Agfirst Farm Credit Bank Mortgage Lending & HMDA Data, 2020

In 2020, Agfirst Farm Credit Bank of Columbia, SC reported 3,278 mortgage applications totaling $867.5 million, up 17% from 2019. The average application was for $264,649, and applicants reported an average income of $118,067. 82% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Charlotte-Concord-Gastonia, NC-SC (185), Greensboro-High Point, NC (157) and Winston-Salem, NC (153) (applications in parentheses).

Mortgage Company & Address Agfirst Farm Credit Bank
1901 Main Street
Columbia, SC 29201
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 3,278
Total Mortgage Loan Application Amount $867,520,000
Average Mortgage Loan Application Amount $264,649
Highest Mortgage Loan Application Amount $1,905,000
Average Applicant Income $118,067
Highest Applicant Income $1,587,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Agfirst Farm Credit Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Agfirst Farm Credit Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Alamance, North Carolina 72 $ 18,360,000 $ 255,000 $ 117,000
Rockingham, North Carolina 62 $ 16,680,000 $ 269,032 $ 110,000
Bulloch, Georgia 55 $ 11,815,000 $ 214,818 $ 108,000
Cleveland, North Carolina 54 $ 12,960,000 $ 240,000 $ 105,000
Anderson, South Carolina 52 $ 14,060,000 $ 270,384 $ 111,000
Guilford, North Carolina 50 $ 13,850,000 $ 277,000 $ 136,000
Randolph, North Carolina 45 $ 10,785,000 $ 239,666 $ 103,000
Orange, North Carolina 44 $ 12,600,000 $ 286,363 $ 123,000
Davidson, North Carolina 38 $ 10,270,000 $ 270,263 $ 101,000
Yadkin, North Carolina 36 $ 8,270,000 $ 229,722 $ 120,000
Spartanburg, South Carolina 36 $ 11,170,000 $ 310,277 $ 132,000
Catawba, North Carolina 35 $ 8,485,000 $ 242,428 $ 88,000
Stokes, North Carolina 35 $ 8,595,000 $ 245,571 $ 148,000
Laurens, South Carolina 35 $ 7,795,000 $ 222,714 $ 101,000
Surry, North Carolina 34 $ 8,800,000 $ 258,823 $ 99,000
Lexington, South Carolina 34 $ 8,720,000 $ 256,470 $ 105,000
Gaston, North Carolina 31 $ 8,145,000 $ 262,741 $ 105,000
Iredell, North Carolina 31 $ 8,955,000 $ 288,870 $ 123,000
Frederick, Virginia 31 $ 8,745,000 $ 282,096 $ 129,000
Appling, Georgia 30 $ 5,670,000 $ 189,000 $ 121,000
Rowan, North Carolina 30 $ 8,220,000 $ 274,000 $ 120,000
Aiken, South Carolina 27 $ 6,935,000 $ 256,851 $ 138,000
Newberry, South Carolina 27 $ 8,245,000 $ 305,370 $ 108,000
Berkeley, West Virginia 26 $ 4,810,000 $ 185,000 $ 95,000
Union, North Carolina 25 $ 6,995,000 $ 279,800 $ 109,000
Kershaw, South Carolina 25 $ 6,645,000 $ 265,800 $ 95,000
Davie, North Carolina 23 $ 7,055,000 $ 306,739 $ 132,000
Caswell, North Carolina 22 $ 4,480,000 $ 203,636 $ 117,000
Person, North Carolina 22 $ 5,540,000 $ 251,818 $ 139,000
Forsyth, North Carolina 21 $ 7,865,000 $ 374,523 $ 121,000
Lincoln, North Carolina 21 $ 5,605,000 $ 266,904 $ 87,000
Greenville, South Carolina 21 $ 6,635,000 $ 315,952 $ 131,000
Kent, Delaware 20 $ 4,730,000 $ 236,500 $ 98,000
Alachua, Florida 20 $ 5,750,000 $ 287,500 $ 143,000
Marion, Florida 20 $ 6,630,000 $ 331,500 $ 182,000
Carroll, Georgia 19 $ 5,235,000 $ 275,526 $ 154,000
Wilkes, North Carolina 19 $ 4,425,000 $ 232,894 $ 90,000
Dorchester, South Carolina 19 $ 6,235,000 $ 328,157 $ 113,000
St. Mary's, Maryland 18 $ 5,840,000 $ 324,444 $ 139,000
Chatham, North Carolina 18 $ 4,020,000 $ 223,333 $ 98,000
Macon, North Carolina 18 $ 3,520,000 $ 195,555 $ 102,000
Saluda, South Carolina 18 $ 4,280,000 $ 237,777 $ 91,000
Frederick, Maryland 17 $ 6,065,000 $ 356,764 $ 135,000
Caldwell, North Carolina 17 $ 4,255,000 $ 250,294 $ 129,000
Charles, Maryland 16 $ 5,800,000 $ 362,500 $ 108,000
Rhea, Tennessee 16 $ 3,660,000 $ 228,750 $ 96,000
Shenandoah, Virginia 16 $ 4,040,000 $ 252,500 $ 100,000
Washington, Virginia 16 $ 3,280,000 $ 205,000 $ 87,000
Putnam, Florida 15 $ 3,555,000 $ 237,000 $ 88,000
Pike, Georgia 15 $ 4,335,000 $ 289,000 $ 137,000
Toombs, Georgia 15 $ 2,915,000 $ 194,333 $ 97,000
Carroll, Maryland 15 $ 5,405,000 $ 360,333 $ 175,000
Colleton, South Carolina 15 $ 4,315,000 $ 287,666 $ 120,000
Pickens, South Carolina 15 $ 4,285,000 $ 285,666 $ 102,000
Pittsylvania, Virginia 15 $ 3,295,000 $ 219,666 $ 101,000
Washington, Kentucky 14 $ 2,510,000 $ 179,285 $ 110,000
Alleghany, North Carolina 14 $ 3,320,000 $ 237,142 $ 104,000
Jackson, North Carolina 14 $ 3,690,000 $ 263,571 $ 107,000
Rutherford, North Carolina 14 $ 4,160,000 $ 297,142 $ 113,000
Chester, South Carolina 14 $ 3,890,000 $ 277,857 $ 127,000
Augusta, Virginia 14 $ 3,750,000 $ 267,857 $ 95,000
Halifax, Virginia 14 $ 3,420,000 $ 244,285 $ 123,000
Rockingham, Virginia 14 $ 2,970,000 $ 212,142 $ 92,000
Santa Rosa, Florida 13 $ 3,285,000 $ 252,692 $ 118,000
Marion, Kentucky 13 $ 3,095,000 $ 238,076 $ 106,000
Washington, Maryland 13 $ 3,255,000 $ 250,384 $ 106,000
Oconee, South Carolina 13 $ 2,795,000 $ 215,000 $ 90,000
York, South Carolina 13 $ 4,455,000 $ 342,692 $ 185,000
Harris, Georgia 12 $ 2,620,000 $ 218,333 $ 95,000
Newton, Georgia 12 $ 3,580,000 $ 298,333 $ 117,000
Burke, North Carolina 12 $ 2,810,000 $ 234,166 $ 99,000
Granville, North Carolina 12 $ 2,860,000 $ 238,333 $ 102,000
Madison, North Carolina 12 $ 3,080,000 $ 256,666 $ 88,000
Moore, North Carolina 12 $ 3,100,000 $ 258,333 $ 112,000
Stanly, North Carolina 12 $ 2,980,000 $ 248,333 $ 172,000
Chester, Pennsylvania 12 $ 4,400,000 $ 366,666 $ 115,000
Lancaster, Pennsylvania 12 $ 3,230,000 $ 269,166 $ 68,000
Coweta, Georgia 11 $ 2,825,000 $ 256,818 $ 102,000
Walton, Georgia 11 $ 3,035,000 $ 275,909 $ 105,000
DeSoto, Florida 10 $ 2,400,000 $ 240,000 $ 103,000
Polk, Florida 10 $ 3,360,000 $ 336,000 $ 122,000
Candler, Georgia 10 $ 1,830,000 $ 183,000 $ 107,000
Coffee, Georgia 10 $ 1,990,000 $ 199,000 $ 114,000
Effingham, Georgia 10 $ 2,070,000 $ 207,000 $ 130,000
Heard, Georgia 10 $ 1,790,000 $ 179,000 $ 110,000
Monroe, Georgia 10 $ 2,980,000 $ 298,000 $ 118,000
Morgan, Georgia 10 $ 3,520,000 $ 352,000 $ 114,000
Graves, Kentucky 10 $ 1,610,000 $ 161,000 $ 76,000
Marshall, Kentucky 10 $ 1,600,000 $ 160,000 $ 79,000
Cabarrus, North Carolina 10 $ 2,750,000 $ 275,000 $ 85,000
Abbeville, South Carolina 10 $ 1,980,000 $ 198,000 $ 100,000
Fairfield, South Carolina 10 $ 3,600,000 $ 360,000 $ 141,000
Bledsoe, Tennessee 10 $ 2,420,000 $ 242,000 $ 116,000
Franklin, Virginia 10 $ 2,260,000 $ 226,000 $ 119,000
Sussex, Delaware 9 $ 1,935,000 $ 215,000 $ 75,000
Hillsborough, Florida 9 $ 3,215,000 $ 357,222 $ 124,000
Jackson, Florida 9 $ 2,085,000 $ 231,666 $ 83,000
Screven, Georgia 9 $ 2,145,000 $ 238,333 $ 109,000
Spalding, Georgia 9 $ 2,345,000 $ 260,555 $ 124,000
Alexander, North Carolina 9 $ 2,015,000 $ 223,888 $ 103,000
Montgomery, North Carolina 9 $ 1,635,000 $ 181,666 $ 112,000
Greenwood, South Carolina 9 $ 1,885,000 $ 209,444 $ 110,000
Bradley, Tennessee 9 $ 2,125,000 $ 236,111 $ 85,000
Hampshire, West Virginia 9 $ 1,575,000 $ 175,000 $ 107,000
Jefferson, West Virginia 9 $ 2,095,000 $ 232,777 $ 130,000
Bacon, Georgia 8 $ 1,370,000 $ 171,250 $ 91,000
Lamar, Georgia 8 $ 1,700,000 $ 212,500 $ 71,000
Wayne, Georgia 8 $ 1,640,000 $ 205,000 $ 92,000
Haywood, North Carolina 8 $ 2,500,000 $ 312,500 $ 141,000
Henderson, North Carolina 8 $ 1,940,000 $ 242,500 $ 90,000
Swain, North Carolina 8 $ 1,950,000 $ 243,750 $ 133,000
Orangeburg, South Carolina 8 $ 2,240,000 $ 280,000 $ 106,000
Botetourt, Virginia 8 $ 1,490,000 $ 186,250 $ 89,000
Carroll, Virginia 8 $ 1,760,000 $ 220,000 $ 110,000
Clarke, Virginia 8 $ 2,280,000 $ 285,000 $ 114,000
Floyd, Virginia 8 $ 1,890,000 $ 236,250 $ 138,000
Columbia, Florida 7 $ 1,085,000 $ 155,000 $ 74,000
Nassau, Florida 7 $ 2,445,000 $ 349,285 $ 155,000
Pasco, Florida 7 $ 1,655,000 $ 236,428 $ 121,000
Walton, Florida 7 $ 1,675,000 $ 239,285 $ 100,000
Montgomery, Georgia 7 $ 1,345,000 $ 192,142 $ 124,000
Ballard, Kentucky 7 $ 1,205,000 $ 172,142 $ 103,000
McCracken, Kentucky 7 $ 1,705,000 $ 243,571 $ 85,000
Mercer, Kentucky 7 $ 1,705,000 $ 243,571 $ 102,000
Baltimore, Maryland 7 $ 2,915,000 $ 416,428 $ 183,000
Polk, North Carolina 7 $ 2,475,000 $ 353,571 $ 128,000
Berkeley, South Carolina 7 $ 1,285,000 $ 183,571 $ 82,000
Page, Virginia 7 $ 1,665,000 $ 237,857 $ 92,000
Warren, Virginia 7 $ 2,525,000 $ 360,714 $ 104,000
Hardy, West Virginia 7 $ 2,015,000 $ 287,857 $ 126,000
Clay, Florida 6 $ 1,620,000 $ 270,000 $ 88,000
Gilchrist, Florida 6 $ 1,260,000 $ 210,000 $ 112,000
Lake, Florida 6 $ 1,680,000 $ 280,000 $ 111,000
Meriwether, Georgia 6 $ 1,290,000 $ 215,000 $ 56,000
Upson, Georgia 6 $ 1,090,000 $ 181,666 $ 104,000
Garrard, Kentucky 6 $ 1,040,000 $ 173,333 $ 111,000
Cecil, Maryland 6 $ 1,850,000 $ 308,333 $ 89,000
Harford, Maryland 6 $ 1,760,000 $ 293,333 $ 138,000
Buncombe, North Carolina 6 $ 1,610,000 $ 268,333 $ 115,000
Charleston, South Carolina 6 $ 5,670,000 $ 945,000 $ 206,000
Cherokee, South Carolina 6 $ 1,500,000 $ 250,000 $ 128,000
Edgefield, South Carolina 6 $ 1,490,000 $ 248,333 $ 118,000
Albemarle, Virginia 6 $ 2,140,000 $ 356,666 $ 194,000
Buckingham, Virginia 6 $ 1,730,000 $ 288,333 $ 87,000
Culpeper, Virginia 6 $ 1,930,000 $ 321,666 $ 140,000
Isle of Wight, Virginia 6 $ 1,790,000 $ 298,333 $ 135,000
Nelson, Virginia 6 $ 1,250,000 $ 208,333 $ 133,000
Patrick, Virginia 6 $ 1,260,000 $ 210,000 $ 86,000
Wythe, Virginia 6 $ 1,300,000 $ 216,666 $ 109,000
Bradford, Florida 5 $ 1,195,000 $ 239,000 $ 97,000
Hendry, Florida 5 $ 815,000 $ 163,000 $ 72,000
Jefferson, Florida 5 $ 1,535,000 $ 307,000 $ 229,000
St. Johns, Florida 5 $ 1,525,000 $ 305,000 $ 168,000
Volusia, Florida 5 $ 1,555,000 $ 311,000 $ 176,000
Camden, Georgia 5 $ 1,235,000 $ 247,000 $ 106,000
Evans, Georgia 5 $ 1,115,000 $ 223,000 $ 139,000
Fayette, Georgia 5 $ 4,205,000 $ 841,000 $ 491,000
Haralson, Georgia 5 $ 1,015,000 $ 203,000 $ 117,000
Jenkins, Georgia 5 $ 1,165,000 $ 233,000 $ 136,000
Tattnall, Georgia 5 $ 915,000 $ 183,000 $ 65,000
Troup, Georgia 5 $ 1,195,000 $ 239,000 $ 127,000
Calloway, Kentucky 5 $ 1,075,000 $ 215,000 $ 121,000
Carlisle, Kentucky 5 $ 755,000 $ 151,000 $ 87,000
Calvert, Maryland 5 $ 1,185,000 $ 237,000 $ 102,000
Durham, North Carolina 5 $ 1,685,000 $ 337,000 $ 117,000
Yancey, North Carolina 5 $ 1,235,000 $ 247,000 $ 115,000
Schuylkill, Pennsylvania 5 $ 1,755,000 $ 351,000 $ 149,000
Barnwell, South Carolina 5 $ 1,315,000 $ 263,000 $ 118,000
Lancaster, South Carolina 5 $ 2,075,000 $ 415,000 $ 129,000
Hamilton, Tennessee 5 $ 1,105,000 $ 221,000 $ 87,000
Meigs, Tennessee 5 $ 1,115,000 $ 223,000 $ 100,000
Grimes, Texas 5 $ 1,925,000 $ 385,000 $ 200,000
Bedford, Virginia 5 $ 1,495,000 $ 299,000 $ 103,000
Dinwiddie, Virginia 5 $ 1,425,000 $ 285,000 $ 120,000
Hanover, Virginia 5 $ 1,795,000 $ 359,000 $ 142,000
Montgomery, Virginia 5 $ 1,705,000 $ 341,000 $ 194,000
New Kent, Virginia 5 $ 1,015,000 $ 203,000 $ 86,000
Prince George, Virginia 5 $ 1,475,000 $ 295,000 $ 125,000
Roanoke, Virginia 5 $ 2,125,000 $ 425,000 $ 156,000
Jackson, West Virginia 5 $ 1,055,000 $ 211,000 $ 181,000
New Castle, Delaware 4 $ 1,380,000 $ 345,000 $ 107,000
Hardee, Florida 4 $ 690,000 $ 172,500 $ 84,000
Levy, Florida 4 $ 530,000 $ 132,500 $ 75,000
Manatee, Florida 4 $ 1,080,000 $ 270,000 $ 107,000
Brantley, Georgia 4 $ 950,000 $ 237,500 $ 156,000
Emanuel, Georgia 4 $ 870,000 $ 217,500 $ 116,000
Greene, Georgia 4 $ 1,270,000 $ 317,500 $ 213,000
Pierce, Georgia 4 $ 710,000 $ 177,500 $ 119,000
Franklin, Kentucky 4 $ 1,530,000 $ 382,500 $ 139,000
Lincoln, Kentucky 4 $ 740,000 $ 185,000 $ 87,000
Caroline, Maryland 4 $ 1,570,000 $ 392,500 $ 150,000
Kent, Maryland 4 $ 1,250,000 $ 312,500 $ 159,000
Queen Anne's, Maryland 4 $ 900,000 $ 225,000 $ 122,000
Worcester, Maryland 4 $ 680,000 $ 170,000 $ 96,000
Brunswick, North Carolina 4 $ 890,000 $ 222,500 $ 181,000
Harnett, North Carolina 4 $ 960,000 $ 240,000 $ 104,000
Lee, North Carolina 4 $ 550,000 $ 137,500 $ 115,000
McDowell, North Carolina 4 $ 1,110,000 $ 277,500 $ 86,000
Berks, Pennsylvania 4 $ 1,640,000 $ 410,000 $ 112,000
Lebanon, Pennsylvania 4 $ 880,000 $ 220,000 $ 99,000
Calhoun, South Carolina 4 $ 1,050,000 $ 262,500 $ 153,000
Hampton, South Carolina 4 $ 780,000 $ 195,000 $ 62,000
Jasper, South Carolina 4 $ 1,280,000 $ 320,000 $ 131,000
Richland, South Carolina 4 $ 1,190,000 $ 297,500 $ 156,000
Hunt, Texas 4 $ 1,070,000 $ 267,500 $ 188,000
Fauquier, Virginia 4 $ 1,360,000 $ 340,000 $ 112,000
Russell, Virginia 4 $ 840,000 $ 210,000 $ 98,000
Southampton, Virginia 4 $ 1,140,000 $ 285,000 $ 114,000
Mineral, West Virginia 4 $ 820,000 $ 205,000 $ 242,000
Morgan, West Virginia 4 $ 540,000 $ 135,000 $ 212,000
Citrus, Florida 3 $ 1,115,000 $ 371,666 $ 289,000
Escambia, Florida 3 $ 685,000 $ 228,333 $ 247,000
Gadsden, Florida 3 $ 865,000 $ 288,333 $ 173,000
Hernando, Florida 3 $ 945,000 $ 315,000 $ 89,000
Highlands, Florida 3 $ 705,000 $ 235,000 $ 155,000
Holmes, Florida 3 $ 995,000 $ 331,666 $ 157,000
Osceola, Florida 3 $ 755,000 $ 251,666 $ 270,000
Union, Florida 3 $ 745,000 $ 248,333 $ 90,000
Berrien, Georgia 3 $ 465,000 $ 155,000 $ 49,000
Bryan, Georgia 3 $ 835,000 $ 278,333 $ 98,000
Butts, Georgia 3 $ 805,000 $ 268,333 $ 126,000
Irwin, Georgia 3 $ 475,000 $ 158,333 $ 133,000
Jasper, Georgia 3 $ 805,000 $ 268,333 $ 155,000
Jeff Davis, Georgia 3 $ 605,000 $ 201,666 $ 208,000
Rockdale, Georgia 3 $ 1,115,000 $ 371,666 $ 144,000
Talbot, Georgia 3 $ 825,000 $ 275,000 $ 137,000
Bourbon, Kentucky 3 $ 795,000 $ 265,000 $ 109,000
Boyle, Kentucky 3 $ 945,000 $ 315,000 $ 153,000
Jessamine, Kentucky 3 $ 855,000 $ 285,000 $ 86,000
Howard, Maryland 3 $ 1,395,000 $ 465,000 $ 159,000
Somerset, Maryland 3 $ 485,000 $ 161,666 $ 51,000
Otsego, New York 3 $ 615,000 $ 205,000 $ 103,000
Anson, North Carolina 3 $ 725,000 $ 241,666 $ 92,000
Watauga, North Carolina 3 $ 1,175,000 $ 391,666 $ 215,000
Union, South Carolina 3 $ 805,000 $ 268,333 $ 142,000
Marion, Tennessee 3 $ 705,000 $ 235,000 $ 175,000
McMinn, Tennessee 3 $ 765,000 $ 255,000 $ 136,000
Angelina, Texas 3 $ 665,000 $ 221,666 $ 234,000
Austin, Texas 3 $ 765,000 $ 255,000 $ 124,000
Bastrop, Texas 3 $ 1,055,000 $ 351,666 $ 148,000
Bell, Texas 3 $ 1,425,000 $ 475,000 $ 103,000
Guadalupe, Texas 3 $ 1,165,000 $ 388,333 $ 118,000
Jasper, Texas 3 $ 745,000 $ 248,333 $ 97,000
Kaufman, Texas 3 $ 755,000 $ 251,666 $ 97,000
Waller, Texas 3 $ 1,055,000 $ 351,666 $ 151,000
Williamson, Texas 3 $ 1,245,000 $ 415,000 $ 212,000
Essex, Virginia 3 $ 925,000 $ 308,333 $ 141,000
Louisa, Virginia 3 $ 775,000 $ 258,333 $ 101,000
Madison, Virginia 3 $ 695,000 $ 231,666 $ 79,000
Nottoway, Virginia 3 $ 805,000 $ 268,333 $ 66,000
Orange, Virginia 3 $ 935,000 $ 311,666 $ 154,000
Rockbridge, Virginia 3 $ 585,000 $ 195,000 $ 78,000
Russell, Alabama 2 $ 490,000 $ 245,000 $ 49,000
Greene, Arkansas 2 $ 490,000 $ 245,000 $ 125,000
Dixie, Florida 2 $ 350,000 $ 175,000 $ 100,000
Glades, Florida 2 $ 280,000 $ 140,000 $ 69,000
Madison, Florida 2 $ 500,000 $ 250,000 $ 107,000
Okaloosa, Florida 2 $ 450,000 $ 225,000 $ 95,000
Okeechobee, Florida 2 $ 420,000 $ 210,000 $ 124,000
Sumter, Florida 2 $ 670,000 $ 335,000 $ 156,000
Washington, Florida 2 $ 620,000 $ 310,000 $ 133,000
Catoosa, Georgia 2 $ 280,000 $ 140,000 $ 96,000
Colquitt, Georgia 2 $ 450,000 $ 225,000 $ 131,000
Douglas, Georgia 2 $ 460,000 $ 230,000 $ 171,000
Gordon, Georgia 2 $ 520,000 $ 260,000 $ 272,000
Grady, Georgia 2 $ 310,000 $ 155,000 $ 59,000
Hancock, Georgia 2 $ 230,000 $ 115,000 $ 62,000
Oconee, Georgia 2 $ 750,000 $ 375,000 $ 171,000
Oglethorpe, Georgia 2 $ 670,000 $ 335,000 $ 193,000
Putnam, Georgia 2 $ 620,000 $ 310,000 $ 505,000
Treutlen, Georgia 2 $ 360,000 $ 180,000 $ 99,000
Worth, Georgia 2 $ 570,000 $ 285,000 $ 66,000
Anderson, Kentucky 2 $ 560,000 $ 280,000 $ 81,000
Casey, Kentucky 2 $ 480,000 $ 240,000 $ 91,000
Clark, Kentucky 2 $ 1,060,000 $ 530,000 $ 164,000
Harrison, Kentucky 2 $ 270,000 $ 135,000 $ 61,000
Livingston, Kentucky 2 $ 510,000 $ 255,000 $ 102,000
Nelson, Kentucky 2 $ 360,000 $ 180,000 $ 72,000
Scott, Kentucky 2 $ 860,000 $ 430,000 $ 202,000
Taylor, Kentucky 2 $ 600,000 $ 300,000 $ 146,000
Woodford, Kentucky 2 $ 780,000 $ 390,000 $ 177,000
Garrett, Maryland 2 $ 340,000 $ 170,000 $ 90,000
Prince George's, Maryland 2 $ 480,000 $ 240,000 $ 231,000
Talbot, Maryland 2 $ 520,000 $ 260,000 $ 129,000
Wicomico, Maryland 2 $ 400,000 $ 200,000 $ 62,000
Madison, New York 2 $ 320,000 $ 160,000 $ 116,000
Ashe, North Carolina 2 $ 480,000 $ 240,000 $ 43,000
Beaufort, North Carolina 2 $ 390,000 $ 195,000 $ 86,000
Bladen, North Carolina 2 $ 430,000 $ 215,000 $ 155,000
Clay, North Carolina 2 $ 420,000 $ 210,000 $ 64,000
Graham, North Carolina 2 $ 410,000 $ 205,000 $ 75,000
Mecklenburg, North Carolina 2 $ 440,000 $ 220,000 $ 103,000
Mitchell, North Carolina 2 $ 310,000 $ 155,000 $ 115,000
Richmond, North Carolina 2 $ 350,000 $ 175,000 $ 102,000
Sampson, North Carolina 2 $ 500,000 $ 250,000 $ 143,000
Vance, North Carolina 2 $ 470,000 $ 235,000 $ 109,000
Dauphin, Pennsylvania 2 $ 400,000 $ 200,000 $ 89,000
Franklin, Pennsylvania 2 $ 510,000 $ 255,000 $ 166,000
Bamberg, South Carolina 2 $ 450,000 $ 225,000 $ 82,000
Beaufort, South Carolina 2 $ 690,000 $ 345,000 $ 88,000
McCormick, South Carolina 2 $ 550,000 $ 275,000 $ 116,000
Monroe, Tennessee 2 $ 170,000 $ 85,000 $ 103,000
Polk, Tennessee 2 $ 370,000 $ 185,000 $ 122,000
Sequatchie, Tennessee 2 $ 520,000 $ 260,000 $ 125,000
Bandera, Texas 2 $ 980,000 $ 490,000 $ 161,000
Bexar, Texas 2 $ 660,000 $ 330,000 $ 94,000
Burnet, Texas 2 $ 1,420,000 $ 710,000 $ 208,000
Cass, Texas 2 $ 190,000 $ 95,000 $ 181,000
Coryell, Texas 2 $ 980,000 $ 490,000 $ 238,000
Hays, Texas 2 $ 1,480,000 $ 740,000 $ 212,000
Johnson, Texas 2 $ 670,000 $ 335,000 $ 176,000
Karnes, Texas 2 $ 700,000 $ 350,000 $ 130,000
Kendall, Texas 2 $ 610,000 $ 305,000 $ 90,000
Knox, Texas 2 $ 670,000 $ 335,000 $ 159,000
Madison, Texas 2 $ 880,000 $ 440,000 $ 108,000
McLennan, Texas 2 $ 630,000 $ 315,000 $ 83,000
Medina, Texas 2 $ 650,000 $ 325,000 $ 165,000
Montague, Texas 2 $ 340,000 $ 170,000 $ 157,000
Montgomery, Texas 2 $ 660,000 $ 330,000 $ 162,000
Rains, Texas 2 $ 340,000 $ 170,000 $ 114,000
Real, Texas 2 $ 700,000 $ 350,000 $ 122,000
Van Zandt, Texas 2 $ 380,000 $ 190,000 $ 98,000
Washington, Texas 2 $ 760,000 $ 380,000 $ 135,000
Accomack, Virginia 2 $ 540,000 $ 270,000 $ 93,000
Amherst, Virginia 2 $ 510,000 $ 255,000 $ 338,000
Bland, Virginia 2 $ 620,000 $ 310,000 $ 101,000
Fluvanna, Virginia 2 $ 600,000 $ 300,000 $ 114,000
Goochland, Virginia 2 $ 530,000 $ 265,000 $ 123,000
Grayson, Virginia 2 $ 300,000 $ 150,000 $ 128,000
Loudoun, Virginia 2 $ 1,260,000 $ 630,000 $ 222,000
Lunenburg, Virginia 2 $ 610,000 $ 305,000 $ 65,000
Middlesex, Virginia 2 $ 500,000 $ 250,000 $ 76,000
Rappahannock, Virginia 2 $ 500,000 $ 250,000 $ 90,000
Scott, Virginia 2 $ 340,000 $ 170,000 $ 50,000
Spotsylvania, Virginia 2 $ 690,000 $ 345,000 $ 153,000
Surry, Virginia 2 $ 390,000 $ 195,000 $ 76,000
Greenbrier, West Virginia 2 $ 310,000 $ 155,000 $ 86,000
Wirt, West Virginia 2 $ 630,000 $ 315,000 $ 412,000
Baldwin, Alabama 1 $ 175,000 $ 175,000 $ 64,000
Barbour, Alabama 1 $ 215,000 $ 215,000 $ 63,000
Blount, Alabama 1 $ 485,000 $ 485,000 $ 205,000
Clay, Alabama 1 $ 95,000 $ 95,000 $ 182,000
Lee, Alabama 1 $ 345,000 $ 345,000 $ 109,000
Lowndes, Alabama 1 $ 285,000 $ 285,000 $ 98,000
Marshall, Alabama 1 $ 205,000 $ 205,000 $ 169,000
Talladega, Alabama 1 $ 295,000 $ 295,000 $ 139,000
Tuscaloosa, Alabama 1 $ 225,000 $ 225,000 $ 85,000
Crittenden, Arkansas 1 $ 125,000 $ 125,000 $ 263,000
Litchfield, Connecticut 1 $ 135,000 $ 135,000 $ 48,000
Windham, Connecticut 1 $ 355,000 $ 355,000 $ 137,000
Brevard, Florida 1 $ 335,000 $ 335,000 $ 245,000
Calhoun, Florida 1 $ 225,000 $ 225,000 $ 90,000
Charlotte, Florida 1 $ 245,000 $ 245,000 $ 66,000
Collier, Florida 1 $ 225,000 $ 225,000 $ 65,000
Indian River, Florida 1 $ 455,000 $ 455,000 $ 233,000
Lee, Florida 1 $ 355,000 $ 355,000 $ 117,000
Leon, Florida 1 $ 415,000 $ 415,000 $ 124,000
Miami-Dade, Florida 1 $ 335,000 $ 335,000 $ 380,000
Palm Beach, Florida 1 $ 255,000 $ 255,000 $ 80,000
Seminole, Florida 1 $ 495,000 $ 495,000 $ 165,000
St. Lucie, Florida 1 $ 275,000 $ 275,000 $ 191,000
Suwannee, Florida 1 $ 105,000 $ 105,000 $ 223,000
Wakulla, Florida 1 $ 355,000 $ 355,000 $ 184,000
Ben Hill, Georgia 1 $ 105,000 $ 105,000 $ 105,000
Brooks, Georgia 1 $ 415,000 $ 415,000 $ 153,000
Charlton, Georgia 1 $ 325,000 $ 325,000 $ 162,000
Elbert, Georgia 1 $ 265,000 $ 265,000 $ 86,000
Floyd, Georgia 1 $ 395,000 $ 395,000 $ 100,000
Gwinnett, Georgia 1 $ 205,000 $ 205,000 $ 115,000
Henry, Georgia 1 $ 345,000 $ 345,000 $ 135,000
Houston, Georgia 1 $ 225,000 $ 225,000 $ 91,000
Jackson, Georgia 1 $ 515,000 $ 515,000 $ 129,000
Jefferson, Georgia 1 $ 65,000 $ 65,000 $ 56,000
Johnson, Georgia 1 $ 145,000 $ 145,000 $ 73,000
Jones, Georgia 1 $ 245,000 $ 245,000 $ 137,000
Laurens, Georgia 1 $ 85,000 $ 85,000 $ 79,000
Lee, Georgia 1 $ 265,000 $ 265,000 $ 66,000
McIntosh, Georgia 1 $ 75,000 $ 75,000 $ 41,000
Muscogee, Georgia 1 $ 215,000 $ 215,000 $ 39,000
Rabun, Georgia 1 $ 295,000 $ 295,000 $ 72,000
Tift, Georgia 1 $ 125,000 $ 125,000 $ 54,000
Union, Georgia 1 $ 135,000 $ 135,000 $ 183,000
Ware, Georgia 1 $ 105,000 $ 105,000 $ 73,000
White, Georgia 1 $ 315,000 $ 315,000 $ 120,000
Wilcox, Georgia 1 $ 255,000 $ 255,000 $ 100,000
Wilkes, Georgia 1 $ 265,000 $ 265,000 $ 147,000
Caldwell, Kentucky 1 $ 215,000 $ 215,000 $ 103,000
Fayette, Kentucky 1 $ 305,000 $ 305,000 $ 158,000
Hardin, Kentucky 1 $ 525,000 $ 525,000 $ 256,000
Hickman, Kentucky 1 $ 245,000 $ 245,000 $ 83,000
Nicholas, Kentucky 1 $ 145,000 $ 145,000 $ 48,000
Rockcastle, Kentucky 1 $ 205,000 $ 205,000 $ 115,000
Shelby, Kentucky 1 $ 345,000 $ 345,000 $ 171,000
Franklin, Louisiana 1 $ 135,000 $ 135,000 $ 0
Jefferson Davis, Louisiana 1 $ 255,000 $ 255,000 $ 151,000
Morehouse, Louisiana 1 $ 265,000 $ 265,000 $ 107,000
Richland, Louisiana 1 $ 185,000 $ 185,000 $ 246,000
Terrebonne, Louisiana 1 $ 175,000 $ 175,000 $ 67,000
West Baton Rouge, Louisiana 1 $ 145,000 $ 145,000 $ 70,000
Anne Arundel, Maryland 1 $ 405,000 $ 405,000 $ 89,000
Dorchester, Maryland 1 $ 435,000 $ 435,000 $ 149,000
Montgomery, Maryland 1 $ 665,000 $ 665,000 $ 151,000
Claiborne, Mississippi 1 $ 375,000 $ 375,000 $ 190,000
Hinds, Mississippi 1 $ 115,000 $ 115,000 $ 137,000
Holmes, Mississippi 1 $ 85,000 $ 85,000 $ 62,000
Lafayette, Mississippi 1 $ 245,000 $ 245,000 $ 118,000
Neshoba, Mississippi 1 $ 65,000 $ 65,000 $ 96,000
Grant, New Mexico 1 $ 205,000 $ 205,000 $ 87,000
Cortland, New York 1 $ 65,000 $ 65,000 $ 48,000
Jefferson, New York 1 $ 155,000 $ 155,000 $ 191,000
Niagara, New York 1 $ 75,000 $ 75,000 $ 42,000
Oneida, New York 1 $ 165,000 $ 165,000 $ 99,000
Orleans, New York 1 $ 55,000 $ 55,000 $ 43,000
Schenectady, New York 1 $ 185,000 $ 185,000 $ 64,000
Carteret, North Carolina 1 $ 395,000 $ 395,000 $ 184,000
Cherokee, North Carolina 1 $ 75,000 $ 75,000 $ 40,000
Cumberland, North Carolina 1 $ 135,000 $ 135,000 $ 85,000
Duplin, North Carolina 1 $ 185,000 $ 185,000 $ 32,000
Greene, North Carolina 1 $ 355,000 $ 355,000 $ 86,000
Hertford, North Carolina 1 $ 105,000 $ 105,000 $ 46,000
Hoke, North Carolina 1 $ 145,000 $ 145,000 $ 28,000
Johnston, North Carolina 1 $ 85,000 $ 85,000 $ 40,000
Lenoir, North Carolina 1 $ 175,000 $ 175,000 $ 58,000
Pasquotank, North Carolina 1 $ 185,000 $ 185,000 $ 97,000
Warren, North Carolina 1 $ 115,000 $ 115,000 $ 202,000
Wayne, North Carolina 1 $ 255,000 $ 255,000 $ 140,000
Huron, Ohio 1 $ 105,000 $ 105,000 $ 100,000
Cumberland, Pennsylvania 1 $ 425,000 $ 425,000 $ 147,000
York, Pennsylvania 1 $ 445,000 $ 445,000 $ 498,000
Florence, South Carolina 1 $ 275,000 $ 275,000 $ 124,000
Georgetown, South Carolina 1 $ 265,000 $ 265,000 $ 116,000
Lee, South Carolina 1 $ 105,000 $ 105,000 $ 79,000
Williamsburg, South Carolina 1 $ 285,000 $ 285,000 $ 71,000
Cumberland, Tennessee 1 $ 205,000 $ 205,000 $ 107,000
Loudon, Tennessee 1 $ 515,000 $ 515,000 $ 97,000
Roane, Tennessee 1 $ 315,000 $ 315,000 $ 154,000
Weakley, Tennessee 1 $ 255,000 $ 255,000 $ 263,000
Archer, Texas 1 $ 265,000 $ 265,000 $ 56,000
Blanco, Texas 1 $ 455,000 $ 455,000 $ 294,000
Brazos, Texas 1 $ 345,000 $ 345,000 $ 43,000
Callahan, Texas 1 $ 375,000 $ 375,000 $ 240,000
Childress, Texas 1 $ 125,000 $ 125,000 $ 83,000
Clay, Texas 1 $ 285,000 $ 285,000 $ 127,000
Deaf Smith, Texas 1 $ 205,000 $ 205,000 $ 89,000
Donley, Texas 1 $ 215,000 $ 215,000 $ 59,000
Eastland, Texas 1 $ 475,000 $ 475,000 $ 471,000
Erath, Texas 1 $ 705,000 $ 705,000 $ 200,000
Falls, Texas 1 $ 95,000 $ 95,000 $ 49,000
Fannin, Texas 1 $ 235,000 $ 235,000 $ 100,000
Fayette, Texas 1 $ 395,000 $ 395,000 $ 117,000
Fort Bend, Texas 1 $ 605,000 $ 605,000 $ 289,000
Freestone, Texas 1 $ 365,000 $ 365,000 $ 81,000
Frio, Texas 1 $ 335,000 $ 335,000 $ 80,000
Garza, Texas 1 $ 225,000 $ 225,000 $ 1,038,000
Gillespie, Texas 1 $ 405,000 $ 405,000 $ 199,000
Glasscock, Texas 1 $ 245,000 $ 245,000 $ 197,000
Gonzales, Texas 1 $ 355,000 $ 355,000 $ 268,000
Grayson, Texas 1 $ 225,000 $ 225,000 $ 55,000
Harrison, Texas 1 $ 225,000 $ 225,000 $ 102,000
Jim Wells, Texas 1 $ 215,000 $ 215,000 $ 85,000
Jones, Texas 1 $ 145,000 $ 145,000 $ 148,000
Lee, Texas 1 $ 385,000 $ 385,000 $ 194,000
Leon, Texas 1 $ 345,000 $ 345,000 $ 354,000
Limestone, Texas 1 $ 465,000 $ 465,000 $ 126,000
Midland, Texas 1 $ 395,000 $ 395,000 $ 107,000
Milam, Texas 1 $ 245,000 $ 245,000 $ 109,000
Navarro, Texas 1 $ 415,000 $ 415,000 $ 217,000
Palo Pinto, Texas 1 $ 515,000 $ 515,000 $ 500,000
Polk, Texas 1 $ 345,000 $ 345,000 $ 136,000
Robertson, Texas 1 $ 605,000 $ 605,000 $ 210,000
San Saba, Texas 1 $ 265,000 $ 265,000 $ 347,000
Smith, Texas 1 $ 125,000 $ 125,000 $ 46,000
Sterling, Texas 1 $ 155,000 $ 155,000 $ 52,000
Stonewall, Texas 1 $ 215,000 $ 215,000 $ 102,000
Travis, Texas 1 $ 305,000 $ 305,000 $ 84,000
Upshur, Texas 1 $ 425,000 $ 425,000 $ 148,000
Uvalde, Texas 1 $ 205,000 $ 205,000 $ 42,000
Walker, Texas 1 $ 225,000 $ 225,000 $ 72,000
Wharton, Texas 1 $ 485,000 $ 485,000 $ 234,000
Wheeler, Texas 1 $ 145,000 $ 145,000 $ 90,000
Willacy, Texas 1 $ 315,000 $ 315,000 $ 200,000
Wilson, Texas 1 $ 195,000 $ 195,000 $ 54,000
Appomattox, Virginia 1 $ 185,000 $ 185,000 $ 65,000
Bath, Virginia 1 $ 85,000 $ 85,000 $ 60,000
Campbell, Virginia 1 $ 145,000 $ 145,000 $ 37,000
Caroline, Virginia 1 $ 185,000 $ 185,000 $ 60,000
Charles City, Virginia 1 $ 305,000 $ 305,000 $ 80,000
Charlotte, Virginia 1 $ 265,000 $ 265,000 $ 58,000
Chesapeake, Virginia 1 $ 365,000 $ 365,000 $ 215,000
Chesterfield, Virginia 1 $ 475,000 $ 475,000 $ 191,000
Craig, Virginia 1 $ 245,000 $ 245,000 $ 115,000
Cumberland, Virginia 1 $ 125,000 $ 125,000 $ 91,000
Giles, Virginia 1 $ 485,000 $ 485,000 $ 73,000
Greene, Virginia 1 $ 255,000 $ 255,000 $ 173,000
Henrico, Virginia 1 $ 125,000 $ 125,000 $ 48,000
King and Queen, Virginia 1 $ 145,000 $ 145,000 $ 47,000
King William, Virginia 1 $ 165,000 $ 165,000 $ 50,000
Lancaster, Virginia 1 $ 205,000 $ 205,000 $ 94,000
Lee, Virginia 1 $ 285,000 $ 285,000 $ 101,000
Northampton, Virginia 1 $ 575,000 $ 575,000 $ 134,000
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Mortgage Loan Application Detail Totals for Agfirst Farm Credit Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,637 $457,325,000 $279,000 $1,005,000 $117,000 $1,587,000
Refinancing 1,022 $258,740,000 $253,000 $1,905,000 $124,000 $1,247,000
Cash-out Refinancing 609 $149,595,000 $245,000 $1,465,000 $112,000 $921,000
Other Purpose 10 $1,860,000 $186,000 $335,000 $56,000 $104,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,989 $786,415,000 $263,000 $1,905,000 $118,000 $1,587,000
Not Provided 173 $49,495,000 $286,000 $715,000 $129,000 $670,000
Hispanic 44 $11,390,000 $258,000 $515,000 $120,000 $380,000
Black or African American 40 $10,860,000 $271,000 $635,000 $98,000 $253,000
American Indian or Alaskan Native 15 $4,065,000 $271,000 $515,000 $101,000 $228,000
Asian 9 $2,425,000 $269,000 $515,000 $180,000 $407,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,278 $867,520,000 $264,000 $1,905,000 $118,000 $1,587,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,703 $705,455,000 $260,000 $1,465,000 $119,000 $1,587,000
Application Denied By Financial Institution 376 $110,070,000 $292,000 $1,905,000 $109,000 $994,000
Application Withdrawn By Applicant 168 $43,790,000 $260,000 $605,000 $128,000 $1,038,000
Application Approved But Not Accepted 16 $4,190,000 $261,000 $605,000 $127,000 $263,000
Loan Purchased By The Institution 15 $4,015,000 $267,000 $475,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,902 $757,450,000 $261,000 $1,465,000 $119,000 $1,587,000
Collateral 149 $45,145,000 $302,000 $1,905,000 $124,000 $586,000
Debt-To-Income Ratio 130 $38,830,000 $298,000 $1,875,000 $74,000 $353,000
Credit History 32 $8,010,000 $250,000 $795,000 $105,000 $258,000
Credit Application Incomplete 27 $6,105,000 $226,000 $405,000 $99,000 $197,000
Other 19 $6,815,000 $358,000 $755,000 $181,000 $994,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,620,000 $262,000 $515,000 $179,000 $500,000
Unverifiable Information 7 $1,825,000 $260,000 $355,000 $163,000 $347,000
Employment History 2 $720,000 $360,000 $455,000 $174,000 $264,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Agfirst Farm Credit Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Agfirst Farm Credit Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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