Affinity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Affinity 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity 73 Mountainview Blvd. Basking Ridge, NJ 08720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,862 |
| Total Mortgage Loan Application Amount | $874,790,000 |
| Average Mortgage Loan Application Amount | $235,000 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $144,000 |
| Highest Applicant Income | $1,860,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Somerset County New Jersey | 557 | $ 130,045,000 | $ 233,000 | $ 153,000 |
| Middlesex County New Jersey | 414 | $ 77,520,000 | $ 187,000 | $ 132,000 |
| Morris County New Jersey | 361 | $ 81,565,000 | $ 225,000 | $ 163,000 |
| Hunterdon County New Jersey | 233 | $ 41,735,000 | $ 179,000 | $ 143,000 |
| Union County New Jersey | 215 | $ 46,815,000 | $ 217,000 | $ 158,000 |
| Monmouth County New Jersey | 204 | $ 49,750,000 | $ 243,000 | $ 173,000 |
| Essex County New Jersey | 158 | $ 38,830,000 | $ 245,000 | $ 138,000 |
| Bergen County New Jersey | 136 | $ 40,410,000 | $ 297,000 | $ 170,000 |
| Ocean County New Jersey | 105 | $ 23,465,000 | $ 223,000 | $ 152,000 |
| Warren County New Jersey | 79 | $ 11,395,000 | $ 144,000 | $ 103,000 |
| Mercer County New Jersey | 73 | $ 17,375,000 | $ 238,000 | $ 147,000 |
| Rockland County New York | 60 | $ 9,830,000 | $ 163,000 | $ 144,000 |
| Passaic County New Jersey | 59 | $ 12,095,000 | $ 205,000 | $ 120,000 |
| Hudson County New Jersey | 58 | $ 25,810,000 | $ 445,000 | $ 179,000 |
| Sussex County New Jersey | 56 | $ 10,780,000 | $ 192,000 | $ 140,000 |
| Westchester County New York | 48 | $ 14,050,000 | $ 292,000 | $ 216,000 |
| Northampton County Pennsylvania | 46 | $ 6,560,000 | $ 142,000 | $ 117,000 |
| Fairfield County Connecticut | 42 | $ 13,850,000 | $ 329,000 | $ 196,000 |
| Burlington County New Jersey | 38 | $ 6,990,000 | $ 183,000 | $ 123,000 |
| New Haven County Connecticut | 29 | $ 4,475,000 | $ 154,000 | $ 106,000 |
| Kings County New York | 23 | $ 11,795,000 | $ 512,000 | $ 211,000 |
| Loudoun County Virginia | 23 | $ 10,945,000 | $ 475,000 | $ 146,000 |
| Monroe County Pennsylvania | 22 | $ 2,910,000 | $ 132,000 | $ 104,000 |
| Howard County Maryland | 19 | $ 9,895,000 | $ 520,000 | $ 186,000 |
| Orange County New York | 19 | $ 2,685,000 | $ 141,000 | $ 133,000 |
| Richmond County New York | 19 | $ 4,345,000 | $ 228,000 | $ 112,000 |
| Queens County New York | 17 | $ 5,355,000 | $ 315,000 | $ 154,000 |
| Bucks County Pennsylvania | 16 | $ 4,380,000 | $ 273,000 | $ 170,000 |
| Fulton County Georgia | 14 | $ 3,440,000 | $ 245,000 | $ 169,000 |
| Palm Beach County Florida | 13 | $ 2,755,000 | $ 211,000 | $ 144,000 |
| Nassau County New York | 12 | $ 3,410,000 | $ 284,000 | $ 214,000 |
| Suffolk County New York | 12 | $ 4,140,000 | $ 345,000 | $ 256,000 |
| Fairfax County Virginia | 12 | $ 7,530,000 | $ 627,000 | $ 254,000 |
| Clark County Nevada | 10 | $ 2,000,000 | $ 200,000 | $ 117,000 |
| Camden County New Jersey | 10 | $ 2,260,000 | $ 226,000 | $ 176,000 |
| Sussex County Delaware | 9 | $ 1,985,000 | $ 220,000 | $ 91,000 |
| Pinellas County Florida | 9 | $ 1,955,000 | $ 217,000 | $ 112,000 |
| Wake County North Carolina | 9 | $ 2,115,000 | $ 235,000 | $ 157,000 |
| New Castle County Delaware | 8 | $ 1,190,000 | $ 148,000 | $ 143,000 |
| Broward County Florida | 8 | $ 1,680,000 | $ 210,000 | $ 155,000 |
| Lee County Florida | 8 | $ 1,850,000 | $ 231,000 | $ 170,000 |
| New York County New York | 8 | $ 2,760,000 | $ 345,000 | $ 424,000 |
| Cherokee County Georgia | 7 | $ 1,525,000 | $ 217,000 | $ 181,000 |
| Cape May County New Jersey | 7 | $ 2,365,000 | $ 337,000 | $ 262,000 |
| Guilford County North Carolina | 7 | $ 1,145,000 | $ 163,000 | $ 90,000 |
| Delaware County Pennsylvania | 7 | $ 2,255,000 | $ 322,000 | $ 193,000 |
| Lehigh County Pennsylvania | 7 | $ 1,065,000 | $ 152,000 | $ 105,000 |
| Montgomery County Pennsylvania | 7 | $ 1,475,000 | $ 210,000 | $ 126,000 |
| Pike County Pennsylvania | 7 | $ 915,000 | $ 130,000 | $ 127,000 |
| Horry County South Carolina | 7 | $ 1,005,000 | $ 143,000 | $ 80,000 |
| Orange County Florida | 6 | $ 1,280,000 | $ 213,000 | $ 107,000 |
| Sarasota County Florida | 6 | $ 1,400,000 | $ 233,000 | $ 159,000 |
| St. Johns County Florida | 6 | $ 1,420,000 | $ 236,000 | $ 116,000 |
| Volusia County Florida | 6 | $ 720,000 | $ 120,000 | $ 82,000 |
| Cobb County Georgia | 6 | $ 880,000 | $ 146,000 | $ 101,000 |
| Gwinnett County Georgia | 6 | $ 1,070,000 | $ 178,000 | $ 111,000 |
| Baltimore County Maryland | 6 | $ 930,000 | $ 155,000 | $ 140,000 |
| Hennepin County Minnesota | 6 | $ 1,060,000 | $ 176,000 | $ 96,000 |
| Atlantic County New Jersey | 6 | $ 1,050,000 | $ 175,000 | $ 180,000 |
| Gloucester County New Jersey | 6 | $ 640,000 | $ 106,000 | $ 118,000 |
| Bronx County New York | 6 | $ 1,480,000 | $ 246,000 | $ 94,000 |
| Mecklenburg County North Carolina | 6 | $ 760,000 | $ 126,000 | $ 165,000 |
| Philadelphia County Pennsylvania | 6 | $ 560,000 | $ 93,000 | $ 151,000 |
| Maricopa County Arizona | 5 | $ 2,245,000 | $ 449,000 | $ 151,000 |
| Yavapai County Arizona | 5 | $ 1,455,000 | $ 291,000 | $ 166,000 |
| Alameda County California | 5 | $ 2,645,000 | $ 529,000 | $ 223,000 |
| San Diego County California | 5 | $ 1,015,000 | $ 203,000 | $ 189,000 |
| Santa Clara County California | 5 | $ 1,585,000 | $ 317,000 | $ 222,000 |
| Miami-Dade County Florida | 5 | $ 2,635,000 | $ 527,000 | $ 179,000 |
| Harris County Texas | 5 | $ 685,000 | $ 137,000 | $ 113,000 |
| Los Angeles County California | 4 | $ 3,180,000 | $ 795,000 | $ 361,000 |
| Douglas County Colorado | 4 | $ 370,000 | $ 92,000 | $ 115,000 |
| Middlesex County Connecticut | 4 | $ 490,000 | $ 122,000 | $ 141,000 |
| Collier County Florida | 4 | $ 2,000,000 | $ 500,000 | $ 288,000 |
| Manatee County Florida | 4 | $ 430,000 | $ 107,000 | $ 163,000 |
| Pasco County Florida | 4 | $ 430,000 | $ 107,000 | $ 54,000 |
| Sumter County Florida | 4 | $ 630,000 | $ 157,000 | $ 70,000 |
| Baltimore City County Maryland | 4 | $ 460,000 | $ 115,000 | $ 189,000 |
| Salem County New Jersey | 4 | $ 230,000 | $ 57,000 | $ 160,000 |
| Greene County New York | 4 | $ 1,090,000 | $ 272,000 | $ 239,000 |
| Rensselaer County New York | 4 | $ 690,000 | $ 172,000 | $ 94,000 |
| Surry County North Carolina | 4 | $ 1,420,000 | $ 355,000 | $ 152,000 |
| Union County North Carolina | 4 | $ 220,000 | $ 55,000 | $ 95,000 |
| Wayne County Pennsylvania | 4 | $ 760,000 | $ 190,000 | $ 179,000 |
| Collin County Texas | 4 | $ 1,330,000 | $ 332,000 | $ 124,000 |
| Prince William County Virginia | 4 | $ 1,210,000 | $ 302,000 | $ 107,000 |
| King County Washington | 4 | $ 1,340,000 | $ 335,000 | $ 107,000 |
| Orange County California | 3 | $ 1,165,000 | $ 388,000 | $ 168,000 |
| Hartford County Connecticut | 3 | $ 265,000 | $ 88,000 | $ 93,000 |
| Litchfield County Connecticut | 3 | $ 715,000 | $ 238,000 | $ 128,000 |
| District of Columbia County District Of Columbia | 3 | $ 325,000 | $ 108,000 | $ 213,000 |
| Hillsborough County Florida | 3 | $ 335,000 | $ 111,000 | $ 138,000 |
| Osceola County Florida | 3 | $ 265,000 | $ 88,000 | $ 97,000 |
| Seminole County Florida | 3 | $ 735,000 | $ 245,000 | $ 111,000 |
| Cook County Illinois | 3 | $ 1,115,000 | $ 371,000 | $ 273,000 |
| Johnson County Kansas | 3 | $ 835,000 | $ 278,000 | $ 183,000 |
| Cumberland County Maine | 3 | $ 395,000 | $ 131,000 | $ 134,000 |
| Prince George's County Maryland | 3 | $ 865,000 | $ 288,000 | $ 68,000 |
| Barnstable County Massachusetts | 3 | $ 155,000 | $ 51,000 | $ 41,000 |
| Middlesex County Massachusetts | 3 | $ 1,195,000 | $ 398,000 | $ 214,000 |
| Schenectady County New York | 3 | $ 795,000 | $ 265,000 | $ 64,000 |
| Warren County New York | 3 | $ 345,000 | $ 115,000 | $ 186,000 |
| Craven County North Carolina | 3 | $ 145,000 | $ 48,000 | $ 97,000 |
| New Hanover County North Carolina | 3 | $ 1,975,000 | $ 658,000 | $ 247,000 |
| Stark County Ohio | 3 | $ 505,000 | $ 168,000 | $ 62,000 |
| Fayette County Pennsylvania | 3 | $ 65,000 | $ 21,000 | $ 100,000 |
| Charleston County South Carolina | 3 | $ 1,035,000 | $ 345,000 | $ 199,000 |
| Williamson County Tennessee | 3 | $ 675,000 | $ 225,000 | $ 261,000 |
| Dallas County Texas | 3 | $ 565,000 | $ 188,000 | $ 337,000 |
| Denton County Texas | 3 | $ 1,005,000 | $ 335,000 | $ 213,000 |
| Pima County Arizona | 2 | $ 400,000 | $ 200,000 | $ 70,000 |
| Pinal County Arizona | 2 | $ 260,000 | $ 130,000 | $ 112,000 |
| Washington County Arkansas | 2 | $ 160,000 | $ 80,000 | $ 67,000 |
| Riverside County California | 2 | $ 330,000 | $ 165,000 | $ 203,000 |
| San Francisco County California | 2 | $ 910,000 | $ 455,000 | $ 312,000 |
| Adams County Colorado | 2 | $ 320,000 | $ 160,000 | $ 139,000 |
| Arapahoe County Colorado | 2 | $ 390,000 | $ 195,000 | $ 138,000 |
| Broomfield County Colorado | 2 | $ 850,000 | $ 425,000 | $ 247,000 |
| Denver County Colorado | 2 | $ 540,000 | $ 270,000 | $ 134,000 |
| Brevard County Florida | 2 | $ 210,000 | $ 105,000 | $ 59,000 |
| Charlotte County Florida | 2 | $ 320,000 | $ 160,000 | $ 136,000 |
| Duval County Florida | 2 | $ 140,000 | $ 70,000 | $ 75,000 |
| Flagler County Florida | 2 | $ 480,000 | $ 240,000 | $ 113,000 |
| Martin County Florida | 2 | $ 250,000 | $ 125,000 | $ 122,000 |
| Polk County Florida | 2 | $ 340,000 | $ 170,000 | $ 115,000 |
| St. Lucie County Florida | 2 | $ 190,000 | $ 95,000 | $ 49,000 |
| Forsyth County Georgia | 2 | $ 170,000 | $ 85,000 | $ 182,000 |
| Bonner County Idaho | 2 | $ 650,000 | $ 325,000 | $ 121,000 |
| Hendricks County Indiana | 2 | $ 110,000 | $ 55,000 | $ 26,000 |
| Hopkins County Kentucky | 2 | $ 60,000 | $ 30,000 | $ 30,000 |
| Anne Arundel County Maryland | 2 | $ 260,000 | $ 130,000 | $ 173,000 |
| Frederick County Maryland | 2 | $ 630,000 | $ 315,000 | $ 145,000 |
| Hampden County Massachusetts | 2 | $ 230,000 | $ 115,000 | $ 117,000 |
| Norfolk County Massachusetts | 2 | $ 110,000 | $ 55,000 | $ 114,000 |
| Oakland County Michigan | 2 | $ 230,000 | $ 115,000 | $ 142,000 |
| Washtenaw County Michigan | 2 | $ 430,000 | $ 215,000 | $ 133,000 |
| Dakota County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 85,000 |
| Washington County Minnesota | 2 | $ 130,000 | $ 65,000 | $ 70,000 |
| Wright County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 139,000 |
| St. Charles County Missouri | 2 | $ 640,000 | $ 320,000 | $ 109,000 |
| Sarpy County Nebraska | 2 | $ 110,000 | $ 55,000 | $ 108,000 |
| Carroll County New Hampshire | 2 | $ 210,000 | $ 105,000 | $ 207,000 |
| Albany County New York | 2 | $ 380,000 | $ 190,000 | $ 70,000 |
| Dutchess County New York | 2 | $ 670,000 | $ 335,000 | $ 145,000 |
| Putnam County New York | 2 | $ 340,000 | $ 170,000 | $ 442,000 |
| Sullivan County New York | 2 | $ 150,000 | $ 75,000 | $ 68,000 |
| Tompkins County New York | 2 | $ 500,000 | $ 250,000 | $ 121,000 |
| Ulster County New York | 2 | $ 430,000 | $ 215,000 | $ 135,000 |
| Brunswick County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 49,000 |
| Cabarrus County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 121,000 |
| Chatham County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 126,000 |
| Henderson County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 74,000 |
| Johnston County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 124,000 |
| Moore County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 89,000 |
| Wayne County North Carolina | 2 | $ 40,000 | $ 20,000 | $ 78,000 |
| Franklin County Ohio | 2 | $ 270,000 | $ 135,000 | $ 187,000 |
| Mahoning County Ohio | 2 | $ 80,000 | $ 40,000 | $ 43,000 |
| Van Wert County Ohio | 2 | $ 80,000 | $ 40,000 | $ 41,000 |
| Warren County Ohio | 2 | $ 200,000 | $ 100,000 | $ 226,000 |
| Wood County Ohio | 2 | $ 130,000 | $ 65,000 | $ 79,000 |
| Marion County Oregon | 2 | $ 50,000 | $ 25,000 | $ 68,000 |
| Multnomah County Oregon | 2 | $ 790,000 | $ 395,000 | $ 121,000 |
| Carbon County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 146,000 |
| Chester County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 177,000 |
| Dauphin County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 78,000 |
| Lackawanna County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 125,000 |
| Lancaster County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 122,000 |
| Schuylkill County Pennsylvania | 2 | $ 720,000 | $ 360,000 | $ 223,000 |
| Providence County Rhode Island | 2 | $ 410,000 | $ 205,000 | $ 208,000 |
| Abbeville County South Carolina | 2 | $ 100,000 | $ 50,000 | $ 65,000 |
| Beaufort County South Carolina | 2 | $ 480,000 | $ 240,000 | $ 323,000 |
| Greenville County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 152,000 |
| Lexington County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 83,000 |
| Davidson County Tennessee | 2 | $ 680,000 | $ 340,000 | $ 96,000 |
| Loudon County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 83,000 |
| Bexar County Texas | 2 | $ 390,000 | $ 195,000 | $ 120,000 |
| Tarrant County Texas | 2 | $ 700,000 | $ 350,000 | $ 303,000 |
| Travis County Texas | 2 | $ 420,000 | $ 210,000 | $ 159,000 |
| Williamson County Texas | 2 | $ 410,000 | $ 205,000 | $ 213,000 |
| James City County Virginia | 2 | $ 330,000 | $ 165,000 | $ 51,000 |
| Spotsylvania County Virginia | 2 | $ 150,000 | $ 75,000 | $ 144,000 |
| Virginia Beach County Virginia | 2 | $ 30,000 | $ 15,000 | $ 67,000 |
| Snohomish County Washington | 2 | $ 1,120,000 | $ 560,000 | $ 135,000 |
| Marathon County Wisconsin | 2 | $ 470,000 | $ 235,000 | $ 88,000 |
| Montgomery County Alabama | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Shelby County Alabama | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Hot Spring County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Saline County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 127,000 |
| Contra Costa County California | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Marin County California | 1 | $ 245,000 | $ 245,000 | $ 7,000 |
| Nevada County California | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| San Joaquin County California | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| San Mateo County California | 1 | $ 1,375,000 | $ 1,375,000 | $ 236,000 |
| Santa Barbara County California | 1 | $ 1,085,000 | $ 1,085,000 | $ 436,000 |
| Ouray County Colorado | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Tolland County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 205,000 |
| Hernando County Florida | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Indian River County Florida | 1 | $ 285,000 | $ 285,000 | $ 266,000 |
| Lake County Florida | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Marion County Florida | 1 | $ 125,000 | $ 125,000 | $ 103,000 |
| Monroe County Florida | 1 | $ 1,505,000 | $ 1,505,000 | $ 450,000 |
| Okaloosa County Florida | 1 | $ 1,215,000 | $ 1,215,000 | $ 565,000 |
| Walton County Florida | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Chatham County Georgia | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| DeKalb County Georgia | 1 | $ 555,000 | $ 555,000 | $ 203,000 |
| Douglas County Georgia | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Hall County Georgia | 1 | $ 225,000 | $ 225,000 | $ 241,000 |
| Hawaii County Hawaii | 1 | $ 265,000 | $ 265,000 | $ 37,000 |
| Ada County Idaho | 1 | $ 155,000 | $ 155,000 | $ 7,000 |
| Jefferson County Illinois | 1 | $ 25,000 | $ 25,000 | $ 178,000 |
| Kane County Illinois | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| McHenry County Illinois | 1 | $ 215,000 | $ 215,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Tazewell County Illinois | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Bartholomew County Indiana | 1 | $ 225,000 | $ 225,000 | $ 133,000 |
| Hancock County Indiana | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| Marion County Indiana | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Porter County Indiana | 1 | $ 55,000 | $ 55,000 | $ 143,000 |
| Cerro Gordo County Iowa | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Polk County Iowa | 1 | $ 95,000 | $ 95,000 | $ 21,000 |
| Jefferson County Louisiana | 1 | $ 705,000 | $ 705,000 | $ 158,000 |
| Orleans County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 318,000 |
| Waldo County Maine | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Carroll County Maryland | 1 | $ 105,000 | $ 105,000 | $ 166,000 |
| Queen Anne's County Maryland | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Dukes County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 126,000 |
| Essex County Massachusetts | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Nantucket County Massachusetts | 1 | $ 465,000 | $ 465,000 | $ 915,000 |
| Plymouth County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 170,000 |
| Suffolk County Massachusetts | 1 | $ 955,000 | $ 955,000 | $ 253,000 |
| Wayne County Michigan | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Nicollet County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Scott County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 149,000 |
| Platte County Missouri | 1 | $ 155,000 | $ 155,000 | $ 378,000 |
| St. Louis County Missouri | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Washington County Missouri | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Hill County Montana | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Grafton County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Rockingham County New Hampshire | 1 | $ 345,000 | $ 345,000 | $ 140,000 |
| Bernalillo County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 12,000 |
| Allegany County New York | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Chautauqua County New York | 1 | $ 455,000 | $ 455,000 | $ 266,000 |
| Cortland County New York | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Delaware County New York | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Essex County New York | 1 | $ 105,000 | $ 105,000 | $ 277,000 |
| Fulton County New York | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Monroe County New York | 1 | $ 35,000 | $ 35,000 | $ 92,000 |
| Onondaga County New York | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| St. Lawrence County New York | 1 | $ 285,000 | $ 285,000 | $ 282,000 |
| Alamance County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 200,000 |
| Buncombe County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 137,000 |
| Catawba County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 121,000 |
| Davidson County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 192,000 |
| Duplin County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Forsyth County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Halifax County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 300,000 |
| Orange County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 131,000 |
| Perquimans County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Rockingham County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 124,000 |
| Yancey County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Belmont County Ohio | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Cuyahoga County Ohio | 1 | $ 45,000 | $ 45,000 | $ 197,000 |
| Hamilton County Ohio | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Lucas County Ohio | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Trumbull County Ohio | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Union County Ohio | 1 | $ 85,000 | $ 85,000 | $ 182,000 |
| Cleveland County Oklahoma | 1 | $ 295,000 | $ 295,000 | $ 191,000 |
| Oklahoma County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Clackamas County Oregon | 1 | $ 155,000 | $ 155,000 | $ 279,000 |
| Josephine County Oregon | 1 | $ 365,000 | $ 365,000 | $ 133,000 |
| Washington County Oregon | 1 | $ 35,000 | $ 35,000 | $ 126,000 |
| Allegheny County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Armstrong County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 119,000 |
| Berks County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 183,000 |
| Blair County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 136,000 |
| Centre County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Elk County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Lebanon County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Luzerne County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Tioga County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Union County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Newport County Rhode Island | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Washington County Rhode Island | 1 | $ 205,000 | $ 205,000 | $ 22,000 |
| Barnwell County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Greenwood County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 145,000 |
| York County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Bledsoe County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Cocke County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Johnson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Knox County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| Lawrence County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Rutherford County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| Shelby County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 215,000 |
| Sumner County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 136,000 |
| Wilson County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Brazoria County Texas | 1 | $ 275,000 | $ 275,000 | $ 325,000 |
| Kerr County Texas | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Montague County Texas | 1 | $ 15,000 | $ 15,000 | $ 81,000 |
| Nueces County Texas | 1 | $ 35,000 | $ 35,000 | $ 79,000 |
| Taylor County Texas | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Van Zandt County Texas | 1 | $ 25,000 | $ 25,000 | $ 129,000 |
| Tooele County Utah | 1 | $ 35,000 | $ 35,000 | $ 125,000 |
| Rutland County Vermont | 1 | $ 145,000 | $ 145,000 | $ 201,000 |
| Windham County Vermont | 1 | $ 255,000 | $ 255,000 | $ 275,000 |
| Windsor County Vermont | 1 | $ 105,000 | $ 105,000 | $ 240,000 |
| Alexandria County Virginia | 1 | $ 255,000 | $ 255,000 | $ 136,000 |
| Arlington County Virginia | 1 | $ 955,000 | $ 955,000 | $ 423,000 |
| Bedford County Virginia | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Chesterfield County Virginia | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
| Greene County Virginia | 1 | $ 405,000 | $ 405,000 | $ 189,000 |
| Manassas County Virginia | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Newport News County Virginia | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Roanoke County Virginia | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Kitsap County Washington | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Pierce County Washington | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Berkeley County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Brown County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 127,000 |
| Dane County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 212,000 |
| Milwaukee County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Racine County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 204,000 |
| Rock County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Affinity in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,002 | $92,450,000 | $92,000 | $1,475,000 | $144,000 | $1,322,000 |
| Cash-out Refinancing | 777 | $246,175,000 | $316,000 | $2,005,000 | $150,000 | $1,164,000 |
| Refinancing | 750 | $237,750,000 | $317,000 | $3,005,000 | $173,000 | $1,860,000 |
| Home Purchase | 741 | $242,525,000 | $327,000 | $2,135,000 | $150,000 | $957,000 |
| Other Purpose | 590 | $55,360,000 | $93,000 | $2,005,000 | $132,000 | $1,059,000 |
| Not Applicable | 2 | $530,000 | $265,000 | $475,000 | $115,000 | $115,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,301 | $512,465,000 | $222,000 | $2,135,000 | $153,000 | $1,860,000 |
| Not Provided | 433 | $104,485,000 | $241,000 | $1,525,000 | $158,000 | $1,717,000 |
| Black or African American | 411 | $77,765,000 | $189,000 | $985,000 | $119,000 | $522,000 |
| Asian | 386 | $114,170,000 | $295,000 | $1,725,000 | $170,000 | $925,000 |
| Hispanic | 276 | $48,070,000 | $174,000 | $835,000 | $131,000 | $1,059,000 |
| American Indian or Alaskan Native | 20 | $3,560,000 | $178,000 | $905,000 | $135,000 | $474,000 |
| Not applicable | 15 | $11,555,000 | $770,000 | $3,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 6 | $840,000 | $140,000 | $335,000 | $166,000 | $403,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,861 | $874,765,000 | $226,000 | $3,005,000 | $150,000 | $1,860,000 |
| VA-guaranteed (Veterans Administration) | 1 | $25,000 | $25,000 | $25,000 | $95,000 | $95,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,240 | $554,500,000 | $247,000 | $3,005,000 | $157,000 | $1,717,000 |
| Application Denied By Financial Institution | 595 | $77,295,000 | $129,000 | $1,525,000 | $122,000 | $934,000 |
| Application Withdrawn By Applicant | 465 | $110,385,000 | $237,000 | $2,105,000 | $160,000 | $1,322,000 |
| File Closed For Incompleteness | 426 | $98,550,000 | $231,000 | $1,505,000 | $146,000 | $1,860,000 |
| Application Approved But Not Accepted | 136 | $34,060,000 | $250,000 | $715,000 | $141,000 | $636,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,267 | $797,495,000 | $244,000 | $3,005,000 | $155,000 | $1,860,000 |
| Debt-To-Income Ratio | 196 | $30,610,000 | $156,000 | $1,005,000 | $72,000 | $506,000 |
| Collateral | 156 | $15,870,000 | $101,000 | $1,525,000 | $151,000 | $562,000 |
| Credit History | 141 | $15,515,000 | $110,000 | $835,000 | $139,000 | $934,000 |
| Other | 71 | $9,855,000 | $138,000 | $755,000 | $159,000 | $600,000 |
| Employment History | 17 | $2,055,000 | $120,000 | $605,000 | $98,000 | $197,000 |
| Unverifiable Information | 7 | $455,000 | $65,000 | $135,000 | $99,000 | $205,000 |
| Mortgage Insurance Denied | 5 | $2,605,000 | $521,000 | $785,000 | $257,000 | $462,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $225,000 | $225,000 | $225,000 | $72,000 | $72,000 |
| Credit Application Incomplete | 1 | $105,000 | $105,000 | $105,000 | $52,000 | $52,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.