Affinity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Affinity 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity 73 Mountainview Blvd. Basking Ridge, NJ 08720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,514 |
| Total Mortgage Loan Application Amount | $729,426,000 |
| Average Mortgage Loan Application Amount | $192,666 |
| Highest Mortgage Loan Application Amount | $3,690,000 |
| Average Applicant Income | $139,333 |
| Highest Applicant Income | $5,486,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Somerset County New Jersey | 664 | $ 134,626,000 | $ 202,000 | $ 137,000 |
| Morris County New Jersey | 491 | $ 108,810,000 | $ 221,000 | $ 148,000 |
| Middlesex County New Jersey | 419 | $ 79,017,000 | $ 188,000 | $ 122,000 |
| Hunterdon County New Jersey | 288 | $ 59,425,000 | $ 206,000 | $ 155,000 |
| Monmouth County New Jersey | 227 | $ 47,134,000 | $ 207,000 | $ 138,000 |
| Union County New Jersey | 188 | $ 39,508,000 | $ 210,000 | $ 186,000 |
| Warren County New Jersey | 102 | $ 17,097,000 | $ 167,000 | $ 112,000 |
| Essex County New Jersey | 98 | $ 16,468,000 | $ 168,000 | $ 123,000 |
| Ocean County New Jersey | 72 | $ 14,691,000 | $ 204,000 | $ 126,000 |
| Bergen County New Jersey | 71 | $ 23,728,000 | $ 334,000 | $ 180,000 |
| Northampton County Pennsylvania | 66 | $ 10,564,000 | $ 160,000 | $ 125,000 |
| Sussex County New Jersey | 65 | $ 10,225,000 | $ 157,000 | $ 106,000 |
| Mercer County New Jersey | 61 | $ 12,181,000 | $ 199,000 | $ 130,000 |
| Bucks County Pennsylvania | 50 | $ 10,051,000 | $ 201,000 | $ 122,000 |
| Passaic County New Jersey | 47 | $ 13,984,000 | $ 297,000 | $ 148,000 |
| Hudson County New Jersey | 35 | $ 7,160,000 | $ 204,000 | $ 121,000 |
| Burlington County New Jersey | 30 | $ 5,360,000 | $ 178,000 | $ 113,000 |
| Monroe County Pennsylvania | 22 | $ 2,920,000 | $ 132,000 | $ 97,000 |
| Nassau County New York | 13 | $ 2,671,000 | $ 205,000 | $ 166,000 |
| Lehigh County Pennsylvania | 13 | $ 2,047,000 | $ 157,000 | $ 119,000 |
| Orange County New York | 10 | $ 1,319,000 | $ 131,000 | $ 105,000 |
| Westchester County New York | 10 | $ 2,228,000 | $ 222,000 | $ 194,000 |
| Suffolk County New York | 9 | $ 3,294,000 | $ 366,000 | $ 352,000 |
| Maricopa County Arizona | 8 | $ 1,206,000 | $ 150,000 | $ 128,000 |
| Fairfield County Connecticut | 8 | $ 1,936,000 | $ 242,000 | $ 210,000 |
| DeKalb County Georgia | 8 | $ 1,053,000 | $ 131,000 | $ 174,000 |
| Middlesex County Massachusetts | 8 | $ 3,330,000 | $ 416,000 | $ 212,000 |
| Kings County New York | 8 | $ 2,885,000 | $ 360,000 | $ 162,000 |
| Rockland County New York | 8 | $ 1,655,000 | $ 206,000 | $ 146,000 |
| Wake County North Carolina | 8 | $ 2,212,000 | $ 276,000 | $ 148,000 |
| New Castle County Delaware | 7 | $ 1,100,000 | $ 157,000 | $ 159,000 |
| Richmond County New York | 7 | $ 856,000 | $ 122,000 | $ 89,000 |
| Mecklenburg County North Carolina | 7 | $ 1,102,000 | $ 157,000 | $ 112,000 |
| Los Angeles County California | 6 | $ 3,304,000 | $ 550,000 | $ 175,000 |
| Orange County Florida | 6 | $ 613,000 | $ 102,000 | $ 59,000 |
| Palm Beach County Florida | 6 | $ 1,723,000 | $ 287,000 | $ 148,000 |
| Barnstable County Massachusetts | 6 | $ 1,394,000 | $ 232,000 | $ 88,000 |
| Camden County New Jersey | 6 | $ 543,000 | $ 90,000 | $ 118,000 |
| Queens County New York | 6 | $ 1,010,000 | $ 168,000 | $ 97,000 |
| Santa Clara County California | 5 | $ 3,055,000 | $ 611,000 | $ 215,000 |
| Boulder County Colorado | 5 | $ 863,000 | $ 172,000 | $ 111,000 |
| District of Columbia County District Of Columbia | 5 | $ 1,677,000 | $ 335,000 | $ 108,000 |
| Broward County Florida | 5 | $ 1,183,000 | $ 236,000 | $ 129,000 |
| Cobb County Georgia | 5 | $ 1,070,000 | $ 214,000 | $ 126,000 |
| Fulton County Georgia | 5 | $ 1,332,000 | $ 266,000 | $ 171,000 |
| Cook County Illinois | 5 | $ 1,281,000 | $ 256,000 | $ 146,000 |
| Atlantic County New Jersey | 5 | $ 801,000 | $ 160,000 | $ 56,000 |
| Montgomery County Pennsylvania | 5 | $ 1,017,000 | $ 203,000 | $ 117,000 |
| Pike County Pennsylvania | 5 | $ 665,000 | $ 133,000 | $ 64,000 |
| Riverside County California | 4 | $ 1,110,000 | $ 277,000 | $ 118,000 |
| Lee County Florida | 4 | $ 405,000 | $ 101,000 | $ 81,000 |
| Miami-Dade County Florida | 4 | $ 888,000 | $ 222,000 | $ 96,000 |
| St. Johns County Florida | 4 | $ 1,607,000 | $ 401,000 | $ 285,000 |
| Prince George's County Maryland | 4 | $ 877,000 | $ 219,000 | $ 106,000 |
| Norfolk County Massachusetts | 4 | $ 1,085,000 | $ 271,000 | $ 131,000 |
| Gloucester County New Jersey | 4 | $ 632,000 | $ 158,000 | $ 140,000 |
| New York County New York | 4 | $ 3,518,000 | $ 879,000 | $ 591,000 |
| Delaware County Pennsylvania | 4 | $ 1,187,000 | $ 296,000 | $ 164,000 |
| Virginia Beach County Virginia | 4 | $ 819,000 | $ 204,000 | $ 72,000 |
| New Haven County Connecticut | 3 | $ 861,000 | $ 287,000 | $ 114,000 |
| Manatee County Florida | 3 | $ 605,000 | $ 201,000 | $ 85,000 |
| Monroe County Florida | 3 | $ 554,000 | $ 184,000 | $ 164,000 |
| Seminole County Florida | 3 | $ 714,000 | $ 238,000 | $ 85,000 |
| McHenry County Illinois | 3 | $ 565,000 | $ 188,000 | $ 124,000 |
| Oldham County Kentucky | 3 | $ 774,000 | $ 258,000 | $ 123,000 |
| Cecil County Maryland | 3 | $ 455,000 | $ 151,000 | $ 77,000 |
| Montgomery County Maryland | 3 | $ 1,850,000 | $ 616,000 | $ 220,000 |
| Essex County Massachusetts | 3 | $ 608,000 | $ 202,000 | $ 132,000 |
| St. Charles County Missouri | 3 | $ 549,000 | $ 183,000 | $ 74,000 |
| Cape May County New Jersey | 3 | $ 803,000 | $ 267,000 | $ 164,000 |
| Warren County New York | 3 | $ 255,000 | $ 85,000 | $ 245,000 |
| Brunswick County North Carolina | 3 | $ 1,042,000 | $ 347,000 | $ 145,000 |
| Chester County Pennsylvania | 3 | $ 849,000 | $ 283,000 | $ 222,000 |
| Georgetown County South Carolina | 3 | $ 135,000 | $ 45,000 | $ 46,000 |
| Fairfax County Virginia | 3 | $ 1,425,000 | $ 475,000 | $ 151,000 |
| Frederick County Virginia | 3 | $ 100,000 | $ 33,000 | $ 41,000 |
| Pima County Arizona | 2 | $ 478,000 | $ 239,000 | $ 99,000 |
| Contra Costa County California | 2 | $ 387,000 | $ 193,000 | $ 82,000 |
| El Paso County Colorado | 2 | $ 976,000 | $ 488,000 | $ 161,000 |
| Mesa County Colorado | 2 | $ 283,000 | $ 141,000 | $ 34,000 |
| Sussex County Delaware | 2 | $ 30,000 | $ 15,000 | $ 57,000 |
| Brevard County Florida | 2 | $ 392,000 | $ 196,000 | $ 103,000 |
| Charlotte County Florida | 2 | $ 264,000 | $ 132,000 | $ 126,000 |
| Flagler County Florida | 2 | $ 558,000 | $ 279,000 | $ 71,000 |
| Hernando County Florida | 2 | $ 190,000 | $ 95,000 | $ 41,000 |
| Pasco County Florida | 2 | $ 253,000 | $ 126,000 | $ 186,000 |
| Sarasota County Florida | 2 | $ 474,000 | $ 237,000 | $ 96,000 |
| Sumter County Florida | 2 | $ 120,000 | $ 60,000 | $ 68,000 |
| Cherokee County Georgia | 2 | $ 270,000 | $ 135,000 | $ 144,000 |
| Gwinnett County Georgia | 2 | $ 229,000 | $ 114,000 | $ 112,000 |
| Walton County Georgia | 2 | $ 858,000 | $ 429,000 | $ 117,000 |
| Will County Illinois | 2 | $ 359,000 | $ 179,000 | $ 158,000 |
| Johnson County Indiana | 2 | $ 190,000 | $ 95,000 | $ 139,000 |
| Nelson County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 65,000 |
| Talbot County Maryland | 2 | $ 255,000 | $ 127,000 | $ 76,000 |
| Worcester County Maryland | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Worcester County Massachusetts | 2 | $ 395,000 | $ 197,000 | $ 91,000 |
| Oakland County Michigan | 2 | $ 303,000 | $ 151,000 | $ 102,000 |
| Ramsey County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 46,000 |
| Rice County Minnesota | 2 | $ 18,000 | $ 9,000 | $ 65,000 |
| Washington County Minnesota | 2 | $ 1,055,000 | $ 527,000 | $ 221,000 |
| Douglas County Nebraska | 2 | $ 20,000 | $ 10,000 | $ 60,000 |
| Grafton County New Hampshire | 2 | $ 309,000 | $ 154,000 | $ 103,000 |
| Cumberland County New Jersey | 2 | $ 391,000 | $ 195,000 | $ 107,000 |
| Santa Fe County New Mexico | 2 | $ 273,000 | $ 136,000 | $ 114,000 |
| Erie County New York | 2 | $ 193,000 | $ 96,000 | $ 102,000 |
| Johnston County North Carolina | 2 | $ 323,000 | $ 161,000 | $ 79,000 |
| Union County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 111,000 |
| Hamilton County Ohio | 2 | $ 206,000 | $ 103,000 | $ 42,000 |
| Clackamas County Oregon | 2 | $ 416,000 | $ 208,000 | $ 111,000 |
| Allegheny County Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 126,000 |
| Berks County Pennsylvania | 2 | $ 98,000 | $ 49,000 | $ 100,000 |
| Cumberland County Pennsylvania | 2 | $ 620,000 | $ 310,000 | $ 141,000 |
| Wayne County Pennsylvania | 2 | $ 616,000 | $ 308,000 | $ 144,000 |
| Beaufort County South Carolina | 2 | $ 775,000 | $ 387,000 | $ 130,000 |
| Horry County South Carolina | 2 | $ 294,000 | $ 147,000 | $ 229,000 |
| Lancaster County South Carolina | 2 | $ 175,000 | $ 87,000 | $ 69,000 |
| York County South Carolina | 2 | $ 302,000 | $ 151,000 | $ 68,000 |
| King County Washington | 2 | $ 1,390,000 | $ 695,000 | $ 268,000 |
| Yavapai County Arizona | 1 | $ 169,000 | $ 169,000 | $ 57,000 |
| Alameda County California | 1 | $ 200,000 | $ 200,000 | $ 59,000 |
| El Dorado County California | 1 | $ 405,000 | $ 405,000 | $ 139,000 |
| Sacramento County California | 1 | $ 396,000 | $ 396,000 | $ 195,000 |
| San Bernardino County California | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| San Diego County California | 1 | $ 100,000 | $ 100,000 | $ 0 |
| San Francisco County California | 1 | $ 18,000 | $ 18,000 | $ 108,000 |
| San Mateo County California | 1 | $ 60,000 | $ 60,000 | $ 175,000 |
| Ventura County California | 1 | $ 235,000 | $ 235,000 | $ 182,000 |
| Adams County Colorado | 1 | $ 50,000 | $ 50,000 | $ 92,000 |
| Clear Creek County Colorado | 1 | $ 10,000 | $ 10,000 | $ 79,000 |
| Denver County Colorado | 1 | $ 294,000 | $ 294,000 | $ 132,000 |
| Douglas County Colorado | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Eagle County Colorado | 1 | $ 202,000 | $ 202,000 | $ 57,000 |
| Jefferson County Colorado | 1 | $ 55,000 | $ 55,000 | $ 160,000 |
| Ouray County Colorado | 1 | $ 112,000 | $ 112,000 | $ 69,000 |
| Litchfield County Connecticut | 1 | $ 170,000 | $ 170,000 | $ 63,000 |
| Kent County Delaware | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| Hillsborough County Florida | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| Jackson County Florida | 1 | $ 33,000 | $ 33,000 | $ 33,000 |
| Lake County Florida | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Marion County Florida | 1 | $ 77,000 | $ 77,000 | $ 20,000 |
| Osceola County Florida | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Polk County Florida | 1 | $ 266,000 | $ 266,000 | $ 107,000 |
| Henry County Georgia | 1 | $ 151,000 | $ 151,000 | $ 151,000 |
| Newton County Georgia | 1 | $ 14,000 | $ 14,000 | $ 76,000 |
| Paulding County Georgia | 1 | $ 187,000 | $ 187,000 | $ 77,000 |
| Pickens County Georgia | 1 | $ 400,000 | $ 400,000 | $ 186,000 |
| Honolulu County Hawaii | 1 | $ 560,000 | $ 560,000 | $ 162,000 |
| Kane County Illinois | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Delaware County Indiana | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Lincoln County Maine | 1 | $ 150,000 | $ 150,000 | $ 107,000 |
| York County Maine | 1 | $ 1,980,000 | $ 1,980,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 210,000 | $ 210,000 | $ 115,000 |
| Frederick County Maryland | 1 | $ 170,000 | $ 170,000 | $ 177,000 |
| Harford County Maryland | 1 | $ 156,000 | $ 156,000 | $ 83,000 |
| Suffolk County Massachusetts | 1 | $ 308,000 | $ 308,000 | $ 145,000 |
| Clinton County Michigan | 1 | $ 25,000 | $ 25,000 | $ 234,000 |
| Midland County Michigan | 1 | $ 10,000 | $ 10,000 | $ 130,000 |
| Benton County Minnesota | 1 | $ 94,000 | $ 94,000 | $ 79,000 |
| Dakota County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Itasca County Minnesota | 1 | $ 350,000 | $ 350,000 | $ 230,000 |
| Stearns County Minnesota | 1 | $ 12,000 | $ 12,000 | $ 157,000 |
| Leake County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 80,000 |
| Dallas County Missouri | 1 | $ 42,000 | $ 42,000 | $ 28,000 |
| St. Louis County Missouri | 1 | $ 164,000 | $ 164,000 | $ 92,000 |
| Clark County Nevada | 1 | $ 74,000 | $ 74,000 | $ 21,000 |
| Carroll County New Hampshire | 1 | $ 175,000 | $ 175,000 | $ 126,000 |
| Cheshire County New Hampshire | 1 | $ 159,000 | $ 159,000 | $ 75,000 |
| Hillsborough County New Hampshire | 1 | $ 164,000 | $ 164,000 | $ 100,000 |
| Strafford County New Hampshire | 1 | $ 80,000 | $ 80,000 | $ 110,000 |
| Salem County New Jersey | 1 | $ 132,000 | $ 132,000 | $ 67,000 |
| Dona Ana County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Los Alamos County New Mexico | 1 | $ 190,000 | $ 190,000 | $ 96,000 |
| Delaware County New York | 1 | $ 100,000 | $ 100,000 | $ 111,000 |
| Saratoga County New York | 1 | $ 310,000 | $ 310,000 | $ 273,000 |
| Schenectady County New York | 1 | $ 393,000 | $ 393,000 | $ 113,000 |
| St. Lawrence County New York | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Sullivan County New York | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Ulster County New York | 1 | $ 90,000 | $ 90,000 | $ 53,000 |
| Buncombe County North Carolina | 1 | $ 316,000 | $ 316,000 | $ 95,000 |
| Cabarrus County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Durham County North Carolina | 1 | $ 387,000 | $ 387,000 | $ 83,000 |
| Forsyth County North Carolina | 1 | $ 197,000 | $ 197,000 | $ 42,000 |
| Guilford County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Harnett County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 235,000 |
| Henderson County North Carolina | 1 | $ 390,000 | $ 390,000 | $ 156,000 |
| Macon County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
| Moore County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 83,000 |
| Orange County North Carolina | 1 | $ 595,000 | $ 595,000 | $ 153,000 |
| Allen County Ohio | 1 | $ 296,000 | $ 296,000 | $ 129,000 |
| Carroll County Ohio | 1 | $ 5,000 | $ 5,000 | $ 149,000 |
| Columbiana County Ohio | 1 | $ 120,000 | $ 120,000 | $ 100,000 |
| Cuyahoga County Ohio | 1 | $ 240,000 | $ 240,000 | $ 103,000 |
| Franklin County Ohio | 1 | $ 25,000 | $ 25,000 | $ 134,000 |
| Medina County Ohio | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Miami County Ohio | 1 | $ 208,000 | $ 208,000 | $ 109,000 |
| Stark County Ohio | 1 | $ 17,000 | $ 17,000 | $ 59,000 |
| Multnomah County Oregon | 1 | $ 474,000 | $ 474,000 | $ 224,000 |
| Butler County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 57,000 |
| Columbia County Pennsylvania | 1 | $ 224,000 | $ 224,000 | $ 81,000 |
| Erie County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 140,000 |
| Lackawanna County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 104,000 |
| Lancaster County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 81,000 |
| Luzerne County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Philadelphia County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 178,000 |
| Tioga County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
| Union County Pennsylvania | 1 | $ 284,000 | $ 284,000 | $ 129,000 |
| York County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 40,000 |
| Washington County Rhode Island | 1 | $ 250,000 | $ 250,000 | $ 115,000 |
| Charleston County South Carolina | 1 | $ 1,195,000 | $ 1,195,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 168,000 | $ 168,000 | $ 186,000 |
| Kershaw County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 269,000 |
| Marion County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 52,000 |
| Anderson County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 263,000 |
| Loudon County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Williamson County Tennessee | 1 | $ 276,000 | $ 276,000 | $ 102,000 |
| Bexar County Texas | 1 | $ 176,000 | $ 176,000 | $ 117,000 |
| Dallas County Texas | 1 | $ 213,000 | $ 213,000 | $ 70,000 |
| McLennan County Texas | 1 | $ 112,000 | $ 112,000 | $ 125,000 |
| Bennington County Vermont | 1 | $ 54,000 | $ 54,000 | $ 35,000 |
| Chittenden County Vermont | 1 | $ 466,000 | $ 466,000 | $ 180,000 |
| Lamoille County Vermont | 1 | $ 140,000 | $ 140,000 | $ 135,000 |
| Windham County Vermont | 1 | $ 132,000 | $ 132,000 | $ 230,000 |
| Windsor County Vermont | 1 | $ 212,000 | $ 212,000 | $ 140,000 |
| Alexandria County Virginia | 1 | $ 580,000 | $ 580,000 | $ 236,000 |
| Arlington County Virginia | 1 | $ 417,000 | $ 417,000 | $ 292,000 |
| Augusta County Virginia | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
| Chesterfield County Virginia | 1 | $ 344,000 | $ 344,000 | $ 203,000 |
| Goochland County Virginia | 1 | $ 290,000 | $ 290,000 | $ 132,000 |
| Greene County Virginia | 1 | $ 150,000 | $ 150,000 | $ 146,000 |
| James City County Virginia | 1 | $ 412,000 | $ 412,000 | $ 267,000 |
| Loudoun County Virginia | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
| Madison County Virginia | 1 | $ 90,000 | $ 90,000 | $ 305,000 |
| Prince William County Virginia | 1 | $ 612,000 | $ 612,000 | $ 135,000 |
| Spotsylvania County Virginia | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Stafford County Virginia | 1 | $ 417,000 | $ 417,000 | $ 217,000 |
| Kitsap County Washington | 1 | $ 339,000 | $ 339,000 | $ 77,000 |
| Brown County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 133,000 |
| Crawford County Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 100,000 |
| Dane County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 130,000 |
| St. Croix County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Waukesha County Wisconsin | 1 | $ 660,000 | $ 660,000 | $ 275,000 |
Mortgage Loan Application Detail Totals for Affinity in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,815 | $615,041,000 | $218,000 | $3,690,000 | $138,000 | $5,486,000 |
| Home Improvement | 405 | $29,923,000 | $73,000 | $750,000 | $148,000 | $4,133,000 |
| Home Purchase | 294 | $84,462,000 | $287,000 | $2,000,000 | $132,000 | $1,712,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,490 | $504,732,000 | $202,000 | $3,000,000 | $139,000 | $5,486,000 |
| Asian | 339 | $90,205,000 | $266,000 | $3,690,000 | $151,000 | $689,000 |
| Not Provided | 312 | $59,024,000 | $189,000 | $1,195,000 | $133,000 | $629,000 |
| Black or African American | 212 | $41,904,000 | $197,000 | $1,016,000 | $136,000 | $5,141,000 |
| Hispanic | 132 | $25,242,000 | $191,000 | $548,000 | $132,000 | $1,417,000 |
| Not applicable | 13 | $5,479,000 | $421,000 | $2,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $1,458,000 | $162,000 | $523,000 | $152,000 | $269,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,382,000 | $197,000 | $304,000 | $142,000 | $248,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,514 | $729,426,000 | $207,000 | $3,690,000 | $138,000 | $5,486,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,992 | $414,696,000 | $208,000 | $2,000,000 | $134,000 | $1,712,000 |
| Application Withdrawn By Applicant | 876 | $200,989,000 | $229,000 | $3,000,000 | $155,000 | $5,486,000 |
| Application Denied By Financial Institution | 644 | $113,252,000 | $175,000 | $3,690,000 | $130,000 | $5,141,000 |
| File Closed For Incompleteness | 2 | $489,000 | $244,000 | $324,000 | $160,000 | $170,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 322 | $60,883,000 | $189,000 | $3,690,000 | $92,000 | $750,000 |
| Collateral | 231 | $36,485,000 | $157,000 | $915,000 | $186,000 | $5,141,000 |
| Credit History | 59 | $9,130,000 | $154,000 | $570,000 | $125,000 | $800,000 |
| Unverifiable Information | 3 | $522,000 | $174,000 | $290,000 | $77,000 | $132,000 |
| Employment History | 3 | $530,000 | $176,000 | $450,000 | $149,000 | $251,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.