Admirals Bank Mortgage Lending & HMDA Data, 2012
In 2012, Admirals Bank of Providence, RI reported 9,743 mortgage applications totaling $334.3 million, up 14% from 2011. The average application was for $34,316, and applicants reported an average income of $76,513. 30% of its applications resulted in an originated loan and 44% were denied. Its largest markets were Providence-New Bedford-Fall River, RI-MA (417), Los Angeles-Long Beach-Glendale, CA (272) and Phoenix-Mesa-Glendale, AZ (236) (applications in parentheses).
| Mortgage Company & Address | Admirals Bank 15 Park Row West Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 9,743 |
| Total Mortgage Loan Application Amount | $334,344,000 |
| Average Mortgage Loan Application Amount | $34,316 |
| Highest Mortgage Loan Application Amount | $8,904,000 |
| Average Applicant Income | $76,513 |
| Highest Applicant Income | $1,680,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Admirals Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence-New Bedford-Fall River, RI-MA | 417 | $ 41,194,000 | $ 98,786 | $ 77,000 |
| Los Angeles-Long Beach-Glendale, CA | 272 | $ 23,242,000 | $ 85,448 | $ 106,000 |
| Phoenix-Mesa-Glendale, AZ | 236 | $ 9,784,000 | $ 41,457 | $ 70,000 |
| Riverside-San Bernardino-Ontario, CA | 217 | $ 4,822,000 | $ 22,221 | $ 85,000 |
| Oakland-Fremont-Hayward, CA | 213 | $ 4,578,000 | $ 21,492 | $ 95,000 |
| Columbus, OH | 207 | $ 3,201,000 | $ 15,463 | $ 92,000 |
| Chicago-Joliet-Naperville, IL | 197 | $ 8,378,000 | $ 42,527 | $ 81,000 |
| Springfield, MA | 189 | $ 22,228,000 | $ 117,608 | $ 77,000 |
| San Diego-Carlsbad-San Marcos, CA | 183 | $ 3,572,000 | $ 19,519 | $ 85,000 |
| Warren-Troy-Farmington Hills, MI | 183 | $ 2,601,000 | $ 14,213 | $ 69,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 166 | $ 8,594,000 | $ 51,771 | $ 83,000 |
| Tampa-St. Petersburg-Clearwater, FL | 150 | $ 2,314,000 | $ 15,426 | $ 67,000 |
| Detroit-Livonia-Dearborn, MI | 146 | $ 1,891,000 | $ 12,952 | $ 63,000 |
| Boston-Quincy, MA | 133 | $ 22,451,000 | $ 168,804 | $ 111,000 |
| Bakersfield-Delano, CA | 131 | $ 2,762,000 | $ 21,083 | $ 89,000 |
| Kansas City, MO-KS | 129 | $ 2,182,000 | $ 16,914 | $ 68,666 |
| Rochester, NY | 129 | $ 2,169,000 | $ 16,813 | $ 70,000 |
| Atlanta-Sandy Springs-Marietta, GA | 128 | $ 2,068,000 | $ 16,156 | $ 85,000 |
| Syracuse, NY | 128 | $ 2,029,000 | $ 15,851 | $ 62,000 |
| Nassau-Suffolk, NY | 116 | $ 2,112,000 | $ 18,206 | $ 97,000 |
| Jacksonville, FL | 115 | $ 1,961,000 | $ 17,052 | $ 72,000 |
| Philadelphia, PA | 107 | $ 4,453,000 | $ 41,616 | $ 79,000 |
| Hartford-West Hartford-East Hartford, CT | 103 | $ 3,154,000 | $ 30,621 | $ 96,000 |
| Little Rock-North Little Rock-Conway, AR | 85 | $ 1,064,000 | $ 12,517 | $ 56,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 84 | $ 1,380,000 | $ 16,428 | $ 125,821 |
| New York-White Plains-Wayne, NY-NJ | 82 | $ 6,765,000 | $ 82,500 | $ 92,841 |
| Camden, NJ | 81 | $ 1,346,000 | $ 16,617 | $ 84,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 80 | $ 1,482,000 | $ 18,525 | $ 64,000 |
| Newark-Union, NJ-PA | 71 | $ 2,366,000 | $ 33,323 | $ 98,887 |
| Buffalo-Niagara Falls, NY | 70 | $ 992,000 | $ 14,171 | $ 67,000 |
| Raleigh-Cary, NC | 67 | $ 1,328,000 | $ 19,820 | $ 75,000 |
| Denver-Aurora-Broomfield, CO | 66 | $ 1,049,000 | $ 15,893 | $ 80,000 |
| Peoria, IL | 64 | $ 687,000 | $ 10,734 | $ 62,000 |
| Santa Ana-Anaheim-Irvine, CA | 64 | $ 1,212,000 | $ 18,937 | $ 117,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 62 | $ 1,069,000 | $ 17,241 | $ 76,725 |
| Edison-New Brunswick, NJ | 59 | $ 1,249,000 | $ 21,169 | $ 124,000 |
| Las Vegas-Paradise, NV | 59 | $ 2,408,000 | $ 40,813 | $ 84,000 |
| Wichita, KS | 58 | $ 838,000 | $ 14,448 | $ 55,000 |
| Milwaukee-Waukesha-West Allis, WI | 56 | $ 1,012,000 | $ 18,071 | $ 69,000 |
| St. Louis, MO-IL | 54 | $ 887,000 | $ 16,425 | $ 71,907 |
| Worcester, MA | 54 | $ 4,819,000 | $ 89,240 | $ 99,000 |
| Pittsburgh, PA | 53 | $ 873,000 | $ 16,471 | $ 57,000 |
| Des Moines-West Des Moines, IA | 51 | $ 676,000 | $ 13,254 | $ 57,000 |
| Miami-Miami Beach-Kendall, FL | 51 | $ 2,916,000 | $ 57,176 | $ 66,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 45 | $ 709,000 | $ 15,755 | $ 75,000 |
| Vallejo-Fairfield, CA | 45 | $ 2,334,000 | $ 51,866 | $ 98,000 |
| Gary, IN | 42 | $ 717,000 | $ 17,071 | $ 76,000 |
| Palm Bay-Melbourne-Titusville, FL | 42 | $ 623,000 | $ 14,833 | $ 57,000 |
| San Francisco-San Mateo-Redwood City, CA | 42 | $ 660,000 | $ 15,714 | $ 102,000 |
| Cambridge-Newton-Framingham, MA | 41 | $ 6,165,000 | $ 150,365 | $ 117,000 |
| Columbia, SC | 41 | $ 574,000 | $ 14,000 | $ 59,000 |
| Orlando-Kissimmee-Sanford, FL | 40 | $ 726,000 | $ 18,150 | $ 68,000 |
| Omaha-Council Bluffs, NE-IA | 39 | $ 503,000 | $ 12,897 | $ 74,923 |
| San Jose-Sunnyvale-Santa Clara, CA | 39 | $ 768,000 | $ 19,692 | $ 161,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 38 | $ 510,000 | $ 13,421 | $ 62,578 |
| Salt Lake City, UT | 38 | $ 1,123,000 | $ 29,552 | $ 52,000 |
| Fayetteville, NC | 36 | $ 570,000 | $ 15,833 | $ 68,000 |
| New Orleans-Metairie-Kenner, LA | 36 | $ 661,000 | $ 18,361 | $ 57,000 |
| New Haven-Milford, CT | 35 | $ 592,000 | $ 16,914 | $ 78,000 |
| Cleveland-Elyria-Mentor, OH | 34 | $ 389,000 | $ 11,441 | $ 62,000 |
| Grand Rapids-Wyoming, MI | 34 | $ 425,000 | $ 12,500 | $ 48,000 |
| Columbus, GA-AL | 31 | $ 552,000 | $ 17,806 | $ 79,580 |
| Memphis, TN-MS-AR | 30 | $ 417,000 | $ 13,900 | $ 59,633 |
| Terre Haute, IN | 30 | $ 464,000 | $ 15,466 | $ 55,000 |
| Toledo, OH | 30 | $ 408,000 | $ 13,600 | $ 66,000 |
| Baltimore-Towson, MD | 29 | $ 533,000 | $ 18,379 | $ 142,000 |
| Durham-Chapel Hill, NC | 29 | $ 521,000 | $ 17,965 | $ 68,000 |
| Elkhart-Goshen, IN | 29 | $ 343,000 | $ 11,827 | $ 51,000 |
| Las Cruces, NM | 29 | $ 586,000 | $ 20,206 | $ 93,000 |
| Boise City-Nampa, ID | 28 | $ 470,000 | $ 16,785 | $ 75,000 |
| Honolulu, HI | 28 | $ 582,000 | $ 20,785 | $ 130,000 |
| Tulsa, OK | 28 | $ 375,000 | $ 13,392 | $ 65,000 |
| Oklahoma City, OK | 27 | $ 1,455,000 | $ 53,888 | $ 58,000 |
| Stockton, CA | 27 | $ 483,000 | $ 17,888 | $ 95,000 |
| Modesto, CA | 26 | $ 455,000 | $ 17,500 | $ 78,000 |
| Norwich-New London, CT | 25 | $ 657,000 | $ 26,280 | $ 76,000 |
| Wilmington, DE-MD-NJ | 25 | $ 500,000 | $ 20,000 | $ 114,160 |
| Albany-Schenectady-Troy, NY | 24 | $ 402,000 | $ 16,750 | $ 94,000 |
| Bridgeport-Stamford-Norwalk, CT | 24 | $ 479,000 | $ 19,958 | $ 115,000 |
| Fresno, CA | 24 | $ 466,000 | $ 19,416 | $ 80,000 |
| Lake Havasu City-Kingman, AZ | 24 | $ 526,000 | $ 21,916 | $ 77,000 |
| Shreveport-Bossier City, LA | 24 | $ 305,000 | $ 12,708 | $ 46,000 |
| Birmingham-Hoover, AL | 23 | $ 237,000 | $ 10,304 | $ 58,000 |
| Colorado Springs, CO | 23 | $ 333,000 | $ 14,478 | $ 82,000 |
| Peabody, MA | 23 | $ 1,343,000 | $ 58,391 | $ 120,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 22 | $ 342,000 | $ 15,545 | $ 108,636 |
| Lake County-Kenosha County, IL-WI | 22 | $ 7,181,000 | $ 326,409 | $ 93,181 |
| Rockingham County-Strafford County, NH | 22 | $ 456,000 | $ 20,727 | $ 80,000 |
| Tacoma, WA | 22 | $ 3,544,000 | $ 161,090 | $ 62,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 22 | $ 385,000 | $ 17,500 | $ 75,000 |
| Cape Coral-Fort Myers, FL | 21 | $ 556,000 | $ 26,476 | $ 84,000 |
| Cincinnati-Middletown, OH-KY-IN | 21 | $ 297,000 | $ 14,142 | $ 57,809 |
| Davenport-Moline-Rock Island, IA-IL | 21 | $ 257,000 | $ 12,238 | $ 54,571 |
| Lincoln, NE | 21 | $ 387,000 | $ 18,428 | $ 98,000 |
| North Port-Bradenton-Sarasota, FL | 21 | $ 308,000 | $ 14,666 | $ 73,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 21 | $ 430,000 | $ 20,476 | $ 91,000 |
| Pine Bluff, AR | 21 | $ 295,000 | $ 14,047 | $ 57,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 21 | $ 287,000 | $ 13,666 | $ 97,000 |
| Flint, MI | 20 | $ 212,000 | $ 10,600 | $ 58,000 |
| Reno-Sparks, NV | 20 | $ 1,926,000 | $ 96,300 | $ 79,000 |
| Baton Rouge, LA | 19 | $ 399,000 | $ 21,000 | $ 65,000 |
| Greensboro-High Point, NC | 19 | $ 303,000 | $ 15,947 | $ 52,000 |
| South Bend-Mishawaka, IN-MI | 19 | $ 232,000 | $ 12,210 | $ 48,000 |
| Ogden-Clearfield, UT | 18 | $ 6,365,000 | $ 353,611 | $ 38,000 |
| Pensacola-Ferry Pass-Brent, FL | 18 | $ 262,000 | $ 14,555 | $ 68,000 |
| Portland-South Portland-Biddeford, ME | 18 | $ 822,000 | $ 45,666 | $ 101,000 |
| Seattle-Bellevue-Everett, WA | 18 | $ 284,000 | $ 15,777 | $ 82,000 |
| Augusta-Richmond County, GA-SC | 17 | $ 259,000 | $ 15,235 | $ 67,117 |
| Lansing-East Lansing, MI | 17 | $ 224,000 | $ 13,176 | $ 58,000 |
| Albuquerque, NM | 16 | $ 245,000 | $ 15,312 | $ 69,000 |
| Atlantic City-Hammonton, NJ | 16 | $ 301,000 | $ 18,812 | $ 69,000 |
| Bloomington-Normal, IL | 16 | $ 188,000 | $ 11,750 | $ 57,000 |
| Knoxville, TN | 16 | $ 271,000 | $ 16,937 | $ 71,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 16 | $ 286,000 | $ 17,875 | $ 83,000 |
| Santa Rosa-Petaluma, CA | 16 | $ 1,280,000 | $ 80,000 | $ 92,000 |
| Ann Arbor, MI | 15 | $ 200,000 | $ 13,333 | $ 91,000 |
| Chattanooga, TN-GA | 15 | $ 211,000 | $ 14,066 | $ 54,000 |
| Napa, CA | 15 | $ 240,000 | $ 16,000 | $ 94,000 |
| Asheville, NC | 14 | $ 223,000 | $ 15,928 | $ 84,000 |
| Manchester-Nashua, NH | 14 | $ 1,101,000 | $ 78,642 | $ 118,000 |
| Clarksville, TN-KY | 13 | $ 169,000 | $ 13,000 | $ 69,000 |
| Dayton, OH | 13 | $ 164,000 | $ 12,615 | $ 77,000 |
| Greeley, CO | 13 | $ 202,000 | $ 15,538 | $ 75,000 |
| Huntsville, AL | 13 | $ 244,000 | $ 18,769 | $ 83,000 |
| Pittsfield, MA | 13 | $ 747,000 | $ 57,461 | $ 60,000 |
| Reading, PA | 13 | $ 251,000 | $ 19,307 | $ 82,000 |
| Akron, OH | 12 | $ 128,000 | $ 10,666 | $ 47,000 |
| Fort Smith, AR-OK | 12 | $ 176,000 | $ 14,666 | $ 65,166 |
| Johnstown, PA | 12 | $ 118,000 | $ 9,833 | $ 41,000 |
| Lima, OH | 12 | $ 153,000 | $ 12,750 | $ 51,000 |
| Springfield, IL | 12 | $ 154,000 | $ 12,833 | $ 65,000 |
| Topeka, KS | 12 | $ 226,000 | $ 18,833 | $ 89,000 |
| Chico, CA | 11 | $ 247,000 | $ 22,454 | $ 126,000 |
| Goldsboro, NC | 11 | $ 184,000 | $ 16,727 | $ 54,000 |
| Houston-Sugar Land-Baytown, TX | 11 | $ 78,000 | $ 7,090 | $ 58,000 |
| Indianapolis-Carmel, IN | 11 | $ 187,000 | $ 17,000 | $ 69,000 |
| Janesville, WI | 11 | $ 146,000 | $ 13,272 | $ 57,000 |
| Lafayette, IN | 11 | $ 179,000 | $ 16,272 | $ 91,000 |
| Louisville/Jefferson County, KY-IN | 11 | $ 178,000 | $ 16,181 | $ 56,000 |
| Madison, WI | 11 | $ 156,000 | $ 14,181 | $ 62,000 |
| Muskegon-Norton Shores, MI | 11 | $ 107,000 | $ 9,727 | $ 46,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 11 | $ 175,000 | $ 15,909 | $ 85,363 |
| Rocky Mount, NC | 11 | $ 222,000 | $ 20,181 | $ 64,000 |
| Tucson, AZ | 11 | $ 205,000 | $ 18,636 | $ 91,000 |
| Wilmington, NC | 11 | $ 199,000 | $ 18,090 | $ 84,000 |
| Winston-Salem, NC | 11 | $ 192,000 | $ 17,454 | $ 63,000 |
| Youngstown-Warren-Boardman, OH-PA | 11 | $ 114,000 | $ 10,363 | $ 72,000 |
| Barnstable Town, MA | 10 | $ 1,603,000 | $ 160,300 | $ 171,000 |
| Lakeland-Winter Haven, FL | 10 | $ 180,000 | $ 18,000 | $ 61,000 |
| Richmond, VA | 10 | $ 135,000 | $ 13,500 | $ 65,000 |
| Utica-Rome, NY | 10 | $ 271,000 | $ 27,100 | $ 37,000 |
| Casper, WY | 9 | $ 111,000 | $ 12,333 | $ 84,000 |
| Cheyenne, WY | 9 | $ 112,000 | $ 12,444 | $ 83,000 |
| Columbia, MO | 9 | $ 113,000 | $ 12,555 | $ 73,000 |
| Fort Wayne, IN | 9 | $ 138,000 | $ 15,333 | $ 61,000 |
| Greenville, NC | 9 | $ 155,000 | $ 17,222 | $ 69,000 |
| Kalamazoo-Portage, MI | 9 | $ 89,000 | $ 9,888 | $ 44,000 |
| Mobile, AL | 9 | $ 72,000 | $ 8,000 | $ 53,000 |
| Rapid City, SD | 9 | $ 157,000 | $ 17,444 | $ 46,000 |
| Sioux Falls, SD | 9 | $ 110,000 | $ 12,222 | $ 58,000 |
| Canton-Massillon, OH | 8 | $ 108,000 | $ 13,500 | $ 51,000 |
| Cedar Rapids, IA | 8 | $ 144,000 | $ 18,000 | $ 102,000 |
| Hot Springs, AR | 8 | $ 102,000 | $ 12,750 | $ 61,000 |
| Monroe, MI | 8 | $ 136,000 | $ 17,000 | $ 93,000 |
| Prescott, AZ | 8 | $ 136,000 | $ 17,000 | $ 59,000 |
| San Antonio-New Braunfels, TX | 8 | $ 80,000 | $ 10,000 | $ 52,000 |
| Scranton--Wilkes-Barre, PA | 8 | $ 106,000 | $ 13,250 | $ 50,000 |
| Springfield, MO | 8 | $ 85,000 | $ 10,625 | $ 46,000 |
| Visalia-Porterville, CA | 8 | $ 159,000 | $ 19,875 | $ 60,000 |
| Yuba City, CA | 8 | $ 117,000 | $ 14,625 | $ 85,000 |
| Altoona, PA | 7 | $ 64,000 | $ 9,142 | $ 36,000 |
| Bethesda-Rockville-Frederick, MD | 7 | $ 115,000 | $ 16,428 | $ 95,000 |
| Burlington, NC | 7 | $ 149,000 | $ 21,285 | $ 73,000 |
| Charleston-North Charleston-Summerville, SC | 7 | $ 103,000 | $ 14,714 | $ 68,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 7 | $ 92,000 | $ 13,142 | $ 58,000 |
| Dover, DE | 7 | $ 138,000 | $ 19,714 | $ 79,000 |
| Greenville-Mauldin-Easley, SC | 7 | $ 93,000 | $ 13,285 | $ 56,000 |
| Iowa City, IA | 7 | $ 48,000 | $ 6,857 | $ 76,000 |
| Jonesboro, AR | 7 | $ 57,000 | $ 8,142 | $ 35,000 |
| La Crosse, WI-MN | 7 | $ 98,000 | $ 14,000 | $ 52,000 |
| Lynchburg, VA | 7 | $ 145,000 | $ 20,714 | $ 98,000 |
| Morgantown, WV | 7 | $ 146,000 | $ 20,857 | $ 52,000 |
| Racine, WI | 7 | $ 133,000 | $ 19,000 | $ 69,000 |
| Rockford, IL | 7 | $ 139,000 | $ 19,857 | $ 54,000 |
| Sheboygan, WI | 7 | $ 123,000 | $ 17,571 | $ 78,000 |
| Trenton-Ewing, NJ | 7 | $ 129,000 | $ 18,428 | $ 63,000 |
| Vineland-Millville-Bridgeton, NJ | 7 | $ 142,000 | $ 20,285 | $ 69,000 |
| Appleton, WI | 6 | $ 65,000 | $ 10,833 | $ 49,000 |
| Battle Creek, MI | 6 | $ 73,000 | $ 12,166 | $ 58,000 |
| Champaign-Urbana, IL | 6 | $ 91,000 | $ 15,166 | $ 49,000 |
| Dallas-Plano-Irving, TX | 6 | $ 45,000 | $ 7,500 | $ 82,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 81,000 | $ 13,500 | $ 39,000 |
| Fort Collins-Loveland, CO | 6 | $ 103,000 | $ 17,166 | $ 81,000 |
| Glens Falls, NY | 6 | $ 59,000 | $ 9,833 | $ 48,000 |
| Hanford-Corcoran, CA | 6 | $ 114,000 | $ 19,000 | $ 69,000 |
| Jackson, MI | 6 | $ 84,000 | $ 14,000 | $ 57,000 |
| Jacksonville, NC | 6 | $ 70,000 | $ 11,666 | $ 65,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 1,193,000 | $ 198,833 | $ 33,333 |
| Madera-Chowchilla, CA | 6 | $ 131,000 | $ 21,833 | $ 103,000 |
| Manhattan, KS | 6 | $ 82,000 | $ 13,666 | $ 34,000 |
| Morristown, TN | 6 | $ 150,000 | $ 25,000 | $ 55,000 |
| Oshkosh-Neenah, WI | 6 | $ 71,000 | $ 11,833 | $ 54,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 6 | $ 43,000 | $ 7,166 | $ 55,500 |
| Redding, CA | 6 | $ 63,000 | $ 10,500 | $ 54,000 |
| Roanoke, VA | 6 | $ 110,000 | $ 18,333 | $ 94,000 |
| Savannah, GA | 6 | $ 96,000 | $ 16,000 | $ 77,000 |
| Steubenville-Weirton, OH-WV | 6 | $ 47,000 | $ 7,833 | $ 57,000 |
| Waterloo-Cedar Falls, IA | 6 | $ 113,000 | $ 18,833 | $ 65,000 |
| York-Hanover, PA | 6 | $ 108,000 | $ 18,000 | $ 100,000 |
| Bloomington, IN | 5 | $ 48,000 | $ 9,600 | $ 51,000 |
| Decatur, AL | 5 | $ 61,000 | $ 12,200 | $ 23,000 |
| Decatur, IL | 5 | $ 46,000 | $ 9,200 | $ 46,000 |
| Fond Du Lac, WI | 5 | $ 118,000 | $ 23,600 | $ 79,000 |
| Grand Junction, CO | 5 | $ 60,000 | $ 12,000 | $ 83,000 |
| Houma-Bayou Cane-Thibodaux, LA | 5 | $ 103,000 | $ 20,600 | $ 127,000 |
| Idaho Falls, ID | 5 | $ 60,000 | $ 12,000 | $ 47,000 |
| Jackson, MS | 5 | $ 112,000 | $ 22,400 | $ 382,000 |
| Lancaster, PA | 5 | $ 92,000 | $ 18,400 | $ 80,000 |
| Ocala, FL | 5 | $ 69,000 | $ 13,800 | $ 55,000 |
| Pueblo, CO | 5 | $ 82,000 | $ 16,400 | $ 74,000 |
| San Luis Obispo-Paso Robles, CA | 5 | $ 67,000 | $ 13,400 | $ 72,000 |
| Sebastian-Vero Beach, FL | 5 | $ 65,000 | $ 13,000 | $ 62,000 |
| Wheeling, WV-OH | 5 | $ 38,000 | $ 7,600 | $ 85,000 |
| Alexandria, LA | 4 | $ 61,000 | $ 15,250 | $ 47,000 |
| Beaumont-Port Arthur, TX | 4 | $ 32,000 | $ 8,000 | $ 76,000 |
| Bellingham, WA | 4 | $ 66,000 | $ 16,500 | $ 83,000 |
| Binghamton, NY | 4 | $ 85,000 | $ 21,250 | $ 110,000 |
| Charleston, WV | 4 | $ 49,000 | $ 12,250 | $ 73,000 |
| Dubuque, IA | 4 | $ 75,000 | $ 18,750 | $ 55,000 |
| Duluth, MN-WI | 4 | $ 82,000 | $ 20,500 | $ 96,500 |
| Florence, SC | 4 | $ 35,000 | $ 8,750 | $ 25,000 |
| Fort Worth-Arlington, TX | 4 | $ 1,130,000 | $ 282,500 | $ 104,000 |
| Gadsden, AL | 4 | $ 43,000 | $ 10,750 | $ 49,000 |
| Gainesville, FL | 4 | $ 79,000 | $ 19,750 | $ 67,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 51,000 | $ 12,750 | $ 45,000 |
| Holland-Grand Haven, MI | 4 | $ 54,000 | $ 13,500 | $ 51,000 |
| Joplin, MO | 4 | $ 89,000 | $ 22,250 | $ 113,000 |
| Lake Charles, LA | 4 | $ 100,000 | $ 25,000 | $ 197,000 |
| Lewiston-Auburn, ME | 4 | $ 54,000 | $ 13,500 | $ 66,000 |
| Mansfield, OH | 4 | $ 36,000 | $ 9,000 | $ 53,000 |
| Michigan City-La Porte, IN | 4 | $ 59,000 | $ 14,750 | $ 71,000 |
| Montgomery, AL | 4 | $ 39,000 | $ 9,750 | $ 41,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 4 | $ 50,000 | $ 12,500 | $ 44,000 |
| Niles-Benton Harbor, MI | 4 | $ 75,000 | $ 18,750 | $ 26,000 |
| Port St. Lucie, FL | 4 | $ 55,000 | $ 13,750 | $ 85,000 |
| Sioux City, IA-NE-SD | 4 | $ 55,000 | $ 13,750 | $ 54,500 |
| St. Joseph, MO-KS | 4 | $ 60,000 | $ 15,000 | $ 28,000 |
| State College, PA | 4 | $ 26,000 | $ 6,500 | $ 63,000 |
| Ames, IA | 3 | $ 42,000 | $ 14,000 | $ 79,000 |
| Bismarck, ND | 3 | $ 40,000 | $ 13,333 | $ 86,000 |
| Boulder, CO | 3 | $ 49,000 | $ 16,333 | $ 64,000 |
| Bremerton-Silverdale, WA | 3 | $ 41,000 | $ 13,666 | $ 78,000 |
| Cleveland, TN | 3 | $ 38,000 | $ 12,666 | $ 46,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 63,000 | $ 21,000 | $ 71,000 |
| Erie, PA | 3 | $ 4,913,000 | $ 1,637,666 | $ 24,000 |
| Fairbanks, AK | 3 | $ 62,000 | $ 20,666 | $ 78,000 |
| Flagstaff, AZ | 3 | $ 61,000 | $ 20,333 | $ 191,000 |
| Florence-Muscle Shoals, AL | 3 | $ 56,000 | $ 18,666 | $ 56,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 52,000 | $ 17,333 | $ 74,000 |
| Jefferson City, MO | 3 | $ 46,000 | $ 15,333 | $ 64,000 |
| Kennewick-Pasco-Richland, WA | 3 | $ 43,000 | $ 14,333 | $ 57,000 |
| Kokomo, IN | 3 | $ 64,000 | $ 21,333 | $ 55,000 |
| Lawton, OK | 3 | $ 45,000 | $ 15,000 | $ 106,000 |
| Logan, UT-ID | 3 | $ 34,000 | $ 11,333 | $ 32,000 |
| Missoula, MT | 3 | $ 58,000 | $ 19,333 | $ 77,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 64,000 | $ 21,333 | $ 86,000 |
| Provo-Orem, UT | 3 | $ 46,000 | $ 15,333 | $ 71,000 |
| Rochester, MN | 3 | $ 45,000 | $ 15,000 | $ 66,000 |
| Spartanburg, SC | 3 | $ 56,000 | $ 18,666 | $ 73,000 |
| Springfield, OH | 3 | $ 36,000 | $ 12,000 | $ 65,000 |
| St. Cloud, MN | 3 | $ 35,000 | $ 11,666 | $ 52,000 |
| Sumter, SC | 3 | $ 49,000 | $ 16,333 | $ 87,000 |
| Tuscaloosa, AL | 3 | $ 37,000 | $ 12,333 | $ 58,000 |
| Yuma, AZ | 3 | $ 75,000 | $ 25,000 | $ 77,000 |
| Athens-Clarke County, GA | 2 | $ 29,000 | $ 14,500 | $ 100,000 |
| Auburn-Opelika, AL | 2 | $ 31,000 | $ 15,500 | $ 178,000 |
| Austin-Round Rock-San Marcos, TX | 2 | $ 40,000 | $ 20,000 | $ 63,000 |
| Bangor, ME | 2 | $ 20,000 | $ 10,000 | $ 58,000 |
| Billings, MT | 2 | $ 28,000 | $ 14,000 | $ 66,000 |
| Burlington-South Burlington, VT | 2 | $ 39,000 | $ 19,500 | $ 122,000 |
| Carson City, NV | 2 | $ 1,528,000 | $ 764,000 | $ 30,000 |
| Danville, IL | 2 | $ 16,000 | $ 8,000 | $ 29,000 |
| Danville, VA | 2 | $ 29,000 | $ 14,500 | $ 59,000 |
| El Centro, CA | 2 | $ 40,000 | $ 20,000 | $ 111,000 |
| Eugene-Springfield, OR | 2 | $ 21,000 | $ 10,500 | $ 45,000 |
| Farmington, NM | 2 | $ 28,000 | $ 14,000 | $ 81,000 |
| Gainesville, GA | 2 | $ 33,000 | $ 16,500 | $ 73,000 |
| Green Bay, WI | 2 | $ 45,000 | $ 22,500 | $ 118,000 |
| Johnson City, TN | 2 | $ 24,000 | $ 12,000 | $ 39,000 |
| Kingston, NY | 2 | $ 36,000 | $ 18,000 | $ 133,000 |
| Lexington-Fayette, KY | 2 | $ 21,000 | $ 10,500 | $ 65,000 |
| Merced, CA | 2 | $ 31,000 | $ 15,500 | $ 96,000 |
| Ocean City, NJ | 2 | $ 45,000 | $ 22,500 | $ 42,000 |
| Olympia, WA | 2 | $ 38,000 | $ 19,000 | $ 54,000 |
| Saginaw-Saginaw Township North, MI | 2 | $ 37,000 | $ 18,500 | $ 50,000 |
| Salem, OR | 2 | $ 26,000 | $ 13,000 | $ 38,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 26,000 | $ 13,000 | $ 39,000 |
| Santa Fe, NM | 2 | $ 30,000 | $ 15,000 | $ 201,000 |
| Sherman-Denison, TX | 2 | $ 48,000 | $ 24,000 | $ 103,000 |
| Winchester, VA-WV | 2 | $ 50,000 | $ 25,000 | $ 84,000 |
| Yakima, WA | 2 | $ 33,000 | $ 16,500 | $ 65,000 |
| Amarillo, TX | 1 | $ 8,000 | $ 8,000 | $ 49,000 |
| Anchorage, AK | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Anderson, SC | 1 | $ 14,000 | $ 14,000 | $ 35,000 |
| Anniston-Oxford, AL | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Brownsville-Harlingen, TX | 1 | $ 8,000 | $ 8,000 | $ 13,000 |
| Brunswick, GA | 1 | $ 9,000 | $ 9,000 | $ 77,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 19,000 | $ 19,000 | $ 160,000 |
| Charlottesville, VA | 1 | $ 5,000 | $ 5,000 | $ 94,000 |
| College Station-Bryan, TX | 1 | $ 6,000 | $ 6,000 | $ 20,000 |
| Columbus, IN | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Dothan, AL | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| El Paso, TX | 1 | $ 7,000 | $ 7,000 | $ 71,000 |
| Evansville, IN-KY | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Harrisburg-Carlisle, PA | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| Hattiesburg, MS | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Ithaca, NY | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Kankakee-Bradley, IL | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Lawrence, KS | 1 | $ 22,000 | $ 22,000 | $ 301,000 |
| Lebanon, PA | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Longview, WA | 1 | $ 13,000 | $ 13,000 | $ 48,000 |
| Macon, GA | 1 | $ 14,000 | $ 14,000 | $ 87,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| Medford, OR | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Midland, TX | 1 | $ 8,000 | $ 8,000 | $ 74,000 |
| Monroe, LA | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Naples-Marco Island, FL | 1 | $ 12,000 | $ 12,000 | $ 78,000 |
| Odessa, TX | 1 | $ 7,000 | $ 7,000 | $ 59,000 |
| Palm Coast, FL | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 4,000 | $ 4,000 | $ 22,000 |
| Pascagoula, MS | 1 | $ 8,000 | $ 8,000 | $ 36,000 |
| Salinas, CA | 1 | $ 22,000 | $ 22,000 | $ 90,000 |
| San Angelo, TX | 1 | $ 8,000 | $ 8,000 | $ 88,000 |
| San Juan-Caguas-Guaynabo, PR | 1 | $ 16,000 | $ 16,000 | $ 70,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Tallahassee, FL | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 9,000 | $ 9,000 | $ 62,000 |
| Tyler, TX | 1 | $ 6,000 | $ 6,000 | $ 60,000 |
| Valdosta, GA | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Victoria, TX | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Wichita Falls, TX | 1 | $ 8,000 | $ 8,000 | $ 19,000 |
Mortgage Loan Application Detail Totals for Admirals Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 9,219 | $152,108,000 | $16,000 | $605,000 | $76,000 | $1,680,000 |
| Refinancing | 388 | $125,894,000 | $324,000 | $8,904,000 | $91,000 | $751,000 |
| Home Purchase | 136 | $56,342,000 | $414,000 | $5,250,000 | $70,000 | $544,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,159 | $199,216,000 | $27,000 | $988,000 | $78,000 | $1,674,000 |
| Black or African American | 1,266 | $20,855,000 | $16,000 | $308,000 | $67,000 | $396,000 |
| Hispanic | 594 | $12,502,000 | $21,000 | $378,000 | $76,000 | $1,302,000 |
| Not Provided | 433 | $13,205,000 | $30,000 | $382,000 | $64,000 | $300,000 |
| Asian | 166 | $4,495,000 | $27,000 | $384,000 | $117,000 | $1,680,000 |
| American Indian or Alaskan Native | 46 | $1,025,000 | $22,000 | $197,000 | $59,000 | $275,000 |
| Native Hawaiian or Other Pacific Islander | 41 | $763,000 | $18,000 | $26,000 | $110,000 | $242,000 |
| Not applicable | 38 | $82,283,000 | $2,165,000 | $8,904,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 9,187 | $173,243,000 | $18,000 | $453,000 | $75,000 | $1,680,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 542 | $158,529,000 | $292,000 | $8,904,000 | $101,000 | $751,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,650,000 | $183,000 | $293,000 | $65,000 | $154,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $922,000 | $184,000 | $214,000 | $56,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 4,274 | $83,182,000 | $19,000 | $605,000 | $65,000 | $1,680,000 |
| Loan Originated | 2,911 | $104,646,000 | $35,000 | $626,000 | $87,000 | $750,000 |
| Application Withdrawn By Applicant | 2,156 | $50,376,000 | $23,000 | $544,000 | $85,000 | $1,674,000 |
| Application Approved But Not Accepted | 232 | $5,407,000 | $23,000 | $988,000 | $84,000 | $400,000 |
| File Closed For Incompleteness | 132 | $8,450,000 | $64,000 | $409,000 | $95,000 | $678,000 |
| Loan Purchased By The Institution | 38 | $82,283,000 | $2,165,000 | $8,904,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,838 | $47,201,000 | $16,000 | $453,000 | $65,000 | $1,264,000 |
| Debt-To-Income Ratio | 1,233 | $26,274,000 | $21,000 | $605,000 | $58,000 | $269,000 |
| Collateral | 128 | $7,105,000 | $55,000 | $417,000 | $95,000 | $738,000 |
| Other | 48 | $1,153,000 | $24,000 | $140,000 | $75,000 | $242,000 |
| Credit Application Incomplete | 7 | $282,000 | $40,000 | $110,000 | $59,000 | $88,000 |
| Employment History | 6 | $624,000 | $104,000 | $240,000 | $63,000 | $76,000 |
| Mortgage Insurance Denied | 6 | $280,000 | $46,000 | $158,000 | $494,000 | $1,680,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $136,000 | $34,000 | $100,000 | $55,000 | $91,000 |
| Unverifiable Information | 4 | $127,000 | $31,000 | $73,000 | $61,000 | $91,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Admirals Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.
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