Affinity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Affinity 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity 73 Mountainview Blvd. Basking Ridge, NJ 08720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,906 |
| Total Mortgage Loan Application Amount | $782,720,000 |
| Average Mortgage Loan Application Amount | $192,200 |
| Highest Mortgage Loan Application Amount | $3,815,000 |
| Average Applicant Income | $142,200 |
| Highest Applicant Income | $3,921,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Somerset County New Jersey | 628 | $ 129,820,000 | $ 206,000 | $ 141,000 |
| Middlesex County New Jersey | 410 | $ 64,540,000 | $ 157,000 | $ 123,000 |
| Morris County New Jersey | 385 | $ 74,705,000 | $ 194,000 | $ 161,000 |
| Hunterdon County New Jersey | 240 | $ 41,620,000 | $ 173,000 | $ 150,000 |
| Bergen County New Jersey | 180 | $ 47,800,000 | $ 265,000 | $ 141,000 |
| Monmouth County New Jersey | 177 | $ 35,775,000 | $ 202,000 | $ 142,000 |
| Essex County New Jersey | 160 | $ 31,640,000 | $ 197,000 | $ 139,000 |
| Union County New Jersey | 152 | $ 26,000,000 | $ 171,000 | $ 146,000 |
| Ocean County New Jersey | 102 | $ 21,510,000 | $ 210,000 | $ 135,000 |
| Mercer County New Jersey | 91 | $ 16,955,000 | $ 186,000 | $ 130,000 |
| Warren County New Jersey | 69 | $ 9,055,000 | $ 131,000 | $ 138,000 |
| Passaic County New Jersey | 65 | $ 10,665,000 | $ 164,000 | $ 135,000 |
| Sussex County New Jersey | 60 | $ 8,340,000 | $ 139,000 | $ 112,000 |
| Burlington County New Jersey | 56 | $ 9,920,000 | $ 177,000 | $ 140,000 |
| Hudson County New Jersey | 54 | $ 14,650,000 | $ 271,000 | $ 167,000 |
| Rockland County New York | 54 | $ 9,650,000 | $ 178,000 | $ 162,000 |
| Westchester County New York | 48 | $ 12,370,000 | $ 257,000 | $ 168,000 |
| Loudoun County Virginia | 44 | $ 23,350,000 | $ 530,000 | $ 162,000 |
| Fairfield County Connecticut | 35 | $ 5,425,000 | $ 155,000 | $ 275,000 |
| Bucks County Pennsylvania | 35 | $ 6,925,000 | $ 197,000 | $ 155,000 |
| Northampton County Pennsylvania | 32 | $ 4,620,000 | $ 144,000 | $ 134,000 |
| Kings County New York | 27 | $ 12,105,000 | $ 448,000 | $ 245,000 |
| New Haven County Connecticut | 24 | $ 3,930,000 | $ 163,000 | $ 116,000 |
| Fulton County Georgia | 22 | $ 4,470,000 | $ 203,000 | $ 136,000 |
| Queens County New York | 21 | $ 5,035,000 | $ 239,000 | $ 143,000 |
| Richmond County New York | 17 | $ 3,075,000 | $ 180,000 | $ 129,000 |
| Orange County New York | 16 | $ 3,290,000 | $ 205,000 | $ 148,000 |
| Camden County New Jersey | 14 | $ 1,890,000 | $ 135,000 | $ 160,000 |
| Suffolk County New York | 14 | $ 3,480,000 | $ 248,000 | $ 158,000 |
| Fairfax County Virginia | 14 | $ 6,500,000 | $ 464,000 | $ 184,000 |
| Philadelphia County Pennsylvania | 12 | $ 1,190,000 | $ 99,000 | $ 127,000 |
| Nassau County New York | 11 | $ 2,625,000 | $ 238,000 | $ 159,000 |
| Maricopa County Arizona | 10 | $ 2,400,000 | $ 240,000 | $ 125,000 |
| New York County New York | 10 | $ 1,910,000 | $ 191,000 | $ 412,000 |
| District of Columbia County District Of Columbia | 9 | $ 2,545,000 | $ 282,000 | $ 171,000 |
| Broward County Florida | 9 | $ 1,445,000 | $ 160,000 | $ 92,000 |
| Howard County Maryland | 9 | $ 3,495,000 | $ 388,000 | $ 155,000 |
| Atlantic County New Jersey | 9 | $ 1,475,000 | $ 163,000 | $ 135,000 |
| Bronx County New York | 9 | $ 1,945,000 | $ 216,000 | $ 373,000 |
| Wake County North Carolina | 9 | $ 1,005,000 | $ 111,000 | $ 87,000 |
| Chester County Pennsylvania | 9 | $ 2,565,000 | $ 285,000 | $ 141,000 |
| Beaufort County South Carolina | 9 | $ 1,865,000 | $ 207,000 | $ 105,000 |
| Palm Beach County Florida | 8 | $ 920,000 | $ 115,000 | $ 87,000 |
| Cobb County Georgia | 8 | $ 1,050,000 | $ 131,000 | $ 134,000 |
| Gwinnett County Georgia | 8 | $ 1,260,000 | $ 157,000 | $ 74,000 |
| Cape May County New Jersey | 8 | $ 1,710,000 | $ 213,000 | $ 233,000 |
| Gloucester County New Jersey | 8 | $ 810,000 | $ 101,000 | $ 95,000 |
| Miami-Dade County Florida | 7 | $ 1,865,000 | $ 266,000 | $ 147,000 |
| Mecklenburg County North Carolina | 7 | $ 435,000 | $ 62,000 | $ 75,000 |
| Monroe County Pennsylvania | 7 | $ 575,000 | $ 82,000 | $ 115,000 |
| Montgomery County Pennsylvania | 7 | $ 1,225,000 | $ 175,000 | $ 111,000 |
| Los Angeles County California | 6 | $ 2,610,000 | $ 435,000 | $ 150,000 |
| Sussex County Delaware | 6 | $ 810,000 | $ 135,000 | $ 164,000 |
| Hillsborough County Florida | 6 | $ 1,060,000 | $ 176,000 | $ 123,000 |
| Lee County Florida | 6 | $ 550,000 | $ 91,000 | $ 177,000 |
| Hennepin County Minnesota | 6 | $ 1,870,000 | $ 311,000 | $ 169,000 |
| Clark County Nevada | 6 | $ 1,210,000 | $ 201,000 | $ 89,000 |
| Pike County Pennsylvania | 6 | $ 490,000 | $ 81,000 | $ 100,000 |
| Horry County South Carolina | 6 | $ 1,220,000 | $ 203,000 | $ 129,000 |
| Riverside County California | 5 | $ 1,575,000 | $ 315,000 | $ 123,000 |
| Manatee County Florida | 5 | $ 645,000 | $ 129,000 | $ 79,000 |
| Pasco County Florida | 5 | $ 295,000 | $ 59,000 | $ 95,000 |
| Sarasota County Florida | 5 | $ 495,000 | $ 99,000 | $ 81,000 |
| Forsyth County Georgia | 5 | $ 2,025,000 | $ 405,000 | $ 162,000 |
| Anne Arundel County Maryland | 5 | $ 1,675,000 | $ 335,000 | $ 159,000 |
| Henrico County Virginia | 5 | $ 1,335,000 | $ 267,000 | $ 100,000 |
| San Diego County California | 4 | $ 2,210,000 | $ 552,000 | $ 212,000 |
| Santa Clara County California | 4 | $ 1,060,000 | $ 265,000 | $ 227,000 |
| New Castle County Delaware | 4 | $ 680,000 | $ 170,000 | $ 95,000 |
| Brevard County Florida | 4 | $ 520,000 | $ 130,000 | $ 216,000 |
| Orange County Florida | 4 | $ 880,000 | $ 220,000 | $ 167,000 |
| Polk County Florida | 4 | $ 450,000 | $ 112,000 | $ 58,000 |
| DeKalb County Georgia | 4 | $ 2,200,000 | $ 550,000 | $ 212,000 |
| Baltimore County Maryland | 4 | $ 710,000 | $ 177,000 | $ 124,000 |
| Frederick County Maryland | 4 | $ 2,430,000 | $ 607,000 | $ 140,000 |
| Middlesex County Massachusetts | 4 | $ 1,080,000 | $ 270,000 | $ 195,000 |
| Rockingham County New Hampshire | 4 | $ 900,000 | $ 225,000 | $ 168,000 |
| Dutchess County New York | 4 | $ 340,000 | $ 85,000 | $ 131,000 |
| Brunswick County North Carolina | 4 | $ 820,000 | $ 205,000 | $ 100,000 |
| York County South Carolina | 4 | $ 380,000 | $ 95,000 | $ 57,000 |
| Dallas County Texas | 4 | $ 1,340,000 | $ 335,000 | $ 163,000 |
| Denton County Texas | 4 | $ 850,000 | $ 212,000 | $ 403,000 |
| Williamson County Texas | 4 | $ 1,520,000 | $ 380,000 | $ 173,000 |
| Hartford County Connecticut | 3 | $ 155,000 | $ 51,000 | $ 169,000 |
| Collier County Florida | 3 | $ 485,000 | $ 161,000 | $ 184,000 |
| Hernando County Florida | 3 | $ 185,000 | $ 61,000 | $ 47,000 |
| Martin County Florida | 3 | $ 165,000 | $ 55,000 | $ 86,000 |
| Seminole County Florida | 3 | $ 155,000 | $ 51,000 | $ 109,000 |
| St. Johns County Florida | 3 | $ 565,000 | $ 188,000 | $ 133,000 |
| St. Lucie County Florida | 3 | $ 395,000 | $ 131,000 | $ 65,000 |
| Walton County Georgia | 3 | $ 515,000 | $ 171,000 | $ 61,000 |
| Cook County Illinois | 3 | $ 175,000 | $ 58,000 | $ 99,000 |
| Lake County Illinois | 3 | $ 425,000 | $ 141,000 | $ 105,000 |
| Harford County Maryland | 3 | $ 335,000 | $ 111,000 | $ 154,000 |
| Scott County Minnesota | 3 | $ 775,000 | $ 258,000 | $ 192,000 |
| Douglas County Nevada | 3 | $ 655,000 | $ 218,000 | $ 162,000 |
| Warren County New York | 3 | $ 265,000 | $ 88,000 | $ 162,000 |
| Durham County North Carolina | 3 | $ 355,000 | $ 118,000 | $ 57,000 |
| New Hanover County North Carolina | 3 | $ 565,000 | $ 188,000 | $ 98,000 |
| Allegheny County Pennsylvania | 3 | $ 495,000 | $ 165,000 | $ 114,000 |
| Williamson County Tennessee | 3 | $ 545,000 | $ 181,000 | $ 125,000 |
| Collin County Texas | 3 | $ 1,055,000 | $ 351,000 | $ 126,000 |
| Shelby County Alabama | 2 | $ 630,000 | $ 315,000 | $ 114,000 |
| Pope County Arkansas | 2 | $ 280,000 | $ 140,000 | $ 62,000 |
| Contra Costa County California | 2 | $ 620,000 | $ 310,000 | $ 183,000 |
| Marin County California | 2 | $ 2,900,000 | $ 1,450,000 | $ 541,000 |
| Denver County Colorado | 2 | $ 450,000 | $ 225,000 | $ 152,000 |
| Middlesex County Connecticut | 2 | $ 180,000 | $ 90,000 | $ 82,000 |
| Alachua County Florida | 2 | $ 310,000 | $ 155,000 | $ 149,000 |
| Charlotte County Florida | 2 | $ 220,000 | $ 110,000 | $ 172,000 |
| Flagler County Florida | 2 | $ 530,000 | $ 265,000 | $ 102,000 |
| Indian River County Florida | 2 | $ 260,000 | $ 130,000 | $ 94,000 |
| Osceola County Florida | 2 | $ 160,000 | $ 80,000 | $ 26,000 |
| Pinellas County Florida | 2 | $ 470,000 | $ 235,000 | $ 109,000 |
| Sumter County Florida | 2 | $ 270,000 | $ 135,000 | $ 82,000 |
| Volusia County Florida | 2 | $ 290,000 | $ 145,000 | $ 117,000 |
| Cherokee County Georgia | 2 | $ 610,000 | $ 305,000 | $ 173,000 |
| Baltimore City County Maryland | 2 | $ 170,000 | $ 85,000 | $ 74,000 |
| Prince George's County Maryland | 2 | $ 280,000 | $ 140,000 | $ 89,000 |
| Barnstable County Massachusetts | 2 | $ 180,000 | $ 90,000 | $ 76,000 |
| Essex County Massachusetts | 2 | $ 860,000 | $ 430,000 | $ 221,000 |
| Anoka County Minnesota | 2 | $ 330,000 | $ 165,000 | $ 90,000 |
| Crow Wing County Minnesota | 2 | $ 140,000 | $ 70,000 | $ 30,000 |
| Ramsey County Minnesota | 2 | $ 470,000 | $ 235,000 | $ 126,000 |
| Hinds County Mississippi | 2 | $ 270,000 | $ 135,000 | $ 111,000 |
| Jackson County Missouri | 2 | $ 260,000 | $ 130,000 | $ 111,000 |
| Cumberland County New Jersey | 2 | $ 190,000 | $ 95,000 | $ 93,000 |
| Santa Fe County New Mexico | 2 | $ 50,000 | $ 25,000 | $ 149,000 |
| Albany County New York | 2 | $ 430,000 | $ 215,000 | $ 186,000 |
| Monroe County New York | 2 | $ 100,000 | $ 50,000 | $ 36,000 |
| Onondaga County New York | 2 | $ 130,000 | $ 65,000 | $ 72,000 |
| Sullivan County New York | 2 | $ 150,000 | $ 75,000 | $ 26,000 |
| Ulster County New York | 2 | $ 700,000 | $ 350,000 | $ 228,000 |
| Cabarrus County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 63,000 |
| Guilford County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 112,000 |
| Union County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 124,000 |
| Cuyahoga County Ohio | 2 | $ 100,000 | $ 50,000 | $ 35,000 |
| Warren County Ohio | 2 | $ 480,000 | $ 240,000 | $ 204,000 |
| Oklahoma County Oklahoma | 2 | $ 130,000 | $ 65,000 | $ 209,000 |
| Butler County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 34,000 |
| Lehigh County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 135,000 |
| Schuylkill County Pennsylvania | 2 | $ 30,000 | $ 15,000 | $ 28,000 |
| Davidson County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 128,000 |
| Knox County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 102,000 |
| Sullivan County Tennessee | 2 | $ 30,000 | $ 15,000 | $ 55,000 |
| Tarrant County Texas | 2 | $ 180,000 | $ 90,000 | $ 120,000 |
| Travis County Texas | 2 | $ 470,000 | $ 235,000 | $ 73,000 |
| Windsor County Vermont | 2 | $ 230,000 | $ 115,000 | $ 207,000 |
| Chesterfield County Virginia | 2 | $ 440,000 | $ 220,000 | $ 93,000 |
| Prince William County Virginia | 2 | $ 610,000 | $ 305,000 | $ 79,000 |
| King County Washington | 2 | $ 520,000 | $ 260,000 | $ 115,000 |
| Whitman County Washington | 2 | $ 610,000 | $ 305,000 | $ 117,000 |
| Clarke County Alabama | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Dallas County Alabama | 1 | $ 5,000 | $ 5,000 | $ 45,000 |
| Winston County Alabama | 1 | $ 45,000 | $ 45,000 | $ 112,000 |
| Pinal County Arizona | 1 | $ 355,000 | $ 355,000 | $ 103,000 |
| Yuma County Arizona | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Craighead County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Hot Spring County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 88,000 |
| Logan County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 99,000 |
| Pulaski County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| White County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 13,000 |
| Alameda County California | 1 | $ 485,000 | $ 485,000 | $ 192,000 |
| Butte County California | 1 | $ 75,000 | $ 75,000 | $ 122,000 |
| El Dorado County California | 1 | $ 825,000 | $ 825,000 | $ 228,000 |
| Orange County California | 1 | $ 245,000 | $ 245,000 | $ 219,000 |
| Placer County California | 1 | $ 635,000 | $ 635,000 | $ 150,000 |
| San Joaquin County California | 1 | $ 555,000 | $ 555,000 | $ 143,000 |
| San Mateo County California | 1 | $ 1,185,000 | $ 1,185,000 | $ 269,000 |
| Santa Barbara County California | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Shasta County California | 1 | $ 655,000 | $ 655,000 | $ 222,000 |
| Tuolumne County California | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Adams County Colorado | 1 | $ 205,000 | $ 205,000 | $ 192,000 |
| Arapahoe County Colorado | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Broomfield County Colorado | 1 | $ 35,000 | $ 35,000 | $ 114,000 |
| Douglas County Colorado | 1 | $ 25,000 | $ 25,000 | $ 133,000 |
| El Paso County Colorado | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Larimer County Colorado | 1 | $ 505,000 | $ 505,000 | $ 244,000 |
| Litchfield County Connecticut | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| New London County Connecticut | 1 | $ 345,000 | $ 345,000 | $ 107,000 |
| Kent County Delaware | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Escambia County Florida | 1 | $ 355,000 | $ 355,000 | $ 299,000 |
| Monroe County Florida | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Santa Rosa County Florida | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Chatham County Georgia | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Clayton County Georgia | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Columbia County Georgia | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Coweta County Georgia | 1 | $ 305,000 | $ 305,000 | $ 117,000 |
| Henry County Georgia | 1 | $ 155,000 | $ 155,000 | $ 148,000 |
| McIntosh County Georgia | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Rockdale County Georgia | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| Maui County Hawaii | 1 | $ 425,000 | $ 425,000 | $ 309,000 |
| Blaine County Idaho | 1 | $ 165,000 | $ 165,000 | $ 22,000 |
| Canyon County Idaho | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Nez Perce County Idaho | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| DuPage County Illinois | 1 | $ 395,000 | $ 395,000 | $ 161,000 |
| Kane County Illinois | 1 | $ 295,000 | $ 295,000 | $ 83,000 |
| Monroe County Illinois | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Will County Illinois | 1 | $ 345,000 | $ 345,000 | $ 150,000 |
| Delaware County Indiana | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Elkhart County Indiana | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Hamilton County Indiana | 1 | $ 105,000 | $ 105,000 | $ 146,000 |
| Hendricks County Indiana | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Jasper County Indiana | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Marion County Indiana | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| St. Joseph County Indiana | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Polk County Iowa | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Hardin County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Jefferson County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Warren County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Orleans County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| West Baton Rouge County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| Cumberland County Maine | 1 | $ 175,000 | $ 175,000 | $ 0 |
| York County Maine | 1 | $ 155,000 | $ 155,000 | $ 211,000 |
| Allegany County Maryland | 1 | $ 95,000 | $ 95,000 | $ 132,000 |
| Calvert County Maryland | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Charles County Maryland | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Montgomery County Maryland | 1 | $ 525,000 | $ 525,000 | $ 248,000 |
| Queen Anne's County Maryland | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Washtenaw County Michigan | 1 | $ 465,000 | $ 465,000 | $ 244,000 |
| Carver County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 116,000 |
| Dakota County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Le Sueur County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| St. Louis County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Boone County Missouri | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| St. Charles County Missouri | 1 | $ 355,000 | $ 355,000 | $ 125,000 |
| St. Louis County Missouri | 1 | $ 335,000 | $ 335,000 | $ 165,000 |
| Stone County Missouri | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Lancaster County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Sarpy County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Belknap County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Salem County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 112,000 |
| Los Alamos County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 227,000 |
| Sandoval County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Columbia County New York | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Delaware County New York | 1 | $ 255,000 | $ 255,000 | $ 285,000 |
| Erie County New York | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Essex County New York | 1 | $ 255,000 | $ 255,000 | $ 235,000 |
| Greene County New York | 1 | $ 185,000 | $ 185,000 | $ 190,000 |
| Hamilton County New York | 1 | $ 345,000 | $ 345,000 | $ 178,000 |
| Niagara County New York | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Rensselaer County New York | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Washington County New York | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Anson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Catawba County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 211,000 |
| Cumberland County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Forsyth County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Franklin County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 173,000 |
| Gaston County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Henderson County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Iredell County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Lincoln County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Pender County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 127,000 |
| Wayne County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Cass County North Dakota | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Ward County North Dakota | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Carroll County Ohio | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Hamilton County Ohio | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Lake County Ohio | 1 | $ 65,000 | $ 65,000 | $ 133,000 |
| Lorain County Ohio | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Lucas County Ohio | 1 | $ 315,000 | $ 315,000 | $ 138,000 |
| Stark County Ohio | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Osage County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Clackamas County Oregon | 1 | $ 545,000 | $ 545,000 | $ 153,000 |
| Deschutes County Oregon | 1 | $ 455,000 | $ 455,000 | $ 119,000 |
| Marion County Oregon | 1 | $ 315,000 | $ 315,000 | $ 126,000 |
| Multnomah County Oregon | 1 | $ 615,000 | $ 615,000 | $ 203,000 |
| Adams County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 217,000 |
| Armstrong County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Berks County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 210,000 |
| Bradford County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 8,000 |
| Centre County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Delaware County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Lackawanna County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Lawrence County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Somerset County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 344,000 |
| Susquehanna County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| Charleston County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Georgetown County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Greenville County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Lexington County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Fall River County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Minnehaha County South Dakota | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Cumberland County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Greene County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 67,000 |
| Grundy County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Loudon County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 175,000 |
| Rutherford County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Shelby County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 180,000 |
| Union County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Weakley County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| McLennan County Texas | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Webb County Texas | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Salt Lake County Utah | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Summit County Utah | 1 | $ 3,815,000 | $ 3,815,000 | $ 3,186,000 |
| Chittenden County Vermont | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Lamoille County Vermont | 1 | $ 85,000 | $ 85,000 | $ 172,000 |
| Windham County Vermont | 1 | $ 155,000 | $ 155,000 | $ 12,000 |
| Charlottesville County Virginia | 1 | $ 455,000 | $ 455,000 | $ 156,000 |
| Fauquier County Virginia | 1 | $ 45,000 | $ 45,000 | $ 135,000 |
| James City County Virginia | 1 | $ 355,000 | $ 355,000 | $ 192,000 |
| Louisa County Virginia | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Lunenburg County Virginia | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Manassas County Virginia | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Montgomery County Virginia | 1 | $ 255,000 | $ 255,000 | $ 223,000 |
| Winchester County Virginia | 1 | $ 565,000 | $ 565,000 | $ 430,000 |
| Island County Washington | 1 | $ 45,000 | $ 45,000 | $ 315,000 |
| Pierce County Washington | 1 | $ 615,000 | $ 615,000 | $ 209,000 |
| Snohomish County Washington | 1 | $ 495,000 | $ 495,000 | $ 152,000 |
| Thurston County Washington | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Natrona County Wyoming | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Affinity in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,052 | $92,300,000 | $87,000 | $1,005,000 | $142,000 | $3,084,000 |
| Cash-out Refinancing | 1,032 | $261,440,000 | $253,000 | $1,895,000 | $149,000 | $3,921,000 |
| Home Purchase | 956 | $301,740,000 | $315,000 | $3,815,000 | $148,000 | $3,186,000 |
| Other Purpose | 469 | $34,905,000 | $74,000 | $555,000 | $127,000 | $2,520,000 |
| Refinancing | 397 | $92,335,000 | $232,000 | $2,305,000 | $145,000 | $1,668,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,237 | $424,345,000 | $189,000 | $3,815,000 | $144,000 | $3,921,000 |
| Not Provided | 528 | $121,220,000 | $229,000 | $1,895,000 | $151,000 | $2,598,000 |
| Black or African American | 418 | $59,650,000 | $142,000 | $1,405,000 | $106,000 | $400,000 |
| Asian | 292 | $83,830,000 | $287,000 | $1,105,000 | $169,000 | $3,084,000 |
| Hispanic | 255 | $40,635,000 | $159,000 | $655,000 | $118,000 | $1,368,000 |
| Not applicable | 13 | $9,285,000 | $714,000 | $2,305,000 | $104,000 | $104,000 |
| American Indian or Alaskan Native | 11 | $1,275,000 | $115,000 | $505,000 | $132,000 | $330,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,180,000 | $118,000 | $305,000 | $67,000 | $144,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,906 | $782,720,000 | $200,000 | $3,815,000 | $144,000 | $3,921,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,331 | $505,255,000 | $216,000 | $3,815,000 | $145,000 | $3,186,000 |
| Application Denied By Financial Institution | 720 | $86,810,000 | $120,000 | $1,085,000 | $130,000 | $3,084,000 |
| Application Withdrawn By Applicant | 525 | $104,005,000 | $198,000 | $1,895,000 | $156,000 | $3,921,000 |
| File Closed For Incompleteness | 224 | $59,130,000 | $263,000 | $1,405,000 | $140,000 | $600,000 |
| Application Approved But Not Accepted | 106 | $27,520,000 | $259,000 | $1,145,000 | $149,000 | $596,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,186 | $695,910,000 | $218,000 | $3,815,000 | $147,000 | $3,921,000 |
| Debt-To-Income Ratio | 232 | $28,950,000 | $124,000 | $995,000 | $68,000 | $344,000 |
| Credit History | 163 | $13,855,000 | $85,000 | $1,085,000 | $145,000 | $2,520,000 |
| Other | 132 | $15,520,000 | $117,000 | $1,005,000 | $177,000 | $2,598,000 |
| Credit Application Incomplete | 72 | $10,610,000 | $147,000 | $605,000 | $155,000 | $750,000 |
| Collateral | 50 | $9,460,000 | $189,000 | $655,000 | $225,000 | $3,084,000 |
| Unverifiable Information | 39 | $4,955,000 | $127,000 | $805,000 | $163,000 | $540,000 |
| Employment History | 26 | $1,800,000 | $69,000 | $295,000 | $65,000 | $293,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,150,000 | $287,000 | $375,000 | $96,000 | $126,000 |
| Mortgage Insurance Denied | 2 | $510,000 | $255,000 | $285,000 | $90,000 | $122,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.