Advancial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Advancial Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Advancial Credit Union 1845 Woodall Rodgers Fwy, Suite 1300 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 936 |
| Total Mortgage Loan Application Amount | $298,540,000 |
| Average Mortgage Loan Application Amount | $247,250 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $181,250 |
| Highest Applicant Income | $2,099,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Advancial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Advancial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Advancial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Advancial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Advancial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Advancial Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 58 | $ 16,040,000 | $ 276,000 | $ 178,000 |
| Lafayette County Louisiana | 55 | $ 8,965,000 | $ 163,000 | $ 122,000 |
| Harris County Texas | 47 | $ 12,785,000 | $ 272,000 | $ 171,000 |
| Collin County Texas | 41 | $ 10,035,000 | $ 244,000 | $ 164,000 |
| Fort Bend County Texas | 28 | $ 7,370,000 | $ 263,000 | $ 161,000 |
| Tarrant County Texas | 25 | $ 5,285,000 | $ 211,000 | $ 138,000 |
| Broward County Florida | 23 | $ 5,405,000 | $ 235,000 | $ 203,000 |
| Anchorage County Alaska | 19 | $ 4,525,000 | $ 238,000 | $ 165,000 |
| Denton County Texas | 16 | $ 5,770,000 | $ 360,000 | $ 192,000 |
| Maricopa County Arizona | 15 | $ 5,225,000 | $ 348,000 | $ 249,000 |
| Pinellas County Florida | 15 | $ 2,845,000 | $ 189,000 | $ 121,000 |
| Palm Beach County Florida | 14 | $ 4,190,000 | $ 299,000 | $ 349,000 |
| Kings County New York | 13 | $ 5,065,000 | $ 389,000 | $ 896,000 |
| Travis County Texas | 13 | $ 6,555,000 | $ 504,000 | $ 412,000 |
| King County Washington | 13 | $ 11,425,000 | $ 878,000 | $ 284,000 |
| New York County New York | 12 | $ 5,100,000 | $ 425,000 | $ 196,000 |
| Cook County Illinois | 11 | $ 4,275,000 | $ 388,000 | $ 292,000 |
| Los Angeles County California | 10 | $ 5,390,000 | $ 539,000 | $ 211,000 |
| San Diego County California | 10 | $ 3,570,000 | $ 357,000 | $ 157,000 |
| Orange County Florida | 10 | $ 4,920,000 | $ 492,000 | $ 339,000 |
| Oklahoma County Oklahoma | 9 | $ 1,405,000 | $ 156,000 | $ 147,000 |
| Alameda County California | 8 | $ 8,180,000 | $ 1,022,000 | $ 395,000 |
| Santa Clara County California | 8 | $ 7,040,000 | $ 880,000 | $ 320,000 |
| Miami-Dade County Florida | 8 | $ 2,560,000 | $ 320,000 | $ 209,000 |
| St. Landry County Louisiana | 8 | $ 810,000 | $ 101,000 | $ 100,000 |
| St. Martin County Louisiana | 8 | $ 730,000 | $ 91,000 | $ 82,000 |
| Queens County New York | 8 | $ 2,630,000 | $ 328,000 | $ 154,000 |
| Montgomery County Texas | 8 | $ 1,970,000 | $ 246,000 | $ 147,000 |
| Summit County Utah | 8 | $ 4,370,000 | $ 546,000 | $ 233,000 |
| Chelan County Washington | 8 | $ 2,710,000 | $ 338,000 | $ 376,000 |
| Clark County Nevada | 7 | $ 2,255,000 | $ 322,000 | $ 421,000 |
| Ellis County Texas | 7 | $ 1,415,000 | $ 202,000 | $ 161,000 |
| Williamson County Texas | 7 | $ 1,975,000 | $ 282,000 | $ 180,000 |
| Arlington County Virginia | 7 | $ 915,000 | $ 130,000 | $ 203,000 |
| Placer County California | 6 | $ 1,820,000 | $ 303,000 | $ 304,000 |
| San Mateo County California | 6 | $ 8,020,000 | $ 1,336,000 | $ 374,000 |
| Middlesex County Massachusetts | 6 | $ 2,960,000 | $ 493,000 | $ 206,000 |
| Kaufman County Texas | 6 | $ 1,240,000 | $ 206,000 | $ 123,000 |
| Gwinnett County Georgia | 5 | $ 1,375,000 | $ 275,000 | $ 217,000 |
| Iberia County Louisiana | 5 | $ 665,000 | $ 133,000 | $ 90,000 |
| Vermilion County Louisiana | 5 | $ 465,000 | $ 93,000 | $ 97,000 |
| Wake County North Carolina | 5 | $ 2,605,000 | $ 521,000 | $ 210,000 |
| Deschutes County Oregon | 5 | $ 1,125,000 | $ 225,000 | $ 148,000 |
| Wasatch County Utah | 5 | $ 2,075,000 | $ 415,000 | $ 226,000 |
| Riverside County California | 4 | $ 800,000 | $ 200,000 | $ 156,000 |
| Denver County Colorado | 4 | $ 1,660,000 | $ 415,000 | $ 212,000 |
| Bay County Florida | 4 | $ 1,010,000 | $ 252,000 | $ 270,000 |
| Osceola County Florida | 4 | $ 780,000 | $ 195,000 | $ 116,000 |
| Fulton County Georgia | 4 | $ 1,950,000 | $ 487,000 | $ 321,000 |
| Acadia County Louisiana | 4 | $ 480,000 | $ 120,000 | $ 113,000 |
| Suffolk County Massachusetts | 4 | $ 1,880,000 | $ 470,000 | $ 514,000 |
| Westchester County New York | 4 | $ 1,790,000 | $ 447,000 | $ 194,000 |
| Multnomah County Oregon | 4 | $ 1,070,000 | $ 267,000 | $ 109,000 |
| Davidson County Tennessee | 4 | $ 810,000 | $ 202,000 | $ 161,000 |
| Rockwall County Texas | 4 | $ 1,130,000 | $ 282,000 | $ 126,000 |
| Smith County Texas | 4 | $ 490,000 | $ 122,000 | $ 66,000 |
| Kitsap County Washington | 4 | $ 3,070,000 | $ 767,000 | $ 332,000 |
| Matanuska-Susitna County Alaska | 3 | $ 1,045,000 | $ 348,000 | $ 234,000 |
| Orange County California | 3 | $ 2,305,000 | $ 768,000 | $ 337,000 |
| Arapahoe County Colorado | 3 | $ 2,035,000 | $ 678,000 | $ 577,000 |
| Jefferson County Colorado | 3 | $ 1,165,000 | $ 388,000 | $ 129,000 |
| Lee County Florida | 3 | $ 925,000 | $ 308,000 | $ 240,000 |
| Okaloosa County Florida | 3 | $ 525,000 | $ 175,000 | $ 194,000 |
| Sarasota County Florida | 3 | $ 1,095,000 | $ 365,000 | $ 206,000 |
| Volusia County Florida | 3 | $ 395,000 | $ 131,000 | $ 180,000 |
| Fayette County Georgia | 3 | $ 1,045,000 | $ 348,000 | $ 177,000 |
| Mercer County New Jersey | 3 | $ 1,615,000 | $ 538,000 | $ 164,000 |
| Monmouth County New Jersey | 3 | $ 1,655,000 | $ 551,000 | $ 271,000 |
| Horry County South Carolina | 3 | $ 765,000 | $ 255,000 | $ 209,000 |
| Bexar County Texas | 3 | $ 1,015,000 | $ 338,000 | $ 146,000 |
| Galveston County Texas | 3 | $ 515,000 | $ 171,000 | $ 77,000 |
| Henderson County Texas | 3 | $ 525,000 | $ 175,000 | $ 165,000 |
| Midland County Texas | 3 | $ 625,000 | $ 208,000 | $ 92,000 |
| Salt Lake County Utah | 3 | $ 1,965,000 | $ 655,000 | $ 566,000 |
| Snohomish County Washington | 3 | $ 665,000 | $ 221,000 | $ 79,000 |
| Mohave County Arizona | 2 | $ 380,000 | $ 190,000 | $ 272,000 |
| Pima County Arizona | 2 | $ 440,000 | $ 220,000 | $ 104,000 |
| Benton County Arkansas | 2 | $ 650,000 | $ 325,000 | $ 177,000 |
| Contra Costa County California | 2 | $ 870,000 | $ 435,000 | $ 107,000 |
| Sacramento County California | 2 | $ 190,000 | $ 95,000 | $ 96,000 |
| San Bernardino County California | 2 | $ 570,000 | $ 285,000 | $ 179,000 |
| San Francisco County California | 2 | $ 1,980,000 | $ 990,000 | $ 249,000 |
| Santa Cruz County California | 2 | $ 950,000 | $ 475,000 | $ 153,000 |
| Larimer County Colorado | 2 | $ 420,000 | $ 210,000 | $ 179,000 |
| Mesa County Colorado | 2 | $ 260,000 | $ 130,000 | $ 150,000 |
| Collier County Florida | 2 | $ 720,000 | $ 360,000 | $ 139,000 |
| Flagler County Florida | 2 | $ 270,000 | $ 135,000 | $ 74,000 |
| Hillsborough County Florida | 2 | $ 260,000 | $ 130,000 | $ 73,000 |
| Manatee County Florida | 2 | $ 500,000 | $ 250,000 | $ 141,000 |
| Pasco County Florida | 2 | $ 450,000 | $ 225,000 | $ 106,000 |
| St. Johns County Florida | 2 | $ 430,000 | $ 215,000 | $ 104,000 |
| Walton County Florida | 2 | $ 730,000 | $ 365,000 | $ 173,000 |
| Cherokee County Georgia | 2 | $ 680,000 | $ 340,000 | $ 118,000 |
| Cobb County Georgia | 2 | $ 600,000 | $ 300,000 | $ 171,000 |
| Laurens County Georgia | 2 | $ 400,000 | $ 200,000 | $ 119,000 |
| Hawaii County Hawaii | 2 | $ 710,000 | $ 355,000 | $ 283,000 |
| Jefferson Davis County Louisiana | 2 | $ 150,000 | $ 75,000 | $ 75,000 |
| St. Mary County Louisiana | 2 | $ 120,000 | $ 60,000 | $ 90,000 |
| St. Tammany County Louisiana | 2 | $ 170,000 | $ 85,000 | $ 172,000 |
| Cumberland County Maine | 2 | $ 550,000 | $ 275,000 | $ 163,000 |
| York County Maine | 2 | $ 740,000 | $ 370,000 | $ 86,000 |
| Anne Arundel County Maryland | 2 | $ 850,000 | $ 425,000 | $ 670,000 |
| Montgomery County Maryland | 2 | $ 1,140,000 | $ 570,000 | $ 166,000 |
| Worcester County Maryland | 2 | $ 270,000 | $ 135,000 | $ 124,000 |
| Hampden County Massachusetts | 2 | $ 170,000 | $ 85,000 | $ 172,000 |
| St. Louis City County Missouri | 2 | $ 520,000 | $ 260,000 | $ 156,000 |
| Essex County New Jersey | 2 | $ 1,190,000 | $ 595,000 | $ 223,000 |
| Morris County New Jersey | 2 | $ 250,000 | $ 125,000 | $ 72,000 |
| Somerset County New Jersey | 2 | $ 1,120,000 | $ 560,000 | $ 169,000 |
| Nassau County New York | 2 | $ 680,000 | $ 340,000 | $ 113,000 |
| Suffolk County New York | 2 | $ 370,000 | $ 185,000 | $ 169,000 |
| Craven County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 61,000 |
| Mecklenburg County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 113,000 |
| Clackamas County Oregon | 2 | $ 790,000 | $ 395,000 | $ 238,000 |
| Allegheny County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 39,000 |
| Chester County Pennsylvania | 2 | $ 1,250,000 | $ 625,000 | $ 184,000 |
| Montgomery County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 73,000 |
| Brazoria County Texas | 2 | $ 430,000 | $ 215,000 | $ 174,000 |
| Comal County Texas | 2 | $ 1,210,000 | $ 605,000 | $ 304,000 |
| Nueces County Texas | 2 | $ 240,000 | $ 120,000 | $ 409,000 |
| Van Zandt County Texas | 2 | $ 190,000 | $ 95,000 | $ 54,000 |
| Waller County Texas | 2 | $ 320,000 | $ 160,000 | $ 142,000 |
| Utah County Utah | 2 | $ 640,000 | $ 320,000 | $ 251,000 |
| Fairfax County Virginia | 2 | $ 770,000 | $ 385,000 | $ 129,000 |
| James City County Virginia | 2 | $ 300,000 | $ 150,000 | $ 265,000 |
| Kittitas County Washington | 2 | $ 540,000 | $ 270,000 | $ 187,000 |
| Coffee County Alabama | 1 | $ 265,000 | $ 265,000 | $ 146,000 |
| Jefferson County Alabama | 1 | $ 485,000 | $ 485,000 | $ 261,000 |
| El Dorado County California | 1 | $ 385,000 | $ 385,000 | $ 84,000 |
| Fresno County California | 1 | $ 405,000 | $ 405,000 | $ 161,000 |
| Kern County California | 1 | $ 105,000 | $ 105,000 | $ 217,000 |
| Marin County California | 1 | $ 1,455,000 | $ 1,455,000 | $ 296,000 |
| Mendocino County California | 1 | $ 345,000 | $ 345,000 | $ 103,000 |
| Monterey County California | 1 | $ 1,085,000 | $ 1,085,000 | $ 356,000 |
| Napa County California | 1 | $ 725,000 | $ 725,000 | $ 399,000 |
| San Joaquin County California | 1 | $ 665,000 | $ 665,000 | $ 131,000 |
| San Luis Obispo County California | 1 | $ 305,000 | $ 305,000 | $ 161,000 |
| Sonoma County California | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| Ventura County California | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Adams County Colorado | 1 | $ 375,000 | $ 375,000 | $ 145,000 |
| Boulder County Colorado | 1 | $ 1,235,000 | $ 1,235,000 | $ 429,000 |
| Broomfield County Colorado | 1 | $ 1,015,000 | $ 1,015,000 | $ 346,000 |
| El Paso County Colorado | 1 | $ 435,000 | $ 435,000 | $ 143,000 |
| Gunnison County Colorado | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Otero County Colorado | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Routt County Colorado | 1 | $ 335,000 | $ 335,000 | $ 224,000 |
| Fairfield County Connecticut | 1 | $ 495,000 | $ 495,000 | $ 280,000 |
| Hartford County Connecticut | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| New Haven County Connecticut | 1 | $ 365,000 | $ 365,000 | $ 118,000 |
| New Castle County Delaware | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Brevard County Florida | 1 | $ 365,000 | $ 365,000 | $ 83,000 |
| Charlotte County Florida | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Escambia County Florida | 1 | $ 515,000 | $ 515,000 | $ 1,075,000 |
| Indian River County Florida | 1 | $ 375,000 | $ 375,000 | $ 108,000 |
| Lake County Florida | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Martin County Florida | 1 | $ 95,000 | $ 95,000 | $ 178,000 |
| Polk County Florida | 1 | $ 225,000 | $ 225,000 | $ 146,000 |
| Santa Rosa County Florida | 1 | $ 145,000 | $ 145,000 | $ 123,000 |
| Seminole County Florida | 1 | $ 255,000 | $ 255,000 | $ 167,000 |
| Forsyth County Georgia | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Kauai County Hawaii | 1 | $ 665,000 | $ 665,000 | $ 269,000 |
| Ada County Idaho | 1 | $ 485,000 | $ 485,000 | $ 199,000 |
| Twin Falls County Idaho | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| DuPage County Illinois | 1 | $ 75,000 | $ 75,000 | $ 170,000 |
| Kendall County Illinois | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| Lake County Illinois | 1 | $ 485,000 | $ 485,000 | $ 180,000 |
| McHenry County Illinois | 1 | $ 345,000 | $ 345,000 | $ 355,000 |
| St. Clair County Illinois | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Vermilion County Illinois | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Oldham County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Beauregard County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 129,000 |
| Calcasieu County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Evangeline County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Tangipahoa County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Baltimore City County Maryland | 1 | $ 125,000 | $ 125,000 | $ 168,000 |
| Cecil County Maryland | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Howard County Maryland | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Prince George's County Maryland | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Barnstable County Massachusetts | 1 | $ 565,000 | $ 565,000 | $ 201,000 |
| Bristol County Massachusetts | 1 | $ 975,000 | $ 975,000 | $ 702,000 |
| Emmet County Michigan | 1 | $ 285,000 | $ 285,000 | $ 225,000 |
| Jackson County Michigan | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Dakota County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 495,000 |
| Dodge County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 136,000 |
| Madison County Mississippi | 1 | $ 635,000 | $ 635,000 | $ 251,000 |
| Flathead County Montana | 1 | $ 645,000 | $ 645,000 | $ 575,000 |
| Rockingham County New Hampshire | 1 | $ 315,000 | $ 315,000 | $ 133,000 |
| Bergen County New Jersey | 1 | $ 565,000 | $ 565,000 | $ 142,000 |
| Hudson County New Jersey | 1 | $ 585,000 | $ 585,000 | $ 350,000 |
| Middlesex County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Colfax County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 259,000 |
| Lea County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Taos County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 227,000 |
| Bronx County New York | 1 | $ 125,000 | $ 125,000 | $ 118,000 |
| Putnam County New York | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Brunswick County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Durham County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 234,000 |
| Guilford County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 173,000 |
| Vance County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Butler County Ohio | 1 | $ 455,000 | $ 455,000 | $ 210,000 |
| Franklin County Ohio | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Grady County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 123,000 |
| Lincoln County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Logan County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
| McCurtain County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 662,000 |
| Tulsa County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 259,000 |
| Clatsop County Oregon | 1 | $ 155,000 | $ 155,000 | $ 159,000 |
| Columbia County Oregon | 1 | $ 285,000 | $ 285,000 | $ 149,000 |
| Lincoln County Oregon | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Marion County Oregon | 1 | $ 265,000 | $ 265,000 | $ 56,000 |
| Washington County Oregon | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Bucks County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 172,000 |
| Delaware County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Lancaster County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 145,000 |
| Beaufort County South Carolina | 1 | $ 1,505,000 | $ 1,505,000 | $ 371,000 |
| York County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 152,000 |
| Williamson County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Angelina County Texas | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Cameron County Texas | 1 | $ 225,000 | $ 225,000 | $ 232,000 |
| Camp County Texas | 1 | $ 475,000 | $ 475,000 | $ 216,000 |
| Colorado County Texas | 1 | $ 315,000 | $ 315,000 | $ 229,000 |
| Freestone County Texas | 1 | $ 305,000 | $ 305,000 | $ 283,000 |
| Grayson County Texas | 1 | $ 25,000 | $ 25,000 | $ 113,000 |
| Hardin County Texas | 1 | $ 285,000 | $ 285,000 | $ 117,000 |
| Hays County Texas | 1 | $ 455,000 | $ 455,000 | $ 230,000 |
| Hidalgo County Texas | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Hill County Texas | 1 | $ 95,000 | $ 95,000 | $ 134,000 |
| Hunt County Texas | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Llano County Texas | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Navarro County Texas | 1 | $ 275,000 | $ 275,000 | $ 119,000 |
| San Patricio County Texas | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
| San Saba County Texas | 1 | $ 195,000 | $ 195,000 | $ 188,000 |
| Taylor County Texas | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Grand County Utah | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Weber County Utah | 1 | $ 95,000 | $ 95,000 | $ 713,000 |
| Rutland County Vermont | 1 | $ 105,000 | $ 105,000 | $ 322,000 |
| Clallam County Washington | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Pierce County Washington | 1 | $ 355,000 | $ 355,000 | $ 183,000 |
| Skagit County Washington | 1 | $ 385,000 | $ 385,000 | $ 304,000 |
| Spokane County Washington | 1 | $ 175,000 | $ 175,000 | $ 168,000 |
| Walworth County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Washington County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 290,000 |
| Waukesha County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Advancial Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 533 | $177,465,000 | $332,000 | $2,355,000 | $199,000 | $1,742,000 |
| Cash-out Refinancing | 257 | $93,285,000 | $362,000 | $3,005,000 | $246,000 | $2,099,000 |
| Refinancing | 102 | $25,980,000 | $254,000 | $875,000 | $154,000 | $533,000 |
| Home Improvement | 44 | $1,810,000 | $41,000 | $155,000 | $126,000 | $296,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 579 | $181,755,000 | $313,000 | $2,285,000 | $211,000 | $2,099,000 |
| Not Provided | 191 | $61,065,000 | $319,000 | $3,005,000 | $196,000 | $1,742,000 |
| Asian | 61 | $27,075,000 | $443,000 | $2,355,000 | $221,000 | $1,596,000 |
| Hispanic | 56 | $16,110,000 | $287,000 | $1,335,000 | $166,000 | $985,000 |
| Black or African American | 37 | $7,555,000 | $204,000 | $535,000 | $127,000 | $495,000 |
| American Indian or Alaskan Native | 7 | $2,435,000 | $347,000 | $1,205,000 | $265,000 | $801,000 |
| Not applicable | 3 | $935,000 | $311,000 | $575,000 | $139,000 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $1,575,000 | $1,575,000 | $1,575,000 | $642,000 | $642,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 936 | $298,540,000 | $318,000 | $3,005,000 | $203,000 | $2,099,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 765 | $249,385,000 | $325,000 | $2,355,000 | $208,000 | $2,099,000 |
| Application Withdrawn By Applicant | 110 | $32,570,000 | $296,000 | $1,185,000 | $192,000 | $1,278,000 |
| Application Denied By Financial Institution | 44 | $11,790,000 | $267,000 | $3,005,000 | $175,000 | $1,640,000 |
| Application Approved But Not Accepted | 12 | $3,380,000 | $281,000 | $2,285,000 | $160,000 | $450,000 |
| File Closed For Incompleteness | 4 | $1,120,000 | $280,000 | $405,000 | $148,000 | $185,000 |
| Preapproval Denied by Financial Institution | 1 | $295,000 | $295,000 | $295,000 | $125,000 | $125,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 891 | $286,455,000 | $321,000 | $2,355,000 | $205,000 | $2,099,000 |
| Credit History | 16 | $2,230,000 | $139,000 | $295,000 | $122,000 | $425,000 |
| Debt-To-Income Ratio | 10 | $2,330,000 | $233,000 | $385,000 | $138,000 | $512,000 |
| Collateral | 8 | $4,950,000 | $618,000 | $3,005,000 | $360,000 | $1,640,000 |
| Unverifiable Information | 4 | $1,170,000 | $292,000 | $555,000 | $125,000 | $172,000 |
| Other | 3 | $745,000 | $248,000 | $345,000 | $98,000 | $139,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $260,000 | $130,000 | $155,000 | $273,000 | $373,000 |
| Mortgage Insurance Denied | 1 | $295,000 | $295,000 | $295,000 | $153,000 | $153,000 |
| Employment History | 1 | $105,000 | $105,000 | $105,000 | $111,000 | $111,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Advancial Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Advancial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.