Embrace Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Embrace Home Loans, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Embrace Home Loans, Inc. 25 Enterprise Center Middletown, RI 02842 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 63,661 |
| Total Mortgage Loan Application Amount | $11,282,452,000 |
| Average Mortgage Loan Application Amount | $182,666 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $5,966,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Embrace Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Embrace Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Embrace Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Embrace Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Embrace Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Embrace Home Loans, Inc.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County Florida | 1,070 | $ 181,902,000 | $ 170,000 | $ 65,000 |
| Montgomery County Maryland | 994 | $ 366,141,000 | $ 368,000 | $ 128,000 |
| Prince George's County Maryland | 755 | $ 207,852,000 | $ 275,000 | $ 91,000 |
| Mobile County Alabama | 742 | $ 89,410,000 | $ 120,000 | $ 50,000 |
| Plymouth County Massachusetts | 636 | $ 165,463,000 | $ 260,000 | $ 100,000 |
| Suffolk County New York | 520 | $ 151,564,000 | $ 291,000 | $ 104,000 |
| Bristol County Massachusetts | 500 | $ 115,217,000 | $ 230,000 | $ 82,000 |
| Providence County Rhode Island | 492 | $ 93,917,000 | $ 190,000 | $ 70,000 |
| New Castle County Delaware | 477 | $ 101,174,000 | $ 212,000 | $ 78,000 |
| Brevard County Florida | 477 | $ 75,801,000 | $ 158,000 | $ 67,000 |
| Anne Arundel County Maryland | 475 | $ 140,949,000 | $ 296,000 | $ 110,000 |
| Philadelphia County Pennsylvania | 459 | $ 58,562,000 | $ 127,000 | $ 55,000 |
| Palm Beach County Florida | 457 | $ 93,924,000 | $ 205,000 | $ 90,000 |
| Middlesex County Massachusetts | 451 | $ 143,286,000 | $ 317,000 | $ 107,000 |
| Polk County Florida | 447 | $ 60,624,000 | $ 135,000 | $ 56,000 |
| Hartford County Connecticut | 387 | $ 68,840,000 | $ 177,000 | $ 65,000 |
| Baltimore County Maryland | 374 | $ 78,584,000 | $ 210,000 | $ 82,000 |
| Worcester County Massachusetts | 373 | $ 74,775,000 | $ 200,000 | $ 74,000 |
| Frederick County Maryland | 360 | $ 95,816,000 | $ 266,000 | $ 92,000 |
| Norfolk County Massachusetts | 349 | $ 100,280,000 | $ 287,000 | $ 101,000 |
| Cumberland County Maine | 345 | $ 81,835,000 | $ 237,000 | $ 100,000 |
| Fairfax County Virginia | 332 | $ 136,166,000 | $ 410,000 | $ 138,000 |
| Essex County Massachusetts | 329 | $ 92,061,000 | $ 279,000 | $ 89,000 |
| Broward County Florida | 298 | $ 62,807,000 | $ 210,000 | $ 80,000 |
| Allegheny County Pennsylvania | 298 | $ 34,619,000 | $ 116,000 | $ 60,000 |
| Hillsborough County Florida | 297 | $ 53,298,000 | $ 179,000 | $ 72,000 |
| Harris County Texas | 296 | $ 48,331,000 | $ 163,000 | $ 77,000 |
| Sussex County Delaware | 281 | $ 56,949,000 | $ 202,000 | $ 86,000 |
| Baltimore City County Maryland | 277 | $ 43,639,000 | $ 157,000 | $ 73,000 |
| Volusia County Florida | 274 | $ 39,995,000 | $ 145,000 | $ 61,000 |
| Erie County New York | 269 | $ 32,190,000 | $ 119,000 | $ 56,000 |
| Miami-Dade County Florida | 263 | $ 51,012,000 | $ 193,000 | $ 74,000 |
| Osceola County Florida | 257 | $ 40,220,000 | $ 156,000 | $ 67,000 |
| Seminole County Florida | 257 | $ 46,040,000 | $ 179,000 | $ 73,000 |
| Hampden County Massachusetts | 254 | $ 43,210,000 | $ 170,000 | $ 71,000 |
| New Haven County Connecticut | 252 | $ 49,632,000 | $ 196,000 | $ 73,000 |
| Newport County Rhode Island | 248 | $ 67,375,000 | $ 271,000 | $ 89,000 |
| Suffolk County Massachusetts | 246 | $ 84,426,000 | $ 343,000 | $ 104,000 |
| Nassau County New York | 243 | $ 76,846,000 | $ 316,000 | $ 106,000 |
| Jefferson County Alabama | 242 | $ 28,666,000 | $ 118,000 | $ 50,000 |
| Hillsborough County New Hampshire | 237 | $ 50,723,000 | $ 214,000 | $ 91,000 |
| Dallas County Texas | 234 | $ 38,231,000 | $ 163,000 | $ 74,000 |
| District of Columbia County District Of Columbia | 231 | $ 90,205,000 | $ 390,000 | $ 128,000 |
| Lynchburg County Virginia | 227 | $ 28,731,000 | $ 126,000 | $ 53,000 |
| Lee County Florida | 222 | $ 40,076,000 | $ 180,000 | $ 72,000 |
| Marion County Indiana | 218 | $ 23,898,000 | $ 109,000 | $ 46,000 |
| Howard County Maryland | 218 | $ 78,545,000 | $ 360,000 | $ 126,000 |
| Bedford County Virginia | 218 | $ 39,440,000 | $ 180,000 | $ 64,000 |
| Roanoke County Virginia | 217 | $ 36,049,000 | $ 166,000 | $ 61,000 |
| Shelby County Tennessee | 216 | $ 23,107,000 | $ 106,000 | $ 57,000 |
| Los Angeles County California | 214 | $ 66,463,000 | $ 310,000 | $ 75,000 |
| Davidson County Tennessee | 212 | $ 34,381,000 | $ 162,000 | $ 62,000 |
| Roanoke City County Virginia | 210 | $ 23,905,000 | $ 113,000 | $ 46,000 |
| Kent County Rhode Island | 209 | $ 39,237,000 | $ 187,000 | $ 72,000 |
| Duval County Florida | 194 | $ 27,722,000 | $ 142,000 | $ 58,000 |
| Milwaukee County Wisconsin | 192 | $ 25,813,000 | $ 134,000 | $ 64,000 |
| York County Maine | 186 | $ 37,052,000 | $ 199,000 | $ 86,000 |
| Campbell County Virginia | 186 | $ 27,922,000 | $ 150,000 | $ 53,000 |
| Montgomery County Virginia | 185 | $ 35,256,000 | $ 190,000 | $ 79,000 |
| Jefferson County Kentucky | 184 | $ 22,898,000 | $ 124,000 | $ 49,000 |
| Mecklenburg County North Carolina | 183 | $ 29,089,000 | $ 158,000 | $ 63,000 |
| Lake County Indiana | 182 | $ 23,294,000 | $ 127,000 | $ 59,000 |
| Barnstable County Massachusetts | 182 | $ 46,209,000 | $ 253,000 | $ 127,000 |
| St. Lucie County Florida | 178 | $ 28,367,000 | $ 159,000 | $ 63,000 |
| Middlesex County New Jersey | 176 | $ 42,774,000 | $ 243,000 | $ 88,000 |
| Washington County Rhode Island | 176 | $ 44,499,000 | $ 252,000 | $ 95,000 |
| DeKalb County Georgia | 173 | $ 25,462,000 | $ 147,000 | $ 57,000 |
| Ocean County New Jersey | 170 | $ 36,269,000 | $ 213,000 | $ 69,000 |
| Chesterfield County Virginia | 170 | $ 33,682,000 | $ 198,000 | $ 74,000 |
| Queens County New York | 167 | $ 53,792,000 | $ 322,000 | $ 76,000 |
| Gwinnett County Georgia | 166 | $ 27,432,000 | $ 165,000 | $ 67,000 |
| Rockingham County New Hampshire | 166 | $ 42,962,000 | $ 258,000 | $ 108,000 |
| Fairfield County Connecticut | 165 | $ 46,134,000 | $ 279,000 | $ 85,000 |
| Culpeper County Virginia | 161 | $ 36,581,000 | $ 227,000 | $ 77,000 |
| Loudoun County Virginia | 159 | $ 63,244,000 | $ 397,000 | $ 128,000 |
| Fulton County Georgia | 155 | $ 23,391,000 | $ 150,000 | $ 60,000 |
| Baldwin County Alabama | 154 | $ 26,417,000 | $ 171,000 | $ 64,000 |
| Lake County Florida | 154 | $ 27,990,000 | $ 181,000 | $ 65,000 |
| Jackson County Missouri | 153 | $ 17,882,000 | $ 116,000 | $ 61,000 |
| Bergen County New Jersey | 153 | $ 49,104,000 | $ 320,000 | $ 104,000 |
| Camden County New Jersey | 152 | $ 24,977,000 | $ 164,000 | $ 82,000 |
| Tarrant County Texas | 151 | $ 25,317,000 | $ 167,000 | $ 68,000 |
| Jefferson County Louisiana | 150 | $ 23,298,000 | $ 155,000 | $ 53,000 |
| Worcester County Maryland | 150 | $ 29,833,000 | $ 198,000 | $ 117,000 |
| Oklahoma County Oklahoma | 147 | $ 19,374,000 | $ 131,000 | $ 60,000 |
| Tulsa County Oklahoma | 145 | $ 18,354,000 | $ 126,000 | $ 58,000 |
| Virginia Beach County Virginia | 144 | $ 33,548,000 | $ 232,000 | $ 71,000 |
| Henrico County Virginia | 143 | $ 27,054,000 | $ 189,000 | $ 66,000 |
| Monmouth County New Jersey | 140 | $ 38,492,000 | $ 274,000 | $ 114,000 |
| Guilford County North Carolina | 140 | $ 18,120,000 | $ 129,000 | $ 52,000 |
| Wake County North Carolina | 138 | $ 25,682,000 | $ 186,000 | $ 66,000 |
| Delaware County Pennsylvania | 138 | $ 24,163,000 | $ 175,000 | $ 70,000 |
| Lehigh County Pennsylvania | 138 | $ 19,712,000 | $ 142,000 | $ 55,000 |
| York County Pennsylvania | 138 | $ 21,433,000 | $ 155,000 | $ 71,000 |
| St. Louis County Missouri | 136 | $ 20,118,000 | $ 147,000 | $ 67,000 |
| Burlington County New Jersey | 136 | $ 25,920,000 | $ 190,000 | $ 72,000 |
| Prince William County Virginia | 134 | $ 41,918,000 | $ 312,000 | $ 81,000 |
| Berkeley County West Virginia | 134 | $ 22,344,000 | $ 166,000 | $ 58,000 |
| Pasco County Florida | 131 | $ 20,240,000 | $ 154,000 | $ 62,000 |
| Sarasota County Florida | 131 | $ 21,618,000 | $ 165,000 | $ 62,000 |
| Washington County Maryland | 131 | $ 23,667,000 | $ 180,000 | $ 66,000 |
| Montgomery County Pennsylvania | 131 | $ 28,889,000 | $ 220,000 | $ 73,000 |
| Madison County Alabama | 130 | $ 18,306,000 | $ 140,000 | $ 53,000 |
| Cobb County Georgia | 130 | $ 22,758,000 | $ 175,000 | $ 64,000 |
| Bernalillo County New Mexico | 128 | $ 20,726,000 | $ 161,000 | $ 61,000 |
| King County Washington | 125 | $ 35,986,000 | $ 287,000 | $ 83,000 |
| Essex County New Jersey | 122 | $ 27,713,000 | $ 227,000 | $ 72,000 |
| Hennepin County Minnesota | 121 | $ 23,706,000 | $ 195,000 | $ 65,000 |
| East Baton Rouge County Louisiana | 120 | $ 16,063,000 | $ 133,000 | $ 63,000 |
| Union County New Jersey | 119 | $ 28,835,000 | $ 242,000 | $ 81,000 |
| Manatee County Florida | 118 | $ 23,747,000 | $ 201,000 | $ 82,000 |
| Greenville County South Carolina | 118 | $ 18,059,000 | $ 153,000 | $ 57,000 |
| Kent County Delaware | 116 | $ 22,933,000 | $ 197,000 | $ 60,000 |
| Martin County Florida | 116 | $ 26,196,000 | $ 225,000 | $ 100,000 |
| Sedgwick County Kansas | 116 | $ 13,013,000 | $ 112,000 | $ 58,000 |
| Onondaga County New York | 116 | $ 15,006,000 | $ 129,000 | $ 59,000 |
| Kennebec County Maine | 115 | $ 15,539,000 | $ 135,000 | $ 48,000 |
| Pulaski County Arkansas | 114 | $ 14,146,000 | $ 124,000 | $ 55,000 |
| Kings County New York | 114 | $ 40,458,000 | $ 354,000 | $ 88,000 |
| Bexar County Texas | 114 | $ 15,529,000 | $ 136,000 | $ 70,000 |
| Orleans County Louisiana | 113 | $ 18,358,000 | $ 162,000 | $ 56,000 |
| Richland County South Carolina | 111 | $ 15,959,000 | $ 143,000 | $ 58,000 |
| Cook County Illinois | 110 | $ 17,896,000 | $ 162,000 | $ 66,000 |
| Orange County New York | 110 | $ 23,750,000 | $ 215,000 | $ 89,000 |
| Riverside County California | 109 | $ 23,974,000 | $ 219,000 | $ 75,000 |
| Charles County Maryland | 109 | $ 30,919,000 | $ 283,000 | $ 97,000 |
| Gloucester County New Jersey | 109 | $ 17,678,000 | $ 162,000 | $ 68,000 |
| Johnson County Kansas | 108 | $ 17,976,000 | $ 166,000 | $ 70,000 |
| Pierce County Washington | 106 | $ 23,496,000 | $ 221,000 | $ 70,000 |
| Caddo County Louisiana | 105 | $ 13,073,000 | $ 124,000 | $ 50,000 |
| Luzerne County Pennsylvania | 105 | $ 11,569,000 | $ 110,000 | $ 56,000 |
| San Bernardino County California | 103 | $ 23,918,000 | $ 232,000 | $ 74,000 |
| Hamilton County Tennessee | 103 | $ 13,048,000 | $ 126,000 | $ 63,000 |
| Westchester County New York | 102 | $ 32,911,000 | $ 322,000 | $ 100,000 |
| Berks County Pennsylvania | 102 | $ 15,533,000 | $ 152,000 | $ 60,000 |
| Lancaster County Pennsylvania | 102 | $ 19,217,000 | $ 188,000 | $ 89,000 |
| Carroll County Maryland | 101 | $ 29,038,000 | $ 287,000 | $ 88,000 |
| Richmond County New York | 100 | $ 29,519,000 | $ 295,000 | $ 74,000 |
| Henry County Georgia | 99 | $ 16,076,000 | $ 162,000 | $ 60,000 |
| Northampton County Pennsylvania | 99 | $ 15,324,000 | $ 154,000 | $ 66,000 |
| Bucks County Pennsylvania | 98 | $ 19,854,000 | $ 202,000 | $ 73,000 |
| Cecil County Maryland | 96 | $ 20,819,000 | $ 216,000 | $ 79,000 |
| Forsyth County North Carolina | 96 | $ 11,615,000 | $ 120,000 | $ 48,000 |
| Westmoreland County Pennsylvania | 96 | $ 12,513,000 | $ 130,000 | $ 57,000 |
| Amherst County Virginia | 96 | $ 13,146,000 | $ 136,000 | $ 52,000 |
| New London County Connecticut | 95 | $ 18,073,000 | $ 190,000 | $ 69,000 |
| Polk County Iowa | 95 | $ 11,358,000 | $ 119,000 | $ 53,000 |
| Kanawha County West Virginia | 95 | $ 10,623,000 | $ 111,000 | $ 55,000 |
| Douglas County Nebraska | 94 | $ 12,321,000 | $ 131,000 | $ 74,000 |
| Collin County Texas | 93 | $ 21,981,000 | $ 236,000 | $ 128,000 |
| Spotsylvania County Virginia | 92 | $ 23,531,000 | $ 255,000 | $ 82,000 |
| El Paso County Colorado | 91 | $ 15,932,000 | $ 175,000 | $ 61,000 |
| Allen County Indiana | 90 | $ 8,688,000 | $ 96,000 | $ 47,000 |
| Harford County Maryland | 90 | $ 21,384,000 | $ 237,000 | $ 77,000 |
| Chester County Pennsylvania | 90 | $ 23,586,000 | $ 262,000 | $ 120,000 |
| Morris County New Jersey | 89 | $ 28,314,000 | $ 318,000 | $ 101,000 |
| Rutherford County Tennessee | 89 | $ 11,886,000 | $ 133,000 | $ 47,000 |
| Chesapeake County Virginia | 88 | $ 18,523,000 | $ 210,000 | $ 69,000 |
| Wicomico County Maryland | 87 | $ 13,611,000 | $ 156,000 | $ 58,000 |
| Atlantic County New Jersey | 87 | $ 15,397,000 | $ 176,000 | $ 86,000 |
| Montgomery County Alabama | 85 | $ 8,390,000 | $ 98,000 | $ 50,000 |
| DeSoto County Mississippi | 85 | $ 13,011,000 | $ 153,000 | $ 55,000 |
| Stafford County Virginia | 85 | $ 23,177,000 | $ 272,000 | $ 97,000 |
| Maricopa County Arizona | 84 | $ 13,102,000 | $ 155,000 | $ 57,000 |
| Penobscot County Maine | 84 | $ 10,893,000 | $ 129,000 | $ 53,000 |
| Marion County Florida | 82 | $ 10,012,000 | $ 122,000 | $ 47,000 |
| Spokane County Washington | 82 | $ 13,678,000 | $ 166,000 | $ 65,000 |
| Horry County South Carolina | 81 | $ 11,528,000 | $ 142,000 | $ 58,000 |
| Pinellas County Florida | 80 | $ 15,204,000 | $ 190,000 | $ 79,000 |
| Wayne County Michigan | 80 | $ 11,933,000 | $ 149,000 | $ 108,000 |
| Cumberland County North Carolina | 80 | $ 9,556,000 | $ 119,000 | $ 50,000 |
| Monroe County Pennsylvania | 80 | $ 13,072,000 | $ 163,000 | $ 83,000 |
| Augusta County Virginia | 79 | $ 15,467,000 | $ 195,000 | $ 67,000 |
| Richmond County Georgia | 77 | $ 8,704,000 | $ 113,000 | $ 52,000 |
| Norfolk County Virginia | 77 | $ 13,444,000 | $ 174,000 | $ 67,000 |
| Sacramento County California | 74 | $ 16,275,000 | $ 219,000 | $ 67,000 |
| Highlands County Florida | 74 | $ 8,907,000 | $ 120,000 | $ 48,000 |
| Mercer County New Jersey | 74 | $ 14,323,000 | $ 193,000 | $ 72,000 |
| El Paso County Texas | 74 | $ 9,333,000 | $ 126,000 | $ 70,000 |
| Snohomish County Washington | 73 | $ 19,329,000 | $ 264,000 | $ 81,000 |
| Chatham County Georgia | 72 | $ 9,115,000 | $ 126,000 | $ 47,000 |
| Clayton County Georgia | 72 | $ 8,018,000 | $ 111,000 | $ 43,000 |
| Somerset County New Jersey | 72 | $ 20,111,000 | $ 279,000 | $ 80,000 |
| Fort Bend County Texas | 72 | $ 13,180,000 | $ 183,000 | $ 82,000 |
| Tuscaloosa County Alabama | 71 | $ 9,450,000 | $ 133,000 | $ 47,000 |
| St. Tammany County Louisiana | 70 | $ 11,272,000 | $ 161,000 | $ 63,000 |
| Hinds County Mississippi | 70 | $ 7,339,000 | $ 104,000 | $ 55,000 |
| Oneida County New York | 70 | $ 8,097,000 | $ 115,000 | $ 54,000 |
| York County South Carolina | 70 | $ 10,738,000 | $ 153,000 | $ 65,000 |
| Knox County Tennessee | 70 | $ 8,963,000 | $ 128,000 | $ 48,000 |
| Charlotte County Florida | 69 | $ 9,774,000 | $ 141,000 | $ 50,000 |
| Cherokee County Georgia | 69 | $ 12,473,000 | $ 180,000 | $ 78,000 |
| Greene County Missouri | 69 | $ 8,297,000 | $ 120,000 | $ 44,000 |
| Passaic County New Jersey | 69 | $ 17,001,000 | $ 246,000 | $ 81,000 |
| Monroe County New York | 69 | $ 8,584,000 | $ 124,000 | $ 57,000 |
| Spartanburg County South Carolina | 69 | $ 8,363,000 | $ 121,000 | $ 56,000 |
| Lafayette County Louisiana | 68 | $ 10,790,000 | $ 158,000 | $ 68,000 |
| Erie County Pennsylvania | 68 | $ 7,912,000 | $ 116,000 | $ 52,000 |
| Jackson County Mississippi | 67 | $ 7,367,000 | $ 109,000 | $ 53,000 |
| Lackawanna County Pennsylvania | 67 | $ 8,445,000 | $ 126,000 | $ 60,000 |
| Charleston County South Carolina | 67 | $ 11,767,000 | $ 175,000 | $ 60,000 |
| Denton County Texas | 67 | $ 14,064,000 | $ 209,000 | $ 101,000 |
| Arlington County Virginia | 66 | $ 29,795,000 | $ 451,000 | $ 149,000 |
| Ulster County New York | 65 | $ 12,656,000 | $ 194,000 | $ 73,000 |
| Gaston County North Carolina | 65 | $ 7,542,000 | $ 116,000 | $ 53,000 |
| Salt Lake County Utah | 65 | $ 12,488,000 | $ 192,000 | $ 63,000 |
| Richmond City County Virginia | 65 | $ 10,846,000 | $ 166,000 | $ 70,000 |
| Merrimack County New Hampshire | 64 | $ 12,092,000 | $ 188,000 | $ 76,000 |
| Durham County North Carolina | 64 | $ 8,823,000 | $ 137,000 | $ 53,000 |
| Lucas County Ohio | 64 | $ 7,614,000 | $ 118,000 | $ 55,000 |
| Albemarle County Virginia | 64 | $ 16,531,000 | $ 258,000 | $ 95,000 |
| Macomb County Michigan | 63 | $ 9,604,000 | $ 152,000 | $ 72,000 |
| Hudson County New Jersey | 63 | $ 17,029,000 | $ 270,000 | $ 93,000 |
| Alamance County North Carolina | 63 | $ 7,191,000 | $ 114,000 | $ 41,000 |
| Adams County Colorado | 62 | $ 13,648,000 | $ 220,000 | $ 76,000 |
| Winnebago County Illinois | 62 | $ 6,558,000 | $ 105,000 | $ 51,000 |
| Appomattox County Virginia | 62 | $ 9,554,000 | $ 154,000 | $ 60,000 |
| Madison County Indiana | 61 | $ 5,110,000 | $ 83,000 | $ 43,000 |
| St. Joseph County Indiana | 61 | $ 6,889,000 | $ 112,000 | $ 56,000 |
| Dutchess County New York | 61 | $ 14,197,000 | $ 232,000 | $ 90,000 |
| Canyon County Idaho | 60 | $ 8,829,000 | $ 147,000 | $ 56,000 |
| Calvert County Maryland | 60 | $ 17,933,000 | $ 298,000 | $ 93,000 |
| Franklin County Pennsylvania | 60 | $ 9,045,000 | $ 150,000 | $ 55,000 |
| Shelby County Alabama | 59 | $ 10,544,000 | $ 178,000 | $ 75,000 |
| Arapahoe County Colorado | 59 | $ 13,446,000 | $ 227,000 | $ 71,000 |
| Ramsey County Minnesota | 59 | $ 10,247,000 | $ 173,000 | $ 66,000 |
| Cumberland County New Jersey | 59 | $ 7,711,000 | $ 130,000 | $ 56,000 |
| Broome County New York | 59 | $ 5,906,000 | $ 100,000 | $ 48,000 |
| Pulaski County Virginia | 59 | $ 8,105,000 | $ 137,000 | $ 58,000 |
| Kern County California | 58 | $ 9,128,000 | $ 157,000 | $ 56,000 |
| Kenton County Kentucky | 58 | $ 7,477,000 | $ 128,000 | $ 56,000 |
| Sussex County New Jersey | 58 | $ 12,760,000 | $ 220,000 | $ 76,000 |
| Rensselaer County New York | 58 | $ 9,886,000 | $ 170,000 | $ 75,000 |
| Dauphin County Pennsylvania | 58 | $ 7,322,000 | $ 126,000 | $ 74,000 |
| Washington County Pennsylvania | 58 | $ 8,718,000 | $ 150,000 | $ 58,000 |
| Travis County Texas | 58 | $ 10,890,000 | $ 187,000 | $ 81,000 |
| Middlesex County Connecticut | 57 | $ 11,912,000 | $ 208,000 | $ 91,000 |
| Oakland County Michigan | 57 | $ 9,686,000 | $ 169,000 | $ 80,000 |
| Montgomery County Texas | 57 | $ 11,828,000 | $ 207,000 | $ 84,000 |
| Litchfield County Connecticut | 56 | $ 11,527,000 | $ 205,000 | $ 108,000 |
| Escambia County Florida | 56 | $ 7,923,000 | $ 141,000 | $ 62,000 |
| Shawnee County Kansas | 56 | $ 5,266,000 | $ 94,000 | $ 53,000 |
| Catawba County North Carolina | 56 | $ 8,021,000 | $ 143,000 | $ 56,000 |
| Multnomah County Oregon | 56 | $ 14,010,000 | $ 250,000 | $ 77,000 |
| Hernando County Florida | 55 | $ 8,066,000 | $ 146,000 | $ 54,000 |
| Dakota County Minnesota | 55 | $ 11,893,000 | $ 216,000 | $ 82,000 |
| Williamson County Tennessee | 55 | $ 13,348,000 | $ 242,000 | $ 80,000 |
| Salem County Virginia | 55 | $ 7,433,000 | $ 135,000 | $ 54,000 |
| Waukesha County Wisconsin | 55 | $ 12,024,000 | $ 218,000 | $ 78,000 |
| Washington County Arkansas | 54 | $ 7,747,000 | $ 143,000 | $ 56,000 |
| Fresno County California | 54 | $ 9,855,000 | $ 182,000 | $ 63,000 |
| Saratoga County New York | 54 | $ 10,569,000 | $ 195,000 | $ 60,000 |
| Aiken County South Carolina | 54 | $ 6,535,000 | $ 121,000 | $ 45,000 |
| Lexington County South Carolina | 54 | $ 7,005,000 | $ 129,000 | $ 54,000 |
| Rock County Wisconsin | 54 | $ 6,669,000 | $ 123,000 | $ 60,000 |
| Orange County California | 53 | $ 19,330,000 | $ 364,000 | $ 86,000 |
| San Diego County California | 53 | $ 17,784,000 | $ 335,000 | $ 88,000 |
| Schenectady County New York | 53 | $ 6,798,000 | $ 128,000 | $ 54,000 |
| Cuyahoga County Ohio | 53 | $ 5,484,000 | $ 103,000 | $ 53,000 |
| Franklin County Virginia | 53 | $ 8,935,000 | $ 168,000 | $ 67,000 |
| Lee County Alabama | 52 | $ 6,435,000 | $ 123,000 | $ 47,000 |
| Jefferson County Missouri | 52 | $ 7,534,000 | $ 144,000 | $ 54,000 |
| Davidson County North Carolina | 52 | $ 5,897,000 | $ 113,000 | $ 48,000 |
| Anderson County South Carolina | 52 | $ 6,205,000 | $ 119,000 | $ 50,000 |
| Windham County Connecticut | 51 | $ 8,308,000 | $ 162,000 | $ 54,000 |
| Madison County Mississippi | 51 | $ 8,155,000 | $ 159,000 | $ 71,000 |
| Albany County New York | 51 | $ 8,635,000 | $ 169,000 | $ 70,000 |
| Franklin County Ohio | 51 | $ 5,983,000 | $ 117,000 | $ 55,000 |
| Elkhart County Indiana | 50 | $ 5,700,000 | $ 114,000 | $ 54,000 |
| Fayette County Kentucky | 50 | $ 6,559,000 | $ 131,000 | $ 59,000 |
| St. Louis City County Missouri | 50 | $ 5,905,000 | $ 118,000 | $ 45,000 |
| Stark County Ohio | 50 | $ 5,135,000 | $ 102,000 | $ 56,000 |
| Portsmouth County Virginia | 50 | $ 8,072,000 | $ 161,000 | $ 55,000 |
| Talladega County Alabama | 49 | $ 4,804,000 | $ 98,000 | $ 44,000 |
| Tolland County Connecticut | 49 | $ 9,108,000 | $ 185,000 | $ 76,000 |
| Strafford County New Hampshire | 49 | $ 8,944,000 | $ 182,000 | $ 91,000 |
| Marion County Oregon | 49 | $ 8,847,000 | $ 180,000 | $ 53,000 |
| Rockingham County Virginia | 49 | $ 7,545,000 | $ 153,000 | $ 77,000 |
| Jefferson County Arkansas | 48 | $ 5,231,000 | $ 108,000 | $ 44,000 |
| Jefferson County Colorado | 48 | $ 12,063,000 | $ 251,000 | $ 73,000 |
| Collier County Florida | 48 | $ 11,258,000 | $ 234,000 | $ 108,000 |
| Paulding County Georgia | 48 | $ 7,846,000 | $ 163,000 | $ 74,000 |
| Rankin County Mississippi | 48 | $ 7,502,000 | $ 156,000 | $ 57,000 |
| Rockland County New York | 48 | $ 15,340,000 | $ 319,000 | $ 115,000 |
| Beaver County Pennsylvania | 48 | $ 5,417,000 | $ 112,000 | $ 54,000 |
| Hanover County Virginia | 48 | $ 11,863,000 | $ 247,000 | $ 76,000 |
| Clark County Washington | 48 | $ 10,625,000 | $ 221,000 | $ 68,000 |
| Muscogee County Georgia | 47 | $ 5,758,000 | $ 122,000 | $ 45,000 |
| Rockdale County Georgia | 47 | $ 7,209,000 | $ 153,000 | $ 62,000 |
| Bristol County Rhode Island | 47 | $ 12,003,000 | $ 255,000 | $ 79,000 |
| Montgomery County Tennessee | 47 | $ 6,952,000 | $ 147,000 | $ 53,000 |
| Racine County Wisconsin | 47 | $ 7,390,000 | $ 157,000 | $ 88,000 |
| Calhoun County Alabama | 46 | $ 4,623,000 | $ 100,000 | $ 43,000 |
| Coweta County Georgia | 46 | $ 6,827,000 | $ 148,000 | $ 65,000 |
| Terrebonne County Louisiana | 46 | $ 6,209,000 | $ 134,000 | $ 68,000 |
| Sullivan County Tennessee | 46 | $ 5,604,000 | $ 121,000 | $ 40,000 |
| Floyd County Virginia | 46 | $ 6,655,000 | $ 144,000 | $ 50,000 |
| Pueblo County Colorado | 45 | $ 4,779,000 | $ 106,000 | $ 45,000 |
| Clay County Florida | 45 | $ 8,054,000 | $ 178,000 | $ 82,000 |
| Vanderburgh County Indiana | 45 | $ 4,564,000 | $ 101,000 | $ 48,000 |
| Fayette County Pennsylvania | 45 | $ 4,421,000 | $ 98,000 | $ 61,000 |
| Schuylkill County Pennsylvania | 45 | $ 4,208,000 | $ 93,000 | $ 47,000 |
| Tulare County California | 44 | $ 7,346,000 | $ 166,000 | $ 72,000 |
| Denver County Colorado | 44 | $ 12,840,000 | $ 291,000 | $ 94,000 |
| Scott County Iowa | 44 | $ 5,351,000 | $ 121,000 | $ 64,000 |
| Ouachita County Louisiana | 44 | $ 6,493,000 | $ 147,000 | $ 66,000 |
| Niagara County New York | 44 | $ 4,537,000 | $ 103,000 | $ 53,000 |
| Cabarrus County North Carolina | 44 | $ 7,264,000 | $ 165,000 | $ 70,000 |
| Iredell County North Carolina | 44 | $ 6,330,000 | $ 143,000 | $ 50,000 |
| Rowan County North Carolina | 44 | $ 4,665,000 | $ 106,000 | $ 42,000 |
| Blair County Pennsylvania | 44 | $ 5,053,000 | $ 114,000 | $ 54,000 |
| Shenandoah County Virginia | 44 | $ 7,592,000 | $ 172,000 | $ 63,000 |
| Benton County Arkansas | 43 | $ 6,916,000 | $ 160,000 | $ 63,000 |
| Sebastian County Arkansas | 43 | $ 4,027,000 | $ 93,000 | $ 40,000 |
| Bibb County Georgia | 43 | $ 4,642,000 | $ 107,000 | $ 52,000 |
| Douglas County Georgia | 43 | $ 6,106,000 | $ 142,000 | $ 57,000 |
| Hamilton County Indiana | 43 | $ 6,824,000 | $ 158,000 | $ 57,000 |
| Warren County New Jersey | 43 | $ 8,776,000 | $ 204,000 | $ 90,000 |
| Chautauqua County New York | 43 | $ 4,585,000 | $ 106,000 | $ 62,000 |
| Cambria County Pennsylvania | 43 | $ 3,909,000 | $ 90,000 | $ 45,000 |
| Cumberland County Pennsylvania | 43 | $ 7,074,000 | $ 164,000 | $ 60,000 |
| Lebanon County Pennsylvania | 43 | $ 5,617,000 | $ 130,000 | $ 54,000 |
| Wilson County Tennessee | 43 | $ 8,881,000 | $ 206,000 | $ 77,000 |
| Jefferson County West Virginia | 43 | $ 8,989,000 | $ 209,000 | $ 77,000 |
| Anoka County Minnesota | 42 | $ 8,151,000 | $ 194,000 | $ 78,000 |
| Buncombe County North Carolina | 42 | $ 7,666,000 | $ 182,000 | $ 53,000 |
| Cleveland County North Carolina | 42 | $ 4,295,000 | $ 102,000 | $ 42,000 |
| Union County North Carolina | 42 | $ 8,385,000 | $ 199,000 | $ 81,000 |
| Clackamas County Oregon | 42 | $ 11,258,000 | $ 268,000 | $ 106,000 |
| Lycoming County Pennsylvania | 42 | $ 4,693,000 | $ 111,000 | $ 48,000 |
| Botetourt County Virginia | 42 | $ 7,389,000 | $ 175,000 | $ 59,000 |
| San Joaquin County California | 41 | $ 9,456,000 | $ 230,000 | $ 84,000 |
| St. Clair County Illinois | 41 | $ 4,747,000 | $ 115,000 | $ 54,000 |
| Cape May County New Jersey | 41 | $ 9,246,000 | $ 225,000 | $ 120,000 |
| Sumner County Tennessee | 41 | $ 6,485,000 | $ 158,000 | $ 61,000 |
| Fauquier County Virginia | 41 | $ 13,118,000 | $ 319,000 | $ 96,000 |
| Wood County West Virginia | 41 | $ 4,039,000 | $ 98,000 | $ 46,000 |
| Indian River County Florida | 40 | $ 5,947,000 | $ 148,000 | $ 60,000 |
| Peoria County Illinois | 40 | $ 4,926,000 | $ 123,000 | $ 59,000 |
| Clark County Indiana | 40 | $ 4,440,000 | $ 111,000 | $ 63,000 |
| Livingston County Louisiana | 40 | $ 5,058,000 | $ 126,000 | $ 54,000 |
| St. Louis County Minnesota | 40 | $ 5,461,000 | $ 136,000 | $ 69,000 |
| Butler County Ohio | 40 | $ 4,863,000 | $ 121,000 | $ 63,000 |
| Pittsylvania County Virginia | 40 | $ 5,099,000 | $ 127,000 | $ 46,000 |
| Saline County Arkansas | 39 | $ 4,426,000 | $ 113,000 | $ 46,000 |
| Stanislaus County California | 39 | $ 9,140,000 | $ 234,000 | $ 66,000 |
| Leon County Florida | 39 | $ 5,260,000 | $ 134,000 | $ 59,000 |
| Ada County Idaho | 39 | $ 6,990,000 | $ 179,000 | $ 69,000 |
| New Hanover County North Carolina | 39 | $ 6,010,000 | $ 154,000 | $ 59,000 |
| Lorain County Ohio | 39 | $ 4,831,000 | $ 123,000 | $ 56,000 |
| Kitsap County Washington | 39 | $ 8,994,000 | $ 230,000 | $ 62,000 |
| Marathon County Wisconsin | 39 | $ 5,397,000 | $ 138,000 | $ 52,000 |
| Fayette County Georgia | 38 | $ 7,369,000 | $ 193,000 | $ 104,000 |
| Kootenai County Idaho | 38 | $ 6,564,000 | $ 172,000 | $ 56,000 |
| Sangamon County Illinois | 38 | $ 4,715,000 | $ 124,000 | $ 61,000 |
| Rapides County Louisiana | 38 | $ 5,030,000 | $ 132,000 | $ 52,000 |
| Oxford County Maine | 38 | $ 5,807,000 | $ 152,000 | $ 57,000 |
| Washington County Minnesota | 38 | $ 9,013,000 | $ 237,000 | $ 86,000 |
| Harrison County Mississippi | 38 | $ 4,920,000 | $ 129,000 | $ 54,000 |
| Clay County Missouri | 38 | $ 4,515,000 | $ 118,000 | $ 58,000 |
| Jefferson County New York | 38 | $ 5,054,000 | $ 133,000 | $ 63,000 |
| Cleveland County Oklahoma | 38 | $ 4,789,000 | $ 126,000 | $ 64,000 |
| Washington County Oregon | 38 | $ 9,923,000 | $ 261,000 | $ 95,000 |
| Dickson County Tennessee | 38 | $ 4,811,000 | $ 126,000 | $ 44,000 |
| Orange County Virginia | 38 | $ 7,150,000 | $ 188,000 | $ 69,000 |
| Garland County Arkansas | 37 | $ 4,338,000 | $ 117,000 | $ 49,000 |
| LaPorte County Indiana | 37 | $ 4,871,000 | $ 131,000 | $ 61,000 |
| Porter County Indiana | 37 | $ 5,774,000 | $ 156,000 | $ 64,000 |
| Black Hawk County Iowa | 37 | $ 4,186,000 | $ 113,000 | $ 51,000 |
| Androscoggin County Maine | 37 | $ 5,999,000 | $ 162,000 | $ 84,000 |
| Summit County Ohio | 37 | $ 4,569,000 | $ 123,000 | $ 62,000 |
| Comanche County Oklahoma | 37 | $ 4,169,000 | $ 112,000 | $ 54,000 |
| Butler County Pennsylvania | 37 | $ 6,442,000 | $ 174,000 | $ 62,000 |
| Bradley County Tennessee | 37 | $ 3,975,000 | $ 107,000 | $ 52,000 |
| Galveston County Texas | 37 | $ 6,707,000 | $ 181,000 | $ 96,000 |
| Hampton County Virginia | 37 | $ 6,358,000 | $ 171,000 | $ 50,000 |
| Putnam County West Virginia | 37 | $ 5,070,000 | $ 137,000 | $ 57,000 |
| Houston County Alabama | 36 | $ 4,097,000 | $ 113,000 | $ 49,000 |
| Santa Rosa County Florida | 36 | $ 4,932,000 | $ 137,000 | $ 48,000 |
| Johnson County Indiana | 36 | $ 4,806,000 | $ 133,000 | $ 49,000 |
| Bossier County Louisiana | 36 | $ 5,556,000 | $ 154,000 | $ 60,000 |
| Iberia County Louisiana | 36 | $ 3,521,000 | $ 97,000 | $ 51,000 |
| Hampshire County Massachusetts | 36 | $ 7,541,000 | $ 209,000 | $ 70,000 |
| Brunswick County North Carolina | 36 | $ 4,833,000 | $ 134,000 | $ 59,000 |
| Johnston County North Carolina | 36 | $ 5,602,000 | $ 155,000 | $ 60,000 |
| Lane County Oregon | 36 | $ 6,707,000 | $ 186,000 | $ 67,000 |
| Adams County Pennsylvania | 36 | $ 6,514,000 | $ 180,000 | $ 59,000 |
| Dorchester County South Carolina | 36 | $ 6,160,000 | $ 171,000 | $ 57,000 |
| Sumter County South Carolina | 36 | $ 4,239,000 | $ 117,000 | $ 48,000 |
| Greene County Tennessee | 36 | $ 4,812,000 | $ 133,000 | $ 40,000 |
| Brazoria County Texas | 36 | $ 5,733,000 | $ 159,000 | $ 79,000 |
| Alachua County Florida | 35 | $ 4,854,000 | $ 138,000 | $ 65,000 |
| Clinton County New York | 35 | $ 4,023,000 | $ 114,000 | $ 56,000 |
| Onslow County North Carolina | 35 | $ 4,301,000 | $ 122,000 | $ 47,000 |
| Newport News County Virginia | 35 | $ 5,100,000 | $ 145,000 | $ 53,000 |
| Etowah County Alabama | 34 | $ 3,948,000 | $ 116,000 | $ 46,000 |
| Alameda County California | 34 | $ 12,157,000 | $ 357,000 | $ 81,000 |
| Lafourche County Louisiana | 34 | $ 4,673,000 | $ 137,000 | $ 62,000 |
| St. Charles County Louisiana | 34 | $ 5,339,000 | $ 157,000 | $ 70,000 |
| Tangipahoa County Louisiana | 34 | $ 4,524,000 | $ 133,000 | $ 57,000 |
| St. Mary's County Maryland | 34 | $ 9,357,000 | $ 275,000 | $ 82,000 |
| Franklin County New York | 34 | $ 3,391,000 | $ 99,000 | $ 53,000 |
| Washington County New York | 34 | $ 4,084,000 | $ 120,000 | $ 49,000 |
| Trumbull County Ohio | 34 | $ 3,351,000 | $ 98,000 | $ 61,000 |
| Berkeley County South Carolina | 34 | $ 5,076,000 | $ 149,000 | $ 55,000 |
| Maury County Tennessee | 34 | $ 5,021,000 | $ 147,000 | $ 65,000 |
| Elmore County Alabama | 33 | $ 4,580,000 | $ 138,000 | $ 48,000 |
| Craighead County Arkansas | 33 | $ 4,010,000 | $ 121,000 | $ 49,000 |
| Contra Costa County California | 33 | $ 10,111,000 | $ 306,000 | $ 72,000 |
| Pottawattamie County Iowa | 33 | $ 3,719,000 | $ 112,000 | $ 52,000 |
| Belknap County New Hampshire | 33 | $ 6,260,000 | $ 189,000 | $ 78,000 |
| Hunterdon County New Jersey | 33 | $ 10,662,000 | $ 323,000 | $ 99,000 |
| Sullivan County New York | 33 | $ 4,554,000 | $ 138,000 | $ 74,000 |
| Caldwell County North Carolina | 33 | $ 3,511,000 | $ 106,000 | $ 42,000 |
| Richland County Ohio | 33 | $ 3,429,000 | $ 103,000 | $ 45,000 |
| Jackson County Oregon | 33 | $ 6,375,000 | $ 193,000 | $ 48,000 |
| Benton County Washington | 33 | $ 5,070,000 | $ 153,000 | $ 60,000 |
| Fond du Lac County Wisconsin | 33 | $ 4,586,000 | $ 138,000 | $ 59,000 |
| Outagamie County Wisconsin | 33 | $ 4,246,000 | $ 128,000 | $ 59,000 |
| Walker County Alabama | 32 | $ 2,944,000 | $ 92,000 | $ 45,000 |
| Carroll County Georgia | 32 | $ 4,004,000 | $ 125,000 | $ 62,000 |
| Hall County Georgia | 32 | $ 5,018,000 | $ 156,000 | $ 59,000 |
| Boone County Kentucky | 32 | $ 4,970,000 | $ 155,000 | $ 47,000 |
| Nash County North Carolina | 32 | $ 3,721,000 | $ 116,000 | $ 48,000 |
| Hamblen County Tennessee | 32 | $ 3,521,000 | $ 110,000 | $ 38,000 |
| Madison County Tennessee | 32 | $ 3,501,000 | $ 109,000 | $ 56,000 |
| Cameron County Texas | 32 | $ 4,909,000 | $ 153,000 | $ 91,000 |
| Alexandria County Virginia | 32 | $ 12,593,000 | $ 393,000 | $ 126,000 |
| Louisa County Virginia | 32 | $ 5,439,000 | $ 169,000 | $ 62,000 |
| Brown County Wisconsin | 32 | $ 4,728,000 | $ 147,000 | $ 68,000 |
| Kenosha County Wisconsin | 32 | $ 5,295,000 | $ 165,000 | $ 71,000 |
| Cullman County Alabama | 31 | $ 4,759,000 | $ 153,000 | $ 54,000 |
| St. Johns County Florida | 31 | $ 6,294,000 | $ 203,000 | $ 100,000 |
| Dougherty County Georgia | 31 | $ 3,512,000 | $ 113,000 | $ 50,000 |
| Newton County Georgia | 31 | $ 4,235,000 | $ 136,000 | $ 56,000 |
| Ascension County Louisiana | 31 | $ 5,318,000 | $ 171,000 | $ 61,000 |
| Berkshire County Massachusetts | 31 | $ 5,682,000 | $ 183,000 | $ 69,000 |
| Lowndes County Mississippi | 31 | $ 2,777,000 | $ 89,000 | $ 33,000 |
| Carroll County New Hampshire | 31 | $ 5,514,000 | $ 177,000 | $ 89,000 |
| Oswego County New York | 31 | $ 2,792,000 | $ 90,000 | $ 61,000 |
| Portage County Ohio | 31 | $ 4,227,000 | $ 136,000 | $ 58,000 |
| Pickens County South Carolina | 31 | $ 4,373,000 | $ 141,000 | $ 60,000 |
| Carroll County Virginia | 31 | $ 3,844,000 | $ 124,000 | $ 64,000 |
| Page County Virginia | 31 | $ 4,762,000 | $ 153,000 | $ 56,000 |
| Bay County Florida | 30 | $ 4,855,000 | $ 161,000 | $ 124,000 |
| Houston County Georgia | 30 | $ 3,881,000 | $ 129,000 | $ 52,000 |
| Spalding County Georgia | 30 | $ 3,829,000 | $ 127,000 | $ 50,000 |
| Woodbury County Iowa | 30 | $ 3,337,000 | $ 111,000 | $ 50,000 |
| Warren County Kentucky | 30 | $ 3,949,000 | $ 131,000 | $ 66,000 |
| Franklin County Missouri | 30 | $ 4,485,000 | $ 149,000 | $ 61,000 |
| Sandoval County New Mexico | 30 | $ 4,734,000 | $ 157,000 | $ 52,000 |
| Ontario County New York | 30 | $ 3,513,000 | $ 117,000 | $ 64,000 |
| Randolph County North Carolina | 30 | $ 3,039,000 | $ 101,000 | $ 46,000 |
| Columbiana County Ohio | 30 | $ 3,112,000 | $ 103,000 | $ 61,000 |
| Lake County Ohio | 30 | $ 3,676,000 | $ 122,000 | $ 50,000 |
| Licking County Ohio | 30 | $ 3,967,000 | $ 132,000 | $ 53,000 |
| Clearfield County Pennsylvania | 30 | $ 3,269,000 | $ 108,000 | $ 42,000 |
| Bell County Texas | 30 | $ 4,123,000 | $ 137,000 | $ 60,000 |
| Frederick County Virginia | 30 | $ 6,470,000 | $ 215,000 | $ 55,000 |
| Dane County Wisconsin | 30 | $ 6,325,000 | $ 210,000 | $ 68,000 |
| Winnebago County Wisconsin | 30 | $ 3,365,000 | $ 112,000 | $ 61,000 |
| Weld County Colorado | 29 | $ 4,995,000 | $ 172,000 | $ 58,000 |
| Walton County Georgia | 29 | $ 4,596,000 | $ 158,000 | $ 62,000 |
| Vermilion County Illinois | 29 | $ 3,143,000 | $ 108,000 | $ 49,000 |
| Howard County Indiana | 29 | $ 3,535,000 | $ 121,000 | $ 59,000 |
| Allegany County Maryland | 29 | $ 2,861,000 | $ 98,000 | $ 46,000 |
| Kent County Michigan | 29 | $ 3,637,000 | $ 125,000 | $ 56,000 |
| Jasper County Missouri | 29 | $ 2,931,000 | $ 101,000 | $ 45,000 |
| Steuben County New York | 29 | $ 2,950,000 | $ 101,000 | $ 54,000 |
| Lincoln County North Carolina | 29 | $ 3,296,000 | $ 113,000 | $ 46,000 |
| Robertson County Tennessee | 29 | $ 4,356,000 | $ 150,000 | $ 58,000 |
| Limestone County Alabama | 28 | $ 4,184,000 | $ 149,000 | $ 50,000 |
| Morgan County Alabama | 28 | $ 3,288,000 | $ 117,000 | $ 43,000 |
| Bartow County Georgia | 28 | $ 3,753,000 | $ 134,000 | $ 138,000 |
| Macon County Illinois | 28 | $ 2,613,000 | $ 93,000 | $ 60,000 |
| McLean County Illinois | 28 | $ 4,330,000 | $ 154,000 | $ 69,000 |
| Tippecanoe County Indiana | 28 | $ 3,620,000 | $ 129,000 | $ 62,000 |
| Linn County Iowa | 28 | $ 3,951,000 | $ 141,000 | $ 69,000 |
| St. Landry County Louisiana | 28 | $ 3,716,000 | $ 132,000 | $ 65,000 |
| Sarpy County Nebraska | 28 | $ 4,129,000 | $ 147,000 | $ 79,000 |
| Santa Fe County New Mexico | 28 | $ 5,454,000 | $ 194,000 | $ 51,000 |
| Wayne County New York | 28 | $ 2,559,000 | $ 91,000 | $ 59,000 |
| Pitt County North Carolina | 28 | $ 3,066,000 | $ 109,000 | $ 47,000 |
| Robeson County North Carolina | 28 | $ 2,711,000 | $ 96,000 | $ 51,000 |
| Wagoner County Oklahoma | 28 | $ 4,019,000 | $ 143,000 | $ 70,000 |
| Williamson County Texas | 28 | $ 5,978,000 | $ 213,000 | $ 83,000 |
| Staunton County Virginia | 28 | $ 3,802,000 | $ 135,000 | $ 54,000 |
| Yakima County Washington | 28 | $ 3,470,000 | $ 123,000 | $ 57,000 |
| Marion County West Virginia | 28 | $ 3,383,000 | $ 120,000 | $ 62,000 |
| Columbia County Georgia | 27 | $ 4,593,000 | $ 170,000 | $ 57,000 |
| Glynn County Georgia | 27 | $ 3,013,000 | $ 111,000 | $ 44,000 |
| Queen Anne's County Maryland | 27 | $ 8,887,000 | $ 329,000 | $ 89,000 |
| Grafton County New Hampshire | 27 | $ 4,111,000 | $ 152,000 | $ 73,000 |
| Rockingham County North Carolina | 27 | $ 2,347,000 | $ 86,000 | $ 36,000 |
| Rutherford County North Carolina | 27 | $ 2,671,000 | $ 98,000 | $ 48,000 |
| Belmont County Ohio | 27 | $ 2,929,000 | $ 108,000 | $ 59,000 |
| Canadian County Oklahoma | 27 | $ 3,586,000 | $ 132,000 | $ 54,000 |
| Putnam County Tennessee | 27 | $ 3,212,000 | $ 118,000 | $ 38,000 |
| Tipton County Tennessee | 27 | $ 3,774,000 | $ 139,000 | $ 45,000 |
| Madison County Virginia | 27 | $ 5,896,000 | $ 218,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Embrace Home Loans, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 48,162 | $8,108,802,000 | $168,000 | $3,000,000 | $66,000 | $3,651,000 |
| Home Purchase | 13,630 | $2,852,407,000 | $209,000 | $1,854,000 | $81,000 | $5,966,000 |
| Home Improvement | 1,869 | $321,243,000 | $171,000 | $744,000 | $75,000 | $1,120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 31,991 | $5,887,619,000 | $184,000 | $3,000,000 | $74,000 | $5,966,000 |
| Not Provided | 21,203 | $3,478,206,000 | $164,000 | $1,854,000 | $64,000 | $3,120,000 |
| Black or African American | 5,356 | $855,491,000 | $159,000 | $1,112,000 | $59,000 | $1,680,000 |
| Hispanic | 3,855 | $746,279,000 | $193,000 | $1,280,000 | $63,000 | $1,289,000 |
| Asian | 975 | $256,233,000 | $262,000 | $1,272,000 | $98,000 | $2,400,000 |
| American Indian or Alaskan Native | 202 | $37,458,000 | $185,000 | $623,000 | $71,000 | $256,000 |
| Native Hawaiin or Other Pacific Islander | 78 | $21,088,000 | $270,000 | $965,000 | $115,000 | $632,000 |
| Not applicable | 1 | $78,000 | $78,000 | $78,000 | $18,000 | $18,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 34,176 | $5,375,597,000 | $157,000 | $982,000 | $58,000 | $1,985,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23,428 | $4,712,165,000 | $201,000 | $3,000,000 | $88,000 | $5,966,000 |
| VA-guaranteed (Veterans Administration) | 5,184 | $1,060,580,000 | $204,000 | $981,000 | $63,000 | $2,400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 873 | $134,110,000 | $153,000 | $429,000 | $48,000 | $780,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 25,875 | $4,093,312,000 | $158,000 | $1,800,000 | $57,000 | $3,266,000 |
| Loan Originated | 15,021 | $3,176,520,000 | $211,000 | $1,854,000 | $83,000 | $5,966,000 |
| File Closed For Incompleteness | 14,076 | $2,258,743,000 | $160,000 | $3,000,000 | $69,000 | $2,400,000 |
| Application Withdrawn By Applicant | 6,635 | $1,241,869,000 | $187,000 | $2,760,000 | $78,000 | $2,412,000 |
| Loan Purchased By The Institution | 1,300 | $364,073,000 | $280,000 | $788,000 | $117,000 | $3,651,000 |
| Application Approved But Not Accepted | 754 | $147,935,000 | $196,000 | $1,360,000 | $75,000 | $490,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Embrace Home Loans, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Embrace Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.