000
Gratiot, Michigan 5 $ 73,000 $ 14,600 $ 32,000
Lapeer, Michigan 5 $ 95,000 $ 19,000 $ 77,000
Anoka, Minnesota 5 $ 89,000 $ 17,800 $ 74,000
Cass, Missouri 5 $ 102,000 $ 20,400 $ 52,000
Greene, Missouri 5 $ 38,000 $ 7,600 $ 49,000
Strafford, New Hampshire 5 $ 93,000 $ 18,600 $ 59,000
Morris, New Jersey 5 $ 485,000 $ 97,000 $ 112,000
Somerset, New Jersey 5 $ 107,000 $ 21,400 $ 166,000
Richmond, New York 5 $ 39,000 $ 7,800 $ 52,000
St. Lawrence, New York 5 $ 95,000 $ 19,000 $ 52,000
Sullivan, New York 5 $ 1,887,000 $ 377,400 $ 50,000
Beaufort, North Carolina 5 $ 60,000 $ 12,000 $ 42,000
Hoke, North Carolina 5 $ 53,000 $ 10,600 $ 62,000
Orange, North Carolina 5 $ 95,000 $ 19,000 $ 84,000
Belmont, Ohio 5 $ 38,000 $ 7,600 $ 85,000
Fulton, Ohio 5 $ 63,000 $ 12,600 $ 63,000
Hancock, Ohio 5 $ 99,000 $ 19,800 $ 86,000
Muskingum, Ohio 5 $ 83,000 $ 16,600 $ 77,000
Sandusky, Ohio 5 $ 60,000 $ 12,000 $ 40,000
Union, Ohio 5 $ 96,000 $ 19,200 $ 76,000
Canadian, Oklahoma 5 $ 70,000 $ 14,000 $ 81,000
Multnomah, Oregon 5 $ 87,000 $ 17,400 $ 81,000
Clearfield, Pennsylvania 5 $ 48,000 $ 9,600 $ 45,000
Greene, Pennsylvania 5 $ 80,000 $ 16,000 $ 46,000
Lancaster, Pennsylvania 5 $ 92,000 $ 18,400 $ 80,000
Northampton, Pennsylvania 5 $ 63,000 $ 12,600 $ 123,000
Somerset, Pennsylvania 5 $ 50,000 $ 10,000 $ 50,000
Washington, Pennsylvania 5 $ 112,000 $ 22,400 $ 81,000
Greenville, South Carolina 5 $ 70,000 $ 14,000 $ 60,000
Sumner, Tennessee 5 $ 96,000 $ 19,200 $ 67,000
Weber, Utah 5 $ 55,000 $ 11,000 $ 58,000
Monongalia, West Virginia 5 $ 100,000 $ 20,000 $ 56,000
Fond du Lac, Wisconsin 5 $ 118,000 $ 23,600 $ 79,000
Etowah, Alabama 4 $ 43,000 $ 10,750 $ 49,000
Morgan, Alabama 4 $ 46,000 $ 11,500 $ 20,000
Craighead, Arkansas 4 $ 21,000 $ 5,250 $ 41,000
Drew, Arkansas 4 $ 78,000 $ 19,500 $ 46,000
Faulkner, Arkansas 4 $ 54,000 $ 13,500 $ 61,000
Sebastian, Arkansas 4 $ 45,000 $ 11,250 $ 70,000
St. Francis, Arkansas 4 $ 35,000 $ 8,750 $ 30,000
Amador, California 4 $ 82,000 $ 20,500 $ 83,000
Douglas, Colorado 4 $ 85,000 $ 21,250 $ 85,000
Alachua, Florida 4 $ 79,000 $ 19,750 $ 67,000
Hernando, Florida 4 $ 71,000 $ 17,750 $ 42,000
Nassau, Florida 4 $ 72,000 $ 18,000 $ 128,000
St. Lucie, Florida 4 $ 55,000 $ 13,750 $ 85,000
Cherokee, Georgia 4 $ 118,000 $ 29,500 $ 614,000
Harris, Georgia 4 $ 70,000 $ 17,500 $ 140,000
Walker, Georgia 4 $ 41,000 $ 10,250 $ 26,000
Bureau, Illinois 4 $ 60,000 $ 15,000 $ 49,000
Champaign, Illinois 4 $ 80,000 $ 20,000 $ 51,000
Logan, Illinois 4 $ 34,000 $ 8,500 $ 34,000
Madison, Illinois 4 $ 77,000 $ 19,250 $ 62,000
Marshall, Illinois 4 $ 56,000 $ 14,000 $ 50,000
Clay, Indiana 4 $ 46,000 $ 11,500 $ 66,000
Greene, Indiana 4 $ 40,000 $ 10,000 $ 48,000
LaPorte, Indiana 4 $ 59,000 $ 14,750 $ 71,000
Noble, Indiana 4 $ 74,000 $ 18,500 $ 65,000
Black Hawk, Iowa 4 $ 73,000 $ 18,250 $ 60,000
Dubuque, Iowa 4 $ 75,000 $ 18,750 $ 55,000
Marion, Iowa 4 $ 52,000 $ 13,000 $ 53,000
McPherson, Kansas 4 $ 52,000 $ 13,000 $ 40,000
Riley, Kansas 4 $ 62,000 $ 15,500 $ 42,000
Calcasieu, Louisiana 4 $ 100,000 $ 25,000 $ 197,000
La Salle, Louisiana 4 $ 68,000 $ 17,000 $ 73,000
Terrebonne, Louisiana 4 $ 90,000 $ 22,500 $ 141,000
Androscoggin, Maine 4 $ 54,000 $ 13,500 $ 66,000
Anne Arundel, Maryland 4 $ 56,000 $ 14,000 $ 425,000
Harford, Maryland 4 $ 43,000 $ 10,750 $ 58,000
Montgomery, Maryland 4 $ 75,000 $ 18,750 $ 128,000
Berrien, Michigan 4 $ 75,000 $ 18,750 $ 26,000
Branch, Michigan 4 $ 64,000 $ 16,000 $ 29,000
Eaton, Michigan 4 $ 50,000 $ 12,500 $ 59,000
Montcalm, Michigan 4 $ 54,000 $ 13,500 $ 64,000
Ottawa, Michigan 4 $ 54,000 $ 13,500 $ 51,000
Tuscola, Michigan 4 $ 54,000 $ 13,500 $ 90,000
Jasper, Missouri 4 $ 89,000 $ 22,250 $ 113,000
Lincoln, Missouri 4 $ 100,000 $ 25,000 $ 81,000
Platte, Missouri 4 $ 87,000 $ 21,750 $ 83,000
St. Charles, Missouri 4 $ 87,000 $ 21,750 $ 83,000
Gage, Nebraska 4 $ 66,000 $ 16,500 $ 60,000
Hall, Nebraska 4 $ 67,000 $ 16,750 $ 46,000
Madison, Nebraska 4 $ 49,000 $ 12,250 $ 77,000
Platte, Nebraska 4 $ 41,000 $ 10,250 $ 42,000
Washington, Nebraska 4 $ 28,000 $ 7,000 $ 55,000
Sandoval, New Mexico 4 $ 83,000 $ 20,750 $ 63,000
Genesee, New York 4 $ 73,000 $ 18,250 $ 80,000
Rockland, New York 4 $ 51,000 $ 12,750 $ 120,000
Saratoga, New York 4 $ 83,000 $ 20,750 $ 123,000
Schenectady, New York 4 $ 85,000 $ 21,250 $ 75,000
Brunswick, North Carolina 4 $ 79,000 $ 19,750 $ 85,000
Edgecombe, North Carolina 4 $ 60,000 $ 15,000 $ 55,000
Franklin, North Carolina 4 $ 56,000 $ 14,000 $ 49,000
Halifax, North Carolina 4 $ 56,000 $ 14,000 $ 56,000
Iredell, North Carolina 4 $ 59,000 $ 14,750 $ 41,000
Lee, North Carolina 4 $ 57,000 $ 14,250 $ 58,000
Randolph, North Carolina 4 $ 82,000 $ 20,500 $ 59,000
Richmond, North Carolina 4 $ 60,000 $ 15,000 $ 53,000
Clermont, Ohio 4 $ 70,000 $ 17,500 $ 48,000
Richland, Ohio 4 $ 36,000 $ 9,000 $ 53,000
Trumbull, Ohio 4 $ 45,000 $ 11,250 $ 66,000
Creek, Oklahoma 4 $ 50,000 $ 12,500 $ 75,000
Texas, Oklahoma 4 $ 52,000 $ 13,000 $ 77,000
Centre, Pennsylvania 4 $ 26,000 $ 6,500 $ 63,000
Lackawanna, Pennsylvania 4 $ 64,000 $ 16,000 $ 64,000
Luzerne, Pennsylvania 4 $ 42,000 $ 10,500 $ 35,000
Mifflin, Pennsylvania 4 $ 30,000 $ 7,500 $ 47,000
Aiken, South Carolina 4 $ 57,000 $ 14,250 $ 93,000
Dorchester, South Carolina 4 $ 61,000 $ 15,250 $ 83,000
Horry, South Carolina 4 $ 50,000 $ 12,500 $ 44,000
Jefferson, Tennessee 4 $ 100,000 $ 25,000 $ 49,000
Orange, Texas 4 $ 32,000 $ 8,000 $ 76,000
Tooele, Utah 4 $ 76,000 $ 19,000 $ 49,000
Caledonia, Vermont 4 $ 946,000 $ 236,500 $ 192,000
Bedford, Virginia 4 $ 81,000 $ 20,250 $ 74,000
Stafford, Virginia 4 $ 76,000 $ 19,000 $ 205,000
Whatcom, Washington 4 $ 66,000 $ 16,500 $ 83,000
Kanawha, West Virginia 4 $ 49,000 $ 12,250 $ 73,000
Dodge, Wisconsin 4 $ 80,000 $ 20,000 $ 66,000
Jefferson, Wisconsin 4 $ 49,000 $ 12,250 $ 50,000
Carbon, Wyoming 4 $ 67,000 $ 16,750 $ 59,000
Lauderdale, Alabama 3 $ 56,000 $ 18,666 $ 56,000
Russell, Alabama 3 $ 34,000 $ 11,333 $ 57,000
Talladega, Alabama 3 $ 23,000 $ 7,666 $ 61,000
Tuscaloosa, Alabama 3 $ 37,000 $ 12,333 $ 58,000
Fairbanks North Star, Alaska 3 $ 62,000 $ 20,666 $ 78,000
Coconino, Arizona 3 $ 61,000 $ 20,333 $ 191,000
Yuma, Arizona 3 $ 75,000 $ 25,000 $ 77,000
Ashley, Arkansas 3 $ 28,000 $ 9,333 $ 25,000
Benton, Arkansas 3 $ 35,000 $ 11,666 $ 26,000
Grant, Arkansas 3 $ 39,000 $ 13,000 $ 34,000
Hempstead, Arkansas 3 $ 28,000 $ 9,333 $ 44,000
Poinsett, Arkansas 3 $ 36,000 $ 12,000 $ 26,000
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Mortgage Loan Application Detail Totals for Admirals Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 9,219 $152,108,000 $16,000 $605,000 $76,000 $1,680,000
Refinancing 388 $125,894,000 $324,000 $8,904,000 $91,000 $751,000
Home Purchase 136 $56,342,000 $414,000 $5,250,000 $70,000 $544,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,159 $199,216,000 $27,000 $988,000 $78,000 $1,674,000
Black or African American 1,266 $20,855,000 $16,000 $308,000 $67,000 $396,000
Hispanic 594 $12,502,000 $21,000 $378,000 $76,000 $1,302,000
Not Provided 433 $13,205,000 $30,000 $382,000 $64,000 $300,000
Asian 166 $4,495,000 $27,000 $384,000 $117,000 $1,680,000
American Indian or Alaskan Native 46 $1,025,000 $22,000 $197,000 $59,000 $275,000
Native Hawaiian or Other Pacific Islander 41 $763,000 $18,000 $26,000 $110,000 $242,000
Not applicable 38 $82,283,000 $2,165,000 $8,904,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 9,187 $173,243,000 $18,000 $453,000 $75,000 $1,680,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 542 $158,529,000 $292,000 $8,904,000 $101,000 $751,000
VA-guaranteed (Veterans Administration) 9 $1,650,000 $183,000 $293,000 $65,000 $154,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $922,000 $184,000 $214,000 $56,000 $62,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 4,274 $83,182,000 $19,000 $605,000 $65,000 $1,680,000
Loan Originated 2,911 $104,646,000 $35,000 $626,000 $87,000 $750,000
Application Withdrawn By Applicant 2,156 $50,376,000 $23,000 $544,000 $85,000 $1,674,000
Application Approved But Not Accepted 232 $5,407,000 $23,000 $988,000 $84,000 $400,000
File Closed For Incompleteness 132 $8,450,000 $64,000 $409,000 $95,000 $678,000
Loan Purchased By The Institution 38 $82,283,000 $2,165,000 $8,904,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,838 $47,201,000 $16,000 $453,000 $65,000 $1,264,000
Debt-To-Income Ratio 1,233 $26,274,000 $21,000 $605,000 $58,000 $269,000
Collateral 128 $7,105,000 $55,000 $417,000 $95,000 $738,000
Other 48 $1,153,000 $24,000 $140,000 $75,000 $242,000
Credit Application Incomplete 7 $282,000 $40,000 $110,000 $59,000 $88,000
Employment History 6 $624,000 $104,000 $240,000 $63,000 $76,000
Mortgage Insurance Denied 6 $280,000 $46,000 $158,000 $494,000 $1,680,000
Insufficient Cash (Downpayment, Closing Cost) 4 $136,000 $34,000 $100,000 $55,000 $91,000
Unverifiable Information 4 $127,000 $31,000 $73,000 $61,000 $91,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Admirals Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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